11.32 USD
+0.26 (+2.35%)
We assign a fundamental rating of 5 out of 10 to LOCO. LOCO was compared to 133 industry peers in the Hotels, Restaurants & Leisure industry. LOCO has only an average score on both its financial health and profitability. LOCO is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
- LOCO had positive earnings in the past year.
- In the past year LOCO had a positive cash flow from operations.
- Each year in the past 5 years LOCO has been profitable.
- Each year in the past 5 years LOCO had a positive operating cash flow.
1.2 Ratios
- LOCO has a better Return On Assets (4.30%) than 63.91% of its industry peers.
- Looking at the Return On Equity, with a value of 9.15%, LOCO is in the better half of the industry, outperforming 67.67% of the companies in the same industry.
- LOCO has a Return On Invested Capital (5.65%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for LOCO is significantly below the industry average of 10.34%.
- The 3 year average ROIC (5.08%) for LOCO is below the current ROIC(5.65%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.3% | ||
| ROE | 9.15% | ||
| ROIC | 5.65% |
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
1.3 Margins
- LOCO has a better Profit Margin (5.39%) than 60.15% of its industry peers.
- LOCO's Profit Margin has been stable in the last couple of years.
- LOCO has a Operating Margin of 8.58%. This is comparable to the rest of the industry: LOCO outperforms 52.63% of its industry peers.
- LOCO's Operating Margin has been stable in the last couple of years.
- With a decent Gross Margin value of 53.19%, LOCO is doing good in the industry, outperforming 62.41% of the companies in the same industry.
- In the last couple of years the Gross Margin of LOCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.58% | ||
| PM (TTM) | 5.39% | ||
| GM | 53.19% |
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LOCO is destroying value.
- Compared to 1 year ago, LOCO has less shares outstanding
- LOCO has less shares outstanding than it did 5 years ago.
- LOCO has a better debt/assets ratio than last year.
2.2 Solvency
- LOCO has an Altman-Z score of 1.65. This is a bad value and indicates that LOCO is not financially healthy and even has some risk of bankruptcy.
- LOCO has a Altman-Z score (1.65) which is in line with its industry peers.
- The Debt to FCF ratio of LOCO is 2.91, which is a good value as it means it would take LOCO, 2.91 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of LOCO (2.91) is better than 83.46% of its industry peers.
- A Debt/Equity ratio of 0.22 indicates that LOCO is not too dependend on debt financing.
- The Debt to Equity ratio of LOCO (0.22) is better than 77.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.91 | ||
| Altman-Z | 1.65 |
ROIC/WACC0.69
WACC8.16%
2.3 Liquidity
- A Current Ratio of 0.41 indicates that LOCO may have some problems paying its short term obligations.
- LOCO has a Current ratio of 0.41. This is in the lower half of the industry: LOCO underperforms 79.70% of its industry peers.
- LOCO has a Quick Ratio of 0.41. This is a bad value and indicates that LOCO is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.38, LOCO is doing worse than 77.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.41 | ||
| Quick Ratio | 0.38 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 10.59% over the past year.
- The Earnings Per Share has been growing slightly by 3.21% on average over the past years.
- LOCO shows a small growth in Revenue. In the last year, the Revenue has grown by 2.09%.
- Measured over the past years, LOCO shows a small growth in Revenue. The Revenue has been growing by 1.35% on average per year.
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
3.2 Future
- Based on estimates for the next years, LOCO will show a small growth in Earnings Per Share. The EPS will grow by 5.51% on average per year.
- The Revenue is expected to grow by 2.33% on average over the next years.
EPS Next Y7.44%
EPS Next 2Y3.24%
EPS Next 3Y5.51%
EPS Next 5YN/A
Revenue Next Year3.84%
Revenue Next 2Y2.62%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 12.04, the valuation of LOCO can be described as correct.
- Based on the Price/Earnings ratio, LOCO is valued cheaply inside the industry as 87.97% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 27.33, LOCO is valued rather cheaply.
- LOCO is valuated reasonably with a Price/Forward Earnings ratio of 11.93.
- 84.96% of the companies in the same industry are more expensive than LOCO, based on the Price/Forward Earnings ratio.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.12, LOCO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.04 | ||
| Fwd PE | 11.93 |
4.2 Price Multiples
- LOCO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. LOCO is cheaper than 90.23% of the companies in the same industry.
- LOCO's Price/Free Cash Flow ratio is rather cheap when compared to the industry. LOCO is cheaper than 84.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.78 | ||
| EV/EBITDA | 6.72 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of LOCO may justify a higher PE ratio.
