LTC PROPERTIES INC (LTC) Fundamental Analysis & Valuation
NYSE:LTC • US5021751020
Current stock price
38.41 USD
+0.86 (+2.29%)
At close:
38.41 USD
0 (0%)
After Hours:
This LTC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. LTC Profitability Analysis
1.1 Basic Checks
- In the past year LTC was profitable.
- LTC had a positive operating cash flow in the past year.
- In the past 5 years LTC has always been profitable.
- In the past 5 years LTC always reported a positive cash flow from operatings.
1.2 Ratios
- With an excellent Return On Assets value of 5.69%, LTC belongs to the best of the industry, outperforming 95.08% of the companies in the same industry.
- LTC has a Return On Equity of 10.91%. This is amongst the best in the industry. LTC outperforms 89.34% of its industry peers.
- With a decent Return On Invested Capital value of 3.27%, LTC is doing good in the industry, outperforming 65.57% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for LTC is in line with the industry average of 3.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.69% | ||
| ROE | 10.91% | ||
| ROIC | 3.27% |
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
1.3 Margins
- With an excellent Profit Margin value of 44.62%, LTC belongs to the best of the industry, outperforming 94.26% of the companies in the same industry.
- In the last couple of years the Profit Margin of LTC has declined.
- With a decent Operating Margin value of 31.58%, LTC is doing good in the industry, outperforming 63.93% of the companies in the same industry.
- In the last couple of years the Operating Margin of LTC has declined.
- LTC has a Gross Margin of 75.32%. This is in the better half of the industry: LTC outperforms 72.13% of its industry peers.
- In the last couple of years the Gross Margin of LTC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.58% | ||
| PM (TTM) | 44.62% | ||
| GM | 75.32% |
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
2. LTC Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LTC is destroying value.
- LTC has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, LTC has more shares outstanding
- Compared to 1 year ago, LTC has a worse debt to assets ratio.
2.2 Solvency
- LTC has an Altman-Z score of 1.31. This is a bad value and indicates that LTC is not financially healthy and even has some risk of bankruptcy.
- LTC's Altman-Z score of 1.31 is amongst the best of the industry. LTC outperforms 86.07% of its industry peers.
- LTC has a Debt/Equity ratio of 0.78. This is a neutral value indicating LTC is somewhat dependend on debt financing.
- LTC has a Debt to Equity ratio of 0.78. This is in the better half of the industry: LTC outperforms 72.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.78 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.31 |
ROIC/WACC0.45
WACC7.35%
2.3 Liquidity
- LTC has a Current Ratio of 1.00. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
- LTC's Current ratio of 1.00 is in line compared to the rest of the industry. LTC outperforms 54.10% of its industry peers.
- LTC has a Quick Ratio of 1.00. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
- LTC has a Quick ratio of 1.00. This is comparable to the rest of the industry: LTC outperforms 54.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. LTC Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 29.27% over the past year.
- LTC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.81% yearly.
- The Revenue has been growing slightly by 0.63% in the past year.
- Measured over the past years, LTC shows a quite strong growth in Revenue. The Revenue has been growing by 10.53% on average per year.
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%
3.2 Future
- Based on estimates for the next years, LTC will show a decrease in Earnings Per Share. The EPS will decrease by -8.80% on average per year.
- Based on estimates for the next years, LTC will show a decrease in Revenue. The Revenue will decrease by -8.25% on average per year.
EPS Next Y-22.94%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue Next Year0.63%
Revenue Next 2Y6.75%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. LTC Valuation Analysis
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 14.49, which indicates a correct valuation of LTC.
- Compared to the rest of the industry, the Price/Earnings ratio of LTC indicates a rather cheap valuation: LTC is cheaper than 92.62% of the companies listed in the same industry.
- LTC is valuated rather cheaply when we compare the Price/Earnings ratio to 25.60, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 18.81, LTC is valued on the expensive side.
- Based on the Price/Forward Earnings ratio, LTC is valued cheaper than 95.08% of the companies in the same industry.
- LTC's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 22.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.49 | ||
| Fwd PE | 18.81 |
4.2 Price Multiples
- 84.43% of the companies in the same industry are cheaper than LTC, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 22.26 |
4.3 Compensation for Growth
- The decent profitability rating of LTC may justify a higher PE ratio.
- LTC's earnings are expected to decrease with -8.80% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.48
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
5. LTC Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 6.14%, LTC is a good candidate for dividend investing.
- LTC's Dividend Yield is a higher than the industry average which is at 7.54.
- Compared to an average S&P500 Dividend Yield of 1.88, LTC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.14% |
5.2 History
- The dividend of LTC decreases each year by -0.01%.
- LTC has been paying a dividend for at least 10 years, so it has a reliable track record.
- LTC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.01%
Div Incr Years0
Div Non Decr Years22
5.3 Sustainability
- 91.57% of the earnings are spent on dividend by LTC. This is not a sustainable payout ratio.
