M/I HOMES INC (MHO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MHO - US55305B1017 - Common Stock
137.16 USD
-1.84 (-1.32%)
137.16 USD
0 (0%)
Taking everything into account, MHO scores 6 out of 10 in our fundamental rating. MHO was compared to 60 industry peers in the Household Durables industry. MHO gets an excellent profitability rating and is at the same time showing great financial health properties. MHO may be a bit undervalued, certainly considering the very reasonable score on growth These ratings would make MHO suitable for value investing!
1. Profitability
1.1 Basic Checks
- In the past year MHO was profitable.
- In the past year MHO had a positive cash flow from operations.
- MHO had positive earnings in each of the past 5 years.
- MHO had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- MHO has a Return On Assets of 9.91%. This is amongst the best in the industry. MHO outperforms 83.33% of its industry peers.
- The Return On Equity of MHO (15.00%) is better than 70.00% of its industry peers.
- The Return On Invested Capital of MHO (10.40%) is better than 66.67% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for MHO is above the industry average of 9.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROIC | 10.4% |
ROA(3y)12.39%
ROA(5y)11.7%
ROE(3y)20.45%
ROE(5y)20.97%
ROIC(3y)13.5%
ROIC(5y)13.06%
1.3 Margins
- With an excellent Profit Margin value of 10.56%, MHO belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
- MHO's Profit Margin has improved in the last couple of years.
- MHO's Operating Margin of 13.31% is amongst the best of the industry. MHO outperforms 81.67% of its industry peers.
- MHO's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 24.72%, MHO is in line with its industry, outperforming 46.67% of the companies in the same industry.
- In the last couple of years the Gross Margin of MHO has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% |
OM growth 3Y4.25%
OM growth 5Y15.33%
PM growth 3Y5.7%
PM growth 5Y19.65%
GM growth 3Y3.13%
GM growth 5Y6.12%
2. Health
2.1 Basic Checks
- MHO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- Compared to 1 year ago, MHO has less shares outstanding
- MHO has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, MHO has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 4.59 indicates that MHO is not in any danger for bankruptcy at the moment.
- MHO has a better Altman-Z score (4.59) than 75.00% of its industry peers.
- MHO has a debt to FCF ratio of 3.82. This is a good value and a sign of high solvency as MHO would need 3.82 years to pay back of all of its debts.
- MHO has a Debt to FCF ratio of 3.82. This is comparable to the rest of the industry: MHO outperforms 60.00% of its industry peers.
- MHO has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
- With a Debt to Equity ratio value of 0.29, MHO perfoms like the industry average, outperforming 53.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 4.59 |
ROIC/WACC1.18
WACC8.83%
2.3 Liquidity
- A Current Ratio of 11.16 indicates that MHO has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 11.16, MHO belongs to the best of the industry, outperforming 96.67% of the companies in the same industry.
- A Quick Ratio of 1.98 indicates that MHO should not have too much problems paying its short term obligations.
- MHO has a Quick ratio of 1.98. This is amongst the best in the industry. MHO outperforms 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
- MHO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.61%.
- MHO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 33.72% yearly.
- The Revenue has been growing slightly by 4.77% in the past year.
- MHO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.50% yearly.
EPS 1Y (TTM)-7.61%
EPS 3Y14.04%
EPS 5Y33.72%
EPS Q2Q%-19.02%
Revenue 1Y (TTM)4.77%
Revenue growth 3Y6.34%
Revenue growth 5Y12.5%
Sales Q2Q%-0.97%
3.2 Future
- MHO is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.34% yearly.
- MHO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.81% yearly.
EPS Next Y-15.45%
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
EPS Next 5YN/A
Revenue Next Year-0.75%
Revenue Next 2Y-2.58%
Revenue Next 3Y0.81%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.96, the valuation of MHO can be described as very cheap.
- Based on the Price/Earnings ratio, MHO is valued cheaper than 86.67% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.54. MHO is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 8.76, the valuation of MHO can be described as reasonable.
