MURPHY USA INC (MUSA) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MUSA - US6267551025 - Common Stock
406.64 USD
-3.86 (-0.94%)
MUSA gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 123 industry peers in the Specialty Retail industry. MUSA scores excellent on profitability, but there are some minor concerns on its financial health. MUSA has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
MUSA had positive earnings in the past year.
In the past year MUSA had a positive cash flow from operations.
In the past 5 years MUSA has always been profitable.
MUSA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 10.08%, MUSA belongs to the top of the industry, outperforming 84.55% of the companies in the same industry.
With an excellent Return On Equity value of 86.30%, MUSA belongs to the best of the industry, outperforming 97.56% of the companies in the same industry.
MUSA has a Return On Invested Capital of 15.01%. This is amongst the best in the industry. MUSA outperforms 84.55% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for MUSA is significantly above the industry average of 12.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROIC | 15.01% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
1.3 Margins
MUSA has a better Profit Margin (2.44%) than 65.04% of its industry peers.
MUSA's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 3.79%, MUSA is in line with its industry, outperforming 57.72% of the companies in the same industry.
In the last couple of years the Operating Margin of MUSA has grown nicely.
MUSA has a Gross Margin of 11.99%. This is amonst the worse of the industry: MUSA underperforms 88.62% of its industry peers.
In the last couple of years the Gross Margin of MUSA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% |
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so MUSA is creating value.
The number of shares outstanding for MUSA has been reduced compared to 1 year ago.
MUSA has less shares outstanding than it did 5 years ago.
The debt/assets ratio for MUSA has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 6.94 indicates that MUSA is not in any danger for bankruptcy at the moment.
MUSA has a better Altman-Z score (6.94) than 95.12% of its industry peers.
The Debt to FCF ratio of MUSA is 6.10, which is on the high side as it means it would take MUSA, 6.10 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.10, MUSA is in the better half of the industry, outperforming 63.41% of the companies in the same industry.
MUSA has a Debt/Equity ratio of 4.07. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 4.07, MUSA is not doing good in the industry: 78.86% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Altman-Z | 6.94 |
ROIC/WACC1.61
WACC9.3%
2.3 Liquidity
MUSA has a Current Ratio of 0.81. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
MUSA's Current ratio of 0.81 is on the low side compared to the rest of the industry. MUSA is outperformed by 83.74% of its industry peers.
MUSA has a Quick Ratio of 0.81. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of MUSA (0.40) is worse than 61.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
The earnings per share for MUSA have decreased by -2.19% in the last year.
MUSA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 35.75% yearly.
MUSA shows a decrease in Revenue. In the last year, the revenue decreased by -6.08%.
Measured over the past years, MUSA shows a small growth in Revenue. The Revenue has been growing by 7.60% on average per year.
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
3.2 Future
Based on estimates for the next years, MUSA will show a small growth in Earnings Per Share. The EPS will grow by 6.52% on average per year.
The Revenue is expected to grow by 2.05% on average over the next years.
EPS Next Y-2.9%
EPS Next 2Y3.31%
EPS Next 3Y6.21%
EPS Next 5Y6.52%
Revenue Next Year-4.49%
Revenue Next 2Y-0.73%
Revenue Next 3Y0.22%
Revenue Next 5Y2.05%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 17.15, the valuation of MUSA can be described as rather expensive.
Based on the Price/Earnings ratio, MUSA is valued a bit cheaper than 77.24% of the companies in the same industry.
MUSA is valuated rather cheaply when we compare the Price/Earnings ratio to 26.61, which is the current average of the S&P500 Index.
MUSA is valuated correctly with a Price/Forward Earnings ratio of 15.75.
69.92% of the companies in the same industry are more expensive than MUSA, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 24.01, MUSA is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.15 | ||
| Fwd PE | 15.75 |
4.2 Price Multiples
MUSA's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. MUSA is cheaper than 63.41% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, MUSA is valued a bit cheaper than the industry average as 70.73% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.74 | ||
| EV/EBITDA | 9.84 |
4.3 Compensation for Growth
The excellent profitability rating of MUSA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.48
EPS Next 2Y3.31%
EPS Next 3Y6.21%
5. Dividend
5.1 Amount
MUSA has a yearly dividend return of 0.62%, which is pretty low.
Compared to an average industry Dividend Yield of 1.98, MUSA pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.87, MUSA's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.62% |
5.2 History
MUSA has been paying a dividend for over 5 years, so it has already some track record.
MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
MUSA pays out 8.36% of its income as dividend. This is a sustainable payout ratio.
