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WM TECHNOLOGY INC (MAPS) Stock Fundamental Analysis

NASDAQ:MAPS - Nasdaq - US92971A1097 - Common Stock - Currency: USD

1.39  -0.06 (-4.14%)

After market: 1.38 -0.01 (-0.72%)

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to MAPS. MAPS was compared to 284 industry peers in the Software industry. While MAPS has a great health rating, its profitability is only average at the moment. MAPS is cheap, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

In the past year MAPS has reported negative net income.
MAPS had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: MAPS reported negative net income in multiple years.
In multiple years MAPS reported negative operating cash flow during the last 5 years.
MAPS Yearly Net Income VS EBIT VS OCF VS FCFMAPS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 0 50M -50M -100M

1.2 Ratios

Looking at the Return On Assets, with a value of -1.05%, MAPS is in line with its industry, outperforming 57.97% of the companies in the same industry.
MAPS has a Return On Equity (-6.17%) which is comparable to the rest of the industry.
MAPS's Return On Invested Capital of 11.95% is amongst the best of the industry. MAPS outperforms 88.77% of its industry peers.
Industry RankSector Rank
ROA -1.05%
ROE -6.17%
ROIC 11.95%
ROA(3y)-15.89%
ROA(5y)-13.47%
ROE(3y)-277.04%
ROE(5y)-171.91%
ROIC(3y)N/A
ROIC(5y)N/A
MAPS Yearly ROA, ROE, ROICMAPS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 0 -200 -400 -600 -800

1.3 Margins

MAPS has a Operating Margin of 12.37%. This is amongst the best in the industry. MAPS outperforms 81.16% of its industry peers.
MAPS has a better Gross Margin (94.67%) than 98.19% of its industry peers.
Industry RankSector Rank
OM 12.37%
PM (TTM) N/A
GM 94.67%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
MAPS Yearly Profit, Operating, Gross MarginsMAPS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 0 50 -50

7

2. Health

2.1 Basic Checks

MAPS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, MAPS has more shares outstanding
There is no outstanding debt for MAPS. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MAPS Yearly Shares OutstandingMAPS Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 50M 100M
MAPS Yearly Total Debt VS Total AssetsMAPS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 100M 200M 300M

2.2 Solvency

An Altman-Z score of 2.07 indicates that MAPS is not a great score, but indicates only limited risk for bankruptcy at the moment.
MAPS has a Altman-Z score of 2.07. This is comparable to the rest of the industry: MAPS outperforms 45.65% of its industry peers.
There is no outstanding debt for MAPS. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2.07
ROIC/WACC0.85
WACC13.99%
MAPS Yearly LT Debt VS Equity VS FCFMAPS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 0 50M 100M 150M 200M

2.3 Liquidity

A Current Ratio of 2.14 indicates that MAPS has no problem at all paying its short term obligations.
MAPS has a better Current ratio (2.14) than 63.04% of its industry peers.
A Quick Ratio of 2.14 indicates that MAPS has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 2.14, MAPS is in the better half of the industry, outperforming 64.13% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.14
Quick Ratio 2.14
MAPS Yearly Current Assets VS Current LiabilitesMAPS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 20M 40M 60M 80M

2

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 97.56% over the past year.
MAPS shows a decrease in Revenue. In the last year, the revenue decreased by -9.00%.
EPS 1Y (TTM)97.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%250%
Revenue 1Y (TTM)-9%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-2.46%

3.2 Future

The Earnings Per Share is expected to grow by 60.38% on average over the next years. This is a very strong growth
Based on estimates for the next years, MAPS will show a small growth in Revenue. The Revenue will grow by 5.94% on average per year.
EPS Next Y210.5%
EPS Next 2Y89.01%
EPS Next 3Y60.38%
EPS Next 5YN/A
Revenue Next Year-5.34%
Revenue Next 2Y0.16%
Revenue Next 3Y3.42%
Revenue Next 5Y5.94%

3.3 Evolution

MAPS Yearly Revenue VS EstimatesMAPS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M 250M
MAPS Yearly EPS VS EstimatesMAPS Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0 0.5 -0.5 -1

