MARQETA INC-A (MQ)
US57142B1044 - Common Stock
Overall MQ gets a fundamental rating of 4 out of 10. We evaluated MQ against 100 industry peers in the Financial Services industry. While MQ has a great health rating, there are worries on its profitability. MQ is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year MQ has reported negative net income.
MQ had a positive operating cash flow in the past year.
MQ had negative earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: MQ reported negative operating cash flow in multiple years.
1.2 Ratios
MQ has a Return On Assets of -0.83%. This is amonst the worse of the industry: MQ underperforms 81.00% of its industry peers.
MQ has a worse Return On Equity (-1.08%) than 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -1.08% | ||
| ROIC | N/A |
ROA(3y)-11.14%
ROA(5y)-13.98%
ROE(3y)-13.63%
ROE(5y)-19.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Gross Margin value of 67.79%, MQ is doing good in the industry, outperforming 79.00% of the companies in the same industry.
MQ's Gross Margin has improved in the last couple of years.
MQ does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 67.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.26%
GM growth 5YN/A
2. Health
2.1 Basic Checks
MQ does not have a ROIC to compare to the WACC, probably because it is not profitable.
MQ has less shares outstanding than it did 1 year ago.
MQ has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
MQ has an Altman-Z score of 5.37. This indicates that MQ is financially healthy and has little risk of bankruptcy at the moment.
MQ's Altman-Z score of 5.37 is amongst the best of the industry. MQ outperforms 90.00% of its industry peers.
MQ has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 5.37 |
ROIC/WACCN/A
WACC9.01%
2.3 Liquidity
A Current Ratio of 3.77 indicates that MQ has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 3.77, MQ belongs to the top of the industry, outperforming 87.00% of the companies in the same industry.
MQ has a Quick Ratio of 3.77. This indicates that MQ is financially healthy and has no problem in meeting its short term obligations.
MQ has a Quick ratio of 3.77. This is amongst the best in the industry. MQ outperforms 88.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.77 | ||
| Quick Ratio | 3.77 |
3. Growth
3.1 Past
MQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 93.85%, which is quite impressive.
The Revenue for MQ has decreased by -44.19% in the past year. This is quite bad
MQ shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 32.56% yearly.
EPS 1Y (TTM)93.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%309.09%
Revenue 1Y (TTM)-44.19%
Revenue growth 3Y32.56%
Revenue growth 5YN/A
Sales Q2Q%-45.8%
3.2 Future
MQ is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.24% yearly.
MQ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.01% yearly.
EPS Next Y106.8%
EPS Next 2Y25.45%
EPS Next 3Y20.04%
EPS Next 5Y12.24%
Revenue Next Year-23.55%
Revenue Next 2Y-2.29%
Revenue Next 3Y5.7%
Revenue Next 5Y10.01%
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for MQ. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for MQ. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MQ is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 46.18 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A more expensive valuation may be justified as MQ's earnings are expected to grow with 20.04% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y25.45%
EPS Next 3Y20.04%
5. Dividend
5.1 Amount
MQ does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
MARQETA INC-A
NASDAQ:MQ (11/4/2024, 8:24:29 PM)
After market: 4.06 -1.89 (-31.76%)5.95
+0.1 (+1.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap3.02B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.83% | ||
| ROE | -1.08% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 67.79% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 3.77 | ||
| Quick Ratio | 3.77 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)93.85%
EPS 3YN/A
EPS 5Y
EPS Q2Q%
EPS Next Y106.8%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-44.19%
Revenue growth 3Y32.56%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y