WENDEL (MF.PA) Stock Fundamental Analysis
Europe - EPA:MF - FR0000121204 - Common Stock
77.05 EUR
+1.15 (+1.52%)
Overall MF gets a fundamental rating of 3 out of 10. We evaluated MF against 52 industry peers in the Financial Services industry. MF has a bad profitability rating. Also its financial health evaluation is rather negative. MF is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year MF has reported negative net income.
In the past year MF had a positive cash flow from operations.
MF had positive earnings in 4 of the past 5 years.
In the past 5 years MF always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of -0.57%, MF is doing worse than 67.31% of the companies in the same industry.
With a Return On Equity value of -2.93%, MF is not doing good in the industry: 71.15% of the companies in the same industry are doing better.
MF's Return On Invested Capital of 4.58% is fine compared to the rest of the industry. MF outperforms 63.46% of its industry peers.
MF had an Average Return On Invested Capital over the past 3 years of 4.53%. This is significantly below the industry average of 9.75%.
The last Return On Invested Capital (4.58%) for MF is above the 3 year average (4.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROIC | 4.58% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
MF's Profit Margin has declined in the last couple of years.
MF has a Operating Margin (12.06%) which is comparable to the rest of the industry.
MF's Operating Margin has improved in the last couple of years.
MF does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
MF has less shares outstanding than it did 1 year ago.
MF has less shares outstanding than it did 5 years ago.
MF has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.34, we must say that MF is in the distress zone and has some risk of bankruptcy.
MF's Altman-Z score of 1.34 is in line compared to the rest of the industry. MF outperforms 46.15% of its industry peers.
MF has a debt to FCF ratio of 6.24. This is a slightly negative value and a sign of low solvency as MF would need 6.24 years to pay back of all of its debts.
MF's Debt to FCF ratio of 6.24 is in line compared to the rest of the industry. MF outperforms 57.69% of its industry peers.
MF has a Debt/Equity ratio of 1.98. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.98, MF is not doing good in the industry: 71.15% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Altman-Z | 1.34 |
ROIC/WACC0.79
WACC5.8%
2.3 Liquidity
MF has a Current Ratio of 1.78. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.78, MF is doing good in the industry, outperforming 65.38% of the companies in the same industry.
MF has a Quick Ratio of 1.72. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.72, MF is in the better half of the industry, outperforming 71.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 |
3. Growth
3.1 Past
MF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -118.98%.
MF shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.27% yearly.
Looking at the last year, MF shows a quite strong growth in Revenue. The Revenue has grown by 9.86% in the last year.
The Revenue has been decreasing by -0.12% on average over the past years.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
3.2 Future
The Earnings Per Share is expected to grow by 11.61% on average over the next years. This is quite good.
The Revenue is expected to grow by 4.50% on average over the next years.
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue Next Year8.83%
Revenue Next 2Y6.26%
Revenue Next 3Y4.5%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
MF reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
The Price/Forward Earnings ratio is 13.94, which indicates a correct valuation of MF.
MF's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of MF to the average of the S&P500 Index (35.39), we can say MF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 13.94 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MF indicates a somewhat cheap valuation: MF is cheaper than 78.85% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of MF indicates a rather cheap valuation: MF is cheaper than 88.46% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.23 | ||
| EV/EBITDA | 3.77 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.91%
EPS Next 3Y11.61%
5. Dividend
5.1 Amount
No dividends for MF!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EPA:MF (11/19/2025, 5:36:15 PM)
77.05
+1.15 (+1.52%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners15.18%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap3.43B
Revenue(TTM)8.34B
Net Income(TTM)-90.00M
Analysts82.67
Price Target111.18 (44.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.25%
PT rev (3m)-5.22%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)9.86%
EPS NY rev (3m)-10.77%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.44%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 13.94 | ||
| P/S | 0.41 | ||
| P/FCF | 3.23 | ||
| P/OCF | 2.69 | ||
| P/B | 1.12 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.77 |
EPS(TTM)-2.14
EYN/A
EPS(NY)5.53
Fwd EY7.17%
FCF(TTM)23.85
FCFY30.96%
OCF(TTM)28.59
OCFY37.11%
SpS187.3
BVpS69
TBVpS-83.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROCE | 7.97% | ||
| ROIC | 4.58% | ||
| ROICexc | 5.88% | ||
| ROICexgc | 19.09% | ||
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 12.74% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Debt/EBITDA | 3.25 | ||
| Cap/Depr | 24.43% | ||
| Cap/Sales | 2.53% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 68.11% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 | ||
| Altman-Z | 1.34 |
F-Score5
WACC5.8%
ROIC/WACC0.79
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.83%
Revenue Next 2Y6.26%
Revenue Next 3Y4.5%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year20.09%
EBIT Next 3Y7.65%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%
WENDEL / MF.PA FAQ
What is the fundamental rating for MF stock?
ChartMill assigns a fundamental rating of 3 / 10 to MF.PA.
Can you provide the valuation status for WENDEL?
ChartMill assigns a valuation rating of 4 / 10 to WENDEL (MF.PA). This can be considered as Fairly Valued.
What is the profitability of MF stock?
WENDEL (MF.PA) has a profitability rating of 3 / 10.
Can you provide the dividend sustainability for MF stock?
The dividend rating of WENDEL (MF.PA) is 0 / 10 and the dividend payout ratio is -221.78%.