WENDEL (MF.PA) Stock Fundamental Analysis
Europe - EPA:MF - FR0000121204 - Common Stock
80.05 EUR
+0.65 (+0.82%)
We assign a fundamental rating of 3 out of 10 to MF. MF was compared to 50 industry peers in the Financial Services industry. MF may be in some trouble as it scores bad on both profitability and health. MF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year MF has reported negative net income.
MF had a positive operating cash flow in the past year.
MF had positive earnings in 4 of the past 5 years.
In the past 5 years MF always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of MF (-0.57%) is worse than 68.00% of its industry peers.
The Return On Equity of MF (-2.93%) is worse than 72.00% of its industry peers.
MF's Return On Invested Capital of 4.58% is fine compared to the rest of the industry. MF outperforms 64.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for MF is below the industry average of 8.73%.
The last Return On Invested Capital (4.58%) for MF is above the 3 year average (4.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROIC | 4.58% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
MF's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 12.06%, MF is in line with its industry, outperforming 58.00% of the companies in the same industry.
In the last couple of years the Operating Margin of MF has grown nicely.
MF does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, MF has less shares outstanding
Compared to 5 years ago, MF has less shares outstanding
MF has a worse debt/assets ratio than last year.
2.2 Solvency
MF has an Altman-Z score of 1.35. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
MF has a Altman-Z score (1.35) which is in line with its industry peers.
The Debt to FCF ratio of MF is 6.24, which is on the high side as it means it would take MF, 6.24 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of MF (6.24) is comparable to the rest of the industry.
MF has a Debt/Equity ratio of 1.98. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.98, MF is not doing good in the industry: 72.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Altman-Z | 1.35 |
ROIC/WACC0.77
WACC5.97%
2.3 Liquidity
A Current Ratio of 1.78 indicates that MF should not have too much problems paying its short term obligations.
With a Current ratio value of 1.78, MF perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
A Quick Ratio of 1.72 indicates that MF should not have too much problems paying its short term obligations.
The Quick ratio of MF (1.72) is better than 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 |
3. Growth
3.1 Past
The earnings per share for MF have decreased strongly by -118.98% in the last year.
The Earnings Per Share has been decreasing by -5.27% on average over the past years.
The Revenue has grown by 9.86% in the past year. This is quite good.
MF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.12% yearly.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
3.2 Future
Based on estimates for the next years, MF will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.28% on average per year.
MF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.40% yearly.
EPS Next Y-16.54%
EPS Next 2Y-1.78%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue Next Year8.35%
Revenue Next 2Y6.09%
Revenue Next 3Y4.4%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for MF. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 16.21, the valuation of MF can be described as correct.
MF's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.18, MF is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 16.21 |
4.2 Price Multiples
MF's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. MF is cheaper than 80.00% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MF indicates a rather cheap valuation: MF is cheaper than 86.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.36 | ||
| EV/EBITDA | 3.85 |
4.3 Compensation for Growth
MF's earnings are expected to grow with 18.28% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.78%
EPS Next 3Y18.28%
5. Dividend
5.1 Amount
No dividends for MF!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EPA:MF (10/21/2025, 5:29:30 PM)
80.05
+0.65 (+0.82%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners15.18%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap3.56B
Analysts82.67
Price Target114.92 (43.56%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.92%
PT rev (3m)-3.7%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-18.78%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 16.21 | ||
| P/S | 0.43 | ||
| P/FCF | 3.36 | ||
| P/OCF | 2.8 | ||
| P/B | 1.16 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.85 |
EPS(TTM)-2.14
EYN/A
EPS(NY)4.94
Fwd EY6.17%
FCF(TTM)23.85
FCFY29.8%
OCF(TTM)28.59
OCFY35.72%
SpS187.3
BVpS69
TBVpS-83.84
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROCE | 7.97% | ||
| ROIC | 4.58% | ||
| ROICexc | 5.88% | ||
| ROICexgc | 19.09% | ||
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 12.74% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexcg growth 3Y18.2%
ROICexcg growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Debt/EBITDA | 3.25 | ||
| Cap/Depr | 24.43% | ||
| Cap/Sales | 2.53% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 68.11% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 | ||
| Altman-Z | 1.35 |
F-Score5
WACC5.97%
ROIC/WACC0.77
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-16.54%
EPS Next 2Y-1.78%
EPS Next 3Y18.28%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.35%
Revenue Next 2Y6.09%
Revenue Next 3Y4.4%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year20.09%
EBIT Next 3Y7.65%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%