MULTITUDE AG (MULT.DE) Fundamental Analysis & Valuation

FRA:MULT • CH1398992755

Current stock price

6.82 EUR
+0.22 (+3.33%)
Last:

This MULT.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. MULT.DE Profitability Analysis

1.1 Basic Checks

  • In the past year MULT was profitable.
  • In the past year MULT had a positive cash flow from operations.
  • Of the past 5 years MULT 4 years were profitable.
  • In multiple years MULT reported negative operating cash flow during the last 5 years.
MULT.DE Yearly Net Income VS EBIT VS OCF VS FCFMULT.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M 150M

1.2 Ratios

  • MULT's Return On Assets of 1.68% is on the low side compared to the rest of the industry. MULT is outperformed by 66.67% of its industry peers.
  • Looking at the Return On Equity, with a value of 11.19%, MULT is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
  • With a Return On Invested Capital value of 1.95%, MULT perfoms like the industry average, outperforming 55.56% of the companies in the same industry.
Industry RankSector Rank
ROA 1.68%
ROE 11.19%
ROIC 1.95%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
MULT.DE Yearly ROA, ROE, ROICMULT.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

1.3 Margins

  • MULT has a Profit Margin of 11.76%. This is comparable to the rest of the industry: MULT outperforms 44.44% of its industry peers.
  • MULT's Profit Margin has improved in the last couple of years.
  • With a decent Operating Margin value of 15.45%, MULT is doing good in the industry, outperforming 66.67% of the companies in the same industry.
  • MULT's Operating Margin has improved in the last couple of years.
  • MULT's Gross Margin of 106.69% is amongst the best of the industry. MULT outperforms 100.00% of its industry peers.
  • MULT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 15.45%
PM (TTM) 11.76%
GM 106.69%
OM growth 3Y0.72%
OM growth 5Y4.54%
PM growth 3Y45.53%
PM growth 5Y123.67%
GM growth 3Y2.18%
GM growth 5YN/A
MULT.DE Yearly Profit, Operating, Gross MarginsMULT.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80 100

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2

2. MULT.DE Health Analysis

2.1 Basic Checks

  • MULT has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • MULT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
MULT.DE Yearly Shares OutstandingMULT.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
MULT.DE Yearly Total Debt VS Total AssetsMULT.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 0.38, we must say that MULT is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of MULT (0.38) is comparable to the rest of the industry.
  • The Debt to FCF ratio of MULT is 18.36, which is on the high side as it means it would take MULT, 18.36 years of fcf income to pay off all of its debts.
  • MULT's Debt to FCF ratio of 18.36 is in line compared to the rest of the industry. MULT outperforms 44.44% of its industry peers.
  • A Debt/Equity ratio of 4.74 is on the high side and indicates that MULT has dependencies on debt financing.
  • MULT's Debt to Equity ratio of 4.74 is on the low side compared to the rest of the industry. MULT is outperformed by 77.78% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.74
Debt/FCF 18.36
Altman-Z 0.38
ROIC/WACC0.16
WACC12.34%
MULT.DE Yearly LT Debt VS Equity VS FCFMULT.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M 150M

2.3 Liquidity

  • A Current Ratio of 0.97 indicates that MULT may have some problems paying its short term obligations.
  • MULT has a better Current ratio (0.97) than 66.67% of its industry peers.
  • MULT has a Quick Ratio of 0.97. This is a bad value and indicates that MULT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • MULT has a Quick ratio of 0.97. This is in the better half of the industry: MULT outperforms 66.67% of its industry peers.
Industry RankSector Rank
Current Ratio 0.97
Quick Ratio 0.97
MULT.DE Yearly Current Assets VS Current LiabilitesMULT.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. MULT.DE Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 59.07% over the past year.
  • The Earnings Per Share has been growing by 120.24% on average over the past years. This is a very strong growth
  • Looking at the last year, MULT shows a very negative growth in Revenue. The Revenue has decreased by -10.29% in the last year.
  • The Revenue has been decreasing by -3.00% on average over the past years.
EPS 1Y (TTM)59.07%
EPS 3Y40.49%
EPS 5Y120.24%
EPS Q2Q%-3.7%
Revenue 1Y (TTM)-10.29%
Revenue growth 3Y-2.34%
Revenue growth 5Y-3%
Sales Q2Q%-7.16%

3.2 Future

  • Based on estimates for the next years, MULT will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.59% on average per year.
  • MULT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.75% yearly.
EPS Next Y14.01%
EPS Next 2Y16.44%
EPS Next 3Y11.59%
EPS Next 5YN/A
Revenue Next Year3.8%
Revenue Next 2Y4.48%
Revenue Next 3Y2.75%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MULT.DE Yearly Revenue VS EstimatesMULT.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M
MULT.DE Yearly EPS VS EstimatesMULT.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.5 1

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7

4. MULT.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 6.56, the valuation of MULT can be described as very cheap.
  • Based on the Price/Earnings ratio, MULT is valued cheaper than 100.00% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.42. MULT is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 5.75, the valuation of MULT can be described as very cheap.
  • MULT's Price/Forward Earnings ratio is rather cheap when compared to the industry. MULT is cheaper than 88.89% of the companies in the same industry.
  • MULT is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.29, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 6.56
Fwd PE 5.75
MULT.DE Price Earnings VS Forward Price EarningsMULT.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, MULT is valued a bit cheaper than 66.67% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.75
EV/EBITDA -2.64
MULT.DE Per share dataMULT.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

  • MULT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.47
PEG (5Y)0.05
EPS Next 2Y16.44%
EPS Next 3Y11.59%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. MULT.DE Dividend Analysis

