M/I HOMES INC (MHO) Fundamental Analysis & Valuation

NYSE:MHO • US55305B1017

Current stock price

129.99 USD
-5.27 (-3.9%)
At close:
129.99 USD
0 (0%)
After Hours:

This MHO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. MHO Profitability Analysis

1.1 Basic Checks

  • MHO had positive earnings in the past year.
  • MHO had a positive operating cash flow in the past year.
  • MHO had positive earnings in each of the past 5 years.
  • Of the past 5 years MHO 4 years had a positive operating cash flow.
MHO Yearly Net Income VS EBIT VS OCF VS FCFMHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • MHO has a Return On Assets of 8.43%. This is in the better half of the industry: MHO outperforms 80.00% of its industry peers.
  • MHO has a better Return On Equity (12.73%) than 71.67% of its industry peers.
  • MHO's Return On Invested Capital of 9.47% is fine compared to the rest of the industry. MHO outperforms 71.67% of its industry peers.
  • MHO had an Average Return On Invested Capital over the past 3 years of 11.86%. This is above the industry average of 8.88%.
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROIC 9.47%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
MHO Yearly ROA, ROE, ROICMHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 9.12%, MHO belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MHO has grown nicely.
  • With a decent Operating Margin value of 12.55%, MHO is doing good in the industry, outperforming 80.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of MHO has grown nicely.
  • MHO has a Gross Margin of 24.10%. This is comparable to the rest of the industry: MHO outperforms 45.00% of its industry peers.
  • In the last couple of years the Gross Margin of MHO has remained more or less at the same level.
Industry RankSector Rank
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
MHO Yearly Profit, Operating, Gross MarginsMHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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7

2. MHO Health Analysis

2.1 Basic Checks

  • MHO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, MHO has less shares outstanding
  • Compared to 5 years ago, MHO has less shares outstanding
  • Compared to 1 year ago, MHO has an improved debt to assets ratio.
MHO Yearly Shares OutstandingMHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
MHO Yearly Total Debt VS Total AssetsMHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • An Altman-Z score of 4.51 indicates that MHO is not in any danger for bankruptcy at the moment.
  • MHO has a Altman-Z score of 4.51. This is in the better half of the industry: MHO outperforms 78.33% of its industry peers.
  • MHO has a debt to FCF ratio of 7.62. This is a slightly negative value and a sign of low solvency as MHO would need 7.62 years to pay back of all of its debts.
  • MHO has a Debt to FCF ratio (7.62) which is in line with its industry peers.
  • MHO has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.31, MHO is in line with its industry, outperforming 48.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Altman-Z 4.51
ROIC/WACC0.99
WACC9.52%
MHO Yearly LT Debt VS Equity VS FCFMHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 14.11 indicates that MHO has no problem at all paying its short term obligations.
  • MHO's Current ratio of 14.11 is amongst the best of the industry. MHO outperforms 96.67% of its industry peers.
  • MHO has a Quick Ratio of 2.39. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 2.39, MHO belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 14.11
Quick Ratio 2.39
MHO Yearly Current Assets VS Current LiabilitesMHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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3

3. MHO Growth Analysis

3.1 Past

  • The earnings per share for MHO have decreased strongly by -28.66% in the last year.
  • Measured over the past years, MHO shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.07% on average per year.
  • MHO shows a decrease in Revenue. In the last year, the revenue decreased by -1.62%.
  • MHO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.72% yearly.
EPS 1Y (TTM)-28.66%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-35.93%
Revenue 1Y (TTM)-1.62%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-5.67%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.65% on average over the next years.
  • Based on estimates for the next years, MHO will show a small growth in Revenue. The Revenue will grow by 3.68% on average per year.
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MHO Yearly Revenue VS EstimatesMHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
MHO Yearly EPS VS EstimatesMHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

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6

4. MHO Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 9.64, which indicates a very decent valuation of MHO.
  • 81.67% of the companies in the same industry are more expensive than MHO, based on the Price/Earnings ratio.
  • MHO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.54.
  • A Price/Forward Earnings ratio of 7.96 indicates a rather cheap valuation of MHO.
  • MHO's Price/Forward Earnings ratio is rather cheap when compared to the industry. MHO is cheaper than 91.67% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of MHO to the average of the S&P500 Index (21.68), we can say MHO is valued rather cheaply.
Industry RankSector Rank
PE 9.64
Fwd PE 7.96
MHO Price Earnings VS Forward Price EarningsMHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • MHO's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. MHO is cheaper than 76.67% of the companies in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as MHO.
Industry RankSector Rank
P/FCF 26.04
EV/EBITDA 6.56
MHO Per share dataMHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • MHO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.8
EPS Next 2Y4.65%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MHO Dividend Analysis

