LTC PROPERTIES INC (LTC) Fundamental Analysis & Valuation

NYSE:LTC • US5021751020

Current stock price

38.19 USD
-0.22 (-0.57%)
Last:

This LTC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LTC Profitability Analysis

1.1 Basic Checks

  • In the past year LTC was profitable.
  • In the past year LTC had a positive cash flow from operations.
  • LTC had positive earnings in each of the past 5 years.
  • In the past 5 years LTC always reported a positive cash flow from operatings.
LTC Yearly Net Income VS EBIT VS OCF VS FCFLTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.69%, LTC belongs to the top of the industry, outperforming 95.08% of the companies in the same industry.
  • LTC has a Return On Equity of 10.91%. This is amongst the best in the industry. LTC outperforms 89.34% of its industry peers.
  • The Return On Invested Capital of LTC (3.27%) is better than 65.57% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for LTC is in line with the industry average of 3.11%.
Industry RankSector Rank
ROA 5.69%
ROE 10.91%
ROIC 3.27%
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
LTC Yearly ROA, ROE, ROICLTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • LTC's Profit Margin of 44.62% is amongst the best of the industry. LTC outperforms 94.26% of its industry peers.
  • LTC's Profit Margin has declined in the last couple of years.
  • With a decent Operating Margin value of 31.58%, LTC is doing good in the industry, outperforming 63.93% of the companies in the same industry.
  • In the last couple of years the Operating Margin of LTC has declined.
  • With a decent Gross Margin value of 75.32%, LTC is doing good in the industry, outperforming 72.13% of the companies in the same industry.
  • In the last couple of years the Gross Margin of LTC has declined.
Industry RankSector Rank
OM 31.58%
PM (TTM) 44.62%
GM 75.32%
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
LTC Yearly Profit, Operating, Gross MarginsLTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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3

2. LTC Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LTC is destroying value.
  • Compared to 1 year ago, LTC has more shares outstanding
  • The number of shares outstanding for LTC has been increased compared to 5 years ago.
  • The debt/assets ratio for LTC is higher compared to a year ago.
LTC Yearly Shares OutstandingLTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
LTC Yearly Total Debt VS Total AssetsLTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 1.31, we must say that LTC is in the distress zone and has some risk of bankruptcy.
  • LTC has a better Altman-Z score (1.31) than 86.07% of its industry peers.
  • A Debt/Equity ratio of 0.78 indicates that LTC is somewhat dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.78, LTC is doing good in the industry, outperforming 72.95% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.78
Debt/FCF N/A
Altman-Z 1.31
ROIC/WACC0.44
WACC7.37%
LTC Yearly LT Debt VS Equity VS FCFLTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B

2.3 Liquidity

  • LTC has a Current Ratio of 1.00. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
  • LTC has a Current ratio (1.00) which is in line with its industry peers.
  • LTC has a Quick Ratio of 1.00. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.00, LTC is in line with its industry, outperforming 56.56% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1
Quick Ratio 1
LTC Yearly Current Assets VS Current LiabilitesLTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. LTC Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 29.27% over the past year.
  • LTC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.81% yearly.
  • The Revenue has been growing slightly by 0.63% in the past year.
  • Measured over the past years, LTC shows a quite strong growth in Revenue. The Revenue has been growing by 10.53% on average per year.
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%

3.2 Future

  • Based on estimates for the next years, LTC will show a decrease in Earnings Per Share. The EPS will decrease by -8.80% on average per year.
  • Based on estimates for the next years, LTC will show a decrease in Revenue. The Revenue will decrease by -8.25% on average per year.
EPS Next Y-22.94%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue Next Year0.1%
Revenue Next 2Y6.55%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
LTC Yearly Revenue VS EstimatesLTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M 250M
LTC Yearly EPS VS EstimatesLTC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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3

4. LTC Valuation Analysis

4.1 Price/Earnings Ratio

  • LTC is valuated correctly with a Price/Earnings ratio of 14.41.
  • Based on the Price/Earnings ratio, LTC is valued cheaply inside the industry as 92.62% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 26.17, LTC is valued a bit cheaper.
  • With a Price/Forward Earnings ratio of 18.70, LTC is valued on the expensive side.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of LTC indicates a rather cheap valuation: LTC is cheaper than 95.08% of the companies listed in the same industry.
  • LTC is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 23.05, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 14.41
Fwd PE 18.7
LTC Price Earnings VS Forward Price EarningsLTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LTC is valued expensively inside the industry as 84.43% of the companies are valued cheaper.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 22.26
LTC Per share dataLTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • The decent profitability rating of LTC may justify a higher PE ratio.
  • LTC's earnings are expected to decrease with -8.80% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.47
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. LTC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.12%, LTC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 8.03, LTC pays a bit more dividend than its industry peers.
  • LTC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 6.12%

5.2 History

  • The dividend of LTC decreases each year by -0.01%.
  • LTC has paid a dividend for at least 10 years, which is a reliable track record.
  • LTC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.01%
Div Incr Years0
Div Non Decr Years23
LTC Yearly Dividends per shareLTC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • LTC pays out 91.57% of its income as dividend. This is not a sustainable payout ratio.
  • LTC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP91.57%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
LTC Yearly Income VS Free CF VS DividendLTC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M
LTC Dividend Payout.LTC Dividend Payout, showing the Payout Ratio.LTC Dividend Payout.PayoutRetained Earnings

