M/I HOMES INC (MHO) Stock Fundamental Analysis

NYSE:MHO • US55305B1017

141.86 USD
+0.82 (+0.58%)
At close: Feb 24, 2026
141.86 USD
0 (0%)
After Hours: 2/24/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

Overall MHO gets a fundamental rating of 6 out of 10. We evaluated MHO against 60 industry peers in the Household Durables industry. MHO has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. MHO is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year MHO was profitable.
  • MHO had a positive operating cash flow in the past year.
  • Each year in the past 5 years MHO has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: MHO reported negative operating cash flow in multiple years.
MHO Yearly Net Income VS EBIT VS OCF VS FCFMHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 9.91%, MHO belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
  • MHO's Return On Equity of 15.00% is fine compared to the rest of the industry. MHO outperforms 75.00% of its industry peers.
  • MHO's Return On Invested Capital of 10.39% is fine compared to the rest of the industry. MHO outperforms 70.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for MHO is above the industry average of 9.17%.
Industry RankSector Rank
ROA 9.91%
ROE 15%
ROIC 10.39%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
MHO Yearly ROA, ROE, ROICMHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • MHO has a better Profit Margin (10.56%) than 86.67% of its industry peers.
  • In the last couple of years the Profit Margin of MHO has grown nicely.
  • MHO has a better Operating Margin (13.31%) than 81.67% of its industry peers.
  • In the last couple of years the Operating Margin of MHO has remained more or less at the same level.
  • MHO has a Gross Margin of 24.72%. This is comparable to the rest of the industry: MHO outperforms 46.67% of its industry peers.
  • MHO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 13.31%
PM (TTM) 10.56%
GM 24.72%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
MHO Yearly Profit, Operating, Gross MarginsMHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so MHO is still creating some value.
  • The number of shares outstanding for MHO has been reduced compared to 1 year ago.
  • Compared to 5 years ago, MHO has less shares outstanding
  • The debt/assets ratio for MHO has been reduced compared to a year ago.
MHO Yearly Shares OutstandingMHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
MHO Yearly Total Debt VS Total AssetsMHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • MHO has an Altman-Z score of 4.61. This indicates that MHO is financially healthy and has little risk of bankruptcy at the moment.
  • MHO has a Altman-Z score of 4.61. This is in the better half of the industry: MHO outperforms 76.67% of its industry peers.
  • The Debt to FCF ratio of MHO is 3.82, which is a good value as it means it would take MHO, 3.82 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of MHO (3.82) is better than 61.67% of its industry peers.
  • MHO has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
  • MHO has a Debt to Equity ratio of 0.29. This is comparable to the rest of the industry: MHO outperforms 50.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 3.82
Altman-Z 4.61
ROIC/WACC1.15
WACC9.07%
MHO Yearly LT Debt VS Equity VS FCFMHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • MHO has a Current Ratio of 11.16. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of MHO (11.16) is better than 93.33% of its industry peers.
  • MHO has a Quick Ratio of 1.98. This is a normal value and indicates that MHO is financially healthy and should not expect problems in meeting its short term obligations.
  • MHO has a better Quick ratio (1.98) than 81.67% of its industry peers.
Industry RankSector Rank
Current Ratio 11.16
Quick Ratio 1.98
MHO Yearly Current Assets VS Current LiabilitesMHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • MHO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.30%.
  • MHO shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.07% yearly.
  • Looking at the last year, MHO shows a decrease in Revenue. The Revenue has decreased by -1.93% in the last year.
  • MHO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.72% yearly.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.65% on average over the next years.
  • MHO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.68% yearly.
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MHO Yearly Revenue VS EstimatesMHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
MHO Yearly EPS VS EstimatesMHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • MHO is valuated reasonably with a Price/Earnings ratio of 9.51.
  • Based on the Price/Earnings ratio, MHO is valued cheaply inside the industry as 85.00% of the companies are valued more expensively.
  • MHO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.98.
  • Based on the Price/Forward Earnings ratio of 9.52, the valuation of MHO can be described as reasonable.
  • MHO's Price/Forward Earnings ratio is rather cheap when compared to the industry. MHO is cheaper than 90.00% of the companies in the same industry.
  • MHO's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.01.
Industry RankSector Rank
PE 9.51
Fwd PE 9.52
MHO Price Earnings VS Forward Price EarningsMHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MHO is valued a bit cheaper than 76.67% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MHO indicates a somewhat cheap valuation: MHO is cheaper than 63.33% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 15.26
EV/EBITDA 6.34
MHO Per share dataMHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • MHO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.79
EPS Next 2Y4.65%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • MHO does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

M/I HOMES INC

NYSE:MHO (2/24/2026, 8:04:00 PM)

After market: 141.86 0 (0%)

141.86

+0.82 (+0.58%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28
Earnings (Next)04-21
Inst Owners99.18%
Inst Owner Change-2.11%
Ins Owners2.43%
Ins Owner Change8.58%
Market Cap3.71B
Revenue(TTM)4.42B
Net Income(TTM)472.44M
Analysts82.86
Price Target160.14 (12.89%)
Short Float %4.62%
Short Ratio5.03
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)0%
PT rev (3m)-4.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.37%
EPS NY rev (1m)0.91%
EPS NY rev (3m)-9.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.01%
Revenue NY rev (1m)6.98%
Revenue NY rev (3m)2.35%
Valuation
Industry RankSector Rank
PE 9.51
Fwd PE 9.52
P/S 0.83
P/FCF 15.26
P/OCF 14.81
P/B 1.18
P/tB 1.18
EV/EBITDA 6.34
EPS(TTM)14.92
EY10.52%
EPS(NY)14.9
Fwd EY10.51%
FCF(TTM)9.29
FCFY6.55%
OCF(TTM)9.58
OCFY6.75%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.79
Graham Number201.08
Profitability
Industry RankSector Rank
ROA 9.91%
ROE 15%
ROCE 13.55%
ROIC 10.39%
ROICexc 12.47%
ROICexgc 13.21%
OM 13.31%
PM (TTM) 10.56%
GM 24.72%
FCFM 5.43%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
ROICexc(3y)14.14%
ROICexc(5y)14.78%
ROICexgc(3y)14.61%
ROICexgc(5y)15.4%
ROCE(3y)14.93%
ROCE(5y)16.44%
ROICexgc growth 3Y-14.7%
ROICexgc growth 5Y-3.69%
ROICexc growth 3Y-14.58%
ROICexc growth 5Y-3.62%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
F-Score5
Asset Turnover0.94
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 3.82
Debt/EBITDA 1.52
Cap/Depr 45.57%
Cap/Sales 0.17%
Interest Coverage 250
Cash Conversion 40.91%
Profit Quality 51.44%
Current Ratio 11.16
Quick Ratio 1.98
Altman-Z 4.61
F-Score5
WACC9.07%
ROIC/WACC1.15
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y-7.38%
EBIT growth 5Y9.1%
EBIT Next Year1.58%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y97.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y92.25%
OCF growth 3YN/A
OCF growth 5YN/A

M/I HOMES INC / MHO FAQ

What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?

ChartMill assigns a fundamental rating of 6 / 10 to MHO.


Can you provide the valuation status for M/I HOMES INC?

ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.


How profitable is M/I HOMES INC (MHO) stock?

M/I HOMES INC (MHO) has a profitability rating of 7 / 10.


What is the financial health of M/I HOMES INC (MHO) stock?

The financial health rating of M/I HOMES INC (MHO) is 8 / 10.


What is the earnings growth outlook for M/I HOMES INC?

The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -0.12% in the next year.