WENDEL (MF.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:MF - FR0000121204 - Common Stock
78.25 EUR
-2.15 (-2.67%)
Taking everything into account, MF scores 3 out of 10 in our fundamental rating. MF was compared to 53 industry peers in the Financial Services industry. MF scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. MF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year MF has reported negative net income.
In the past year MF had a positive cash flow from operations.
Of the past 5 years MF 4 years were profitable.
Each year in the past 5 years MF had a positive operating cash flow.
1.2 Ratios
The Return On Assets of MF (-0.57%) is worse than 67.92% of its industry peers.
The Return On Equity of MF (-2.93%) is worse than 69.81% of its industry peers.
With a decent Return On Invested Capital value of 4.58%, MF is doing good in the industry, outperforming 64.15% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for MF is below the industry average of 8.63%.
The last Return On Invested Capital (4.58%) for MF is above the 3 year average (4.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROIC | 4.58% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
MF's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 12.06%, MF is in line with its industry, outperforming 54.72% of the companies in the same industry.
In the last couple of years the Operating Margin of MF has grown nicely.
The Profit Margin and Gross Margin are not available for MF so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MF is destroying value.
MF has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, MF has less shares outstanding
The debt/assets ratio for MF is higher compared to a year ago.
2.2 Solvency
MF has an Altman-Z score of 1.35. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.35, MF perfoms like the industry average, outperforming 49.06% of the companies in the same industry.
MF has a debt to FCF ratio of 6.24. This is a slightly negative value and a sign of low solvency as MF would need 6.24 years to pay back of all of its debts.
The Debt to FCF ratio of MF (6.24) is better than 62.26% of its industry peers.
A Debt/Equity ratio of 1.98 is on the high side and indicates that MF has dependencies on debt financing.
With a Debt to Equity ratio value of 1.98, MF is not doing good in the industry: 69.81% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Altman-Z | 1.35 |
ROIC/WACC0.8
WACC5.76%
2.3 Liquidity
MF has a Current Ratio of 1.78. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of MF (1.78) is better than 66.04% of its industry peers.
MF has a Quick Ratio of 1.72. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
MF has a Quick ratio of 1.72. This is in the better half of the industry: MF outperforms 71.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 |
3. Growth
3.1 Past
The earnings per share for MF have decreased strongly by -118.98% in the last year.
The Earnings Per Share has been decreasing by -5.27% on average over the past years.
The Revenue has grown by 9.86% in the past year. This is quite good.
Measured over the past years, MF shows a decrease in Revenue. The Revenue has been decreasing by -0.12% on average per year.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
3.2 Future
MF is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.61% yearly.
MF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.50% yearly.
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue Next Year8.83%
Revenue Next 2Y6.26%
Revenue Next 3Y4.5%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for MF. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 14.16, the valuation of MF can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of MF is on the same level as its industry peers.
MF is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.56, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 14.16 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MF indicates a somewhat cheap valuation: MF is cheaper than 79.25% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, MF is valued cheaper than 90.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.28 | ||
| EV/EBITDA | 3.87 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.91%
EPS Next 3Y11.61%
5. Dividend
5.1 Amount
No dividends for MF!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EPA:MF (12/1/2025, 11:00:03 AM)
78.25
-2.15 (-2.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners15.18%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap3.48B
Revenue(TTM)8.34B
Net Income(TTM)-90.00M
Analysts82.67
Price Target110.77 (41.56%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.61%
PT rev (3m)-4.5%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)9.86%
EPS NY rev (3m)9.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.44%
Revenue NY rev (3m)0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 14.16 | ||
| P/S | 0.42 | ||
| P/FCF | 3.28 | ||
| P/OCF | 2.74 | ||
| P/B | 1.13 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.87 |
EPS(TTM)-2.14
EYN/A
EPS(NY)5.53
Fwd EY7.06%
FCF(TTM)23.85
FCFY30.48%
OCF(TTM)28.59
OCFY36.54%
SpS187.3
BVpS69
TBVpS-83.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROCE | 7.97% | ||
| ROIC | 4.58% | ||
| ROICexc | 5.88% | ||
| ROICexgc | 19.09% | ||
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 12.74% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Debt/EBITDA | 3.25 | ||
| Cap/Depr | 24.43% | ||
| Cap/Sales | 2.53% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 68.11% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 | ||
| Altman-Z | 1.35 |
F-Score5
WACC5.76%
ROIC/WACC0.8
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.83%
Revenue Next 2Y6.26%
Revenue Next 3Y4.5%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year20.09%
EBIT Next 3Y7.65%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%
WENDEL / MF.PA FAQ
What is the fundamental rating for MF stock?
ChartMill assigns a fundamental rating of 3 / 10 to MF.PA.
Can you provide the valuation status for WENDEL?
ChartMill assigns a valuation rating of 4 / 10 to WENDEL (MF.PA). This can be considered as Fairly Valued.
What is the profitability of MF stock?
WENDEL (MF.PA) has a profitability rating of 3 / 10.
Can you provide the dividend sustainability for MF stock?
The dividend rating of WENDEL (MF.PA) is 0 / 10 and the dividend payout ratio is -221.78%.