11.56 USD
-0.25 (-2.12%)
At close: Feb 10, 2026
11.56 USD
0 (0%)
After Hours: 2/10/2026, 8:23:09 PM
Taking everything into account, MITK scores 5 out of 10 in our fundamental rating. MITK was compared to 277 industry peers in the Software industry. MITK has only an average score on both its financial health and profitability. MITK is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
- MITK had positive earnings in the past year.
- In the past year MITK had a positive cash flow from operations.
- MITK had positive earnings in each of the past 5 years.
- Each year in the past 5 years MITK had a positive operating cash flow.
1.2 Ratios
- MITK has a Return On Assets of 1.92%. This is in the better half of the industry: MITK outperforms 62.09% of its industry peers.
- With a decent Return On Equity value of 3.66%, MITK is doing good in the industry, outperforming 64.26% of the companies in the same industry.
- The Return On Invested Capital of MITK (3.68%) is better than 69.68% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for MITK is significantly below the industry average of 10.78%.
- The 3 year average ROIC (3.01%) for MITK is below the current ROIC(3.68%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.92% | ||
| ROE | 3.66% | ||
| ROIC | 3.68% |
ROA(3y)1.56%
ROA(5y)1.49%
ROE(3y)3.03%
ROE(5y)3%
ROIC(3y)3.01%
ROIC(5y)3.2%
1.3 Margins
- MITK's Profit Margin of 4.90% is fine compared to the rest of the industry. MITK outperforms 63.54% of its industry peers.
- In the last couple of years the Profit Margin of MITK has declined.
- With a decent Operating Margin value of 10.87%, MITK is doing good in the industry, outperforming 76.17% of the companies in the same industry.
- In the last couple of years the Operating Margin of MITK has declined.
- MITK has a better Gross Margin (85.09%) than 92.06% of its industry peers.
- In the last couple of years the Gross Margin of MITK has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.87% | ||
| PM (TTM) | 4.9% | ||
| GM | 85.09% |
OM growth 3Y-1.17%
OM growth 5Y-2.03%
PM growth 3Y32.91%
PM growth 5Y-8.66%
GM growth 3Y-0.39%
GM growth 5Y-0.44%
2. Health
2.1 Basic Checks
- MITK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- MITK has more shares outstanding than it did 1 year ago.
- MITK has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, MITK has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 1.99 indicates that MITK is not a great score, but indicates only limited risk for bankruptcy at the moment.
- The Altman-Z score of MITK (1.99) is comparable to the rest of the industry.
- MITK has a debt to FCF ratio of 2.89. This is a good value and a sign of high solvency as MITK would need 2.89 years to pay back of all of its debts.
- MITK has a Debt to FCF ratio of 2.89. This is in the better half of the industry: MITK outperforms 64.26% of its industry peers.
- A Debt/Equity ratio of 0.65 indicates that MITK is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.65, MITK is not doing good in the industry: 70.04% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 2.89 | ||
| Altman-Z | 1.99 |
ROIC/WACC0.37
WACC9.98%
2.3 Liquidity
- MITK has a Current Ratio of 1.19. This is a normal value and indicates that MITK is financially healthy and should not expect problems in meeting its short term obligations.
- MITK has a worse Current ratio (1.19) than 65.34% of its industry peers.
- A Quick Ratio of 1.19 indicates that MITK should not have too much problems paying its short term obligations.
- MITK has a worse Quick ratio (1.19) than 64.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.19 | ||
| Quick Ratio | 1.19 |
3. Growth
3.1 Past
- MITK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.34%, which is quite good.
- Measured over the past 5 years, MITK shows a small growth in Earnings Per Share. The EPS has been growing by 7.68% on average per year.
- MITK shows a small growth in Revenue. In the last year, the Revenue has grown by 4.42%.
- MITK shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.15% yearly.
EPS 1Y (TTM)11.34%
EPS 3Y2.91%
EPS 5Y7.68%
EPS Q2Q%73.33%
Revenue 1Y (TTM)4.42%
Revenue growth 3Y7.68%
Revenue growth 5Y12.15%
Sales Q2Q%18.76%
3.2 Future
- The Earnings Per Share is expected to grow by 7.76% on average over the next years.
- The Revenue is expected to grow by 8.53% on average over the next years. This is quite good.
EPS Next Y7.05%
EPS Next 2Y7.55%
EPS Next 3Y7.76%
EPS Next 5YN/A
Revenue Next Year8.66%
Revenue Next 2Y8.2%
Revenue Next 3Y8.53%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- MITK is valuated reasonably with a Price/Earnings ratio of 10.70.
- 87.36% of the companies in the same industry are more expensive than MITK, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of MITK to the average of the S&P500 Index (28.03), we can say MITK is valued rather cheaply.
- A Price/Forward Earnings ratio of 10.30 indicates a reasonable valuation of MITK.
- 84.84% of the companies in the same industry are more expensive than MITK, based on the Price/Forward Earnings ratio.
