LTC PROPERTIES INC (LTC) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:LTC - US5021751020 - REIT
35.56 USD
-0.08 (-0.22%)
We assign a fundamental rating of 4 out of 10 to LTC. LTC was compared to 128 industry peers in the Diversified REITs industry. LTC has an excellent profitability rating, but there are concerns on its financial health. LTC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year LTC was profitable.
LTC had a positive operating cash flow in the past year.
LTC had positive earnings in each of the past 5 years.
LTC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
LTC has a better Return On Assets (1.62%) than 60.94% of its industry peers.
LTC has a Return On Equity of 3.47%. This is in the better half of the industry: LTC outperforms 60.94% of its industry peers.
Looking at the Return On Invested Capital, with a value of 3.24%, LTC is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
LTC had an Average Return On Invested Capital over the past 3 years of 5.29%. This is above the industry average of 3.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.62% | ||
| ROE | 3.47% | ||
| ROIC | 3.24% |
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
1.3 Margins
With a decent Profit Margin value of 14.37%, LTC is doing good in the industry, outperforming 65.63% of the companies in the same industry.
LTC's Profit Margin has been stable in the last couple of years.
LTC has a Operating Margin of 35.30%. This is in the better half of the industry: LTC outperforms 72.66% of its industry peers.
In the last couple of years the Operating Margin of LTC has remained more or less at the same level.
With an excellent Gross Margin value of 83.40%, LTC belongs to the best of the industry, outperforming 83.59% of the companies in the same industry.
LTC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.3% | ||
| PM (TTM) | 14.37% | ||
| GM | 83.4% |
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LTC is destroying value.
Compared to 1 year ago, LTC has more shares outstanding
LTC has more shares outstanding than it did 5 years ago.
LTC has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.05, we must say that LTC is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 1.05, LTC is doing good in the industry, outperforming 78.91% of the companies in the same industry.
A Debt/Equity ratio of 0.99 indicates that LTC is somewhat dependend on debt financing.
LTC has a Debt to Equity ratio of 0.99. This is in the better half of the industry: LTC outperforms 61.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.05 |
ROIC/WACC0.45
WACC7.23%
2.3 Liquidity
LTC has a Current Ratio of 1.11. This is a normal value and indicates that LTC is financially healthy and should not expect problems in meeting its short term obligations.
LTC has a Current ratio (1.11) which is in line with its industry peers.
A Quick Ratio of 1.11 indicates that LTC should not have too much problems paying its short term obligations.
LTC has a Quick ratio of 1.11. This is comparable to the rest of the industry: LTC outperforms 55.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
The earnings per share for LTC have decreased strongly by -60.09% in the last year.
Measured over the past years, LTC shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.48% on average per year.
Looking at the last year, LTC shows a very negative growth in Revenue. The Revenue has decreased by -10.70% in the last year.
LTC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.52% yearly.
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%
3.2 Future
LTC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -2.52% yearly.
Based on estimates for the next years, LTC will show a decrease in Revenue. The Revenue will decrease by -3.86% on average per year.
EPS Next Y-21.54%
EPS Next 2Y-1.63%
EPS Next 3Y-2.52%
EPS Next 5YN/A
Revenue Next Year-26.69%
Revenue Next 2Y-8.98%
Revenue Next 3Y-3.86%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 38.24, the valuation of LTC can be described as expensive.
LTC's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.37. LTC is valued slightly more expensive when compared to this.
With a Price/Forward Earnings ratio of 17.93, LTC is valued on the expensive side.
96.09% of the companies in the same industry are more expensive than LTC, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of LTC to the average of the S&P500 Index (36.20), we can say LTC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.24 | ||
| Fwd PE | 17.93 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, LTC is valued more expensive than 85.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 22.29 |
4.3 Compensation for Growth
The decent profitability rating of LTC may justify a higher PE ratio.
LTC's earnings are expected to decrease with -2.52% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.63%
EPS Next 3Y-2.52%
5. Dividend
5.1 Amount
LTC has a Yearly Dividend Yield of 6.23%, which is a nice return.
Compared to an average industry Dividend Yield of 6.34, LTC pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, LTC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.23% |
5.2 History
The dividend of LTC decreases each year by -0.14%.
LTC has been paying a dividend for at least 10 years, so it has a reliable track record.
LTC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.14%
Div Incr Years0
Div Non Decr Years22
5.3 Sustainability
318.68% of the earnings are spent on dividend by LTC. This is not a sustainable payout ratio.
