M/I HOMES INC (MHO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:MHO - US55305B1017 - Common Stock
127.32 USD
-0.33 (-0.26%)
We assign a fundamental rating of 6 out of 10 to MHO. MHO was compared to 61 industry peers in the Household Durables industry. MHO has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. MHO may be a bit undervalued, certainly considering the very reasonable score on growth These ratings would make MHO suitable for value investing!
1. Profitability
1.1 Basic Checks
MHO had positive earnings in the past year.
In the past year MHO had a positive cash flow from operations.
MHO had positive earnings in each of the past 5 years.
Of the past 5 years MHO 4 years had a positive operating cash flow.
1.2 Ratios
MHO has a Return On Assets of 9.91%. This is amongst the best in the industry. MHO outperforms 83.61% of its industry peers.
MHO's Return On Equity of 15.00% is fine compared to the rest of the industry. MHO outperforms 73.77% of its industry peers.
MHO's Return On Invested Capital of 10.40% is fine compared to the rest of the industry. MHO outperforms 67.21% of its industry peers.
The Average Return On Invested Capital over the past 3 years for MHO is above the industry average of 9.73%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROIC | 10.4% |
ROA(3y)12.39%
ROA(5y)11.7%
ROE(3y)20.45%
ROE(5y)20.97%
ROIC(3y)13.5%
ROIC(5y)13.06%
1.3 Margins
With an excellent Profit Margin value of 10.56%, MHO belongs to the best of the industry, outperforming 86.89% of the companies in the same industry.
In the last couple of years the Profit Margin of MHO has grown nicely.
Looking at the Operating Margin, with a value of 13.31%, MHO belongs to the top of the industry, outperforming 81.97% of the companies in the same industry.
MHO's Operating Margin has improved in the last couple of years.
MHO has a Gross Margin (24.72%) which is in line with its industry peers.
In the last couple of years the Gross Margin of MHO has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% |
OM growth 3Y4.25%
OM growth 5Y15.33%
PM growth 3Y5.7%
PM growth 5Y19.65%
GM growth 3Y3.13%
GM growth 5Y6.12%
2. Health
2.1 Basic Checks
MHO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, MHO has less shares outstanding
The number of shares outstanding for MHO has been reduced compared to 5 years ago.
MHO has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 4.48 indicates that MHO is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.48, MHO is in the better half of the industry, outperforming 75.41% of the companies in the same industry.
The Debt to FCF ratio of MHO is 3.82, which is a good value as it means it would take MHO, 3.82 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 3.82, MHO is doing good in the industry, outperforming 62.30% of the companies in the same industry.
A Debt/Equity ratio of 0.29 indicates that MHO is not too dependend on debt financing.
MHO has a Debt to Equity ratio (0.29) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Altman-Z | 4.48 |
ROIC/WACC1.16
WACC8.98%
2.3 Liquidity
A Current Ratio of 11.16 indicates that MHO has no problem at all paying its short term obligations.
MHO's Current ratio of 11.16 is amongst the best of the industry. MHO outperforms 96.72% of its industry peers.
A Quick Ratio of 1.98 indicates that MHO should not have too much problems paying its short term obligations.
MHO has a Quick ratio of 1.98. This is amongst the best in the industry. MHO outperforms 83.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
MHO shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.61%.
Measured over the past years, MHO shows a very strong growth in Earnings Per Share. The EPS has been growing by 33.72% on average per year.
MHO shows a small growth in Revenue. In the last year, the Revenue has grown by 4.77%.
Measured over the past years, MHO shows a quite strong growth in Revenue. The Revenue has been growing by 12.50% on average per year.
EPS 1Y (TTM)-7.61%
EPS 3Y14.04%
EPS 5Y33.72%
EPS Q2Q%-19.02%
Revenue 1Y (TTM)4.77%
Revenue growth 3Y6.34%
Revenue growth 5Y12.5%
Sales Q2Q%-0.97%
3.2 Future
Based on estimates for the next years, MHO will show a decrease in Earnings Per Share. The EPS will decrease by -1.34% on average per year.
Based on estimates for the next years, MHO will show a small growth in Revenue. The Revenue will grow by 0.81% on average per year.
EPS Next Y-15.45%
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
EPS Next 5YN/A
Revenue Next Year-0.75%
Revenue Next 2Y-2.58%
Revenue Next 3Y0.81%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.39, the valuation of MHO can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of MHO indicates a rather cheap valuation: MHO is cheaper than 85.25% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.39, MHO is valued rather cheaply.
MHO is valuated reasonably with a Price/Forward Earnings ratio of 8.13.
