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MF INTERNATIONAL LTD-A (MFI) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:MFI - VGG6065C1216 - Common Stock

21.15 USD
+1.19 (+5.96%)
Last: 12/23/2025, 7:19:05 PM
Fundamental Rating

3

MFI gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. MFI scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. While showing a medium growth rate, MFI is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year MFI has reported negative net income.
MFI had a negative operating cash flow in the past year.
MFI had positive earnings in 4 of the past 5 years.
MFI had a positive operating cash flow in 4 of the past 5 years.
MFI Yearly Net Income VS EBIT VS OCF VS FCFMFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 10M -10M 20M -20M -30M

1.2 Ratios

MFI has a worse Return On Assets (-64.84%) than 96.22% of its industry peers.
The Return On Equity of MFI (-127.57%) is worse than 89.50% of its industry peers.
Industry RankSector Rank
ROA -64.84%
ROE -127.57%
ROIC N/A
ROA(3y)1.55%
ROA(5y)13.15%
ROE(3y)21.86%
ROE(5y)63.79%
ROIC(3y)N/A
ROIC(5y)N/A
MFI Yearly ROA, ROE, ROICMFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 -50 100

1.3 Margins

With a Gross Margin value of 43.13%, MFI perfoms like the industry average, outperforming 48.32% of the companies in the same industry.
In the last couple of years the Gross Margin of MFI has declined.
The Profit Margin and Operating Margin are not available for MFI so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 43.13%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.61%
GM growth 5YN/A
MFI Yearly Profit, Operating, Gross MarginsMFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 -20 40 -40 -60

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5

2. Health

2.1 Basic Checks

Compared to 1 year ago, MFI has more shares outstanding
The debt/assets ratio for MFI has been reduced compared to a year ago.
MFI Yearly Shares OutstandingMFI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 500K 1M 1.5M
MFI Yearly Total Debt VS Total AssetsMFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

2.2 Solvency

An Altman-Z score of 5.21 indicates that MFI is not in any danger for bankruptcy at the moment.
The Altman-Z score of MFI (5.21) is better than 85.29% of its industry peers.
A Debt/Equity ratio of 0.01 indicates that MFI is not too dependend on debt financing.
MFI has a better Debt to Equity ratio (0.01) than 83.61% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 5.21
ROIC/WACCN/A
WACCN/A
MFI Yearly LT Debt VS Equity VS FCFMFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 20M -20M

2.3 Liquidity

A Current Ratio of 1.36 indicates that MFI should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.36, MFI is in the better half of the industry, outperforming 65.55% of the companies in the same industry.
MFI has a Quick Ratio of 1.36. This is a normal value and indicates that MFI is financially healthy and should not expect problems in meeting its short term obligations.
MFI's Quick ratio of 1.36 is fine compared to the rest of the industry. MFI outperforms 65.97% of its industry peers.
Industry RankSector Rank
Current Ratio 1.36
Quick Ratio 1.36
MFI Yearly Current Assets VS Current LiabilitesMFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 10M 20M 30M

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4

3. Growth

3.1 Past

MFI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14128.76%.
Looking at the last year, MFI shows a decrease in Revenue. The Revenue has decreased by -5.27% in the last year.
MFI shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.79% yearly.
EPS 1Y (TTM)-14128.76%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-127.25%
Revenue 1Y (TTM)-5.27%
Revenue growth 3Y-6.79%
Revenue growth 5YN/A
Sales Q2Q%20.84%

3.2 Future

MFI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 22.80% yearly.
Based on estimates for the next years, MFI will show a very strong growth in Revenue. The Revenue will grow by 24.17% on average per year.
EPS Next Y5.39%
EPS Next 2Y28.36%
EPS Next 3Y22.8%
EPS Next 5YN/A
Revenue Next Year22.53%
Revenue Next 2Y23.75%
Revenue Next 3Y24.17%
Revenue Next 5YN/A

3.3 Evolution

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
MFI Yearly Revenue VS EstimatesMFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M
MFI Yearly EPS VS EstimatesMFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 -0.5 -1 -1.5

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1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for MFI. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for MFI. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
MFI Price Earnings VS Forward Price EarningsMFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 -100 -200

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
MFI Per share dataMFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 -2

4.3 Compensation for Growth

MFI's earnings are expected to grow with 22.80% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y28.36%
EPS Next 3Y22.8%

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0

5. Dividend

5.1 Amount

MFI does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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MF INTERNATIONAL LTD-A

NASDAQ:MFI (12/23/2025, 7:19:05 PM)

21.15

+1.19 (+5.96%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)04-27 2026-04-27
Inst Owners4.22%
Inst Owner Change-100%
Ins Owners82.75%
Ins Owner ChangeN/A
Market Cap35.11M
Revenue(TTM)28.68M
Net Income(TTM)-28.36M
AnalystsN/A
Price Target45.9 (117.02%)
Short Float %N/A
Short Ratio1.09
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.44
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)181.25%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-856.25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.24%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 9.52
P/FCF N/A
P/OCF N/A
P/B 12.29
P/tB 58.6
EV/EBITDA N/A
EPS(TTM)-2.2
EYN/A
EPS(NY)-0.07
Fwd EYN/A
FCF(TTM)-1.04
FCFYN/A
OCF(TTM)-0.53
OCFYN/A
SpS2.22
BVpS1.72
TBVpS0.36
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -64.84%
ROE -127.57%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 43.13%
FCFM N/A
ROA(3y)1.55%
ROA(5y)13.15%
ROE(3y)21.86%
ROE(5y)63.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.61%
GM growth 5YN/A
F-Score3
Asset Turnover0.66
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 123.73%
Cap/Sales 22.93%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.36
Quick Ratio 1.36
Altman-Z 5.21
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)135.63%
Cap/Depr(5y)118.15%
Cap/Sales(3y)24.17%
Cap/Sales(5y)21.24%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14128.76%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-127.25%
EPS Next Y5.39%
EPS Next 2Y28.36%
EPS Next 3Y22.8%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.27%
Revenue growth 3Y-6.79%
Revenue growth 5YN/A
Sales Q2Q%20.84%
Revenue Next Year22.53%
Revenue Next 2Y23.75%
Revenue Next 3Y24.17%
Revenue Next 5YN/A
EBIT growth 1Y-1133.85%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-500.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-170.14%
OCF growth 3YN/A
OCF growth 5YN/A

MF INTERNATIONAL LTD-A / MFI FAQ

What is the ChartMill fundamental rating of MF INTERNATIONAL LTD-A (MFI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to MFI.


What is the valuation status of MF INTERNATIONAL LTD-A (MFI) stock?

ChartMill assigns a valuation rating of 1 / 10 to MF INTERNATIONAL LTD-A (MFI). This can be considered as Overvalued.


Can you provide the profitability details for MF INTERNATIONAL LTD-A?

MF INTERNATIONAL LTD-A (MFI) has a profitability rating of 1 / 10.


What is the expected EPS growth for MF INTERNATIONAL LTD-A (MFI) stock?

The Earnings per Share (EPS) of MF INTERNATIONAL LTD-A (MFI) is expected to grow by 5.39% in the next year.


Can you provide the dividend sustainability for MFI stock?

The dividend rating of MF INTERNATIONAL LTD-A (MFI) is 0 / 10 and the dividend payout ratio is 0%.