Logo image of MCVT

MILL CITY VENTURES III LTD (MCVT) Stock Fundamental Analysis

NASDAQ:MCVT - Nasdaq - US59982U2006 - Common Stock - Currency: USD

2.3  +0.12 (+5.53%)

Premarket: 1.98 -0.32 (-13.91%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to MCVT. MCVT was compared to 101 industry peers in the Financial Services industry. While MCVT has a great health rating, there are worries on its profitability. MCVT is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

Quickly go to:

3

1. Profitability

1.1 Basic Checks

MCVT had positive earnings in the past year.
In the past year MCVT had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: MCVT reported negative net income in multiple years.
MCVT had negative operating cash flow in 4 of the past 5 years.
MCVT Yearly Net Income VS EBIT VS OCF VS FCFMCVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 2M -2M 4M -4M 6M

1.2 Ratios

MCVT has a Return On Assets (1.82%) which is in line with its industry peers.
With a Return On Equity value of 1.87%, MCVT is not doing good in the industry: 69.31% of the companies in the same industry are doing better.
The Return On Invested Capital of MCVT (4.84%) is better than 71.29% of its industry peers.
Industry RankSector Rank
ROA 1.82%
ROE 1.87%
ROIC 4.84%
ROA(3y)3.81%
ROA(5y)4.52%
ROE(3y)5.15%
ROE(5y)5.58%
ROIC(3y)N/A
ROIC(5y)N/A
MCVT Yearly ROA, ROE, ROICMCVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 10 -10 20 -20 -30

1.3 Margins

Looking at the Profit Margin, with a value of 11.47%, MCVT is in line with its industry, outperforming 52.48% of the companies in the same industry.
Looking at the Operating Margin, with a value of 37.73%, MCVT belongs to the top of the industry, outperforming 81.19% of the companies in the same industry.
Industry RankSector Rank
OM 37.73%
PM (TTM) 11.47%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
MCVT Yearly Profit, Operating, Gross MarginsMCVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 500 1K

More info and screens

8

2. Health

2.1 Basic Checks

Compared to 1 year ago, MCVT has more shares outstanding
MCVT has more shares outstanding than it did 5 years ago.
There is no outstanding debt for MCVT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MCVT Yearly Shares OutstandingMCVT Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M
MCVT Yearly Total Debt VS Total AssetsMCVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M 15M

2.2 Solvency

An Altman-Z score of 18.41 indicates that MCVT is not in any danger for bankruptcy at the moment.
MCVT has a better Altman-Z score (18.41) than 96.04% of its industry peers.
There is no outstanding debt for MCVT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 18.41
ROIC/WACCN/A
WACCN/A
MCVT Yearly LT Debt VS Equity VS FCFMCVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 0 5M 10M 15M

2.3 Liquidity

A Current Ratio of 7.82 indicates that MCVT has no problem at all paying its short term obligations.
With an excellent Current ratio value of 7.82, MCVT belongs to the best of the industry, outperforming 95.05% of the companies in the same industry.
MCVT has a Quick Ratio of 7.82. This indicates that MCVT is financially healthy and has no problem in meeting its short term obligations.
MCVT has a Quick ratio of 7.82. This is amongst the best in the industry. MCVT outperforms 95.05% of its industry peers.
Industry RankSector Rank
Current Ratio 7.82
Quick Ratio 7.82
MCVT Yearly Current Assets VS Current LiabilitesMCVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M

More info and screens

3

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 130.03% over the past year.
MCVT shows a decrease in Revenue. In the last year, the revenue decreased by -3.31%.
The Revenue has been growing by 85.54% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)130.03%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%22.73%
Revenue 1Y (TTM)-3.31%
Revenue growth 3Y36.39%
Revenue growth 5Y85.54%
Sales Q2Q%-1.95%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
MCVT Yearly Revenue VS EstimatesMCVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 1M 2M 3M 4M
MCVT Yearly EPS VS EstimatesMCVT Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

More info and screens

2

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 46.00, the valuation of MCVT can be described as expensive.
MCVT's Price/Earnings ratio is a bit more expensive when compared to the industry. MCVT is more expensive than 72.28% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 30.30, MCVT is valued quite expensively.
Industry RankSector Rank
PE 46
Fwd PE N/A
MCVT Price Earnings VS Forward Price EarningsMCVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

MCVT's Price/Free Cash Flow ratio is rather cheap when compared to the industry. MCVT is cheaper than 91.09% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.77
EV/EBITDA N/A
MCVT Per share dataMCVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

MCVT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

MILL CITY VENTURES III LTD

NASDAQ:MCVT (2/20/2025, 8:00:00 PM)

Premarket: 1.98 -0.32 (-13.91%)

2.3

+0.12 (+5.53%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-15 2024-11-15/bmo
Earnings (Next)03-31 2025-03-31
Inst Owners0.56%
Inst Owner Change0.61%
Ins Owners57.37%
Ins Owner Change1.94%
Market Cap14.70M
AnalystsN/A
Price TargetN/A
Short Float %0.75%
Short Ratio0.09
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0.34
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 46
Fwd PE N/A
P/S 4.54
P/FCF 6.77
P/OCF 6.77
P/B 0.74
P/tB 0.74
EV/EBITDA N/A
EPS(TTM)0.05
EY2.17%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.34
FCFY14.77%
OCF(TTM)0.34
OCFY14.77%
SpS0.51
BVpS3.11
TBVpS3.11
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 1.82%
ROE 1.87%
ROCE 6.13%
ROIC 4.84%
ROICexc 5.75%
ROICexgc 5.75%
OM 37.73%
PM (TTM) 11.47%
GM N/A
FCFM 67.09%
ROA(3y)3.81%
ROA(5y)4.52%
ROE(3y)5.15%
ROE(5y)5.58%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 3936.1
Cash Conversion N/A
Profit Quality 584.78%
Current Ratio 7.82
Quick Ratio 7.82
Altman-Z 18.41
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)130.03%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%22.73%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-3.31%
Revenue growth 3Y36.39%
Revenue growth 5Y85.54%
Sales Q2Q%-1.95%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y301.28%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y130.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y130.96%
OCF growth 3YN/A
OCF growth 5YN/A