LOGAN RIDGE FINANCE CORP (LRFC) Stock Fundamental Analysis
USA - NASDAQ:LRFC - US5410981097 - Common Stock
19.08 USD
+0.08 (+0.42%)
LRFC gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 236 industry peers in the Capital Markets industry. LRFC scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. LRFC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year LRFC has reported negative net income.
LRFC had a positive operating cash flow in the past year.
LRFC had negative earnings in each of the past 5 years.
Of the past 5 years LRFC 4 years had a positive operating cash flow.
1.2 Ratios
LRFC has a Return On Assets of -0.02%. This is in the lower half of the industry: LRFC underperforms 73.73% of its industry peers.
LRFC has a Return On Equity of -0.04%. This is in the lower half of the industry: LRFC underperforms 72.46% of its industry peers.
LRFC's Return On Invested Capital of 1.75% is on the low side compared to the rest of the industry. LRFC is outperformed by 66.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.04% | ||
| ROIC | 1.75% |
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
LRFC's Operating Margin of 20.03% is in line compared to the rest of the industry. LRFC outperforms 41.10% of its industry peers.
LRFC's Operating Margin has declined in the last couple of years.
The Gross Margin of LRFC (43.01%) is worse than 60.17% of its industry peers.
LRFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.03% | ||
| PM (TTM) | N/A | ||
| GM | 43.01% |
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
2. Health
2.1 Basic Checks
The number of shares outstanding for LRFC has been reduced compared to 1 year ago.
LRFC has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, LRFC has a worse debt to assets ratio.
2.2 Solvency
LRFC has an Altman-Z score of -0.19. This is a bad value and indicates that LRFC is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.19, LRFC is doing worse than 77.54% of the companies in the same industry.
LRFC has a debt to FCF ratio of 7.43. This is a slightly negative value and a sign of low solvency as LRFC would need 7.43 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 7.43, LRFC is in line with its industry, outperforming 57.63% of the companies in the same industry.
LRFC has a Debt/Equity ratio of 1.22. This is a high value indicating a heavy dependency on external financing.
LRFC's Debt to Equity ratio of 1.22 is on the low side compared to the rest of the industry. LRFC is outperformed by 60.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 7.43 | ||
| Altman-Z | -0.19 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 5.58 indicates that LRFC has no problem at all paying its short term obligations.
The Current ratio of LRFC (5.58) is better than 88.56% of its industry peers.
LRFC has a Quick Ratio of 5.58. This indicates that LRFC is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 5.58, LRFC belongs to the best of the industry, outperforming 88.56% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.58 | ||
| Quick Ratio | 5.58 |
3. Growth
3.1 Past
LRFC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -340.71%.
The Revenue has been growing slightly by 3.14% in the past year.
The Revenue for LRFC have been decreasing by -13.84% on average. This is quite bad
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for LRFC. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for LRFC. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
85.17% of the companies in the same industry are more expensive than LRFC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.63 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
LRFC has a Yearly Dividend Yield of 7.39%, which is a nice return.
LRFC's Dividend Yield is a higher than the industry average which is at 8.53.
LRFC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.39% |
5.2 History
The dividend of LRFC decreases each year by -24.64%.
LRFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-24.64%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The earnings of LRFC are negative and hence is the payout ratio. LRFC will probably not be able to sustain this dividend level.
LRFC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-11900%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:LRFC (7/14/2025, 8:00:01 PM)
19.08
+0.08 (+0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners30.24%
Inst Owner Change0%
Ins Owners10.38%
Ins Owner Change-47.56%
Market Cap50.75M
Revenue(TTM)20.54M
Net Income(TTM)-30000
Analysts85.71
Price Target24.48 (28.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.39% |
Yearly Dividend1.34
Dividend Growth(5Y)-24.64%
DP-11900%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-161.46%
Min EPS beat(2)-236.17%
Max EPS beat(2)-86.75%
EPS beat(4)1
Avg EPS beat(4)-103.98%
Min EPS beat(4)-236.17%
Max EPS beat(4)77.02%
EPS beat(8)3
Avg EPS beat(8)-68.99%
EPS beat(12)4
Avg EPS beat(12)-397.99%
EPS beat(16)4
Avg EPS beat(16)-967.4%
Revenue beat(2)1
Avg Revenue beat(2)2.37%
Min Revenue beat(2)-1.04%
Max Revenue beat(2)5.78%
Revenue beat(4)1
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-5.99%
Max Revenue beat(4)5.78%
Revenue beat(8)2
Avg Revenue beat(8)-2.17%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-11.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-166.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 2.43 | ||
| P/FCF | 3.63 | ||
| P/OCF | 3.63 | ||
| P/B | 0.6 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | N/A |
EPS(TTM)-2.72
EYN/A
EPS(NY)-0.99
Fwd EYN/A
FCF(TTM)5.26
FCFY27.58%
OCF(TTM)5.26
OCFY27.58%
SpS7.86
BVpS31.95
TBVpS31.95
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.04% | ||
| ROCE | 2.21% | ||
| ROIC | 1.75% | ||
| ROICexc | 1.9% | ||
| ROICexgc | 1.9% | ||
| OM | 20.03% | ||
| PM (TTM) | N/A | ||
| GM | 43.01% | ||
| FCFM | 66.93% |
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-7.98%
ROICexc growth 3YN/A
ROICexc growth 5Y-8.01%
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
F-Score7
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 7.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.55 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.58 | ||
| Quick Ratio | 5.58 | ||
| Altman-Z | -0.19 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.09%
EBIT growth 3YN/A
EBIT growth 5Y-20.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.65%
FCF growth 3Y-44.58%
FCF growth 5Y-26.35%
OCF growth 1Y-17.65%
OCF growth 3Y-44.58%
OCF growth 5Y-26.35%
LOGAN RIDGE FINANCE CORP / LRFC FAQ
Can you provide the ChartMill fundamental rating for LOGAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 3 / 10 to LRFC.
What is the valuation status of LOGAN RIDGE FINANCE CORP (LRFC) stock?
ChartMill assigns a valuation rating of 2 / 10 to LOGAN RIDGE FINANCE CORP (LRFC). This can be considered as Overvalued.
What is the profitability of LRFC stock?
LOGAN RIDGE FINANCE CORP (LRFC) has a profitability rating of 2 / 10.
Is the dividend of LOGAN RIDGE FINANCE CORP sustainable?
The dividend rating of LOGAN RIDGE FINANCE CORP (LRFC) is 4 / 10 and the dividend payout ratio is -11900%.