Logo image of MAPS

WM TECHNOLOGY INC (MAPS) Stock Fundamental Analysis

NASDAQ:MAPS - Nasdaq - US92971A1097 - Common Stock - Currency: USD

1.11  0 (0%)

Fundamental Rating

6

Overall MAPS gets a fundamental rating of 6 out of 10. We evaluated MAPS against 285 industry peers in the Software industry. MAPS is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. MAPS scores decently on growth, while it is valued quite cheap. This could make an interesting combination. This makes MAPS very considerable for value investing!


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

In the past year MAPS was profitable.
MAPS had a positive operating cash flow in the past year.
In multiple years MAPS reported negative net income over the last 5 years.
The reported operating cash flow has been mixed in the past 5 years: MAPS reported negative operating cash flow in multiple years.
MAPS Yearly Net Income VS EBIT VS OCF VS FCFMAPS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 50M -50M -100M

1.2 Ratios

MAPS has a Return On Assets of 4.20%. This is in the better half of the industry: MAPS outperforms 73.33% of its industry peers.
With an excellent Return On Equity value of 21.17%, MAPS belongs to the best of the industry, outperforming 86.32% of the companies in the same industry.
MAPS has a better Return On Invested Capital (7.69%) than 80.70% of its industry peers.
Industry RankSector Rank
ROA 4.2%
ROE 21.17%
ROIC 7.69%
ROA(3y)-20.01%
ROA(5y)-12.91%
ROE(3y)-301.64%
ROE(5y)-167.98%
ROIC(3y)N/A
ROIC(5y)N/A
MAPS Yearly ROA, ROE, ROICMAPS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -200 -400 -600 -800

1.3 Margins

Looking at the Profit Margin, with a value of 4.14%, MAPS is in the better half of the industry, outperforming 68.77% of the companies in the same industry.
MAPS's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 7.99%, MAPS is in the better half of the industry, outperforming 74.74% of the companies in the same industry.
The Gross Margin of MAPS (95.11%) is better than 98.95% of its industry peers.
MAPS's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 7.99%
PM (TTM) 4.14%
GM 95.11%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-49.04%
PM growth 5YN/A
GM growth 3Y-0.28%
GM growth 5YN/A
MAPS Yearly Profit, Operating, Gross MarginsMAPS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 50 -50

7

2. Health

2.1 Basic Checks

MAPS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
MAPS has more shares outstanding than it did 1 year ago.
MAPS has more shares outstanding than it did 5 years ago.
There is no outstanding debt for MAPS. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MAPS Yearly Shares OutstandingMAPS Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
MAPS Yearly Total Debt VS Total AssetsMAPS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

MAPS has an Altman-Z score of 1.81. This is a bad value and indicates that MAPS is not financially healthy and even has some risk of bankruptcy.
MAPS has a Altman-Z score of 1.81. This is comparable to the rest of the industry: MAPS outperforms 48.77% of its industry peers.
There is no outstanding debt for MAPS. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 1.81
ROIC/WACC0.69
WACC11.08%
MAPS Yearly LT Debt VS Equity VS FCFMAPS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

A Current Ratio of 2.28 indicates that MAPS has no problem at all paying its short term obligations.
The Current ratio of MAPS (2.28) is better than 63.86% of its industry peers.
A Quick Ratio of 2.28 indicates that MAPS has no problem at all paying its short term obligations.
With a decent Quick ratio value of 2.28, MAPS is doing good in the industry, outperforming 64.91% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.28
Quick Ratio 2.28
MAPS Yearly Current Assets VS Current LiabilitesMAPS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

5

3. Growth

3.1 Past

MAPS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 158.33%, which is quite impressive.
Measured over the past years, MAPS shows a decrease in Earnings Per Share. The EPS has been decreasing by -8.09% on average per year.
The Revenue has decreased by -1.85% in the past year.
MAPS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.50% yearly.
EPS 1Y (TTM)158.33%
EPS 3Y-55.61%
EPS 5Y-8.09%
EPS Q2Q%125%
Revenue 1Y (TTM)-1.85%
Revenue growth 3Y-1.5%
Revenue growth 5YN/A
Sales Q2Q%15.12%

3.2 Future

Based on estimates for the next years, MAPS will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.03% on average per year.
Based on estimates for the next years, MAPS will show a quite strong growth in Revenue. The Revenue will grow by 8.96% on average per year.
EPS Next Y23.86%
EPS Next 2Y20.71%
EPS Next 3Y17.03%
EPS Next 5YN/A
Revenue Next Year-0.45%
Revenue Next 2Y5.99%
Revenue Next 3Y17.07%
Revenue Next 5Y8.96%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MAPS Yearly Revenue VS EstimatesMAPS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M 250M
MAPS Yearly EPS VS EstimatesMAPS Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 -1

