WENDEL (MF.PA) Stock Fundamental Analysis
EPA:MF - Euronext Paris - Matif - FR0000121204 - Common Stock - Currency: EUR
MF gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 51 industry peers in the Financial Services industry. MF has only an average score on both its financial health and profitability. MF is not valued too expensively and it also shows a decent growth rate. MF also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
MF had positive earnings in the past year.
In the past year MF had a positive cash flow from operations.
Of the past 5 years MF 4 years were profitable.
In the past 5 years MF always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of MF (1.90%) is comparable to the rest of the industry.
MF has a Return On Equity (9.12%) which is in line with its industry peers.
MF has a Return On Invested Capital (4.49%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for MF is significantly below the industry average of 10.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.9% | ||
| ROE | 9.12% | ||
| ROIC | 4.49% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
1.3 Margins
Looking at the Profit Margin, with a value of 3.64%, MF is doing worse than 60.78% of the companies in the same industry.
MF's Profit Margin has declined in the last couple of years.
MF has a Operating Margin of 12.06%. This is in the better half of the industry: MF outperforms 62.75% of its industry peers.
In the last couple of years the Operating Margin of MF has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.06% | ||
| PM (TTM) | 3.64% | ||
| GM | N/A |
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), MF is destroying value.
The number of shares outstanding for MF has been reduced compared to 1 year ago.
MF has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, MF has a worse debt to assets ratio.
2.2 Solvency
MF has an Altman-Z score of 1.43. This is a bad value and indicates that MF is not financially healthy and even has some risk of bankruptcy.
MF has a Altman-Z score (1.43) which is in line with its industry peers.
MF has a debt to FCF ratio of 6.49. This is a slightly negative value and a sign of low solvency as MF would need 6.49 years to pay back of all of its debts.
The Debt to FCF ratio of MF (6.49) is comparable to the rest of the industry.
MF has a Debt/Equity ratio of 1.87. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of MF (1.87) is worse than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.87 | ||
| Debt/FCF | 6.49 | ||
| Altman-Z | 1.43 |
ROIC/WACC0.77
WACC5.83%
2.3 Liquidity
MF has a Current Ratio of 2.02. This indicates that MF is financially healthy and has no problem in meeting its short term obligations.
MF has a Current ratio of 2.02. This is amongst the best in the industry. MF outperforms 80.39% of its industry peers.
MF has a Quick Ratio of 1.96. This is a normal value and indicates that MF is financially healthy and should not expect problems in meeting its short term obligations.
MF's Quick ratio of 1.96 is amongst the best of the industry. MF outperforms 84.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.02 | ||
| Quick Ratio | 1.96 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 109.28% over the past year.
MF shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.27% yearly.
The Revenue has grown by 13.13% in the past year. This is quite good.
The Revenue has been decreasing by -0.12% on average over the past years.
EPS 1Y (TTM)109.28%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-195.75%
Revenue 1Y (TTM)13.13%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%12.9%
3.2 Future
MF is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.80% yearly.
MF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.68% yearly.
EPS Next Y2.75%
EPS Next 2Y4.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.24%
Revenue Next 2Y5.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.86, which indicates a correct valuation of MF.
MF's Price/Earnings ratio is in line with the industry average.
MF is valuated cheaply when we compare the Price/Earnings ratio to 28.79, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 16.48, MF is valued correctly.
The rest of the industry has a similar Price/Forward Earnings ratio as MF.
When comparing the Price/Forward Earnings ratio of MF to the average of the S&P500 Index (21.38), we can say MF is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.86 | ||
| Fwd PE | 16.48 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, MF is valued cheaply inside the industry as 80.39% of the companies are valued more expensively.
MF's Price/Free Cash Flow ratio is rather cheap when compared to the industry. MF is cheaper than 92.16% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.71 | ||
| EV/EBITDA | 4.08 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates MF does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)4.68
PEG (5Y)N/A
EPS Next 2Y4.8%
EPS Next 3YN/A
5. Dividend
5.1 Amount
MF has a Yearly Dividend Yield of 5.40%, which is a nice return.
