LOGAN RIDGE FINANCE CORP (LRFC)
US5410981097 - Common Stock
LRFC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 219 industry peers in the Capital Markets industry. While LRFC seems to be doing ok healthwise, there are quite some concerns on its profitability. LRFC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year LRFC has reported negative net income.
LRFC had a positive operating cash flow in the past year.
In the past 5 years LRFC always reported negative net income.
LRFC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
LRFC has a Return On Assets of -1.75%. This is amonst the worse of the industry: LRFC underperforms 84.58% of its industry peers.
LRFC has a worse Return On Equity (-3.79%) than 82.24% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.41%, LRFC is doing worse than 73.36% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.75% | ||
| ROE | -3.79% | ||
| ROIC | 1.41% |
ROA(3y)-2.55%
ROA(5y)-4.99%
ROE(3y)-5.74%
ROE(5y)-13.69%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Operating Margin, with a value of 16.42%, LRFC is doing worse than 64.02% of the companies in the same industry.
LRFC's Operating Margin has declined in the last couple of years.
LRFC has a Gross Margin of 40.07%. This is in the lower half of the industry: LRFC underperforms 68.22% of its industry peers.
LRFC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.42% | ||
| PM (TTM) | N/A | ||
| GM | 40.07% |
OM growth 3Y365.49%
OM growth 5Y-10.86%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y30.15%
GM growth 5Y-1.52%
2. Health
2.1 Basic Checks
The number of shares outstanding for LRFC has been reduced compared to 1 year ago.
LRFC has less shares outstanding than it did 5 years ago.
The debt/assets ratio for LRFC has been reduced compared to a year ago.
2.2 Solvency
LRFC has an Altman-Z score of -0.16. This is a bad value and indicates that LRFC is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of LRFC (-0.16) is worse than 82.24% of its industry peers.
LRFC has a debt to FCF ratio of 16.82. This is a negative value and a sign of low solvency as LRFC would need 16.82 years to pay back of all of its debts.
LRFC has a Debt to FCF ratio (16.82) which is comparable to the rest of the industry.
LRFC has a Debt/Equity ratio of 1.12. This is a high value indicating a heavy dependency on external financing.
LRFC has a Debt to Equity ratio (1.12) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.12 | ||
| Debt/FCF | 16.82 | ||
| Altman-Z | -0.16 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.78 indicates that LRFC has no problem at all paying its short term obligations.
With a decent Current ratio value of 2.78, LRFC is doing good in the industry, outperforming 75.70% of the companies in the same industry.
LRFC has a Quick Ratio of 2.78. This indicates that LRFC is financially healthy and has no problem in meeting its short term obligations.
LRFC's Quick ratio of 2.78 is fine compared to the rest of the industry. LRFC outperforms 75.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.78 | ||
| Quick Ratio | 2.78 |
3. Growth
3.1 Past
The earnings per share for LRFC have decreased strongly by -1344.44% in the last year.
LRFC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -47.04% yearly.
Looking at the last year, LRFC shows a decrease in Revenue. The Revenue has decreased by -1.79% in the last year.
The Revenue for LRFC have been decreasing by -15.66% on average. This is quite bad
EPS 1Y (TTM)-1344.44%
EPS 3Y22.68%
EPS 5Y-47.04%
EPS Q2Q%-216.28%
Revenue 1Y (TTM)-1.79%
Revenue growth 3Y-8.63%
Revenue growth 5Y-15.66%
Sales Q2Q%-0.27%
3.2 Future
The Earnings Per Share is expected to grow by 148.24% on average over the next years. This is a very strong growth
The Revenue is expected to decrease by -1.21% on average over the next years.
EPS Next Y-6.5%
EPS Next 2Y148.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.44%
Revenue Next 2Y-1.21%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for LRFC. In the last year negative earnings were reported.
The Price/Forward Earnings ratio is 16.75, which indicates a correct valuation of LRFC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of LRFC is on the same level as its industry peers.
