LTC PROPERTIES INC (LTC) Fundamental Analysis & Valuation

NYSE:LTC • US5021751020

Current stock price

38.24 USD
+0.32 (+0.84%)
At close:
38.24 USD
0 (0%)
After Hours:

This LTC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LTC Profitability Analysis

1.1 Basic Checks

  • In the past year LTC was profitable.
  • LTC had a positive operating cash flow in the past year.
  • LTC had positive earnings in each of the past 5 years.
  • Each year in the past 5 years LTC had a positive operating cash flow.
LTC Yearly Net Income VS EBIT VS OCF VS FCFLTC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M

1.2 Ratios

  • LTC has a Return On Assets of 5.69%. This is amongst the best in the industry. LTC outperforms 95.08% of its industry peers.
  • LTC has a Return On Equity of 10.91%. This is amongst the best in the industry. LTC outperforms 89.34% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 3.27%, LTC is in the better half of the industry, outperforming 65.57% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for LTC is in line with the industry average of 3.12%.
Industry RankSector Rank
ROA 5.69%
ROE 10.91%
ROIC 3.27%
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
LTC Yearly ROA, ROE, ROICLTC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • LTC has a Profit Margin of 44.62%. This is amongst the best in the industry. LTC outperforms 94.26% of its industry peers.
  • In the last couple of years the Profit Margin of LTC has declined.
  • LTC's Operating Margin of 31.58% is fine compared to the rest of the industry. LTC outperforms 63.93% of its industry peers.
  • LTC's Operating Margin has declined in the last couple of years.
  • LTC has a Gross Margin of 75.32%. This is in the better half of the industry: LTC outperforms 72.13% of its industry peers.
  • In the last couple of years the Gross Margin of LTC has declined.
Industry RankSector Rank
OM 31.58%
PM (TTM) 44.62%
GM 75.32%
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
LTC Yearly Profit, Operating, Gross MarginsLTC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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3

2. LTC Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LTC is destroying value.
  • LTC has more shares outstanding than it did 1 year ago.
  • LTC has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, LTC has a worse debt to assets ratio.
LTC Yearly Shares OutstandingLTC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
LTC Yearly Total Debt VS Total AssetsLTC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 1.32, we must say that LTC is in the distress zone and has some risk of bankruptcy.
  • LTC has a Altman-Z score of 1.32. This is amongst the best in the industry. LTC outperforms 85.25% of its industry peers.
  • LTC has a Debt/Equity ratio of 0.78. This is a neutral value indicating LTC is somewhat dependend on debt financing.
  • LTC has a better Debt to Equity ratio (0.78) than 73.77% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.78
Debt/FCF N/A
Altman-Z 1.32
ROIC/WACC0.44
WACC7.36%
LTC Yearly LT Debt VS Equity VS FCFLTC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B

2.3 Liquidity

  • LTC has a Current Ratio of 1.00. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.00, LTC perfoms like the industry average, outperforming 55.74% of the companies in the same industry.
  • A Quick Ratio of 1.00 indicates that LTC should not have too much problems paying its short term obligations.
  • With a Quick ratio value of 1.00, LTC perfoms like the industry average, outperforming 56.56% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1
Quick Ratio 1
LTC Yearly Current Assets VS Current LiabilitesLTC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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4

3. LTC Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 29.27% over the past year.
  • LTC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.81% yearly.
  • Looking at the last year, LTC shows a small growth in Revenue. The Revenue has grown by 0.63% in the last year.
  • The Revenue has been growing by 10.53% on average over the past years. This is quite good.
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%

3.2 Future

  • LTC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -8.80% yearly.
  • The Revenue is expected to decrease by -8.25% on average over the next years.
EPS Next Y-24.08%
EPS Next 2Y-14.16%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue Next Year0.1%
Revenue Next 2Y-1.81%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
LTC Yearly Revenue VS EstimatesLTC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 50M 100M 150M 200M 250M
LTC Yearly EPS VS EstimatesLTC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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3