MF's Dividend Yield is rather good when compared to the industry average which is at 3.81. MF pays more dividend than 86.27% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.47, MF pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.4% |
5.2 History
On average, the dividend of MF grows each year by 7.59%, which is quite nice.
Dividend Growth(5Y)7.59%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
58.46% of the earnings are spent on dividend by MF. This is a bit on the high side, but may be sustainable.
The dividend of MF is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP58.46%
EPS Next 2Y4.8%
EPS Next 3YN/A
EPA:MF (4/25/2025, 7:00:00 PM)
86.7
-0.35 (-0.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners14.82%
Inst Owner ChangeN/A
Ins Owners0.86%
Ins Owner ChangeN/A
Market Cap3.85B
Analysts85.33
Price Target124 (43.02%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.4% |
Yearly Dividend4.01
Dividend Growth(5Y)7.59%
DP58.46%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.7%
PT rev (3m)1.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)15.84%
EPS NY rev (3m)19.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)3.23%
Revenue NY rev (3m)10.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.86 | ||
| Fwd PE | 16.48 | ||
| P/S | 0.48 | ||
| P/FCF | 3.71 | ||
| P/OCF | 3.1 | ||
| P/B | 1.2 | ||
| P/tB | N/A | ||
| EV/EBITDA | 4.08 |
EPS(TTM)6.74
EY7.77%
EPS(NY)5.26
Fwd EY6.07%
FCF(TTM)23.36
FCFY26.95%
OCF(TTM)27.99
OCFY32.29%
SpS181.37
BVpS72.49
TBVpS-66
PEG (NY)4.68
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.9% | ||
| ROE | 9.12% | ||
| ROCE | 7.82% | ||
| ROIC | 4.49% | ||
| ROICexc | 6.26% | ||
| ROICexgc | 20.16% | ||
| OM | 12.06% | ||
| PM (TTM) | 3.64% | ||
| GM | N/A | ||
| FCFM | 12.88% |
ROA(3y)2.47%
ROA(5y)2.56%
ROE(3y)12.66%
ROE(5y)13.01%
ROIC(3y)4.53%
ROIC(5y)4.05%
ROICexc(3y)6.19%
ROICexc(5y)5.52%
ROICexgc(3y)20.53%
ROICexgc(5y)17.72%
ROCE(3y)7.87%
ROCE(5y)7.04%
ROICexcg growth 3Y18.2%
ROICexcg growth 5Y4.07%
ROICexc growth 3Y6.16%
ROICexc growth 5Y4.11%
OM growth 3Y4.03%
OM growth 5Y5.21%
PM growth 3Y-36.07%
PM growth 5Y-5.85%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.87 | ||
| Debt/FCF | 6.49 | ||
| Debt/EBITDA | 3.5 | ||
| Cap/Depr | 27.59% | ||
| Cap/Sales | 2.55% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 72.43% | ||
| Profit Quality | 353.45% | ||
| Current Ratio | 2.02 | ||
| Quick Ratio | 1.96 | ||
| Altman-Z | 1.43 |
F-Score8
WACC5.83%
ROIC/WACC0.77
Cap/Depr(3y)39%
Cap/Depr(5y)37.48%
Cap/Sales(3y)2.96%
Cap/Sales(5y)3.08%
Profit Quality(3y)362.07%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)109.28%
EPS 3Y-34.01%
EPS 5Y-5.27%
EPS Q2Q%-195.75%
EPS Next Y2.75%
EPS Next 2Y4.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.13%
Revenue growth 3Y2.43%
Revenue growth 5Y-0.12%
Sales Q2Q%12.9%
Revenue Next Year6.24%
Revenue Next 2Y5.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y12.83%
EBIT growth 3Y6.55%
EBIT growth 5Y5.09%
EBIT Next Year31.72%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y23.26%
FCF growth 3Y4.64%
FCF growth 5Y3.48%
OCF growth 1Y15.97%
OCF growth 3Y2.49%
OCF growth 5Y1.56%