MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) Fundamental Analysis & Valuation

TSX:MFC-PR-Q • CA56501R6196

Current stock price

25 CAD
-0.38 (-1.5%)
Last:

This MFC-PR-Q.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. MFC-PR-Q.CA Profitability Analysis

1.1 Basic Checks

  • In the past year MFC-PR-Q was profitable.
  • In the past year MFC-PR-Q had a positive cash flow from operations.
  • MFC-PR-Q had positive earnings in 4 of the past 5 years.
  • In the past 5 years MFC-PR-Q always reported a positive cash flow from operatings.
MFC-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFMFC-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.51%, MFC-PR-Q is in line with its industry, outperforming 51.90% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 10.30%, MFC-PR-Q is doing worse than 74.68% of the companies in the same industry.
  • MFC-PR-Q has a better Return On Invested Capital (0.73%) than 63.29% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for MFC-PR-Q is below the industry average of 3.17%.
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROIC 0.73%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
MFC-PR-Q.CA Yearly ROA, ROE, ROICMFC-PR-Q.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • With an excellent Profit Margin value of 13.57%, MFC-PR-Q belongs to the best of the industry, outperforming 86.08% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MFC-PR-Q has grown nicely.
  • Looking at the Operating Margin, with a value of 22.28%, MFC-PR-Q belongs to the top of the industry, outperforming 83.54% of the companies in the same industry.
  • MFC-PR-Q's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 22.28%
PM (TTM) 13.57%
GM N/A
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
MFC-PR-Q.CA Yearly Profit, Operating, Gross MarginsMFC-PR-Q.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. MFC-PR-Q.CA Health Analysis

2.1 Basic Checks

  • MFC-PR-Q has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • MFC-PR-Q has less shares outstanding than it did 1 year ago.
  • MFC-PR-Q has less shares outstanding than it did 5 years ago.
  • MFC-PR-Q has a better debt/assets ratio than last year.
MFC-PR-Q.CA Yearly Shares OutstandingMFC-PR-Q.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
MFC-PR-Q.CA Yearly Total Debt VS Total AssetsMFC-PR-Q.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • MFC-PR-Q has a debt to FCF ratio of 0.46. This is a very positive value and a sign of high solvency as it would only need 0.46 years to pay back of all of its debts.
  • The Debt to FCF ratio of MFC-PR-Q (0.46) is better than 87.34% of its industry peers.
  • A Debt/Equity ratio of 0.29 indicates that MFC-PR-Q is not too dependend on debt financing.
  • MFC-PR-Q's Debt to Equity ratio of 0.29 is in line compared to the rest of the industry. MFC-PR-Q outperforms 50.63% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Altman-Z N/A
ROIC/WACC0.09
WACC8.16%
MFC-PR-Q.CA Yearly LT Debt VS Equity VS FCFMFC-PR-Q.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFC-PR-Q.CA Yearly Current Assets VS Current LiabilitesMFC-PR-Q.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. MFC-PR-Q.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 8.76% over the past year.
  • The Earnings Per Share has been growing by 8.86% on average over the past years. This is quite good.
  • MFC-PR-Q shows a small growth in Revenue. In the last year, the Revenue has grown by 3.39%.
  • The Revenue for MFC-PR-Q have been decreasing by -11.65% on average. This is quite bad
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%

3.2 Future

  • Based on estimates for the next years, MFC-PR-Q will show a small growth in Earnings Per Share. The EPS will grow by 4.26% on average per year.
  • MFC-PR-Q is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.32% yearly.
EPS Next Y9.32%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
EPS Next 5Y4.26%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y13.32%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MFC-PR-Q.CA Yearly Revenue VS EstimatesMFC-PR-Q.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
MFC-PR-Q.CA Yearly EPS VS EstimatesMFC-PR-Q.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

6

4. MFC-PR-Q.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 5.92, which indicates a rather cheap valuation of MFC-PR-Q.
  • MFC-PR-Q's Price/Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Earnings ratio is at 26.17. MFC-PR-Q is valued rather cheaply when compared to this.
  • MFC-PR-Q is valuated cheaply with a Price/Forward Earnings ratio of 5.42.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MFC-PR-Q is on the same level as its industry peers.
  • MFC-PR-Q's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.05.
Industry RankSector Rank
PE 5.92
Fwd PE 5.42
MFC-PR-Q.CA Price Earnings VS Forward Price EarningsMFC-PR-Q.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MFC-PR-Q is valued a bit cheaper than the industry average as 77.22% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, MFC-PR-Q is valued a bit cheaper than the industry average as 78.48% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.31
EV/EBITDA 3.14
MFC-PR-Q.CA Per share dataMFC-PR-Q.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • MFC-PR-Q's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.64
PEG (5Y)0.67
EPS Next 2Y9.22%
EPS Next 3Y9.66%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. MFC-PR-Q.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.15%, MFC-PR-Q is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.85, MFC-PR-Q has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.89, MFC-PR-Q pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.15%

