M/I HOMES INC (MHO) Fundamental Analysis & Valuation
NYSE:MHO • US55305B1017
Current stock price
129.99 USD
-5.27 (-3.9%)
At close:
129.99 USD
0 (0%)
After Hours:
This MHO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. MHO Profitability Analysis
1.1 Basic Checks
- MHO had positive earnings in the past year.
- MHO had a positive operating cash flow in the past year.
- MHO had positive earnings in each of the past 5 years.
- Of the past 5 years MHO 4 years had a positive operating cash flow.
1.2 Ratios
- MHO has a Return On Assets of 8.43%. This is in the better half of the industry: MHO outperforms 80.00% of its industry peers.
- MHO has a better Return On Equity (12.73%) than 71.67% of its industry peers.
- MHO's Return On Invested Capital of 9.47% is fine compared to the rest of the industry. MHO outperforms 71.67% of its industry peers.
- MHO had an Average Return On Invested Capital over the past 3 years of 11.86%. This is above the industry average of 8.88%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 12.73% | ||
| ROIC | 9.47% |
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
1.3 Margins
- Looking at the Profit Margin, with a value of 9.12%, MHO belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
- In the last couple of years the Profit Margin of MHO has grown nicely.
- With a decent Operating Margin value of 12.55%, MHO is doing good in the industry, outperforming 80.00% of the companies in the same industry.
- In the last couple of years the Operating Margin of MHO has grown nicely.
- MHO has a Gross Margin of 24.10%. This is comparable to the rest of the industry: MHO outperforms 45.00% of its industry peers.
- In the last couple of years the Gross Margin of MHO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.55% | ||
| PM (TTM) | 9.12% | ||
| GM | 24.1% |
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
2. MHO Health Analysis
2.1 Basic Checks
- MHO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- Compared to 1 year ago, MHO has less shares outstanding
- Compared to 5 years ago, MHO has less shares outstanding
- Compared to 1 year ago, MHO has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 4.51 indicates that MHO is not in any danger for bankruptcy at the moment.
- MHO has a Altman-Z score of 4.51. This is in the better half of the industry: MHO outperforms 78.33% of its industry peers.
- MHO has a debt to FCF ratio of 7.62. This is a slightly negative value and a sign of low solvency as MHO would need 7.62 years to pay back of all of its debts.
- MHO has a Debt to FCF ratio (7.62) which is in line with its industry peers.
- MHO has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.31, MHO is in line with its industry, outperforming 48.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 7.62 | ||
| Altman-Z | 4.51 |
ROIC/WACC0.99
WACC9.52%
2.3 Liquidity
- A Current Ratio of 14.11 indicates that MHO has no problem at all paying its short term obligations.
- MHO's Current ratio of 14.11 is amongst the best of the industry. MHO outperforms 96.67% of its industry peers.
- MHO has a Quick Ratio of 2.39. This indicates that MHO is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 2.39, MHO belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 14.11 | ||
| Quick Ratio | 2.39 |
3. MHO Growth Analysis
3.1 Past
- The earnings per share for MHO have decreased strongly by -28.66% in the last year.
- Measured over the past years, MHO shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.07% on average per year.
- MHO shows a decrease in Revenue. In the last year, the revenue decreased by -1.62%.
- MHO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.72% yearly.
EPS 1Y (TTM)-28.66%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-35.93%
Revenue 1Y (TTM)-1.62%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-5.67%
3.2 Future
- The Earnings Per Share is expected to grow by 4.65% on average over the next years.
- Based on estimates for the next years, MHO will show a small growth in Revenue. The Revenue will grow by 3.68% on average per year.
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. MHO Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 9.64, which indicates a very decent valuation of MHO.
- 81.67% of the companies in the same industry are more expensive than MHO, based on the Price/Earnings ratio.
- MHO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.54.
- A Price/Forward Earnings ratio of 7.96 indicates a rather cheap valuation of MHO.
- MHO's Price/Forward Earnings ratio is rather cheap when compared to the industry. MHO is cheaper than 91.67% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of MHO to the average of the S&P500 Index (21.68), we can say MHO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.64 | ||
| Fwd PE | 7.96 |
4.2 Price Multiples
- MHO's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. MHO is cheaper than 76.67% of the companies in the same industry.
