MID-AMERICA APARTMENT COMM (MAA) Stock Fundamental Analysis

NYSE:MAA • US59522J1034

135.07 USD
-0.05 (-0.04%)
At close: Feb 19, 2026
135.07 USD
0 (0%)
After Hours: 2/19/2026, 8:13:32 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, MAA scores 4 out of 10 in our fundamental rating. MAA was compared to 20 industry peers in the Residential REITs industry. While MAA belongs to the best of the industry regarding profitability, there are concerns on its financial health. MAA has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • MAA had positive earnings in the past year.
  • MAA had a positive operating cash flow in the past year.
  • MAA had positive earnings in 4 of the past 5 years.
  • MAA had a positive operating cash flow in 4 of the past 5 years.
MAA Yearly Net Income VS EBIT VS OCF VS FCFMAA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M 1B

1.2 Ratios

  • MAA has a Return On Assets of 4.63%. This is in the better half of the industry: MAA outperforms 70.00% of its industry peers.
  • With a decent Return On Equity value of 9.46%, MAA is doing good in the industry, outperforming 70.00% of the companies in the same industry.
  • MAA has a better Return On Invested Capital (4.40%) than 95.00% of its industry peers.
  • MAA had an Average Return On Invested Capital over the past 3 years of 4.79%. This is above the industry average of 2.59%.
Industry RankSector Rank
ROA 4.63%
ROE 9.46%
ROIC 4.4%
ROA(3y)4.95%
ROA(5y)4.36%
ROE(3y)9.42%
ROE(5y)8.27%
ROIC(3y)4.79%
ROIC(5y)4.19%
MAA Yearly ROA, ROE, ROICMAA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • MAA has a better Profit Margin (25.06%) than 70.00% of its industry peers.
  • In the last couple of years the Profit Margin of MAA has grown nicely.
  • MAA's Operating Margin of 28.33% is amongst the best of the industry. MAA outperforms 85.00% of its industry peers.
  • MAA's Operating Margin has improved in the last couple of years.
  • With a Gross Margin value of 58.66%, MAA perfoms like the industry average, outperforming 55.00% of the companies in the same industry.
  • In the last couple of years the Gross Margin of MAA has remained more or less at the same level.
Industry RankSector Rank
OM 28.33%
PM (TTM) 25.06%
GM 58.66%
OM growth 3Y4.67%
OM growth 5Y2.72%
PM growth 3Y-7.07%
PM growth 5Y2.33%
GM growth 3Y0.09%
GM growth 5Y-0.01%
MAA Yearly Profit, Operating, Gross MarginsMAA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • MAA has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • There is no outstanding debt for MAA. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MAA Yearly Shares OutstandingMAA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
MAA Yearly Total Debt VS Total AssetsMAA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • MAA has an Altman-Z score of 1.62. This is a bad value and indicates that MAA is not financially healthy and even has some risk of bankruptcy.
  • MAA's Altman-Z score of 1.62 is fine compared to the rest of the industry. MAA outperforms 80.00% of its industry peers.
  • MAA has a debt to FCF ratio of 22.68. This is a negative value and a sign of low solvency as MAA would need 22.68 years to pay back of all of its debts.
  • The Debt to FCF ratio of MAA (22.68) is better than 70.00% of its industry peers.
  • MAA has a Debt/Equity ratio of 0.89. This is a neutral value indicating MAA is somewhat dependend on debt financing.
  • The Debt to Equity ratio of MAA (0.89) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.89
Debt/FCF 22.68
Altman-Z 1.62
ROIC/WACC0.6
WACC7.34%
MAA Yearly LT Debt VS Equity VS FCFMAA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

  • A Current Ratio of 0.09 indicates that MAA may have some problems paying its short term obligations.
  • MAA's Current ratio of 0.09 is on the low side compared to the rest of the industry. MAA is outperformed by 75.00% of its industry peers.
  • MAA has a Quick Ratio of 0.09. This is a bad value and indicates that MAA is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of MAA (0.03) is worse than 90.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.09
Quick Ratio 0.03
MAA Yearly Current Assets VS Current LiabilitesMAA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • MAA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -17.11%.
  • Measured over the past years, MAA shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.43% on average per year.
EPS 1Y (TTM)-17.11%
EPS 3Y-11.7%
EPS 5Y11.43%
EPS Q2Q%-66.2%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%1.04%

