MURPHY USA INC (MUSA) Fundamental Analysis & Valuation
NYSE:MUSA • US6267551025
438.43 USD
+20.24 (+4.84%)
At close: Mar 6, 2026
438.43 USD
0 (0%)
After Hours: 3/6/2026, 8:04:00 PM
This MUSA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
Taking everything into account, MUSA scores 5 out of 10 in our fundamental rating. MUSA was compared to 123 industry peers in the Specialty Retail industry. Both the profitability and the financial health of MUSA get a neutral evaluation. Nothing too spectacular is happening here. MUSA is not valued too expensively and it also shows a decent growth rate.
1. MUSA Profitability Analysis
1.1 Basic Checks
- MUSA had positive earnings in the past year.
- In the past year MUSA had a positive cash flow from operations.
- MUSA had positive earnings in each of the past 5 years.
- MUSA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of MUSA (9.96%) is better than 84.55% of its industry peers.
- Looking at the Return On Equity, with a value of 75.48%, MUSA belongs to the top of the industry, outperforming 98.37% of the companies in the same industry.
- MUSA has a Return On Invested Capital of 15.03%. This is amongst the best in the industry. MUSA outperforms 85.37% of its industry peers.
- MUSA had an Average Return On Invested Capital over the past 3 years of 16.55%. This is above the industry average of 13.62%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.96% | ||
| ROE | 75.48% | ||
| ROIC | 15.03% |
ROA(3y)11.28%
ROA(5y)12%
ROE(3y)67.49%
ROE(5y)71.34%
ROIC(3y)16.55%
ROIC(5y)17.32%
1.3 Margins
- MUSA has a better Profit Margin (2.43%) than 64.23% of its industry peers.
- MUSA's Profit Margin has declined in the last couple of years.
- MUSA has a Operating Margin of 3.82%. This is in the better half of the industry: MUSA outperforms 60.16% of its industry peers.
- MUSA's Operating Margin has declined in the last couple of years.
- MUSA's Gross Margin of 12.17% is on the low side compared to the rest of the industry. MUSA is outperformed by 86.99% of its industry peers.
- MUSA's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.82% | ||
| PM (TTM) | 2.43% | ||
| GM | 12.17% |
OM growth 3Y-2.68%
OM growth 5Y-5.17%
PM growth 3Y-5.43%
PM growth 5Y-6.66%
GM growth 3Y5.94%
GM growth 5Y-1.02%
2. MUSA Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), MUSA is creating some value.
- Compared to 1 year ago, MUSA has less shares outstanding
- MUSA has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for MUSA is higher compared to a year ago.
2.2 Solvency
- An Altman-Z score of 6.94 indicates that MUSA is not in any danger for bankruptcy at the moment.
- MUSA has a Altman-Z score of 6.94. This is amongst the best in the industry. MUSA outperforms 94.31% of its industry peers.
- The Debt to FCF ratio of MUSA is 5.83, which is a neutral value as it means it would take MUSA, 5.83 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 5.83, MUSA is in the better half of the industry, outperforming 60.98% of the companies in the same industry.
- A Debt/Equity ratio of 3.47 is on the high side and indicates that MUSA has dependencies on debt financing.
- With a Debt to Equity ratio value of 3.47, MUSA is not doing good in the industry: 73.17% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 5.83 | ||
| Altman-Z | 6.94 |
ROIC/WACC1.59
WACC9.45%
2.3 Liquidity
- MUSA has a Current Ratio of 0.80. This is a bad value and indicates that MUSA is not financially healthy enough and could expect problems in meeting its short term obligations.
- MUSA's Current ratio of 0.80 is on the low side compared to the rest of the industry. MUSA is outperformed by 86.18% of its industry peers.
- A Quick Ratio of 0.36 indicates that MUSA may have some problems paying its short term obligations.
- MUSA has a worse Quick ratio (0.36) than 63.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.8 | ||
| Quick Ratio | 0.36 |
3. MUSA Growth Analysis
3.1 Past
- The Earnings Per Share has been growing slightly by 0.33% over the past year.
- Measured over the past years, MUSA shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.72% on average per year.
- The Revenue has decreased by -4.25% in the past year.
- The Revenue has been growing by 11.47% on average over the past years. This is quite good.
