MURPHY USA INC (MUSA) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MUSA - US6267551025 - Common Stock
441.53 USD
-11.11 (-2.45%)
441.53 USD
0 (0%)
Taking everything into account, MUSA scores 5 out of 10 in our fundamental rating. MUSA was compared to 121 industry peers in the Specialty Retail industry. MUSA scores excellent on profitability, but there are some minor concerns on its financial health. MUSA is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- MUSA had positive earnings in the past year.
- In the past year MUSA had a positive cash flow from operations.
- MUSA had positive earnings in each of the past 5 years.
- MUSA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 10.08%, MUSA belongs to the best of the industry, outperforming 85.25% of the companies in the same industry.
- The Return On Equity of MUSA (86.30%) is better than 97.54% of its industry peers.
- MUSA has a Return On Invested Capital of 15.01%. This is amongst the best in the industry. MUSA outperforms 84.43% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for MUSA is significantly above the industry average of 12.37%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROIC | 15.01% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
1.3 Margins
- The Profit Margin of MUSA (2.44%) is better than 63.93% of its industry peers.
- MUSA's Profit Margin has improved in the last couple of years.
- The Operating Margin of MUSA (3.79%) is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of MUSA has grown nicely.
- MUSA's Gross Margin of 11.99% is on the low side compared to the rest of the industry. MUSA is outperformed by 88.52% of its industry peers.
- MUSA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% |
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so MUSA is creating value.
- Compared to 1 year ago, MUSA has less shares outstanding
- MUSA has less shares outstanding than it did 5 years ago.
- MUSA has a better debt/assets ratio than last year.
2.2 Solvency
- MUSA has an Altman-Z score of 7.02. This indicates that MUSA is financially healthy and has little risk of bankruptcy at the moment.
- MUSA has a better Altman-Z score (7.02) than 95.08% of its industry peers.
- MUSA has a debt to FCF ratio of 6.10. This is a slightly negative value and a sign of low solvency as MUSA would need 6.10 years to pay back of all of its debts.
- MUSA's Debt to FCF ratio of 6.10 is fine compared to the rest of the industry. MUSA outperforms 63.11% of its industry peers.
- MUSA has a Debt/Equity ratio of 4.07. This is a high value indicating a heavy dependency on external financing.
- MUSA has a worse Debt to Equity ratio (4.07) than 77.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Altman-Z | 7.02 |
ROIC/WACC1.58
WACC9.49%
2.3 Liquidity
- MUSA has a Current Ratio of 0.81. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
- MUSA has a worse Current ratio (0.81) than 83.61% of its industry peers.
- A Quick Ratio of 0.40 indicates that MUSA may have some problems paying its short term obligations.
- MUSA has a Quick ratio (0.40) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
- MUSA shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.19%.
- MUSA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 35.75% yearly.
- MUSA shows a decrease in Revenue. In the last year, the revenue decreased by -6.08%.
- Measured over the past years, MUSA shows a small growth in Revenue. The Revenue has been growing by 7.60% on average per year.
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
3.2 Future
- Based on estimates for the next years, MUSA will show a small growth in Earnings Per Share. The EPS will grow by 6.52% on average per year.
- The Revenue is expected to grow by 2.05% on average over the next years.
EPS Next Y-2.4%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
EPS Next 5Y6.52%
Revenue Next Year-4.4%
Revenue Next 2Y-0.7%
Revenue Next 3Y0.24%
Revenue Next 5Y2.05%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 18.62, which indicates a rather expensive current valuation of MUSA.
- Based on the Price/Earnings ratio, MUSA is valued a bit cheaper than the industry average as 77.05% of the companies are valued more expensively.
- MUSA's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.38.
- With a Price/Forward Earnings ratio of 17.07, MUSA is valued on the expensive side.
- Based on the Price/Forward Earnings ratio, MUSA is valued a bit cheaper than 71.31% of the companies in the same industry.
- MUSA is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.62 | ||
| Fwd PE | 17.07 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MUSA indicates a somewhat cheap valuation: MUSA is cheaper than 61.48% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of MUSA indicates a somewhat cheap valuation: MUSA is cheaper than 70.49% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.52 | ||
| EV/EBITDA | 10.42 |
4.3 Compensation for Growth
- MUSA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.52
EPS Next 2Y3.38%
EPS Next 3Y6.35%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.56%, MUSA is not a good candidate for dividend investing.
- MUSA's Dividend Yield is a higher than the industry average which is at 2.08.
- Compared to an average S&P500 Dividend Yield of 1.85, MUSA's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.56% |
5.2 History
- MUSA has been paying a dividend for over 5 years, so it has already some track record.
- MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- MUSA pays out 8.36% of its income as dividend. This is a sustainable payout ratio.
