MURPHY USA INC (MUSA) Stock Fundamental Analysis

NYSE:MUSA • US6267551025

407.45 USD
+22.62 (+5.88%)
At close: Feb 13, 2026
407.45 USD
0 (0%)
After Hours: 2/13/2026, 4:15:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to MUSA. MUSA was compared to 120 industry peers in the Specialty Retail industry. MUSA has an average financial health and profitability rating. MUSA is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • MUSA had positive earnings in the past year.
  • In the past year MUSA had a positive cash flow from operations.
  • Each year in the past 5 years MUSA has been profitable.
  • Each year in the past 5 years MUSA had a positive operating cash flow.
MUSA Yearly Net Income VS EBIT VS OCF VS FCFMUSA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

1.2 Ratios

  • The Return On Assets of MUSA (9.96%) is better than 84.17% of its industry peers.
  • MUSA's Return On Equity of 75.48% is amongst the best of the industry. MUSA outperforms 97.50% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 14.98%, MUSA belongs to the top of the industry, outperforming 84.17% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for MUSA is above the industry average of 12.31%.
Industry RankSector Rank
ROA 9.96%
ROE 75.48%
ROIC 14.98%
ROA(3y)11.28%
ROA(5y)12%
ROE(3y)67.49%
ROE(5y)71.34%
ROIC(3y)16.53%
ROIC(5y)17.31%
MUSA Yearly ROA, ROE, ROICMUSA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80 100

1.3 Margins

  • Looking at the Profit Margin, with a value of 2.43%, MUSA is in the better half of the industry, outperforming 64.17% of the companies in the same industry.
  • MUSA's Profit Margin has declined in the last couple of years.
  • MUSA has a Operating Margin (3.80%) which is in line with its industry peers.
  • MUSA's Operating Margin has declined in the last couple of years.
  • MUSA's Gross Margin of 12.17% is on the low side compared to the rest of the industry. MUSA is outperformed by 88.33% of its industry peers.
  • In the last couple of years the Gross Margin of MUSA has remained more or less at the same level.
Industry RankSector Rank
OM 3.8%
PM (TTM) 2.43%
GM 12.17%
OM growth 3Y-2.8%
OM growth 5Y-5.24%
PM growth 3Y-5.43%
PM growth 5Y-6.66%
GM growth 3Y5.94%
GM growth 5Y-1.02%
MUSA Yearly Profit, Operating, Gross MarginsMUSA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • MUSA has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, MUSA has less shares outstanding
  • The number of shares outstanding for MUSA has been reduced compared to 5 years ago.
  • The debt/assets ratio for MUSA is higher compared to a year ago.
MUSA Yearly Shares OutstandingMUSA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
MUSA Yearly Total Debt VS Total AssetsMUSA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • An Altman-Z score of 6.85 indicates that MUSA is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 6.85, MUSA belongs to the top of the industry, outperforming 94.17% of the companies in the same industry.
  • MUSA has a debt to FCF ratio of 5.36. This is a neutral value as MUSA would need 5.36 years to pay back of all of its debts.
  • MUSA's Debt to FCF ratio of 5.36 is fine compared to the rest of the industry. MUSA outperforms 65.00% of its industry peers.
  • A Debt/Equity ratio of 3.47 is on the high side and indicates that MUSA has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 3.47, MUSA is doing worse than 73.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.47
Debt/FCF 5.36
Altman-Z 6.85
ROIC/WACC1.62
WACC9.27%
MUSA Yearly LT Debt VS Equity VS FCFMUSA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.3 Liquidity

  • A Current Ratio of 0.80 indicates that MUSA may have some problems paying its short term obligations.
  • MUSA's Current ratio of 0.80 is on the low side compared to the rest of the industry. MUSA is outperformed by 85.00% of its industry peers.
  • MUSA has a Quick Ratio of 0.80. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
  • MUSA has a Quick ratio of 0.36. This is in the lower half of the industry: MUSA underperforms 63.33% of its industry peers.
Industry RankSector Rank
Current Ratio 0.8
Quick Ratio 0.36
MUSA Yearly Current Assets VS Current LiabilitesMUSA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • MUSA shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.33%.
  • The Earnings Per Share has been growing by 12.72% on average over the past years. This is quite good.
  • The Revenue has decreased by -4.25% in the past year.
  • The Revenue has been growing by 11.47% on average over the past years. This is quite good.
EPS 1Y (TTM)0.33%
EPS 3Y-4.75%
EPS 5Y12.72%
EPS Q2Q%8.19%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y-6.14%
Revenue growth 5Y11.47%
Sales Q2Q%0.7%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.73% on average over the next years.
  • The Revenue is expected to grow by 3.33% on average over the next years.
EPS Next Y8.07%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
EPS Next 5Y6.73%
Revenue Next Year2.86%
Revenue Next 2Y2.47%
Revenue Next 3Y4.23%
Revenue Next 5Y3.33%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MUSA Yearly Revenue VS EstimatesMUSA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 5B 10B 15B 20B
MUSA Yearly EPS VS EstimatesMUSA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 10 20 30 40 50

