MARKEL GROUP INC (MKL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MKL - US5705351048 - Common Stock
2064.03 USD
+16.16 (+0.79%)
2064.03 USD
0 (0%)
Taking everything into account, MKL scores 4 out of 10 in our fundamental rating. MKL was compared to 147 industry peers in the Insurance industry. There are concerns on the financial health of MKL while its profitability can be described as average. MKL has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
MKL had positive earnings in the past year.
In the past year MKL had a positive cash flow from operations.
Of the past 5 years MKL 4 years were profitable.
In the past 5 years MKL always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of MKL (3.02%) is better than 62.59% of its industry peers.
MKL has a Return On Equity of 11.28%. This is comparable to the rest of the industry: MKL outperforms 50.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.02% | ||
| ROE | 11.28% | ||
| ROIC | N/A |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 12.55%, MKL is in the better half of the industry, outperforming 68.03% of the companies in the same industry.
In the last couple of years the Profit Margin of MKL has declined.
With a decent Operating Margin value of 18.48%, MKL is doing good in the industry, outperforming 68.71% of the companies in the same industry.
MKL's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.48% | ||
| PM (TTM) | 12.55% | ||
| GM | N/A |
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MKL has less shares outstanding
The number of shares outstanding for MKL has been reduced compared to 5 years ago.
MKL has a worse debt/assets ratio than last year.
2.2 Solvency
MKL has a debt to FCF ratio of 1.80. This is a very positive value and a sign of high solvency as it would only need 1.80 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.80, MKL is in line with its industry, outperforming 53.06% of the companies in the same industry.
A Debt/Equity ratio of 0.24 indicates that MKL is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.24, MKL is doing good in the industry, outperforming 64.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 1.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC8.11%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 234.35% over the past year.
The Earnings Per Share has been growing by 13.39% on average over the past years. This is quite good.
MKL shows a decrease in Revenue. In the last year, the revenue decreased by -6.96%.
The Revenue has been growing by 11.78% on average over the past years. This is quite good.
EPS 1Y (TTM)234.35%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%865.09%
Revenue 1Y (TTM)-6.96%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%6.12%
3.2 Future
The Earnings Per Share is expected to grow by 13.31% on average over the next years. This is quite good.
MKL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.46% yearly.
EPS Next Y47.83%
EPS Next 2Y23.62%
EPS Next 3Y19.72%
EPS Next 5Y13.31%
Revenue Next Year-2.76%
Revenue Next 2Y-1.61%
Revenue Next 3Y-0.94%
Revenue Next 5Y3.46%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.83, the valuation of MKL can be described as rather expensive.
MKL's Price/Earnings ratio is a bit more expensive when compared to the industry. MKL is more expensive than 71.43% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.34, MKL is valued a bit cheaper.
The Price/Forward Earnings ratio is 18.50, which indicates a rather expensive current valuation of MKL.
72.11% of the companies in the same industry are cheaper than MKL, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.56, MKL is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.83 | ||
| Fwd PE | 18.5 |
4.2 Price Multiples
60.54% of the companies in the same industry are more expensive than MKL, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MKL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.96 | ||
| EV/EBITDA | 7.87 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as MKL's earnings are expected to grow with 19.72% in the coming years.
PEG (NY)0.44
PEG (5Y)1.56
EPS Next 2Y23.62%
EPS Next 3Y19.72%
5. Dividend
5.1 Amount
MKL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
2064.03
+16.16 (+0.79%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners83.47%
Inst Owner Change107.89%
Ins Owners1.41%
Ins Owner Change-0.31%
Market Cap26.03B
Revenue(TTM)16.21B
Net Income(TTM)2.03B
Analysts50.77
Price Target2174.39 (5.35%)
Short Float %2.07%
Short Ratio5.77
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend2.78
Dividend Growth(5Y)N/A
DP1.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.09%
Min EPS beat(2)-45.1%
Max EPS beat(2)38.92%
EPS beat(4)3
Avg EPS beat(4)21.35%
Min EPS beat(4)-45.1%
Max EPS beat(4)55.06%
EPS beat(8)5
Avg EPS beat(8)-19.86%
EPS beat(12)8
Avg EPS beat(12)-10.98%
EPS beat(16)12
Avg EPS beat(16)4.54%
Revenue beat(2)2
Avg Revenue beat(2)9.1%
Min Revenue beat(2)2.12%
Max Revenue beat(2)16.08%
Revenue beat(4)2
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)4
Avg Revenue beat(8)6.07%
Revenue beat(12)7
Avg Revenue beat(12)6.36%
Revenue beat(16)8
Avg Revenue beat(16)3.45%
PT rev (1m)2.65%
PT rev (3m)7.72%
EPS NQ rev (1m)0.16%
EPS NQ rev (3m)5.73%
EPS NY rev (1m)7.72%
EPS NY rev (3m)11.18%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.32%
Revenue NY rev (1m)0.26%
Revenue NY rev (3m)2.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.83 | ||
| Fwd PE | 18.5 | ||
| P/S | 1.61 | ||
| P/FCF | 10.96 | ||
| P/OCF | 10.04 | ||
| P/B | 1.44 | ||
| P/tB | 1.91 | ||
| EV/EBITDA | 7.87 |
EPS(TTM)99.1
EY4.8%
EPS(NY)111.58
Fwd EY5.41%
FCF(TTM)188.37
FCFY9.13%
OCF(TTM)205.63
OCFY9.96%
SpS1285.51
BVpS1430.67
TBVpS1082.71
PEG (NY)0.44
PEG (5Y)1.56
Graham Number1786.07
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.02% | ||
| ROE | 11.28% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 18.48% | ||
| PM (TTM) | 12.55% | ||
| GM | N/A | ||
| FCFM | 14.65% |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 1.8 | ||
| Debt/EBITDA | 1.28 | ||
| Cap/Depr | 63.6% | ||
| Cap/Sales | 1.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.69% | ||
| Profit Quality | 116.73% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.11%
ROIC/WACCN/A
Cap/Depr(3y)81.13%
Cap/Depr(5y)63.91%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)234.35%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%865.09%
EPS Next Y47.83%
EPS Next 2Y23.62%
EPS Next 3Y19.72%
EPS Next 5Y13.31%
Revenue 1Y (TTM)-6.96%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%6.12%
Revenue Next Year-2.76%
Revenue Next 2Y-1.61%
Revenue Next 3Y-0.94%
Revenue Next 5Y3.46%
EBIT growth 1Y-29.51%
EBIT growth 3Y4.62%
EBIT growth 5Y8.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.39%
FCF growth 3Y3.19%
FCF growth 5Y15.24%
OCF growth 1Y-7.17%
OCF growth 3Y4.48%
OCF growth 5Y15.28%
MARKEL GROUP INC / MKL FAQ
What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a fundamental rating of 4 / 10 to MKL.
What is the valuation status of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a valuation rating of 4 / 10 to MARKEL GROUP INC (MKL). This can be considered as Fairly Valued.
Can you provide the profitability details for MARKEL GROUP INC?
MARKEL GROUP INC (MKL) has a profitability rating of 4 / 10.
Can you provide the financial health for MKL stock?
The financial health rating of MARKEL GROUP INC (MKL) is 3 / 10.
What is the expected EPS growth for MARKEL GROUP INC (MKL) stock?
The Earnings per Share (EPS) of MARKEL GROUP INC (MKL) is expected to grow by 47.83% in the next year.