MUENCHENER RUECKVER AG-REG (MUV2.DE) Fundamental Analysis & Valuation

FRA:MUV2 • DE0008430026

Current stock price

524.2 EUR
+4.8 (+0.92%)
Last:

This MUV2.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. MUV2.DE Profitability Analysis

1.1 Basic Checks

  • MUV2 had positive earnings in the past year.
  • In the past year MUV2 had a positive cash flow from operations.
  • MUV2 had positive earnings in 4 of the past 5 years.
  • MUV2 had a positive operating cash flow in 4 of the past 5 years.
MUV2.DE Yearly Net Income VS EBIT VS OCF VS FCFMUV2.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

1.2 Ratios

  • The Return On Assets of MUV2 (1.85%) is better than 66.67% of its industry peers.
  • With a Return On Equity value of 16.65%, MUV2 perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 2.38%, MUV2 is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for MUV2 is in line with the industry average of 2.85%.
  • The 3 year average ROIC (1.93%) for MUV2 is below the current ROIC(2.38%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 1.85%
ROE 16.65%
ROIC 2.38%
ROA(3y)1.88%
ROA(5y)1.4%
ROE(3y)17.52%
ROE(5y)13.23%
ROIC(3y)1.93%
ROIC(5y)1.43%
MUV2.DE Yearly ROA, ROE, ROICMUV2.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • MUV2 has a Profit Margin (7.98%) which is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of MUV2 has grown nicely.
  • MUV2 has a Operating Margin (13.04%) which is in line with its industry peers.
  • MUV2's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 13.04%
PM (TTM) 7.98%
GM N/A
OM growth 3Y37.9%
OM growth 5Y19.51%
PM growth 3Y29.8%
PM growth 5Y16.55%
GM growth 3YN/A
GM growth 5YN/A
MUV2.DE Yearly Profit, Operating, Gross MarginsMUV2.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

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3

2. MUV2.DE Health Analysis

2.1 Basic Checks

  • MUV2 has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • MUV2 has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
MUV2.DE Yearly Shares OutstandingMUV2.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
MUV2.DE Yearly Total Debt VS Total AssetsMUV2.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100B 200B 300B

2.2 Solvency

  • The Debt to FCF ratio of MUV2 is 1.53, which is an excellent value as it means it would take MUV2, only 1.53 years of fcf income to pay off all of its debts.
  • MUV2 has a Debt to FCF ratio of 1.53. This is in the better half of the industry: MUV2 outperforms 66.67% of its industry peers.
  • MUV2 has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
  • MUV2 has a Debt to Equity ratio of 0.23. This is amongst the best in the industry. MUV2 outperforms 90.48% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 1.53
Altman-Z N/A
ROIC/WACC0.34
WACC7.07%
MUV2.DE Yearly LT Debt VS Equity VS FCFMUV2.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MUV2.DE Yearly Current Assets VS Current LiabilitesMUV2.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. MUV2.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 10.38% over the past year.
  • Measured over the past years, MUV2 shows a very strong growth in Earnings Per Share. The EPS has been growing by 40.42% on average per year.
EPS 1Y (TTM)10.38%
EPS 3Y24.06%
EPS 5Y40.42%
EPS Q2Q%-2.39%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-0.46%

3.2 Future

  • Based on estimates for the next years, MUV2 will show a small growth in Earnings Per Share. The EPS will grow by 4.86% on average per year.
  • The Revenue is expected to grow by 8.34% on average over the next years. This is quite good.
EPS Next Y10.6%
EPS Next 2Y9.9%
EPS Next 3Y6.05%
EPS Next 5Y4.86%
Revenue Next Year2.37%
Revenue Next 2Y3.46%
Revenue Next 3Y5.4%
Revenue Next 5Y8.34%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MUV2.DE Yearly Revenue VS EstimatesMUV2.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B 100B
MUV2.DE Yearly EPS VS EstimatesMUV2.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20 40 60

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5

4. MUV2.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 11.12, which indicates a very decent valuation of MUV2.
  • MUV2's Price/Earnings ratio is a bit cheaper when compared to the industry. MUV2 is cheaper than 61.90% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 25.61, MUV2 is valued rather cheaply.
  • MUV2 is valuated reasonably with a Price/Forward Earnings ratio of 10.06.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MUV2 is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of MUV2 to the average of the S&P500 Index (22.79), we can say MUV2 is valued rather cheaply.
Industry RankSector Rank
PE 11.12
Fwd PE 10.06
MUV2.DE Price Earnings VS Forward Price EarningsMUV2.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MUV2 indicates a rather cheap valuation: MUV2 is cheaper than 80.95% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MUV2 is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 14.61
EV/EBITDA 8.1
MUV2.DE Per share dataMUV2.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.05
PEG (5Y)0.28
EPS Next 2Y9.9%
EPS Next 3Y6.05%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. MUV2.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.53%, MUV2 is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 4.59, MUV2 has a dividend in line with its industry peers.
  • MUV2's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 4.53%

5.2 History

  • The dividend of MUV2 is nicely growing with an annual growth rate of 10.15%!
Dividend Growth(5Y)10.15%
Div Incr Years1
Div Non Decr Years6
MUV2.DE Yearly Dividends per shareMUV2.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 5 10 15 20

5.3 Sustainability

  • 51.33% of the earnings are spent on dividend by MUV2. This is a bit on the high side, but may be sustainable.
  • The dividend of MUV2 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.33%
EPS Next 2Y9.9%
EPS Next 3Y6.05%
MUV2.DE Yearly Income VS Free CF VS DividendMUV2.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B
MUV2.DE Dividend Payout.MUV2.DE Dividend Payout, showing the Payout Ratio.MUV2.DE Dividend Payout.PayoutRetained Earnings

