MONARCH CASINO & RESORT INC (MCRI) Stock Fundamental Analysis
NASDAQ:MCRI • US6090271072
95.39 USD
-0.71 (-0.74%)
At close: Feb 20, 2026
95.39 USD
0 (0%)
After Hours: 2/20/2026, 8:00:01 PM
We assign a fundamental rating of 7 out of 10 to MCRI. MCRI was compared to 126 industry peers in the Hotels, Restaurants & Leisure industry. Both the health and profitability get an excellent rating, making MCRI a very profitable company, without any liquidiy or solvency issues. MCRI has a correct valuation and a medium growth rate. With these ratings, MCRI could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
- In the past year MCRI was profitable.
- MCRI had a positive operating cash flow in the past year.
- MCRI had positive earnings in each of the past 5 years.
- MCRI had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 11.40%, MCRI belongs to the best of the industry, outperforming 84.13% of the companies in the same industry.
- With a decent Return On Equity value of 14.80%, MCRI is doing good in the industry, outperforming 72.22% of the companies in the same industry.
- MCRI's Return On Invested Capital of 17.72% is amongst the best of the industry. MCRI outperforms 87.30% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for MCRI is significantly above the industry average of 10.58%.
- The last Return On Invested Capital (17.72%) for MCRI is above the 3 year average (17.63%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.4% | ||
| ROE | 14.8% | ||
| ROIC | 17.72% |
ROA(3y)12.28%
ROA(5y)11.88%
ROE(3y)16.33%
ROE(5y)16.1%
ROIC(3y)17.63%
ROIC(5y)16.53%
1.3 Margins
- The Profit Margin of MCRI (15.32%) is better than 85.71% of its industry peers.
- MCRI's Profit Margin has improved in the last couple of years.
- The Operating Margin of MCRI (24.46%) is better than 88.89% of its industry peers.
- MCRI's Operating Margin has improved in the last couple of years.
- The Gross Margin of MCRI (54.76%) is better than 65.08% of its industry peers.
- MCRI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.46% | ||
| PM (TTM) | 15.32% | ||
| GM | 54.76% |
OM growth 3Y0.35%
OM growth 5Y19.45%
PM growth 3Y0.53%
PM growth 5Y7.67%
GM growth 3Y0.44%
GM growth 5Y0.36%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so MCRI is creating value.
- Compared to 1 year ago, MCRI has less shares outstanding
- The number of shares outstanding for MCRI has been reduced compared to 5 years ago.
- MCRI has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- MCRI has an Altman-Z score of 8.61. This indicates that MCRI is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 8.61, MCRI belongs to the top of the industry, outperforming 95.24% of the companies in the same industry.
- There is no outstanding debt for MCRI. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 8.61 |
ROIC/WACC2.02
WACC8.75%
2.3 Liquidity
- MCRI has a Current Ratio of 0.96. This is a bad value and indicates that MCRI is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.96, MCRI is in line with its industry, outperforming 45.24% of the companies in the same industry.
- A Quick Ratio of 0.90 indicates that MCRI may have some problems paying its short term obligations.
- MCRI has a Quick ratio (0.90) which is in line with its industry peers.
- MCRI does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.9 |
3. Growth
3.1 Past
- MCRI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.70%, which is quite good.
- MCRI shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 33.93% yearly.
- The Revenue has been growing slightly by 4.39% in the past year.
- The Revenue has been growing by 24.21% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)9.7%
EPS 3Y6.78%
EPS 5Y33.93%
EPS Q2Q%-8.09%
Revenue 1Y (TTM)4.39%
Revenue growth 3Y4.48%
Revenue growth 5Y24.21%
Sales Q2Q%4.08%
3.2 Future
- Based on estimates for the next years, MCRI will show a small growth in Earnings Per Share. The EPS will grow by 4.97% on average per year.
- The Revenue is expected to grow by 2.69% on average over the next years.
EPS Next Y7.97%
EPS Next 2Y4.97%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.59%
Revenue Next 2Y2.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- MCRI is valuated rather expensively with a Price/Earnings ratio of 17.57.
- Based on the Price/Earnings ratio, MCRI is valued a bit cheaper than 71.43% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.99. MCRI is valued slightly cheaper when compared to this.
- A Price/Forward Earnings ratio of 16.27 indicates a correct valuation of MCRI.
- Based on the Price/Forward Earnings ratio, MCRI is valued a bit cheaper than the industry average as 70.63% of the companies are valued more expensively.
- MCRI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.06.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.57 | ||
| Fwd PE | 16.27 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, MCRI is valued a bit cheaper than 75.40% of the companies in the same industry.
- 84.13% of the companies in the same industry are more expensive than MCRI, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.88 | ||
| EV/EBITDA | 8.62 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates MCRI does not grow enough to justify the current Price/Earnings ratio.
- The excellent profitability rating of MCRI may justify a higher PE ratio.
PEG (NY)2.2
PEG (5Y)0.52
EPS Next 2Y4.97%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.28%, MCRI has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 1.09, MCRI pays a bit more dividend than its industry peers.
- Compared to the average S&P500 Dividend Yield of 1.81, MCRI is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.28% |
5.2 History
- MCRI has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- MCRI pays out 26.69% of its income as dividend. This is a sustainable payout ratio.
