WENDEL (MF.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:MF - FR0000121204 - Common Stock
82.4 EUR
+0.95 (+1.17%)
MF gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 58 industry peers in the Financial Services industry. MF scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. MF is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
MF had negative earnings in the past year.
In the past year MF had a positive cash flow from operations.
Of the past 5 years MF 4 years were profitable.
MF had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
MF's Return On Assets of -0.57% is on the low side compared to the rest of the industry. MF is outperformed by 72.41% of its industry peers.
Looking at the Return On Equity, with a value of -2.93%, MF is doing worse than 72.41% of the companies in the same industry.
With a decent Return On Invested Capital value of 4.58%, MF is doing good in the industry, outperforming 60.34% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for MF is below the industry average of 8.80%.
The 3 year average ROIC (4.53%) for MF is below the current ROIC(4.58%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROIC | 4.58% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
In the last couple of years the Profit Margin of MF has declined.
MF has a Operating Margin of 12.06%. This is comparable to the rest of the industry: MF outperforms 50.00% of its industry peers.
MF's Operating Margin has improved in the last couple of years.
MF does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MF is destroying value.
MF has less shares outstanding than it did 1 year ago.
MF has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, MF has a worse debt to assets ratio.
2.2 Solvency
MF has an Altman-Z score of 1.36. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
MF has a Altman-Z score of 1.36. This is comparable to the rest of the industry: MF outperforms 50.00% of its industry peers.
MF has a debt to FCF ratio of 6.24. This is a slightly negative value and a sign of low solvency as MF would need 6.24 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.24, MF is in the better half of the industry, outperforming 60.34% of the companies in the same industry.
MF has a Debt/Equity ratio of 1.98. This is a high value indicating a heavy dependency on external financing.
MF has a Debt to Equity ratio of 1.98. This is in the lower half of the industry: MF underperforms 70.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Altman-Z | 1.36 |
ROIC/WACC0.75
WACC6.09%
2.3 Liquidity
A Current Ratio of 1.78 indicates that MF should not have too much problems paying its short term obligations.
MF's Current ratio of 1.78 is fine compared to the rest of the industry. MF outperforms 67.24% of its industry peers.
A Quick Ratio of 1.72 indicates that MF should not have too much problems paying its short term obligations.
MF has a Quick ratio of 1.72. This is in the better half of the industry: MF outperforms 70.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 |
3. Growth
3.1 Past
The earnings per share for MF have decreased strongly by -118.98% in the last year.
The Earnings Per Share has been decreasing by -5.27% on average over the past years.
MF shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.86%.
Measured over the past years, MF shows a decrease in Revenue. The Revenue has been decreasing by -0.12% on average per year.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
3.2 Future
The Earnings Per Share is expected to grow by 11.61% on average over the next years. This is quite good.
MF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.47% yearly.
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue Next Year8.83%
Revenue Next 2Y6.16%
Revenue Next 3Y4.47%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for MF. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 14.91, which indicates a correct valuation of MF.
The rest of the industry has a similar Price/Forward Earnings ratio as MF.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.92, MF is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 14.91 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, MF is valued cheaply inside the industry as 82.76% of the companies are valued more expensively.
MF's Price/Free Cash Flow ratio is rather cheap when compared to the industry. MF is cheaper than 91.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.45 | ||
| EV/EBITDA | 3.92 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.91%
EPS Next 3Y11.61%
5. Dividend
5.1 Amount
MF does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
EPA:MF (1/9/2026, 7:00:00 PM)
82.4
+0.95 (+1.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners15.36%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap3.67B
Revenue(TTM)8.34B
Net Income(TTM)-90.00M
Analysts82.67
Price Target112.71 (36.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.92%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)9.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 14.91 | ||
| P/S | 0.44 | ||
| P/FCF | 3.45 | ||
| P/OCF | 2.88 | ||
| P/B | 1.19 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.92 |
EPS(TTM)-2.14
EYN/A
EPS(NY)5.53
Fwd EY6.71%
FCF(TTM)23.85
FCFY28.95%
OCF(TTM)28.59
OCFY34.7%
SpS187.3
BVpS69
TBVpS-83.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROCE | 7.97% | ||
| ROIC | 4.58% | ||
| ROICexc | 5.88% | ||
| ROICexgc | 19.09% | ||
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 12.74% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Debt/EBITDA | 3.25 | ||
| Cap/Depr | 24.43% | ||
| Cap/Sales | 2.53% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 68.11% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 | ||
| Altman-Z | 1.36 |
F-Score5
WACC6.09%
ROIC/WACC0.75
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.83%
Revenue Next 2Y6.16%
Revenue Next 3Y4.47%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year5.95%
EBIT Next 3Y4.9%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%
WENDEL / MF.PA FAQ
What is the fundamental rating for MF stock?
ChartMill assigns a fundamental rating of 3 / 10 to MF.PA.
What is the valuation status of WENDEL (MF.PA) stock?
ChartMill assigns a valuation rating of 4 / 10 to WENDEL (MF.PA). This can be considered as Fairly Valued.
What is the profitability of MF stock?
WENDEL (MF.PA) has a profitability rating of 3 / 10.
Is the dividend of WENDEL sustainable?
The dividend rating of WENDEL (MF.PA) is 0 / 10 and the dividend payout ratio is -221.78%.