MONEYHERO LTD-A (MNY)
KYG6202B1014 - Common Stock
MNY gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 71 industry peers in the Interactive Media & Services industry. While MNY seems to be doing ok healthwise, there are quite some concerns on its profitability. While showing a medium growth rate, MNY is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
MNY had negative earnings in the past year.
1.2 Ratios
Looking at the Return On Assets, with a value of -125.16%, MNY is doing worse than 93.94% of the companies in the same industry.
Looking at the Return On Equity, with a value of -200.97%, MNY is doing worse than 80.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -125.16% | ||
| ROE | -200.97% | ||
| ROIC | N/A |
ROA(3y)-93.86%
ROA(5y)N/A
ROE(3y)-304.2%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Gross Margin of MNY (36.32%) is worse than 75.76% of its industry peers.
MNY does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 36.32% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MNY does not have a ROIC to compare to the WACC, probably because it is not profitable.
MNY has more shares outstanding than it did 1 year ago.
Compared to 1 year ago, MNY has an improved debt to assets ratio.
2.2 Solvency
MNY has an Altman-Z score of 1.63. This is a bad value and indicates that MNY is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.63, MNY is in line with its industry, outperforming 57.58% of the companies in the same industry.
MNY has a Debt/Equity ratio of 0.00. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.00, MNY is doing good in the industry, outperforming 69.70% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.63 |
ROIC/WACCN/A
WACC8.55%
2.3 Liquidity
A Current Ratio of 2.46 indicates that MNY has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.46, MNY is in the better half of the industry, outperforming 62.12% of the companies in the same industry.
MNY has a Quick Ratio of 2.46. This indicates that MNY is financially healthy and has no problem in meeting its short term obligations.
MNY has a better Quick ratio (2.46) than 62.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.46 | ||
| Quick Ratio | 2.46 |
3. Growth
3.1 Past
The earnings per share for MNY have decreased strongly by -236.77% in the last year.
Looking at the last year, MNY shows a quite strong growth in Revenue. The Revenue has grown by 18.41% in the last year.
EPS 1Y (TTM)-236.77%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%151.67%
Revenue 1Y (TTM)18.41%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%3.41%
3.2 Future
Based on estimates for the next years, MNY will show a very strong growth in Earnings Per Share. The EPS will grow by 26.09% on average per year.
Based on estimates for the next years, MNY will show a very strong growth in Revenue. The Revenue will grow by 22.30% on average per year.
EPS Next Y90.3%
EPS Next 2Y41.26%
EPS Next 3Y26.09%
EPS Next 5YN/A
Revenue Next Year18.5%
Revenue Next 2Y21.62%
Revenue Next 3Y22.3%
Revenue Next 5YN/A
3.3 Evolution
4. Valuation
4.1 Price/Earnings Ratio
MNY reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for MNY. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
MNY's earnings are expected to grow with 26.09% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y41.26%
EPS Next 3Y26.09%
5. Dividend
5.1 Amount
MNY does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
MONEYHERO LTD-A
NASDAQ:MNY (1/14/2025, 8:00:01 PM)
1.0901
-0.02 (-1.79%)
Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)
Earnings (Next)
Inst Owners2.5%
Inst Owner Change0%
Ins Owners8.73%
Ins Owner ChangeN/A
Market Cap44.65M
Analysts80
Price Target5.3 (386.19%)
Short Float %0.79%
Short Ratio0.83
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-437.5%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-6.42%
Revenue NY rev (3m)-12.81%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.5 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.79 | ||
| P/tB | 0.88 | ||
| EV/EBITDA | N/A |
EPS(TTM)-2.72
EYN/A
EPS(NY)-0.02
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS2.18
BVpS1.38
TBVpS1.24
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -125.16% | ||
| ROE | -200.97% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 36.32% | ||
| FCFM | N/A |
ROA(3y)-93.86%
ROA(5y)N/A
ROE(3y)-304.2%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.98
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.46 | ||
| Quick Ratio | 2.46 | ||
| Altman-Z | 1.63 |
F-ScoreN/A
WACC8.55%
ROIC/WACCN/A
Cap/Depr(3y)91.61%
Cap/Depr(5y)N/A
Cap/Sales(3y)6.29%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-236.77%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%151.67%
EPS Next Y90.3%
EPS Next 2Y41.26%
EPS Next 3Y26.09%
EPS Next 5YN/A
Revenue 1Y (TTM)18.41%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%3.41%
Revenue Next Year18.5%
Revenue Next 2Y21.62%
Revenue Next 3Y22.3%
Revenue Next 5YN/A
EBIT growth 1Y18.53%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year14.09%
EBIT Next 3Y29.19%
EBIT Next 5YN/A
FCF growth 1Y1.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-16.65%
OCF growth 3YN/A
OCF growth 5YN/A