WENDEL (MF.PA) Stock Fundamental Analysis
Europe - EPA:MF - FR0000121204 - Common Stock
77.15 EUR
-0.55 (-0.71%)
Overall MF gets a fundamental rating of 3 out of 10. We evaluated MF against 50 industry peers in the Financial Services industry. Both the profitability and financial health of MF have multiple concerns. MF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year MF has reported negative net income.
In the past year MF had a positive cash flow from operations.
MF had positive earnings in 4 of the past 5 years.
Each year in the past 5 years MF had a positive operating cash flow.
1.2 Ratios
The Return On Assets of MF (-0.57%) is worse than 70.00% of its industry peers.
MF's Return On Equity of -2.93% is on the low side compared to the rest of the industry. MF is outperformed by 74.00% of its industry peers.
MF has a better Return On Invested Capital (4.58%) than 62.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for MF is significantly below the industry average of 9.85%.
The last Return On Invested Capital (4.58%) for MF is above the 3 year average (4.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROIC | 4.58% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
In the last couple of years the Profit Margin of MF has declined.
Looking at the Operating Margin, with a value of 12.06%, MF is in line with its industry, outperforming 56.00% of the companies in the same industry.
MF's Operating Margin has improved in the last couple of years.
The Profit Margin and Gross Margin are not available for MF so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
MF has less shares outstanding than it did 1 year ago.
The number of shares outstanding for MF has been reduced compared to 5 years ago.
MF has a worse debt/assets ratio than last year.
2.2 Solvency
MF has an Altman-Z score of 1.35. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
MF has a Altman-Z score of 1.35. This is comparable to the rest of the industry: MF outperforms 42.00% of its industry peers.
The Debt to FCF ratio of MF is 6.24, which is on the high side as it means it would take MF, 6.24 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.24, MF is in line with its industry, outperforming 54.00% of the companies in the same industry.
A Debt/Equity ratio of 1.98 is on the high side and indicates that MF has dependencies on debt financing.
MF's Debt to Equity ratio of 1.98 is on the low side compared to the rest of the industry. MF is outperformed by 72.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Altman-Z | 1.35 |
ROIC/WACC0.77
WACC5.92%
2.3 Liquidity
A Current Ratio of 1.78 indicates that MF should not have too much problems paying its short term obligations.
MF has a Current ratio of 1.78. This is comparable to the rest of the industry: MF outperforms 60.00% of its industry peers.
MF has a Quick Ratio of 1.72. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
MF's Quick ratio of 1.72 is fine compared to the rest of the industry. MF outperforms 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 |
3. Growth
3.1 Past
The earnings per share for MF have decreased strongly by -118.98% in the last year.
The Earnings Per Share has been decreasing by -5.27% on average over the past years.
Looking at the last year, MF shows a quite strong growth in Revenue. The Revenue has grown by 9.86% in the last year.
MF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.12% yearly.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
3.2 Future
Based on estimates for the next years, MF will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.28% on average per year.
The Revenue is expected to grow by 4.40% on average over the next years.
EPS Next Y-16.54%
EPS Next 2Y-1.78%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue Next Year8.35%
Revenue Next 2Y6.09%
Revenue Next 3Y4.4%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
MF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
MF is valuated correctly with a Price/Forward Earnings ratio of 15.62.
MF's Price/Forward Earnings ratio is in line with the industry average.
MF is valuated cheaply when we compare the Price/Forward Earnings ratio to 32.68, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 15.62 |
4.2 Price Multiples
80.00% of the companies in the same industry are more expensive than MF, based on the Enterprise Value to EBITDA ratio.
86.00% of the companies in the same industry are more expensive than MF, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.23 | ||
| EV/EBITDA | 3.81 |
4.3 Compensation for Growth
MF's earnings are expected to grow with 18.28% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.78%
EPS Next 3Y18.28%
5. Dividend
5.1 Amount
MF does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EPA:MF (11/7/2025, 7:00:00 PM)
77.15
-0.55 (-0.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners15.18%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap3.43B
Revenue(TTM)8.34B
Net Income(TTM)-90.00M
Analysts82.67
Price Target111.18 (44.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.15%
PT rev (3m)-6.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-18.78%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 15.62 | ||
| P/S | 0.41 | ||
| P/FCF | 3.23 | ||
| P/OCF | 2.7 | ||
| P/B | 1.12 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.81 |
EPS(TTM)-2.14
EYN/A
EPS(NY)4.94
Fwd EY6.4%
FCF(TTM)23.85
FCFY30.92%
OCF(TTM)28.59
OCFY37.06%
SpS187.3
BVpS69
TBVpS-83.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROCE | 7.97% | ||
| ROIC | 4.58% | ||
| ROICexc | 5.88% | ||
| ROICexgc | 19.09% | ||
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 12.74% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Debt/EBITDA | 3.25 | ||
| Cap/Depr | 24.43% | ||
| Cap/Sales | 2.53% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 68.11% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 | ||
| Altman-Z | 1.35 |
F-Score5
WACC5.92%
ROIC/WACC0.77
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-16.54%
EPS Next 2Y-1.78%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.35%
Revenue Next 2Y6.09%
Revenue Next 3Y4.4%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year20.09%
EBIT Next 3Y7.65%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%
WENDEL / MF.PA FAQ
What is the fundamental rating for MF stock?
ChartMill assigns a fundamental rating of 3 / 10 to MF.PA.
Can you provide the valuation status for WENDEL?
ChartMill assigns a valuation rating of 4 / 10 to WENDEL (MF.PA). This can be considered as Fairly Valued.
What is the profitability of MF stock?
WENDEL (MF.PA) has a profitability rating of 3 / 10.
Can you provide the dividend sustainability for MF stock?
The dividend rating of WENDEL (MF.PA) is 0 / 10 and the dividend payout ratio is -221.78%.