M/I HOMES INC (MHO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MHO - US55305B1017 - Common Stock
137.16 USD
-1.84 (-1.32%)
137.16 USD
0 (0%)
MHO gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. MHO gets an excellent profitability rating and is at the same time showing great financial health properties. A decent growth rate in combination with a cheap valuation! Better keep an eye on MHO. These ratings could make MHO a good candidate for value investing.
1. Profitability
1.1 Basic Checks
- In the past year MHO was profitable.
- In the past year MHO had a positive cash flow from operations.
- In the past 5 years MHO has always been profitable.
- MHO had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- MHO has a better Return On Assets (9.91%) than 83.33% of its industry peers.
- With a decent Return On Equity value of 15.00%, MHO is doing good in the industry, outperforming 70.00% of the companies in the same industry.
- MHO's Return On Invested Capital of 10.40% is fine compared to the rest of the industry. MHO outperforms 66.67% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for MHO is above the industry average of 9.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROIC | 10.4% |
ROA(3y)12.39%
ROA(5y)11.7%
ROE(3y)20.45%
ROE(5y)20.97%
ROIC(3y)13.5%
ROIC(5y)13.06%
1.3 Margins
- MHO's Profit Margin of 10.56% is amongst the best of the industry. MHO outperforms 86.67% of its industry peers.
- In the last couple of years the Profit Margin of MHO has grown nicely.
- MHO has a better Operating Margin (13.31%) than 81.67% of its industry peers.
- MHO's Operating Margin has improved in the last couple of years.
- MHO's Gross Margin of 24.72% is in line compared to the rest of the industry. MHO outperforms 46.67% of its industry peers.
- In the last couple of years the Gross Margin of MHO has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% |
OM growth 3Y4.25%
OM growth 5Y15.33%
PM growth 3Y5.7%
PM growth 5Y19.65%
GM growth 3Y3.13%
GM growth 5Y6.12%
2. Health
2.1 Basic Checks
- MHO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for MHO has been reduced compared to 1 year ago.
- The number of shares outstanding for MHO has been reduced compared to 5 years ago.
- MHO has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 4.59 indicates that MHO is not in any danger for bankruptcy at the moment.
- With a decent Altman-Z score value of 4.59, MHO is doing good in the industry, outperforming 75.00% of the companies in the same industry.
- MHO has a debt to FCF ratio of 3.82. This is a good value and a sign of high solvency as MHO would need 3.82 years to pay back of all of its debts.
- MHO has a Debt to FCF ratio of 3.82. This is comparable to the rest of the industry: MHO outperforms 60.00% of its industry peers.
- MHO has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
- MHO has a Debt to Equity ratio (0.29) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 4.59 |
ROIC/WACC1.16
WACC8.95%
2.3 Liquidity
- MHO has a Current Ratio of 11.16. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
- MHO has a better Current ratio (11.16) than 96.67% of its industry peers.
- A Quick Ratio of 1.98 indicates that MHO should not have too much problems paying its short term obligations.
- MHO has a Quick ratio of 1.98. This is amongst the best in the industry. MHO outperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
- MHO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.61%.
- The Earnings Per Share has been growing by 33.72% on average over the past years. This is a very strong growth
- The Revenue has been growing slightly by 4.77% in the past year.
- The Revenue has been growing by 12.50% on average over the past years. This is quite good.
EPS 1Y (TTM)-7.61%
EPS 3Y14.04%
EPS 5Y33.72%
EPS Q2Q%-19.02%
Revenue 1Y (TTM)4.77%
Revenue growth 3Y6.34%
Revenue growth 5Y12.5%
Sales Q2Q%-0.97%
3.2 Future
- MHO is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.34% yearly.
- MHO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.81% yearly.
EPS Next Y-15.45%
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
EPS Next 5YN/A
Revenue Next Year-0.75%
Revenue Next 2Y-2.58%
Revenue Next 3Y0.81%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.96 indicates a rather cheap valuation of MHO.
- Based on the Price/Earnings ratio, MHO is valued cheaply inside the industry as 86.67% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 27.47, MHO is valued rather cheaply.
- A Price/Forward Earnings ratio of 8.76 indicates a reasonable valuation of MHO.
