LTC PROPERTIES INC (LTC) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:LTC • US5021751020

37.73 USD
+1.05 (+2.86%)
At close: Feb 5, 2026
38.2982 USD
+0.57 (+1.51%)
After Hours: 2/5/2026, 8:04:00 PM
Fundamental Rating

4

Taking everything into account, LTC scores 4 out of 10 in our fundamental rating. LTC was compared to 124 industry peers in the Diversified REITs industry. While LTC is still in line with the averages on profitability rating, there are concerns on its financial health. LTC is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year LTC was profitable.
  • In the past year LTC had a positive cash flow from operations.
  • LTC had positive earnings in each of the past 5 years.
  • Each year in the past 5 years LTC had a positive operating cash flow.
LTC Yearly Net Income VS EBIT VS OCF VS FCFLTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

1.2 Ratios

  • The Return On Assets of LTC (1.62%) is comparable to the rest of the industry.
  • LTC's Return On Equity of 3.47% is in line compared to the rest of the industry. LTC outperforms 58.87% of its industry peers.
  • The Return On Invested Capital of LTC (3.24%) is better than 62.90% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for LTC is above the industry average of 3.05%.
Industry RankSector Rank
ROA 1.62%
ROE 3.47%
ROIC 3.24%
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
LTC Yearly ROA, ROE, ROICLTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • LTC has a Profit Margin of 14.37%. This is in the better half of the industry: LTC outperforms 62.10% of its industry peers.
  • LTC's Profit Margin has been stable in the last couple of years.
  • LTC's Operating Margin of 35.30% is fine compared to the rest of the industry. LTC outperforms 72.58% of its industry peers.
  • LTC's Operating Margin has been stable in the last couple of years.
  • With an excellent Gross Margin value of 83.40%, LTC belongs to the best of the industry, outperforming 83.87% of the companies in the same industry.
  • In the last couple of years the Gross Margin of LTC has remained more or less at the same level.
Industry RankSector Rank
OM 35.3%
PM (TTM) 14.37%
GM 83.4%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
LTC Yearly Profit, Operating, Gross MarginsLTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LTC is destroying value.
  • Compared to 1 year ago, LTC has more shares outstanding
  • LTC has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for LTC has been reduced compared to a year ago.
LTC Yearly Shares OutstandingLTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
LTC Yearly Total Debt VS Total AssetsLTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • LTC has an Altman-Z score of 1.08. This is a bad value and indicates that LTC is not financially healthy and even has some risk of bankruptcy.
  • With a decent Altman-Z score value of 1.08, LTC is doing good in the industry, outperforming 78.23% of the companies in the same industry.
  • LTC has a Debt/Equity ratio of 0.99. This is a neutral value indicating LTC is somewhat dependend on debt financing.
  • LTC has a better Debt to Equity ratio (0.99) than 62.10% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF N/A
Altman-Z 1.08
ROIC/WACC0.44
WACC7.43%
LTC Yearly LT Debt VS Equity VS FCFLTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 1.11 indicates that LTC should not have too much problems paying its short term obligations.
  • LTC has a Current ratio (1.11) which is in line with its industry peers.
  • LTC has a Quick Ratio of 1.11. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.11, LTC is in line with its industry, outperforming 57.26% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
LTC Yearly Current Assets VS Current LiabilitesLTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • The earnings per share for LTC have decreased strongly by -60.09% in the last year.
  • The Earnings Per Share has been decreasing by -0.48% on average over the past years.
  • Looking at the last year, LTC shows a very negative growth in Revenue. The Revenue has decreased by -10.70% in the last year.
  • Measured over the past years, LTC shows a small growth in Revenue. The Revenue has been growing by 2.52% on average per year.
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%

3.2 Future

  • LTC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.31% yearly.
  • LTC is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -2.49% yearly.
EPS Next Y-12.7%
EPS Next 2Y-0.14%
EPS Next 3Y-3.31%
EPS Next 5YN/A
Revenue Next Year-4.08%
Revenue Next 2Y-8.61%
Revenue Next 3Y-2.49%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
LTC Yearly Revenue VS EstimatesLTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M
LTC Yearly EPS VS EstimatesLTC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 40.57, the valuation of LTC can be described as expensive.
  • LTC's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.67. LTC is valued slightly more expensive when compared to this.
  • With a Price/Forward Earnings ratio of 18.46, LTC is valued on the expensive side.
  • Based on the Price/Forward Earnings ratio, LTC is valued cheaper than 95.97% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of LTC to the average of the S&P500 Index (27.20), we can say LTC is valued slightly cheaper.
Industry RankSector Rank
PE 40.57
Fwd PE 18.46
LTC Price Earnings VS Forward Price EarningsLTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LTC is valued more expensive than 84.68% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 22.71
LTC Per share dataLTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • LTC has a very decent profitability rating, which may justify a higher PE ratio.
  • A cheap valuation may be justified as LTC's earnings are expected to decrease with -3.31% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-0.14%
EPS Next 3Y-3.31%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.30%, LTC is a good candidate for dividend investing.
  • LTC's Dividend Yield is a higher than the industry average which is at 6.98.
  • LTC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 6.3%

5.2 History

  • The dividend of LTC decreases each year by -0.14%.
  • LTC has been paying a dividend for at least 10 years, so it has a reliable track record.
  • LTC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.14%
Div Incr Years0
Div Non Decr Years22
LTC Yearly Dividends per shareLTC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 318.68% of the earnings are spent on dividend by LTC. This is not a sustainable payout ratio.
  • LTC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP318.68%
EPS Next 2Y-0.14%
EPS Next 3Y-3.31%
LTC Yearly Income VS Free CF VS DividendLTC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M
LTC Dividend Payout.LTC Dividend Payout, showing the Payout Ratio.LTC Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