- LTC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP91.57%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
LTC Fundamentals: All Metrics, Ratios and Statistics
38.41
+0.86 (+2.29%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-24 2026-02-24/amc
Earnings (Next)04-23 2026-04-23
Inst Owners73.91%
Inst Owner Change1.34%
Ins Owners2.1%
Ins Owner Change10.58%
Market Cap1.86B
Revenue(TTM)262.85M
Net Income(TTM)117.28M
Analysts68.33
Price Target41.31 (7.55%)
Short Float %5.96%
Short Ratio6.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.14% |
Yearly Dividend2.29
Dividend Growth(5Y)-0.01%
DP91.57%
Div Incr Years0
Div Non Decr Years22
Ex-Date03-23 2026-03-23 (0.19)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-86.67%
Min EPS beat(2)-242.37%
Max EPS beat(2)69.02%
EPS beat(4)1
Avg EPS beat(4)-53.02%
Min EPS beat(4)-242.37%
Max EPS beat(4)69.02%
EPS beat(8)3
Avg EPS beat(8)-25.83%
EPS beat(12)6
Avg EPS beat(12)-12.8%
EPS beat(16)7
Avg EPS beat(16)3.26%
Revenue beat(2)0
Avg Revenue beat(2)-15.63%
Min Revenue beat(2)-16.95%
Max Revenue beat(2)-14.31%
Revenue beat(4)2
Avg Revenue beat(4)20.76%
Min Revenue beat(4)-16.95%
Max Revenue beat(4)71.75%
Revenue beat(8)6
Avg Revenue beat(8)18.28%
Revenue beat(12)10
Avg Revenue beat(12)15.76%
Revenue beat(16)14
Avg Revenue beat(16)21.03%
PT rev (1m)6.18%
PT rev (3m)6.18%
EPS NQ rev (1m)-6.75%
EPS NQ rev (3m)7.04%
EPS NY rev (1m)-0.49%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)8.77%
Revenue NQ rev (3m)-3.62%
Revenue NY rev (1m)-8.34%
Revenue NY rev (3m)-15.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.49 | ||
| Fwd PE | 18.81 | ||
| P/S | 7.09 | ||
| P/FCF | N/A | ||
| P/OCF | 13.7 | ||
| P/B | 1.73 | ||
| P/tB | 1.74 | ||
| EV/EBITDA | 22.26 |
EPS(TTM)2.65
EY6.9%
EPS(NY)2.04
Fwd EY5.32%
FCF(TTM)-4.66
FCFYN/A
OCF(TTM)2.8
OCFY7.3%
SpS5.42
BVpS22.16
TBVpS22.03
PEG (NY)N/A
PEG (5Y)1.48
Graham Number36.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.69% | ||
| ROE | 10.91% | ||
| ROCE | 4.14% | ||
| ROIC | 3.27% | ||
| ROICexc | 3.29% | ||
| ROICexgc | 3.31% | ||
| OM | 31.58% | ||
| PM (TTM) | 44.62% | ||
| GM | 75.32% | ||
| FCFM | N/A |
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
ROICexc(3y)4.84%
ROICexc(5y)4.71%
ROICexgc(3y)4.86%
ROICexgc(5y)4.72%
ROCE(3y)6.07%
ROCE(5y)5.92%
ROICexgc growth 3Y-11.48%
ROICexgc growth 5Y-7.05%
ROICexc growth 3Y-11.58%
ROICexc growth 5Y-7.11%
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
F-Score3
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.78 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.97 | ||
| Cap/Depr | 955.42% | ||
| Cap/Sales | 137.67% | ||
| Interest Coverage | 2.52 | ||
| Cash Conversion | 112.49% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 1.31 |
F-Score3
WACC7.35%
ROIC/WACC0.45
Cap/Depr(3y)378.91%
Cap/Depr(5y)263.12%
Cap/Sales(3y)57.14%
Cap/Sales(5y)42.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
EPS Next Y-22.94%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%
Revenue Next Year0.63%
Revenue Next 2Y6.75%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A
EBIT growth 1Y-49.67%
EBIT growth 3Y-5.06%
EBIT growth 5Y-0.59%
EBIT Next Year354.43%
EBIT Next 3Y77.08%
EBIT Next 5YN/A
FCF growth 1Y-303.17%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y8.63%
OCF growth 3Y8.79%
OCF growth 5Y3.21%
LTC PROPERTIES INC / LTC Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?
ChartMill assigns a fundamental rating of 4 / 10 to LTC.
What is the valuation status for LTC stock?
ChartMill assigns a valuation rating of 3 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.
How profitable is LTC PROPERTIES INC (LTC) stock?
LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for LTC stock?
The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 14.49 and the Price/Book (PB) ratio is 1.73.
How sustainable is the dividend of LTC PROPERTIES INC (LTC) stock?
The dividend rating of LTC PROPERTIES INC (LTC) is 6 / 10 and the dividend payout ratio is 91.57%.