M/I HOMES INC (MHO) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:MHO • US55305B1017
134.6 USD
+1 (+0.75%)
At close: Feb 3, 2026
134.6 USD
0 (0%)
After Hours: 2/3/2026, 8:04:00 PM
Overall MHO gets a fundamental rating of 6 out of 10. We evaluated MHO against 60 industry peers in the Household Durables industry. MHO gets an excellent profitability rating and is at the same time showing great financial health properties. MHO is valued quite cheap, but it does not seem to be growing. This makes MHO very considerable for value investing!
1. Profitability
1.1 Basic Checks
- In the past year MHO was profitable.
- MHO had a positive operating cash flow in the past year.
- In the past 5 years MHO has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: MHO reported negative operating cash flow in multiple years.
1.2 Ratios
- MHO's Return On Assets of 9.91% is amongst the best of the industry. MHO outperforms 85.00% of its industry peers.
- MHO's Return On Equity of 15.00% is fine compared to the rest of the industry. MHO outperforms 73.33% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 10.39%, MHO is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for MHO is above the industry average of 9.41%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROIC | 10.39% |
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
1.3 Margins
- Looking at the Profit Margin, with a value of 10.56%, MHO belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
- MHO's Profit Margin has improved in the last couple of years.
- MHO's Operating Margin of 13.31% is amongst the best of the industry. MHO outperforms 81.67% of its industry peers.
- In the last couple of years the Operating Margin of MHO has remained more or less at the same level.
- MHO has a Gross Margin (24.72%) which is comparable to the rest of the industry.
- MHO's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% |
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), MHO is creating some value.
- Compared to 1 year ago, MHO has less shares outstanding
- The number of shares outstanding for MHO has been reduced compared to 5 years ago.
- The debt/assets ratio for MHO has been reduced compared to a year ago.
2.2 Solvency
- MHO has an Altman-Z score of 4.54. This indicates that MHO is financially healthy and has little risk of bankruptcy at the moment.
- MHO has a better Altman-Z score (4.54) than 78.33% of its industry peers.
- The Debt to FCF ratio of MHO is 3.82, which is a good value as it means it would take MHO, 3.82 years of fcf income to pay off all of its debts.
- MHO has a Debt to FCF ratio of 3.82. This is comparable to the rest of the industry: MHO outperforms 60.00% of its industry peers.
- A Debt/Equity ratio of 0.29 indicates that MHO is not too dependend on debt financing.
- With a Debt to Equity ratio value of 0.29, MHO perfoms like the industry average, outperforming 53.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 4.54 |
ROIC/WACC1.13
WACC9.18%
2.3 Liquidity
- A Current Ratio of 11.16 indicates that MHO has no problem at all paying its short term obligations.
- MHO's Current ratio of 11.16 is amongst the best of the industry. MHO outperforms 96.67% of its industry peers.
- MHO has a Quick Ratio of 1.98. This is a normal value and indicates that MHO is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.98, MHO belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
- MHO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.30%.
- Measured over the past years, MHO shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.07% on average per year.
- MHO shows a decrease in Revenue. In the last year, the revenue decreased by -1.93%.
- The Revenue has been growing slightly by 7.72% on average over the past years.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
3.2 Future
- Based on estimates for the next years, MHO will show a small growth in Earnings Per Share. The EPS will grow by 4.65% on average per year.
- Based on estimates for the next years, MHO will show a small growth in Revenue. The Revenue will grow by 3.68% on average per year.
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 9.02, the valuation of MHO can be described as reasonable.
- Based on the Price/Earnings ratio, MHO is valued cheaper than 83.33% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.18, MHO is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 9.03, the valuation of MHO can be described as reasonable.
- Based on the Price/Forward Earnings ratio, MHO is valued cheaper than 90.00% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of MHO to the average of the S&P500 Index (25.51), we can say MHO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.02 | ||
| Fwd PE | 9.03 |
4.2 Price Multiples
- MHO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MHO is cheaper than 83.33% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, MHO is valued a bit cheaper than the industry average as 66.67% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.48 | ||
| EV/EBITDA | 6.07 |
4.3 Compensation for Growth
- MHO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.75
EPS Next 2Y4.65%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for MHO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
134.6
+1 (+0.75%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/bmo
Earnings (Next)04-21 2026-04-21
Inst Owners99.18%
Inst Owner Change-0.08%
Ins Owners2.43%
Ins Owner Change-0.42%
Market Cap3.52B
Revenue(TTM)4.42B
Net Income(TTM)472.44M
Analysts85.71
Price Target160.14 (18.97%)
Short Float %4.28%
Short Ratio4.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)-4.07%
PT rev (3m)-4.07%
EPS NQ rev (1m)-5.37%
EPS NQ rev (3m)0.03%
EPS NY rev (1m)-5.66%
EPS NY rev (3m)-20.3%
Revenue NQ rev (1m)-4.59%
Revenue NQ rev (3m)1.91%
Revenue NY rev (1m)-2.94%
Revenue NY rev (3m)-9.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.02 | ||
| Fwd PE | 9.03 | ||
| P/S | 0.79 | ||
| P/FCF | 14.48 | ||
| P/OCF | 14.05 | ||
| P/B | 1.12 | ||
| P/tB | 1.12 | ||
| EV/EBITDA | 6.07 |
EPS(TTM)14.92
EY11.08%
EPS(NY)14.9
Fwd EY11.07%
FCF(TTM)9.29
FCFY6.9%
OCF(TTM)9.58
OCFY7.12%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.75
Graham Number201.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROCE | 13.55% | ||
| ROIC | 10.39% | ||
| ROICexc | 12.47% | ||
| ROICexgc | 13.21% | ||
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% | ||
| FCFM | 5.43% |
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
ROICexc(3y)14.14%
ROICexc(5y)14.78%
ROICexgc(3y)14.61%
ROICexgc(5y)15.4%
ROCE(3y)14.93%
ROCE(5y)16.44%
ROICexgc growth 3Y-14.7%
ROICexgc growth 5Y-3.69%
ROICexc growth 3Y-14.58%
ROICexc growth 5Y-3.62%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 45.57% | ||
| Cap/Sales | 0.17% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 40.91% | ||
| Profit Quality | 51.44% | ||
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 4.54 |
F-Score5
WACC9.18%
ROIC/WACC1.13
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y-7.38%
EBIT growth 5Y9.1%
EBIT Next Year1.58%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y97.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y92.25%
OCF growth 3YN/A
OCF growth 5YN/A
M/I HOMES INC / MHO FAQ
What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?
ChartMill assigns a fundamental rating of 5 / 10 to MHO.
Can you provide the valuation status for M/I HOMES INC?
ChartMill assigns a valuation rating of 7 / 10 to M/I HOMES INC (MHO). This can be considered as Undervalued.
How profitable is M/I HOMES INC (MHO) stock?
M/I HOMES INC (MHO) has a profitability rating of 7 / 10.
What is the financial health of M/I HOMES INC (MHO) stock?
The financial health rating of M/I HOMES INC (MHO) is 7 / 10.
What is the earnings growth outlook for M/I HOMES INC?
The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -0.12% in the next year.