MARKEL GROUP INC (MKL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MKL - US5705351048 - Common Stock
2173.77 USD
-18.13 (-0.83%)
2173.77 USD
0 (0%)
Overall MKL gets a fundamental rating of 4 out of 10. We evaluated MKL against 148 industry peers in the Insurance industry. There are concerns on the financial health of MKL while its profitability can be described as average. While showing a medium growth rate, MKL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
MKL had positive earnings in the past year.
In the past year MKL had a positive cash flow from operations.
Of the past 5 years MKL 4 years were profitable.
Each year in the past 5 years MKL had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.02%, MKL is in the better half of the industry, outperforming 64.19% of the companies in the same industry.
MKL has a Return On Equity of 11.28%. This is comparable to the rest of the industry: MKL outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.02% | ||
| ROE | 11.28% | ||
| ROIC | N/A |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MKL has a better Profit Margin (12.55%) than 68.24% of its industry peers.
In the last couple of years the Profit Margin of MKL has declined.
With a decent Operating Margin value of 18.48%, MKL is doing good in the industry, outperforming 67.57% of the companies in the same industry.
MKL's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.48% | ||
| PM (TTM) | 12.55% | ||
| GM | N/A |
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MKL has less shares outstanding
Compared to 5 years ago, MKL has less shares outstanding
Compared to 1 year ago, MKL has a worse debt to assets ratio.
2.2 Solvency
MKL has a debt to FCF ratio of 1.80. This is a very positive value and a sign of high solvency as it would only need 1.80 years to pay back of all of its debts.
MKL's Debt to FCF ratio of 1.80 is in line compared to the rest of the industry. MKL outperforms 53.38% of its industry peers.
MKL has a Debt/Equity ratio of 0.24. This is a healthy value indicating a solid balance between debt and equity.
MKL's Debt to Equity ratio of 0.24 is fine compared to the rest of the industry. MKL outperforms 63.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 1.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC8.13%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 234.35% over the past year.
The Earnings Per Share has been growing by 13.39% on average over the past years. This is quite good.
MKL shows a decrease in Revenue. In the last year, the revenue decreased by -6.96%.
The Revenue has been growing by 11.78% on average over the past years. This is quite good.
EPS 1Y (TTM)234.35%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%865.09%
Revenue 1Y (TTM)-6.96%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%6.12%
3.2 Future
MKL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.31% yearly.
Based on estimates for the next years, MKL will show a small growth in Revenue. The Revenue will grow by 3.46% on average per year.
EPS Next Y47.83%
EPS Next 2Y24.18%
EPS Next 3Y19.87%
EPS Next 5Y13.31%
Revenue Next Year-3.51%
Revenue Next 2Y-2.96%
Revenue Next 3Y-0.99%
Revenue Next 5Y3.46%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 21.94 indicates a rather expensive valuation of MKL.
70.27% of the companies in the same industry are cheaper than MKL, based on the Price/Earnings ratio.
MKL's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.77.
Based on the Price/Forward Earnings ratio of 19.31, the valuation of MKL can be described as rather expensive.
Based on the Price/Forward Earnings ratio, MKL is valued a bit more expensive than 68.92% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.35, MKL is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.94 | ||
| Fwd PE | 19.31 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MKL is on the same level as its industry peers.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MKL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.54 | ||
| EV/EBITDA | 8.35 |
4.3 Compensation for Growth
MKL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as MKL's earnings are expected to grow with 19.87% in the coming years.
