MOLTIPLY GROUP SPA (MOL.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:MOL - IT0004195308 - Common Stock
36.1 EUR
0 (0%)
Taking everything into account, MOL scores 6 out of 10 in our fundamental rating. MOL was compared to 8 industry peers in the Consumer Finance industry. MOL has an excellent profitability rating, but there are some minor concerns on its financial health. MOL is not priced too expensively while it is growing strongly. Keep and eye on this one! These ratings could make MOL a good candidate for growth investing.
1. Profitability
1.1 Basic Checks
- In the past year MOL was profitable.
- MOL had a positive operating cash flow in the past year.
- In the past 5 years MOL has always been profitable.
- MOL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- MOL's Return On Assets of 5.06% is amongst the best of the industry. MOL outperforms 100.00% of its industry peers.
- The Return On Equity of MOL (17.50%) is better than 75.00% of its industry peers.
- MOL's Return On Invested Capital of 9.87% is amongst the best of the industry. MOL outperforms 100.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for MOL is above the industry average of 4.67%.
- The 3 year average ROIC (7.14%) for MOL is below the current ROIC(9.87%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.06% | ||
| ROE | 17.5% | ||
| ROIC | 9.87% |
ROA(3y)4.45%
ROA(5y)7.31%
ROE(3y)14.08%
ROE(5y)20.7%
ROIC(3y)7.14%
ROIC(5y)8.71%
1.3 Margins
- MOL has a worse Profit Margin (8.05%) than 62.50% of its industry peers.
- In the last couple of years the Profit Margin of MOL has declined.
- The Operating Margin of MOL (16.23%) is better than 75.00% of its industry peers.
- In the last couple of years the Operating Margin of MOL has declined.
- The Gross Margin of MOL (103.20%) is better than 87.50% of its industry peers.
- In the last couple of years the Gross Margin of MOL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.23% | ||
| PM (TTM) | 8.05% | ||
| GM | 103.2% |
OM growth 3Y-11.12%
OM growth 5Y-6.93%
PM growth 3Y20.52%
PM growth 5Y-12.96%
GM growth 3Y0.57%
GM growth 5Y0.45%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so MOL is still creating some value.
- MOL has more shares outstanding than it did 1 year ago.
- MOL has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, MOL has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 2.42 indicates that MOL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- MOL has a Altman-Z score of 2.42. This is amongst the best in the industry. MOL outperforms 100.00% of its industry peers.
- MOL has a debt to FCF ratio of 4.73. This is a neutral value as MOL would need 4.73 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 4.73, MOL is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
- MOL has a Debt/Equity ratio of 1.30. This is a high value indicating a heavy dependency on external financing.
- With a decent Debt to Equity ratio value of 1.30, MOL is doing good in the industry, outperforming 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.3 | ||
| Debt/FCF | 4.73 | ||
| Altman-Z | 2.42 |
ROIC/WACC1.33
WACC7.42%
2.3 Liquidity
- A Current Ratio of 1.28 indicates that MOL should not have too much problems paying its short term obligations.
- The Current ratio of MOL (1.28) is better than 87.50% of its industry peers.
- MOL has a Quick Ratio of 1.28. This is a normal value and indicates that MOL is financially healthy and should not expect problems in meeting its short term obligations.
- The Quick ratio of MOL (1.28) is better than 87.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.28 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
- MOL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.68%, which is quite good.
- The Earnings Per Share has been growing slightly by 1.71% on average over the past years.
- The Revenue has grown by 24.76% in the past year. This is a very strong growth!
- The Revenue has been growing by 15.68% on average over the past years. This is quite good.
EPS 1Y (TTM)11.68%
EPS 3Y38.26%
EPS 5Y1.71%
EPS Q2Q%9.63%
Revenue 1Y (TTM)24.76%
Revenue growth 3Y13.39%
Revenue growth 5Y15.68%
Sales Q2Q%39.21%
3.2 Future
- The Earnings Per Share is expected to grow by 25.48% on average over the next years. This is a very strong growth
- MOL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 20.91% yearly.
EPS Next Y38.81%
EPS Next 2Y31.82%
EPS Next 3Y25.48%
EPS Next 5YN/A
Revenue Next Year48.05%
Revenue Next 2Y29.77%
Revenue Next 3Y20.91%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 20.87, which indicates a rather expensive current valuation of MOL.
- Based on the Price/Earnings ratio, MOL is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 27.25, MOL is valued a bit cheaper.
- Based on the Price/Forward Earnings ratio of 14.38, the valuation of MOL can be described as correct.
- The rest of the industry has a similar Price/Forward Earnings ratio as MOL.
- The average S&P500 Price/Forward Earnings ratio is at 25.98. MOL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.87 | ||
| Fwd PE | 14.38 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MOL indicates a rather cheap valuation: MOL is cheaper than 87.50% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of MOL indicates a slightly more expensive valuation: MOL is more expensive than 62.50% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.13 | ||
| EV/EBITDA | 9.51 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of MOL may justify a higher PE ratio.
- A more expensive valuation may be justified as MOL's earnings are expected to grow with 25.48% in the coming years.
PEG (NY)0.54
PEG (5Y)12.23
EPS Next 2Y31.82%
EPS Next 3Y25.48%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.33%, MOL is not a good candidate for dividend investing.
- In the last 3 months the price of MOL has falen by -23.27%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- MOL's Dividend Yield is comparable with the industry average which is at 1.75.
- With a Dividend Yield of 0.33, MOL pays less dividend than the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.33% |
5.2 History
- The dividend of MOL decreases each year by -16.71%.
Dividend Growth(5Y)-16.71%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 7.02% of the earnings are spent on dividend by MOL. This is a low number and sustainable payout ratio.
DP7.02%
EPS Next 2Y31.82%
EPS Next 3Y25.48%
MOLTIPLY GROUP SPA / MOL.MI FAQ
Can you provide the ChartMill fundamental rating for MOLTIPLY GROUP SPA?
ChartMill assigns a fundamental rating of 6 / 10 to MOL.MI.
What is the valuation status for MOL stock?
ChartMill assigns a valuation rating of 5 / 10 to MOLTIPLY GROUP SPA (MOL.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for MOLTIPLY GROUP SPA?
MOLTIPLY GROUP SPA (MOL.MI) has a profitability rating of 7 / 10.
What is the financial health of MOLTIPLY GROUP SPA (MOL.MI) stock?
The financial health rating of MOLTIPLY GROUP SPA (MOL.MI) is 6 / 10.
What is the expected EPS growth for MOLTIPLY GROUP SPA (MOL.MI) stock?
The Earnings per Share (EPS) of MOLTIPLY GROUP SPA (MOL.MI) is expected to grow by 38.81% in the next year.