7

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 15.86 indicates a correct valuation of MAPS.
Based on the Price/Earnings ratio, MAPS is valued cheaply inside the industry as 82.11% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 28.92, MAPS is valued a bit cheaper.
With a Price/Forward Earnings ratio of 12.80, MAPS is valued correctly.
MAPS's Price/Forward Earnings ratio is rather cheap when compared to the industry. MAPS is cheaper than 88.07% of the companies in the same industry.
MAPS is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 21.65, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 15.86
Fwd PE 12.8
MAPS Price Earnings VS Forward Price EarningsMAPS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

MAPS's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. MAPS is cheaper than 97.54% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, MAPS is valued cheaply inside the industry as 97.89% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 6.84
EV/EBITDA 4.26
MAPS Per share dataMAPS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1

4.3 Compensation for Growth

MAPS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
MAPS's earnings are expected to grow with 17.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.66
PEG (5Y)N/A
EPS Next 2Y20.71%
EPS Next 3Y17.03%

0

5. Dividend

5.1 Amount

MAPS does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

WM TECHNOLOGY INC

NASDAQ:MAPS (4/25/2025, 11:49:43 AM)

1.11

0 (0%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)03-13 2025-03-13/amc
Earnings (Next)04-30 2025-04-30/amc
Inst Owners43.11%
Inst Owner Change0.1%
Ins Owners22.05%
Ins Owner Change-6.22%
Market Cap171.33M
Analysts80
Price Target2.66 (139.64%)
Short Float %2.92%
Short Ratio2.34
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-22.97%
Min EPS beat(2)-43.98%
Max EPS beat(2)-1.96%
EPS beat(4)0
Avg EPS beat(4)-24.72%
Min EPS beat(4)-50.98%
Max EPS beat(4)-1.96%
EPS beat(8)3
Avg EPS beat(8)-196.59%
EPS beat(12)4
Avg EPS beat(12)-194.52%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.64%
Min Revenue beat(2)0.61%
Max Revenue beat(2)2.68%
Revenue beat(4)3
Avg Revenue beat(4)0.26%
Min Revenue beat(4)-6.93%
Max Revenue beat(4)4.66%
Revenue beat(8)5
Avg Revenue beat(8)-1.16%
Revenue beat(12)7
Avg Revenue beat(12)-1.45%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-50%
EPS NQ rev (3m)-42.86%
EPS NY rev (1m)-54.05%
EPS NY rev (3m)-51.43%
Revenue NQ rev (1m)-6%
Revenue NQ rev (3m)-3.73%
Revenue NY rev (1m)-6.08%
Revenue NY rev (3m)-7.5%
Valuation
Industry RankSector Rank
PE 15.86
Fwd PE 12.8
P/S 0.93
P/FCF 6.84
P/OCF 4.67
P/B 4.75
P/tB N/A
EV/EBITDA 4.26
EPS(TTM)0.07
EY6.31%
EPS(NY)0.09
Fwd EY7.81%
FCF(TTM)0.16
FCFY14.61%
OCF(TTM)0.24
OCFY21.41%
SpS1.2
BVpS0.23
TBVpS-0.22
PEG (NY)0.66
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 4.2%
ROE 21.17%
ROCE 9.74%
ROIC 7.69%
ROICexc 11.71%
ROICexgc 39.97%
OM 7.99%
PM (TTM) 4.14%
GM 95.11%
FCFM 13.57%
ROA(3y)-20.01%
ROA(5y)-12.91%
ROE(3y)-301.64%
ROE(5y)-167.98%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-49.04%
PM growth 5YN/A
GM growth 3Y-0.28%
GM growth 5YN/A
F-Score7
Asset Turnover1.01
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 87.64%
Cap/Sales 6.31%
Interest Coverage 250
Cash Conversion 130.86%
Profit Quality 327.78%
Current Ratio 2.28
Quick Ratio 2.28
Altman-Z 1.81
F-Score7
WACC11.08%
ROIC/WACC0.69
Cap/Depr(3y)108.38%
Cap/Depr(5y)N/A
Cap/Sales(3y)6.69%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)158.33%
EPS 3Y-55.61%
EPS 5Y-8.09%
EPS Q2Q%125%
EPS Next Y23.86%
EPS Next 2Y20.71%
EPS Next 3Y17.03%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.85%
Revenue growth 3Y-1.5%
Revenue growth 5YN/A
Sales Q2Q%15.12%
Revenue Next Year-0.45%
Revenue Next 2Y5.99%
Revenue Next 3Y17.07%
Revenue Next 5Y8.96%
EBIT growth 1Y22.48%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year10.83%
EBIT Next 3Y29.02%
EBIT Next 5Y9.64%
FCF growth 1Y126.45%
FCF growth 3Y18.23%
FCF growth 5YN/A
OCF growth 1Y59.96%
OCF growth 3Y16.68%
OCF growth 5YN/A