5.1 Amount

  • MHO does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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MHO Fundamentals: All Metrics, Ratios and Statistics

M/I HOMES INC

NYSE:MHO (4/29/2026, 8:04:00 PM)

After market: 129.99 0 (0%)

129.99

-5.27 (-3.9%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Industry Strength37.27
Industry Growth6.21
Earnings (Last)04-22
Earnings (Next)07-21
Inst Owners98.73%
Inst Owner Change0.03%
Ins Owners2.51%
Ins Owner Change8.29%
Market Cap3.33B
Revenue(TTM)4.36B
Net Income(TTM)402.94M
Analysts82.86
Price Target163.2 (25.55%)
Short Float %4.82%
Short Ratio4.84
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-22.68%
Min EPS beat(2)-39.09%
Max EPS beat(2)-6.27%
EPS beat(4)0
Avg EPS beat(4)-12.98%
Min EPS beat(4)-39.09%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-2.89%
EPS beat(12)6
Avg EPS beat(12)6.78%
EPS beat(16)10
Avg EPS beat(16)9.28%
Revenue beat(2)1
Avg Revenue beat(2)-0.42%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)2.26%
Revenue beat(4)2
Avg Revenue beat(4)-2.84%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)6
Avg Revenue beat(8)-0.16%
Revenue beat(12)8
Avg Revenue beat(12)2.06%
Revenue beat(16)9
Avg Revenue beat(16)1.63%
PT rev (1m)1.91%
PT rev (3m)1.91%
EPS NQ rev (1m)-7.37%
EPS NQ rev (3m)-11.28%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)6.79%
Revenue NY rev (1m)0%
Revenue NY rev (3m)6.98%
Valuation
Industry RankSector Rank
PE 9.64
Fwd PE 7.96
P/S 0.75
P/FCF 26.04
P/OCF 24.22
P/B 1.05
P/tB 1.06
EV/EBITDA 6.56
EPS(TTM)13.49
EY10.38%
EPS(NY)16.34
Fwd EY12.57%
FCF(TTM)4.99
FCFY3.84%
OCF(TTM)5.37
OCFY4.13%
SpS172.64
BVpS123.73
TBVpS123.09
PEG (NY)N/A
PEG (5Y)0.8
Graham Number193.79 (49.08%)
Profitability
Industry RankSector Rank
ROA 8.43%
ROE 12.73%
ROCE 12.35%
ROIC 9.47%
ROICexc 11.19%
ROICexgc 11.79%
OM 12.55%
PM (TTM) 9.12%
GM 24.1%
FCFM 2.89%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
ROICexc(3y)14.66%
ROICexc(5y)15.09%
ROICexgc(3y)15.05%
ROICexgc(5y)15.66%
ROCE(3y)15.46%
ROCE(5y)16.76%
ROICexgc growth 3Y-11.3%
ROICexgc growth 5Y-1.4%
ROICexc growth 3Y-10.42%
ROICexc growth 5Y-0.83%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
F-Score5
Asset Turnover0.92
Health
Industry RankSector Rank
Debt/Equity 0.31
Debt/FCF 7.62
Debt/EBITDA 1.7
Cap/Depr 57.63%
Cap/Sales 0.22%
Interest Coverage 250
Cash Conversion 24.06%
Profit Quality 31.7%
Current Ratio 14.11
Quick Ratio 2.39
Altman-Z 4.51
F-Score5
WACC9.52%
ROIC/WACC0.99
Cap/Depr(3y)50.64%
Cap/Depr(5y)78.51%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.29%
Profit Quality(3y)59.83%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.66%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-35.93%
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.62%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-5.67%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-21.51%
EBIT growth 3Y-4.56%
EBIT growth 5Y11.08%
EBIT Next Year-10.18%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.44%
FCF growth 3Y-9.93%
FCF growth 5Y-3.99%
OCF growth 1Y-23.58%
OCF growth 3Y-9.3%
OCF growth 5Y-3.98%

M/I HOMES INC / MHO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?

ChartMill assigns a fundamental rating of 6 / 10 to MHO.


Can you provide the valuation status for M/I HOMES INC?

ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.


Can you provide the profitability details for M/I HOMES INC?

M/I HOMES INC (MHO) has a profitability rating of 7 / 10.


What is the valuation of M/I HOMES INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for M/I HOMES INC (MHO) is 9.64 and the Price/Book (PB) ratio is 1.05.


Can you provide the expected EPS growth for MHO stock?

The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -5.53% in the next year.