WENDEL (MF.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:MF - FR0000121204 - Common Stock
79.5 EUR
+1.3 (+1.66%)
Taking everything into account, MF scores 3 out of 10 in our fundamental rating. MF was compared to 54 industry peers in the Financial Services industry. MF scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. While showing a medium growth rate, MF is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year MF has reported negative net income.
MF had a positive operating cash flow in the past year.
Of the past 5 years MF 4 years were profitable.
MF had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of MF (-0.57%) is worse than 67.92% of its industry peers.
Looking at the Return On Equity, with a value of -2.93%, MF is doing worse than 69.81% of the companies in the same industry.
The Return On Invested Capital of MF (4.58%) is better than 64.15% of its industry peers.
The Average Return On Invested Capital over the past 3 years for MF is significantly below the industry average of 10.39%.
The last Return On Invested Capital (4.58%) for MF is above the 3 year average (4.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROIC | 4.58% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
MF's Profit Margin has declined in the last couple of years.
MF has a Operating Margin of 12.06%. This is comparable to the rest of the industry: MF outperforms 54.72% of its industry peers.
In the last couple of years the Operating Margin of MF has grown nicely.
MF does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
MF has less shares outstanding than it did 1 year ago.
The number of shares outstanding for MF has been reduced compared to 5 years ago.
Compared to 1 year ago, MF has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.35, we must say that MF is in the distress zone and has some risk of bankruptcy.
MF has a Altman-Z score (1.35) which is comparable to the rest of the industry.
The Debt to FCF ratio of MF is 6.24, which is on the high side as it means it would take MF, 6.24 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of MF (6.24) is better than 62.26% of its industry peers.
A Debt/Equity ratio of 1.98 is on the high side and indicates that MF has dependencies on debt financing.
MF's Debt to Equity ratio of 1.98 is on the low side compared to the rest of the industry. MF is outperformed by 69.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Altman-Z | 1.35 |
ROIC/WACC0.8
WACC5.75%
2.3 Liquidity
A Current Ratio of 1.78 indicates that MF should not have too much problems paying its short term obligations.
MF has a better Current ratio (1.78) than 66.04% of its industry peers.
MF has a Quick Ratio of 1.72. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
MF's Quick ratio of 1.72 is fine compared to the rest of the industry. MF outperforms 71.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 |
3. Growth
3.1 Past
MF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -118.98%.
The Earnings Per Share has been decreasing by -5.27% on average over the past years.
Looking at the last year, MF shows a quite strong growth in Revenue. The Revenue has grown by 9.86% in the last year.
The Revenue has been decreasing by -0.12% on average over the past years.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
3.2 Future
MF is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.61% yearly.
MF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.50% yearly.
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue Next Year8.83%
Revenue Next 2Y6.26%
Revenue Next 3Y4.5%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for MF. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 14.38, the valuation of MF can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of MF is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of MF to the average of the S&P500 Index (23.69), we can say MF is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 14.38 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, MF is valued a bit cheaper than 79.25% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, MF is valued cheaper than 90.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.33 | ||
| EV/EBITDA | 3.85 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.91%
EPS Next 3Y11.61%
5. Dividend
5.1 Amount
No dividends for MF!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EPA:MF (12/5/2025, 7:00:00 PM)
79.5
+1.3 (+1.66%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners14.51%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap3.54B
Revenue(TTM)8.34B
Net Income(TTM)-90.00M
Analysts82.67
Price Target112.71 (41.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.38%
PT rev (3m)-2.83%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)9.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 14.38 | ||
| P/S | 0.42 | ||
| P/FCF | 3.33 | ||
| P/OCF | 2.78 | ||
| P/B | 1.15 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.85 |
EPS(TTM)-2.14
EYN/A
EPS(NY)5.53
Fwd EY6.95%
FCF(TTM)23.85
FCFY30%
OCF(TTM)28.59
OCFY35.96%
SpS187.3
BVpS69
TBVpS-83.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROCE | 7.97% | ||
| ROIC | 4.58% | ||
| ROICexc | 5.88% | ||
| ROICexgc | 19.09% | ||
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 12.74% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Debt/EBITDA | 3.25 | ||
| Cap/Depr | 24.43% | ||
| Cap/Sales | 2.53% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 68.11% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 | ||
| Altman-Z | 1.35 |
F-Score5
WACC5.75%
ROIC/WACC0.8
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.83%
Revenue Next 2Y6.26%
Revenue Next 3Y4.5%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year8.88%
EBIT Next 3Y5.08%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%
WENDEL / MF.PA FAQ
What is the fundamental rating for MF stock?
ChartMill assigns a fundamental rating of 3 / 10 to MF.PA.
Can you provide the valuation status for WENDEL?
ChartMill assigns a valuation rating of 4 / 10 to WENDEL (MF.PA). This can be considered as Fairly Valued.
What is the profitability of MF stock?
WENDEL (MF.PA) has a profitability rating of 3 / 10.
Can you provide the dividend sustainability for MF stock?
The dividend rating of WENDEL (MF.PA) is 0 / 10 and the dividend payout ratio is -221.78%.