MAIN STREET CAPITAL CORP (MAIN) Stock Fundamental Analysis

NYSE:MAIN • US56035L1044

59.44 USD
-1.45 (-2.38%)
At close: Feb 13, 2026
59.44 USD
0 (0%)
After Hours: 2/13/2026, 4:22:22 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

MAIN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. MAIN has an excellent profitability rating, but there are some minor concerns on its financial health. MAIN has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • MAIN had positive earnings in the past year.
  • In the past year MAIN had a positive cash flow from operations.
  • In the past 5 years MAIN has always been profitable.
  • In the past 5 years MAIN reported 4 times negative operating cash flow.
MAIN Yearly Net Income VS EBIT VS OCF VS FCFMAIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M

1.2 Ratios

  • The Return On Assets of MAIN (10.16%) is better than 84.03% of its industry peers.
  • MAIN's Return On Equity of 18.28% is amongst the best of the industry. MAIN outperforms 82.35% of its industry peers.
  • MAIN has a Return On Invested Capital of 5.54%. This is in the better half of the industry: MAIN outperforms 71.43% of its industry peers.
  • MAIN had an Average Return On Invested Capital over the past 3 years of 5.48%. This is in line with the industry average of 7.22%.
  • The 3 year average ROIC (5.48%) for MAIN is below the current ROIC(5.54%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 10.16%
ROE 18.28%
ROIC 5.54%
ROA(3y)8.42%
ROA(5y)7.06%
ROE(3y)15.64%
ROE(5y)13.47%
ROIC(3y)5.48%
ROIC(5y)4.88%
MAIN Yearly ROA, ROE, ROICMAIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • MAIN has a better Profit Margin (95.59%) than 96.64% of its industry peers.
  • MAIN's Profit Margin has improved in the last couple of years.
  • MAIN has a Operating Margin of 64.67%. This is amongst the best in the industry. MAIN outperforms 97.48% of its industry peers.
  • MAIN's Operating Margin has been stable in the last couple of years.
  • Looking at the Gross Margin, with a value of 76.81%, MAIN belongs to the top of the industry, outperforming 83.61% of the companies in the same industry.
  • In the last couple of years the Gross Margin of MAIN has remained more or less at the same level.
Industry RankSector Rank
OM 64.67%
PM (TTM) 95.59%
GM 76.81%
OM growth 3Y1.25%
OM growth 5Y0.3%
PM growth 3Y-6.38%
PM growth 5Y12.02%
GM growth 3Y-1.04%
GM growth 5Y-0.55%
MAIN Yearly Profit, Operating, Gross MarginsMAIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The number of shares outstanding for MAIN has been increased compared to 1 year ago.
  • The number of shares outstanding for MAIN has been increased compared to 5 years ago.
  • Compared to 1 year ago, MAIN has a worse debt to assets ratio.
MAIN Yearly Shares OutstandingMAIN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
MAIN Yearly Total Debt VS Total AssetsMAIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

  • MAIN has an Altman-Z score of 1.86. This is not the best score and indicates that MAIN is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Altman-Z score of MAIN (1.86) is better than 68.91% of its industry peers.
  • The Debt to FCF ratio of MAIN is 6.77, which is on the high side as it means it would take MAIN, 6.77 years of fcf income to pay off all of its debts.
  • MAIN has a better Debt to FCF ratio (6.77) than 65.97% of its industry peers.
  • MAIN has a Debt/Equity ratio of 0.73. This is a neutral value indicating MAIN is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.73, MAIN perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.73
Debt/FCF 6.77
Altman-Z 1.86
ROIC/WACCN/A
WACCN/A
MAIN Yearly LT Debt VS Equity VS FCFMAIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B

