MURPHY USA INC (MUSA) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:MUSA • US6267551025
434.84 USD
+7.26 (+1.7%)
At close: Feb 3, 2026
434.3 USD
-0.54 (-0.12%)
Pre-Market: 2/4/2026, 4:15:39 AM
Overall MUSA gets a fundamental rating of 5 out of 10. We evaluated MUSA against 121 industry peers in the Specialty Retail industry. While MUSA belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. MUSA is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year MUSA was profitable.
- MUSA had a positive operating cash flow in the past year.
- MUSA had positive earnings in each of the past 5 years.
- In the past 5 years MUSA always reported a positive cash flow from operatings.
1.2 Ratios
- MUSA's Return On Assets of 10.08% is amongst the best of the industry. MUSA outperforms 85.95% of its industry peers.
- MUSA has a Return On Equity of 86.30%. This is amongst the best in the industry. MUSA outperforms 97.52% of its industry peers.
- MUSA's Return On Invested Capital of 15.01% is amongst the best of the industry. MUSA outperforms 84.30% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for MUSA is significantly above the industry average of 12.09%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROIC | 15.01% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
1.3 Margins
- MUSA has a Profit Margin of 2.44%. This is in the better half of the industry: MUSA outperforms 63.64% of its industry peers.
- In the last couple of years the Profit Margin of MUSA has grown nicely.
- Looking at the Operating Margin, with a value of 3.79%, MUSA is in line with its industry, outperforming 59.50% of the companies in the same industry.
- In the last couple of years the Operating Margin of MUSA has grown nicely.
- With a Gross Margin value of 11.99%, MUSA is not doing good in the industry: 88.43% of the companies in the same industry are doing better.
- MUSA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% |
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
2. Health
2.1 Basic Checks
- MUSA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- MUSA has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for MUSA has been reduced compared to 5 years ago.
- MUSA has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 7.00 indicates that MUSA is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 7.00, MUSA belongs to the top of the industry, outperforming 94.21% of the companies in the same industry.
- MUSA has a debt to FCF ratio of 6.10. This is a slightly negative value and a sign of low solvency as MUSA would need 6.10 years to pay back of all of its debts.
- MUSA's Debt to FCF ratio of 6.10 is fine compared to the rest of the industry. MUSA outperforms 61.16% of its industry peers.
- MUSA has a Debt/Equity ratio of 4.07. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 4.07, MUSA is doing worse than 77.69% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Altman-Z | 7 |
ROIC/WACC1.58
WACC9.5%
2.3 Liquidity
- A Current Ratio of 0.81 indicates that MUSA may have some problems paying its short term obligations.
- MUSA has a Current ratio of 0.81. This is amonst the worse of the industry: MUSA underperforms 83.47% of its industry peers.
- A Quick Ratio of 0.40 indicates that MUSA may have some problems paying its short term obligations.
- MUSA has a Quick ratio (0.40) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
- The earnings per share for MUSA have decreased by -2.19% in the last year.
- The Earnings Per Share has been growing by 35.75% on average over the past years. This is a very strong growth
- The Revenue has decreased by -6.08% in the past year.
- The Revenue has been growing slightly by 7.60% on average over the past years.
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
3.2 Future
- The Earnings Per Share is expected to grow by 6.52% on average over the next years.
- MUSA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.05% yearly.
EPS Next Y-2.4%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
EPS Next 5Y6.52%
Revenue Next Year-4.56%
Revenue Next 2Y-0.99%
Revenue Next 3Y0.03%
Revenue Next 5Y2.05%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 18.34, the valuation of MUSA can be described as rather expensive.
- Based on the Price/Earnings ratio, MUSA is valued a bit cheaper than 76.86% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.18, MUSA is valued a bit cheaper.
- A Price/Forward Earnings ratio of 16.81 indicates a correct valuation of MUSA.
- Based on the Price/Forward Earnings ratio, MUSA is valued a bit cheaper than the industry average as 70.25% of the companies are valued more expensively.
- The average S&P500 Price/Forward Earnings ratio is at 25.51. MUSA is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.34 | ||
| Fwd PE | 16.81 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MUSA is valued a bit cheaper than 61.98% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, MUSA is valued a bit cheaper than 66.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.18 | ||
| EV/EBITDA | 10.29 |
4.3 Compensation for Growth
- The excellent profitability rating of MUSA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.51
EPS Next 2Y3.38%
EPS Next 3Y6.35%
5. Dividend
5.1 Amount
- MUSA has a yearly dividend return of 0.60%, which is pretty low.
- Compared to an average industry Dividend Yield of 2.20, MUSA pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.83, MUSA's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.6% |
5.2 History
- MUSA has been paying a dividend for over 5 years, so it has already some track record.
- MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 8.36% of the earnings are spent on dividend by MUSA. This is a low number and sustainable payout ratio.