DP8.36%
EPS Next 2Y3.31%
EPS Next 3Y6.21%
NYSE:MUSA (12/23/2025, 2:09:02 PM)
406.64
-3.86 (-0.94%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners88.63%
Inst Owner Change-1.86%
Ins Owners7.82%
Ins Owner Change-1.84%
Market Cap7.62B
Revenue(TTM)19.35B
Net Income(TTM)471.20M
Analysts74.67
Price Target421.07 (3.55%)
Short Float %8.62%
Short Ratio4.95
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.62% |
Yearly Dividend1.8
Dividend Growth(5Y)N/A
DP8.36%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.68%
Min EPS beat(2)-5.02%
Max EPS beat(2)8.37%
EPS beat(4)2
Avg EPS beat(4)-6.75%
Min EPS beat(4)-35.68%
Max EPS beat(4)8.37%
EPS beat(8)4
Avg EPS beat(8)-5.82%
EPS beat(12)6
Avg EPS beat(12)-2.58%
EPS beat(16)10
Avg EPS beat(16)11.51%
Revenue beat(2)0
Avg Revenue beat(2)-2.79%
Min Revenue beat(2)-4.14%
Max Revenue beat(2)-1.45%
Revenue beat(4)0
Avg Revenue beat(4)-3.83%
Min Revenue beat(4)-5.23%
Max Revenue beat(4)-1.45%
Revenue beat(8)0
Avg Revenue beat(8)-5.23%
Revenue beat(12)2
Avg Revenue beat(12)-3.85%
Revenue beat(16)6
Avg Revenue beat(16)-1.69%
PT rev (1m)-2%
PT rev (3m)-1.98%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.81%
EPS NY rev (1m)-3.54%
EPS NY rev (3m)-2.52%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)-0.6%
Revenue NY rev (1m)-0.14%
Revenue NY rev (3m)-0.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.15 | ||
| Fwd PE | 15.75 | ||
| P/S | 0.39 | ||
| P/FCF | 20.74 | ||
| P/OCF | 9.32 | ||
| P/B | 13.95 | ||
| P/tB | 96.9 | ||
| EV/EBITDA | 9.84 |
EPS(TTM)23.71
EY5.83%
EPS(NY)25.83
Fwd EY6.35%
FCF(TTM)19.6
FCFY4.82%
OCF(TTM)43.63
OCFY10.73%
SpS1033.14
BVpS29.15
TBVpS4.2
PEG (NY)N/A
PEG (5Y)0.48
Graham Number124.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROCE | 19.63% | ||
| ROIC | 15.01% | ||
| ROICexc | 15.19% | ||
| ROICexgc | 17.39% | ||
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% | ||
| FCFM | 1.9% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
ROICexc(3y)19.48%
ROICexc(5y)19%
ROICexgc(3y)22.67%
ROICexgc(5y)21.44%
ROCE(3y)24.85%
ROCE(5y)23.74%
ROICexgc growth 3Y1.96%
ROICexgc growth 5Y11.65%
ROICexc growth 3Y2.7%
ROICexc growth 5Y8.54%
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
F-Score6
Asset Turnover4.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 165.83% | ||
| Cap/Sales | 2.32% | ||
| Interest Coverage | 7.34 | ||
| Cash Conversion | 81.31% | ||
| Profit Quality | 77.93% | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 6.94 |
F-Score6
WACC9.3%
ROIC/WACC1.61
Cap/Depr(3y)156.66%
Cap/Depr(5y)148.5%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.75%
Profit Quality(3y)86.83%
Profit Quality(5y)92.66%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
EPS Next Y-2.9%
EPS Next 2Y3.31%
EPS Next 3Y6.21%
EPS Next 5Y6.52%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
Revenue Next Year-4.49%
Revenue Next 2Y-0.73%
Revenue Next 3Y0.22%
Revenue Next 5Y2.05%
EBIT growth 1Y-3.76%
EBIT growth 3Y7.22%
EBIT growth 5Y22.94%
EBIT Next Year31.89%
EBIT Next 3Y13.02%
EBIT Next 5Y10.98%
FCF growth 1Y-14.07%
FCF growth 3Y-5.58%
FCF growth 5Y29.13%
OCF growth 1Y11.31%
OCF growth 3Y4.75%
OCF growth 5Y22.02%
MURPHY USA INC / MUSA FAQ
Can you provide the ChartMill fundamental rating for MURPHY USA INC?
ChartMill assigns a fundamental rating of 5 / 10 to MUSA.
What is the valuation status for MUSA stock?
ChartMill assigns a valuation rating of 5 / 10 to MURPHY USA INC (MUSA). This can be considered as Fairly Valued.
Can you provide the profitability details for MURPHY USA INC?
MURPHY USA INC (MUSA) has a profitability rating of 8 / 10.
How financially healthy is MURPHY USA INC?
The financial health rating of MURPHY USA INC (MUSA) is 4 / 10.
Is the dividend of MURPHY USA INC sustainable?
The dividend rating of MURPHY USA INC (MUSA) is 3 / 10 and the dividend payout ratio is 8.36%.