- The rest of the industry has a similar Price/Free Cash Flow ratio as MHO.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 26.04 | ||
| EV/EBITDA | 6.56 |
4.3 Compensation for Growth
- MHO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.8
EPS Next 2Y4.65%
EPS Next 3YN/A
5. MHO Dividend Analysis
5.1 Amount
- MHO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
MHO Fundamentals: All Metrics, Ratios and Statistics
129.99
-5.27 (-3.9%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Industry Strength37.27
Industry Growth6.21
Earnings (Last)04-22 2026-04-22/bmo
Earnings (Next)07-21 2026-07-21
Inst Owners98.73%
Inst Owner Change0.03%
Ins Owners2.51%
Ins Owner Change8.29%
Market Cap3.33B
Revenue(TTM)4.36B
Net Income(TTM)402.94M
Analysts82.86
Price Target163.2 (25.55%)
Short Float %4.82%
Short Ratio4.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-22.68%
Min EPS beat(2)-39.09%
Max EPS beat(2)-6.27%
EPS beat(4)0
Avg EPS beat(4)-12.98%
Min EPS beat(4)-39.09%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-2.89%
EPS beat(12)6
Avg EPS beat(12)6.78%
EPS beat(16)10
Avg EPS beat(16)9.28%
Revenue beat(2)1
Avg Revenue beat(2)-0.42%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)2.26%
Revenue beat(4)2
Avg Revenue beat(4)-2.84%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)6
Avg Revenue beat(8)-0.16%
Revenue beat(12)8
Avg Revenue beat(12)2.06%
Revenue beat(16)9
Avg Revenue beat(16)1.63%
PT rev (1m)1.91%
PT rev (3m)1.91%
EPS NQ rev (1m)-7.37%
EPS NQ rev (3m)-11.28%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)6.79%
Revenue NY rev (1m)0%
Revenue NY rev (3m)6.98%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.64 | ||
| Fwd PE | 7.96 | ||
| P/S | 0.75 | ||
| P/FCF | 26.04 | ||
| P/OCF | 24.22 | ||
| P/B | 1.05 | ||
| P/tB | 1.06 | ||
| EV/EBITDA | 6.56 |
EPS(TTM)13.49
EY10.38%
EPS(NY)16.34
Fwd EY12.57%
FCF(TTM)4.99
FCFY3.84%
OCF(TTM)5.37
OCFY4.13%
SpS172.64
BVpS123.73
TBVpS123.09
PEG (NY)N/A
PEG (5Y)0.8
Graham Number193.79 (49.08%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 12.73% | ||
| ROCE | 12.35% | ||
| ROIC | 9.47% | ||
| ROICexc | 11.19% | ||
| ROICexgc | 11.79% | ||
| OM | 12.55% | ||
| PM (TTM) | 9.12% | ||
| GM | 24.1% | ||
| FCFM | 2.89% |
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.86%
ROIC(5y)12.85%
ROICexc(3y)14.66%
ROICexc(5y)15.09%
ROICexgc(3y)15.05%
ROICexgc(5y)15.66%
ROCE(3y)15.46%
ROCE(5y)16.76%
ROICexgc growth 3Y-11.3%
ROICexgc growth 5Y-1.4%
ROICexc growth 3Y-10.42%
ROICexc growth 5Y-0.83%
OM growth 3Y-6.67%
OM growth 5Y3.12%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-1.56%
GM growth 5Y1.4%
F-Score5
Asset Turnover0.92
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 7.62 | ||
| Debt/EBITDA | 1.7 | ||
| Cap/Depr | 57.63% | ||
| Cap/Sales | 0.22% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 24.06% | ||
| Profit Quality | 31.7% | ||
| Current Ratio | 14.11 | ||
| Quick Ratio | 2.39 | ||
| Altman-Z | 4.51 |
F-Score5
WACC9.52%
ROIC/WACC0.99
Cap/Depr(3y)50.64%
Cap/Depr(5y)78.51%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.29%
Profit Quality(3y)59.83%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.66%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-35.93%
EPS Next Y-5.53%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.62%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-5.67%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-21.51%
EBIT growth 3Y-4.56%
EBIT growth 5Y11.08%
EBIT Next Year-10.18%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.44%
FCF growth 3Y-9.93%
FCF growth 5Y-3.99%
OCF growth 1Y-23.58%
OCF growth 3Y-9.3%
OCF growth 5Y-3.98%
M/I HOMES INC / MHO Fundamental Analysis FAQ
What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?
ChartMill assigns a fundamental rating of 6 / 10 to MHO.
Can you provide the valuation status for M/I HOMES INC?
ChartMill assigns a valuation rating of 6 / 10 to M/I HOMES INC (MHO). This can be considered as Fairly Valued.
Can you provide the profitability details for M/I HOMES INC?
M/I HOMES INC (MHO) has a profitability rating of 7 / 10.
What is the valuation of M/I HOMES INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for M/I HOMES INC (MHO) is 9.64 and the Price/Book (PB) ratio is 1.05.
Can you provide the expected EPS growth for MHO stock?
The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -5.53% in the next year.