M/I HOMES INC (MHO) Fundamental Analysis & Valuation

NYSE:MHO • US55305B1017

Current stock price

124.13 USD
+0.01 (+0.01%)
At close:
124.13 USD
0 (0%)
After Hours:

This MHO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. MHO Profitability Analysis

1.1 Basic Checks

  • MHO had positive earnings in the past year.
  • In the past year MHO had a positive cash flow from operations.
  • Each year in the past 5 years MHO has been profitable.
  • MHO had a positive operating cash flow in 4 of the past 5 years.
MHO Yearly Net Income VS EBIT VS OCF VS FCFMHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 8.43%, MHO belongs to the top of the industry, outperforming 81.67% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 12.73%, MHO is in the better half of the industry, outperforming 73.33% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 9.47%, MHO is doing good in the industry, outperforming 70.00% of the companies in the same industry.
  • MHO had an Average Return On Invested Capital over the past 3 years of 11.86%. This is above the industry average of 9.09%.
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROIC 9.47%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
MHO Yearly ROA, ROE, ROICMHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 9.12%, MHO belongs to the top of the industry, outperforming 81.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MHO has grown nicely.
  • The Operating Margin of MHO (12.55%) is better than 78.33% of its industry peers.
  • MHO's Operating Margin has improved in the last couple of years.
  • MHO's Gross Margin of 24.10% is in line compared to the rest of the industry. MHO outperforms 46.67% of its industry peers.
  • MHO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
MHO Yearly Profit, Operating, Gross MarginsMHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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7

2. MHO Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), MHO is creating some value.
  • Compared to 1 year ago, MHO has less shares outstanding
  • MHO has less shares outstanding than it did 5 years ago.
  • MHO has a better debt/assets ratio than last year.
MHO Yearly Shares OutstandingMHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
MHO Yearly Total Debt VS Total AssetsMHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • An Altman-Z score of 4.41 indicates that MHO is not in any danger for bankruptcy at the moment.
  • With a decent Altman-Z score value of 4.41, MHO is doing good in the industry, outperforming 76.67% of the companies in the same industry.
  • The Debt to FCF ratio of MHO is 7.62, which is on the high side as it means it would take MHO, 7.62 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 7.62, MHO perfoms like the industry average, outperforming 48.33% of the companies in the same industry.
  • MHO has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
  • MHO's Debt to Equity ratio of 0.31 is in line compared to the rest of the industry. MHO outperforms 48.33% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Altman-Z 4.41
ROIC/WACC1.02
WACC9.27%
MHO Yearly LT Debt VS Equity VS FCFMHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 14.11 indicates that MHO has no problem at all paying its short term obligations.
  • MHO has a Current ratio of 14.11. This is amongst the best in the industry. MHO outperforms 96.67% of its industry peers.
  • MHO has a Quick Ratio of 2.39. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 2.39, MHO belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 14.11
Quick Ratio 2.39
MHO Yearly Current Assets VS Current LiabilitesMHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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3

3. MHO Growth Analysis

3.1 Past

  • MHO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.30%.
  • Measured over the past years, MHO shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.07% on average per year.
  • The Revenue has decreased by -1.93% in the past year.
  • MHO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.72% yearly.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.65% on average over the next years.
  • MHO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.68% yearly.
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MHO Yearly Revenue VS EstimatesMHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
MHO Yearly EPS VS EstimatesMHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

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6

4. MHO Valuation Analysis

4.1 Price/Earnings Ratio

  • MHO is valuated reasonably with a Price/Earnings ratio of 8.32.
  • Based on the Price/Earnings ratio, MHO is valued cheaply inside the industry as 86.67% of the companies are valued more expensively.
  • MHO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.18.
  • With a Price/Forward Earnings ratio of 8.81, the valuation of MHO can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, MHO is valued cheaply inside the industry as 90.00% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 37.96, MHO is valued rather cheaply.
Industry RankSector Rank
PE 8.32
Fwd PE 8.81
MHO Price Earnings VS Forward Price EarningsMHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MHO indicates a somewhat cheap valuation: MHO is cheaper than 78.33% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MHO is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 25.04
EV/EBITDA 6.1
MHO Per share dataMHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.69
EPS Next 2Y4.65%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MHO Dividend Analysis

