MARKEL GROUP INC (MKL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MKL - US5705351048 - Common Stock
2140.7 USD
-19.52 (-0.9%)
2140.7 USD
0 (0%)
Overall MKL gets a fundamental rating of 4 out of 10. We evaluated MKL against 147 industry peers in the Insurance industry. While MKL is still in line with the averages on profitability rating, there are concerns on its financial health. MKL is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
MKL had positive earnings in the past year.
In the past year MKL had a positive cash flow from operations.
Of the past 5 years MKL 4 years were profitable.
Each year in the past 5 years MKL had a positive operating cash flow.
1.2 Ratios
MKL has a Return On Assets of 3.02%. This is in the better half of the industry: MKL outperforms 63.95% of its industry peers.
Looking at the Return On Equity, with a value of 11.28%, MKL is in line with its industry, outperforming 50.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.02% | ||
| ROE | 11.28% | ||
| ROIC | N/A |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
MKL has a Profit Margin of 12.55%. This is in the better half of the industry: MKL outperforms 68.03% of its industry peers.
MKL's Profit Margin has declined in the last couple of years.
MKL has a Operating Margin of 18.48%. This is in the better half of the industry: MKL outperforms 67.35% of its industry peers.
In the last couple of years the Operating Margin of MKL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.48% | ||
| PM (TTM) | 12.55% | ||
| GM | N/A |
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MKL does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MKL has less shares outstanding
The number of shares outstanding for MKL has been reduced compared to 5 years ago.
The debt/assets ratio for MKL is higher compared to a year ago.
2.2 Solvency
MKL has a debt to FCF ratio of 1.80. This is a very positive value and a sign of high solvency as it would only need 1.80 years to pay back of all of its debts.
With a Debt to FCF ratio value of 1.80, MKL perfoms like the industry average, outperforming 53.74% of the companies in the same industry.
A Debt/Equity ratio of 0.24 indicates that MKL is not too dependend on debt financing.
MKL's Debt to Equity ratio of 0.24 is fine compared to the rest of the industry. MKL outperforms 63.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 1.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC8.17%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 234.35% over the past year.
Measured over the past years, MKL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.39% on average per year.
MKL shows a decrease in Revenue. In the last year, the revenue decreased by -6.96%.
MKL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.78% yearly.
EPS 1Y (TTM)234.35%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%865.09%
Revenue 1Y (TTM)-6.96%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%6.12%
3.2 Future
MKL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.31% yearly.
Based on estimates for the next years, MKL will show a small growth in Revenue. The Revenue will grow by 3.46% on average per year.
EPS Next Y47.83%
EPS Next 2Y23.62%
EPS Next 3Y19.72%
EPS Next 5Y13.31%
Revenue Next Year-2.76%
Revenue Next 2Y-1.61%
Revenue Next 3Y-0.94%
Revenue Next 5Y3.46%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 21.60, the valuation of MKL can be described as rather expensive.
MKL's Price/Earnings ratio is a bit more expensive when compared to the industry. MKL is more expensive than 70.75% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.43. MKL is around the same levels.
MKL is valuated rather expensively with a Price/Forward Earnings ratio of 19.19.
71.43% of the companies in the same industry are cheaper than MKL, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.66. MKL is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.6 | ||
| Fwd PE | 19.19 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MKL is on the same level as its industry peers.
