WENDEL (MF.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:MF - FR0000121204 - Common Stock
77.8 EUR
-0.4 (-0.51%)
Overall MF gets a fundamental rating of 3 out of 10. We evaluated MF against 53 industry peers in the Financial Services industry. While MF seems to be doing ok healthwise, there are quite some concerns on its profitability. MF has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
MF had negative earnings in the past year.
MF had a positive operating cash flow in the past year.
Of the past 5 years MF 4 years were profitable.
Each year in the past 5 years MF had a positive operating cash flow.
1.2 Ratios
MF has a Return On Assets of -0.57%. This is in the lower half of the industry: MF underperforms 64.15% of its industry peers.
MF has a worse Return On Equity (-2.93%) than 67.92% of its industry peers.
MF has a better Return On Invested Capital (4.58%) than 67.92% of its industry peers.
MF had an Average Return On Invested Capital over the past 3 years of 4.53%. This is below the industry average of 8.74%.
The last Return On Invested Capital (4.58%) for MF is above the 3 year average (4.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROIC | 4.58% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
In the last couple of years the Profit Margin of MF has declined.
With a Operating Margin value of 12.06%, MF perfoms like the industry average, outperforming 58.49% of the companies in the same industry.
In the last couple of years the Operating Margin of MF has grown nicely.
The Profit Margin and Gross Margin are not available for MF so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MF is destroying value.
MF has less shares outstanding than it did 1 year ago.
The number of shares outstanding for MF has been reduced compared to 5 years ago.
MF has a worse debt/assets ratio than last year.
2.2 Solvency
MF has an Altman-Z score of 1.35. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of MF (1.35) is comparable to the rest of the industry.
MF has a debt to FCF ratio of 6.24. This is a slightly negative value and a sign of low solvency as MF would need 6.24 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 6.24, MF is doing good in the industry, outperforming 62.26% of the companies in the same industry.
MF has a Debt/Equity ratio of 1.98. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of MF (1.98) is worse than 66.04% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Altman-Z | 1.35 |
ROIC/WACC0.8
WACC5.74%
2.3 Liquidity
MF has a Current Ratio of 1.78. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
MF has a better Current ratio (1.78) than 67.92% of its industry peers.
A Quick Ratio of 1.72 indicates that MF should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.72, MF is doing good in the industry, outperforming 73.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 |
3. Growth
3.1 Past
MF shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -118.98%.
MF shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.27% yearly.
The Revenue has grown by 9.86% in the past year. This is quite good.
MF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.12% yearly.
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
3.2 Future
The Earnings Per Share is expected to grow by 11.61% on average over the next years. This is quite good.
MF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.50% yearly.
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue Next Year8.83%
Revenue Next 2Y6.26%
Revenue Next 3Y4.5%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for MF. In the last year negative earnings were reported.
With a Price/Forward Earnings ratio of 14.07, MF is valued correctly.
MF's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.45, MF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 14.07 |
4.2 Price Multiples
79.25% of the companies in the same industry are more expensive than MF, based on the Enterprise Value to EBITDA ratio.
88.68% of the companies in the same industry are more expensive than MF, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.26 | ||
| EV/EBITDA | 3.82 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.91%
EPS Next 3Y11.61%
5. Dividend
5.1 Amount
No dividends for MF!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EPA:MF (11/25/2025, 10:15:11 AM)
77.8
-0.4 (-0.51%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners15.18%
Inst Owner ChangeN/A
Ins Owners0.73%
Ins Owner ChangeN/A
Market Cap3.46B
Revenue(TTM)8.34B
Net Income(TTM)-90.00M
Analysts82.67
Price Target110.77 (42.38%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP-221.78%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.61%
PT rev (3m)-4.5%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)9.86%
EPS NY rev (3m)9.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.44%
Revenue NY rev (3m)0.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 14.07 | ||
| P/S | 0.42 | ||
| P/FCF | 3.26 | ||
| P/OCF | 2.72 | ||
| P/B | 1.13 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.82 |
EPS(TTM)-2.14
EYN/A
EPS(NY)5.53
Fwd EY7.1%
FCF(TTM)23.85
FCFY30.66%
OCF(TTM)28.59
OCFY36.75%
SpS187.3
BVpS69
TBVpS-83.84
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.57% | ||
| ROE | -2.93% | ||
| ROCE | 7.97% | ||
| ROIC | 4.58% | ||
| ROICexc | 5.88% | ||
| ROICexgc | 19.09% | ||
| OM | 12.06% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 12.74% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.98 | ||
| Debt/FCF | 6.24 | ||
| Debt/EBITDA | 3.25 | ||
| Cap/Depr | 24.43% | ||
| Cap/Sales | 2.53% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 68.11% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.78 | ||
| Quick Ratio | 1.72 | ||
| Altman-Z | 1.35 |
F-Score5
WACC5.74%
ROIC/WACC0.8
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-118.98%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-99.11%
EPS Next Y-8.32%
EPS Next 2Y3.91%
EPS Next 3Y11.61%
EPS Next 5YN/A
Revenue 1Y (TTM)9.86%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%7%
Revenue Next Year8.83%
Revenue Next 2Y6.26%
Revenue Next 3Y4.5%
Revenue Next 5YN/A
EBIT growth 1Y8.73%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year20.09%
EBIT Next 3Y7.65%
EBIT Next 5YN/A
FCF growth 1Y11.82%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y1.93%
OCF growth 3Y2.49%
OCF growth 5Y1.56%
WENDEL / MF.PA FAQ
What is the fundamental rating for MF stock?
ChartMill assigns a fundamental rating of 3 / 10 to MF.PA.
Can you provide the valuation status for WENDEL?
ChartMill assigns a valuation rating of 4 / 10 to WENDEL (MF.PA). This can be considered as Fairly Valued.
What is the profitability of MF stock?
WENDEL (MF.PA) has a profitability rating of 3 / 10.
Can you provide the dividend sustainability for MF stock?
The dividend rating of WENDEL (MF.PA) is 0 / 10 and the dividend payout ratio is -221.78%.