2.3 Liquidity

  • A Current Ratio of 1.17 indicates that MAIN should not have too much problems paying its short term obligations.
  • MAIN's Current ratio of 1.17 is in line compared to the rest of the industry. MAIN outperforms 54.20% of its industry peers.
  • MAIN has a Quick Ratio of 1.17. This is a normal value and indicates that MAIN is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Quick ratio value of 1.17, MAIN perfoms like the industry average, outperforming 58.40% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.17
Quick Ratio 1.17
MAIN Yearly Current Assets VS Current LiabilitesMAIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • MAIN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.39%.
  • The Earnings Per Share has been growing by 10.20% on average over the past years. This is quite good.
  • The Revenue has been growing slightly by 5.92% in the past year.
  • The Revenue has been growing by 17.32% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.39%
EPS 3Y15.62%
EPS 5Y10.2%
EPS Q2Q%-3%
Revenue 1Y (TTM)5.92%
Revenue growth 3Y23.25%
Revenue growth 5Y17.32%
Sales Q2Q%2.2%

3.2 Future

  • The Earnings Per Share is expected to decrease by -0.38% on average over the next years.
  • MAIN is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.66% yearly.
EPS Next Y-1.5%
EPS Next 2Y-1.19%
EPS Next 3Y-0.38%
EPS Next 5YN/A
Revenue Next Year3.46%
Revenue Next 2Y2.82%
Revenue Next 3Y-0.66%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
MAIN Yearly Revenue VS EstimatesMAIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
MAIN Yearly EPS VS EstimatesMAIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 14.90, which indicates a correct valuation of MAIN.
  • MAIN's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.67. MAIN is valued slightly cheaper when compared to this.
  • Based on the Price/Forward Earnings ratio of 14.92, the valuation of MAIN can be described as correct.
  • MAIN's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.69, MAIN is valued a bit cheaper.
Industry RankSector Rank
PE 14.9
Fwd PE 14.92
MAIN Price Earnings VS Forward Price EarningsMAIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 65.55% of the companies in the same industry are more expensive than MAIN, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 16.77
EV/EBITDA N/A
MAIN Per share dataMAIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The excellent profitability rating of MAIN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.46
EPS Next 2Y-1.19%
EPS Next 3Y-0.38%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.21%, MAIN is a good candidate for dividend investing.
  • MAIN's Dividend Yield is comparable with the industry average which is at 6.12.
  • Compared to an average S&P500 Dividend Yield of 1.80, MAIN pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.21%

5.2 History

  • The dividend of MAIN is nicely growing with an annual growth rate of 7.16%!
  • MAIN has paid a dividend for at least 10 years, which is a reliable track record.
  • MAIN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.16%
Div Incr Years4
Div Non Decr Years4
MAIN Yearly Dividends per shareMAIN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

  • MAIN pays out 62.65% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of MAIN has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP62.65%
EPS Next 2Y-1.19%
EPS Next 3Y-0.38%
MAIN Yearly Income VS Free CF VS DividendMAIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M
MAIN Dividend Payout.MAIN Dividend Payout, showing the Payout Ratio.MAIN Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

MAIN STREET CAPITAL CORP

NYSE:MAIN (2/13/2026, 4:22:22 PM)

After market: 59.44 0 (0%)