The rest of the industry has a similar Price/Free Cash Flow ratio as MKL.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.36 | ||
| EV/EBITDA | 8.16 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
MKL's earnings are expected to grow with 19.72% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.45
PEG (5Y)1.61
EPS Next 2Y23.62%
EPS Next 3Y19.72%
5. Dividend
5.1 Amount
No dividends for MKL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
2140.7
-19.52 (-0.9%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners83.47%
Inst Owner Change107.89%
Ins Owners1.41%
Ins Owner Change-0.47%
Market Cap26.99B
Revenue(TTM)16.21B
Net Income(TTM)2.03B
Analysts50.77
Price Target2174.39 (1.57%)
Short Float %1.75%
Short Ratio4.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend2.78
Dividend Growth(5Y)N/A
DP1.77%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.09%
Min EPS beat(2)-45.1%
Max EPS beat(2)38.92%
EPS beat(4)3
Avg EPS beat(4)21.35%
Min EPS beat(4)-45.1%
Max EPS beat(4)55.06%
EPS beat(8)5
Avg EPS beat(8)-19.86%
EPS beat(12)8
Avg EPS beat(12)-10.98%
EPS beat(16)12
Avg EPS beat(16)4.54%
Revenue beat(2)2
Avg Revenue beat(2)9.1%
Min Revenue beat(2)2.12%
Max Revenue beat(2)16.08%
Revenue beat(4)2
Avg Revenue beat(4)2.41%
Min Revenue beat(4)-6.65%
Max Revenue beat(4)16.08%
Revenue beat(8)4
Avg Revenue beat(8)6.07%
Revenue beat(12)7
Avg Revenue beat(12)6.36%
Revenue beat(16)8
Avg Revenue beat(16)3.45%
PT rev (1m)2.65%
PT rev (3m)7.72%
EPS NQ rev (1m)0.16%
EPS NQ rev (3m)5.73%
EPS NY rev (1m)7.72%
EPS NY rev (3m)11.18%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.83%
Revenue NY rev (1m)0.26%
Revenue NY rev (3m)0.82%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.6 | ||
| Fwd PE | 19.19 | ||
| P/S | 1.67 | ||
| P/FCF | 11.36 | ||
| P/OCF | 10.41 | ||
| P/B | 1.5 | ||
| P/tB | 1.98 | ||
| EV/EBITDA | 8.16 |
EPS(TTM)99.1
EY4.63%
EPS(NY)111.58
Fwd EY5.21%
FCF(TTM)188.37
FCFY8.8%
OCF(TTM)205.63
OCFY9.61%
SpS1285.51
BVpS1430.67
TBVpS1082.71
PEG (NY)0.45
PEG (5Y)1.61
Graham Number1786.07
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.02% | ||
| ROE | 11.28% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 18.48% | ||
| PM (TTM) | 12.55% | ||
| GM | N/A | ||
| FCFM | 14.65% |
ROA(3y)2.38%
ROA(5y)2.8%
ROE(3y)8.69%
ROE(5y)9.72%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-3.99%
OM growth 5Y-3%
PM growth 3Y-6.22%
PM growth 5Y-3.63%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.24 | ||
| Debt/FCF | 1.8 | ||
| Debt/EBITDA | 1.28 | ||
| Cap/Depr | 63.6% | ||
| Cap/Sales | 1.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 77.69% | ||
| Profit Quality | 116.73% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.17%
ROIC/WACCN/A
Cap/Depr(3y)81.13%
Cap/Depr(5y)63.91%
Cap/Sales(3y)1.78%
Cap/Sales(5y)1.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)234.35%
EPS 3Y4.51%
EPS 5Y13.39%
EPS Q2Q%865.09%
EPS Next Y47.83%
EPS Next 2Y23.62%
EPS Next 3Y19.72%
EPS Next 5Y13.31%
Revenue 1Y (TTM)-6.96%
Revenue growth 3Y8.97%
Revenue growth 5Y11.78%
Sales Q2Q%6.12%
Revenue Next Year-2.76%
Revenue Next 2Y-1.61%
Revenue Next 3Y-0.94%
Revenue Next 5Y3.46%
EBIT growth 1Y-29.51%
EBIT growth 3Y4.62%
EBIT growth 5Y8.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.39%
FCF growth 3Y3.19%
FCF growth 5Y15.24%
OCF growth 1Y-7.17%
OCF growth 3Y4.48%
OCF growth 5Y15.28%
MARKEL GROUP INC / MKL FAQ
What is the ChartMill fundamental rating of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a fundamental rating of 4 / 10 to MKL.
What is the valuation status of MARKEL GROUP INC (MKL) stock?
ChartMill assigns a valuation rating of 3 / 10 to MARKEL GROUP INC (MKL). This can be considered as Overvalued.
Can you provide the profitability details for MARKEL GROUP INC?
MARKEL GROUP INC (MKL) has a profitability rating of 4 / 10.
Can you provide the financial health for MKL stock?
The financial health rating of MARKEL GROUP INC (MKL) is 3 / 10.
What is the expected EPS growth for MARKEL GROUP INC (MKL) stock?
The Earnings per Share (EPS) of MARKEL GROUP INC (MKL) is expected to grow by 47.83% in the next year.