LOGAN RIDGE FINANCE CORP (LRFC) Stock Fundamental Analysis
USA - NASDAQ:LRFC - US5410981097 - Common Stock
19.08 USD
+0.08 (+0.42%)
Taking everything into account, LRFC scores 3 out of 10 in our fundamental rating. LRFC was compared to 237 industry peers in the Capital Markets industry. The financial health of LRFC is average, but there are quite some concerns on its profitability. LRFC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year LRFC has reported negative net income.
In the past year LRFC had a positive cash flow from operations.
LRFC had negative earnings in each of the past 5 years.
Of the past 5 years LRFC 4 years had a positive operating cash flow.
1.2 Ratios
LRFC's Return On Assets of -0.02% is on the low side compared to the rest of the industry. LRFC is outperformed by 73.73% of its industry peers.
The Return On Equity of LRFC (-0.04%) is worse than 72.46% of its industry peers.
With a Return On Invested Capital value of 1.75%, LRFC is not doing good in the industry: 66.10% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.04% | ||
| ROIC | 1.75% |
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
LRFC has a Operating Margin (20.03%) which is in line with its industry peers.
LRFC's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 43.01%, LRFC is not doing good in the industry: 60.17% of the companies in the same industry are doing better.
LRFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.03% | ||
| PM (TTM) | N/A | ||
| GM | 43.01% |
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
2. Health
2.1 Basic Checks
LRFC has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, LRFC has less shares outstanding
LRFC has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.19, we must say that LRFC is in the distress zone and has some risk of bankruptcy.
LRFC has a worse Altman-Z score (-0.19) than 77.54% of its industry peers.
LRFC has a debt to FCF ratio of 7.43. This is a slightly negative value and a sign of low solvency as LRFC would need 7.43 years to pay back of all of its debts.
With a Debt to FCF ratio value of 7.43, LRFC perfoms like the industry average, outperforming 57.63% of the companies in the same industry.
A Debt/Equity ratio of 1.22 is on the high side and indicates that LRFC has dependencies on debt financing.
LRFC's Debt to Equity ratio of 1.22 is on the low side compared to the rest of the industry. LRFC is outperformed by 60.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 7.43 | ||
| Altman-Z | -0.19 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
LRFC has a Current Ratio of 5.58. This indicates that LRFC is financially healthy and has no problem in meeting its short term obligations.
LRFC has a Current ratio of 5.58. This is amongst the best in the industry. LRFC outperforms 88.56% of its industry peers.
LRFC has a Quick Ratio of 5.58. This indicates that LRFC is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of LRFC (5.58) is better than 88.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.58 | ||
| Quick Ratio | 5.58 |
3. Growth
3.1 Past
The earnings per share for LRFC have decreased strongly by -340.71% in the last year.
LRFC shows a small growth in Revenue. In the last year, the Revenue has grown by 3.14%.
LRFC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -13.84% yearly.
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for LRFC. In the last year negative earnings were reported.
Also next year LRFC is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of LRFC indicates a rather cheap valuation: LRFC is cheaper than 85.17% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.63 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
LRFC has a Yearly Dividend Yield of 7.39%, which is a nice return.
Compared to an average industry Dividend Yield of 8.53, LRFC pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.37, LRFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.39% |
5.2 History
The dividend of LRFC decreases each year by -24.64%.
LRFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-24.64%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The earnings of LRFC are negative and hence is the payout ratio. LRFC will probably not be able to sustain this dividend level.
The Dividend Rate of LRFC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-11900%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:LRFC (7/14/2025, 8:00:01 PM)
19.08
+0.08 (+0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners30.24%
Inst Owner Change-17.28%
Ins Owners10.38%
Ins Owner Change-47.56%
Market Cap50.75M
Revenue(TTM)20.54M
Net Income(TTM)-30.00K
Analysts85.71
Price Target24.48 (28.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.39% |
Yearly Dividend1.34
Dividend Growth(5Y)-24.64%
DP-11900%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-161.46%
Min EPS beat(2)-236.17%
Max EPS beat(2)-86.75%
EPS beat(4)1
Avg EPS beat(4)-103.98%
Min EPS beat(4)-236.17%
Max EPS beat(4)77.02%
EPS beat(8)3
Avg EPS beat(8)-68.99%
EPS beat(12)4
Avg EPS beat(12)-397.99%
EPS beat(16)4
Avg EPS beat(16)-967.4%
Revenue beat(2)1
Avg Revenue beat(2)2.37%
Min Revenue beat(2)-1.04%
Max Revenue beat(2)5.78%
Revenue beat(4)1
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-5.99%
Max Revenue beat(4)5.78%
Revenue beat(8)2
Avg Revenue beat(8)-2.17%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-11.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-166.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 2.43 | ||
| P/FCF | 3.63 | ||
| P/OCF | 3.63 | ||
| P/B | 0.6 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | N/A |
EPS(TTM)-2.72
EYN/A
EPS(NY)-0.99
Fwd EYN/A
FCF(TTM)5.26
FCFY27.58%
OCF(TTM)5.26
OCFY27.58%
SpS7.86
BVpS31.95
TBVpS31.95
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.04% | ||
| ROCE | 2.21% | ||
| ROIC | 1.75% | ||
| ROICexc | 1.9% | ||
| ROICexgc | 1.9% | ||
| OM | 20.03% | ||
| PM (TTM) | N/A | ||
| GM | 43.01% | ||
| FCFM | 66.93% |
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-7.98%
ROICexc growth 3YN/A
ROICexc growth 5Y-8.01%
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
F-Score7
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 7.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.55 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.58 | ||
| Quick Ratio | 5.58 | ||
| Altman-Z | -0.19 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.09%
EBIT growth 3YN/A
EBIT growth 5Y-20.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.65%
FCF growth 3Y-44.58%
FCF growth 5Y-26.35%
OCF growth 1Y-17.65%
OCF growth 3Y-44.58%
OCF growth 5Y-26.35%
LOGAN RIDGE FINANCE CORP / LRFC FAQ
Can you provide the ChartMill fundamental rating for LOGAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 3 / 10 to LRFC.
What is the valuation status of LOGAN RIDGE FINANCE CORP (LRFC) stock?
ChartMill assigns a valuation rating of 2 / 10 to LOGAN RIDGE FINANCE CORP (LRFC). This can be considered as Overvalued.
What is the profitability of LRFC stock?
LOGAN RIDGE FINANCE CORP (LRFC) has a profitability rating of 2 / 10.
Is the dividend of LOGAN RIDGE FINANCE CORP sustainable?
The dividend rating of LOGAN RIDGE FINANCE CORP (LRFC) is 4 / 10 and the dividend payout ratio is -11900%.