LTC PROPERTIES INC (LTC) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:LTC • US5021751020

37.99 USD
-0.03 (-0.08%)
Last: Feb 11, 2026, 10:03 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

LTC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 122 industry peers in the Diversified REITs industry. LTC has a medium profitability rating, but doesn't score so well on its financial health evaluation. LTC does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year LTC was profitable.
  • LTC had a positive operating cash flow in the past year.
  • In the past 5 years LTC has always been profitable.
  • Each year in the past 5 years LTC had a positive operating cash flow.
LTC Yearly Net Income VS EBIT VS OCF VS FCFLTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

1.2 Ratios

  • With a Return On Assets value of 1.62%, LTC perfoms like the industry average, outperforming 59.02% of the companies in the same industry.
  • With a Return On Equity value of 3.47%, LTC perfoms like the industry average, outperforming 59.02% of the companies in the same industry.
  • LTC's Return On Invested Capital of 3.24% is fine compared to the rest of the industry. LTC outperforms 62.30% of its industry peers.
  • LTC had an Average Return On Invested Capital over the past 3 years of 5.29%. This is above the industry average of 3.07%.
Industry RankSector Rank
ROA 1.62%
ROE 3.47%
ROIC 3.24%
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
LTC Yearly ROA, ROE, ROICLTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • LTC's Profit Margin of 14.37% is fine compared to the rest of the industry. LTC outperforms 62.30% of its industry peers.
  • LTC's Profit Margin has been stable in the last couple of years.
  • Looking at the Operating Margin, with a value of 35.30%, LTC is in the better half of the industry, outperforming 72.95% of the companies in the same industry.
  • LTC's Operating Margin has been stable in the last couple of years.
  • With an excellent Gross Margin value of 83.40%, LTC belongs to the best of the industry, outperforming 84.43% of the companies in the same industry.
  • LTC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 35.3%
PM (TTM) 14.37%
GM 83.4%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
LTC Yearly Profit, Operating, Gross MarginsLTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LTC is destroying value.
  • The number of shares outstanding for LTC has been increased compared to 1 year ago.
  • The number of shares outstanding for LTC has been increased compared to 5 years ago.
  • LTC has a better debt/assets ratio than last year.
LTC Yearly Shares OutstandingLTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
LTC Yearly Total Debt VS Total AssetsLTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • Based on the Altman-Z score of 1.12, we must say that LTC is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.12, LTC is in the better half of the industry, outperforming 78.69% of the companies in the same industry.
  • A Debt/Equity ratio of 0.99 indicates that LTC is somewhat dependend on debt financing.
  • The Debt to Equity ratio of LTC (0.99) is better than 61.48% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF N/A
Altman-Z 1.12
ROIC/WACC0.44
WACC7.39%
LTC Yearly LT Debt VS Equity VS FCFLTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 1.11 indicates that LTC should not have too much problems paying its short term obligations.
  • The Current ratio of LTC (1.11) is comparable to the rest of the industry.
  • LTC has a Quick Ratio of 1.11. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Quick ratio value of 1.11, LTC perfoms like the industry average, outperforming 57.38% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
LTC Yearly Current Assets VS Current LiabilitesLTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • The earnings per share for LTC have decreased strongly by -60.09% in the last year.
  • The Earnings Per Share has been decreasing by -0.48% on average over the past years.
  • Looking at the last year, LTC shows a very negative growth in Revenue. The Revenue has decreased by -10.70% in the last year.
  • The Revenue has been growing slightly by 2.52% on average over the past years.
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%

3.2 Future

  • The Earnings Per Share is expected to decrease by -0.71% on average over the next years.
  • The Revenue is expected to decrease by -2.49% on average over the next years.
EPS Next Y-13.68%
EPS Next 2Y0.06%
EPS Next 3Y-0.71%
EPS Next 5YN/A
Revenue Next Year-4.08%
Revenue Next 2Y-8.61%
Revenue Next 3Y-2.49%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
LTC Yearly Revenue VS EstimatesLTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M
LTC Yearly EPS VS EstimatesLTC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 40.85 indicates a quite expensive valuation of LTC.
  • LTC's Price/Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Earnings ratio is at 28.03. LTC is valued slightly more expensive when compared to this.
  • A Price/Forward Earnings ratio of 18.51 indicates a rather expensive valuation of LTC.
  • Based on the Price/Forward Earnings ratio, LTC is valued cheaply inside the industry as 95.90% of the companies are valued more expensively.
  • LTC is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 27.97, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 40.85
Fwd PE 18.51
LTC Price Earnings VS Forward Price EarningsLTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LTC is valued more expensive than 84.43% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 23.25
LTC Per share dataLTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • LTC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y0.06%
EPS Next 3Y-0.71%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.04%, LTC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.81, LTC pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.80, LTC pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.04%

5.2 History

  • The dividend of LTC decreases each year by -0.14%.
  • LTC has been paying a dividend for at least 10 years, so it has a reliable track record.
  • LTC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.14%
Div Incr Years0
Div Non Decr Years22
LTC Yearly Dividends per shareLTC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 318.68% of the earnings are spent on dividend by LTC. This is not a sustainable payout ratio.
  • The Dividend Rate of LTC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP318.68%
EPS Next 2Y0.06%
EPS Next 3Y-0.71%
LTC Yearly Income VS Free CF VS DividendLTC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M
LTC Dividend Payout.LTC Dividend Payout, showing the Payout Ratio.LTC Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