DP8.36%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
434.84
+7.26 (+1.7%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)10-29 2025-10-29/amc
Earnings (Next)02-04 2026-02-04/amc
Inst Owners88.87%
Inst Owner Change-1.63%
Ins Owners7.81%
Ins Owner Change-1.35%
Market Cap8.14B
Revenue(TTM)19.35B
Net Income(TTM)471.20M
Analysts74.67
Price Target412.62 (-5.11%)
Short Float %7.59%
Short Ratio4.85
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.6% |
Yearly Dividend1.8
Dividend Growth(5Y)N/A
DP8.36%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.68%
Min EPS beat(2)-5.02%
Max EPS beat(2)8.37%
EPS beat(4)2
Avg EPS beat(4)-7.02%
Min EPS beat(4)-35.68%
Max EPS beat(4)8.37%
EPS beat(8)4
Avg EPS beat(8)-5.96%
EPS beat(12)6
Avg EPS beat(12)-2.67%
EPS beat(16)10
Avg EPS beat(16)11.44%
Revenue beat(2)0
Avg Revenue beat(2)-2.79%
Min Revenue beat(2)-4.14%
Max Revenue beat(2)-1.45%
Revenue beat(4)0
Avg Revenue beat(4)-3.83%
Min Revenue beat(4)-5.23%
Max Revenue beat(4)-1.45%
Revenue beat(8)0
Avg Revenue beat(8)-5.23%
Revenue beat(12)2
Avg Revenue beat(12)-3.85%
Revenue beat(16)6
Avg Revenue beat(16)-1.69%
PT rev (1m)-2.01%
PT rev (3m)-3.97%
EPS NQ rev (1m)4.36%
EPS NQ rev (3m)1.39%
EPS NY rev (1m)0.51%
EPS NY rev (3m)-1.97%
Revenue NQ rev (1m)-0.56%
Revenue NQ rev (3m)-1.08%
Revenue NY rev (1m)-0.14%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.34 | ||
| Fwd PE | 16.81 | ||
| P/S | 0.42 | ||
| P/FCF | 22.18 | ||
| P/OCF | 9.97 | ||
| P/B | 14.92 | ||
| P/tB | 103.62 | ||
| EV/EBITDA | 10.29 |
EPS(TTM)23.71
EY5.45%
EPS(NY)25.86
Fwd EY5.95%
FCF(TTM)19.6
FCFY4.51%
OCF(TTM)43.63
OCFY10.03%
SpS1033.14
BVpS29.15
TBVpS4.2
PEG (NY)N/A
PEG (5Y)0.51
Graham Number124.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.08% | ||
| ROE | 86.3% | ||
| ROCE | 19.63% | ||
| ROIC | 15.01% | ||
| ROICexc | 15.19% | ||
| ROICexgc | 17.39% | ||
| OM | 3.79% | ||
| PM (TTM) | 2.44% | ||
| GM | 11.99% | ||
| FCFM | 1.9% |
ROA(3y)13.41%
ROA(5y)12.88%
ROE(3y)77.34%
ROE(5y)66.09%
ROIC(3y)19%
ROIC(5y)18.15%
ROICexc(3y)19.48%
ROICexc(5y)19%
ROICexgc(3y)22.67%
ROICexgc(5y)21.44%
ROCE(3y)24.85%
ROCE(5y)23.74%
ROICexgc growth 3Y1.96%
ROICexgc growth 5Y11.65%
ROICexc growth 3Y2.7%
ROICexc growth 5Y8.54%
OM growth 3Y1.87%
OM growth 5Y14.26%
PM growth 3Y2.77%
PM growth 5Y17.58%
GM growth 3Y2.28%
GM growth 5Y7.25%
F-Score6
Asset Turnover4.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.07 | ||
| Debt/FCF | 6.1 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 165.83% | ||
| Cap/Sales | 2.32% | ||
| Interest Coverage | 7.34 | ||
| Cash Conversion | 81.31% | ||
| Profit Quality | 77.93% | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 7 |
F-Score6
WACC9.5%
ROIC/WACC1.58
Cap/Depr(3y)156.66%
Cap/Depr(5y)148.5%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.75%
Profit Quality(3y)86.83%
Profit Quality(5y)92.66%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.19%
EPS 3Y16.64%
EPS 5Y35.75%
EPS Q2Q%-6.11%
EPS Next Y-2.4%
EPS Next 2Y3.38%
EPS Next 3Y6.35%
EPS Next 5Y6.52%
Revenue 1Y (TTM)-6.08%
Revenue growth 3Y5.25%
Revenue growth 5Y7.6%
Sales Q2Q%-2.45%
Revenue Next Year-4.56%
Revenue Next 2Y-0.99%
Revenue Next 3Y0.03%
Revenue Next 5Y2.05%
EBIT growth 1Y-3.76%
EBIT growth 3Y7.22%
EBIT growth 5Y22.94%
EBIT Next Year33.33%
EBIT Next 3Y13.05%
EBIT Next 5Y10.98%
FCF growth 1Y-14.07%
FCF growth 3Y-5.58%
FCF growth 5Y29.13%
OCF growth 1Y11.31%
OCF growth 3Y4.75%
OCF growth 5Y22.02%
MURPHY USA INC / MUSA FAQ
Can you provide the ChartMill fundamental rating for MURPHY USA INC?
ChartMill assigns a fundamental rating of 5 / 10 to MUSA.
What is the valuation status of MURPHY USA INC (MUSA) stock?
ChartMill assigns a valuation rating of 5 / 10 to MURPHY USA INC (MUSA). This can be considered as Fairly Valued.
How profitable is MURPHY USA INC (MUSA) stock?
MURPHY USA INC (MUSA) has a profitability rating of 8 / 10.
Can you provide the financial health for MUSA stock?
The financial health rating of MURPHY USA INC (MUSA) is 5 / 10.
How sustainable is the dividend of MURPHY USA INC (MUSA) stock?
The dividend rating of MURPHY USA INC (MUSA) is 3 / 10 and the dividend payout ratio is 8.36%.