MAIN STREET CAPITAL CORP (MAIN) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:MAIN • US56035L1044

62.06 USD
+1.25 (+2.06%)
At close: Feb 10, 2026
62.06 USD
0 (0%)
After Hours: 2/10/2026, 8:20:11 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Overall MAIN gets a fundamental rating of 5 out of 10. We evaluated MAIN against 238 industry peers in the Capital Markets industry. MAIN has an excellent profitability rating, but there are some minor concerns on its financial health. MAIN has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • MAIN had positive earnings in the past year.
  • In the past year MAIN had a positive cash flow from operations.
  • MAIN had positive earnings in each of the past 5 years.
  • MAIN had negative operating cash flow in 4 of the past 5 years.
MAIN Yearly Net Income VS EBIT VS OCF VS FCFMAIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M

1.2 Ratios

  • MAIN has a better Return On Assets (10.16%) than 84.03% of its industry peers.
  • With an excellent Return On Equity value of 18.28%, MAIN belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 5.54%, MAIN is doing good in the industry, outperforming 71.43% of the companies in the same industry.
  • MAIN had an Average Return On Invested Capital over the past 3 years of 5.48%. This is in line with the industry average of 7.26%.
  • The 3 year average ROIC (5.48%) for MAIN is below the current ROIC(5.54%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 10.16%
ROE 18.28%
ROIC 5.54%
ROA(3y)8.42%
ROA(5y)7.06%
ROE(3y)15.64%
ROE(5y)13.47%
ROIC(3y)5.48%
ROIC(5y)4.88%
MAIN Yearly ROA, ROE, ROICMAIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • With an excellent Profit Margin value of 95.59%, MAIN belongs to the best of the industry, outperforming 96.64% of the companies in the same industry.
  • MAIN's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 64.67%, MAIN belongs to the top of the industry, outperforming 97.48% of the companies in the same industry.
  • MAIN's Operating Margin has been stable in the last couple of years.
  • The Gross Margin of MAIN (76.81%) is better than 83.61% of its industry peers.
  • MAIN's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 64.67%
PM (TTM) 95.59%
GM 76.81%
OM growth 3Y1.25%
OM growth 5Y0.3%
PM growth 3Y-6.38%
PM growth 5Y12.02%
GM growth 3Y-1.04%
GM growth 5Y-0.55%
MAIN Yearly Profit, Operating, Gross MarginsMAIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80 100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The number of shares outstanding for MAIN has been increased compared to 1 year ago.
  • Compared to 5 years ago, MAIN has more shares outstanding
  • Compared to 1 year ago, MAIN has a worse debt to assets ratio.
MAIN Yearly Shares OutstandingMAIN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
MAIN Yearly Total Debt VS Total AssetsMAIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

  • MAIN has an Altman-Z score of 1.89. This is not the best score and indicates that MAIN is in the grey zone with still only limited risk for bankruptcy at the moment.
  • MAIN has a Altman-Z score of 1.89. This is in the better half of the industry: MAIN outperforms 68.91% of its industry peers.
  • MAIN has a debt to FCF ratio of 6.77. This is a slightly negative value and a sign of low solvency as MAIN would need 6.77 years to pay back of all of its debts.
  • MAIN has a Debt to FCF ratio of 6.77. This is in the better half of the industry: MAIN outperforms 65.97% of its industry peers.
  • A Debt/Equity ratio of 0.73 indicates that MAIN is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.73, MAIN is in line with its industry, outperforming 57.14% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.73
Debt/FCF 6.77
Altman-Z 1.89
ROIC/WACCN/A
WACCN/A
MAIN Yearly LT Debt VS Equity VS FCFMAIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B