LTC PROPERTIES INC

NYSE:LTC (2/11/2026, 10:03:33 AM)

37.99

-0.03 (-0.08%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)11-04
Earnings (Next)02-24
Inst Owners81.57%
Inst Owner Change0.63%
Ins Owners2.02%
Ins Owner Change0.43%
Market Cap1.81B
Revenue(TTM)231.14M
Net Income(TTM)33.22M
Analysts68.33
Price Target38.91 (2.42%)
Short Float %4.83%
Short Ratio5.4
Dividend
Industry RankSector Rank
Dividend Yield 6.04%
Yearly Dividend2.27
Dividend Growth(5Y)-0.14%
DP318.68%
Div Incr Years0
Div Non Decr Years22
Ex-Date03-23
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-139.19%
Min EPS beat(2)-242.37%
Max EPS beat(2)-36.01%
EPS beat(4)0
Avg EPS beat(4)-75.57%
Min EPS beat(4)-242.37%
Max EPS beat(4)-2.72%
EPS beat(8)3
Avg EPS beat(8)-29.31%
EPS beat(12)5
Avg EPS beat(12)-18.76%
EPS beat(16)6
Avg EPS beat(16)-1.52%
Revenue beat(2)2
Avg Revenue beat(2)78.78%
Min Revenue beat(2)71.75%
Max Revenue beat(2)85.81%
Revenue beat(4)4
Avg Revenue beat(4)56.47%
Min Revenue beat(4)25.77%
Max Revenue beat(4)85.81%
Revenue beat(8)8
Avg Revenue beat(8)33.9%
Revenue beat(12)12
Avg Revenue beat(12)28.79%
Revenue beat(16)16
Avg Revenue beat(16)30.47%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-9.33%
EPS NQ rev (3m)137.21%
EPS NY rev (1m)-7.01%
EPS NY rev (3m)10.02%
Revenue NQ rev (1m)-0.65%
Revenue NQ rev (3m)3.48%
Revenue NY rev (1m)29.68%
Revenue NY rev (3m)30.85%
Valuation
Industry RankSector Rank
PE 40.85
Fwd PE 18.51
P/S 7.83
P/FCF N/A
P/OCF 13.77
P/B 1.89
P/tB 1.9
EV/EBITDA 23.25
EPS(TTM)0.93
EY2.45%
EPS(NY)2.05
Fwd EY5.4%
FCF(TTM)-3.09
FCFYN/A
OCF(TTM)2.76
OCFY7.26%
SpS4.85
BVpS20.12
TBVpS19.98
PEG (NY)N/A
PEG (5Y)N/A
Graham Number20.52
Profitability
Industry RankSector Rank
ROA 1.62%
ROE 3.47%
ROCE 4.1%
ROIC 3.24%
ROICexc 3.27%
ROICexgc 3.28%
OM 35.3%
PM (TTM) 14.37%
GM 83.4%
FCFM N/A
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
ROICexc(3y)5.33%
ROICexc(5y)5%
ROICexgc(3y)5.34%
ROICexgc(5y)5.01%
ROCE(3y)6.69%
ROCE(5y)6.29%
ROICexgc growth 3Y12.51%
ROICexgc growth 5Y0.5%
ROICexc growth 3Y12.36%
ROICexc growth 5Y0.41%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
F-Score3
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF N/A
Debt/EBITDA 8.02
Cap/Depr 771.36%
Cap/Sales 120.54%
Interest Coverage 2.6
Cash Conversion 111.58%
Profit Quality N/A
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.12
F-Score3
WACC7.39%
ROIC/WACC0.44
Cap/Depr(3y)114.57%
Cap/Depr(5y)91.06%
Cap/Sales(3y)22.84%
Cap/Sales(5y)19.19%
Profit Quality(3y)75.06%
Profit Quality(5y)92.31%
High Growth Momentum
Growth
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
EPS Next Y-13.68%
EPS Next 2Y0.06%
EPS Next 3Y-0.71%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%
Revenue Next Year-4.08%
Revenue Next 2Y-8.61%
Revenue Next 3Y-2.49%
Revenue Next 5YN/A
EBIT growth 1Y-48.86%
EBIT growth 3Y18.78%
EBIT growth 5Y3.65%
EBIT Next Year77.14%
EBIT Next 3Y28.47%
EBIT Next 5Y21.85%
FCF growth 1Y-351.76%
FCF growth 3Y9.4%
FCF growth 5Y22.26%
OCF growth 1Y17.57%
OCF growth 3Y11.13%
OCF growth 5Y0.43%

LTC PROPERTIES INC / LTC FAQ

Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?

ChartMill assigns a fundamental rating of 4 / 10 to LTC.


What is the valuation status of LTC PROPERTIES INC (LTC) stock?

ChartMill assigns a valuation rating of 2 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.


What is the profitability of LTC stock?

LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LTC stock?

The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 40.85 and the Price/Book (PB) ratio is 1.89.


How financially healthy is LTC PROPERTIES INC?

The financial health rating of LTC PROPERTIES INC (LTC) is 3 / 10.