59.44

-1.45 (-2.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06
Earnings (Next)02-26
Inst Owners23.77%
Inst Owner Change-0.89%
Ins Owners1.59%
Ins Owner Change-0.45%
Market Cap5.33B
Revenue(TTM)561.29M
Net Income(TTM)536.52M
Analysts72.86
Price Target64.7 (8.85%)
Short Float %7.06%
Short Ratio11.81
Dividend
Industry RankSector Rank
Dividend Yield 5.21%
Yearly Dividend3.7
Dividend Growth(5Y)7.16%
DP62.65%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-06
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.25%
Min EPS beat(2)-2.92%
Max EPS beat(2)-1.58%
EPS beat(4)0
Avg EPS beat(4)-2.33%
Min EPS beat(4)-3.29%
Max EPS beat(4)-1.55%
EPS beat(8)1
Avg EPS beat(8)-1.79%
EPS beat(12)4
Avg EPS beat(12)-0.1%
EPS beat(16)8
Avg EPS beat(16)1.32%
Revenue beat(2)1
Avg Revenue beat(2)0.43%
Min Revenue beat(2)-1.99%
Max Revenue beat(2)2.86%
Revenue beat(4)1
Avg Revenue beat(4)-1.07%
Min Revenue beat(4)-2.97%
Max Revenue beat(4)2.86%
Revenue beat(8)3
Avg Revenue beat(8)-0.87%
Revenue beat(12)6
Avg Revenue beat(12)0.06%
Revenue beat(16)9
Avg Revenue beat(16)1.24%
PT rev (1m)2.54%
PT rev (3m)3.42%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.37%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.98%
Revenue NQ rev (1m)0.13%
Revenue NQ rev (3m)-1.04%
Revenue NY rev (1m)0.27%
Revenue NY rev (3m)-0.28%
Valuation
Industry RankSector Rank
PE 14.9
Fwd PE 14.92
P/S 9.49
P/FCF 16.77
P/OCF 16.77
P/B 1.81
P/tB 1.81
EV/EBITDA N/A
EPS(TTM)3.99
EY6.71%
EPS(NY)3.98
Fwd EY6.7%
FCF(TTM)3.55
FCFY5.96%
OCF(TTM)3.55
OCFY5.96%
SpS6.27
BVpS32.76
TBVpS32.76
PEG (NY)N/A
PEG (5Y)1.46
Graham Number54.23
Profitability
Industry RankSector Rank
ROA 10.16%
ROE 18.28%
ROCE 7.01%
ROIC 5.54%
ROICexc 5.57%
ROICexgc 5.57%
OM 64.67%
PM (TTM) 95.59%
GM 76.81%
FCFM 56.59%
ROA(3y)8.42%
ROA(5y)7.06%
ROE(3y)15.64%
ROE(5y)13.47%
ROIC(3y)5.48%
ROIC(5y)4.88%
ROICexc(3y)5.55%
ROICexc(5y)4.95%
ROICexgc(3y)5.55%
ROICexgc(5y)4.95%
ROCE(3y)6.93%
ROCE(5y)6.18%
ROICexgc growth 3Y12.2%
ROICexgc growth 5Y3.63%
ROICexc growth 3Y12.2%
ROICexc growth 5Y3.63%
OM growth 3Y1.25%
OM growth 5Y0.3%
PM growth 3Y-6.38%
PM growth 5Y12.02%
GM growth 3Y-1.04%
GM growth 5Y-0.55%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.73
Debt/FCF 6.77
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 2.9
Cash Conversion N/A
Profit Quality 59.2%
Current Ratio 1.17
Quick Ratio 1.17
Altman-Z 1.86
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.39%
EPS 3Y15.62%
EPS 5Y10.2%
EPS Q2Q%-3%
EPS Next Y-1.5%
EPS Next 2Y-1.19%
EPS Next 3Y-0.38%
EPS Next 5YN/A
Revenue 1Y (TTM)5.92%
Revenue growth 3Y23.25%
Revenue growth 5Y17.32%
Sales Q2Q%2.2%
Revenue Next Year3.46%
Revenue Next 2Y2.82%
Revenue Next 3Y-0.66%
Revenue Next 5YN/A
EBIT growth 1Y2.27%
EBIT growth 3Y24.79%
EBIT growth 5Y17.67%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y123.69%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y123.69%
OCF growth 3YN/A
OCF growth 5YN/A

MAIN STREET CAPITAL CORP / MAIN FAQ

Can you provide the ChartMill fundamental rating for MAIN STREET CAPITAL CORP?

ChartMill assigns a fundamental rating of 5 / 10 to MAIN.


What is the valuation status of MAIN STREET CAPITAL CORP (MAIN) stock?

ChartMill assigns a valuation rating of 4 / 10 to MAIN STREET CAPITAL CORP (MAIN). This can be considered as Fairly Valued.


Can you provide the profitability details for MAIN STREET CAPITAL CORP?

MAIN STREET CAPITAL CORP (MAIN) has a profitability rating of 8 / 10.


Can you provide the expected EPS growth for MAIN stock?

The Earnings per Share (EPS) of MAIN STREET CAPITAL CORP (MAIN) is expected to decline by -1.5% in the next year.


Can you provide the dividend sustainability for MAIN stock?

The dividend rating of MAIN STREET CAPITAL CORP (MAIN) is 6 / 10 and the dividend payout ratio is 62.65%.