MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) Fundamental Analysis & Valuation

TSX:MFC-PR-Q • CA56501R6196

25.69 CAD
+0.29 (+1.14%)
Last: Mar 12, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This MFC-PR-Q.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Taking everything into account, MFC-PR-Q scores 5 out of 10 in our fundamental rating. MFC-PR-Q was compared to 80 industry peers in the Insurance industry. MFC-PR-Q has only an average score on both its financial health and profitability. MFC-PR-Q has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

5

1. MFC-PR-Q.CA Profitability Analysis

1.1 Basic Checks

  • In the past year MFC-PR-Q was profitable.
  • In the past year MFC-PR-Q had a positive cash flow from operations.
  • Of the past 5 years MFC-PR-Q 4 years were profitable.
  • In the past 5 years MFC-PR-Q always reported a positive cash flow from operatings.
MFC-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFMFC-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B

1.2 Ratios

  • MFC-PR-Q has a Return On Assets of 0.51%. This is comparable to the rest of the industry: MFC-PR-Q outperforms 50.00% of its industry peers.
  • MFC-PR-Q has a worse Return On Equity (10.30%) than 77.50% of its industry peers.
  • MFC-PR-Q has a Return On Invested Capital of 0.73%. This is in the better half of the industry: MFC-PR-Q outperforms 61.25% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for MFC-PR-Q is below the industry average of 3.17%.
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROIC 0.73%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
MFC-PR-Q.CA Yearly ROA, ROE, ROICMFC-PR-Q.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • With an excellent Profit Margin value of 13.57%, MFC-PR-Q belongs to the best of the industry, outperforming 82.50% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MFC-PR-Q has grown nicely.
  • With a decent Operating Margin value of 22.28%, MFC-PR-Q is doing good in the industry, outperforming 80.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of MFC-PR-Q has grown nicely.
Industry RankSector Rank
OM 22.28%
PM (TTM) 13.57%
GM N/A
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
MFC-PR-Q.CA Yearly Profit, Operating, Gross MarginsMFC-PR-Q.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. MFC-PR-Q.CA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MFC-PR-Q is destroying value.
  • The number of shares outstanding for MFC-PR-Q has been reduced compared to 1 year ago.
  • The number of shares outstanding for MFC-PR-Q has been reduced compared to 5 years ago.
  • The debt/assets ratio for MFC-PR-Q has been reduced compared to a year ago.
MFC-PR-Q.CA Yearly Shares OutstandingMFC-PR-Q.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
MFC-PR-Q.CA Yearly Total Debt VS Total AssetsMFC-PR-Q.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • MFC-PR-Q has a debt to FCF ratio of 0.46. This is a very positive value and a sign of high solvency as it would only need 0.46 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 0.46, MFC-PR-Q belongs to the top of the industry, outperforming 83.75% of the companies in the same industry.
  • A Debt/Equity ratio of 0.29 indicates that MFC-PR-Q is not too dependend on debt financing.
  • MFC-PR-Q's Debt to Equity ratio of 0.29 is in line compared to the rest of the industry. MFC-PR-Q outperforms 47.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Altman-Z N/A
ROIC/WACC0.09
WACC8.24%
MFC-PR-Q.CA Yearly LT Debt VS Equity VS FCFMFC-PR-Q.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFC-PR-Q.CA Yearly Current Assets VS Current LiabilitesMFC-PR-Q.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. MFC-PR-Q.CA Growth Analysis

3.1 Past

  • MFC-PR-Q shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.76%, which is quite good.
  • MFC-PR-Q shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.86% yearly.
  • Looking at the last year, MFC-PR-Q shows a small growth in Revenue. The Revenue has grown by 3.39% in the last year.
  • Measured over the past years, MFC-PR-Q shows a very negative growth in Revenue. The Revenue has been decreasing by -11.65% on average per year.
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.26% on average over the next years.
  • MFC-PR-Q is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.32% yearly.
EPS Next Y9.32%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
EPS Next 5Y4.26%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y13.32%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MFC-PR-Q.CA Yearly Revenue VS EstimatesMFC-PR-Q.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
MFC-PR-Q.CA Yearly EPS VS EstimatesMFC-PR-Q.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

6

4. MFC-PR-Q.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 6.09, the valuation of MFC-PR-Q can be described as very cheap.
  • 61.25% of the companies in the same industry are cheaper than MFC-PR-Q, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 25.71, MFC-PR-Q is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 5.57, the valuation of MFC-PR-Q can be described as very cheap.
  • MFC-PR-Q's Price/Forward Earnings is on the same level as the industry average.
  • The average S&P500 Price/Forward Earnings ratio is at 23.82. MFC-PR-Q is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 6.09
Fwd PE 5.57
MFC-PR-Q.CA Price Earnings VS Forward Price EarningsMFC-PR-Q.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 73.75% of the companies in the same industry are more expensive than MFC-PR-Q, based on the Enterprise Value to EBITDA ratio.
  • 75.00% of the companies in the same industry are more expensive than MFC-PR-Q, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 1.34
EV/EBITDA 3.27
MFC-PR-Q.CA Per share dataMFC-PR-Q.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.65
PEG (5Y)0.69
EPS Next 2Y9.22%
EPS Next 3Y9.66%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. MFC-PR-Q.CA Dividend Analysis