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LTC Fundamentals: All Metrics, Ratios and Statistics

LTC PROPERTIES INC

NYSE:LTC (4/6/2026, 10:48:50 AM)

38.19

-0.22 (-0.57%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-24
Earnings (Next)04-23
Inst Owners73.91%
Inst Owner Change0.05%
Ins Owners2.1%
Ins Owner Change10.58%
Market Cap1.85B
Revenue(TTM)262.85M
Net Income(TTM)117.28M
Analysts68.33
Price Target41.31 (8.17%)
Short Float %5.96%
Short Ratio6.5
Dividend
Industry RankSector Rank
Dividend Yield 6.12%
Yearly Dividend2.29
Dividend Growth(5Y)-0.01%
DP91.57%
Div Incr Years0
Div Non Decr Years23
Ex-Date06-22
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-86.67%
Min EPS beat(2)-242.37%
Max EPS beat(2)69.02%
EPS beat(4)1
Avg EPS beat(4)-53.02%
Min EPS beat(4)-242.37%
Max EPS beat(4)69.02%
EPS beat(8)3
Avg EPS beat(8)-25.83%
EPS beat(12)6
Avg EPS beat(12)-12.8%
EPS beat(16)7
Avg EPS beat(16)3.26%
Revenue beat(2)0
Avg Revenue beat(2)-15.63%
Min Revenue beat(2)-16.95%
Max Revenue beat(2)-14.31%
Revenue beat(4)2
Avg Revenue beat(4)20.76%
Min Revenue beat(4)-16.95%
Max Revenue beat(4)71.75%
Revenue beat(8)6
Avg Revenue beat(8)18.28%
Revenue beat(12)10
Avg Revenue beat(12)15.76%
Revenue beat(16)14
Avg Revenue beat(16)21.03%
PT rev (1m)6.18%
PT rev (3m)6.18%
EPS NQ rev (1m)-6.75%
EPS NQ rev (3m)7.04%
EPS NY rev (1m)0%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)-0.92%
Revenue NQ rev (3m)-3.62%
Revenue NY rev (1m)-0.53%
Revenue NY rev (3m)-15.96%
Valuation
Industry RankSector Rank
PE 14.41
Fwd PE 18.7
P/S 7.05
P/FCF N/A
P/OCF 13.62
P/B 1.72
P/tB 1.73
EV/EBITDA 22.26
EPS(TTM)2.65
EY6.94%
EPS(NY)2.04
Fwd EY5.35%
FCF(TTM)-4.66
FCFYN/A
OCF(TTM)2.8
OCFY7.34%
SpS5.42
BVpS22.16
TBVpS22.03
PEG (NY)N/A
PEG (5Y)1.47
Graham Number36.35
Profitability
Industry RankSector Rank
ROA 5.69%
ROE 10.91%
ROCE 4.14%
ROIC 3.27%
ROICexc 3.29%
ROICexgc 3.31%
OM 31.58%
PM (TTM) 44.62%
GM 75.32%
FCFM N/A
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
ROICexc(3y)4.84%
ROICexc(5y)4.71%
ROICexgc(3y)4.86%
ROICexgc(5y)4.72%
ROCE(3y)6.07%
ROCE(5y)5.92%
ROICexgc growth 3Y-11.48%
ROICexgc growth 5Y-7.05%
ROICexc growth 3Y-11.58%
ROICexc growth 5Y-7.11%
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
F-Score3
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 0.78
Debt/FCF N/A
Debt/EBITDA 6.97
Cap/Depr 955.42%
Cap/Sales 137.67%
Interest Coverage 2.52
Cash Conversion 112.49%
Profit Quality N/A
Current Ratio 1
Quick Ratio 1
Altman-Z 1.31
F-Score3
WACC7.37%
ROIC/WACC0.44
Cap/Depr(3y)378.91%
Cap/Depr(5y)263.12%
Cap/Sales(3y)57.14%
Cap/Sales(5y)42.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
EPS Next Y-22.94%
EPS Next 2Y-12.98%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%
Revenue Next Year0.1%
Revenue Next 2Y6.55%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A
EBIT growth 1Y-49.67%
EBIT growth 3Y-5.06%
EBIT growth 5Y-0.59%
EBIT Next Year354.43%
EBIT Next 3Y77.08%
EBIT Next 5YN/A
FCF growth 1Y-303.17%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y8.63%
OCF growth 3Y8.79%
OCF growth 5Y3.21%

LTC PROPERTIES INC / LTC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?

ChartMill assigns a fundamental rating of 4 / 10 to LTC.


What is the valuation status for LTC stock?

ChartMill assigns a valuation rating of 3 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.


How profitable is LTC PROPERTIES INC (LTC) stock?

LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LTC stock?

The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 14.41 and the Price/Book (PB) ratio is 1.72.


How sustainable is the dividend of LTC PROPERTIES INC (LTC) stock?

The dividend rating of LTC PROPERTIES INC (LTC) is 6 / 10 and the dividend payout ratio is 91.57%.