4. LTC Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 14.43, LTC is valued correctly.
  • 93.44% of the companies in the same industry are more expensive than LTC, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 27.42, LTC is valued a bit cheaper.
  • The Price/Forward Earnings ratio is 19.01, which indicates a rather expensive current valuation of LTC.
  • LTC's Price/Forward Earnings ratio is rather cheap when compared to the industry. LTC is cheaper than 95.08% of the companies in the same industry.
  • LTC is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.24, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 14.43
Fwd PE 19.01
LTC Price Earnings VS Forward Price EarningsLTC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LTC is valued more expensive than 85.25% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 22.38
LTC Per share dataLTC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • LTC has a very decent profitability rating, which may justify a higher PE ratio.
  • LTC's earnings are expected to decrease with -8.80% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.47
EPS Next 2Y-14.16%
EPS Next 3Y-8.8%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. LTC Dividend Analysis

5.1 Amount

  • LTC has a Yearly Dividend Yield of 6.01%, which is a nice return.
  • Compared to an average industry Dividend Yield of 7.46, LTC has a dividend in line with its industry peers.
  • LTC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 6.01%

5.2 History

  • The dividend of LTC decreases each year by -0.01%.
  • LTC has paid a dividend for at least 10 years, which is a reliable track record.
  • LTC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.01%
Div Incr Years0
Div Non Decr Years23
LTC Yearly Dividends per shareLTC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • LTC pays out 91.57% of its income as dividend. This is not a sustainable payout ratio.
  • LTC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP91.57%
EPS Next 2Y-14.16%
EPS Next 3Y-8.8%
LTC Yearly Income VS Free CF VS DividendLTC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M
LTC Dividend Payout.LTC Dividend Payout, showing the Payout Ratio.LTC Dividend Payout.PayoutRetained Earnings

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LTC Fundamentals: All Metrics, Ratios and Statistics

LTC PROPERTIES INC

NYSE:LTC (4/24/2026, 8:04:00 PM)

After market: 38.24 0 (0%)