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MUV2.DE Fundamentals: All Metrics, Ratios and Statistics

MUENCHENER RUECKVER AG-REG

FRA:MUV2 (3/25/2026, 5:36:15 PM)

524.2

+4.8 (+0.92%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-26
Earnings (Next)05-12
Inst Owners47.66%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap68.49B
Revenue(TTM)N/A
Net Income(TTM)5.09B
Analysts70
Price Target607.2 (15.83%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.53%
Yearly Dividend15.08
Dividend Growth(5Y)10.15%
DP51.33%
Div Incr Years1
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.98%
Min EPS beat(2)0.41%
Max EPS beat(2)17.54%
EPS beat(4)3
Avg EPS beat(4)-0.44%
Min EPS beat(4)-19.89%
Max EPS beat(4)17.54%
EPS beat(8)6
Avg EPS beat(8)3.52%
EPS beat(12)8
Avg EPS beat(12)32.92%
EPS beat(16)10
Avg EPS beat(16)27.6%
Revenue beat(2)0
Avg Revenue beat(2)-7.42%
Min Revenue beat(2)-9.44%
Max Revenue beat(2)-5.4%
Revenue beat(4)1
Avg Revenue beat(4)-2.61%
Min Revenue beat(4)-12.05%
Max Revenue beat(4)16.46%
Revenue beat(8)1
Avg Revenue beat(8)-6.88%
Revenue beat(12)3
Avg Revenue beat(12)-3.43%
Revenue beat(16)6
Avg Revenue beat(16)-0.35%
PT rev (1m)-0.11%
PT rev (3m)-0.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-0.55%
EPS NY rev (3m)-0.82%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-1.02%
Revenue NY rev (3m)-1.02%
Valuation
Industry RankSector Rank
PE 11.12
Fwd PE 10.06
P/S 1.07
P/FCF 14.61
P/OCF 13.69
P/B 2.24
P/tB 2.58
EV/EBITDA 8.1
EPS(TTM)47.12
EY8.99%
EPS(NY)52.12
Fwd EY9.94%
FCF(TTM)35.88
FCFY6.85%
OCF(TTM)38.29
OCFY7.31%
SpS488.5
BVpS234.08
TBVpS203.29
PEG (NY)1.05
PEG (5Y)0.28
Graham Number498.17
Profitability
Industry RankSector Rank
ROA 1.85%
ROE 16.65%
ROCE 3.05%
ROIC 2.38%
ROICexc 2.43%
ROICexgc 2.66%
OM 13.04%
PM (TTM) 7.98%
GM N/A
FCFM 7.35%
ROA(3y)1.88%
ROA(5y)1.4%
ROE(3y)17.52%
ROE(5y)13.23%
ROIC(3y)1.93%
ROIC(5y)1.43%
ROICexc(3y)1.97%
ROICexc(5y)1.47%
ROICexgc(3y)2.15%
ROICexgc(5y)1.61%
ROCE(3y)2.47%
ROCE(5y)1.84%
ROICexgc growth 3Y35.26%
ROICexgc growth 5Y18.43%
ROICexc growth 3Y36.23%
ROICexc growth 5Y18.77%
OM growth 3Y37.9%
OM growth 5Y19.51%
PM growth 3Y29.8%
PM growth 5Y16.55%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 1.53
Debt/EBITDA 0.83
Cap/Depr 112.9%
Cap/Sales 0.49%
Interest Coverage 250
Cash Conversion 58.15%
Profit Quality 92.08%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC7.07%
ROIC/WACC0.34
Cap/Depr(3y)68.52%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.57%
Cap/Sales(5y)N/A
Profit Quality(3y)55.2%
Profit Quality(5y)187.98%
High Growth Momentum
Growth
EPS 1Y (TTM)10.38%
EPS 3Y24.06%
EPS 5Y40.42%
EPS Q2Q%-2.39%
EPS Next Y10.6%
EPS Next 2Y9.9%
EPS Next 3Y6.05%
EPS Next 5Y4.86%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-0.46%
Revenue Next Year2.37%
Revenue Next 2Y3.46%
Revenue Next 3Y5.4%
Revenue Next 5Y8.34%
EBIT growth 1Y6.04%
EBIT growth 3Y32.46%
EBIT growth 5Y18.79%
EBIT Next Year16.49%
EBIT Next 3Y5.92%
EBIT Next 5YN/A
FCF growth 1Y61.54%
FCF growth 3Y-18.52%
FCF growth 5Y-21.52%
OCF growth 1Y50.11%
OCF growth 3Y-15.59%
OCF growth 5Y-19.83%

MUENCHENER RUECKVER AG-REG / MUV2.DE Fundamental Analysis FAQ

What is the fundamental rating for MUV2 stock?

ChartMill assigns a fundamental rating of 4 / 10 to MUV2.DE.


What is the valuation status of MUENCHENER RUECKVER AG-REG (MUV2.DE) stock?

ChartMill assigns a valuation rating of 5 / 10 to MUENCHENER RUECKVER AG-REG (MUV2.DE). This can be considered as Fairly Valued.


What is the profitability of MUV2 stock?

MUENCHENER RUECKVER AG-REG (MUV2.DE) has a profitability rating of 5 / 10.


What are the PE and PB ratios of MUENCHENER RUECKVER AG-REG (MUV2.DE) stock?

The Price/Earnings (PE) ratio for MUENCHENER RUECKVER AG-REG (MUV2.DE) is 11.12 and the Price/Book (PB) ratio is 2.24.


How financially healthy is MUENCHENER RUECKVER AG-REG?

The financial health rating of MUENCHENER RUECKVER AG-REG (MUV2.DE) is 3 / 10.