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 16.78, the valuation of MUSA can be described as correct.
  • MUSA's Price/Earnings ratio is a bit cheaper when compared to the industry. MUSA is cheaper than 76.67% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of MUSA to the average of the S&P500 Index (27.97), we can say MUSA is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 15.53 indicates a correct valuation of MUSA.
  • Based on the Price/Forward Earnings ratio, MUSA is valued a bit cheaper than the industry average as 74.17% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 27.96. MUSA is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 16.78
Fwd PE 15.53
MUSA Price Earnings VS Forward Price EarningsMUSA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MUSA is valued a bit cheaper than 65.00% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, MUSA is valued a bit cheaper than the industry average as 70.83% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 18.57
EV/EBITDA 9.18
MUSA Per share dataMUSA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 200 400 600 800 1K

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates MUSA does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of MUSA may justify a higher PE ratio.
PEG (NY)2.08
PEG (5Y)1.32
EPS Next 2Y9.85%
EPS Next 3Y10.49%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • MUSA has a yearly dividend return of 0.65%, which is pretty low.
  • MUSA's Dividend Yield is a higher than the industry average which is at 2.26.
  • Compared to an average S&P500 Dividend Yield of 1.79, MUSA's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.65%

5.2 History

  • The dividend of MUSA is nicely growing with an annual growth rate of 55.16%!
  • MUSA has been paying a dividend for over 5 years, so it has already some track record.
  • MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)55.16%
Div Incr Years4
Div Non Decr Years4
MUSA Yearly Dividends per shareMUSA Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

  • MUSA pays out 8.82% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of MUSA is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP8.82%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
MUSA Yearly Income VS Free CF VS DividendMUSA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
MUSA Dividend Payout.MUSA Dividend Payout, showing the Payout Ratio.MUSA Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

MURPHY USA INC

NYSE:MUSA (2/13/2026, 4:15:00 PM)

After market: 407.45 0 (0%)

