MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) Fundamental Analysis & Valuation
TSX:MFC-PR-B • CA56501R4035
Current stock price
This MFC-PR-B.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. MFC-PR-B.CA Profitability Analysis
1.1 Basic Checks
- In the past year MFC-PR-B was profitable.
- MFC-PR-B had a positive operating cash flow in the past year.
- Of the past 5 years MFC-PR-B 4 years were profitable.
- In the past 5 years MFC-PR-B always reported a positive cash flow from operatings.
1.2 Ratios
- MFC-PR-B has a Return On Assets of 0.51%. This is comparable to the rest of the industry: MFC-PR-B outperforms 56.96% of its industry peers.
- With a Return On Equity value of 10.30%, MFC-PR-B is not doing good in the industry: 69.62% of the companies in the same industry are doing better.
- With a decent Return On Invested Capital value of 0.73%, MFC-PR-B is doing good in the industry, outperforming 68.35% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for MFC-PR-B is below the industry average of 3.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.51% | ||
| ROE | 10.3% | ||
| ROIC | 0.73% |
1.3 Margins
- MFC-PR-B has a better Profit Margin (13.57%) than 91.14% of its industry peers.
- MFC-PR-B's Profit Margin has improved in the last couple of years.
- MFC-PR-B has a Operating Margin of 22.28%. This is amongst the best in the industry. MFC-PR-B outperforms 88.61% of its industry peers.
- In the last couple of years the Operating Margin of MFC-PR-B has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.28% | ||
| PM (TTM) | 13.57% | ||
| GM | N/A |
2. MFC-PR-B.CA Health Analysis
2.1 Basic Checks
- MFC-PR-B has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- MFC-PR-B has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for MFC-PR-B has been reduced compared to 5 years ago.
- The debt/assets ratio for MFC-PR-B has been reduced compared to a year ago.
2.2 Solvency
- MFC-PR-B has a debt to FCF ratio of 0.46. This is a very positive value and a sign of high solvency as it would only need 0.46 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.46, MFC-PR-B belongs to the top of the industry, outperforming 92.41% of the companies in the same industry.
- A Debt/Equity ratio of 0.29 indicates that MFC-PR-B is not too dependend on debt financing.
- The Debt to Equity ratio of MFC-PR-B (0.29) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 0.46 | ||
| Altman-Z | N/A |
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. MFC-PR-B.CA Growth Analysis
3.1 Past
- MFC-PR-B shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.76%, which is quite good.
- Measured over the past years, MFC-PR-B shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.86% on average per year.
- MFC-PR-B shows a small growth in Revenue. In the last year, the Revenue has grown by 3.39%.
- MFC-PR-B shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -11.65% yearly.
3.2 Future
- MFC-PR-B is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.26% yearly.
- The Revenue is expected to grow by 13.32% on average over the next years. This is quite good.
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. MFC-PR-B.CA Valuation Analysis
4.1 Price/Earnings Ratio
- MFC-PR-B is valuated cheaply with a Price/Earnings ratio of 5.11.
- MFC-PR-B's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of MFC-PR-B to the average of the S&P500 Index (26.17), we can say MFC-PR-B is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 4.68, the valuation of MFC-PR-B can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of MFC-PR-B is on the same level as its industry peers.
- Compared to an average S&P500 Price/Forward Earnings ratio of 23.05, MFC-PR-B is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.11 | ||
| Fwd PE | 4.68 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MFC-PR-B indicates a rather cheap valuation: MFC-PR-B is cheaper than 83.54% of the companies listed in the same industry.
- 86.08% of the companies in the same industry are more expensive than MFC-PR-B, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.13 | ||
| EV/EBITDA | 2.54 |
4.3 Compensation for Growth
- MFC-PR-B's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
5. MFC-PR-B.CA Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 4.15%, MFC-PR-B is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 3.85, MFC-PR-B has a dividend in line with its industry peers.
- MFC-PR-B's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.15% |
5.2 History
- The dividend of MFC-PR-B is nicely growing with an annual growth rate of 10.03%!
- MFC-PR-B has paid a dividend for at least 10 years, which is a reliable track record.
- MFC-PR-B has not decreased their dividend for at least 10 years, which is a reliable track record.
5.3 Sustainability
- MFC-PR-B pays out 62.94% of its income as dividend. This is not a sustainable payout ratio.
- MFC-PR-B's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
MFC-PR-B.CA Fundamentals: All Metrics, Ratios and Statistics
MANULIFE FINANCIAL - MFCCN 4.65 PERP
TSX:MFC-PR-B (4/2/2026, 7:00:00 PM)
21.57
-0.11 (-0.51%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.15% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.11 | ||
| Fwd PE | 4.68 | ||
| P/S | 0.93 | ||
| P/FCF | 1.13 | ||
| P/OCF | 1.13 | ||
| P/B | 0.71 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | 2.54 |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.51% | ||
| ROE | 10.3% | ||
| ROCE | 0.86% | ||
| ROIC | 0.73% | ||
| ROICexc | 0.75% | ||
| ROICexgc | 1.75% | ||
| OM | 22.28% | ||
| PM (TTM) | 13.57% | ||
| GM | N/A | ||
| FCFM | 82.95% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 0.46 | ||
| Debt/EBITDA | 1.54 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.69 | ||
| Cash Conversion | 337.91% | ||
| Profit Quality | 611.41% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
MANULIFE FINANCIAL - MFCCN 4.65 PERP / MFC-PR-B.CA Fundamental Analysis FAQ
What is the ChartMill fundamental rating of MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) stock?
ChartMill assigns a fundamental rating of 5 / 10 to MFC-PR-B.CA.
Can you provide the valuation status for MANULIFE FINANCIAL - MFCCN 4.65 PERP?
ChartMill assigns a valuation rating of 7 / 10 to MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA). This can be considered as Undervalued.
How profitable is MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) stock?
MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for MFC-PR-B stock?
The Price/Earnings (PE) ratio for MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) is 5.11 and the Price/Book (PB) ratio is 0.71.
How sustainable is the dividend of MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) stock?
The dividend rating of MANULIFE FINANCIAL - MFCCN 4.65 PERP (MFC-PR-B.CA) is 7 / 10 and the dividend payout ratio is 62.94%.