PEG (NY)1.62
PEG (5Y)3.75
EPS Next 2Y3.24%
EPS Next 3Y5.51%
5. Dividend
5.1 Amount
- No dividends for LOCO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:LOCO (1/15/2026, 11:32:07 AM)
11.32
+0.26 (+2.35%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)03-04 2026-03-04/amc
Inst Owners92.54%
Inst Owner Change0.12%
Ins Owners1.98%
Ins Owner Change0.24%
Market Cap339.03M
Revenue(TTM)480.81M
Net Income(TTM)25.90M
Analysts78.18
Price Target15.17 (34.01%)
Short Float %6.06%
Short Ratio6.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.45%
Min EPS beat(2)13.2%
Max EPS beat(2)23.69%
EPS beat(4)3
Avg EPS beat(4)18.25%
Min EPS beat(4)-9.13%
Max EPS beat(4)45.24%
EPS beat(8)6
Avg EPS beat(8)21.17%
EPS beat(12)10
Avg EPS beat(12)18.49%
EPS beat(16)13
Avg EPS beat(16)17.2%
Revenue beat(2)0
Avg Revenue beat(2)-2.08%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)-0.7%
Revenue beat(4)0
Avg Revenue beat(4)-1.58%
Min Revenue beat(4)-3.46%
Max Revenue beat(4)-0.7%
Revenue beat(8)2
Avg Revenue beat(8)-0.73%
Revenue beat(12)2
Avg Revenue beat(12)-1.27%
Revenue beat(16)3
Avg Revenue beat(16)-1.1%
PT rev (1m)2.59%
PT rev (3m)0.85%
EPS NQ rev (1m)-2.44%
EPS NQ rev (3m)-2.91%
EPS NY rev (1m)-0.79%
EPS NY rev (3m)6.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.77%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.04 | ||
| Fwd PE | 11.93 | ||
| P/S | 0.71 | ||
| P/FCF | 15.78 | ||
| P/OCF | 8.52 | ||
| P/B | 1.2 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.72 |
EPS(TTM)0.94
EY8.3%
EPS(NY)0.95
Fwd EY8.38%
FCF(TTM)0.72
FCFY6.34%
OCF(TTM)1.33
OCFY11.74%
SpS16.05
BVpS9.45
TBVpS-0.92
PEG (NY)1.62
PEG (5Y)3.75
Graham Number14.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.3% | ||
| ROE | 9.15% | ||
| ROCE | 7.74% | ||
| ROIC | 5.65% | ||
| ROICexc | 5.77% | ||
| ROICexgc | 14.24% | ||
| OM | 8.58% | ||
| PM (TTM) | 5.39% | ||
| GM | 53.19% | ||
| FCFM | 4.47% |
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
ROICexc(3y)5.17%
ROICexc(5y)5.47%
ROICexgc(3y)13.16%
ROICexgc(5y)13.82%
ROCE(3y)6.96%
ROCE(5y)7.28%
ROICexgc growth 3Y-2.78%
ROICexgc growth 5Y4.42%
ROICexc growth 3Y-2.31%
ROICexc growth 5Y2.81%
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
F-Score8
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.91 | ||
| Debt/EBITDA | 1.1 | ||
| Cap/Depr | 116.27% | ||
| Cap/Sales | 3.81% | ||
| Interest Coverage | 9.06 | ||
| Cash Conversion | 69.85% | ||
| Profit Quality | 82.96% | ||
| Current Ratio | 0.41 | ||
| Quick Ratio | 0.38 | ||
| Altman-Z | 1.65 |
F-Score8
WACC8.16%
ROIC/WACC0.69
Cap/Depr(3y)133.19%
Cap/Depr(5y)110.29%
Cap/Sales(3y)4.27%
Cap/Sales(5y)3.63%
Profit Quality(3y)91.05%
Profit Quality(5y)106.37%
High Growth Momentum
Growth
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
EPS Next Y7.44%
EPS Next 2Y3.24%
EPS Next 3Y5.51%
EPS Next 5YN/A
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
Revenue Next Year3.84%
Revenue Next 2Y2.62%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y1.36%
EBIT growth 3Y-2.01%
EBIT growth 5Y1.69%
EBIT Next Year63.58%
EBIT Next 3Y18.05%
EBIT Next 5YN/A
FCF growth 1Y-20.27%
FCF growth 3Y-7.55%
FCF growth 5Y6%
OCF growth 1Y-19.02%
OCF growth 3Y-3.53%
OCF growth 5Y5.3%
EL POLLO LOCO HOLDINGS INC / LOCO FAQ
What is the ChartMill fundamental rating of EL POLLO LOCO HOLDINGS INC (LOCO) stock?
ChartMill assigns a fundamental rating of 5 / 10 to LOCO.
What is the valuation status of EL POLLO LOCO HOLDINGS INC (LOCO) stock?
ChartMill assigns a valuation rating of 8 / 10 to EL POLLO LOCO HOLDINGS INC (LOCO). This can be considered as Undervalued.
What is the profitability of LOCO stock?
EL POLLO LOCO HOLDINGS INC (LOCO) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for LOCO stock?
The Price/Earnings (PE) ratio for EL POLLO LOCO HOLDINGS INC (LOCO) is 12.04 and the Price/Book (PB) ratio is 1.2.
Can you provide the dividend sustainability for LOCO stock?
The dividend rating of EL POLLO LOCO HOLDINGS INC (LOCO) is 0 / 10 and the dividend payout ratio is 0%.