MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) Fundamental Analysis & Valuation

TSX:MFC-PR-Q • CA56501R6196

Current stock price

25.63 CAD
-0.07 (-0.27%)
Last:

This MFC-PR-Q.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. MFC-PR-Q.CA Profitability Analysis

1.1 Basic Checks

  • In the past year MFC-PR-Q was profitable.
  • MFC-PR-Q had a positive operating cash flow in the past year.
  • Of the past 5 years MFC-PR-Q 4 years were profitable.
  • Each year in the past 5 years MFC-PR-Q had a positive operating cash flow.
MFC-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFMFC-PR-Q.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B

1.2 Ratios

  • MFC-PR-Q has a Return On Assets of 0.51%. This is comparable to the rest of the industry: MFC-PR-Q outperforms 55.70% of its industry peers.
  • The Return On Equity of MFC-PR-Q (10.30%) is worse than 73.42% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 0.73%, MFC-PR-Q is in the better half of the industry, outperforming 64.56% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for MFC-PR-Q is below the industry average of 3.22%.
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROIC 0.73%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
MFC-PR-Q.CA Yearly ROA, ROE, ROICMFC-PR-Q.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • MFC-PR-Q has a Profit Margin of 13.57%. This is amongst the best in the industry. MFC-PR-Q outperforms 86.08% of its industry peers.
  • MFC-PR-Q's Profit Margin has improved in the last couple of years.
  • MFC-PR-Q's Operating Margin of 22.28% is amongst the best of the industry. MFC-PR-Q outperforms 83.54% of its industry peers.
  • In the last couple of years the Operating Margin of MFC-PR-Q has grown nicely.
Industry RankSector Rank
OM 22.28%
PM (TTM) 13.57%
GM N/A
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
MFC-PR-Q.CA Yearly Profit, Operating, Gross MarginsMFC-PR-Q.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. MFC-PR-Q.CA Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MFC-PR-Q is destroying value.
  • Compared to 1 year ago, MFC-PR-Q has less shares outstanding
  • The number of shares outstanding for MFC-PR-Q has been reduced compared to 5 years ago.
  • Compared to 1 year ago, MFC-PR-Q has an improved debt to assets ratio.
MFC-PR-Q.CA Yearly Shares OutstandingMFC-PR-Q.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
MFC-PR-Q.CA Yearly Total Debt VS Total AssetsMFC-PR-Q.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • The Debt to FCF ratio of MFC-PR-Q is 0.46, which is an excellent value as it means it would take MFC-PR-Q, only 0.46 years of fcf income to pay off all of its debts.
  • MFC-PR-Q has a Debt to FCF ratio of 0.46. This is amongst the best in the industry. MFC-PR-Q outperforms 87.34% of its industry peers.
  • MFC-PR-Q has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of MFC-PR-Q (0.29) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Altman-Z N/A
ROIC/WACC0.09
WACC8.27%
MFC-PR-Q.CA Yearly LT Debt VS Equity VS FCFMFC-PR-Q.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFC-PR-Q.CA Yearly Current Assets VS Current LiabilitesMFC-PR-Q.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. MFC-PR-Q.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 8.76% over the past year.
  • MFC-PR-Q shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.86% yearly.
  • MFC-PR-Q shows a small growth in Revenue. In the last year, the Revenue has grown by 3.39%.
  • MFC-PR-Q shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -11.65% yearly.
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.40% on average over the next years.
  • The Revenue is expected to grow by 11.42% on average over the next years. This is quite good.
EPS Next Y9.1%
EPS Next 2Y9.21%
EPS Next 3Y9.86%
EPS Next 5Y6.4%
Revenue Next Year7.92%
Revenue Next 2Y7.07%
Revenue Next 3Y7.22%
Revenue Next 5Y11.42%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
MFC-PR-Q.CA Yearly Revenue VS EstimatesMFC-PR-Q.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 20B 40B 60B 80B
MFC-PR-Q.CA Yearly EPS VS EstimatesMFC-PR-Q.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1 2 3 4 5

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6

4. MFC-PR-Q.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • MFC-PR-Q is valuated cheaply with a Price/Earnings ratio of 6.07.
  • MFC-PR-Q's Price/Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Earnings ratio of 26.64, MFC-PR-Q is valued rather cheaply.
  • The Price/Forward Earnings ratio is 5.57, which indicates a rather cheap valuation of MFC-PR-Q.
  • MFC-PR-Q's Price/Forward Earnings ratio is in line with the industry average.
  • MFC-PR-Q's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.36.
Industry RankSector Rank
PE 6.07
Fwd PE 5.57
MFC-PR-Q.CA Price Earnings VS Forward Price EarningsMFC-PR-Q.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MFC-PR-Q indicates a somewhat cheap valuation: MFC-PR-Q is cheaper than 77.22% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MFC-PR-Q indicates a somewhat cheap valuation: MFC-PR-Q is cheaper than 77.22% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 1.33
EV/EBITDA 3.26
MFC-PR-Q.CA Per share dataMFC-PR-Q.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • MFC-PR-Q's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.67
PEG (5Y)0.69
EPS Next 2Y9.21%
EPS Next 3Y9.86%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. MFC-PR-Q.CA Dividend Analysis