38.24

+0.32 (+0.84%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-24
Earnings (Next)05-06
Inst Owners73.9%
Inst Owner Change0.07%
Ins Owners2.26%
Ins Owner Change10.58%
Market Cap1.89B
Revenue(TTM)262.85M
Net Income(TTM)117.28M
Analysts68.33
Price Target41.65 (8.92%)
Short Float %5.66%
Short Ratio6.53
Dividend
Industry RankSector Rank
Dividend Yield 6.01%
Yearly Dividend2.29
Dividend Growth(5Y)-0.01%
DP91.57%
Div Incr Years0
Div Non Decr Years23
Ex-Date06-22
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-86.67%
Min EPS beat(2)-242.37%
Max EPS beat(2)69.02%
EPS beat(4)1
Avg EPS beat(4)-53.02%
Min EPS beat(4)-242.37%
Max EPS beat(4)69.02%
EPS beat(8)3
Avg EPS beat(8)-25.83%
EPS beat(12)6
Avg EPS beat(12)-12.8%
EPS beat(16)7
Avg EPS beat(16)3.26%
Revenue beat(2)0
Avg Revenue beat(2)-15.63%
Min Revenue beat(2)-16.95%
Max Revenue beat(2)-14.31%
Revenue beat(4)2
Avg Revenue beat(4)20.76%
Min Revenue beat(4)-16.95%
Max Revenue beat(4)71.75%
Revenue beat(8)6
Avg Revenue beat(8)18.28%
Revenue beat(12)10
Avg Revenue beat(12)15.76%
Revenue beat(16)14
Avg Revenue beat(16)21.03%
PT rev (1m)7.05%
PT rev (3m)7.46%
EPS NQ rev (1m)-10.28%
EPS NQ rev (3m)2.99%
EPS NY rev (1m)-1.48%
EPS NY rev (3m)1.94%
Revenue NQ rev (1m)-0.92%
Revenue NQ rev (3m)-3.62%
Revenue NY rev (1m)-0.53%
Revenue NY rev (3m)-8.15%
Valuation
Industry RankSector Rank
PE 14.43
Fwd PE 19.01
P/S 7.2
P/FCF N/A
P/OCF 13.92
P/B 1.76
P/tB 1.77
EV/EBITDA 22.38
EPS(TTM)2.65
EY6.93%
EPS(NY)2.01
Fwd EY5.26%
FCF(TTM)-4.56
FCFYN/A
OCF(TTM)2.75
OCFY7.18%
SpS5.31
BVpS21.71
TBVpS21.58
PEG (NY)N/A
PEG (5Y)1.47
Graham Number35.9806 (-5.91%)
Profitability
Industry RankSector Rank
ROA 5.69%
ROE 10.91%
ROCE 4.14%
ROIC 3.27%
ROICexc 3.29%
ROICexgc 3.31%
OM 31.58%
PM (TTM) 44.62%
GM 75.32%
FCFM N/A
ROA(3y)5.18%
ROA(5y)5.05%
ROE(3y)10.14%
ROE(5y)9.99%
ROIC(3y)4.8%
ROIC(5y)4.68%
ROICexc(3y)4.84%
ROICexc(5y)4.71%
ROICexgc(3y)4.86%
ROICexgc(5y)4.72%
ROCE(3y)6.07%
ROCE(5y)5.92%
ROICexgc growth 3Y-11.48%
ROICexgc growth 5Y-7.05%
ROICexc growth 3Y-11.58%
ROICexc growth 5Y-7.11%
OM growth 3Y-17.07%
OM growth 5Y-10.06%
PM growth 3Y-7.7%
PM growth 5Y-5.62%
GM growth 3Y-6.16%
GM growth 5Y-3.62%
F-Score3
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 0.78
Debt/FCF N/A
Debt/EBITDA 6.97
Cap/Depr 955.42%
Cap/Sales 137.67%
Interest Coverage 2.52
Cash Conversion 112.49%
Profit Quality N/A
Current Ratio 1
Quick Ratio 1
Altman-Z 1.32
F-Score3
WACC7.36%
ROIC/WACC0.44
Cap/Depr(3y)378.91%
Cap/Depr(5y)263.12%
Cap/Sales(3y)57.14%
Cap/Sales(5y)42.05%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)29.27%
EPS 3Y2.23%
EPS 5Y9.81%
EPS Q2Q%441.03%
EPS Next Y-24.08%
EPS Next 2Y-14.16%
EPS Next 3Y-8.8%
EPS Next 5YN/A
Revenue 1Y (TTM)0.63%
Revenue growth 3Y14.48%
Revenue growth 5Y10.53%
Sales Q2Q%-49.21%
Revenue Next Year0.1%
Revenue Next 2Y-1.81%
Revenue Next 3Y-8.25%
Revenue Next 5YN/A
EBIT growth 1Y-49.67%
EBIT growth 3Y-5.06%
EBIT growth 5Y-0.59%
EBIT Next Year356.38%
EBIT Next 3Y75.19%
EBIT Next 5YN/A
FCF growth 1Y-303.17%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y8.63%
OCF growth 3Y8.79%
OCF growth 5Y3.21%

LTC PROPERTIES INC / LTC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?

ChartMill assigns a fundamental rating of 4 / 10 to LTC.


What is the valuation status for LTC stock?

ChartMill assigns a valuation rating of 3 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.


How profitable is LTC PROPERTIES INC (LTC) stock?

LTC PROPERTIES INC (LTC) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LTC stock?

The Price/Earnings (PE) ratio for LTC PROPERTIES INC (LTC) is 14.43 and the Price/Book (PB) ratio is 1.76.


How sustainable is the dividend of LTC PROPERTIES INC (LTC) stock?

The dividend rating of LTC PROPERTIES INC (LTC) is 5 / 10 and the dividend payout ratio is 91.57%.