M/I HOMES INC (MHO) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:MHO • US55305B1017

140.66 USD
+1.86 (+1.34%)
At close: Feb 5, 2026
140.66 USD
0 (0%)
After Hours: 2/5/2026, 8:04:00 PM
Fundamental Rating

6

MHO gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. Both the health and profitability get an excellent rating, making MHO a very profitable company, without any liquidiy or solvency issues. MHO has a bad growth rate and is valued cheaply. With these ratings, MHO could be worth investigating further for value investing!.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • MHO had positive earnings in the past year.
  • MHO had a positive operating cash flow in the past year.
  • In the past 5 years MHO has always been profitable.
  • In multiple years MHO reported negative operating cash flow during the last 5 years.
MHO Yearly Net Income VS EBIT VS OCF VS FCFMHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • With an excellent Return On Assets value of 9.91%, MHO belongs to the best of the industry, outperforming 85.00% of the companies in the same industry.
  • MHO has a Return On Equity of 15.00%. This is in the better half of the industry: MHO outperforms 73.33% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 10.39%, MHO is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
  • MHO had an Average Return On Invested Capital over the past 3 years of 11.45%. This is above the industry average of 9.41%.
Industry RankSector Rank
ROA 9.91%
ROE 15%
ROIC 10.39%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
MHO Yearly ROA, ROE, ROICMHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • With an excellent Profit Margin value of 10.56%, MHO belongs to the best of the industry, outperforming 86.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MHO has grown nicely.
  • MHO has a better Operating Margin (13.31%) than 81.67% of its industry peers.
  • MHO's Operating Margin has been stable in the last couple of years.
  • Looking at the Gross Margin, with a value of 24.72%, MHO is in line with its industry, outperforming 46.67% of the companies in the same industry.
  • MHO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 13.31%
PM (TTM) 10.56%
GM 24.72%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
MHO Yearly Profit, Operating, Gross MarginsMHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • MHO has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • Compared to 1 year ago, MHO has less shares outstanding
  • The number of shares outstanding for MHO has been reduced compared to 5 years ago.
  • MHO has a better debt/assets ratio than last year.
MHO Yearly Shares OutstandingMHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
MHO Yearly Total Debt VS Total AssetsMHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.2 Solvency

  • MHO has an Altman-Z score of 4.59. This indicates that MHO is financially healthy and has little risk of bankruptcy at the moment.
  • MHO's Altman-Z score of 4.59 is fine compared to the rest of the industry. MHO outperforms 78.33% of its industry peers.
  • The Debt to FCF ratio of MHO is 3.82, which is a good value as it means it would take MHO, 3.82 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of MHO (3.82) is comparable to the rest of the industry.
  • MHO has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
  • MHO has a Debt to Equity ratio (0.29) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 3.82
Altman-Z 4.59
ROIC/WACC1.13
WACC9.19%
MHO Yearly LT Debt VS Equity VS FCFMHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 11.16 indicates that MHO has no problem at all paying its short term obligations.
  • MHO's Current ratio of 11.16 is amongst the best of the industry. MHO outperforms 96.67% of its industry peers.
  • MHO has a Quick Ratio of 1.98. This is a normal value and indicates that MHO is financially healthy and should not expect problems in meeting its short term obligations.
  • MHO has a Quick ratio of 1.98. This is amongst the best in the industry. MHO outperforms 83.33% of its industry peers.
Industry RankSector Rank
Current Ratio 11.16
Quick Ratio 1.98
MHO Yearly Current Assets VS Current LiabilitesMHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for MHO have decreased strongly by -24.30% in the last year.
  • The Earnings Per Share has been growing by 12.07% on average over the past years. This is quite good.
  • The Revenue has decreased by -1.93% in the past year.
  • Measured over the past years, MHO shows a small growth in Revenue. The Revenue has been growing by 7.72% on average per year.
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%

3.2 Future

  • Based on estimates for the next years, MHO will show a small growth in Earnings Per Share. The EPS will grow by 4.65% on average per year.
  • The Revenue is expected to grow by 3.68% on average over the next years.
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MHO Yearly Revenue VS EstimatesMHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
MHO Yearly EPS VS EstimatesMHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

More info and screens

Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 9.43 indicates a reasonable valuation of MHO.
  • Based on the Price/Earnings ratio, MHO is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
  • MHO is valuated cheaply when we compare the Price/Earnings ratio to 27.67, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 9.44, which indicates a very decent valuation of MHO.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MHO indicates a rather cheap valuation: MHO is cheaper than 90.00% of the companies listed in the same industry.
  • MHO's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.20.
Industry RankSector Rank
PE 9.43
Fwd PE 9.44
MHO Price Earnings VS Forward Price EarningsMHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MHO indicates a rather cheap valuation: MHO is cheaper than 85.00% of the companies listed in the same industry.
  • 66.67% of the companies in the same industry are more expensive than MHO, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 15.13
EV/EBITDA 6.25
MHO Per share dataMHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of MHO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.78
EPS Next 2Y4.65%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • MHO does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

M/I HOMES INC

NYSE:MHO (2/5/2026, 8:04:00 PM)

After market: 140.66 0 (0%)