EPS 1Y (TTM)0.33%
EPS 3Y-4.75%
EPS 5Y12.72%
EPS Q2Q%8.19%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y-6.14%
Revenue growth 5Y11.47%
Sales Q2Q%0.7%
3.2 Future
- MUSA is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.73% yearly.
- MUSA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.33% yearly.
EPS Next Y8.07%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
EPS Next 5Y6.73%
Revenue Next Year0.33%
Revenue Next 2Y1.9%
Revenue Next 3Y3.28%
Revenue Next 5Y3.33%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. MUSA Valuation Analysis
4.1 Price/Earnings Ratio
- MUSA is valuated rather expensively with a Price/Earnings ratio of 18.06.
- 75.61% of the companies in the same industry are more expensive than MUSA, based on the Price/Earnings ratio.
- MUSA's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.29.
- Based on the Price/Forward Earnings ratio of 16.71, the valuation of MUSA can be described as correct.
- MUSA's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. MUSA is cheaper than 70.73% of the companies in the same industry.
- MUSA's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.57.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.06 | ||
| Fwd PE | 16.71 |
4.2 Price Multiples
- 61.79% of the companies in the same industry are more expensive than MUSA, based on the Enterprise Value to EBITDA ratio.
- Based on the Price/Free Cash Flow ratio, MUSA is valued a bit cheaper than the industry average as 68.29% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.75 | ||
| EV/EBITDA | 9.76 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- MUSA has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.24
PEG (5Y)1.42
EPS Next 2Y9.85%
EPS Next 3Y10.49%
5. MUSA Dividend Analysis
5.1 Amount
- With a yearly dividend of 0.65%, MUSA is not a good candidate for dividend investing.
- MUSA's Dividend Yield is a higher than the industry average which is at 2.30.
- With a Dividend Yield of 0.65, MUSA pays less dividend than the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.65% |
5.2 History
- On average, the dividend of MUSA grows each year by 55.16%, which is quite nice.
- MUSA has been paying a dividend for over 5 years, so it has already some track record.
- MUSA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)55.16%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 8.82% of the earnings are spent on dividend by MUSA. This is a low number and sustainable payout ratio.
- The dividend of MUSA is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP8.82%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
MUSA Fundamentals: All Metrics, Ratios and Statistics
438.43
+20.24 (+4.84%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)05-05 2026-05-05
Inst Owners88.87%
Inst Owner Change-1.72%
Ins Owners7.81%
Ins Owner Change-2.5%
Market Cap8.14B
Revenue(TTM)19.38B
Net Income(TTM)470.60M
Analysts72.5
Price Target428.62 (-2.24%)
Short Float %8.19%
Short Ratio4.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.65% |
Yearly Dividend2.15
Dividend Growth(5Y)55.16%
DP8.82%
Div Incr Years4
Div Non Decr Years4
Ex-Date02-23 2026-02-23 (0.63)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.96%
Min EPS beat(2)-5.02%
Max EPS beat(2)8.94%
EPS beat(4)2
Avg EPS beat(4)-5.85%
Min EPS beat(4)-35.68%
Max EPS beat(4)8.94%
EPS beat(8)4
Avg EPS beat(8)-6.07%
EPS beat(12)7
Avg EPS beat(12)-0.4%
EPS beat(16)10
