M/I HOMES INC (MHO) Fundamental Analysis & Valuation

NYSE:MHO • US55305B1017

135.62 USD
-2.75 (-1.99%)
At close: Mar 6, 2026
135.62 USD
0 (0%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This MHO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

Taking everything into account, MHO scores 6 out of 10 in our fundamental rating. MHO was compared to 60 industry peers in the Household Durables industry. MHO gets an excellent profitability rating and is at the same time showing great financial health properties. MHO has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

7

1. MHO Profitability Analysis

1.1 Basic Checks

  • In the past year MHO was profitable.
  • MHO had a positive operating cash flow in the past year.
  • MHO had positive earnings in each of the past 5 years.
  • Of the past 5 years MHO 4 years had a positive operating cash flow.
MHO Yearly Net Income VS EBIT VS OCF VS FCFMHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • MHO's Return On Assets of 9.91% is amongst the best of the industry. MHO outperforms 85.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 15.00%, MHO is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 10.39%, MHO is in the better half of the industry, outperforming 71.67% of the companies in the same industry.
  • MHO had an Average Return On Invested Capital over the past 3 years of 11.45%. This is above the industry average of 9.04%.
Industry RankSector Rank
ROA 9.91%
ROE 15%
ROIC 10.39%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
MHO Yearly ROA, ROE, ROICMHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • MHO's Profit Margin of 10.56% is amongst the best of the industry. MHO outperforms 88.33% of its industry peers.
  • In the last couple of years the Profit Margin of MHO has grown nicely.
  • MHO's Operating Margin of 13.31% is amongst the best of the industry. MHO outperforms 81.67% of its industry peers.
  • MHO's Operating Margin has been stable in the last couple of years.
  • MHO has a Gross Margin (24.72%) which is comparable to the rest of the industry.
  • MHO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 13.31%
PM (TTM) 10.56%
GM 24.72%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
MHO Yearly Profit, Operating, Gross MarginsMHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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8

2. MHO Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so MHO is still creating some value.
  • MHO has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, MHO has less shares outstanding
  • The debt/assets ratio for MHO has been reduced compared to a year ago.
MHO Yearly Shares OutstandingMHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
MHO Yearly Total Debt VS Total AssetsMHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • MHO has an Altman-Z score of 4.58. This indicates that MHO is financially healthy and has little risk of bankruptcy at the moment.
  • MHO has a Altman-Z score of 4.58. This is in the better half of the industry: MHO outperforms 76.67% of its industry peers.
  • The Debt to FCF ratio of MHO is 3.82, which is a good value as it means it would take MHO, 3.82 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 3.82, MHO is in the better half of the industry, outperforming 61.67% of the companies in the same industry.
  • A Debt/Equity ratio of 0.29 indicates that MHO is not too dependend on debt financing.
  • MHO's Debt to Equity ratio of 0.29 is in line compared to the rest of the industry. MHO outperforms 48.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 3.82
Altman-Z 4.58
ROIC/WACC1.16
WACC8.97%
MHO Yearly LT Debt VS Equity VS FCFMHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • MHO has a Current Ratio of 11.16. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 11.16, MHO belongs to the top of the industry, outperforming 93.33% of the companies in the same industry.
  • MHO has a Quick Ratio of 1.98. This is a normal value and indicates that MHO is financially healthy and should not expect problems in meeting its short term obligations.
  • MHO's Quick ratio of 1.98 is amongst the best of the industry. MHO outperforms 83.33% of its industry peers.
Industry RankSector Rank
Current Ratio 11.16
Quick Ratio 1.98
MHO Yearly Current Assets VS Current LiabilitesMHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. MHO Growth Analysis

3.1 Past

  • The earnings per share for MHO have decreased strongly by -24.30% in the last year.
  • MHO shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.07% yearly.
  • MHO shows a decrease in Revenue. In the last year, the revenue decreased by -1.93%.
  • The Revenue has been growing slightly by 7.72% on average over the past years.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%

3.2 Future

  • MHO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.65% yearly.
  • The Revenue is expected to grow by 3.68% on average over the next years.
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MHO Yearly Revenue VS EstimatesMHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
MHO Yearly EPS VS EstimatesMHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