3.2 Future

  • MAA is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 42.50% yearly.
  • The Revenue is expected to grow by 4.26% on average over the next years.
EPS Next Y-9.87%
EPS Next 2Y-0.86%
EPS Next 3Y42.5%
EPS Next 5YN/A
Revenue Next Year1.84%
Revenue Next 2Y2.72%
Revenue Next 3Y4.42%
Revenue Next 5Y4.26%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
MAA Yearly Revenue VS EstimatesMAA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 500M 1B 1.5B 2B 2.5B
MAA Yearly EPS VS EstimatesMAA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • MAA is valuated quite expensively with a Price/Earnings ratio of 35.73.
  • The rest of the industry has a similar Price/Earnings ratio as MAA.
  • MAA is valuated rather expensively when we compare the Price/Earnings ratio to 27.09, which is the current average of the S&P500 Index.
  • MAA is valuated quite expensively with a Price/Forward Earnings ratio of 39.65.
  • MAA's Price/Forward Earnings ratio is rather cheap when compared to the industry. MAA is cheaper than 85.00% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.98. MAA is valued slightly more expensive when compared to this.
Industry RankSector Rank
PE 35.73
Fwd PE 39.65
MAA Price Earnings VS Forward Price EarningsMAA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of MAA indicates a somewhat cheap valuation: MAA is cheaper than 80.00% of the companies listed in the same industry.
  • MAA's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 68.91
EV/EBITDA 16.55
MAA Per share dataMAA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • The decent profitability rating of MAA may justify a higher PE ratio.
  • A more expensive valuation may be justified as MAA's earnings are expected to grow with 42.50% in the coming years.
PEG (NY)N/A
PEG (5Y)3.13
EPS Next 2Y-0.86%
EPS Next 3Y42.5%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.59%, MAA is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 41.64, MAA has a dividend in line with its industry peers.
  • MAA's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 4.59%

5.2 History

  • On average, the dividend of MAA grows each year by 8.76%, which is quite nice.
  • MAA has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)8.76%
Div Incr Years0
Div Non Decr Years0
MAA Yearly Dividends per shareMAA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • MAA pays out 128.07% of its income as dividend. This is not a sustainable payout ratio.
  • MAA's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP128.07%
EPS Next 2Y-0.86%
EPS Next 3Y42.5%
MAA Yearly Income VS Free CF VS DividendMAA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M
MAA Dividend Payout.MAA Dividend Payout, showing the Payout Ratio.MAA Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

MID-AMERICA APARTMENT COMM

NYSE:MAA (2/19/2026, 8:13:32 PM)

After market: 135.07 0 (0%)

