MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) Fundamental Analysis & Valuation

TSX:MFC-PR-Q • CA56501R6196

Current stock price

25.35 CAD
+0.02 (+0.08%)
Last:

This MFC-PR-Q.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. MFC-PR-Q.CA Profitability Analysis

1.1 Basic Checks

  • MFC-PR-Q had positive earnings in the past year.
  • In the past year MFC-PR-Q had a positive cash flow from operations.
  • Of the past 5 years MFC-PR-Q 4 years were profitable.
  • MFC-PR-Q had a positive operating cash flow in each of the past 5 years.
MFC-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFMFC-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B

1.2 Ratios

  • MFC-PR-Q's Return On Assets of 0.51% is in line compared to the rest of the industry. MFC-PR-Q outperforms 52.56% of its industry peers.
  • MFC-PR-Q has a worse Return On Equity (10.30%) than 74.36% of its industry peers.
  • The Return On Invested Capital of MFC-PR-Q (0.73%) is better than 62.82% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for MFC-PR-Q is below the industry average of 3.17%.
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROIC 0.73%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
MFC-PR-Q.CA Yearly ROA, ROE, ROICMFC-PR-Q.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • The Profit Margin of MFC-PR-Q (13.57%) is better than 84.62% of its industry peers.
  • In the last couple of years the Profit Margin of MFC-PR-Q has grown nicely.
  • The Operating Margin of MFC-PR-Q (22.28%) is better than 82.05% of its industry peers.
  • MFC-PR-Q's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 22.28%
PM (TTM) 13.57%
GM N/A
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
MFC-PR-Q.CA Yearly Profit, Operating, Gross MarginsMFC-PR-Q.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. MFC-PR-Q.CA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MFC-PR-Q is destroying value.
  • MFC-PR-Q has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for MFC-PR-Q has been reduced compared to 5 years ago.
  • The debt/assets ratio for MFC-PR-Q has been reduced compared to a year ago.
MFC-PR-Q.CA Yearly Shares OutstandingMFC-PR-Q.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
MFC-PR-Q.CA Yearly Total Debt VS Total AssetsMFC-PR-Q.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • MFC-PR-Q has a debt to FCF ratio of 0.46. This is a very positive value and a sign of high solvency as it would only need 0.46 years to pay back of all of its debts.
  • The Debt to FCF ratio of MFC-PR-Q (0.46) is better than 85.90% of its industry peers.
  • A Debt/Equity ratio of 0.29 indicates that MFC-PR-Q is not too dependend on debt financing.
  • MFC-PR-Q's Debt to Equity ratio of 0.29 is in line compared to the rest of the industry. MFC-PR-Q outperforms 48.72% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Altman-Z N/A
ROIC/WACC0.09
WACC8.16%
MFC-PR-Q.CA Yearly LT Debt VS Equity VS FCFMFC-PR-Q.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFC-PR-Q.CA Yearly Current Assets VS Current LiabilitesMFC-PR-Q.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. MFC-PR-Q.CA Growth Analysis

3.1 Past

  • MFC-PR-Q shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.76%, which is quite good.
  • MFC-PR-Q shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.86% yearly.
  • The Revenue has been growing slightly by 3.39% in the past year.
  • The Revenue for MFC-PR-Q have been decreasing by -11.65% on average. This is quite bad
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%

3.2 Future

  • Based on estimates for the next years, MFC-PR-Q will show a small growth in Earnings Per Share. The EPS will grow by 4.26% on average per year.
  • The Revenue is expected to grow by 13.32% on average over the next years. This is quite good.
EPS Next Y9.32%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
EPS Next 5Y4.26%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y13.32%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MFC-PR-Q.CA Yearly Revenue VS EstimatesMFC-PR-Q.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
MFC-PR-Q.CA Yearly EPS VS EstimatesMFC-PR-Q.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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6

4. MFC-PR-Q.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 6.01 indicates a rather cheap valuation of MFC-PR-Q.
  • The rest of the industry has a similar Price/Earnings ratio as MFC-PR-Q.
  • MFC-PR-Q is valuated cheaply when we compare the Price/Earnings ratio to 25.61, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 5.49 indicates a rather cheap valuation of MFC-PR-Q.
  • The rest of the industry has a similar Price/Forward Earnings ratio as MFC-PR-Q.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.79, MFC-PR-Q is valued rather cheaply.
Industry RankSector Rank
PE 6.01
Fwd PE 5.49
MFC-PR-Q.CA Price Earnings VS Forward Price EarningsMFC-PR-Q.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MFC-PR-Q indicates a somewhat cheap valuation: MFC-PR-Q is cheaper than 75.64% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, MFC-PR-Q is valued a bit cheaper than the industry average as 76.92% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.32
EV/EBITDA 3.2
MFC-PR-Q.CA Per share dataMFC-PR-Q.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.64
PEG (5Y)0.68
EPS Next 2Y9.22%
EPS Next 3Y9.66%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. MFC-PR-Q.CA Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.17%, MFC-PR-Q is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 3.76, MFC-PR-Q has a dividend in line with its industry peers.
  • MFC-PR-Q's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 4.17%

