LTC PROPERTIES INC (LTC) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:LTC • US5021751020

37.39 USD
-0.34 (-0.9%)
At close: Feb 6, 2026
37.2922 USD
-0.1 (-0.26%)
After Hours: 2/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Overall LTC gets a fundamental rating of 4 out of 10. We evaluated LTC against 122 industry peers in the Diversified REITs industry. There are concerns on the financial health of LTC while its profitability can be described as average. LTC does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • LTC had positive earnings in the past year.
  • In the past year LTC had a positive cash flow from operations.
  • Each year in the past 5 years LTC has been profitable.
  • Each year in the past 5 years LTC had a positive operating cash flow.
LTC Yearly Net Income VS EBIT VS OCF VS FCFLTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

1.2 Ratios

  • LTC's Return On Assets of 1.62% is in line compared to the rest of the industry. LTC outperforms 58.87% of its industry peers.
  • LTC's Return On Equity of 3.47% is in line compared to the rest of the industry. LTC outperforms 58.87% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 3.24%, LTC is in the better half of the industry, outperforming 62.90% of the companies in the same industry.
  • LTC had an Average Return On Invested Capital over the past 3 years of 5.29%. This is above the industry average of 3.07%.
Industry RankSector Rank
ROA 1.62%
ROE 3.47%
ROIC 3.24%
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
LTC Yearly ROA, ROE, ROICLTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • With a decent Profit Margin value of 14.37%, LTC is doing good in the industry, outperforming 62.10% of the companies in the same industry.
  • In the last couple of years the Profit Margin of LTC has remained more or less at the same level.
  • Looking at the Operating Margin, with a value of 35.30%, LTC is in the better half of the industry, outperforming 72.58% of the companies in the same industry.
  • In the last couple of years the Operating Margin of LTC has remained more or less at the same level.
  • Looking at the Gross Margin, with a value of 83.40%, LTC belongs to the top of the industry, outperforming 83.87% of the companies in the same industry.
  • LTC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 35.3%
PM (TTM) 14.37%
GM 83.4%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
LTC Yearly Profit, Operating, Gross MarginsLTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

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3

2. Health

2.1 Basic Checks

  • LTC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • LTC has more shares outstanding than it did 1 year ago.
  • LTC has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, LTC has an improved debt to assets ratio.
LTC Yearly Shares OutstandingLTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
LTC Yearly Total Debt VS Total AssetsLTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • LTC has an Altman-Z score of 1.10. This is a bad value and indicates that LTC is not financially healthy and even has some risk of bankruptcy.
  • LTC's Altman-Z score of 1.10 is fine compared to the rest of the industry. LTC outperforms 78.23% of its industry peers.
  • A Debt/Equity ratio of 0.99 indicates that LTC is somewhat dependend on debt financing.
  • LTC has a better Debt to Equity ratio (0.99) than 62.10% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF N/A
Altman-Z 1.1
ROIC/WACC0.44
WACC7.37%
LTC Yearly LT Debt VS Equity VS FCFLTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M

2.3 Liquidity

  • A Current Ratio of 1.11 indicates that LTC should not have too much problems paying its short term obligations.
  • The Current ratio of LTC (1.11) is comparable to the rest of the industry.
  • A Quick Ratio of 1.11 indicates that LTC should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.11, LTC perfoms like the industry average, outperforming 57.26% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
LTC Yearly Current Assets VS Current LiabilitesLTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • LTC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -60.09%.
  • Measured over the past years, LTC shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.48% on average per year.
  • LTC shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -10.70%.
  • The Revenue has been growing slightly by 2.52% on average over the past years.
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%

3.2 Future

  • Based on estimates for the next years, LTC will show a decrease in Earnings Per Share. The EPS will decrease by -0.71% on average per year.
  • LTC is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -2.49% yearly.
EPS Next Y-13.68%
EPS Next 2Y0.06%
EPS Next 3Y-0.71%
EPS Next 5YN/A
Revenue Next Year-4.08%
Revenue Next 2Y-8.61%
Revenue Next 3Y-2.49%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
LTC Yearly Revenue VS EstimatesLTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M
LTC Yearly EPS VS EstimatesLTC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 40.20, which means the current valuation is very expensive for LTC.
  • LTC's Price/Earnings is on the same level as the industry average.
  • LTC is valuated rather expensively when we compare the Price/Earnings ratio to 27.93, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 18.22, the valuation of LTC can be described as rather expensive.
  • Based on the Price/Forward Earnings ratio, LTC is valued cheaply inside the industry as 95.97% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 27.77. LTC is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 40.2
Fwd PE 18.22
LTC Price Earnings VS Forward Price EarningsLTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • LTC's Enterprise Value to EBITDA ratio is rather expensive when compared to the industry. LTC is more expensive than 84.68% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 23
LTC Per share dataLTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • LTC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y0.06%
EPS Next 3Y-0.71%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • LTC has a Yearly Dividend Yield of 6.04%, which is a nice return.
  • LTC's Dividend Yield is a higher than the industry average which is at 6.81.
  • Compared to an average S&P500 Dividend Yield of 1.81, LTC pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.04%

5.2 History

  • The dividend of LTC decreases each year by -0.14%.
  • LTC has been paying a dividend for at least 10 years, so it has a reliable track record.
  • LTC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.14%
Div Incr Years0
Div Non Decr Years22
LTC Yearly Dividends per shareLTC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • LTC pays out 318.68% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of LTC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP318.68%
EPS Next 2Y0.06%
EPS Next 3Y-0.71%
LTC Yearly Income VS Free CF VS DividendLTC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M
LTC Dividend Payout.LTC Dividend Payout, showing the Payout Ratio.LTC Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

