MURPHY USA INC (MUSA) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:MUSA • US6267551025
427.58 USD
+5.07 (+1.2%)
At close: Feb 2, 2026
427.5 USD
-0.08 (-0.02%)
Pre-Market: 2/3/2026, 5:44:39 AM
We assign a fundamental rating of 5 out of 10 to MUSA. MUSA was compared to 121 industry peers in the Specialty Retail industry. MUSA has an excellent profitability rating, but there are some minor concerns on its financial health. MUSA is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year MUSA was profitable.
- In the past year MUSA had a positive cash flow from operations.
- In the past 5 years MUSA has always been profitable.
- In the past 5 years MUSA always reported a positive cash flow from operatings.
1.2 Ratios
- With an excellent Return On Assets value of 10.08%, MUSA belongs to the best of the industry, outperforming 85.95% of the companies in the same industry.
- MUSA's Return On Equity of 86.30% is amongst the best of the industry. MUSA outperforms 97.52% of its industry peers.
- MUSA has a better Return On Invested Capital (15.01%) than 84.30% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for MUSA is significantly above the industry average of 12.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROIC | 15.01% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
1.3 Margins
- Looking at the Profit Margin, with a value of 2.44%, MUSA is in the better half of the industry, outperforming 63.64% of the companies in the same industry.
- In the last couple of years the Profit Margin of MUSA has grown nicely.
- MUSA has a Operating Margin of 3.79%. This is comparable to the rest of the industry: MUSA outperforms 59.50% of its industry peers.
- MUSA's Operating Margin has improved in the last couple of years.
- With a Gross Margin value of 11.99%, MUSA is not doing good in the industry: 88.43% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of MUSA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% |
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
2. Health
2.1 Basic Checks
- MUSA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for MUSA has been reduced compared to 1 year ago.
- The number of shares outstanding for MUSA has been reduced compared to 5 years ago.
- Compared to 1 year ago, MUSA has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 6.98 indicates that MUSA is not in any danger for bankruptcy at the moment.
- MUSA has a Altman-Z score of 6.98. This is amongst the best in the industry. MUSA outperforms 94.21% of its industry peers.
- MUSA has a debt to FCF ratio of 6.10. This is a slightly negative value and a sign of low solvency as MUSA would need 6.10 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 6.10, MUSA is in the better half of the industry, outperforming 61.16% of the companies in the same industry.
- MUSA has a Debt/Equity ratio of 4.07. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of MUSA (4.07) is worse than 77.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Altman-Z | 6.98 |
ROIC/WACC1.59
WACC9.46%
2.3 Liquidity
- MUSA has a Current Ratio of 0.81. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
- MUSA has a Current ratio of 0.81. This is amonst the worse of the industry: MUSA underperforms 83.47% of its industry peers.
- A Quick Ratio of 0.40 indicates that MUSA may have some problems paying its short term obligations.
- MUSA's Quick ratio of 0.40 is in line compared to the rest of the industry. MUSA outperforms 40.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
- The earnings per share for MUSA have decreased by -2.19% in the last year.
- MUSA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 35.75% yearly.
- Looking at the last year, MUSA shows a decrease in Revenue. The Revenue has decreased by -6.08% in the last year.
- Measured over the past years, MUSA shows a small growth in Revenue. The Revenue has been growing by 7.60% on average per year.
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
3.2 Future
- Based on estimates for the next years, MUSA will show a small growth in Earnings Per Share. The EPS will grow by 6.52% on average per year.
- MUSA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.05% yearly.
EPS Next Y-2.4%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
EPS Next 5Y6.52%
Revenue Next Year-4.56%
Revenue Next 2Y-0.99%
Revenue Next 3Y0.03%
Revenue Next 5Y2.05%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 18.03, the valuation of MUSA can be described as rather expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of MUSA indicates a somewhat cheap valuation: MUSA is cheaper than 76.86% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.41, MUSA is valued a bit cheaper.
- The Price/Forward Earnings ratio is 16.53, which indicates a correct valuation of MUSA.
- Based on the Price/Forward Earnings ratio, MUSA is valued a bit cheaper than 70.25% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 25.64. MUSA is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.03 | ||
| Fwd PE | 16.53 |
4.2 Price Multiples
- 61.98% of the companies in the same industry are more expensive than MUSA, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, MUSA is valued a bit cheaper than 66.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.81 | ||
| EV/EBITDA | 10.16 |
4.3 Compensation for Growth
- The excellent profitability rating of MUSA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.5
EPS Next 2Y3.38%
EPS Next 3Y6.35%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.60%, MUSA is not a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.20, MUSA pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.83, MUSA's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.6% |
5.2 History
- MUSA has been paying a dividend for over 5 years, so it has already some track record.
- MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- MUSA pays out 8.36% of its income as dividend. This is a sustainable payout ratio.
