LTC PROPERTIES INC (LTC) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:LTC - US5021751020 - REIT
36.775 USD
+0.81 (+2.27%)
Overall LTC gets a fundamental rating of 4 out of 10. We evaluated LTC against 128 industry peers in the Diversified REITs industry. LTC has an excellent profitability rating, but there are concerns on its financial health. LTC is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
LTC had positive earnings in the past year.
In the past year LTC had a positive cash flow from operations.
Each year in the past 5 years LTC has been profitable.
LTC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
LTC has a Return On Assets of 1.62%. This is in the better half of the industry: LTC outperforms 60.94% of its industry peers.
LTC's Return On Equity of 3.47% is fine compared to the rest of the industry. LTC outperforms 60.94% of its industry peers.
The Return On Invested Capital of LTC (3.24%) is better than 62.50% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for LTC is above the industry average of 3.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.62% | ||
| ROE | 3.47% | ||
| ROIC | 3.24% |
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
1.3 Margins
LTC has a Profit Margin of 14.37%. This is in the better half of the industry: LTC outperforms 65.63% of its industry peers.
In the last couple of years the Profit Margin of LTC has remained more or less at the same level.
The Operating Margin of LTC (35.30%) is better than 72.66% of its industry peers.
LTC's Operating Margin has been stable in the last couple of years.
LTC's Gross Margin of 83.40% is amongst the best of the industry. LTC outperforms 83.59% of its industry peers.
LTC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.3% | ||
| PM (TTM) | 14.37% | ||
| GM | 83.4% |
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
2. Health
2.1 Basic Checks
LTC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for LTC has been increased compared to 1 year ago.
Compared to 5 years ago, LTC has more shares outstanding
LTC has a better debt/assets ratio than last year.
2.2 Solvency
LTC has an Altman-Z score of 1.03. This is a bad value and indicates that LTC is not financially healthy and even has some risk of bankruptcy.
LTC has a better Altman-Z score (1.03) than 77.34% of its industry peers.
LTC has a Debt/Equity ratio of 0.99. This is a neutral value indicating LTC is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.99, LTC is in the better half of the industry, outperforming 61.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.03 |
ROIC/WACC0.45
WACC7.19%
2.3 Liquidity
A Current Ratio of 1.11 indicates that LTC should not have too much problems paying its short term obligations.
The Current ratio of LTC (1.11) is comparable to the rest of the industry.
A Quick Ratio of 1.11 indicates that LTC should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.11, LTC is in line with its industry, outperforming 55.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
The earnings per share for LTC have decreased strongly by -60.09% in the last year.
LTC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.48% yearly.
The Revenue for LTC has decreased by -10.70% in the past year. This is quite bad
The Revenue has been growing slightly by 2.52% on average over the past years.
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%
3.2 Future
LTC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -2.52% yearly.
LTC is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -3.86% yearly.
EPS Next Y-21.54%
EPS Next 2Y-1.63%
EPS Next 3Y-2.52%
EPS Next 5YN/A
Revenue Next Year-26.69%
Revenue Next 2Y-8.98%
Revenue Next 3Y-3.86%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
LTC is valuated quite expensively with a Price/Earnings ratio of 39.54.
The rest of the industry has a similar Price/Earnings ratio as LTC.
Compared to an average S&P500 Price/Earnings ratio of 25.65, LTC is valued quite expensively.
Based on the Price/Forward Earnings ratio of 18.54, the valuation of LTC can be described as rather expensive.
96.09% of the companies in the same industry are more expensive than LTC, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 34.45. LTC is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.54 | ||
| Fwd PE | 18.54 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LTC indicates a rather expensive valuation: LTC more expensive than 85.94% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 21.95 |
4.3 Compensation for Growth
LTC has a very decent profitability rating, which may justify a higher PE ratio.
LTC's earnings are expected to decrease with -2.52% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.63%
EPS Next 3Y-2.52%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.38%, LTC is a good candidate for dividend investing.
LTC's Dividend Yield is a higher than the industry average which is at 6.59.
Compared to an average S&P500 Dividend Yield of 2.41, LTC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.38% |
5.2 History
The dividend of LTC decreases each year by -0.14%.
LTC has paid a dividend for at least 10 years, which is a reliable track record.
LTC has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.14%
Div Incr Years0
Div Non Decr Years22
5.3 Sustainability
LTC pays out 318.68% of its income as dividend. This is not a sustainable payout ratio.
