MARQETA INC-A (MQ)
US57142B1044 - Common Stock
Overall MQ gets a fundamental rating of 5 out of 10. We evaluated MQ against 100 industry peers in the Financial Services industry. While MQ has a great health rating, there are worries on its profitability. While showing a medium growth rate, MQ is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
MQ had positive earnings in the past year.
In the past year MQ had a positive cash flow from operations.
MQ had negative earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: MQ reported negative operating cash flow in multiple years.
1.2 Ratios
MQ has a Return On Assets of 0.98%. This is comparable to the rest of the industry: MQ outperforms 41.00% of its industry peers.
Looking at the Return On Equity, with a value of 1.28%, MQ is doing worse than 69.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 1.28% | ||
| ROIC | N/A |
ROA(3y)-11.14%
ROA(5y)-13.98%
ROE(3y)-13.63%
ROE(5y)-19.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of MQ (2.86%) is worse than 66.00% of its industry peers.
MQ has a Gross Margin of 68.75%. This is in the better half of the industry: MQ outperforms 79.00% of its industry peers.
MQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 2.86% | ||
| GM | 68.75% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y6.26%
GM growth 5YN/A
2. Health
2.1 Basic Checks
MQ does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MQ has less shares outstanding
MQ has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 3.82 indicates that MQ is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 3.82, MQ belongs to the best of the industry, outperforming 86.00% of the companies in the same industry.
There is no outstanding debt for MQ. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.82 |
ROIC/WACCN/A
WACC9.07%
2.3 Liquidity
MQ has a Current Ratio of 3.66. This indicates that MQ is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 3.66, MQ belongs to the best of the industry, outperforming 86.00% of the companies in the same industry.
A Quick Ratio of 3.66 indicates that MQ has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 3.66, MQ belongs to the best of the industry, outperforming 87.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.66 | ||
| Quick Ratio | 3.66 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 105.08% over the past year.
Looking at the last year, MQ shows a very negative growth in Revenue. The Revenue has decreased by -35.62% in the last year.
The Revenue has been growing by 32.56% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)105.08%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%42.31%
Revenue 1Y (TTM)-35.62%
Revenue growth 3Y32.56%
Revenue growth 5YN/A
Sales Q2Q%17.52%
3.2 Future
The Earnings Per Share is expected to grow by 12.24% on average over the next years. This is quite good.
The Revenue is expected to grow by 10.01% on average over the next years. This is quite good.
EPS Next Y106.6%
EPS Next 2Y24.98%
EPS Next 3Y20.08%
EPS Next 5Y12.24%
Revenue Next Year-24.39%
Revenue Next 2Y-5.38%
Revenue Next 3Y2.85%
Revenue Next 5Y10.01%
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 202.50, MQ can be considered very expensive at the moment.
Based on the Price/Earnings ratio, MQ is valued a bit more expensive than 79.00% of the companies in the same industry.
MQ's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 29.20.
MQ is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 202.5 | ||
| Fwd PE | N/A |
4.2 Price Multiples
63.00% of the companies in the same industry are cheaper than MQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 66.63 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as MQ's earnings are expected to grow with 20.08% in the coming years.
PEG (NY)1.9
PEG (5Y)N/A
EPS Next 2Y24.98%
EPS Next 3Y20.08%
5. Dividend
5.1 Amount
No dividends for MQ!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
MARQETA INC-A
NASDAQ:MQ (11/22/2024, 8:00:00 PM)
After market: 4 -0.05 (-1.23%)4.05
+0.09 (+2.27%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.03B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 202.5 | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)1.9
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.98% | ||
| ROE | 1.28% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 2.86% | ||
| GM | 68.75% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.34
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 3.66 | ||
| Quick Ratio | 3.66 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)105.08%
EPS 3YN/A
EPS 5Y
EPS Q2Q%
EPS Next Y106.6%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-35.62%
Revenue growth 3Y32.56%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y