MID-AMERICA APARTMENT COMM (MAA) Stock Fundamental Analysis

NYSE:MAA • US59522J1034

133.17 USD
-0.27 (-0.2%)
Last: Feb 13, 2026, 09:30 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

MAA gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 20 industry peers in the Residential REITs industry. MAA has an excellent profitability rating, but there are concerns on its financial health. MAA has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year MAA was profitable.
  • MAA had a positive operating cash flow in the past year.
  • Of the past 5 years MAA 4 years were profitable.
  • Of the past 5 years MAA 4 years had a positive operating cash flow.
MAA Yearly Net Income VS EBIT VS OCF VS FCFMAA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M 1B

1.2 Ratios

  • With a decent Return On Assets value of 4.63%, MAA is doing good in the industry, outperforming 70.00% of the companies in the same industry.
  • The Return On Equity of MAA (9.46%) is better than 70.00% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 4.40%, MAA belongs to the top of the industry, outperforming 95.00% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for MAA is above the industry average of 2.59%.
Industry RankSector Rank
ROA 4.63%
ROE 9.46%
ROIC 4.4%
ROA(3y)4.95%
ROA(5y)4.36%
ROE(3y)9.42%
ROE(5y)8.27%
ROIC(3y)4.79%
ROIC(5y)4.19%
MAA Yearly ROA, ROE, ROICMAA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 25.06%, MAA is doing good in the industry, outperforming 70.00% of the companies in the same industry.
  • In the last couple of years the Profit Margin of MAA has grown nicely.
  • Looking at the Operating Margin, with a value of 28.33%, MAA belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of MAA has grown nicely.
  • The Gross Margin of MAA (58.66%) is comparable to the rest of the industry.
  • MAA's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 28.33%
PM (TTM) 25.06%
GM 58.66%
OM growth 3Y4.67%
OM growth 5Y2.72%
PM growth 3Y-7.07%
PM growth 5Y2.33%
GM growth 3Y0.09%
GM growth 5Y-0.01%
MAA Yearly Profit, Operating, Gross MarginsMAA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so MAA is destroying value.
  • There is no outstanding debt for MAA. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
MAA Yearly Shares OutstandingMAA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
MAA Yearly Total Debt VS Total AssetsMAA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

  • Based on the Altman-Z score of 1.60, we must say that MAA is in the distress zone and has some risk of bankruptcy.
  • MAA's Altman-Z score of 1.60 is fine compared to the rest of the industry. MAA outperforms 80.00% of its industry peers.
  • MAA has a debt to FCF ratio of 22.68. This is a negative value and a sign of low solvency as MAA would need 22.68 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 22.68, MAA is doing good in the industry, outperforming 70.00% of the companies in the same industry.
  • MAA has a Debt/Equity ratio of 0.89. This is a neutral value indicating MAA is somewhat dependend on debt financing.
  • MAA has a Debt to Equity ratio of 0.89. This is comparable to the rest of the industry: MAA outperforms 55.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.89
Debt/FCF 22.68
Altman-Z 1.6
ROIC/WACC0.59
WACC7.4%
MAA Yearly LT Debt VS Equity VS FCFMAA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

  • MAA has a Current Ratio of 0.09. This is a bad value and indicates that MAA is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Current ratio of MAA (0.09) is worse than 75.00% of its industry peers.
  • MAA has a Quick Ratio of 0.09. This is a bad value and indicates that MAA is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of MAA (0.03) is worse than 90.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.09
Quick Ratio 0.03
MAA Yearly Current Assets VS Current LiabilitesMAA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for MAA have decreased strongly by -17.11% in the last year.
  • Measured over the past years, MAA shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.43% on average per year.
EPS 1Y (TTM)-17.11%
EPS 3Y-11.7%
EPS 5Y11.43%
EPS Q2Q%-66.2%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%1.04%

3.2 Future

  • Based on estimates for the next years, MAA will show a very strong growth in Earnings Per Share. The EPS will grow by 42.50% on average per year.
  • The Revenue is expected to grow by 4.26% on average over the next years.
EPS Next Y-9.87%
EPS Next 2Y-0.86%
EPS Next 3Y42.5%
EPS Next 5YN/A
Revenue Next Year1.84%
Revenue Next 2Y2.72%
Revenue Next 3Y4.42%
Revenue Next 5Y4.26%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
MAA Yearly Revenue VS EstimatesMAA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 500M 1B 1.5B 2B 2.5B
MAA Yearly EPS VS EstimatesMAA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6 8 10