MHO's Price/Forward Earnings ratio is rather cheap when compared to the industry. MHO is cheaper than 90.16% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of MHO to the average of the S&P500 Index (23.84), we can say MHO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.39 | ||
| Fwd PE | 8.13 |
4.2 Price Multiples
MHO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MHO is cheaper than 88.52% of the companies in the same industry.
MHO's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. MHO is cheaper than 68.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.7 | ||
| EV/EBITDA | 5.77 |
4.3 Compensation for Growth
The excellent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
5. Dividend
5.1 Amount
MHO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:MHO (12/22/2025, 2:50:35 PM)
127.32
-0.33 (-0.26%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners98.79%
Inst Owner Change-0.59%
Ins Owners2.43%
Ins Owner Change-0.42%
Market Cap3.33B
Revenue(TTM)4.48B
Net Income(TTM)472.44M
Analysts85.71
Price Target166.94 (31.12%)
Short Float %4.77%
Short Ratio5.34
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)0%
PT rev (3m)1.03%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-8.56%
EPS NY rev (1m)-1.49%
EPS NY rev (3m)-4.35%
Revenue NQ rev (1m)2.71%
Revenue NQ rev (3m)0.17%
Revenue NY rev (1m)1.22%
Revenue NY rev (3m)-0.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.39 | ||
| Fwd PE | 8.13 | ||
| P/S | 0.74 | ||
| P/FCF | 13.7 | ||
| P/OCF | 13.29 | ||
| P/B | 1.06 | ||
| P/tB | 1.06 | ||
| EV/EBITDA | 5.77 |
EPS(TTM)17.24
EY13.54%
EPS(NY)15.66
Fwd EY12.3%
FCF(TTM)9.29
FCFY7.3%
OCF(TTM)9.58
OCFY7.52%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.22
Graham Number216.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.91% | ||
| ROE | 15% | ||
| ROCE | 13.55% | ||
| ROIC | 10.4% | ||
| ROICexc | 12.48% | ||
| ROICexgc | 13.22% | ||
| OM | 13.31% | ||
| PM (TTM) | 10.56% | ||
| GM | 24.72% | ||
| FCFM | 5.43% |
ROA(3y)12.39%
ROA(5y)11.7%
ROE(3y)20.45%
ROE(5y)20.97%
ROIC(3y)13.5%
ROIC(5y)13.06%
ROICexc(3y)16.19%
ROICexc(5y)15.2%
ROICexgc(3y)16.79%
ROICexgc(5y)15.85%
ROCE(3y)17.59%
ROCE(5y)17.02%
ROICexgc growth 3Y1.84%
ROICexgc growth 5Y16.09%
ROICexc growth 3Y2.49%
ROICexc growth 5Y16.51%
OM growth 3Y4.25%
OM growth 5Y15.33%
PM growth 3Y5.7%
PM growth 5Y19.65%
GM growth 3Y3.13%
GM growth 5Y6.12%
F-Score5
Asset Turnover0.94
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 3.82 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 45.57% | ||
| Cap/Sales | 0.17% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 40.91% | ||
| Profit Quality | 51.44% | ||
| Current Ratio | 11.16 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 4.48 |
F-Score5
WACC8.98%
ROIC/WACC1.16
Cap/Depr(3y)52.66%
Cap/Depr(5y)82.58%
Cap/Sales(3y)0.18%
Cap/Sales(5y)0.32%
Profit Quality(3y)61.14%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.61%
EPS 3Y14.04%
EPS 5Y33.72%
EPS Q2Q%-19.02%
EPS Next Y-15.45%
EPS Next 2Y-10.88%
EPS Next 3Y-1.34%
EPS Next 5YN/A
Revenue 1Y (TTM)4.77%
Revenue growth 3Y6.34%
Revenue growth 5Y12.5%
Sales Q2Q%-0.97%
Revenue Next Year-0.75%
Revenue Next 2Y-2.58%
Revenue Next 3Y0.81%
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y10.86%
EBIT growth 5Y29.74%
EBIT Next Year-11.77%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-64.54%
FCF growth 3YN/A
FCF growth 5Y22.9%
OCF growth 1Y-63.98%
OCF growth 3YN/A
OCF growth 5Y22.33%
M/I HOMES INC / MHO FAQ
What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?
ChartMill assigns a fundamental rating of 6 / 10 to MHO.
What is the valuation status for MHO stock?
ChartMill assigns a valuation rating of 7 / 10 to M/I HOMES INC (MHO). This can be considered as Undervalued.
How profitable is M/I HOMES INC (MHO) stock?
M/I HOMES INC (MHO) has a profitability rating of 8 / 10.
What is the expected EPS growth for M/I HOMES INC (MHO) stock?
The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -15.45% in the next year.
Is the dividend of M/I HOMES INC sustainable?
The dividend rating of M/I HOMES INC (MHO) is 0 / 10 and the dividend payout ratio is 0%.