WENDEL (MF.PA) Stock Fundamental Analysis
EPA:MF - Euronext Paris - Matif - FR0000121204 - Common Stock - Currency: EUR
Overall MF gets a fundamental rating of 4 out of 10. We evaluated MF against 50 industry peers in the Financial Services industry. The financial health of MF is average, but there are quite some concerns on its profitability. MF is valued correctly, but it does not seem to be growing. Finally MF also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year MF was profitable.
In the past year MF had a positive cash flow from operations.
Of the past 5 years MF 4 years were profitable.
MF had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of MF (3.21%) is comparable to the rest of the industry.
MF's Return On Equity of 15.13% is fine compared to the rest of the industry. MF outperforms 70.00% of its industry peers.
MF has a Return On Invested Capital (4.35%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 15.13% | ||
| ROIC | 4.35% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 6.47%, MF is not doing good in the industry: 62.00% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of MF has declined.
With a Operating Margin value of 12.18%, MF perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
MF's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.18% | ||
| PM (TTM) | 6.47% | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MF is destroying value.
There is no outstanding debt for MF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
Based on the Altman-Z score of 1.49, we must say that MF is in the distress zone and has some risk of bankruptcy.
MF has a Altman-Z score (1.49) which is in line with its industry peers.
MF has a debt to FCF ratio of 7.80. This is a slightly negative value and a sign of low solvency as MF would need 7.80 years to pay back of all of its debts.
The Debt to FCF ratio of MF (7.80) is comparable to the rest of the industry.
MF has a Debt/Equity ratio of 1.87. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of MF (1.87) is worse than 72.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.87 | ||
| Debt/FCF | 7.8 | ||
| Altman-Z | 1.49 |
ROIC/WACC0.69
WACC6.32%
2.3 Liquidity
A Current Ratio of 2.27 indicates that MF has no problem at all paying its short term obligations.
With a decent Current ratio value of 2.27, MF is doing good in the industry, outperforming 78.00% of the companies in the same industry.
A Quick Ratio of 2.21 indicates that MF has no problem at all paying its short term obligations.
MF has a better Quick ratio (2.21) than 84.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.27 | ||
| Quick Ratio | 2.21 |
3. Growth
3.1 Past
MF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 130.67%, which is quite impressive.
MF shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.08% yearly.
Looking at the last year, MF shows a decrease in Revenue. The Revenue has decreased by -4.27% in the last year.
Measured over the past years, MF shows a decrease in Revenue. The Revenue has been decreasing by -0.12% on average per year.
EPS 1Y (TTM)130.67%
EPS 3Y-33.79%
EPS 5Y-5.08%
EPS Q2Q%895.56%
Revenue 1Y (TTM)-4.27%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%13.38%
3.2 Future
MF is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.55% yearly.
The Revenue is expected to grow by 4.03% on average over the next years.
EPS Next Y-18.65%
EPS Next 2Y-3.55%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year2.91%
Revenue Next 2Y4.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
MF is valuated reasonably with a Price/Earnings ratio of 8.33.
Based on the Price/Earnings ratio, MF is valued a bit cheaper than 76.00% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 29.35. MF is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 22.56, MF is valued on the expensive side.
MF's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 22.10. MF is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.33 | ||
| Fwd PE | 22.56 |
4.2 Price Multiples
MF's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MF is cheaper than 82.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, MF is valued cheaper than 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.82 | ||
| EV/EBITDA | 4.67 |
4.3 Compensation for Growth
A cheap valuation may be justified as MF's earnings are expected to decrease with -3.55% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.55%
EPS Next 3YN/A
5. Dividend
5.1 Amount
MF has a Yearly Dividend Yield of 4.98%, which is a nice return.
Compared to an average industry Dividend Yield of 3.76, MF pays a better dividend. On top of this MF pays more dividend than 86.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.33, MF pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.98% |
5.2 History
The dividend of MF has a limited annual growth rate of 3.86%.
Dividend Growth(5Y)3.86%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
34.99% of the earnings are spent on dividend by MF. This is a low number and sustainable payout ratio.
DP34.99%
EPS Next 2Y-3.55%
EPS Next 3YN/A
EPA:MF (3/7/2025, 7:00:00 PM)
93.95
-0.4 (-0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners14.82%
Inst Owner ChangeN/A
Ins Owners0.86%
Ins Owner ChangeN/A
Market Cap4.18B
Analysts85.33
Price Target124.88 (32.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.98% |
Yearly Dividend3.21
Dividend Growth(5Y)3.86%
DP34.99%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.46%
PT rev (3m)1.9%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-5.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)6.94%
Revenue NY rev (3m)-2.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.33 | ||
| Fwd PE | 22.56 | ||
| P/S | 0.55 | ||
| P/FCF | 4.82 | ||
| P/OCF | 3.97 | ||
| P/B | 1.29 | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.67 |
EPS(TTM)11.28
EY12.01%
EPS(NY)4.16
Fwd EY4.43%
FCF(TTM)19.47
FCFY20.73%
OCF(TTM)23.69
OCFY25.22%
SpS170.68
BVpS72.97
TBVpS-62.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 15.13% | ||
| ROCE | 7.57% | ||
| ROIC | 4.35% | ||
| ROICexc | 6.67% | ||
| ROICexgc | 27.23% | ||
| OM | 12.18% | ||
| PM (TTM) | 6.47% | ||
| GM | N/A | ||
| FCFM | 11.41% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.87 | ||
| Debt/FCF | 7.8 | ||
| Debt/EBITDA | 4.25 | ||
| Cap/Depr | 37.24% | ||
| Cap/Sales | 2.47% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 73.75% | ||
| Profit Quality | 176.33% | ||
| Current Ratio | 2.27 | ||
| Quick Ratio | 2.21 | ||
| Altman-Z | 1.49 |
F-Score7
WACC6.32%
ROIC/WACC0.69
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)130.67%
EPS 3Y-33.79%
EPS 5Y-5.08%
EPS Q2Q%895.56%
EPS Next Y-18.65%
EPS Next 2Y-3.55%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.27%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%13.38%
Revenue Next Year2.91%
Revenue Next 2Y4.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.56%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year37.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.82%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-15.63%
OCF growth 3YN/A
OCF growth 5YN/A