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • MAA is valuated quite expensively with a Price/Earnings ratio of 35.23.
  • The rest of the industry has a similar Price/Earnings ratio as MAA.
  • The average S&P500 Price/Earnings ratio is at 27.67. MAA is valued slightly more expensive when compared to this.
  • The Price/Forward Earnings ratio is 39.09, which means the current valuation is very expensive for MAA.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of MAA indicates a rather cheap valuation: MAA is cheaper than 85.00% of the companies listed in the same industry.
  • MAA is valuated rather expensively when we compare the Price/Forward Earnings ratio to 27.69, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 35.23
Fwd PE 39.09
MAA Price Earnings VS Forward Price EarningsMAA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, MAA is valued cheaply inside the industry as 85.00% of the companies are valued more expensively.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as MAA.
Industry RankSector Rank
P/FCF 67.94
EV/EBITDA 16.4
MAA Per share dataMAA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • The decent profitability rating of MAA may justify a higher PE ratio.
  • MAA's earnings are expected to grow with 42.50% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)3.08
EPS Next 2Y-0.86%
EPS Next 3Y42.5%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • MAA has a Yearly Dividend Yield of 4.50%, which is a nice return.
  • MAA's Dividend Yield is comparable with the industry average which is at 40.61.
  • Compared to an average S&P500 Dividend Yield of 1.80, MAA pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.5%

5.2 History

  • On average, the dividend of MAA grows each year by 8.76%, which is quite nice.
  • MAA has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)8.76%
Div Incr Years0
Div Non Decr Years0
MAA Yearly Dividends per shareMAA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2 4 6

5.3 Sustainability

  • 128.07% of the earnings are spent on dividend by MAA. This is not a sustainable payout ratio.
  • MAA's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP128.07%
EPS Next 2Y-0.86%
EPS Next 3Y42.5%
MAA Yearly Income VS Free CF VS DividendMAA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M
MAA Dividend Payout.MAA Dividend Payout, showing the Payout Ratio.MAA Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

MID-AMERICA APARTMENT COMM

NYSE:MAA (2/13/2026, 9:30:01 AM)

