MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) Fundamental Analysis & Valuation
TSX:MFC-PR-B • CA56501R4035
Current stock price
This MFC-PR-B.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. MFC-PR-B.CA Profitability Analysis
1.1 Basic Checks
- In the past year MFC-PR-B was profitable.
- In the past year MFC-PR-B had a positive cash flow from operations.
- Of the past 5 years MFC-PR-B 4 years were profitable.
- Each year in the past 5 years MFC-PR-B had a positive operating cash flow.
1.2 Ratios
- MFC-PR-B has a Return On Assets (0.51%) which is comparable to the rest of the industry.
- With a Return On Equity value of 10.30%, MFC-PR-B is not doing good in the industry: 68.35% of the companies in the same industry are doing better.
- With a decent Return On Invested Capital value of 0.73%, MFC-PR-B is doing good in the industry, outperforming 69.62% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for MFC-PR-B is below the industry average of 3.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.51% | ||
| ROE | 10.3% | ||
| ROIC | 0.73% |
1.3 Margins
- MFC-PR-B has a better Profit Margin (13.57%) than 91.14% of its industry peers.
- MFC-PR-B's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 22.28%, MFC-PR-B belongs to the top of the industry, outperforming 88.61% of the companies in the same industry.
- MFC-PR-B's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.28% | ||
| PM (TTM) | 13.57% | ||
| GM | N/A |
2. MFC-PR-B.CA Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MFC-PR-B is destroying value.
- MFC-PR-B has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, MFC-PR-B has less shares outstanding
- Compared to 1 year ago, MFC-PR-B has an improved debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of MFC-PR-B is 0.46, which is an excellent value as it means it would take MFC-PR-B, only 0.46 years of fcf income to pay off all of its debts.
- MFC-PR-B's Debt to FCF ratio of 0.46 is amongst the best of the industry. MFC-PR-B outperforms 92.41% of its industry peers.
- MFC-PR-B has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
- MFC-PR-B's Debt to Equity ratio of 0.29 is in line compared to the rest of the industry. MFC-PR-B outperforms 55.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 0.46 | ||
| Altman-Z | N/A |
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. MFC-PR-B.CA Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an nice 8.76% over the past year.
- MFC-PR-B shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.86% yearly.
- Looking at the last year, MFC-PR-B shows a small growth in Revenue. The Revenue has grown by 3.39% in the last year.
- Measured over the past years, MFC-PR-B shows a very negative growth in Revenue. The Revenue has been decreasing by -11.65% on average per year.
3.2 Future
- MFC-PR-B is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.26% yearly.
- Based on estimates for the next years, MFC-PR-B will show a quite strong growth in Revenue. The Revenue will grow by 13.32% on average per year.
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. MFC-PR-B.CA Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 5.24, the valuation of MFC-PR-B can be described as very cheap.
- The rest of the industry has a similar Price/Earnings ratio as MFC-PR-B.
- Compared to an average S&P500 Price/Earnings ratio of 25.79, MFC-PR-B is valued rather cheaply.
- With a Price/Forward Earnings ratio of 4.79, the valuation of MFC-PR-B can be described as very cheap.
- MFC-PR-B's Price/Forward Earnings is on the same level as the industry average.
- MFC-PR-B is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.80, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.24 | ||
| Fwd PE | 4.79 |
4.2 Price Multiples
- MFC-PR-B's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MFC-PR-B is cheaper than 83.54% of the companies in the same industry.
- 86.08% of the companies in the same industry are more expensive than MFC-PR-B, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.15 | ||
| EV/EBITDA | 2.63 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
5. MFC-PR-B.CA Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 5.25%, MFC-PR-B is a good candidate for dividend investing.
- MFC-PR-B's Dividend Yield is slightly below the industry average, which is at 4.82.
- MFC-PR-B's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.25% |
5.2 History
- The dividend of MFC-PR-B is nicely growing with an annual growth rate of 10.03%!
- MFC-PR-B has been paying a dividend for at least 10 years, so it has a reliable track record.
- MFC-PR-B has not decreased their dividend for at least 10 years, which is a reliable track record.
5.3 Sustainability
- 62.94% of the earnings are spent on dividend by MFC-PR-B. This is not a sustainable payout ratio.
- The dividend of MFC-PR-B is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
MFC-PR-B.CA Fundamentals: All Metrics, Ratios and Statistics
MANULIFE FINANCIAL - MFCCN 4.65 PERP
TSX:MFC-PR-B (3/18/2026, 7:00:00 PM)
22.1
+0.03 (+0.14%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.25% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.24 | ||
| Fwd PE | 4.79 | ||
| P/S | 0.96 | ||
| P/FCF | 1.15 | ||
| P/OCF | 1.15 | ||
| P/B | 0.73 | ||
| P/tB | 0.96 | ||
| EV/EBITDA | 2.63 |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.51% | ||
| ROE | 10.3% | ||
| ROCE | 0.86% | ||
| ROIC | 0.73% | ||
| ROICexc | 0.75% | ||
| ROICexgc | 1.75% | ||
| OM | 22.28% | ||
| PM (TTM) | 13.57% | ||
| GM | N/A | ||
| FCFM | 82.95% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 0.46 | ||
| Debt/EBITDA | 1.54 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.69 | ||
| Cash Conversion | 337.91% | ||
| Profit Quality | 611.41% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
MANULIFE FINANCIAL - MFCCN 4.65 PERP / MFC-PR-B.CA Fundamental Analysis FAQ
What is the ChartMill fundamental rating of MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to MFC-PR-B.CA.
Can you provide the valuation status for MANULIFE FINANCIAL - MFCCN 4.65 PERP?
ChartMill assigns a valuation rating of 7 / 10 to MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA). This can be considered as Undervalued.
What is the profitability of MFC-PR-B stock?
MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) has a profitability rating of 5 / 10.
What are the PE and PB ratios of MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) stock?
The Price/Earnings (PE) ratio for MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) is 5.24 and the Price/Book (PB) ratio is 0.73.
Can you provide the expected EPS growth for MFC-PR-B stock?
The Earnings per Share (EPS) of MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) is expected to grow by 9.32% in the next year.