MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP (MFC-PR-J.CA) Fundamental Analysis & Valuation

TSX:MFC-PR-J • CA56501R7673

Current stock price

26.33 CAD
+0.33 (+1.27%)
Last:

This MFC-PR-J.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. MFC-PR-J.CA Profitability Analysis

1.1 Basic Checks

  • In the past year MFC-PR-J was profitable.
  • In the past year MFC-PR-J had a positive cash flow from operations.
  • Of the past 5 years MFC-PR-J 4 years were profitable.
  • MFC-PR-J had a positive operating cash flow in each of the past 5 years.
MFC-PR-J.CA Yearly Net Income VS EBIT VS OCF VS FCFMFC-PR-J.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.51%, MFC-PR-J is in line with its industry, outperforming 50.63% of the companies in the same industry.
  • MFC-PR-J has a worse Return On Equity (10.30%) than 77.22% of its industry peers.
  • MFC-PR-J's Return On Invested Capital of 0.73% is in line compared to the rest of the industry. MFC-PR-J outperforms 59.49% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for MFC-PR-J is below the industry average of 3.28%.
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROIC 0.73%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
MFC-PR-J.CA Yearly ROA, ROE, ROICMFC-PR-J.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 13.57%, MFC-PR-J belongs to the top of the industry, outperforming 82.28% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MFC-PR-J has grown nicely.
  • MFC-PR-J's Operating Margin of 22.28% is fine compared to the rest of the industry. MFC-PR-J outperforms 79.75% of its industry peers.
  • In the last couple of years the Operating Margin of MFC-PR-J has grown nicely.
Industry RankSector Rank
OM 22.28%
PM (TTM) 13.57%
GM N/A
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
MFC-PR-J.CA Yearly Profit, Operating, Gross MarginsMFC-PR-J.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20

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4

2. MFC-PR-J.CA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MFC-PR-J is destroying value.
  • The number of shares outstanding for MFC-PR-J has been reduced compared to 1 year ago.
  • The number of shares outstanding for MFC-PR-J has been reduced compared to 5 years ago.
  • Compared to 1 year ago, MFC-PR-J has an improved debt to assets ratio.
MFC-PR-J.CA Yearly Shares OutstandingMFC-PR-J.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B
MFC-PR-J.CA Yearly Total Debt VS Total AssetsMFC-PR-J.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • MFC-PR-J has a debt to FCF ratio of 0.46. This is a very positive value and a sign of high solvency as it would only need 0.46 years to pay back of all of its debts.
  • The Debt to FCF ratio of MFC-PR-J (0.46) is better than 83.54% of its industry peers.
  • A Debt/Equity ratio of 0.29 indicates that MFC-PR-J is not too dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.29, MFC-PR-J is in line with its industry, outperforming 46.84% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Altman-Z N/A
ROIC/WACC0.09
WACC8.15%
MFC-PR-J.CA Yearly LT Debt VS Equity VS FCFMFC-PR-J.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MFC-PR-J.CA Yearly Current Assets VS Current LiabilitesMFC-PR-J.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. MFC-PR-J.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 8.76% over the past year.
  • The Earnings Per Share has been growing by 8.86% on average over the past years. This is quite good.
  • Looking at the last year, MFC-PR-J shows a small growth in Revenue. The Revenue has grown by 3.39% in the last year.
  • Measured over the past years, MFC-PR-J shows a very negative growth in Revenue. The Revenue has been decreasing by -11.65% on average per year.
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%

3.2 Future

  • Based on estimates for the next years, MFC-PR-J will show a small growth in Earnings Per Share. The EPS will grow by 4.26% on average per year.
  • Based on estimates for the next years, MFC-PR-J will show a quite strong growth in Revenue. The Revenue will grow by 13.32% on average per year.
EPS Next Y9.1%
EPS Next 2Y9.21%
EPS Next 3Y9.86%
EPS Next 5Y4.26%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y13.32%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MFC-PR-J.CA Yearly Revenue VS EstimatesMFC-PR-J.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20B 40B 60B 80B
MFC-PR-J.CA Yearly EPS VS EstimatesMFC-PR-J.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

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6

4. MFC-PR-J.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 6.24, which indicates a rather cheap valuation of MFC-PR-J.
  • Based on the Price/Earnings ratio, MFC-PR-J is valued a bit more expensive than the industry average as 63.29% of the companies are valued more cheaply.
  • MFC-PR-J's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.87.
  • The Price/Forward Earnings ratio is 5.72, which indicates a rather cheap valuation of MFC-PR-J.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MFC-PR-J is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.51, MFC-PR-J is valued rather cheaply.
Industry RankSector Rank
PE 6.24
Fwd PE 5.72
MFC-PR-J.CA Price Earnings VS Forward Price EarningsMFC-PR-J.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MFC-PR-J is valued a bit cheaper than the industry average as 73.42% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, MFC-PR-J is valued a bit cheaper than 73.42% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.37
EV/EBITDA 3.32
MFC-PR-J.CA Per share dataMFC-PR-J.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • MFC-PR-J's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.69
PEG (5Y)0.7
EPS Next 2Y9.21%
EPS Next 3Y9.86%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. MFC-PR-J.CA Dividend Analysis

5.1 Amount

  • MFC-PR-J has a Yearly Dividend Yield of 3.84%. Purely for dividend investing, there may be better candidates out there.
  • MFC-PR-J's Dividend Yield is comparable with the industry average which is at 3.69.
  • Compared to an average S&P500 Dividend Yield of 1.82, MFC-PR-J pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.84%