- Based on the Price/Forward Earnings ratio, MHO is valued cheaply inside the industry as 93.33% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, MHO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.96 | ||
| Fwd PE | 8.76 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MHO indicates a rather cheap valuation: MHO is cheaper than 86.67% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, MHO is valued a bit cheaper than 65.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.76 | ||
| EV/EBITDA | 6.25 |
4.3 Compensation for Growth
- The excellent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.24
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
5. Dividend
5.1 Amount
- No dividends for MHO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
137.16
-1.84 (-1.32%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-22 2025-10-22/bmo
Earnings (Next)01-28 2026-01-28/bmo
Inst Owners99.18%
Inst Owner Change0.26%
Ins Owners2.43%
Ins Owner Change-0.42%
Market Cap3.59B
Revenue(TTM)4.48B
Net Income(TTM)472.44M
Analysts85.71
Price Target160.14 (16.75%)
Short Float %4.68%
Short Ratio5.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)0%
PT rev (3m)1.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.56%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.35%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.17%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.96 | ||
| Fwd PE | 8.76 | ||
| P/S | 0.8 | ||
| P/FCF | 14.76 | ||
| P/OCF | 14.32 | ||
| P/B | 1.14 | ||
| P/tB | 1.14 | ||
| EV/EBITDA | 6.25 |
EPS(TTM)17.24
EY12.57%
EPS(NY)15.66
Fwd EY11.41%
FCF(TTM)9.29
FCFY6.78%
OCF(TTM)9.58
OCFY6.98%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.24
Graham Number216.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROCE | 13.55% | ||
| ROIC | 10.4% | ||
| ROICexc | 12.48% | ||
| ROICexgc | 13.22% | ||
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% | ||
| FCFM | 5.43% |
ROA(3y)12.39%
ROA(5y)11.7%
ROE(3y)20.45%
ROE(5y)20.97%
ROIC(3y)13.5%
ROIC(5y)13.06%
ROICexc(3y)16.19%
ROICexc(5y)15.2%
ROICexgc(3y)16.79%
ROICexgc(5y)15.85%
ROCE(3y)17.59%
ROCE(5y)17.02%
ROICexgc growth 3Y1.84%
ROICexgc growth 5Y16.09%
ROICexc growth 3Y2.49%
ROICexc growth 5Y16.51%
OM growth 3Y4.25%
OM growth 5Y15.33%
PM growth 3Y5.7%
PM growth 5Y19.65%
GM growth 3Y3.13%
GM growth 5Y6.12%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 45.57% | ||
| Cap/Sales | 0.17% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 40.91% | ||
| Profit Quality | 51.44% | ||
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 4.59 |
F-Score5
WACC8.95%
ROIC/WACC1.16
Cap/Depr(3y)52.66%
Cap/Depr(5y)82.58%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.32%
Profit Quality(3y)61.14%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.61%
EPS 3Y14.04%
EPS 5Y33.72%
EPS Q2Q%-19.02%
EPS Next Y-15.45%
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
EPS Next 5YN/A
Revenue 1Y (TTM)4.77%
Revenue growth 3Y6.34%
Revenue growth 5Y12.5%
Sales Q2Q%-0.97%
Revenue Next Year-0.75%
Revenue Next 2Y-2.58%
Revenue Next 3Y0.81%
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y10.86%
EBIT growth 5Y29.74%
EBIT Next Year-11.77%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-64.54%
FCF growth 3YN/A
FCF growth 5Y22.9%
OCF growth 1Y-63.98%
OCF growth 3YN/A
OCF growth 5Y22.33%
M/I HOMES INC / MHO FAQ
What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?
ChartMill assigns a fundamental rating of 6 / 10 to MHO.
Can you provide the valuation status for M/I HOMES INC?
ChartMill assigns a valuation rating of 7 / 10 to M/I HOMES INC (MHO). This can be considered as Undervalued.
How profitable is M/I HOMES INC (MHO) stock?
M/I HOMES INC (MHO) has a profitability rating of 8 / 10.
What is the financial health of M/I HOMES INC (MHO) stock?
The financial health rating of M/I HOMES INC (MHO) is 7 / 10.
What is the earnings growth outlook for M/I HOMES INC?
The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -15.45% in the next year.