5.1 Amount

  • MFC-PR-Q has a Yearly Dividend Yield of 3.66%. Purely for dividend investing, there may be better candidates out there.
  • MFC-PR-Q's Dividend Yield is slightly below the industry average, which is at 3.61.
  • Compared to an average S&P500 Dividend Yield of 1.82, MFC-PR-Q pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.66%

5.2 History

  • The dividend of MFC-PR-Q is nicely growing with an annual growth rate of 10.03%!
  • MFC-PR-Q has been paying a dividend for over 5 years, so it has already some track record.
  • MFC-PR-Q has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)10.03%
Div Incr Years0
Div Non Decr Years7
MFC-PR-Q.CA Yearly Dividends per shareMFC-PR-Q.CA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • MFC-PR-Q pays out 62.94% of its income as dividend. This is not a sustainable payout ratio.
  • MFC-PR-Q's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP62.94%
EPS Next 2Y9.21%
EPS Next 3Y9.86%
MFC-PR-Q.CA Yearly Income VS Free CF VS DividendMFC-PR-Q.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B
MFC-PR-Q.CA Dividend Payout.MFC-PR-Q.CA Dividend Payout, showing the Payout Ratio.MFC-PR-Q.CA Dividend Payout.PayoutRetained Earnings

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MFC-PR-Q.CA Fundamentals: All Metrics, Ratios and Statistics

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP

TSX:MFC-PR-Q (5/1/2026, 7:00:00 PM)

25.63

-0.07 (-0.27%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Industry Strength39.37
Industry Growth44.03
Earnings (Last)02-11
Earnings (Next)05-13
Inst Owners55.61%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap42.86B
Revenue(TTM)38.71B
Net Income(TTM)5.25B
Analysts75.79
Price Target28.31 (10.46%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.66%
Yearly Dividend1.94
Dividend Growth(5Y)10.03%
DP62.94%
Div Incr Years0
Div Non Decr Years7
Ex-Date02-25
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.84%
Min EPS beat(2)4.6%
Max EPS beat(2)11.07%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-2.89%
Max EPS beat(4)11.07%
EPS beat(8)6
Avg EPS beat(8)3.82%
EPS beat(12)9
Avg EPS beat(12)4.24%
EPS beat(16)11
Avg EPS beat(16)3.12%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.45%
PT rev (3m)3.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.62%
EPS NY rev (1m)-0.2%
EPS NY rev (3m)0.89%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.53%
Revenue NY rev (3m)-0.53%
Valuation
Industry RankSector Rank
PE 6.07
Fwd PE 5.57
P/S 1.11
P/FCF 1.33
P/OCF 1.33
P/B 0.84
P/tB 1.11
EV/EBITDA 3.26
EPS(TTM)4.22
EY16.47%
EPS(NY)4.6
Fwd EY17.96%
FCF(TTM)19.2
FCFY74.91%
OCF(TTM)19.2
OCFY74.91%
SpS23.15
BVpS30.47
TBVpS23.1
PEG (NY)0.67
PEG (5Y)0.69
Graham Number53.7901 (109.87%)
Profitability
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROCE 0.86%
ROIC 0.73%
ROICexc 0.75%
ROICexgc 1.75%
OM 22.28%
PM (TTM) 13.57%
GM N/A
FCFM 82.95%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
ROICexc(3y)0.78%
ROICexc(5y)N/A
ROICexgc(3y)1.78%
ROICexgc(5y)N/A
ROCE(3y)0.9%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y4.35%
ROICexc growth 3YN/A
ROICexc growth 5Y3.45%
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Debt/EBITDA 1.54
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.69
Cash Conversion 337.91%
Profit Quality 611.41%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC8.27%
ROIC/WACC0.09
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)519.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
EPS Next Y9.1%
EPS Next 2Y9.21%
EPS Next 3Y9.86%
EPS Next 5Y6.4%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%
Revenue Next Year7.92%
Revenue Next 2Y7.07%
Revenue Next 3Y7.22%
Revenue Next 5Y11.42%
EBIT growth 1Y-1.68%
EBIT growth 3YN/A
EBIT growth 5Y6.73%
EBIT Next Year-67.9%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y21.18%
FCF growth 3Y24.52%
FCF growth 5Y9.88%
OCF growth 1Y21.18%
OCF growth 3Y24.52%
OCF growth 5Y9.88%

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP / MFC-PR-Q.CA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP?

ChartMill assigns a fundamental rating of 5 / 10 to MFC-PR-Q.CA.


What is the valuation status of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA). This can be considered as Fairly Valued.


How profitable is MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) stock?

MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) has a profitability rating of 5 / 10.


What are the PE and PB ratios of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) stock?

The Price/Earnings (PE) ratio for MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) is 6.07 and the Price/Book (PB) ratio is 0.84.


Can you provide the expected EPS growth for MFC-PR-Q stock?

The Earnings per Share (EPS) of MANULIFE FINANCIAL CORP - MFCCN 5.942 PERP (MFC-PR-Q.CA) is expected to grow by 9.1% in the next year.