WENDEL (MF.PA) Stock Fundamental Analysis

EPA:MF • FR0000121204

89.775 EUR
+0.88 (+0.98%)
Last: Feb 13, 2026, 05:29 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to MF. MF was compared to 59 industry peers in the Financial Services industry. MF scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. MF has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • MF had negative earnings in the past year.
  • MF had a positive operating cash flow in the past year.
  • MF had positive earnings in 4 of the past 5 years.
  • In the past 5 years MF always reported a positive cash flow from operatings.
MF.PA Yearly Net Income VS EBIT VS OCF VS FCFMF.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B

1.2 Ratios

  • MF has a Return On Assets of -0.57%. This is in the lower half of the industry: MF underperforms 72.88% of its industry peers.
  • MF's Return On Equity of -2.93% is on the low side compared to the rest of the industry. MF is outperformed by 72.88% of its industry peers.
  • MF has a better Return On Invested Capital (4.58%) than 61.02% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for MF is significantly below the industry average of 9.72%.
  • The last Return On Invested Capital (4.58%) for MF is above the 3 year average (4.53%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -0.57%
ROE -2.93%
ROIC 4.58%
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
MF.PA Yearly ROA, ROE, ROICMF.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 30 40

1.3 Margins

  • MF's Profit Margin has declined in the last couple of years.
  • MF has a Operating Margin (12.06%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of MF has grown nicely.
  • MF does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM 12.06%
PM (TTM) N/A
GM N/A
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
MF.PA Yearly Profit, Operating, Gross MarginsMF.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MF is destroying value.
  • Compared to 1 year ago, MF has less shares outstanding
  • Compared to 5 years ago, MF has less shares outstanding
  • The debt/assets ratio for MF is higher compared to a year ago.
MF.PA Yearly Shares OutstandingMF.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
MF.PA Yearly Total Debt VS Total AssetsMF.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • MF has an Altman-Z score of 1.37. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.37, MF is in line with its industry, outperforming 57.63% of the companies in the same industry.
  • The Debt to FCF ratio of MF is 6.24, which is on the high side as it means it would take MF, 6.24 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 6.24, MF is in the better half of the industry, outperforming 64.41% of the companies in the same industry.
  • MF has a Debt/Equity ratio of 1.98. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.98, MF is not doing good in the industry: 71.19% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.98
Debt/FCF 6.24
Altman-Z 1.37
ROIC/WACC0.76
WACC6.05%
MF.PA Yearly LT Debt VS Equity VS FCFMF.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.3 Liquidity

  • MF has a Current Ratio of 1.78. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of MF (1.78) is better than 69.49% of its industry peers.
  • MF has a Quick Ratio of 1.72. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
  • MF has a better Quick ratio (1.72) than 72.88% of its industry peers.
Industry RankSector Rank
Current Ratio 1.78
Quick Ratio 1.72
MF.PA Yearly Current Assets VS Current LiabilitesMF.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • MF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -118.98%.
  • The Earnings Per Share has been decreasing by -5.27% on average over the past years.
  • Looking at the last year, MF shows a quite strong growth in Revenue. The Revenue has grown by 9.86% in the last year.
  • Measured over the past years, MF shows a decrease in Revenue. The Revenue has been decreasing by -0.12% on average per year.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%

3.2 Future

  • Based on estimates for the next years, MF will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.80% on average per year.
  • Based on estimates for the next years, MF will show a small growth in Revenue. The Revenue will grow by 4.47% on average per year.
EPS Next Y-9.86%
EPS Next 2Y7.7%
EPS Next 3Y14.8%
EPS Next 5YN/A
Revenue Next Year8.83%
Revenue Next 2Y6.16%
Revenue Next 3Y4.47%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
MF.PA Yearly Revenue VS EstimatesMF.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B 8B 10B
MF.PA Yearly EPS VS EstimatesMF.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 5 10 15

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for MF. In the last year negative earnings were reported.
  • A Price/Forward Earnings ratio of 15.12 indicates a correct valuation of MF.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MF is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of MF to the average of the S&P500 Index (27.69), we can say MF is valued slightly cheaper.
Industry RankSector Rank
PE N/A
Fwd PE 15.12
MF.PA Price Earnings VS Forward Price EarningsMF.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 -40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MF is valued cheaper than 84.75% of the companies in the same industry.
  • MF's Price/Free Cash Flow ratio is rather cheap when compared to the industry. MF is cheaper than 91.53% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.76
EV/EBITDA 4.08
MF.PA Per share dataMF.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 -50 100 150

4.3 Compensation for Growth

  • A more expensive valuation may be justified as MF's earnings are expected to grow with 14.80% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y7.7%
EPS Next 3Y14.8%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for MF!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

WENDEL

EPA:MF (2/13/2026, 5:29:59 PM)

89.775

+0.88 (+0.98%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-23
Earnings (Next)02-26
Inst Owners15.36%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap4.00B
Revenue(TTM)8.34B
Net Income(TTM)-90.00M
Analysts82.67
Price Target112.71 (25.55%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.38%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.68%
EPS NY rev (3m)-1.68%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 15.12
P/S 0.48
P/FCF 3.76
P/OCF 3.14
P/B 1.3
P/tB N/A
EV/EBITDA 4.08
EPS(TTM)-2.14
EYN/A
EPS(NY)5.94
Fwd EY6.61%
FCF(TTM)23.85
FCFY26.57%
OCF(TTM)28.59
OCFY31.85%
SpS187.3
BVpS69
TBVpS-83.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.57%
ROE -2.93%
ROCE 7.97%
ROIC 4.58%
ROICexc 5.88%
ROICexgc 19.09%
OM 12.06%
PM (TTM) N/A
GM N/A
FCFM 12.74%
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
Industry RankSector Rank
Debt/Equity 1.98
Debt/FCF 6.24
Debt/EBITDA 3.25
Cap/Depr 24.43%
Cap/Sales 2.53%
Interest Coverage 250
Cash Conversion 68.11%
Profit Quality N/A
Current Ratio 1.78
Quick Ratio 1.72
Altman-Z 1.37
F-Score5
WACC6.05%
ROIC/WACC0.76
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-9.86%
EPS Next 2Y7.7%
EPS Next 3Y14.8%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.83%
Revenue Next 2Y6.16%
Revenue Next 3Y4.47%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year5.95%
EBIT Next 3Y4.9%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%

WENDEL / MF.PA FAQ

What is the fundamental rating for MF stock?

ChartMill assigns a fundamental rating of 3 / 10 to MF.PA.


What is the valuation status of WENDEL (MF.PA) stock?

ChartMill assigns a valuation rating of 4 / 10 to WENDEL (MF.PA). This can be considered as Fairly Valued.


What is the profitability of MF stock?

WENDEL (MF.PA) has a profitability rating of 3 / 10.


Is the dividend of WENDEL sustainable?

The dividend rating of WENDEL (MF.PA) is 0 / 10 and the dividend payout ratio is -221.78%.