7

4. Valuation

4.1 Price/Earnings Ratio

MAPS reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
With a Price/Forward Earnings ratio of 7.37, the valuation of MAPS can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of MAPS indicates a rather cheap valuation: MAPS is cheaper than 96.38% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.68, MAPS is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 7.37
MAPS Price Earnings VS Forward Price EarningsMAPS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 -20 40 -40

4.2 Price Multiples

MAPS's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MAPS is cheaper than 96.38% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, MAPS is valued cheaper than 96.38% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.42
EV/EBITDA 6.45
MAPS Per share dataMAPS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1

4.3 Compensation for Growth

MAPS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as MAPS's earnings are expected to grow with 60.38% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y89.01%
EPS Next 3Y60.38%

0

5. Dividend

5.1 Amount

MAPS does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

WM TECHNOLOGY INC

NASDAQ:MAPS (2/21/2025, 8:00:01 PM)

After market: 1.38 -0.01 (-0.72%)

1.39

-0.06 (-4.14%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-12 2024-11-12/amc
Earnings (Next)05-22 2025-05-22/amc
Inst Owners43.11%
Inst Owner Change-97%
Ins Owners22.05%
Ins Owner Change-5.81%
Market Cap212.98M
Analysts80
Price Target2.66 (91.37%)
Short Float %3.36%
Short Ratio2.08
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-26.47%
Min EPS beat(2)-50.98%
Max EPS beat(2)-1.96%
EPS beat(4)0
Avg EPS beat(4)-430.88%
Min EPS beat(4)-1668.63%
Max EPS beat(4)-1.96%
EPS beat(8)3
Avg EPS beat(8)-290.77%
EPS beat(12)5
Avg EPS beat(12)-78.91%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)3.67%
Min Revenue beat(2)2.68%
Max Revenue beat(2)4.66%
Revenue beat(4)2
Avg Revenue beat(4)-3.31%
Min Revenue beat(4)-13.64%
Max Revenue beat(4)4.66%
Revenue beat(8)5
Avg Revenue beat(8)-1.11%
Revenue beat(12)7
Avg Revenue beat(12)-1.16%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)33.5%
EPS NQ rev (1m)16.67%
EPS NQ rev (3m)16.67%
EPS NY rev (1m)23.81%
EPS NY rev (3m)23.81%
Revenue NQ rev (1m)4.85%
Revenue NQ rev (3m)4.85%
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)3.17%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 7.37
P/S 1.19
P/FCF 8.42
P/OCF 5.64
P/B 7.21
P/tB N/A
EV/EBITDA 6.45
EPS(TTM)-0.03
EYN/A
EPS(NY)0.19
Fwd EY13.58%
FCF(TTM)0.17
FCFY11.88%
OCF(TTM)0.25
OCFY17.75%
SpS1.16
BVpS0.19
TBVpS-0.27
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -1.05%
ROE -6.17%
ROCE 15.13%
ROIC 11.95%
ROICexc 17.29%
ROICexgc 57.53%
OM 12.37%
PM (TTM) N/A
GM 94.67%
FCFM 14.19%
ROA(3y)-15.89%
ROA(5y)-13.47%
ROE(3y)-277.04%
ROE(5y)-171.91%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover1.03
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 314.46%
Cap/Sales 7.01%
Interest Coverage 250
Cash Conversion 145.19%
Profit Quality N/A
Current Ratio 2.14
Quick Ratio 2.14
Altman-Z 2.07
F-Score6
WACC13.99%
ROIC/WACC0.85
Cap/Depr(3y)138.91%
Cap/Depr(5y)N/A
Cap/Sales(3y)5.96%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)97.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%250%
EPS Next Y210.5%
EPS Next 2Y89.01%
EPS Next 3Y60.38%
EPS Next 5YN/A
Revenue 1Y (TTM)-9%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-2.46%
Revenue Next Year-5.34%
Revenue Next 2Y0.16%
Revenue Next 3Y3.42%
Revenue Next 5Y5.94%
EBIT growth 1Y213%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year767.7%
EBIT Next 3Y114.99%
EBIT Next 5Y54.7%
FCF growth 1Y176.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y332.43%
OCF growth 3YN/A
OCF growth 5YN/A