LRFC's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 16.75 |
4.2 Price Multiples
66.36% of the companies in the same industry are more expensive than LRFC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.53 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A more expensive valuation may be justified as LRFC's earnings are expected to grow with 148.24% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y148.24%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.41%, LRFC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 9.65, LRFC has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.33, LRFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.41% |
5.2 History
The dividend of LRFC decreases each year by -29.82%.
LRFC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-29.82%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
LRFC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-104.21%
EPS Next 2Y148.24%
EPS Next 3YN/A
LOGAN RIDGE FINANCE CORP
NASDAQ:LRFC (1/3/2025, 8:00:01 PM)
24.775
+0 (+0.02%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners24.62%
Inst Owner Change8.45%
Ins Owners8.56%
Ins Owner Change0%
Market Cap66.15M
Analysts85.71
Price Target27.54 (11.16%)
Short Float %0.2%
Short Ratio0.68
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.41% |
Dividend Growth(5Y)-29.82%
DP-104.21%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-203.1%
Min EPS beat(2)-236.17%
Max EPS beat(2)-170.03%
EPS beat(4)1
Avg EPS beat(4)-157.29%
Min EPS beat(4)-300%
Max EPS beat(4)77.02%
EPS beat(8)3
Avg EPS beat(8)-309.62%
EPS beat(12)4
Avg EPS beat(12)-791.25%
EPS beat(16)4
Avg EPS beat(16)-968.76%
Revenue beat(2)0
Avg Revenue beat(2)-3.51%
Min Revenue beat(2)-5.99%
Max Revenue beat(2)-1.04%
Revenue beat(4)0
Avg Revenue beat(4)-6.07%
Min Revenue beat(4)-13.43%
Max Revenue beat(4)-1.04%
Revenue beat(8)2
Avg Revenue beat(8)-1.82%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)12.5%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.71%
EPS NY rev (1m)0%
EPS NY rev (3m)-79.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.04%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 16.75 | ||
| P/S | 3.32 | ||
| P/FCF | 11.53 | ||
| P/OCF | 11.53 | ||
| P/B | 0.77 | ||
| P/tB | 0.77 | ||
| EV/EBITDA | N/A |
EPS(TTM)-1.12
EYN/A
EPS(NY)1.48
Fwd EY5.97%
FCF(TTM)2.15
FCFY8.67%
OCF(TTM)2.15
OCFY8.67%
SpS7.47
BVpS32.34
TBVpS32.34
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.75% | ||
| ROE | -3.79% | ||
| ROCE | 1.79% | ||
| ROIC | 1.41% | ||
| ROICexc | 1.45% | ||
| ROICexgc | 1.46% | ||
| OM | 16.42% | ||
| PM (TTM) | N/A | ||
| GM | 40.07% | ||
| FCFM | 28.77% |
ROA(3y)-2.55%
ROA(5y)-4.99%
ROE(3y)-5.74%
ROE(5y)-13.69%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y382.43%
ROICexcg growth 5Y-10.44%
ROICexc growth 3Y382.43%
ROICexc growth 5Y-10.44%
OM growth 3Y365.49%
OM growth 5Y-10.86%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y30.15%
GM growth 5Y-1.52%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.12 | ||
| Debt/FCF | 16.82 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.44 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.78 | ||
| Quick Ratio | 2.78 | ||
| Altman-Z | -0.16 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1344.44%
EPS 3Y22.68%
EPS 5Y-47.04%
EPS Q2Q%-216.28%
EPS Next Y-6.5%
EPS Next 2Y148.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.79%
Revenue growth 3Y-8.63%
Revenue growth 5Y-15.66%
Sales Q2Q%-0.27%
Revenue Next Year-1.44%
Revenue Next 2Y-1.21%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-16.08%
EBIT growth 3Y325.32%
EBIT growth 5Y-24.82%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y174.4%
FCF growth 3Y-31.82%
FCF growth 5Y-9.3%
OCF growth 1Y174.4%
OCF growth 3Y-31.82%
OCF growth 5Y-9.3%