5.2 History

  • On average, the dividend of MFC-PR-Q grows each year by 10.03%, which is quite nice.
  • MFC-PR-Q has been paying a dividend for over 5 years, so it has already some track record.
  • As MFC-PR-Q did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)10.03%
Div Incr Years2
Div Non Decr Years6
MFC-PR-Q.CA Yearly Dividends per shareMFC-PR-Q.CA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • MFC-PR-Q pays out 62.94% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of MFC-PR-Q is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP62.94%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
MFC-PR-Q.CA Yearly Income VS Free CF VS DividendMFC-PR-Q.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B
MFC-PR-Q.CA Dividend Payout.MFC-PR-Q.CA Dividend Payout, showing the Payout Ratio.MFC-PR-Q.CA Dividend Payout.PayoutRetained Earnings

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MFC-PR-Q.CA Fundamentals: All Metrics, Ratios and Statistics

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP

TSX:MFC-PR-Q (3/25/2026, 7:00:00 PM)

25.35

+0.02 (+0.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-05
Inst Owners55.76%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap42.49B
Revenue(TTM)38.71B
Net Income(TTM)5.25B
Analysts75.79
Price Target29.63 (16.88%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.17%
Yearly Dividend1.94
Dividend Growth(5Y)10.03%
DP62.94%
Div Incr Years2
Div Non Decr Years6
Ex-Date02-25
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.84%
Min EPS beat(2)4.6%
Max EPS beat(2)11.07%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-2.89%
Max EPS beat(4)11.07%
EPS beat(8)6
Avg EPS beat(8)3.82%
EPS beat(12)9
Avg EPS beat(12)4.24%
EPS beat(16)11
Avg EPS beat(16)3.12%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)8.98%
PT rev (3m)7.87%
EPS NQ rev (1m)1.62%
EPS NQ rev (3m)1.44%
EPS NY rev (1m)1.1%
EPS NY rev (3m)1.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 6.01
Fwd PE 5.49
P/S 1.1
P/FCF 1.32
P/OCF 1.32
P/B 0.83
P/tB 1.1
EV/EBITDA 3.2
EPS(TTM)4.22
EY16.65%
EPS(NY)4.61
Fwd EY18.2%
FCF(TTM)19.15
FCFY75.55%
OCF(TTM)19.15
OCFY75.55%
SpS23.09
BVpS30.4
TBVpS23.05
PEG (NY)0.64
PEG (5Y)0.68
Graham Number53.73
Profitability
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROCE 0.86%
ROIC 0.73%
ROICexc 0.75%
ROICexgc 1.75%
OM 22.28%
PM (TTM) 13.57%
GM N/A
FCFM 82.95%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
ROICexc(3y)0.78%
ROICexc(5y)N/A
ROICexgc(3y)1.78%
ROICexgc(5y)N/A
ROCE(3y)0.9%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y4.35%
ROICexc growth 3YN/A
ROICexc growth 5Y3.45%
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Debt/EBITDA 1.54
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.69
Cash Conversion 337.91%
Profit Quality 611.41%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC8.16%
ROIC/WACC0.09
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)519.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
EPS Next Y9.32%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
EPS Next 5Y4.26%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y13.32%
EBIT growth 1Y-1.68%
EBIT growth 3YN/A
EBIT growth 5Y6.73%
EBIT Next Year-67.9%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y21.18%
FCF growth 3Y24.52%
FCF growth 5Y9.88%
OCF growth 1Y21.18%
OCF growth 3Y24.52%
OCF growth 5Y9.88%

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP / MFC-PR-Q.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP?

ChartMill assigns a fundamental rating of 5 / 10 to MFC-PR-Q.CA.


What is the valuation status of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP?

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) has a profitability rating of 5 / 10.


Can you provide the financial health for MFC-PR-Q stock?

The financial health rating of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) is 4 / 10.


What is the earnings growth outlook for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP?

The Earnings per Share (EPS) of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) is expected to grow by 9.32% in the next year.