5.1 Amount

  • MFC-PR-Q has a Yearly Dividend Yield of 3.06%.
  • Compared to an average industry Dividend Yield of 3.81, MFC-PR-Q is paying slightly less dividend.
  • MFC-PR-Q's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.06%

5.2 History

  • On average, the dividend of MFC-PR-Q grows each year by 10.03%, which is quite nice.
  • MFC-PR-Q has been paying a dividend for over 5 years, so it has already some track record.
  • MFC-PR-Q has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)10.03%
Div Incr Years2
Div Non Decr Years6
MFC-PR-Q.CA Yearly Dividends per shareMFC-PR-Q.CA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • MFC-PR-Q pays out 62.94% of its income as dividend. This is not a sustainable payout ratio.
  • MFC-PR-Q's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP62.94%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
MFC-PR-Q.CA Yearly Income VS Free CF VS DividendMFC-PR-Q.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B
MFC-PR-Q.CA Dividend Payout.MFC-PR-Q.CA Dividend Payout, showing the Payout Ratio.MFC-PR-Q.CA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

MFC-PR-Q.CA Fundamentals: All Metrics, Ratios and Statistics

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP

TSX:MFC-PR-Q (3/12/2026, 7:00:00 PM)

25.69

+0.29 (+1.14%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-05
Inst Owners55.76%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap43.08B
Revenue(TTM)38.71B
Net Income(TTM)5.25B
Analysts75.79
Price Target29.63 (15.34%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.06%
Yearly Dividend1.94
Dividend Growth(5Y)10.03%
DP62.94%
Div Incr Years2
Div Non Decr Years6
Ex-Date02-25
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.84%
Min EPS beat(2)4.6%
Max EPS beat(2)11.07%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-2.89%
Max EPS beat(4)11.07%
EPS beat(8)6
Avg EPS beat(8)3.82%
EPS beat(12)9
Avg EPS beat(12)4.24%
EPS beat(16)11
Avg EPS beat(16)3.12%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)8.98%
PT rev (3m)5.76%
EPS NQ rev (1m)1.62%
EPS NQ rev (3m)1.44%
EPS NY rev (1m)1.1%
EPS NY rev (3m)1.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 6.09
Fwd PE 5.57
P/S 1.11
P/FCF 1.34
P/OCF 1.34
P/B 0.85
P/tB 1.11
EV/EBITDA 3.27
EPS(TTM)4.22
EY16.43%
EPS(NY)4.61
Fwd EY17.96%
FCF(TTM)19.15
FCFY74.53%
OCF(TTM)19.15
OCFY74.53%
SpS23.08
BVpS30.39
TBVpS23.04
PEG (NY)0.65
PEG (5Y)0.69
Graham Number53.72
Profitability
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROCE 0.86%
ROIC 0.73%
ROICexc 0.75%
ROICexgc 1.75%
OM 22.28%
PM (TTM) 13.57%
GM N/A
FCFM 82.95%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
ROICexc(3y)0.78%
ROICexc(5y)N/A
ROICexgc(3y)1.78%
ROICexgc(5y)N/A
ROCE(3y)0.9%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y4.35%
ROICexc growth 3YN/A
ROICexc growth 5Y3.45%
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Debt/EBITDA 1.54
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.69
Cash Conversion 337.91%
Profit Quality 611.41%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC8.24%
ROIC/WACC0.09
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)519.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
EPS Next Y9.32%
EPS Next 2Y9.22%
EPS Next 3Y9.66%
EPS Next 5Y4.26%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y13.32%
EBIT growth 1Y-1.68%
EBIT growth 3YN/A
EBIT growth 5Y6.73%
EBIT Next Year-67.9%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y21.18%
FCF growth 3Y24.52%
FCF growth 5Y9.88%
OCF growth 1Y21.18%
OCF growth 3Y24.52%
OCF growth 5Y9.88%

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP / MFC-PR-Q.CA FAQ

Can you provide the ChartMill fundamental rating for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP?

ChartMill assigns a fundamental rating of 5 / 10 to MFC-PR-Q.CA.


What is the valuation status of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP?

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) has a profitability rating of 5 / 10.


Can you provide the financial health for MFC-PR-Q stock?

The financial health rating of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) is 4 / 10.


What is the earnings growth outlook for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP?

The Earnings per Share (EPS) of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) is expected to grow by 9.32% in the next year.