LOGAN RIDGE FINANCE CORP (LRFC) Stock Fundamental Analysis
USA - NASDAQ:LRFC - US5410981097 - Common Stock
19.08 USD
+0.08 (+0.42%)
Taking everything into account, LRFC scores 3 out of 10 in our fundamental rating. LRFC was compared to 237 industry peers in the Capital Markets industry. The financial health of LRFC is average, but there are quite some concerns on its profitability. LRFC has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year LRFC has reported negative net income.
In the past year LRFC had a positive cash flow from operations.
LRFC had negative earnings in each of the past 5 years.
Of the past 5 years LRFC 4 years had a positive operating cash flow.
1.2 Ratios
LRFC's Return On Assets of -0.02% is on the low side compared to the rest of the industry. LRFC is outperformed by 73.73% of its industry peers.
The Return On Equity of LRFC (-0.04%) is worse than 72.46% of its industry peers.
LRFC has a Return On Invested Capital of 1.75%. This is in the lower half of the industry: LRFC underperforms 66.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.04% | ||
| ROIC | 1.75% |
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
LRFC's Operating Margin of 20.03% is in line compared to the rest of the industry. LRFC outperforms 41.10% of its industry peers.
In the last couple of years the Operating Margin of LRFC has declined.
The Gross Margin of LRFC (43.01%) is worse than 60.17% of its industry peers.
In the last couple of years the Gross Margin of LRFC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.03% | ||
| PM (TTM) | N/A | ||
| GM | 43.01% |
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
2. Health
2.1 Basic Checks
LRFC has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, LRFC has less shares outstanding
Compared to 1 year ago, LRFC has a worse debt to assets ratio.
2.2 Solvency
LRFC has an Altman-Z score of -0.19. This is a bad value and indicates that LRFC is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.19, LRFC is doing worse than 77.54% of the companies in the same industry.
LRFC has a debt to FCF ratio of 7.43. This is a slightly negative value and a sign of low solvency as LRFC would need 7.43 years to pay back of all of its debts.
With a Debt to FCF ratio value of 7.43, LRFC perfoms like the industry average, outperforming 57.63% of the companies in the same industry.
A Debt/Equity ratio of 1.22 is on the high side and indicates that LRFC has dependencies on debt financing.
With a Debt to Equity ratio value of 1.22, LRFC is not doing good in the industry: 60.59% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 7.43 | ||
| Altman-Z | -0.19 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
LRFC has a Current Ratio of 5.58. This indicates that LRFC is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 5.58, LRFC belongs to the best of the industry, outperforming 88.56% of the companies in the same industry.
A Quick Ratio of 5.58 indicates that LRFC has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 5.58, LRFC belongs to the top of the industry, outperforming 88.56% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.58 | ||
| Quick Ratio | 5.58 |
3. Growth
3.1 Past
LRFC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -340.71%.
Looking at the last year, LRFC shows a small growth in Revenue. The Revenue has grown by 3.14% in the last year.
LRFC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -13.84% yearly.
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
LRFC reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for LRFC. No positive earnings are expected for the next year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, LRFC is valued cheaply inside the industry as 85.17% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.63 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.39%, LRFC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.53, LRFC pays a bit more dividend than its industry peers.
LRFC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.39% |
5.2 History
The dividend of LRFC decreases each year by -24.64%.
LRFC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-24.64%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
LRFC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of LRFC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-11900%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:LRFC (7/14/2025, 8:00:01 PM)
19.08
+0.08 (+0.42%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners30.24%
Inst Owner Change-100%
Ins Owners10.38%
Ins Owner Change-92.24%
Market Cap50.75M
Revenue(TTM)20.54M
Net Income(TTM)-30.00K
Analysts85.71
Price Target24.48 (28.3%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.39% |
Yearly Dividend1.34
Dividend Growth(5Y)-24.64%
DP-11900%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-161.46%
Min EPS beat(2)-236.17%
Max EPS beat(2)-86.75%
EPS beat(4)1
Avg EPS beat(4)-103.98%
Min EPS beat(4)-236.17%
Max EPS beat(4)77.02%
EPS beat(8)3
Avg EPS beat(8)-68.99%
EPS beat(12)4
Avg EPS beat(12)-397.99%
EPS beat(16)4
Avg EPS beat(16)-967.4%
Revenue beat(2)1
Avg Revenue beat(2)2.37%
Min Revenue beat(2)-1.04%
Max Revenue beat(2)5.78%
Revenue beat(4)1
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-5.99%
Max Revenue beat(4)5.78%
Revenue beat(8)2
Avg Revenue beat(8)-2.17%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-11.11%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-166.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.92%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 2.43 | ||
| P/FCF | 3.63 | ||
| P/OCF | 3.63 | ||
| P/B | 0.6 | ||
| P/tB | 0.6 | ||
| EV/EBITDA | N/A |
EPS(TTM)-2.72
EYN/A
EPS(NY)-0.99
Fwd EYN/A
FCF(TTM)5.26
FCFY27.58%
OCF(TTM)5.26
OCFY27.58%
SpS7.86
BVpS31.95
TBVpS31.95
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.02% | ||
| ROE | -0.04% | ||
| ROCE | 2.21% | ||
| ROIC | 1.75% | ||
| ROICexc | 1.9% | ||
| ROICexgc | 1.9% | ||
| OM | 20.03% | ||
| PM (TTM) | N/A | ||
| GM | 43.01% | ||
| FCFM | 66.93% |
ROA(3y)-2.29%
ROA(5y)-3.69%
ROE(3y)-5.16%
ROE(5y)-9.96%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-7.98%
ROICexc growth 3YN/A
ROICexc growth 5Y-8.01%
OM growth 3YN/A
OM growth 5Y-7.56%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y75.18%
GM growth 5Y1.65%
F-Score7
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 7.43 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.55 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.58 | ||
| Quick Ratio | 5.58 | ||
| Altman-Z | -0.19 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-340.71%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-410.77%
EPS Next Y-1878.8%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.14%
Revenue growth 3Y7.68%
Revenue growth 5Y-13.84%
Sales Q2Q%-7.44%
Revenue Next Year-4.39%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y9.09%
EBIT growth 3YN/A
EBIT growth 5Y-20.35%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.65%
FCF growth 3Y-44.58%
FCF growth 5Y-26.35%
OCF growth 1Y-17.65%
OCF growth 3Y-44.58%
OCF growth 5Y-26.35%
LOGAN RIDGE FINANCE CORP / LRFC FAQ
Can you provide the ChartMill fundamental rating for LOGAN RIDGE FINANCE CORP?
ChartMill assigns a fundamental rating of 3 / 10 to LRFC.
What is the valuation status of LOGAN RIDGE FINANCE CORP (LRFC) stock?
ChartMill assigns a valuation rating of 2 / 10 to LOGAN RIDGE FINANCE CORP (LRFC). This can be considered as Overvalued.
What is the profitability of LRFC stock?
LOGAN RIDGE FINANCE CORP (LRFC) has a profitability rating of 2 / 10.
Is the dividend of LOGAN RIDGE FINANCE CORP sustainable?
The dividend rating of LOGAN RIDGE FINANCE CORP (LRFC) is 4 / 10 and the dividend payout ratio is -11900%.