- MITK's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.97.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.7 | ||
| Fwd PE | 10.3 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MITK is valued cheaply inside the industry as 89.89% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, MITK is valued cheaper than 90.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.67 | ||
| EV/EBITDA | 8.47 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- MITK has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.52
PEG (5Y)1.39
EPS Next 2Y7.55%
EPS Next 3Y7.76%
5. Dividend
5.1 Amount
- MITK does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
11.56
-0.25 (-2.12%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-05 2026-02-05/amc
Earnings (Next)05-06 2026-05-06
Inst Owners77.55%
Inst Owner Change1.16%
Ins Owners2.92%
Ins Owner Change8.44%
Market Cap523.90M
Revenue(TTM)179.69M
Net Income(TTM)8.80M
Analysts81.82
Price Target14.03 (21.37%)
Short Float %5.22%
Short Ratio3.52
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)22.62%
Min EPS beat(2)14.53%
Max EPS beat(2)30.72%
EPS beat(4)4
Avg EPS beat(4)20.82%
Min EPS beat(4)1.42%
Max EPS beat(4)36.62%
EPS beat(8)5
Avg EPS beat(8)16.27%
EPS beat(12)9
Avg EPS beat(12)19.47%
EPS beat(16)12
Avg EPS beat(16)18.64%
Revenue beat(2)2
Avg Revenue beat(2)4.66%
Min Revenue beat(2)1.85%
Max Revenue beat(2)7.47%
Revenue beat(4)4
Avg Revenue beat(4)4.36%
Min Revenue beat(4)0.88%
Max Revenue beat(4)7.47%
Revenue beat(8)5
Avg Revenue beat(8)0.48%
Revenue beat(12)8
Avg Revenue beat(12)3.71%
Revenue beat(16)10
Avg Revenue beat(16)3.74%
PT rev (1m)3.77%
PT rev (3m)5.77%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.6%
EPS NY rev (1m)-6.95%
EPS NY rev (3m)-5.15%
Revenue NQ rev (1m)0.46%
Revenue NQ rev (3m)3.37%
Revenue NY rev (1m)0.13%
Revenue NY rev (3m)1.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.7 | ||
| Fwd PE | 10.3 | ||
| P/S | 2.92 | ||
| P/FCF | 9.67 | ||
| P/OCF | 9.47 | ||
| P/B | 2.18 | ||
| P/tB | 7.82 | ||
| EV/EBITDA | 8.47 |
EPS(TTM)1.08
EY9.34%
EPS(NY)1.12
Fwd EY9.71%
FCF(TTM)1.2
FCFY10.34%
OCF(TTM)1.22
OCFY10.56%
SpS3.96
BVpS5.3
TBVpS1.48
PEG (NY)1.52
PEG (5Y)1.39
Graham Number11.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.92% | ||
| ROE | 3.66% | ||
| ROCE | 7.81% | ||
| ROIC | 3.68% | ||
| ROICexc | 7.07% | ||
| ROICexgc | 41.08% | ||
| OM | 10.87% | ||
| PM (TTM) | 4.9% | ||
| GM | 85.09% | ||
| FCFM | 30.15% |
ROA(3y)1.56%
ROA(5y)1.49%
ROE(3y)3.03%
ROE(5y)3%
ROIC(3y)3.01%
ROIC(5y)3.2%
ROICexc(3y)5.2%
ROICexc(5y)5.38%
ROICexgc(3y)32.16%
ROICexgc(5y)28.81%
ROCE(3y)4.95%
ROCE(5y)4.81%
ROICexgc growth 3Y3.88%
ROICexgc growth 5Y5.78%
ROICexc growth 3Y9.75%
ROICexc growth 5Y-8.29%
OM growth 3Y-1.17%
OM growth 5Y-2.03%
PM growth 3Y32.91%
PM growth 5Y-8.66%
GM growth 3Y-0.39%
GM growth 5Y-0.44%
F-Score6
Asset Turnover0.39
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 2.89 | ||
| Debt/EBITDA | 4.46 | ||
| Cap/Depr | 7.47% | ||
| Cap/Sales | 0.64% | ||
| Interest Coverage | 16.78 | ||
| Cash Conversion | 158.17% | ||
| Profit Quality | 616.02% | ||
| Current Ratio | 1.19 | ||
| Quick Ratio | 1.19 | ||
| Altman-Z | 1.99 |
F-Score6
WACC9.98%
ROIC/WACC0.37
Cap/Depr(3y)7.17%
Cap/Depr(5y)8.92%
Cap/Sales(3y)0.69%
Cap/Sales(5y)0.8%
Profit Quality(3y)639.82%
Profit Quality(5y)641.9%
High Growth Momentum
Growth
EPS 1Y (TTM)11.34%
EPS 3Y2.91%
EPS 5Y7.68%
EPS Q2Q%73.33%
EPS Next Y7.05%
EPS Next 2Y7.55%
EPS Next 3Y7.76%
EPS Next 5YN/A
Revenue 1Y (TTM)4.42%
Revenue growth 3Y7.68%
Revenue growth 5Y12.15%
Sales Q2Q%18.76%
Revenue Next Year8.66%
Revenue Next 2Y8.2%
Revenue Next 3Y8.53%
Revenue Next 5YN/A
EBIT growth 1Y256.78%
EBIT growth 3Y6.43%
EBIT growth 5Y9.87%
EBIT Next Year11.8%
EBIT Next 3Y12.32%
EBIT Next 5YN/A
FCF growth 1Y79.12%
FCF growth 3Y29.04%
FCF growth 5Y18.37%
OCF growth 1Y74.64%
OCF growth 3Y28.06%
OCF growth 5Y18.07%
MITEK SYSTEMS INC / MITK FAQ
What is the ChartMill fundamental rating of MITEK SYSTEMS INC (MITK) stock?
ChartMill assigns a fundamental rating of 5 / 10 to MITK.
What is the valuation status for MITK stock?
ChartMill assigns a valuation rating of 8 / 10 to MITEK SYSTEMS INC (MITK). This can be considered as Undervalued.
How profitable is MITEK SYSTEMS INC (MITK) stock?
MITEK SYSTEMS INC (MITK) has a profitability rating of 6 / 10.
What is the earnings growth outlook for MITEK SYSTEMS INC?
The Earnings per Share (EPS) of MITEK SYSTEMS INC (MITK) is expected to grow by 7.05% in the next year.