DP26.69%
EPS Next 2Y4.97%
EPS Next 3YN/A
95.39
-0.71 (-0.74%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)04-20 2026-04-20/amc
Inst Owners65.57%
Inst Owner Change-5.25%
Ins Owners23.09%
Ins Owner Change0%
Market Cap1.70B
Revenue(TTM)545.13M
Net Income(TTM)82.66M
Analysts75
Price Target110.84 (16.2%)
Short Float %2.14%
Short Ratio2.69
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.28% |
Yearly Dividend1.19
Dividend Growth(5Y)N/A
DP26.69%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12%
Min EPS beat(2)5.26%
Max EPS beat(2)18.74%
EPS beat(4)4
Avg EPS beat(4)12.23%
Min EPS beat(4)4.02%
Max EPS beat(4)20.88%
EPS beat(8)6
Avg EPS beat(8)5.31%
EPS beat(12)6
Avg EPS beat(12)0.41%
EPS beat(16)9
Avg EPS beat(16)1.45%
Revenue beat(2)1
Avg Revenue beat(2)-0.2%
Min Revenue beat(2)-3.78%
Max Revenue beat(2)3.39%
Revenue beat(4)3
Avg Revenue beat(4)0.51%
Min Revenue beat(4)-3.78%
Max Revenue beat(4)3.39%
Revenue beat(8)5
Avg Revenue beat(8)0.72%
Revenue beat(12)6
Avg Revenue beat(12)-0.14%
Revenue beat(16)8
Avg Revenue beat(16)0.87%
PT rev (1m)0.62%
PT rev (3m)0.62%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.02%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.13%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.08%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.57 | ||
| Fwd PE | 16.27 | ||
| P/S | 3.15 | ||
| P/FCF | 13.88 | ||
| P/OCF | 10.34 | ||
| P/B | 3.04 | ||
| P/tB | 3.2 | ||
| EV/EBITDA | 8.62 |
EPS(TTM)5.43
EY5.69%
EPS(NY)5.86
Fwd EY6.15%
FCF(TTM)6.87
FCFY7.2%
OCF(TTM)9.23
OCFY9.67%
SpS30.28
BVpS31.33
TBVpS29.83
PEG (NY)2.2
PEG (5Y)0.52
Graham Number61.87
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.4% | ||
| ROE | 14.8% | ||
| ROCE | 22.56% | ||
| ROIC | 17.72% | ||
| ROICexc | 21.71% | ||
| ROICexgc | 23% | ||
| OM | 24.46% | ||
| PM (TTM) | 15.32% | ||
| GM | 54.76% | ||
| FCFM | 22.69% |
ROA(3y)12.28%
ROA(5y)11.88%
ROE(3y)16.33%
ROE(5y)16.1%
ROIC(3y)17.63%
ROIC(5y)16.53%
ROICexc(3y)20.11%
ROICexc(5y)18.42%
ROICexgc(3y)21.24%
ROICexgc(5y)19.43%
ROCE(3y)22.44%
ROCE(5y)21.04%
ROICexgc growth 3Y10.26%
ROICexgc growth 5Y52.75%
ROICexc growth 3Y9.87%
ROICexc growth 5Y52.46%
OM growth 3Y0.35%
OM growth 5Y19.45%
PM growth 3Y0.53%
PM growth 5Y7.67%
GM growth 3Y0.44%
GM growth 5Y0.36%
F-Score7
Asset Turnover0.74
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 77.41% | ||
| Cap/Sales | 7.78% | ||
| Interest Coverage | 224.1 | ||
| Cash Conversion | 88.3% | ||
| Profit Quality | 148.14% | ||
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.9 | ||
| Altman-Z | 8.61 |
F-Score7
WACC8.75%
ROIC/WACC2.02
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.7%
EPS 3Y6.78%
EPS 5Y33.93%
EPS Q2Q%-8.09%
EPS Next Y7.97%
EPS Next 2Y4.97%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.39%
Revenue growth 3Y4.48%
Revenue growth 5Y24.21%
Sales Q2Q%4.08%
Revenue Next Year3.59%
Revenue Next 2Y2.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y12.06%
EBIT growth 3Y4.85%
EBIT growth 5Y48.36%
EBIT Next Year54.48%
EBIT Next 3Y21.33%
EBIT Next 5Y17.29%
FCF growth 1Y37.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y16.15%
OCF growth 3YN/A
OCF growth 5YN/A
MONARCH CASINO & RESORT INC / MCRI FAQ
Can you provide the ChartMill fundamental rating for MONARCH CASINO & RESORT INC?
ChartMill assigns a fundamental rating of 7 / 10 to MCRI.
What is the valuation status for MCRI stock?
ChartMill assigns a valuation rating of 5 / 10 to MONARCH CASINO & RESORT INC (MCRI). This can be considered as Fairly Valued.
Can you provide the profitability details for MONARCH CASINO & RESORT INC?
MONARCH CASINO & RESORT INC (MCRI) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for MCRI stock?
The Price/Earnings (PE) ratio for MONARCH CASINO & RESORT INC (MCRI) is 17.57 and the Price/Book (PB) ratio is 3.04.
What is the earnings growth outlook for MONARCH CASINO & RESORT INC?
The Earnings per Share (EPS) of MONARCH CASINO & RESORT INC (MCRI) is expected to grow by 7.97% in the next year.