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Find the best growth stocksShow best growing peers

6

4. MHO Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 9.09, the valuation of MHO can be described as reasonable.
  • 83.33% of the companies in the same industry are more expensive than MHO, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of MHO to the average of the S&P500 Index (26.29), we can say MHO is valued rather cheaply.
  • The Price/Forward Earnings ratio is 9.10, which indicates a very decent valuation of MHO.
  • MHO's Price/Forward Earnings ratio is rather cheap when compared to the industry. MHO is cheaper than 86.67% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 24.57. MHO is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.09
Fwd PE 9.1
MHO Price Earnings VS Forward Price EarningsMHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MHO indicates a somewhat cheap valuation: MHO is cheaper than 73.33% of the companies listed in the same industry.
  • MHO's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 14.59
EV/EBITDA 6.23
MHO Per share dataMHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.75
EPS Next 2Y4.65%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MHO Dividend Analysis

5.1 Amount

  • No dividends for MHO!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

MHO Fundamentals: All Metrics, Ratios and Statistics

M/I HOMES INC

NYSE:MHO (3/6/2026, 8:04:00 PM)

After market: 135.62 0 (0%)

135.62

-2.75 (-1.99%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28
Earnings (Next)04-21
Inst Owners98.68%
Inst Owner Change-2.09%
Ins Owners2.61%
Ins Owner Change8.29%
Market Cap3.49B
Revenue(TTM)4.42B
Net Income(TTM)472.44M
Analysts82.86
Price Target160.14 (18.08%)
Short Float %4.85%
Short Ratio5.16
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)0%
PT rev (3m)-4.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.37%
EPS NY rev (1m)0.91%
EPS NY rev (3m)-9.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.01%
Revenue NY rev (1m)6.98%
Revenue NY rev (3m)2.35%
Valuation
Industry RankSector Rank
PE 9.09
Fwd PE 9.1
P/S 0.79
P/FCF 14.59
P/OCF 14.16
P/B 1.13
P/tB 1.13
EV/EBITDA 6.23
EPS(TTM)14.92
EY11%
EPS(NY)14.9
Fwd EY10.99%
FCF(TTM)9.29
FCFY6.85%
OCF(TTM)9.58
OCFY7.06%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.75
Graham Number201.08
Profitability
Industry RankSector Rank
ROA 9.91%
ROE 15%
ROCE 13.55%
ROIC 10.39%
ROICexc 12.47%
ROICexgc 13.21%
OM 13.31%
PM (TTM) 10.56%
GM 24.72%
FCFM 5.43%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
ROICexc(3y)14.14%
ROICexc(5y)14.78%
ROICexgc(3y)14.61%
ROICexgc(5y)15.4%
ROCE(3y)14.93%
ROCE(5y)16.44%
ROICexgc growth 3Y-14.7%
ROICexgc growth 5Y-3.69%
ROICexc growth 3Y-14.58%
ROICexc growth 5Y-3.62%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
F-Score5
Asset Turnover0.94
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 3.82
Debt/EBITDA 1.52
Cap/Depr 45.57%
Cap/Sales 0.17%
Interest Coverage 250
Cash Conversion 40.91%
Profit Quality 51.44%
Current Ratio 11.16
Quick Ratio 1.98
Altman-Z 4.58
F-Score5
WACC8.97%
ROIC/WACC1.16
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y-7.38%
EBIT growth 5Y9.1%
EBIT Next Year-10.18%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y97.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y92.25%
OCF growth 3YN/A
OCF growth 5YN/A

M/I HOMES INC / MHO FAQ

What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?

ChartMill assigns a fundamental rating of 6 / 10 to MHO.


Can you provide the valuation status for M/I HOMES INC?

ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.


How profitable is M/I HOMES INC (MHO) stock?

M/I HOMES INC (MHO) has a profitability rating of 7 / 10.


What is the financial health of M/I HOMES INC (MHO) stock?

The financial health rating of M/I HOMES INC (MHO) is 8 / 10.


What is the earnings growth outlook for M/I HOMES INC?

The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -0.12% in the next year.