The Dividend Rate of LTC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP318.68%
EPS Next 2Y-1.63%
EPS Next 3Y-2.52%
NYSE:LTC (12/4/2025, 12:46:02 PM)
35.56
-0.08 (-0.22%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners79.46%
Inst Owner Change5.63%
Ins Owners2.07%
Ins Owner Change1.3%
Market Cap1.69B
Revenue(TTM)231.14M
Net Income(TTM)33.22M
Analysts68.33
Price Target38.76 (9%)
Short Float %4.14%
Short Ratio4.76
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.23% |
Yearly Dividend2.27
Dividend Growth(5Y)-0.14%
DP318.68%
Div Incr Years0
Div Non Decr Years22
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-139.19%
Min EPS beat(2)-242.37%
Max EPS beat(2)-36.01%
EPS beat(4)0
Avg EPS beat(4)-75.57%
Min EPS beat(4)-242.37%
Max EPS beat(4)-2.72%
EPS beat(8)3
Avg EPS beat(8)-29.31%
EPS beat(12)5
Avg EPS beat(12)-18.76%
EPS beat(16)6
Avg EPS beat(16)-1.52%
Revenue beat(2)2
Avg Revenue beat(2)78.78%
Min Revenue beat(2)71.75%
Max Revenue beat(2)85.81%
Revenue beat(4)4
Avg Revenue beat(4)56.47%
Min Revenue beat(4)25.77%
Max Revenue beat(4)85.81%
Revenue beat(8)7
Avg Revenue beat(8)31.69%
Revenue beat(12)11
Avg Revenue beat(12)26.66%
Revenue beat(16)15
Avg Revenue beat(16)28.87%
PT rev (1m)0.44%
PT rev (3m)0.88%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.39%
EPS NY rev (1m)0%
EPS NY rev (3m)-16.29%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-31.53%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-36.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 38.24 | ||
| Fwd PE | 17.93 | ||
| P/S | 7.32 | ||
| P/FCF | N/A | ||
| P/OCF | 12.89 | ||
| P/B | 1.77 | ||
| P/tB | 1.78 | ||
| EV/EBITDA | 22.29 |
EPS(TTM)0.93
EY2.62%
EPS(NY)1.98
Fwd EY5.58%
FCF(TTM)-3.09
FCFYN/A
OCF(TTM)2.76
OCFY7.76%
SpS4.85
BVpS20.12
TBVpS19.98
PEG (NY)N/A
PEG (5Y)N/A
Graham Number20.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.62% | ||
| ROE | 3.47% | ||
| ROCE | 4.1% | ||
| ROIC | 3.24% | ||
| ROICexc | 3.27% | ||
| ROICexgc | 3.28% | ||
| OM | 35.3% | ||
| PM (TTM) | 14.37% | ||
| GM | 83.4% | ||
| FCFM | N/A |
ROA(3y)5.29%
ROA(5y)5.21%
ROE(3y)10.51%
ROE(5y)10.28%
ROIC(3y)5.29%
ROIC(5y)4.97%
ROICexc(3y)5.33%
ROICexc(5y)5%
ROICexgc(3y)5.34%
ROICexgc(5y)5.01%
ROCE(3y)6.69%
ROCE(5y)6.29%
ROICexgc growth 3Y12.51%
ROICexgc growth 5Y0.5%
ROICexc growth 3Y12.36%
ROICexc growth 5Y0.41%
OM growth 3Y7.44%
OM growth 5Y1.11%
PM growth 3Y6.47%
PM growth 5Y-0.08%
GM growth 3Y1.37%
GM growth 5Y0.63%
F-Score3
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 8.02 | ||
| Cap/Depr | 771.36% | ||
| Cap/Sales | 120.54% | ||
| Interest Coverage | 2.6 | ||
| Cash Conversion | 111.58% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 1.05 |
F-Score3
WACC7.23%
ROIC/WACC0.45
Cap/Depr(3y)114.57%
Cap/Depr(5y)91.06%
Cap/Sales(3y)22.84%
Cap/Sales(5y)19.19%
Profit Quality(3y)75.06%
Profit Quality(5y)92.31%
High Growth Momentum
Growth
EPS 1Y (TTM)-60.09%
EPS 3Y13.29%
EPS 5Y-0.48%
EPS Q2Q%-166.67%
EPS Next Y-21.54%
EPS Next 2Y-1.63%
EPS Next 3Y-2.52%
EPS Next 5YN/A
Revenue 1Y (TTM)-10.7%
Revenue growth 3Y10.55%
Revenue growth 5Y2.52%
Sales Q2Q%11.66%
Revenue Next Year-26.69%
Revenue Next 2Y-8.98%
Revenue Next 3Y-3.86%
Revenue Next 5YN/A
EBIT growth 1Y-48.86%
EBIT growth 3Y18.78%
EBIT growth 5Y3.65%
EBIT Next Year74.89%
EBIT Next 3Y24.15%
EBIT Next 5Y21.85%
FCF growth 1Y-351.76%
FCF growth 3Y9.4%
FCF growth 5Y22.26%
OCF growth 1Y17.57%
OCF growth 3Y11.13%
OCF growth 5Y0.43%
LTC PROPERTIES INC / LTC FAQ
Can you provide the ChartMill fundamental rating for LTC PROPERTIES INC?
ChartMill assigns a fundamental rating of 4 / 10 to LTC.
Can you provide the valuation status for LTC PROPERTIES INC?
ChartMill assigns a valuation rating of 2 / 10 to LTC PROPERTIES INC (LTC). This can be considered as Overvalued.
What is the profitability of LTC stock?
LTC PROPERTIES INC (LTC) has a profitability rating of 7 / 10.
What is the expected EPS growth for LTC PROPERTIES INC (LTC) stock?
The Earnings per Share (EPS) of LTC PROPERTIES INC (LTC) is expected to decline by -21.54% in the next year.
How sustainable is the dividend of LTC PROPERTIES INC (LTC) stock?
The dividend rating of LTC PROPERTIES INC (LTC) is 6 / 10 and the dividend payout ratio is 318.68%.