140.66

+1.86 (+1.34%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28
Earnings (Next)04-21
Inst Owners99.18%
Inst Owner Change-0.08%
Ins Owners2.43%
Ins Owner Change-0.42%
Market Cap3.68B
Revenue(TTM)4.42B
Net Income(TTM)472.44M
Analysts85.71
Price Target160.14 (13.85%)
Short Float %4.28%
Short Ratio4.98
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.76%
Min EPS beat(2)-6.27%
Max EPS beat(2)-1.25%
EPS beat(4)0
Avg EPS beat(4)-4.09%
Min EPS beat(4)-6.27%
Max EPS beat(4)-1.25%
EPS beat(8)3
Avg EPS beat(8)-1.34%
EPS beat(12)7
Avg EPS beat(12)11.92%
EPS beat(16)11
Avg EPS beat(16)12.49%
Revenue beat(2)1
Avg Revenue beat(2)0.07%
Min Revenue beat(2)-3.1%
Max Revenue beat(2)3.25%
Revenue beat(4)2
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)3.25%
Revenue beat(8)5
Avg Revenue beat(8)-2.8%
Revenue beat(12)8
Avg Revenue beat(12)3.33%
Revenue beat(16)9
Avg Revenue beat(16)1.87%
PT rev (1m)-4.07%
PT rev (3m)-4.07%
EPS NQ rev (1m)-5.37%
EPS NQ rev (3m)0.03%
EPS NY rev (1m)-5.66%
EPS NY rev (3m)-20.3%
Revenue NQ rev (1m)-4.59%
Revenue NQ rev (3m)1.91%
Revenue NY rev (1m)-2.94%
Revenue NY rev (3m)-9.77%
Valuation
Industry RankSector Rank
PE 9.43
Fwd PE 9.44
P/S 0.82
P/FCF 15.13
P/OCF 14.69
P/B 1.17
P/tB 1.17
EV/EBITDA 6.25
EPS(TTM)14.92
EY10.61%
EPS(NY)14.9
Fwd EY10.59%
FCF(TTM)9.29
FCFY6.61%
OCF(TTM)9.58
OCFY6.81%
SpS171.16
BVpS120.44
TBVpS119.81
PEG (NY)N/A
PEG (5Y)0.78
Graham Number201.08
Profitability
Industry RankSector Rank
ROA 9.91%
ROE 15%
ROCE 13.55%
ROIC 10.39%
ROICexc 12.47%
ROICexgc 13.21%
OM 13.31%
PM (TTM) 10.56%
GM 24.72%
FCFM 5.43%
ROA(3y)10.8%
ROA(5y)11.57%
ROE(3y)16.8%
ROE(5y)19.71%
ROIC(3y)11.45%
ROIC(5y)12.61%
ROICexc(3y)14.14%
ROICexc(5y)14.78%
ROICexgc(3y)14.61%
ROICexgc(5y)15.4%
ROCE(3y)14.93%
ROCE(5y)16.44%
ROICexgc growth 3Y-14.7%
ROICexgc growth 5Y-3.69%
ROICexc growth 3Y-14.58%
ROICexc growth 5Y-3.62%
OM growth 3Y-9.42%
OM growth 5Y1.28%
PM growth 3Y-8.43%
PM growth 5Y2.98%
GM growth 3Y-3.05%
GM growth 5Y0.48%
F-Score5
Asset Turnover0.94
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 3.82
Debt/EBITDA 1.52
Cap/Depr 45.57%
Cap/Sales 0.17%
Interest Coverage 250
Cash Conversion 40.91%
Profit Quality 51.44%
Current Ratio 11.16
Quick Ratio 1.98
Altman-Z 4.59
F-Score5
WACC9.19%
ROIC/WACC1.13
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-24.3%
EPS 3Y-5.66%
EPS 5Y12.07%
EPS Q2Q%-49.26%
EPS Next Y-0.12%
EPS Next 2Y4.65%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.93%
Revenue growth 3Y2.26%
Revenue growth 5Y7.72%
Sales Q2Q%-4.81%
Revenue Next Year0.5%
Revenue Next 2Y3.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.32%
EBIT growth 3Y-7.38%
EBIT growth 5Y9.1%
EBIT Next Year1.58%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y97.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y92.25%
OCF growth 3YN/A
OCF growth 5YN/A

M/I HOMES INC / MHO FAQ

What is the ChartMill fundamental rating of M/I HOMES INC (MHO) stock?

ChartMill assigns a fundamental rating of 6 / 10 to MHO.


Can you provide the valuation status for M/I HOMES INC?

ChartMill assigns a valuation rating of 7 / 10 to M/I HOMES INC (MHO). This can be considered as Undervalued.


How profitable is M/I HOMES INC (MHO) stock?

M/I HOMES INC (MHO) has a profitability rating of 7 / 10.


What is the financial health of M/I HOMES INC (MHO) stock?

The financial health rating of M/I HOMES INC (MHO) is 7 / 10.


What is the earnings growth outlook for M/I HOMES INC?

The Earnings per Share (EPS) of M/I HOMES INC (MHO) is expected to decline by -0.12% in the next year.