133.17

-0.27 (-0.2%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-04
Earnings (Next)04-28
Inst Owners98.67%
Inst Owner Change-5.15%
Ins Owners0.56%
Ins Owner Change0.93%
Market Cap15.57B
Revenue(TTM)N/A
Net Income(TTM)552.18M
Analysts70.67
Price Target150.32 (12.88%)
Short Float %2.72%
Short Ratio3.21
Dividend
Industry RankSector Rank
Dividend Yield 4.5%
Yearly Dividend5.89
Dividend Growth(5Y)8.76%
DP128.07%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-15
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.86%
Min EPS beat(2)-7.02%
Max EPS beat(2)5.31%
EPS beat(4)3
Avg EPS beat(4)26.93%
Min EPS beat(4)-7.02%
Max EPS beat(4)70.8%
EPS beat(8)5
Avg EPS beat(8)17.49%
EPS beat(12)8
Avg EPS beat(12)15.03%
EPS beat(16)11
Avg EPS beat(16)24.55%
Revenue beat(2)0
Avg Revenue beat(2)-1.23%
Min Revenue beat(2)-1.32%
Max Revenue beat(2)-1.15%
Revenue beat(4)0
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-1.34%
Max Revenue beat(4)-1.15%
Revenue beat(8)0
Avg Revenue beat(8)-1%
Revenue beat(12)0
Avg Revenue beat(12)-0.97%
Revenue beat(16)2
Avg Revenue beat(16)-0.69%
PT rev (1m)-0.15%
PT rev (3m)-5.79%
EPS NQ rev (1m)-0.91%
EPS NQ rev (3m)-3.29%
EPS NY rev (1m)-0.3%
EPS NY rev (3m)-1.99%
Revenue NQ rev (1m)0.09%
Revenue NQ rev (3m)-0.11%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)-0.04%
Valuation
Industry RankSector Rank
PE 35.23
Fwd PE 39.09
P/S 7.07
P/FCF 67.94
P/OCF 14.75
P/B 2.67
P/tB 2.67
EV/EBITDA 16.4
EPS(TTM)3.78
EY2.84%
EPS(NY)3.41
Fwd EY2.56%
FCF(TTM)1.96
FCFY1.47%
OCF(TTM)9.03
OCFY6.78%
SpS18.85
BVpS49.94
TBVpS49.94
PEG (NY)N/A
PEG (5Y)3.08
Graham Number65.17
Profitability
Industry RankSector Rank
ROA 4.63%
ROE 9.46%
ROCE 5.81%
ROIC 4.4%
ROICexc 4.41%
ROICexgc 4.46%
OM 28.33%
PM (TTM) 25.06%
GM 58.66%
FCFM 10.4%
ROA(3y)4.95%
ROA(5y)4.36%
ROE(3y)9.42%
ROE(5y)8.27%
ROIC(3y)4.79%
ROIC(5y)4.19%
ROICexc(3y)4.8%
ROICexc(5y)4.21%
ROICexgc(3y)4.86%
ROICexgc(5y)4.26%
ROCE(3y)6.1%
ROCE(5y)5.33%
ROICexgc growth 3Y10.7%
ROICexgc growth 5Y8.18%
ROICexc growth 3Y10.71%
ROICexc growth 5Y8.14%
OM growth 3Y4.67%
OM growth 5Y2.72%
PM growth 3Y-7.07%
PM growth 5Y2.33%
GM growth 3Y0.09%
GM growth 5Y-0.01%
F-Score4
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 0.89
Debt/FCF 22.68
Debt/EBITDA 4.2
Cap/Depr 134.59%
Cap/Sales 37.51%
Interest Coverage 3.27
Cash Conversion 85.25%
Profit Quality 41.5%
Current Ratio 0.09
Quick Ratio 0.03
Altman-Z 1.6
F-Score4
WACC7.4%
ROIC/WACC0.59
Cap/Depr(3y)143.54%
Cap/Depr(5y)125.9%
Cap/Sales(3y)38.3%
Cap/Sales(5y)35.02%
Profit Quality(3y)49.76%
Profit Quality(5y)69.71%
High Growth Momentum
Growth
EPS 1Y (TTM)-17.11%
EPS 3Y-11.7%
EPS 5Y11.43%
EPS Q2Q%-66.2%
EPS Next Y-9.87%
EPS Next 2Y-0.86%
EPS Next 3Y42.5%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%1.04%
Revenue Next Year1.84%
Revenue Next 2Y2.72%
Revenue Next 3Y4.42%
Revenue Next 5Y4.26%
EBIT growth 1Y-7.01%
EBIT growth 3Y12.21%
EBIT growth 5Y8.83%
EBIT Next Year87.28%
EBIT Next 3Y25.15%
EBIT Next 5Y20.98%
FCF growth 1Y-58.73%
FCF growth 3Y-21.89%
FCF growth 5Y-15.48%
OCF growth 1Y-6.04%
OCF growth 3Y7.06%
OCF growth 5Y7.05%

MID-AMERICA APARTMENT COMM / MAA FAQ

What is the ChartMill fundamental rating of MID-AMERICA APARTMENT COMM (MAA) stock?

ChartMill assigns a fundamental rating of 4 / 10 to MAA.


What is the valuation status of MID-AMERICA APARTMENT COMM (MAA) stock?

ChartMill assigns a valuation rating of 4 / 10 to MID-AMERICA APARTMENT COMM (MAA). This can be considered as Fairly Valued.


Can you provide the profitability details for MID-AMERICA APARTMENT COMM?

MID-AMERICA APARTMENT COMM (MAA) has a profitability rating of 7 / 10.


Can you provide the financial health for MAA stock?

The financial health rating of MID-AMERICA APARTMENT COMM (MAA) is 2 / 10.


What is the earnings growth outlook for MID-AMERICA APARTMENT COMM?

The Earnings per Share (EPS) of MID-AMERICA APARTMENT COMM (MAA) is expected to decline by -9.87% in the next year.