MIZUHO FINANCIAL GROUP-ADR (MFG)
US60687Y1091 - ADR
Overall MFG gets a fundamental rating of 4 out of 10. We evaluated MFG against 406 industry peers in the Banks industry. MFG has a bad profitability rating. Also its financial health evaluation is rather negative. MFG has a decent growth rate and is not valued too expensively. Finally MFG also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year MFG was profitable.
MFG had a positive operating cash flow in the past year.
In the past 5 years MFG has always been profitable.
In the past 5 years MFG always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 0.24%, MFG is not doing good in the industry: 87.13% of the companies in the same industry are doing better.
The Return On Equity of MFG (6.64%) is worse than 61.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 6.64% | ||
| ROIC | N/A |
ROA(3y)0.23%
ROA(5y)0.22%
ROE(3y)6.19%
ROE(5y)5.78%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 17.49%, MFG is not doing good in the industry: 66.09% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of MFG has grown nicely.
The Operating Margin and Gross Margin are not available for MFG so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.49% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.55%
PM growth 5Y36.41%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MFG has about the same amount of shares outstanding.
The number of shares outstanding for MFG remains at a similar level compared to 5 years ago.
MFG has a worse debt/assets ratio than last year.
2.2 Solvency
MFG has a debt to FCF ratio of 38.23. This is a negative value and a sign of low solvency as MFG would need 38.23 years to pay back of all of its debts.
MFG's Debt to FCF ratio of 38.23 is on the low side compared to the rest of the industry. MFG is outperformed by 80.69% of its industry peers.
MFG has a Debt/Equity ratio of 6.08. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 6.08, MFG is doing worse than 99.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.08 | ||
| Debt/FCF | 38.23 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.2%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
MFG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 30.12%, which is quite impressive.
Measured over the past years, MFG shows a very strong growth in Earnings Per Share. The EPS has been growing by 47.83% on average per year.
Looking at the last year, MFG shows a quite strong growth in Revenue. The Revenue has grown by 8.56% in the last year.
Measured over the past years, MFG shows a quite strong growth in Revenue. The Revenue has been growing by 8.28% on average per year.
EPS 1Y (TTM)30.12%
EPS 3Y12.98%
EPS 5Y47.83%
EPS Q2Q%62.32%
Revenue 1Y (TTM)8.56%
Revenue growth 3Y10.15%
Revenue growth 5Y8.28%
Sales Q2Q%-63.43%
3.2 Future
MFG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.62% yearly.
Based on estimates for the next years, MFG will show a small growth in Revenue. The Revenue will grow by 7.79% on average per year.
EPS Next Y17.73%
EPS Next 2Y12.66%
EPS Next 3Y11.62%
EPS Next 5YN/A
Revenue Next Year15.25%
Revenue Next 2Y9.04%
Revenue Next 3Y7.79%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 11.48, the valuation of MFG can be described as reasonable.
Based on the Price/Earnings ratio, MFG is valued a bit cheaper than 67.33% of the companies in the same industry.
When comparing the Price/Earnings ratio of MFG to the average of the S&P500 Index (27.73), we can say MFG is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 11.12, the valuation of MFG can be described as reasonable.
The rest of the industry has a similar Price/Forward Earnings ratio as MFG.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.83, MFG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.48 | ||
| Fwd PE | 11.12 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, MFG is valued cheaper than 89.36% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
MFG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.65
PEG (5Y)0.24
EPS Next 2Y12.66%
EPS Next 3Y11.62%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.38%, MFG has a reasonable but not impressive dividend return.
MFG's Dividend Yield is a higher than the industry average which is at 3.02.
Compared to an average S&P500 Dividend Yield of 2.24, MFG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.38% |
5.2 History
The dividend of MFG has a limited annual growth rate of 4.29%.
MFG has been paying a dividend for at least 10 years, so it has a reliable track record.
MFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)4.29%
Div Incr Years7
Div Non Decr Years7
5.3 Sustainability
34.58% of the earnings are spent on dividend by MFG. This is a low number and sustainable payout ratio.
The dividend of MFG is growing, but earnings are growing more, so the dividend growth is sustainable.
DP34.58%
EPS Next 2Y12.66%
EPS Next 3Y11.62%
MIZUHO FINANCIAL GROUP-ADR
NYSE:MFG (12/20/2024, 8:24:09 PM)
After market: 4.99 +0.17 (+3.53%)4.82
-0.05 (-1.03%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners1.09%
Inst Owner Change38.69%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap61.09B
Analysts75.79
Price Target4.53 (-6.02%)
Short Float %0.11%
Short Ratio1.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.38% |
Dividend Growth(5Y)4.29%
DP34.58%
Div Incr Years7
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)43.82%
Min EPS beat(2)9.35%
Max EPS beat(2)78.29%
EPS beat(4)4
Avg EPS beat(4)41.33%
Min EPS beat(4)9.35%
Max EPS beat(4)78.29%
EPS beat(8)7
Avg EPS beat(8)25.21%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)310.74%
Min Revenue beat(2)226.75%
Max Revenue beat(2)394.74%
Revenue beat(4)4
Avg Revenue beat(4)288.39%
Min Revenue beat(4)222.13%
Max Revenue beat(4)394.74%
Revenue beat(8)8
Avg Revenue beat(8)176.98%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-51.18%
PT rev (3m)-51.64%
EPS NQ rev (1m)-0.02%
EPS NQ rev (3m)-0.02%
EPS NY rev (1m)0%
EPS NY rev (3m)2.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.41%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.48 | ||
| Fwd PE | 11.12 | ||
| P/S | 2.47 | ||
| P/FCF | 5.89 | ||
| P/OCF | 5.08 | ||
| P/B | 0.94 | ||
| P/tB | 1.01 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.42
EY8.71%
EPS(NY)0.43
Fwd EY8.99%
FCF(TTM)0.82
FCFY16.99%
OCF(TTM)0.95
OCFY19.67%
SpS1.95
BVpS5.15
TBVpS4.78
PEG (NY)0.65
PEG (5Y)0.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 6.64% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.49% | ||
| GM | N/A | ||
| FCFM | 41.93% |
ROA(3y)0.23%
ROA(5y)0.22%
ROE(3y)6.19%
ROE(5y)5.78%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.55%
PM growth 5Y36.41%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.08 | ||
| Debt/FCF | 38.23 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 144.23% | ||
| Cap/Sales | 6.62% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 239.76% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC6.2%
ROIC/WACCN/A
Cap/Depr(3y)112.68%
Cap/Depr(5y)123.73%
Cap/Sales(3y)5.14%
Cap/Sales(5y)6.32%
Profit Quality(3y)901.22%
Profit Quality(5y)1311.2%
High Growth Momentum
Growth
EPS 1Y (TTM)30.12%
EPS 3Y12.98%
EPS 5Y47.83%
EPS Q2Q%62.32%
EPS Next Y17.73%
EPS Next 2Y12.66%
EPS Next 3Y11.62%
EPS Next 5YN/A
Revenue 1Y (TTM)8.56%
Revenue growth 3Y10.15%
Revenue growth 5Y8.28%
Sales Q2Q%-63.43%
Revenue Next Year15.25%
Revenue Next 2Y9.04%
Revenue Next 3Y7.79%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-81.25%
FCF growth 3Y-53.7%
FCF growth 5YN/A
OCF growth 1Y-78.74%
OCF growth 3Y-51.59%
OCF growth 5YN/A