M/I HOMES INC (MHO) Fundamental Analysis & Valuation

NYSE:MHO • US55305B1017

Current stock price

131.49 USD
+1.5 (+1.15%)
At close:
131.49 USD
0 (0%)
After Hours:

This MHO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. MHO Profitability Analysis

1.1 Basic Checks

  • MHO had positive earnings in the past year.
  • MHO had a positive operating cash flow in the past year.
  • In the past 5 years MHO has always been profitable.
  • MHO had a positive operating cash flow in 4 of the past 5 years.
MHO Yearly Net Income VS EBIT VS OCF VS FCFMHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 8.43%, MHO is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 12.73%, MHO is in the better half of the industry, outperforming 71.67% of the companies in the same industry.
  • MHO has a better Return On Invested Capital (9.47%) than 71.67% of its industry peers.
  • MHO had an Average Return On Invested Capital over the past 3 years of 11.86%. This is above the industry average of 8.88%.
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROIC 9.47%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
MHO Yearly ROA, ROE, ROICMHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • MHO has a better Profit Margin (9.12%) than 83.33% of its industry peers.
  • In the last couple of years the Profit Margin of MHO has grown nicely.
  • MHO has a better Operating Margin (12.55%) than 80.00% of its industry peers.
  • MHO's Operating Margin has improved in the last couple of years.
  • MHO has a Gross Margin (24.10%) which is in line with its industry peers.
  • In the last couple of years the Gross Margin of MHO has remained more or less at the same level.
Industry RankSector Rank
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
MHO Yearly Profit, Operating, Gross MarginsMHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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7

2. MHO Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), MHO is creating some value.
  • The number of shares outstanding for MHO has been reduced compared to 1 year ago.
  • Compared to 5 years ago, MHO has less shares outstanding
  • MHO has a better debt/assets ratio than last year.
MHO Yearly Shares OutstandingMHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
MHO Yearly Total Debt VS Total AssetsMHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • An Altman-Z score of 4.47 indicates that MHO is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of MHO (4.47) is better than 78.33% of its industry peers.
  • MHO has a debt to FCF ratio of 7.62. This is a slightly negative value and a sign of low solvency as MHO would need 7.62 years to pay back of all of its debts.
  • MHO has a Debt to FCF ratio (7.62) which is comparable to the rest of the industry.
  • MHO has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
  • MHO's Debt to Equity ratio of 0.31 is in line compared to the rest of the industry. MHO outperforms 48.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Altman-Z 4.47
ROIC/WACC1
WACC9.49%
MHO Yearly LT Debt VS Equity VS FCFMHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • MHO has a Current Ratio of 14.11. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
  • MHO's Current ratio of 14.11 is amongst the best of the industry. MHO outperforms 96.67% of its industry peers.
  • A Quick Ratio of 2.39 indicates that MHO has no problem at all paying its short term obligations.
  • MHO's Quick ratio of 2.39 is amongst the best of the industry. MHO outperforms 85.00% of its industry peers.
Industry RankSector Rank
Current Ratio 14.11
Quick Ratio 2.39
MHO Yearly Current Assets VS Current LiabilitesMHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. MHO Growth Analysis

3.1 Past

  • The earnings per share for MHO have decreased strongly by -28.66% in the last year.
  • Measured over the past years, MHO shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.07% on average per year.
  • Looking at the last year, MHO shows a decrease in Revenue. The Revenue has decreased by -1.62% in the last year.
  • MHO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.72% yearly.
EPS 1Y (TTM)-28.66%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-35.93%
Revenue 1Y (TTM)-1.62%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-5.67%

3.2 Future

  • Based on estimates for the next years, MHO will show a small growth in Earnings Per Share. The EPS will grow by 4.65% on average per year.
  • The Revenue is expected to grow by 3.68% on average over the next years.
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MHO Yearly Revenue VS EstimatesMHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
MHO Yearly EPS VS EstimatesMHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

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Find the best growth stocksShow best growing peers

6

4. MHO Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 9.75, which indicates a very decent valuation of MHO.
  • MHO's Price/Earnings ratio is rather cheap when compared to the industry. MHO is cheaper than 85.00% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of MHO to the average of the S&P500 Index (26.77), we can say MHO is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 8.05, the valuation of MHO can be described as reasonable.
  • 91.67% of the companies in the same industry are more expensive than MHO, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of MHO to the average of the S&P500 Index (21.75), we can say MHO is valued rather cheaply.
Industry RankSector Rank
PE 9.75
Fwd PE 8.05
MHO Price Earnings VS Forward Price EarningsMHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MHO is valued a bit cheaper than 78.33% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MHO is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 26.34
EV/EBITDA 6.39
MHO Per share dataMHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.81
EPS Next 2Y4.65%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MHO Dividend Analysis