5.2 History

  • On average, the dividend of MFC-PR-J grows each year by 10.03%, which is quite nice.
  • MFC-PR-J has paid a dividend for at least 10 years, which is a reliable track record.
  • As MFC-PR-J did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)10.03%
Div Incr Years0
Div Non Decr Years5
MFC-PR-J.CA Yearly Dividends per shareMFC-PR-J.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 62.94% of the earnings are spent on dividend by MFC-PR-J. This is not a sustainable payout ratio.
  • MFC-PR-J's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP62.94%
EPS Next 2Y9.21%
EPS Next 3Y9.86%
MFC-PR-J.CA Yearly Income VS Free CF VS DividendMFC-PR-J.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B 20B 30B
MFC-PR-J.CA Dividend Payout.MFC-PR-J.CA Dividend Payout, showing the Payout Ratio.MFC-PR-J.CA Dividend Payout.PayoutRetained Earnings

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MFC-PR-J.CA Fundamentals: All Metrics, Ratios and Statistics

MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP

TSX:MFC-PR-J (4/17/2026, 7:00:00 PM)

26.33

+0.33 (+1.27%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-11
Earnings (Next)05-13
Inst Owners55.61%
Inst Owner ChangeN/A
Ins Owners0.06%
Ins Owner ChangeN/A
Market Cap44.14B
Revenue(TTM)38.71B
Net Income(TTM)5.25B
Analysts75.79
Price Target28.89 (9.72%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.84%
Yearly Dividend1.94
Dividend Growth(5Y)10.03%
DP62.94%
Div Incr Years0
Div Non Decr Years5
Ex-Date02-25
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.84%
Min EPS beat(2)4.6%
Max EPS beat(2)11.07%
EPS beat(4)2
Avg EPS beat(4)3.07%
Min EPS beat(4)-2.89%
Max EPS beat(4)11.07%
EPS beat(8)6
Avg EPS beat(8)3.82%
EPS beat(12)9
Avg EPS beat(12)4.24%
EPS beat(16)11
Avg EPS beat(16)3.12%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.07%
PT rev (3m)5.96%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.44%
EPS NY rev (1m)-0.2%
EPS NY rev (3m)1.06%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 6.24
Fwd PE 5.72
P/S 1.14
P/FCF 1.37
P/OCF 1.37
P/B 0.87
P/tB 1.14
EV/EBITDA 3.32
EPS(TTM)4.22
EY16.03%
EPS(NY)4.6
Fwd EY17.49%
FCF(TTM)19.15
FCFY72.74%
OCF(TTM)19.15
OCFY72.74%
SpS23.09
BVpS30.4
TBVpS23.05
PEG (NY)0.69
PEG (5Y)0.7
Graham Number53.7258 (104.05%)
Profitability
Industry RankSector Rank
ROA 0.51%
ROE 10.3%
ROCE 0.86%
ROIC 0.73%
ROICexc 0.75%
ROICexgc 1.75%
OM 22.28%
PM (TTM) 13.57%
GM N/A
FCFM 82.95%
ROA(3y)0.53%
ROA(5y)0.41%
ROE(3y)10.1%
ROE(5y)7.53%
ROIC(3y)0.76%
ROIC(5y)N/A
ROICexc(3y)0.78%
ROICexc(5y)N/A
ROICexgc(3y)1.78%
ROICexgc(5y)N/A
ROCE(3y)0.9%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y4.35%
ROICexc growth 3YN/A
ROICexc growth 5Y3.45%
OM growth 3YN/A
OM growth 5Y20.81%
PM growth 3YN/A
PM growth 5Y11.35%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.29
Debt/FCF 0.46
Debt/EBITDA 1.54
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 5.69
Cash Conversion 337.91%
Profit Quality 611.41%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC8.15%
ROIC/WACC0.09
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)519.68%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.76%
EPS 3Y10.83%
EPS 5Y8.86%
EPS Q2Q%8.74%
EPS Next Y9.1%
EPS Next 2Y9.21%
EPS Next 3Y9.86%
EPS Next 5Y4.26%
Revenue 1Y (TTM)3.39%
Revenue growth 3Y19.45%
Revenue growth 5Y-11.65%
Sales Q2Q%-24.06%
Revenue Next Year8.5%
Revenue Next 2Y6.04%
Revenue Next 3Y16.24%
Revenue Next 5Y13.32%
EBIT growth 1Y-1.68%
EBIT growth 3YN/A
EBIT growth 5Y6.73%
EBIT Next Year-67.9%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y21.18%
FCF growth 3Y24.52%
FCF growth 5Y9.88%
OCF growth 1Y21.18%
OCF growth 3Y24.52%
OCF growth 5Y9.88%

MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP / MFC-PR-J.CA Fundamental Analysis FAQ

What is the fundamental rating for MFC-PR-J stock?

ChartMill assigns a fundamental rating of 5 / 10 to MFC-PR-J.CA.


What is the valuation status of MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP (MFC-PR-J.CA) stock?

ChartMill assigns a valuation rating of 6 / 10 to MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP (MFC-PR-J.CA). This can be considered as Fairly Valued.


Can you provide the profitability details for MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP?

MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP (MFC-PR-J.CA) has a profitability rating of 5 / 10.


How financially healthy is MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP?

The financial health rating of MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP (MFC-PR-J.CA) is 4 / 10.


Can you provide the dividend sustainability for MFC-PR-J stock?

The dividend rating of MANULIFE FINANCIAL CORP - MFCCN 6.159 PERP (MFC-PR-J.CA) is 5 / 10 and the dividend payout ratio is 62.94%.