LTC PROPERTIES INC

NYSE:LTC (2/6/2026, 8:04:00 PM)

After market: 37.2922 -0.1 (-0.26%)

37.39

-0.34 (-0.9%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)11-04
Earnings (Next)02-24
Inst Owners81.57%
Inst Owner Change0.63%
Ins Owners2.02%
Ins Owner Change0.43%
Market Cap1.78B
Revenue(TTM)231.14M
Net Income(TTM)33.22M
Analysts68.33
Price Target38.91 (4.07%)
Short Float %4.83%
Short Ratio5.4
Dividend
Industry RankSector Rank
Dividend Yield 6.04%
Yearly Dividend2.27
Dividend Growth(5Y)-0.14%
DP318.68%
Div Incr Years0
Div Non Decr Years22
Ex-Date03-23
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-139.19%
Min EPS beat(2)-242.37%
Max EPS beat(2)-36.01%
EPS beat(4)0
Avg EPS beat(4)-75.57%
Min EPS beat(4)-242.37%
Max EPS beat(4)-2.72%
EPS beat(8)3
Avg EPS beat(8)-29.31%
EPS beat(12)5
Avg EPS beat(12)-18.76%
EPS beat(16)6
Avg EPS beat(16)-1.52%
Revenue beat(2)2
Avg Revenue beat(2)78.78%
Min Revenue beat(2)71.75%
Max Revenue beat(2)85.81%
Revenue beat(4)4
Avg Revenue beat(4)56.47%
Min Revenue beat(4)25.77%
Max Revenue beat(4)85.81%
Revenue beat(8)8
Avg Revenue beat(8)33.9%
Revenue beat(12)12
Avg Revenue beat(12)28.79%
Revenue beat(16)16
Avg Revenue beat(16)30.47%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-9.33%
EPS NQ rev (3m)137.21%
EPS NY rev (1m)-7.01%
EPS NY rev (3m)10.02%
Revenue NQ rev (1m)-0.65%
Revenue NQ rev (3m)3.48%
Revenue NY rev (1m)29.68%
Revenue NY rev (3m)30.85%
Valuation
Industry RankSector Rank
PE 40.2
Fwd PE 18.22
P/S 7.7
P/FCF N/A
P/OCF 13.55
P/B 1.86
P/tB 1.87
EV/EBITDA 23
EPS(TTM)0.93
EY2.49%
EPS(NY)2.05
Fwd EY5.49%
FCF(TTM)-3.09
FCFYN/A
OCF(TTM)2.76
OCFY7.38%
SpS4.85
BVpS20.12
TBVpS19.98
PEG (NY)N/A
PEG (5Y)N/A
Graham Number20.52
Profitability
Industry RankSector Rank
ROA 1.62%
ROE 3.47%
ROCE 4.1%
ROIC 3.24%
ROICexc 3.27%
ROICexgc 3.28%
OM 35.3%
PM (TTM) 14.37%
GM 83.4%
FCFM N/A
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
ROICexc(3y)5.33%
ROICexc(5y)5%
ROICexgc(3y)5.34%
ROICexgc(5y)5.01%
ROCE(3y)6.69%
ROCE(5y)6.29%
ROICexgc growth 3Y12.51%
ROICexgc growth 5Y0.5%
ROICexc growth 3Y12.36%
ROICexc growth 5Y0.41%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
F-Score3
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.99
Debt/FCF N/A
Debt/EBITDA 8.02
Cap/Depr 771.36%
Cap/Sales 120.54%
Interest Coverage 2.6
Cash Conversion 111.58%
Profit Quality N/A
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.1
F-Score3
WACC7.37%
ROIC/WACC0.44
Cap/Depr(3y)114.57%
Cap/Depr(5y)91.06%
Cap/Sales(3y)22.84%
Cap/Sales(5y)19.19%
Profit Quality(3y)75.06%
Profit Quality(5y)92.31%
High Growth Momentum
Growth
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
EPS Next Y-13.68%
EPS Next 2Y0.06%
EPS Next 3Y-0.71%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%
Revenue Next Year-4.08%
Revenue Next 2Y-8.61%
Revenue Next 3Y-2.49%
Revenue Next 5YN/A
EBIT growth 1Y-48.86%
EBIT growth 3Y18.78%
EBIT growth 5Y3.65%
EBIT Next Year77.14%
EBIT Next 3Y28.47%
EBIT Next 5Y21.85%
FCF growth 1Y-351.76%
FCF growth 3Y9.4%
FCF growth 5Y22.26%
OCF growth 1Y17.57%
OCF growth 3Y11.13%
OCF growth 5Y0.43%

LTC PROPERTIES INC / LTC FAQ

Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?

ChartMill assigns a fundamental rating of 4 / 10 to LTC.


What is the valuation status of LTC PROPERTIES INC (LTC) stock?

ChartMill assigns a valuation rating of 2 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.


What is the profitability of LTC stock?

LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LTC stock?

The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 40.2 and the Price/Book (PB) ratio is 1.86.


How financially healthy is LTC PROPERTIES INC?

The financial health rating of LTC PROPERTIES INC (LTC) is 3 / 10.