DP8.36%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
441.53
-11.11 (-2.45%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)10-29 2025-10-29/amc
Earnings (Next)02-04 2026-02-04/amc
Inst Owners88.87%
Inst Owner Change0.87%
Ins Owners7.81%
Ins Owner Change-1.84%
Market Cap8.27B
Revenue(TTM)19.35B
Net Income(TTM)471.20M
Analysts74.67
Price Target412.62 (-6.55%)
Short Float %7.89%
Short Ratio4.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.56% |
Yearly Dividend1.8
Dividend Growth(5Y)N/A
DP8.36%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.68%
Min EPS beat(2)-5.02%
Max EPS beat(2)8.37%
EPS beat(4)2
Avg EPS beat(4)-7.02%
Min EPS beat(4)-35.68%
Max EPS beat(4)8.37%
EPS beat(8)4
Avg EPS beat(8)-5.96%
EPS beat(12)6
Avg EPS beat(12)-2.67%
EPS beat(16)10
Avg EPS beat(16)11.44%
Revenue beat(2)0
Avg Revenue beat(2)-2.79%
Min Revenue beat(2)-4.14%
Max Revenue beat(2)-1.45%
Revenue beat(4)0
Avg Revenue beat(4)-3.83%
Min Revenue beat(4)-5.23%
Max Revenue beat(4)-1.45%
Revenue beat(8)0
Avg Revenue beat(8)-5.23%
Revenue beat(12)2
Avg Revenue beat(12)-3.85%
Revenue beat(16)6
Avg Revenue beat(16)-1.69%
PT rev (1m)-2.01%
PT rev (3m)-3.95%
EPS NQ rev (1m)1.59%
EPS NQ rev (3m)-1.27%
EPS NY rev (1m)0.51%
EPS NY rev (3m)-2.05%
Revenue NQ rev (1m)0.14%
Revenue NQ rev (3m)-0.46%
Revenue NY rev (1m)0.1%
Revenue NY rev (3m)-0.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.62 | ||
| Fwd PE | 17.07 | ||
| P/S | 0.43 | ||
| P/FCF | 22.52 | ||
| P/OCF | 10.12 | ||
| P/B | 15.15 | ||
| P/tB | 105.21 | ||
| EV/EBITDA | 10.42 |
EPS(TTM)23.71
EY5.37%
EPS(NY)25.86
Fwd EY5.86%
FCF(TTM)19.6
FCFY4.44%
OCF(TTM)43.63
OCFY9.88%
SpS1033.14
BVpS29.15
TBVpS4.2
PEG (NY)N/A
PEG (5Y)0.52
Graham Number124.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROCE | 19.63% | ||
| ROIC | 15.01% | ||
| ROICexc | 15.19% | ||
| ROICexgc | 17.39% | ||
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% | ||
| FCFM | 1.9% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
ROICexc(3y)19.48%
ROICexc(5y)19%
ROICexgc(3y)22.67%
ROICexgc(5y)21.44%
ROCE(3y)24.85%
ROCE(5y)23.74%
ROICexgc growth 3Y1.96%
ROICexgc growth 5Y11.65%
ROICexc growth 3Y2.7%
ROICexc growth 5Y8.54%
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
F-Score6
Asset Turnover4.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 165.83% | ||
| Cap/Sales | 2.32% | ||
| Interest Coverage | 7.34 | ||
| Cash Conversion | 81.31% | ||
| Profit Quality | 77.93% | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 7.02 |
F-Score6
WACC9.49%
ROIC/WACC1.58
Cap/Depr(3y)156.66%
Cap/Depr(5y)148.5%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.75%
Profit Quality(3y)86.83%
Profit Quality(5y)92.66%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
EPS Next Y-2.4%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
EPS Next 5Y6.52%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
Revenue Next Year-4.4%
Revenue Next 2Y-0.7%
Revenue Next 3Y0.24%
Revenue Next 5Y2.05%
EBIT growth 1Y-3.76%
EBIT growth 3Y7.22%
EBIT growth 5Y22.94%
EBIT Next Year32.15%
EBIT Next 3Y13.09%
EBIT Next 5Y10.98%
FCF growth 1Y-14.07%
FCF growth 3Y-5.58%
FCF growth 5Y29.13%
OCF growth 1Y11.31%
OCF growth 3Y4.75%
OCF growth 5Y22.02%
MURPHY USA INC / MUSA FAQ
Can you provide the ChartMill fundamental rating for MURPHY USA INC?
ChartMill assigns a fundamental rating of 5 / 10 to MUSA.
What is the valuation status of MURPHY USA INC (MUSA) stock?
ChartMill assigns a valuation rating of 5 / 10 to MURPHY USA INC (MUSA). This can be considered as Fairly Valued.
How profitable is MURPHY USA INC (MUSA) stock?
MURPHY USA INC (MUSA) has a profitability rating of 8 / 10.
Can you provide the financial health for MUSA stock?
The financial health rating of MURPHY USA INC (MUSA) is 5 / 10.
How sustainable is the dividend of MURPHY USA INC (MUSA) stock?
The dividend rating of MURPHY USA INC (MUSA) is 3 / 10 and the dividend payout ratio is 8.36%.