5.1 Amount

  • MHO does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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MHO Fundamentals: All Metrics, Ratios and Statistics

M/I HOMES INC

NYSE:MHO (4/13/2026, 8:04:00 PM)

After market: 124.13 0 (0%)

124.13

+0.01 (+0.01%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28
Earnings (Next)04-22
Inst Owners98.73%
Inst Owner Change-0.01%
Ins Owners2.51%
Ins Owner Change8.29%
Market Cap3.20B
Revenue(TTM)4.42B
Net Income(TTM)402.94M
Analysts82.86
Price Target163.2 (31.48%)
Short Float %4.57%
Short Ratio4.36
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-22.68%
Min EPS beat(2)-39.09%
Max EPS beat(2)-6.27%
EPS beat(4)0
Avg EPS beat(4)-12.98%
Min EPS beat(4)-39.09%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-2.89%
EPS beat(12)6
Avg EPS beat(12)6.78%
EPS beat(16)10
Avg EPS beat(16)9.28%
Revenue beat(2)1
Avg Revenue beat(2)-0.42%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)2.26%
Revenue beat(4)2
Avg Revenue beat(4)-2.84%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)6
Avg Revenue beat(8)-0.16%
Revenue beat(12)8
Avg Revenue beat(12)2.06%
Revenue beat(16)9
Avg Revenue beat(16)1.63%
PT rev (1m)1.91%
PT rev (3m)-2.24%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15.61%
EPS NY rev (1m)0%
EPS NY rev (3m)-9.97%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)5.23%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.83%
Valuation
Industry RankSector Rank
PE 8.32
Fwd PE 8.81
P/S 0.72
P/FCF 25.04
P/OCF 23.29
P/B 1.01
P/tB 1.02
EV/EBITDA 6.1
EPS(TTM)14.92
EY12.02%
EPS(NY)14.09
Fwd EY11.35%
FCF(TTM)4.96
FCFY3.99%
OCF(TTM)5.33
OCFY4.29%
SpS171.43
BVpS122.86
TBVpS122.23
PEG (NY)N/A
PEG (5Y)0.69
Graham Number203.09
Profitability
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROCE 12.35%
ROIC 9.47%
ROICexc 11.19%
ROICexgc 11.79%
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
FCFM 2.89%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
ROICexc(3y)14.66%
ROICexc(5y)15.09%
ROICexgc(3y)15.05%
ROICexgc(5y)15.66%
ROCE(3y)15.46%
ROCE(5y)16.76%
ROICexgc growth 3Y-11.3%
ROICexgc growth 5Y-1.4%
ROICexc growth 3Y-10.42%
ROICexc growth 5Y-0.83%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
F-Score5
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Debt/EBITDA 1.7
Cap/Depr 57.63%
Cap/Sales 0.22%
Interest Coverage 250
Cash Conversion 24.06%
Profit Quality 31.7%
Current Ratio 14.11
Quick Ratio 2.39
Altman-Z 4.41
F-Score5
WACC9.27%
ROIC/WACC1.02
Cap/Depr(3y)50.64%
Cap/Depr(5y)78.51%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.29%
Profit Quality(3y)59.83%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-21.51%
EBIT growth 3Y-4.56%
EBIT growth 5Y11.08%
EBIT Next Year-10.18%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.44%
FCF growth 3Y-9.93%
FCF growth 5Y-3.99%
OCF growth 1Y-23.58%
OCF growth 3Y-9.3%
OCF growth 5Y-3.98%

M/I HOMES INC / MHO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?

ChartMill assigns a fundamental rating of 6 / 10 to MHO.


Can you provide the valuation status for M/I HOMES INC?

ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.


Can you provide the profitability details for M/I HOMES INC?

M/I HOMES INC (MHO) has a profitability rating of 7 / 10.


What is the valuation of M/I HOMES INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for M/I HOMES INC (MHO) is 8.32 and the Price/Book (PB) ratio is 1.01.


Can you provide the expected EPS growth for MHO stock?

The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -5.53% in the next year.