M/I HOMES INC (MHO) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:MHO • US55305B1017
145.4 USD
+3.63 (+2.56%)
At close: Feb 10, 2026
145.4 USD
0 (0%)
After Hours: 2/10/2026, 4:00:53 PM
Taking everything into account, MHO scores 6 out of 10 in our fundamental rating. MHO was compared to 60 industry peers in the Household Durables industry. MHO has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. MHO is cheap, but on the other hand it scores bad on growth. These ratings could make MHO a good candidate for value investing.
1. Profitability
1.1 Basic Checks
- MHO had positive earnings in the past year.
- MHO had a positive operating cash flow in the past year.
- In the past 5 years MHO has always been profitable.
- In multiple years MHO reported negative operating cash flow during the last 5 years.
1.2 Ratios
- The Return On Assets of MHO (9.91%) is better than 85.00% of its industry peers.
- MHO has a better Return On Equity (15.00%) than 75.00% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 10.39%, MHO is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
- MHO had an Average Return On Invested Capital over the past 3 years of 11.45%. This is above the industry average of 9.40%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROIC | 10.39% |
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
1.3 Margins
- MHO has a better Profit Margin (10.56%) than 86.67% of its industry peers.
- In the last couple of years the Profit Margin of MHO has grown nicely.
- MHO has a Operating Margin of 13.31%. This is amongst the best in the industry. MHO outperforms 81.67% of its industry peers.
- MHO's Operating Margin has been stable in the last couple of years.
- MHO has a Gross Margin of 24.72%. This is comparable to the rest of the industry: MHO outperforms 46.67% of its industry peers.
- In the last couple of years the Gross Margin of MHO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% |
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), MHO is creating some value.
- The number of shares outstanding for MHO has been reduced compared to 1 year ago.
- Compared to 5 years ago, MHO has less shares outstanding
- The debt/assets ratio for MHO has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 4.61 indicates that MHO is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 4.61, MHO is in the better half of the industry, outperforming 78.33% of the companies in the same industry.
- The Debt to FCF ratio of MHO is 3.82, which is a good value as it means it would take MHO, 3.82 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 3.82, MHO perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
- A Debt/Equity ratio of 0.29 indicates that MHO is not too dependend on debt financing.
- The Debt to Equity ratio of MHO (0.29) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 4.61 |
ROIC/WACC1.13
WACC9.21%
2.3 Liquidity
- MHO has a Current Ratio of 11.16. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
- The Current ratio of MHO (11.16) is better than 96.67% of its industry peers.
- A Quick Ratio of 1.98 indicates that MHO should not have too much problems paying its short term obligations.
- With an excellent Quick ratio value of 1.98, MHO belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
- MHO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.30%.
- MHO shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.07% yearly.
- MHO shows a decrease in Revenue. In the last year, the revenue decreased by -1.93%.
- Measured over the past years, MHO shows a small growth in Revenue. The Revenue has been growing by 7.72% on average per year.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
3.2 Future
- The Earnings Per Share is expected to grow by 4.65% on average over the next years.
- The Revenue is expected to grow by 3.68% on average over the next years.
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 9.75, the valuation of MHO can be described as very reasonable.
- 83.33% of the companies in the same industry are more expensive than MHO, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 28.06. MHO is valued rather cheaply when compared to this.
- The Price/Forward Earnings ratio is 9.76, which indicates a very decent valuation of MHO.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of MHO indicates a rather cheap valuation: MHO is cheaper than 90.00% of the companies listed in the same industry.
- MHO is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.75 | ||
| Fwd PE | 9.76 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MHO is valued cheaper than 86.67% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, MHO is valued a bit cheaper than the industry average as 65.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.64 | ||
| EV/EBITDA | 6.37 |
4.3 Compensation for Growth
- MHO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.81
EPS Next 2Y4.65%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for MHO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
145.4
+3.63 (+2.56%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/bmo
Earnings (Next)04-21 2026-04-21
Inst Owners99.18%
Inst Owner Change0.37%
Ins Owners2.43%
Ins Owner Change-0.42%
Market Cap3.80B
Revenue(TTM)4.42B
Net Income(TTM)472.44M
Analysts85.71
Price Target160.14 (10.14%)
Short Float %4.28%
Short Ratio4.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)-4.07%
PT rev (3m)-4.07%
EPS NQ rev (1m)-5.37%
EPS NQ rev (3m)-5.37%
EPS NY rev (1m)-4.81%
EPS NY rev (3m)-9.2%
Revenue NQ rev (1m)-4.59%
Revenue NQ rev (3m)-2.01%
Revenue NY rev (1m)3.83%
Revenue NY rev (3m)2.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.75 | ||
| Fwd PE | 9.76 | ||
| P/S | 0.85 | ||
| P/FCF | 15.64 | ||
| P/OCF | 15.18 | ||
| P/B | 1.21 | ||
| P/tB | 1.21 | ||
| EV/EBITDA | 6.37 |
EPS(TTM)14.92
EY10.26%
EPS(NY)14.9
Fwd EY10.25%
FCF(TTM)9.29
FCFY6.39%
OCF(TTM)9.58
OCFY6.59%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.81
Graham Number201.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROCE | 13.55% | ||
| ROIC | 10.39% | ||
| ROICexc | 12.47% | ||
| ROICexgc | 13.21% | ||
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% | ||
| FCFM | 5.43% |
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
ROICexc(3y)14.14%
ROICexc(5y)14.78%
ROICexgc(3y)14.61%
ROICexgc(5y)15.4%
ROCE(3y)14.93%
ROCE(5y)16.44%
ROICexgc growth 3Y-14.7%
ROICexgc growth 5Y-3.69%
ROICexc growth 3Y-14.58%
ROICexc growth 5Y-3.62%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 45.57% | ||
| Cap/Sales | 0.17% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 40.91% | ||
| Profit Quality | 51.44% | ||
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 4.61 |
F-Score5
WACC9.21%
ROIC/WACC1.13
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y-7.38%
EBIT growth 5Y9.1%
EBIT Next Year1.58%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y97.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y92.25%
OCF growth 3YN/A
OCF growth 5YN/A
M/I HOMES INC / MHO FAQ
What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?
ChartMill assigns a fundamental rating of 6 / 10 to MHO.
Can you provide the valuation status for M/I HOMES INC?
ChartMill assigns a valuation rating of 7 / 10 to M/I HOMES INC (MHO). This can be considered as Undervalued.
How profitable is M/I HOMES INC (MHO) stock?
M/I HOMES INC (MHO) has a profitability rating of 7 / 10.
What is the financial health of M/I HOMES INC (MHO) stock?
The financial health rating of M/I HOMES INC (MHO) is 7 / 10.
What is the earnings growth outlook for M/I HOMES INC?
The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -0.12% in the next year.