- 93.33% of the companies in the same industry are more expensive than MHO, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.31, MHO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.96 | ||
| Fwd PE | 8.76 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MHO is valued cheaply inside the industry as 86.67% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of MHO indicates a somewhat cheap valuation: MHO is cheaper than 65.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.76 | ||
| EV/EBITDA | 6.25 |
4.3 Compensation for Growth
- The excellent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.24
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
5. Dividend
5.1 Amount
- MHO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
137.16
-1.84 (-1.32%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)10-22 2025-10-22/bmo
Earnings (Next)01-28 2026-01-28/bmo
Inst Owners99.18%
Inst Owner Change0.26%
Ins Owners2.43%
Ins Owner Change-0.42%
Market Cap3.59B
Revenue(TTM)4.48B
Net Income(TTM)472.44M
Analysts85.71
Price Target166.94 (21.71%)
Short Float %4.68%
Short Ratio5.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)0%
PT rev (3m)1.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.56%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.35%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.17%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.96 | ||
| Fwd PE | 8.76 | ||
| P/S | 0.8 | ||
| P/FCF | 14.76 | ||
| P/OCF | 14.32 | ||
| P/B | 1.14 | ||
| P/tB | 1.14 | ||
| EV/EBITDA | 6.25 |
EPS(TTM)17.24
EY12.57%
EPS(NY)15.66
Fwd EY11.41%
FCF(TTM)9.29
FCFY6.78%
OCF(TTM)9.58
OCFY6.98%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.24
Graham Number216.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROCE | 13.55% | ||
| ROIC | 10.4% | ||
| ROICexc | 12.48% | ||
| ROICexgc | 13.22% | ||
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% | ||
| FCFM | 5.43% |
ROA(3y)12.39%
ROA(5y)11.7%
ROE(3y)20.45%
ROE(5y)20.97%
ROIC(3y)13.5%
ROIC(5y)13.06%
ROICexc(3y)16.19%
ROICexc(5y)15.2%
ROICexgc(3y)16.79%
ROICexgc(5y)15.85%
ROCE(3y)17.59%
ROCE(5y)17.02%
ROICexgc growth 3Y1.84%
ROICexgc growth 5Y16.09%
ROICexc growth 3Y2.49%
ROICexc growth 5Y16.51%
OM growth 3Y4.25%
OM growth 5Y15.33%
PM growth 3Y5.7%
PM growth 5Y19.65%
GM growth 3Y3.13%
GM growth 5Y6.12%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 45.57% | ||
| Cap/Sales | 0.17% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 40.91% | ||
| Profit Quality | 51.44% | ||
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 4.59 |
F-Score5
WACC8.83%
ROIC/WACC1.18
Cap/Depr(3y)52.66%
Cap/Depr(5y)82.58%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.32%
Profit Quality(3y)61.14%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.61%
EPS 3Y14.04%
EPS 5Y33.72%
EPS Q2Q%-19.02%
EPS Next Y-15.45%
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
EPS Next 5YN/A
Revenue 1Y (TTM)4.77%
Revenue growth 3Y6.34%
Revenue growth 5Y12.5%
Sales Q2Q%-0.97%
Revenue Next Year-0.75%
Revenue Next 2Y-2.58%
Revenue Next 3Y0.81%
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y10.86%
EBIT growth 5Y29.74%
EBIT Next Year-11.77%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-64.54%
FCF growth 3YN/A
FCF growth 5Y22.9%
OCF growth 1Y-63.98%
OCF growth 3YN/A
OCF growth 5Y22.33%
M/I HOMES INC / MHO FAQ
What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?
ChartMill assigns a fundamental rating of 6 / 10 to MHO.
Can you provide the valuation status for M/I HOMES INC?
ChartMill assigns a valuation rating of 7 / 10 to M/I HOMES INC (MHO). This can be considered as Undervalued.
How profitable is M/I HOMES INC (MHO) stock?
M/I HOMES INC (MHO) has a profitability rating of 8 / 10.
What is the financial health of M/I HOMES INC (MHO) stock?
The financial health rating of M/I HOMES INC (MHO) is 7 / 10.
What is the earnings growth outlook for M/I HOMES INC?
The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -15.45% in the next year.