10.7 USD
-0.04 (-0.37%)
At close: Feb 5, 2026
10.7 USD
0 (0%)
After Hours: 2/5/2026, 8:00:01 PM
We assign a fundamental rating of 5 out of 10 to LOCO. LOCO was compared to 132 industry peers in the Hotels, Restaurants & Leisure industry. LOCO has an average financial health and profitability rating. LOCO scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
- LOCO had positive earnings in the past year.
- In the past year LOCO had a positive cash flow from operations.
- LOCO had positive earnings in each of the past 5 years.
- In the past 5 years LOCO always reported a positive cash flow from operatings.
1.2 Ratios
- LOCO has a Return On Assets of 4.30%. This is in the better half of the industry: LOCO outperforms 64.39% of its industry peers.
- LOCO has a Return On Equity of 9.15%. This is in the better half of the industry: LOCO outperforms 68.18% of its industry peers.
- LOCO's Return On Invested Capital of 5.65% is in line compared to the rest of the industry. LOCO outperforms 55.30% of its industry peers.
- LOCO had an Average Return On Invested Capital over the past 3 years of 5.08%. This is significantly below the industry average of 10.39%.
- The last Return On Invested Capital (5.65%) for LOCO is above the 3 year average (5.08%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.3% | ||
| ROE | 9.15% | ||
| ROIC | 5.65% |
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
1.3 Margins
- The Profit Margin of LOCO (5.39%) is comparable to the rest of the industry.
- LOCO's Profit Margin has been stable in the last couple of years.
- The Operating Margin of LOCO (8.58%) is comparable to the rest of the industry.
- LOCO's Operating Margin has been stable in the last couple of years.
- Looking at the Gross Margin, with a value of 53.19%, LOCO is in the better half of the industry, outperforming 62.88% of the companies in the same industry.
- In the last couple of years the Gross Margin of LOCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.58% | ||
| PM (TTM) | 5.39% | ||
| GM | 53.19% |
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
2. Health
2.1 Basic Checks
- LOCO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for LOCO has been reduced compared to 1 year ago.
- The number of shares outstanding for LOCO has been reduced compared to 5 years ago.
- The debt/assets ratio for LOCO has been reduced compared to a year ago.
2.2 Solvency
- LOCO has an Altman-Z score of 1.63. This is a bad value and indicates that LOCO is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 1.63, LOCO perfoms like the industry average, outperforming 52.27% of the companies in the same industry.
- LOCO has a debt to FCF ratio of 2.91. This is a good value and a sign of high solvency as LOCO would need 2.91 years to pay back of all of its debts.
- LOCO's Debt to FCF ratio of 2.91 is amongst the best of the industry. LOCO outperforms 83.33% of its industry peers.
- LOCO has a Debt/Equity ratio of 0.22. This is a healthy value indicating a solid balance between debt and equity.
- LOCO has a Debt to Equity ratio of 0.22. This is in the better half of the industry: LOCO outperforms 77.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.91 | ||
| Altman-Z | 1.63 |
ROIC/WACC0.69
WACC8.24%
2.3 Liquidity
- A Current Ratio of 0.41 indicates that LOCO may have some problems paying its short term obligations.
- LOCO's Current ratio of 0.41 is on the low side compared to the rest of the industry. LOCO is outperformed by 80.30% of its industry peers.
- LOCO has a Quick Ratio of 0.41. This is a bad value and indicates that LOCO is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of LOCO (0.38) is worse than 78.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.41 | ||
| Quick Ratio | 0.38 |
3. Growth
3.1 Past
- LOCO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.59%, which is quite good.
- The Earnings Per Share has been growing slightly by 3.21% on average over the past years.
- LOCO shows a small growth in Revenue. In the last year, the Revenue has grown by 2.09%.
- Measured over the past years, LOCO shows a small growth in Revenue. The Revenue has been growing by 1.35% on average per year.
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
3.2 Future
- Based on estimates for the next years, LOCO will show a small growth in Earnings Per Share. The EPS will grow by 6.53% on average per year.
- Based on estimates for the next years, LOCO will show a small growth in Revenue. The Revenue will grow by 2.33% on average per year.
EPS Next Y6.87%
EPS Next 2Y4.62%
EPS Next 3Y6.53%
EPS Next 5YN/A
Revenue Next Year3.62%
Revenue Next 2Y2.62%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 11.38, the valuation of LOCO can be described as very reasonable.
- LOCO's Price/Earnings ratio is rather cheap when compared to the industry. LOCO is cheaper than 87.12% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.67. LOCO is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 10.98 indicates a reasonable valuation of LOCO.
- Based on the Price/Forward Earnings ratio, LOCO is valued cheaper than 85.61% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 27.20. LOCO is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.38 | ||
| Fwd PE | 10.98 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, LOCO is valued cheaply inside the industry as 90.15% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, LOCO is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.91 | ||
| EV/EBITDA | 6.53 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of LOCO may justify a higher PE ratio.