2.3 Liquidity

  • A Current Ratio of 1.17 indicates that MAIN should not have too much problems paying its short term obligations.
  • MAIN has a Current ratio of 1.17. This is comparable to the rest of the industry: MAIN outperforms 54.20% of its industry peers.
  • A Quick Ratio of 1.17 indicates that MAIN should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.17, MAIN perfoms like the industry average, outperforming 58.40% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.17
Quick Ratio 1.17
MAIN Yearly Current Assets VS Current LiabilitesMAIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for MAIN have decreased by -3.39% in the last year.
  • Measured over the past years, MAIN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.20% on average per year.
  • Looking at the last year, MAIN shows a small growth in Revenue. The Revenue has grown by 5.92% in the last year.
  • Measured over the past years, MAIN shows a quite strong growth in Revenue. The Revenue has been growing by 17.32% on average per year.
EPS 1Y (TTM)-3.39%
EPS 3Y15.62%
EPS 5Y10.2%
EPS Q2Q%-3%
Revenue 1Y (TTM)5.92%
Revenue growth 3Y23.25%
Revenue growth 5Y17.32%
Sales Q2Q%2.2%

3.2 Future

  • The Earnings Per Share is expected to decrease by -0.38% on average over the next years.
  • The Revenue is expected to decrease by -0.66% on average over the next years.
EPS Next Y-1.5%
EPS Next 2Y-1.19%
EPS Next 3Y-0.38%
EPS Next 5YN/A
Revenue Next Year3.46%
Revenue Next 2Y2.82%
Revenue Next 3Y-0.66%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
MAIN Yearly Revenue VS EstimatesMAIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
MAIN Yearly EPS VS EstimatesMAIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 15.55 indicates a correct valuation of MAIN.
  • Compared to the rest of the industry, the Price/Earnings ratio of MAIN is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 28.03, MAIN is valued a bit cheaper.
  • A Price/Forward Earnings ratio of 15.58 indicates a correct valuation of MAIN.
  • MAIN's Price/Forward Earnings is on the same level as the industry average.
  • MAIN's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.97.
Industry RankSector Rank
PE 15.55
Fwd PE 15.58
MAIN Price Earnings VS Forward Price EarningsMAIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of MAIN indicates a somewhat cheap valuation: MAIN is cheaper than 66.39% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 17.5
EV/EBITDA N/A
MAIN Per share dataMAIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • MAIN has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.52
EPS Next 2Y-1.19%
EPS Next 3Y-0.38%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • MAIN has a Yearly Dividend Yield of 5.21%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.12, MAIN has a dividend in line with its industry peers.
  • MAIN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 5.21%

5.2 History

  • On average, the dividend of MAIN grows each year by 7.16%, which is quite nice.
  • MAIN has paid a dividend for at least 10 years, which is a reliable track record.
  • MAIN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.16%
Div Incr Years4
Div Non Decr Years4
MAIN Yearly Dividends per shareMAIN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

  • 62.65% of the earnings are spent on dividend by MAIN. This is not a sustainable payout ratio.
  • The Dividend Rate of MAIN has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP62.65%
EPS Next 2Y-1.19%
EPS Next 3Y-0.38%
MAIN Yearly Income VS Free CF VS DividendMAIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M
MAIN Dividend Payout.MAIN Dividend Payout, showing the Payout Ratio.MAIN Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

MAIN STREET CAPITAL CORP

NYSE:MAIN (2/10/2026, 8:20:11 PM)

After market: 62.06 0 (0%)

