MURPHY USA INC (MUSA) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:MUSA • US6267551025
422.51 USD
+3.38 (+0.81%)
At close: Jan 30, 2026
420.99 USD
-1.52 (-0.36%)
Pre-Market: 2/2/2026, 4:45:38 AM
We assign a fundamental rating of 5 out of 10 to MUSA. MUSA was compared to 121 industry peers in the Specialty Retail industry. While MUSA belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. MUSA has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year MUSA was profitable.
- MUSA had a positive operating cash flow in the past year.
- Each year in the past 5 years MUSA has been profitable.
- Each year in the past 5 years MUSA had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of MUSA (10.08%) is better than 85.95% of its industry peers.
- MUSA's Return On Equity of 86.30% is amongst the best of the industry. MUSA outperforms 97.52% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 15.01%, MUSA belongs to the top of the industry, outperforming 84.30% of the companies in the same industry.
- MUSA had an Average Return On Invested Capital over the past 3 years of 19.00%. This is significantly above the industry average of 12.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROIC | 15.01% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
1.3 Margins
- MUSA's Profit Margin of 2.44% is fine compared to the rest of the industry. MUSA outperforms 63.64% of its industry peers.
- MUSA's Profit Margin has improved in the last couple of years.
- MUSA has a Operating Margin of 3.79%. This is comparable to the rest of the industry: MUSA outperforms 58.68% of its industry peers.
- In the last couple of years the Operating Margin of MUSA has grown nicely.
- Looking at the Gross Margin, with a value of 11.99%, MUSA is doing worse than 88.43% of the companies in the same industry.
- In the last couple of years the Gross Margin of MUSA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% |
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so MUSA is creating value.
- The number of shares outstanding for MUSA has been reduced compared to 1 year ago.
- MUSA has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for MUSA has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 6.97 indicates that MUSA is not in any danger for bankruptcy at the moment.
- MUSA has a better Altman-Z score (6.97) than 95.04% of its industry peers.
- MUSA has a debt to FCF ratio of 6.10. This is a slightly negative value and a sign of low solvency as MUSA would need 6.10 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 6.10, MUSA is doing good in the industry, outperforming 61.98% of the companies in the same industry.
- A Debt/Equity ratio of 4.07 is on the high side and indicates that MUSA has dependencies on debt financing.
- MUSA has a Debt to Equity ratio of 4.07. This is in the lower half of the industry: MUSA underperforms 77.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Altman-Z | 6.97 |
ROIC/WACC1.59
WACC9.46%
2.3 Liquidity
- A Current Ratio of 0.81 indicates that MUSA may have some problems paying its short term obligations.
- The Current ratio of MUSA (0.81) is worse than 83.47% of its industry peers.
- A Quick Ratio of 0.40 indicates that MUSA may have some problems paying its short term obligations.
- MUSA has a Quick ratio of 0.40. This is comparable to the rest of the industry: MUSA outperforms 40.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
- The earnings per share for MUSA have decreased by -2.19% in the last year.
- Measured over the past years, MUSA shows a very strong growth in Earnings Per Share. The EPS has been growing by 35.75% on average per year.
- Looking at the last year, MUSA shows a decrease in Revenue. The Revenue has decreased by -6.08% in the last year.
- MUSA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.60% yearly.
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
3.2 Future
- The Earnings Per Share is expected to grow by 6.52% on average over the next years.
- The Revenue is expected to grow by 2.05% on average over the next years.
EPS Next Y-2.4%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
EPS Next 5Y6.52%
Revenue Next Year-4.56%
Revenue Next 2Y-0.99%
Revenue Next 3Y0.03%
Revenue Next 5Y2.05%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 17.82, which indicates a rather expensive current valuation of MUSA.
- 76.86% of the companies in the same industry are more expensive than MUSA, based on the Price/Earnings ratio.
- MUSA is valuated rather cheaply when we compare the Price/Earnings ratio to 28.32, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 16.34, MUSA is valued correctly.
- Based on the Price/Forward Earnings ratio, MUSA is valued a bit cheaper than the industry average as 70.25% of the companies are valued more expensively.
- MUSA is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.82 | ||
| Fwd PE | 16.34 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MUSA indicates a somewhat cheap valuation: MUSA is cheaper than 61.98% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, MUSA is valued a bit cheaper than 67.77% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.55 | ||
| EV/EBITDA | 10.06 |
4.3 Compensation for Growth
- MUSA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.5
EPS Next 2Y3.38%
EPS Next 3Y6.35%
5. Dividend
5.1 Amount
- MUSA has a yearly dividend return of 0.60%, which is pretty low.
- MUSA's Dividend Yield is a higher than the industry average which is at 2.20.
- With a Dividend Yield of 0.60, MUSA pays less dividend than the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.6% |
5.2 History
- MUSA has been paying a dividend for over 5 years, so it has already some track record.
- MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 8.36% of the earnings are spent on dividend by MUSA. This is a low number and sustainable payout ratio.
DP8.36%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
MURPHY USA INC / MUSA FAQ
Can you provide the ChartMill fundamental rating for MURPHY USA INC?
ChartMill assigns a fundamental rating of 5 / 10 to MUSA.
What is the valuation status of MURPHY USA INC (MUSA) stock?
ChartMill assigns a valuation rating of 5 / 10 to MURPHY USA INC (MUSA). This can be considered as Fairly Valued.
How profitable is MURPHY USA INC (MUSA) stock?
MURPHY USA INC (MUSA) has a profitability rating of 8 / 10.
Can you provide the financial health for MUSA stock?
The financial health rating of MURPHY USA INC (MUSA) is 5 / 10.
How sustainable is the dividend of MURPHY USA INC (MUSA) stock?
The dividend rating of MURPHY USA INC (MUSA) is 3 / 10 and the dividend payout ratio is 8.36%.