135.07

-0.05 (-0.04%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-04
Earnings (Next)04-28
Inst Owners98.67%
Inst Owner Change-5.9%
Ins Owners0.56%
Ins Owner Change0.93%
Market Cap15.79B
Revenue(TTM)N/A
Net Income(TTM)552.18M
Analysts70.67
Price Target150.32 (11.29%)
Short Float %2.51%
Short Ratio2.8
Dividend
Industry RankSector Rank
Dividend Yield 4.59%
Yearly Dividend5.89
Dividend Growth(5Y)8.76%
DP128.07%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-15
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.86%
Min EPS beat(2)-7.02%
Max EPS beat(2)5.31%
EPS beat(4)3
Avg EPS beat(4)26.93%
Min EPS beat(4)-7.02%
Max EPS beat(4)70.8%
EPS beat(8)5
Avg EPS beat(8)17.49%
EPS beat(12)8
Avg EPS beat(12)15.03%
EPS beat(16)11
Avg EPS beat(16)24.55%
Revenue beat(2)0
Avg Revenue beat(2)-1.23%
Min Revenue beat(2)-1.32%
Max Revenue beat(2)-1.15%
Revenue beat(4)0
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-1.34%
Max Revenue beat(4)-1.15%
Revenue beat(8)0
Avg Revenue beat(8)-1%
Revenue beat(12)0
Avg Revenue beat(12)-0.97%
Revenue beat(16)2
Avg Revenue beat(16)-0.69%
PT rev (1m)-0.15%
PT rev (3m)-5.79%
EPS NQ rev (1m)-0.24%
EPS NQ rev (3m)-3.29%
EPS NY rev (1m)-0.3%
EPS NY rev (3m)-1.99%
Revenue NQ rev (1m)0.12%
Revenue NQ rev (3m)-0.11%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)-0.04%
Valuation
Industry RankSector Rank
PE 35.73
Fwd PE 39.65
P/S 7.17
P/FCF 68.91
P/OCF 14.96
P/B 2.7
P/tB 2.7
EV/EBITDA 16.55
EPS(TTM)3.78
EY2.8%
EPS(NY)3.41
Fwd EY2.52%
FCF(TTM)1.96
FCFY1.45%
OCF(TTM)9.03
OCFY6.69%
SpS18.85
BVpS49.94
TBVpS49.94
PEG (NY)N/A
PEG (5Y)3.13
Graham Number65.17
Profitability
Industry RankSector Rank
ROA 4.63%
ROE 9.46%
ROCE 5.81%
ROIC 4.4%
ROICexc 4.41%
ROICexgc 4.46%
OM 28.33%
PM (TTM) 25.06%
GM 58.66%
FCFM 10.4%
ROA(3y)4.95%
ROA(5y)4.36%
ROE(3y)9.42%
ROE(5y)8.27%
ROIC(3y)4.79%
ROIC(5y)4.19%
ROICexc(3y)4.8%
ROICexc(5y)4.21%
ROICexgc(3y)4.86%
ROICexgc(5y)4.26%
ROCE(3y)6.1%
ROCE(5y)5.33%
ROICexgc growth 3Y10.7%
ROICexgc growth 5Y8.18%
ROICexc growth 3Y10.71%
ROICexc growth 5Y8.14%
OM growth 3Y4.67%
OM growth 5Y2.72%
PM growth 3Y-7.07%
PM growth 5Y2.33%
GM growth 3Y0.09%
GM growth 5Y-0.01%
F-Score4
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 0.89
Debt/FCF 22.68
Debt/EBITDA 4.2
Cap/Depr 134.59%
Cap/Sales 37.51%
Interest Coverage 3.27
Cash Conversion 85.25%
Profit Quality 41.5%
Current Ratio 0.09
Quick Ratio 0.03
Altman-Z 1.62
F-Score4
WACC7.34%
ROIC/WACC0.6
Cap/Depr(3y)143.54%
Cap/Depr(5y)125.9%
Cap/Sales(3y)38.3%
Cap/Sales(5y)35.02%
Profit Quality(3y)49.76%
Profit Quality(5y)69.71%
High Growth Momentum
Growth
EPS 1Y (TTM)-17.11%
EPS 3Y-11.7%
EPS 5Y11.43%
EPS Q2Q%-66.2%
EPS Next Y-9.87%
EPS Next 2Y-0.86%
EPS Next 3Y42.5%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%1.04%
Revenue Next Year1.84%
Revenue Next 2Y2.72%
Revenue Next 3Y4.42%
Revenue Next 5Y4.26%
EBIT growth 1Y-7.01%
EBIT growth 3Y12.21%
EBIT growth 5Y8.83%
EBIT Next Year87.28%
EBIT Next 3Y25.15%
EBIT Next 5Y20.98%
FCF growth 1Y-58.73%
FCF growth 3Y-21.89%
FCF growth 5Y-15.48%
OCF growth 1Y-6.04%
OCF growth 3Y7.06%
OCF growth 5Y7.05%

MID-AMERICA APARTMENT COMM / MAA FAQ

What is the ChartMill fundamental rating of MID-AMERICA APARTMENT COMM (MAA) stock?

ChartMill assigns a fundamental rating of 4 / 10 to MAA.


What is the valuation status of MID-AMERICA APARTMENT COMM (MAA) stock?

ChartMill assigns a valuation rating of 4 / 10 to MID-AMERICA APARTMENT COMM (MAA). This can be considered as Fairly Valued.


Can you provide the profitability details for MID-AMERICA APARTMENT COMM?

MID-AMERICA APARTMENT COMM (MAA) has a profitability rating of 7 / 10.


Can you provide the financial health for MAA stock?

The financial health rating of MID-AMERICA APARTMENT COMM (MAA) is 2 / 10.


What is the earnings growth outlook for MID-AMERICA APARTMENT COMM?

The Earnings per Share (EPS) of MID-AMERICA APARTMENT COMM (MAA) is expected to decline by -9.87% in the next year.