LTC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP318.68%
EPS Next 2Y-1.63%
EPS Next 3Y-2.52%
NYSE:LTC (11/25/2025, 3:23:54 PM)
36.775
+0.81 (+2.27%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners79.46%
Inst Owner Change5.63%
Ins Owners2.07%
Ins Owner Change2.66%
Market Cap1.69B
Revenue(TTM)231.14M
Net Income(TTM)33.22M
Analysts68.33
Price Target38.76 (5.4%)
Short Float %4.17%
Short Ratio4.95
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.38% |
Yearly Dividend2.27
Dividend Growth(5Y)-0.14%
DP318.68%
Div Incr Years0
Div Non Decr Years22
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-139.19%
Min EPS beat(2)-242.37%
Max EPS beat(2)-36.01%
EPS beat(4)0
Avg EPS beat(4)-75.57%
Min EPS beat(4)-242.37%
Max EPS beat(4)-2.72%
EPS beat(8)3
Avg EPS beat(8)-29.31%
EPS beat(12)5
Avg EPS beat(12)-18.76%
EPS beat(16)6
Avg EPS beat(16)-1.52%
Revenue beat(2)2
Avg Revenue beat(2)78.78%
Min Revenue beat(2)71.75%
Max Revenue beat(2)85.81%
Revenue beat(4)4
Avg Revenue beat(4)56.47%
Min Revenue beat(4)25.77%
Max Revenue beat(4)85.81%
Revenue beat(8)7
Avg Revenue beat(8)31.69%
Revenue beat(12)11
Avg Revenue beat(12)26.66%
Revenue beat(16)15
Avg Revenue beat(16)28.87%
PT rev (1m)0.44%
PT rev (3m)0.88%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.39%
EPS NY rev (1m)0%
EPS NY rev (3m)-16.29%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-31.53%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-36.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.54 | ||
| Fwd PE | 18.54 | ||
| P/S | 7.33 | ||
| P/FCF | N/A | ||
| P/OCF | 12.9 | ||
| P/B | 1.77 | ||
| P/tB | 1.78 | ||
| EV/EBITDA | 21.95 |
EPS(TTM)0.93
EY2.53%
EPS(NY)1.98
Fwd EY5.39%
FCF(TTM)-3.2
FCFYN/A
OCF(TTM)2.85
OCFY7.75%
SpS5.02
BVpS20.79
TBVpS20.65
PEG (NY)N/A
PEG (5Y)N/A
Graham Number20.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.62% | ||
| ROE | 3.47% | ||
| ROCE | 4.1% | ||
| ROIC | 3.24% | ||
| ROICexc | 3.27% | ||
| ROICexgc | 3.28% | ||
| OM | 35.3% | ||
| PM (TTM) | 14.37% | ||
| GM | 83.4% | ||
| FCFM | N/A |
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
ROICexc(3y)5.33%
ROICexc(5y)5%
ROICexgc(3y)5.34%
ROICexgc(5y)5.01%
ROCE(3y)6.69%
ROCE(5y)6.29%
ROICexgc growth 3Y12.51%
ROICexgc growth 5Y0.5%
ROICexc growth 3Y12.36%
ROICexc growth 5Y0.41%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
F-Score3
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 8.02 | ||
| Cap/Depr | 771.36% | ||
| Cap/Sales | 120.54% | ||
| Interest Coverage | 2.6 | ||
| Cash Conversion | 111.58% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 1.03 |
F-Score3
WACC7.19%
ROIC/WACC0.45
Cap/Depr(3y)114.57%
Cap/Depr(5y)91.06%
Cap/Sales(3y)22.84%
Cap/Sales(5y)19.19%
Profit Quality(3y)75.06%
Profit Quality(5y)92.31%
High Growth Momentum
Growth
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
EPS Next Y-21.54%
EPS Next 2Y-1.63%
EPS Next 3Y-2.52%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%
Revenue Next Year-26.69%
Revenue Next 2Y-8.98%
Revenue Next 3Y-3.86%
Revenue Next 5YN/A
EBIT growth 1Y-48.86%
EBIT growth 3Y18.78%
EBIT growth 5Y3.65%
EBIT Next Year74.89%
EBIT Next 3Y24.15%
EBIT Next 5Y17.8%
FCF growth 1Y-351.76%
FCF growth 3Y9.4%
FCF growth 5Y22.26%
OCF growth 1Y17.57%
OCF growth 3Y11.13%
OCF growth 5Y0.43%
LTC PROPERTIES INC / LTC FAQ
Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?
ChartMill assigns a fundamental rating of 4 / 10 to LTC.
Can you provide the valuation status for LTC PROPERTIES INC?
ChartMill assigns a valuation rating of 2 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.
What is the profitability of LTC stock?
LTC PROPERTIES INC (LTC) has a profitability rating of 7 / 10.
What is the expected EPS growth for LTC PROPERTIES INC (LTC) stock?
The Earnings per Share (EPS) of LTC PROPERTIES INC (LTC) is expected to decline by -21.54% in the next year.
How sustainable is the dividend of LTC PROPERTIES INC (LTC) stock?
The dividend rating of LTC PROPERTIES INC (LTC) is 6 / 10 and the dividend payout ratio is 318.68%.