5.2 History

  • On average, the dividend of MFC-PR-Q grows each year by 10.03%, which is quite nice.
  • MFC-PR-Q has been paying a dividend for over 5 years, so it has already some track record.
  • MFC-PR-Q has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)10.03%
Div Incr Years0
Div Non Decr Years7
MFC-PR-Q.CA Yearly Dividends per shareMFC-PR-Q.CA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • 62.94% of the earnings are spent on dividend by MFC-PR-Q. This is not a sustainable payout ratio.
  • The dividend of MFC-PR-Q is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP62.94%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
MFC-PR-Q.CA Yearly Income VS Free CF VS DividendMFC-PR-Q.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B
MFC-PR-Q.CA Dividend Payout.MFC-PR-Q.CA Dividend Payout, showing the Payout Ratio.MFC-PR-Q.CA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

MFC-PR-Q.CA Fundamentals: All Metrics, Ratios and Statistics

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP

TSX:MFC-PR-Q (4/2/2026, 7:00:00 PM)

25

-0.38 (-1.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-05
Inst Owners55.76%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap41.91B
Revenue(TTM)38.71B
Net Income(TTM)5.25B
Analysts75.79
Price Target29.63 (18.52%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.15%
Yearly Dividend1.94
Dividend Growth(5Y)10.03%
DP62.94%
Div Incr Years0
Div Non Decr Years7
Ex-Date02-25
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.84%
Min EPS beat(2)4.6%
Max EPS beat(2)11.07%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-2.89%
Max EPS beat(4)11.07%
EPS beat(8)6
Avg EPS beat(8)3.82%
EPS beat(12)9
Avg EPS beat(12)4.24%
EPS beat(16)11
Avg EPS beat(16)3.12%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)7.87%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.44%
EPS NY rev (1m)0%
EPS NY rev (3m)1.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 5.92
Fwd PE 5.42
P/S 1.08
P/FCF 1.31
P/OCF 1.31
P/B 0.82
P/tB 1.08
EV/EBITDA 3.14
EPS(TTM)4.22
EY16.88%
EPS(NY)4.61
Fwd EY18.45%
FCF(TTM)19.15
FCFY76.61%
OCF(TTM)19.15
OCFY76.61%
SpS23.09
BVpS30.4
TBVpS23.05
PEG (NY)0.64
PEG (5Y)0.67
Graham Number53.73
Profitability
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROCE 0.86%
ROIC 0.73%
ROICexc 0.75%
ROICexgc 1.75%
OM 22.28%
PM (TTM) 13.57%
GM N/A
FCFM 82.95%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
ROICexc(3y)0.78%
ROICexc(5y)N/A
ROICexgc(3y)1.78%
ROICexgc(5y)N/A
ROCE(3y)0.9%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y4.35%
ROICexc growth 3YN/A
ROICexc growth 5Y3.45%
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Debt/EBITDA 1.54
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.69
Cash Conversion 337.91%
Profit Quality 611.41%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC8.16%
ROIC/WACC0.09
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)519.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
EPS Next Y9.32%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
EPS Next 5Y4.26%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y13.32%
EBIT growth 1Y-1.68%
EBIT growth 3YN/A
EBIT growth 5Y6.73%
EBIT Next Year-67.9%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y21.18%
FCF growth 3Y24.52%
FCF growth 5Y9.88%
OCF growth 1Y21.18%
OCF growth 3Y24.52%
OCF growth 5Y9.88%

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP / MFC-PR-Q.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP?

ChartMill assigns a fundamental rating of 5 / 10 to MFC-PR-Q.CA.


What is the valuation status of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA). This can be considered as Fairly Valued.


How profitable is MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) stock?

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) has a profitability rating of 5 / 10.


What are the PE and PB ratios of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) stock?

The Price/Earnings (PE) ratio for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) is 5.92 and the Price/Book (PB) ratio is 0.82.


Can you provide the expected EPS growth for MFC-PR-Q stock?

The Earnings per Share (EPS) of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) is expected to grow by 9.32% in the next year.