5.1 Amount

  • MULT has a Yearly Dividend Yield of 8.33%, which is a nice return.
  • MULT's Dividend Yield is rather good when compared to the industry average which is at 2.35. MULT pays more dividend than 100.00% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, MULT pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.33%

5.2 History

  • The dividend of MULT has a limited annual growth rate of 0.74%.
Dividend Growth(5Y)0.74%
Div Incr Years0
Div Non Decr Years0
MULT.DE Yearly Dividends per shareMULT.DE Yearly Dividends per shareYearly Dividends per share 2025 2026 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • 40.50% of the earnings are spent on dividend by MULT. This is a bit on the high side, but may be sustainable.
  • MULT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP40.5%
EPS Next 2Y16.44%
EPS Next 3Y11.59%
MULT.DE Yearly Income VS Free CF VS DividendMULT.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M
MULT.DE Dividend Payout.MULT.DE Dividend Payout, showing the Payout Ratio.MULT.DE Dividend Payout.PayoutRetained Earnings

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MULT.DE Fundamentals: All Metrics, Ratios and Statistics

MULTITUDE AG

FRA:MULT (4/24/2026, 7:00:00 PM)

6.82

+0.22 (+3.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)03-12
Earnings (Next)N/A
Inst Owners17.47%
Inst Owner ChangeN/A
Ins Owners60.08%
Ins Owner ChangeN/A
Market Cap148.13M
Revenue(TTM)197.90M
Net Income(TTM)23.26M
Analysts86
Price Target11.02 (61.58%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 8.33%
Yearly Dividend0.19
Dividend Growth(5Y)0.74%
DP40.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)19.54%
Min EPS beat(2)-20.24%
Max EPS beat(2)59.31%
EPS beat(4)3
Avg EPS beat(4)26.11%
Min EPS beat(4)-20.24%
Max EPS beat(4)59.31%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)0.57%
Min Revenue beat(2)-16.5%
Max Revenue beat(2)17.65%
Revenue beat(4)2
Avg Revenue beat(4)2.25%
Min Revenue beat(4)-16.5%
Max Revenue beat(4)17.65%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-2.31%
EPS NY rev (3m)-2.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.3%
Revenue NY rev (3m)-2.42%
Valuation
Industry RankSector Rank
PE 6.56
Fwd PE 5.75
P/S 0.75
P/FCF 2.75
P/OCF 2.18
P/B 0.71
P/tB 0.86
EV/EBITDA -2.64
EPS(TTM)1.04
EY15.25%
EPS(NY)1.19
Fwd EY17.39%
FCF(TTM)2.48
FCFY36.34%
OCF(TTM)3.13
OCFY45.83%
SpS9.11
BVpS9.57
TBVpS7.95
PEG (NY)0.47
PEG (5Y)0.05
Graham Number14.9684 (119.48%)
Profitability
Industry RankSector Rank
ROA 1.68%
ROE 11.19%
ROCE 6.33%
ROIC 1.95%
ROICexc 2.61%
ROICexgc 2.7%
OM 15.45%
PM (TTM) 11.76%
GM 106.69%
FCFM 27.2%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.72%
OM growth 5Y4.54%
PM growth 3Y45.53%
PM growth 5Y123.67%
GM growth 3Y2.18%
GM growth 5YN/A
F-Score6
Asset Turnover0.14
Health
Industry RankSector Rank
Debt/Equity 4.74
Debt/FCF 18.36
Debt/EBITDA 22.38
Cap/Depr 104.22%
Cap/Sales 7.11%
Interest Coverage 0.65
Cash Conversion 154.08%
Profit Quality 231.38%
Current Ratio 0.97
Quick Ratio 0.97
Altman-Z 0.38
F-Score6
WACC12.34%
ROIC/WACC0.16
Cap/Depr(3y)92.77%
Cap/Depr(5y)81.5%
Cap/Sales(3y)5.86%
Cap/Sales(5y)5.67%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)59.07%
EPS 3Y40.49%
EPS 5Y120.24%
EPS Q2Q%-3.7%
EPS Next Y14.01%
EPS Next 2Y16.44%
EPS Next 3Y11.59%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.29%
Revenue growth 3Y-2.34%
Revenue growth 5Y-3%
Sales Q2Q%-7.16%
Revenue Next Year3.8%
Revenue Next 2Y4.48%
Revenue Next 3Y2.75%
Revenue Next 5YN/A
EBIT growth 1Y11.84%
EBIT growth 3Y-1.64%
EBIT growth 5Y1.4%
EBIT Next Year67.12%
EBIT Next 3Y18.48%
EBIT Next 5YN/A
FCF growth 1Y243.22%
FCF growth 3YN/A
FCF growth 5Y-15.89%
OCF growth 1Y373.12%
OCF growth 3YN/A
OCF growth 5Y-13.52%

MULTITUDE AG / MULT.DE Fundamental Analysis FAQ

What is the fundamental rating for MULT stock?

ChartMill assigns a fundamental rating of 5 / 10 to MULT.DE.


What is the valuation status of MULTITUDE AG (MULT.DE) stock?

ChartMill assigns a valuation rating of 7 / 10 to MULTITUDE AG (MULT.DE). This can be considered as Undervalued.


Can you provide the profitability details for MULTITUDE AG?

MULTITUDE AG (MULT.DE) has a profitability rating of 5 / 10.


What are the PE and PB ratios of MULTITUDE AG (MULT.DE) stock?

The Price/Earnings (PE) ratio for MULTITUDE AG (MULT.DE) is 6.56 and the Price/Book (PB) ratio is 0.71.


Is the dividend of MULTITUDE AG sustainable?

The dividend rating of MULTITUDE AG (MULT.DE) is 8 / 10 and the dividend payout ratio is 40.5%.