DP8.36%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
427.58
+5.07 (+1.2%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)10-29 2025-10-29/amc
Earnings (Next)02-04 2026-02-04/amc
Inst Owners88.87%
Inst Owner Change-1.63%
Ins Owners7.81%
Ins Owner Change-1.35%
Market Cap8.01B
Revenue(TTM)19.35B
Net Income(TTM)471.20M
Analysts74.67
Price Target412.62 (-3.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.6% |
Yearly Dividend1.8
Dividend Growth(5Y)N/A
DP8.36%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.68%
Min EPS beat(2)-5.02%
Max EPS beat(2)8.37%
EPS beat(4)2
Avg EPS beat(4)-7.02%
Min EPS beat(4)-35.68%
Max EPS beat(4)8.37%
EPS beat(8)4
Avg EPS beat(8)-5.96%
EPS beat(12)6
Avg EPS beat(12)-2.67%
EPS beat(16)10
Avg EPS beat(16)11.44%
Revenue beat(2)0
Avg Revenue beat(2)-2.79%
Min Revenue beat(2)-4.14%
Max Revenue beat(2)-1.45%
Revenue beat(4)0
Avg Revenue beat(4)-3.83%
Min Revenue beat(4)-5.23%
Max Revenue beat(4)-1.45%
Revenue beat(8)0
Avg Revenue beat(8)-5.23%
Revenue beat(12)2
Avg Revenue beat(12)-3.85%
Revenue beat(16)6
Avg Revenue beat(16)-1.69%
PT rev (1m)-2.01%
PT rev (3m)-3.97%
EPS NQ rev (1m)4.36%
EPS NQ rev (3m)1.39%
EPS NY rev (1m)0.51%
EPS NY rev (3m)-1.97%
Revenue NQ rev (1m)-0.56%
Revenue NQ rev (3m)-1.08%
Revenue NY rev (1m)-0.14%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.03 | ||
| Fwd PE | 16.53 | ||
| P/S | 0.41 | ||
| P/FCF | 21.81 | ||
| P/OCF | 9.8 | ||
| P/B | 14.67 | ||
| P/tB | 101.89 | ||
| EV/EBITDA | 10.16 |
EPS(TTM)23.71
EY5.55%
EPS(NY)25.86
Fwd EY6.05%
FCF(TTM)19.6
FCFY4.59%
OCF(TTM)43.63
OCFY10.2%
SpS1033.14
BVpS29.15
TBVpS4.2
PEG (NY)N/A
PEG (5Y)0.5
Graham Number124.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROCE | 19.63% | ||
| ROIC | 15.01% | ||
| ROICexc | 15.19% | ||
| ROICexgc | 17.39% | ||
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% | ||
| FCFM | 1.9% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
ROICexc(3y)19.48%
ROICexc(5y)19%
ROICexgc(3y)22.67%
ROICexgc(5y)21.44%
ROCE(3y)24.85%
ROCE(5y)23.74%
ROICexgc growth 3Y1.96%
ROICexgc growth 5Y11.65%
ROICexc growth 3Y2.7%
ROICexc growth 5Y8.54%
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
F-Score6
Asset Turnover4.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 165.83% | ||
| Cap/Sales | 2.32% | ||
| Interest Coverage | 7.34 | ||
| Cash Conversion | 81.31% | ||
| Profit Quality | 77.93% | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 6.98 |
F-Score6
WACC9.46%
ROIC/WACC1.59
Cap/Depr(3y)156.66%
Cap/Depr(5y)148.5%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.75%
Profit Quality(3y)86.83%
Profit Quality(5y)92.66%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
EPS Next Y-2.4%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
EPS Next 5Y6.52%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
Revenue Next Year-4.56%
Revenue Next 2Y-0.99%
Revenue Next 3Y0.03%
Revenue Next 5Y2.05%
EBIT growth 1Y-3.76%
EBIT growth 3Y7.22%
EBIT growth 5Y22.94%
EBIT Next Year33.33%
EBIT Next 3Y13.05%
EBIT Next 5Y10.98%
FCF growth 1Y-14.07%
FCF growth 3Y-5.58%
FCF growth 5Y29.13%
OCF growth 1Y11.31%
OCF growth 3Y4.75%
OCF growth 5Y22.02%
MURPHY USA INC / MUSA FAQ
Can you provide the ChartMill fundamental rating for MURPHY USA INC?
ChartMill assigns a fundamental rating of 5 / 10 to MUSA.
What is the valuation status of MURPHY USA INC (MUSA) stock?
ChartMill assigns a valuation rating of 5 / 10 to MURPHY USA INC (MUSA). This can be considered as Fairly Valued.
How profitable is MURPHY USA INC (MUSA) stock?
MURPHY USA INC (MUSA) has a profitability rating of 8 / 10.
Can you provide the financial health for MUSA stock?
The financial health rating of MURPHY USA INC (MUSA) is 5 / 10.
How sustainable is the dividend of MURPHY USA INC (MUSA) stock?
The dividend rating of MURPHY USA INC (MUSA) is 3 / 10 and the dividend payout ratio is 8.36%.