Avg EPS beat(16)10.15%
Revenue beat(2)0
Avg Revenue beat(2)-2.83%
Min Revenue beat(2)-4.21%
Max Revenue beat(2)-1.45%
Revenue beat(4)0
Avg Revenue beat(4)-3.75%
Min Revenue beat(4)-5.23%
Max Revenue beat(4)-1.45%
Revenue beat(8)0
Avg Revenue beat(8)-4.71%
Revenue beat(12)2
Avg Revenue beat(12)-4.02%
Revenue beat(16)5
Avg Revenue beat(16)-2.12%
PT rev (1m)3.88%
PT rev (3m)1.79%
EPS NQ rev (1m)-6.57%
EPS NQ rev (3m)-8.42%
EPS NY rev (1m)1.46%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)-4.91%
Revenue NQ rev (3m)-5.05%
Revenue NY rev (1m)-2.31%
Revenue NY rev (3m)-3.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.06 | ||
| Fwd PE | 16.71 | ||
| P/S | 0.42 | ||
| P/FCF | 21.75 | ||
| P/OCF | 10 | ||
| P/B | 13.06 | ||
| P/tB | 52.12 | ||
| EV/EBITDA | 9.76 |
EPS(TTM)24.28
EY5.54%
EPS(NY)26.24
Fwd EY5.98%
FCF(TTM)20.16
FCFY4.6%
OCF(TTM)43.83
OCFY10%
SpS1043.83
BVpS33.58
TBVpS8.41
PEG (NY)2.24
PEG (5Y)1.42
Graham Number135.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.96% | ||
| ROE | 75.48% | ||
| ROCE | 19.48% | ||
| ROIC | 15.03% | ||
| ROICexc | 15.15% | ||
| ROICexgc | 17.29% | ||
| OM | 3.82% | ||
| PM (TTM) | 2.43% | ||
| GM | 12.17% | ||
| FCFM | 1.93% |
ROA(3y)11.28%
ROA(5y)12%
ROE(3y)67.49%
ROE(5y)71.34%
ROIC(3y)16.55%
ROIC(5y)17.32%
ROICexc(3y)16.89%
ROICexc(5y)17.86%
ROICexgc(3y)19.48%
ROICexgc(5y)20.76%
ROCE(3y)21.45%
ROCE(5y)22.44%
ROICexgc growth 3Y-14.34%
ROICexgc growth 5Y-4.45%
ROICexc growth 3Y-13.58%
ROICexc growth 5Y-6.95%
OM growth 3Y-2.68%
OM growth 5Y-5.17%
PM growth 3Y-5.43%
PM growth 5Y-6.66%
GM growth 3Y5.94%
GM growth 5Y-1.02%
F-Score6
Asset Turnover4.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 5.83 | ||
| Debt/EBITDA | 2.13 | ||
| Cap/Depr | 158.82% | ||
| Cap/Sales | 2.27% | ||
| Interest Coverage | 7.04 | ||
| Cash Conversion | 80.08% | ||
| Profit Quality | 79.54% | ||
| Current Ratio | 0.8 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 6.94 |
F-Score6
WACC9.45%
ROIC/WACC1.59
Cap/Depr(3y)163.43%
Cap/Depr(5y)151.6%
Cap/Sales(3y)2.03%
Cap/Sales(5y)1.79%
Profit Quality(3y)79.19%
Profit Quality(5y)91.31%
High Growth Momentum
Growth
EPS 1Y (TTM)0.33%
EPS 3Y-4.75%
EPS 5Y12.72%
EPS Q2Q%8.19%
EPS Next Y8.07%
EPS Next 2Y9.85%
EPS Next 3Y10.49%
EPS Next 5Y6.73%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y-6.14%
Revenue growth 5Y11.47%
Sales Q2Q%0.7%
Revenue Next Year0.33%
Revenue Next 2Y1.9%
Revenue Next 3Y3.28%
Revenue Next 5Y3.33%
EBIT growth 1Y-2.26%
EBIT growth 3Y-8.66%
EBIT growth 5Y5.71%
EBIT Next Year41.81%
EBIT Next 3Y16.77%
EBIT Next 5Y11.91%
FCF growth 1Y-3.9%
FCF growth 3Y-18.42%
FCF growth 5Y2.37%
OCF growth 1Y-3.98%
OCF growth 3Y-6.47%
OCF growth 5Y7.62%
MURPHY USA INC / MUSA FAQ
Can you provide the ChartMill fundamental rating for MURPHY USA INC?
ChartMill assigns a fundamental rating of 5 / 10 to MUSA.
What is the valuation status of MURPHY USA INC (MUSA) stock?
ChartMill assigns a valuation rating of 5 / 10 to MURPHY USA INC (MUSA). This can be considered as Fairly Valued.
How profitable is MURPHY USA INC (MUSA) stock?
MURPHY USA INC (MUSA) has a profitability rating of 6 / 10.
Can you provide the financial health for MUSA stock?
The financial health rating of MURPHY USA INC (MUSA) is 4 / 10.
How sustainable is the dividend of MURPHY USA INC (MUSA) stock?
The dividend rating of MURPHY USA INC (MUSA) is 4 / 10 and the dividend payout ratio is 8.82%.