LTC PROPERTIES INC

NYSE:LTC (2/5/2026, 8:04:00 PM)

After market: 38.2982 +0.57 (+1.51%)

37.73

+1.05 (+2.86%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)11-04
Earnings (Next)02-12
Inst Owners81.57%
Inst Owner Change-0.19%
Ins Owners2.02%
Ins Owner Change0.43%
Market Cap1.80B
Revenue(TTM)231.14M
Net Income(TTM)33.22M
Analysts68.33
Price Target38.76 (2.73%)
Short Float %4.83%
Short Ratio5.4
Dividend
Industry RankSector Rank
Dividend Yield 6.3%
Yearly Dividend2.27
Dividend Growth(5Y)-0.14%
DP318.68%
Div Incr Years0
Div Non Decr Years22
Ex-Date03-23
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-139.19%
Min EPS beat(2)-242.37%
Max EPS beat(2)-36.01%
EPS beat(4)0
Avg EPS beat(4)-75.57%
Min EPS beat(4)-242.37%
Max EPS beat(4)-2.72%
EPS beat(8)3
Avg EPS beat(8)-29.31%
EPS beat(12)5
Avg EPS beat(12)-18.76%
EPS beat(16)6
Avg EPS beat(16)-1.52%
Revenue beat(2)2
Avg Revenue beat(2)78.78%
Min Revenue beat(2)71.75%
Max Revenue beat(2)85.81%
Revenue beat(4)4
Avg Revenue beat(4)56.47%
Min Revenue beat(4)25.77%
Max Revenue beat(4)85.81%
Revenue beat(8)8
Avg Revenue beat(8)33.9%
Revenue beat(12)12
Avg Revenue beat(12)28.79%
Revenue beat(16)16
Avg Revenue beat(16)30.47%
PT rev (1m)-0.37%
PT rev (3m)-0.37%
EPS NQ rev (1m)-9.33%
EPS NQ rev (3m)137.21%
EPS NY rev (1m)-5.94%
EPS NY rev (3m)11.27%
Revenue NQ rev (1m)-0.65%
Revenue NQ rev (3m)3.48%
Revenue NY rev (1m)29.68%
Revenue NY rev (3m)30.85%
Valuation
Industry RankSector Rank
PE 40.57
Fwd PE 18.46
P/S 7.77
P/FCF N/A
P/OCF 13.68
P/B 1.88
P/tB 1.89
EV/EBITDA 22.71
EPS(TTM)0.93
EY2.46%
EPS(NY)2.04
Fwd EY5.42%
FCF(TTM)-3.09
FCFYN/A
OCF(TTM)2.76
OCFY7.31%
SpS4.85
BVpS20.12
TBVpS19.98
PEG (NY)N/A
PEG (5Y)N/A
Graham Number20.52
Profitability
Industry RankSector Rank
ROA 1.62%
ROE 3.47%
ROCE 4.1%
ROIC 3.24%
ROICexc 3.27%
ROICexgc 3.28%
OM 35.3%
PM (TTM) 14.37%
GM 83.4%
FCFM N/A
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
ROICexc(3y)5.33%
ROICexc(5y)5%
ROICexgc(3y)5.34%
ROICexgc(5y)5.01%
ROCE(3y)6.69%
ROCE(5y)6.29%
ROICexgc growth 3Y12.51%
ROICexgc growth 5Y0.5%
ROICexc growth 3Y12.36%
ROICexc growth 5Y0.41%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
F-Score3
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF N/A
Debt/EBITDA 8.02
Cap/Depr 771.36%
Cap/Sales 120.54%
Interest Coverage 2.6
Cash Conversion 111.58%
Profit Quality N/A
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.08
F-Score3
WACC7.43%
ROIC/WACC0.44
Cap/Depr(3y)114.57%
Cap/Depr(5y)91.06%
Cap/Sales(3y)22.84%
Cap/Sales(5y)19.19%
Profit Quality(3y)75.06%
Profit Quality(5y)92.31%
High Growth Momentum
Growth
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
EPS Next Y-12.7%
EPS Next 2Y-0.14%
EPS Next 3Y-3.31%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%
Revenue Next Year-4.08%
Revenue Next 2Y-8.61%
Revenue Next 3Y-2.49%
Revenue Next 5YN/A
EBIT growth 1Y-48.86%
EBIT growth 3Y18.78%
EBIT growth 5Y3.65%
EBIT Next Year77.14%
EBIT Next 3Y28.47%
EBIT Next 5Y21.85%
FCF growth 1Y-351.76%
FCF growth 3Y9.4%
FCF growth 5Y22.26%
OCF growth 1Y17.57%
OCF growth 3Y11.13%
OCF growth 5Y0.43%

LTC PROPERTIES INC / LTC FAQ

Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?

ChartMill assigns a fundamental rating of 4 / 10 to LTC.


What is the valuation status of LTC PROPERTIES INC (LTC) stock?

ChartMill assigns a valuation rating of 2 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.


What is the profitability of LTC stock?

LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LTC stock?

The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 40.57 and the Price/Book (PB) ratio is 1.88.


How financially healthy is LTC PROPERTIES INC?

The financial health rating of LTC PROPERTIES INC (LTC) is 3 / 10.