MARKEL GROUP INC (MKL) Stock Fundamental Analysis
USA - NYSE:MKL - US5705351048 - Common Stock
1878.89 USD
-17.29 (-0.91%)
1878.89 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to MKL. MKL was compared to 147 industry peers in the Insurance industry. MKL has a medium profitability rating, but doesn't score so well on its financial health evaluation. MKL is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year MKL was profitable.
MKL had a positive operating cash flow in the past year.
Of the past 5 years MKL 4 years were profitable.
In the past 5 years MKL always reported a positive cash flow from operatings.
1.2 Ratios
MKL's Return On Assets of 3.22% is fine compared to the rest of the industry. MKL outperforms 68.71% of its industry peers.
MKL has a Return On Equity (12.42%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.22% | ||
| ROE | 12.42% | ||
| ROIC | N/A |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 13.07%, MKL is in the better half of the industry, outperforming 75.51% of the companies in the same industry.
MKL's Profit Margin has declined in the last couple of years.
MKL has a better Operating Margin (20.40%) than 80.27% of its industry peers.
MKL's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.4% | ||
| PM (TTM) | 13.07% | ||
| GM | N/A |
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MKL has less shares outstanding
The number of shares outstanding for MKL has been reduced compared to 5 years ago.
Compared to 1 year ago, MKL has a worse debt to assets ratio.
2.2 Solvency
MKL has a debt to FCF ratio of 2.13. This is a good value and a sign of high solvency as MKL would need 2.13 years to pay back of all of its debts.
MKL's Debt to FCF ratio of 2.13 is in line compared to the rest of the industry. MKL outperforms 55.10% of its industry peers.
A Debt/Equity ratio of 0.25 indicates that MKL is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.25, MKL is doing good in the industry, outperforming 63.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | 2.13 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.96%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.53% over the past year.
MKL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 13.39% yearly.
The Revenue has been growing slightly by 1.66% in the past year.
MKL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.78% yearly.
EPS 1Y (TTM)9.53%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%-48.52%
Revenue 1Y (TTM)1.66%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%20.56%
3.2 Future
The Earnings Per Share is expected to grow by 13.31% on average over the next years. This is quite good.
The Revenue is expected to grow by 3.46% on average over the next years.
EPS Next Y32.26%
EPS Next 2Y22.49%
EPS Next 3Y18.88%
EPS Next 5Y13.31%
Revenue Next Year-4.27%
Revenue Next 2Y-1.5%
Revenue Next 3Y0.52%
Revenue Next 5Y3.46%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 30.10 indicates a quite expensive valuation of MKL.
Based on the Price/Earnings ratio, MKL is valued a bit more expensive than 79.59% of the companies in the same industry.
When comparing the Price/Earnings ratio of MKL to the average of the S&P500 Index (26.89), we can say MKL is valued inline with the index average.
MKL is valuated rather expensively with a Price/Forward Earnings ratio of 17.15.
Based on the Price/Forward Earnings ratio, MKL is valued a bit more expensive than 65.31% of the companies in the same industry.
MKL is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.99, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.1 | ||
| Fwd PE | 17.15 |
4.2 Price Multiples
68.71% of the companies in the same industry are more expensive than MKL, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MKL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.6 | ||
| EV/EBITDA | 6.6 |
4.3 Compensation for Growth
MKL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
MKL's earnings are expected to grow with 18.88% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.93
PEG (5Y)2.25
EPS Next 2Y22.49%
EPS Next 3Y18.88%
5. Dividend
5.1 Amount
No dividends for MKL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
1878.89
-17.29 (-0.91%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners82.81%
Inst Owner Change-0.03%
Ins Owners1.41%
Ins Owner Change0.34%
Market Cap23.77B
Revenue(TTM)16.45B
Net Income(TTM)2.15B
Analysts50.77
Price Target2018.58 (7.43%)
Short Float %1.58%
Short Ratio4.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend2.78
Dividend Growth(5Y)N/A
DP1.67%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.29%
Min EPS beat(2)-45.1%
Max EPS beat(2)36.52%
EPS beat(4)2
Avg EPS beat(4)-18.28%
Min EPS beat(4)-119.59%
Max EPS beat(4)55.06%
EPS beat(8)5
Avg EPS beat(8)-22.64%
EPS beat(12)8
Avg EPS beat(12)-9.57%
EPS beat(16)12
Avg EPS beat(16)4.5%
Revenue beat(2)1
Avg Revenue beat(2)4.72%
Min Revenue beat(2)-6.65%
Max Revenue beat(2)16.08%
Revenue beat(4)1
Avg Revenue beat(4)0.95%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)3
Avg Revenue beat(8)4.69%
Revenue beat(12)6
Avg Revenue beat(12)5.81%
Revenue beat(16)7
Avg Revenue beat(16)3.3%
PT rev (1m)0%
PT rev (3m)0.89%
EPS NQ rev (1m)2.68%
EPS NQ rev (3m)1.02%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.84%
Revenue NQ rev (1m)-1.21%
Revenue NQ rev (3m)0.47%
Revenue NY rev (1m)-0.75%
Revenue NY rev (3m)3.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.1 | ||
| Fwd PE | 17.15 | ||
| P/S | 1.44 | ||
| P/FCF | 11.6 | ||
| P/OCF | 10.49 | ||
| P/B | 1.37 | ||
| P/tB | 1.85 | ||
| EV/EBITDA | 6.6 |
EPS(TTM)62.42
EY3.32%
EPS(NY)109.56
Fwd EY5.83%
FCF(TTM)161.91
FCFY8.62%
OCF(TTM)179.08
OCFY9.53%
SpS1300.72
BVpS1369.02
TBVpS1017.74
PEG (NY)0.93
PEG (5Y)2.25
Graham Number1386.62
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.22% | ||
| ROE | 12.42% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 20.4% | ||
| PM (TTM) | 13.07% | ||
| GM | N/A | ||
| FCFM | 12.45% |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.25 | ||
| Debt/FCF | 2.13 | ||
| Debt/EBITDA | 1.18 | ||
| Cap/Depr | 63.44% | ||
| Cap/Sales | 1.32% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.24% | ||
| Profit Quality | 95.24% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.96%
ROIC/WACCN/A
Cap/Depr(3y)81.13%
Cap/Depr(5y)63.91%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.53%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%-48.52%
EPS Next Y32.26%
EPS Next 2Y22.49%
EPS Next 3Y18.88%
EPS Next 5Y13.31%
Revenue 1Y (TTM)1.66%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%20.56%
Revenue Next Year-4.27%
Revenue Next 2Y-1.5%
Revenue Next 3Y0.52%
Revenue Next 5Y3.46%
EBIT growth 1Y13.76%
EBIT growth 3Y4.62%
EBIT growth 5Y8.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-20.41%
FCF growth 3Y3.19%
FCF growth 5Y15.24%
OCF growth 1Y-19.01%
OCF growth 3Y4.48%
OCF growth 5Y15.28%
MARKEL GROUP INC / MKL FAQ
What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a fundamental rating of 4 / 10 to MKL.
What is the valuation status of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a valuation rating of 3 / 10 to MARKEL GROUP INC (MKL). This can be considered as Overvalued.
Can you provide the profitability details for MARKEL GROUP INC?
MARKEL GROUP INC (MKL) has a profitability rating of 4 / 10.
Can you provide the financial health for MKL stock?
The financial health rating of MARKEL GROUP INC (MKL) is 3 / 10.
What is the expected EPS growth for MARKEL GROUP INC (MKL) stock?
The Earnings per Share (EPS) of MARKEL GROUP INC (MKL) is expected to grow by 32.26% in the next year.