5.1 Amount

  • MHO does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

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MHO Fundamentals: All Metrics, Ratios and Statistics

M/I HOMES INC

NYSE:MHO (4/30/2026, 8:04:00 PM)

After market: 131.49 0 (0%)

131.49

+1.5 (+1.15%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Industry Strength36.02
Industry Growth7.45
Earnings (Last)04-22
Earnings (Next)07-21
Inst Owners98.73%
Inst Owner Change0.03%
Ins Owners2.51%
Ins Owner Change8.29%
Market Cap3.36B
Revenue(TTM)4.36B
Net Income(TTM)402.94M
Analysts82.86
Price Target163.2 (24.12%)
Short Float %4.82%
Short Ratio4.84
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-22.68%
Min EPS beat(2)-39.09%
Max EPS beat(2)-6.27%
EPS beat(4)0
Avg EPS beat(4)-12.98%
Min EPS beat(4)-39.09%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-2.89%
EPS beat(12)6
Avg EPS beat(12)6.78%
EPS beat(16)10
Avg EPS beat(16)9.28%
Revenue beat(2)1
Avg Revenue beat(2)-0.42%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)2.26%
Revenue beat(4)2
Avg Revenue beat(4)-2.84%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)6
Avg Revenue beat(8)-0.16%
Revenue beat(12)8
Avg Revenue beat(12)2.06%
Revenue beat(16)9
Avg Revenue beat(16)1.63%
PT rev (1m)1.91%
PT rev (3m)1.91%
EPS NQ rev (1m)-7.37%
EPS NQ rev (3m)-11.28%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)6.79%
Revenue NY rev (1m)0%
Revenue NY rev (3m)6.98%
Valuation
Industry RankSector Rank
PE 9.75
Fwd PE 8.05
P/S 0.76
P/FCF 26.34
P/OCF 24.5
P/B 1.06
P/tB 1.07
EV/EBITDA 6.39
EPS(TTM)13.49
EY10.26%
EPS(NY)16.34
Fwd EY12.43%
FCF(TTM)4.99
FCFY3.8%
OCF(TTM)5.37
OCFY4.08%
SpS172.64
BVpS123.73
TBVpS123.09
PEG (NY)N/A
PEG (5Y)0.81
Graham Number193.79 (47.38%)
Profitability
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROCE 12.35%
ROIC 9.47%
ROICexc 11.19%
ROICexgc 11.79%
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
FCFM 2.89%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
ROICexc(3y)14.66%
ROICexc(5y)15.09%
ROICexgc(3y)15.05%
ROICexgc(5y)15.66%
ROCE(3y)15.46%
ROCE(5y)16.76%
ROICexgc growth 3Y-11.3%
ROICexgc growth 5Y-1.4%
ROICexc growth 3Y-10.42%
ROICexc growth 5Y-0.83%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
F-Score5
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Debt/EBITDA 1.7
Cap/Depr 57.63%
Cap/Sales 0.22%
Interest Coverage 250
Cash Conversion 24.06%
Profit Quality 31.7%
Current Ratio 14.11
Quick Ratio 2.39
Altman-Z 4.47
F-Score5
WACC9.49%
ROIC/WACC1
Cap/Depr(3y)50.64%
Cap/Depr(5y)78.51%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.29%
Profit Quality(3y)59.83%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.66%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-35.93%
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.62%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-5.67%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-21.51%
EBIT growth 3Y-4.56%
EBIT growth 5Y11.08%
EBIT Next Year-10.18%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.44%
FCF growth 3Y-9.93%
FCF growth 5Y-3.99%
OCF growth 1Y-23.58%
OCF growth 3Y-9.3%
OCF growth 5Y-3.98%

M/I HOMES INC / MHO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?

ChartMill assigns a fundamental rating of 6 / 10 to MHO.


Can you provide the valuation status for M/I HOMES INC?

ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.


Can you provide the profitability details for M/I HOMES INC?

M/I HOMES INC (MHO) has a profitability rating of 7 / 10.


What is the valuation of M/I HOMES INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for M/I HOMES INC (MHO) is 9.75 and the Price/Book (PB) ratio is 1.06.


Can you provide the expected EPS growth for MHO stock?

The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -5.53% in the next year.