62.06

+1.25 (+2.06%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06
Earnings (Next)02-26
Inst Owners23.77%
Inst Owner Change-0.89%
Ins Owners1.59%
Ins Owner Change-0.45%
Market Cap5.56B
Revenue(TTM)561.29M
Net Income(TTM)536.52M
Analysts72.86
Price Target64.7 (4.25%)
Short Float %7.06%
Short Ratio11.81
Dividend
Industry RankSector Rank
Dividend Yield 5.21%
Yearly Dividend3.7
Dividend Growth(5Y)7.16%
DP62.65%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-06
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.25%
Min EPS beat(2)-2.92%
Max EPS beat(2)-1.58%
EPS beat(4)0
Avg EPS beat(4)-2.33%
Min EPS beat(4)-3.29%
Max EPS beat(4)-1.55%
EPS beat(8)1
Avg EPS beat(8)-1.79%
EPS beat(12)4
Avg EPS beat(12)-0.1%
EPS beat(16)8
Avg EPS beat(16)1.32%
Revenue beat(2)1
Avg Revenue beat(2)0.43%
Min Revenue beat(2)-1.99%
Max Revenue beat(2)2.86%
Revenue beat(4)1
Avg Revenue beat(4)-1.07%
Min Revenue beat(4)-2.97%
Max Revenue beat(4)2.86%
Revenue beat(8)3
Avg Revenue beat(8)-0.87%
Revenue beat(12)6
Avg Revenue beat(12)0.06%
Revenue beat(16)9
Avg Revenue beat(16)1.24%
PT rev (1m)2.54%
PT rev (3m)3.42%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.37%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.98%
Revenue NQ rev (1m)0.13%
Revenue NQ rev (3m)-1.04%
Revenue NY rev (1m)0.27%
Revenue NY rev (3m)-0.28%
Valuation
Industry RankSector Rank
PE 15.55
Fwd PE 15.58
P/S 9.91
P/FCF 17.5
P/OCF 17.5
P/B 1.89
P/tB 1.89
EV/EBITDA N/A
EPS(TTM)3.99
EY6.43%
EPS(NY)3.98
Fwd EY6.42%
FCF(TTM)3.55
FCFY5.71%
OCF(TTM)3.55
OCFY5.71%
SpS6.27
BVpS32.76
TBVpS32.76
PEG (NY)N/A
PEG (5Y)1.52
Graham Number54.23
Profitability
Industry RankSector Rank
ROA 10.16%
ROE 18.28%
ROCE 7.01%
ROIC 5.54%
ROICexc 5.57%
ROICexgc 5.57%
OM 64.67%
PM (TTM) 95.59%
GM 76.81%
FCFM 56.59%
ROA(3y)8.42%
ROA(5y)7.06%
ROE(3y)15.64%
ROE(5y)13.47%
ROIC(3y)5.48%
ROIC(5y)4.88%
ROICexc(3y)5.55%
ROICexc(5y)4.95%
ROICexgc(3y)5.55%
ROICexgc(5y)4.95%
ROCE(3y)6.93%
ROCE(5y)6.18%
ROICexgc growth 3Y12.2%
ROICexgc growth 5Y3.63%
ROICexc growth 3Y12.2%
ROICexc growth 5Y3.63%
OM growth 3Y1.25%
OM growth 5Y0.3%
PM growth 3Y-6.38%
PM growth 5Y12.02%
GM growth 3Y-1.04%
GM growth 5Y-0.55%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.73
Debt/FCF 6.77
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 2.9
Cash Conversion N/A
Profit Quality 59.2%
Current Ratio 1.17
Quick Ratio 1.17
Altman-Z 1.89
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.39%
EPS 3Y15.62%
EPS 5Y10.2%
EPS Q2Q%-3%
EPS Next Y-1.5%
EPS Next 2Y-1.19%
EPS Next 3Y-0.38%
EPS Next 5YN/A
Revenue 1Y (TTM)5.92%
Revenue growth 3Y23.25%
Revenue growth 5Y17.32%
Sales Q2Q%2.2%
Revenue Next Year3.46%
Revenue Next 2Y2.82%
Revenue Next 3Y-0.66%
Revenue Next 5YN/A
EBIT growth 1Y2.27%
EBIT growth 3Y24.79%
EBIT growth 5Y17.67%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y123.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y123.69%
OCF growth 3YN/A
OCF growth 5YN/A

MAIN STREET CAPITAL CORP / MAIN FAQ

Can you provide the ChartMill fundamental rating for MAIN STREET CAPITAL CORP?

ChartMill assigns a fundamental rating of 5 / 10 to MAIN.


What is the valuation status of MAIN STREET CAPITAL CORP (MAIN) stock?

ChartMill assigns a valuation rating of 4 / 10 to MAIN STREET CAPITAL CORP (MAIN). This can be considered as Fairly Valued.


Can you provide the profitability details for MAIN STREET CAPITAL CORP?

MAIN STREET CAPITAL CORP (MAIN) has a profitability rating of 8 / 10.


Can you provide the expected EPS growth for MAIN stock?

The Earnings per Share (EPS) of MAIN STREET CAPITAL CORP (MAIN) is expected to decline by -1.5% in the next year.


Can you provide the dividend sustainability for MAIN stock?

The dividend rating of MAIN STREET CAPITAL CORP (MAIN) is 6 / 10 and the dividend payout ratio is 62.65%.