PEG (NY)0.46
PEG (5Y)1.64
EPS Next 2Y24.18%
EPS Next 3Y19.87%
5. Dividend
5.1 Amount
No dividends for MKL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
2173.77
-18.13 (-0.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners83.47%
Inst Owner Change107.89%
Ins Owners1.41%
Ins Owner Change-0.94%
Market Cap27.41B
Revenue(TTM)16.21B
Net Income(TTM)2.03B
Analysts50.77
Price Target2171.83 (-0.09%)
Short Float %1.78%
Short Ratio5.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend2.78
Dividend Growth(5Y)N/A
DP1.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.09%
Min EPS beat(2)-45.1%
Max EPS beat(2)38.92%
EPS beat(4)3
Avg EPS beat(4)21.35%
Min EPS beat(4)-45.1%
Max EPS beat(4)55.06%
EPS beat(8)5
Avg EPS beat(8)-19.86%
EPS beat(12)8
Avg EPS beat(12)-10.98%
EPS beat(16)12
Avg EPS beat(16)4.54%
Revenue beat(2)2
Avg Revenue beat(2)9.1%
Min Revenue beat(2)2.12%
Max Revenue beat(2)16.08%
Revenue beat(4)2
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)4
Avg Revenue beat(8)6.07%
Revenue beat(12)7
Avg Revenue beat(12)6.36%
Revenue beat(16)8
Avg Revenue beat(16)3.45%
PT rev (1m)2.28%
PT rev (3m)7.59%
EPS NQ rev (1m)-0.7%
EPS NQ rev (3m)4.99%
EPS NY rev (1m)7.72%
EPS NY rev (3m)11.78%
Revenue NQ rev (1m)-3.13%
Revenue NQ rev (3m)-0.38%
Revenue NY rev (1m)-0.52%
Revenue NY rev (3m)0.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.94 | ||
| Fwd PE | 19.31 | ||
| P/S | 1.69 | ||
| P/FCF | 11.54 | ||
| P/OCF | 10.57 | ||
| P/B | 1.52 | ||
| P/tB | 2.01 | ||
| EV/EBITDA | 8.35 |
EPS(TTM)99.1
EY4.56%
EPS(NY)112.6
Fwd EY5.18%
FCF(TTM)188.37
FCFY8.67%
OCF(TTM)205.63
OCFY9.46%
SpS1285.51
BVpS1430.67
TBVpS1082.71
PEG (NY)0.46
PEG (5Y)1.64
Graham Number1786.07
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.02% | ||
| ROE | 11.28% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 18.48% | ||
| PM (TTM) | 12.55% | ||
| GM | N/A | ||
| FCFM | 14.65% |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 1.8 | ||
| Debt/EBITDA | 1.28 | ||
| Cap/Depr | 63.6% | ||
| Cap/Sales | 1.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.69% | ||
| Profit Quality | 116.73% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.13%
ROIC/WACCN/A
Cap/Depr(3y)81.13%
Cap/Depr(5y)63.91%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)234.35%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%865.09%
EPS Next Y47.83%
EPS Next 2Y24.18%
EPS Next 3Y19.87%
EPS Next 5Y13.31%
Revenue 1Y (TTM)-6.96%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%6.12%
Revenue Next Year-3.51%
Revenue Next 2Y-2.96%
Revenue Next 3Y-0.99%
Revenue Next 5Y3.46%
EBIT growth 1Y-29.51%
EBIT growth 3Y4.62%
EBIT growth 5Y8.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.39%
FCF growth 3Y3.19%
FCF growth 5Y15.24%
OCF growth 1Y-7.17%
OCF growth 3Y4.48%
OCF growth 5Y15.28%
MARKEL GROUP INC / MKL FAQ
What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a fundamental rating of 4 / 10 to MKL.
What is the valuation status of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a valuation rating of 3 / 10 to MARKEL GROUP INC (MKL). This can be considered as Overvalued.
Can you provide the profitability details for MARKEL GROUP INC?
MARKEL GROUP INC (MKL) has a profitability rating of 4 / 10.
Can you provide the financial health for MKL stock?
The financial health rating of MARKEL GROUP INC (MKL) is 3 / 10.
What is the expected EPS growth for MARKEL GROUP INC (MKL) stock?
The Earnings per Share (EPS) of MARKEL GROUP INC (MKL) is expected to grow by 47.83% in the next year.