407.45

+22.62 (+5.88%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-04
Earnings (Next)05-05
Inst Owners88.87%
Inst Owner Change-1.57%
Ins Owners7.81%
Ins Owner Change-1.84%
Market Cap7.57B
Revenue(TTM)19.38B
Net Income(TTM)470.60M
Analysts72.5
Price Target438.44 (7.61%)
Short Float %7.59%
Short Ratio4.85
Dividend
Industry RankSector Rank
Dividend Yield 0.65%
Yearly Dividend2.15
Dividend Growth(5Y)55.16%
DP8.82%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.96%
Min EPS beat(2)-5.02%
Max EPS beat(2)8.94%
EPS beat(4)2
Avg EPS beat(4)-5.85%
Min EPS beat(4)-35.68%
Max EPS beat(4)8.94%
EPS beat(8)4
Avg EPS beat(8)-6.07%
EPS beat(12)7
Avg EPS beat(12)-0.4%
EPS beat(16)10
Avg EPS beat(16)10.15%
Revenue beat(2)0
Avg Revenue beat(2)-2.83%
Min Revenue beat(2)-4.21%
Max Revenue beat(2)-1.45%
Revenue beat(4)0
Avg Revenue beat(4)-3.75%
Min Revenue beat(4)-5.23%
Max Revenue beat(4)-1.45%
Revenue beat(8)0
Avg Revenue beat(8)-4.71%
Revenue beat(12)2
Avg Revenue beat(12)-4.02%
Revenue beat(16)5
Avg Revenue beat(16)-2.12%
PT rev (1m)4.12%
PT rev (3m)2.04%
EPS NQ rev (1m)6.38%
EPS NQ rev (3m)3.36%
EPS NY rev (1m)3.47%
EPS NY rev (3m)0.91%
Revenue NQ rev (1m)-0.5%
Revenue NQ rev (3m)-0.7%
Revenue NY rev (1m)-0.12%
Revenue NY rev (3m)-0.26%
Valuation
Industry RankSector Rank
PE 16.78
Fwd PE 15.53
P/S 0.39
P/FCF 18.57
P/OCF 8.93
P/B 12.14
P/tB 48.44
EV/EBITDA 9.18
EPS(TTM)24.28
EY5.96%
EPS(NY)26.24
Fwd EY6.44%
FCF(TTM)21.94
FCFY5.38%
OCF(TTM)45.61
OCFY11.19%
SpS1043.83
BVpS33.58
TBVpS8.41
PEG (NY)2.08
PEG (5Y)1.32
Graham Number135.43
Profitability
Industry RankSector Rank
ROA 9.96%
ROE 75.48%
ROCE 19.4%
ROIC 14.98%
ROICexc 15.09%
ROICexgc 17.23%
OM 3.8%
PM (TTM) 2.43%
GM 12.17%
FCFM 2.1%
ROA(3y)11.28%
ROA(5y)12%
ROE(3y)67.49%
ROE(5y)71.34%
ROIC(3y)16.53%
ROIC(5y)17.31%
ROICexc(3y)16.87%
ROICexc(5y)17.85%
ROICexgc(3y)19.45%
ROICexgc(5y)20.75%
ROCE(3y)21.42%
ROCE(5y)22.42%
ROICexgc growth 3Y-14.45%
ROICexgc growth 5Y-4.53%
ROICexc growth 3Y-13.69%
ROICexc growth 5Y-7.02%
OM growth 3Y-2.8%
OM growth 5Y-5.24%
PM growth 3Y-5.43%
PM growth 5Y-6.66%
GM growth 3Y5.94%
GM growth 5Y-1.02%
F-Score6
Asset Turnover4.1
Health
Industry RankSector Rank
Debt/Equity 3.47
Debt/FCF 5.36
Debt/EBITDA 2.13
Cap/Depr 158.82%
Cap/Sales 2.27%
Interest Coverage 250
Cash Conversion 83.57%
Profit Quality 86.57%
Current Ratio 0.8
Quick Ratio 0.36
Altman-Z 6.85
F-Score6
WACC9.27%
ROIC/WACC1.62
Cap/Depr(3y)163.43%
Cap/Depr(5y)151.6%
Cap/Sales(3y)2.03%
Cap/Sales(5y)1.79%
Profit Quality(3y)81.54%
Profit Quality(5y)92.72%
High Growth Momentum
Growth
EPS 1Y (TTM)0.33%
EPS 3Y-4.75%
EPS 5Y12.72%
EPS Q2Q%8.19%
EPS Next Y8.07%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
EPS Next 5Y6.73%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y-6.14%
Revenue growth 5Y11.47%
Sales Q2Q%0.7%
Revenue Next Year2.86%
Revenue Next 2Y2.47%
Revenue Next 3Y4.23%
Revenue Next 5Y3.33%
EBIT growth 1Y-2.63%
EBIT growth 3Y-8.77%
EBIT growth 5Y5.63%
EBIT Next Year44.78%
EBIT Next 3Y17.67%
EBIT Next 5Y12%
FCF growth 1Y4.6%
FCF growth 3Y-16.08%
FCF growth 5Y4.12%
OCF growth 1Y-0.07%
OCF growth 3Y-5.22%
OCF growth 5Y8.48%

MURPHY USA INC / MUSA FAQ

Can you provide the ChartMill fundamental rating for MURPHY USA INC?

ChartMill assigns a fundamental rating of 5 / 10 to MUSA.


What is the valuation status of MURPHY USA INC (MUSA) stock?

ChartMill assigns a valuation rating of 5 / 10 to MURPHY USA INC (MUSA). This can be considered as Fairly Valued.


How profitable is MURPHY USA INC (MUSA) stock?

MURPHY USA INC (MUSA) has a profitability rating of 6 / 10.


Can you provide the financial health for MUSA stock?

The financial health rating of MURPHY USA INC (MUSA) is 4 / 10.


How sustainable is the dividend of MURPHY USA INC (MUSA) stock?

The dividend rating of MURPHY USA INC (MUSA) is 4 / 10 and the dividend payout ratio is 8.82%.