PEG (NY)1.66
PEG (5Y)3.55
EPS Next 2Y4.62%
EPS Next 3Y6.53%
5. Dividend
5.1 Amount
- LOCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
10.7
-0.04 (-0.37%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)03-04 2026-03-04/amc
Inst Owners92.54%
Inst Owner Change-1.01%
Ins Owners1.98%
Ins Owner Change0.24%
Market Cap320.46M
Revenue(TTM)480.81M
Net Income(TTM)25.90M
Analysts78.18
Price Target15.43 (44.21%)
Short Float %6.26%
Short Ratio7.9
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.45%
Min EPS beat(2)13.2%
Max EPS beat(2)23.69%
EPS beat(4)3
Avg EPS beat(4)18.25%
Min EPS beat(4)-9.13%
Max EPS beat(4)45.24%
EPS beat(8)6
Avg EPS beat(8)21.17%
EPS beat(12)10
Avg EPS beat(12)18.49%
EPS beat(16)13
Avg EPS beat(16)17.2%
Revenue beat(2)0
Avg Revenue beat(2)-2.08%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)-0.7%
Revenue beat(4)0
Avg Revenue beat(4)-1.58%
Min Revenue beat(4)-3.46%
Max Revenue beat(4)-0.7%
Revenue beat(8)2
Avg Revenue beat(8)-0.73%
Revenue beat(12)2
Avg Revenue beat(12)-1.27%
Revenue beat(16)3
Avg Revenue beat(16)-1.1%
PT rev (1m)1.68%
PT rev (3m)2.54%
EPS NQ rev (1m)-2.5%
EPS NQ rev (3m)-2.5%
EPS NY rev (1m)-0.53%
EPS NY rev (3m)6.45%
Revenue NQ rev (1m)-0.95%
Revenue NQ rev (3m)-1.05%
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)-0.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.38 | ||
| Fwd PE | 10.98 | ||
| P/S | 0.67 | ||
| P/FCF | 14.91 | ||
| P/OCF | 8.05 | ||
| P/B | 1.13 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.53 |
EPS(TTM)0.94
EY8.79%
EPS(NY)0.97
Fwd EY9.1%
FCF(TTM)0.72
FCFY6.7%
OCF(TTM)1.33
OCFY12.42%
SpS16.05
BVpS9.45
TBVpS-0.92
PEG (NY)1.66
PEG (5Y)3.55
Graham Number14.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.3% | ||
| ROE | 9.15% | ||
| ROCE | 7.74% | ||
| ROIC | 5.65% | ||
| ROICexc | 5.77% | ||
| ROICexgc | 14.24% | ||
| OM | 8.58% | ||
| PM (TTM) | 5.39% | ||
| GM | 53.19% | ||
| FCFM | 4.47% |
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
ROICexc(3y)5.17%
ROICexc(5y)5.47%
ROICexgc(3y)13.16%
ROICexgc(5y)13.82%
ROCE(3y)6.96%
ROCE(5y)7.28%
ROICexgc growth 3Y-2.78%
ROICexgc growth 5Y4.42%
ROICexc growth 3Y-2.31%
ROICexc growth 5Y2.81%
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
F-Score8
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.91 | ||
| Debt/EBITDA | 1.1 | ||
| Cap/Depr | 116.27% | ||
| Cap/Sales | 3.81% | ||
| Interest Coverage | 9.06 | ||
| Cash Conversion | 69.85% | ||
| Profit Quality | 82.96% | ||
| Current Ratio | 0.41 | ||
| Quick Ratio | 0.38 | ||
| Altman-Z | 1.63 |
F-Score8
WACC8.24%
ROIC/WACC0.69
Cap/Depr(3y)133.19%
Cap/Depr(5y)110.29%
Cap/Sales(3y)4.27%
Cap/Sales(5y)3.63%
Profit Quality(3y)91.05%
Profit Quality(5y)106.37%
High Growth Momentum
Growth
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
EPS Next Y6.87%
EPS Next 2Y4.62%
EPS Next 3Y6.53%
EPS Next 5YN/A
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
Revenue Next Year3.62%
Revenue Next 2Y2.62%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y1.36%
EBIT growth 3Y-2.01%
EBIT growth 5Y1.69%
EBIT Next Year59.6%
EBIT Next 3Y18.44%
EBIT Next 5YN/A
FCF growth 1Y-20.27%
FCF growth 3Y-7.55%
FCF growth 5Y6%
OCF growth 1Y-19.02%
OCF growth 3Y-3.53%
OCF growth 5Y5.3%
EL POLLO LOCO HOLDINGS INC / LOCO FAQ
What is the ChartMill fundamental rating of EL POLLO LOCO HOLDINGS INC (LOCO) stock?
ChartMill assigns a fundamental rating of 5 / 10 to LOCO.
What is the valuation status of EL POLLO LOCO HOLDINGS INC (LOCO) stock?
ChartMill assigns a valuation rating of 8 / 10 to EL POLLO LOCO HOLDINGS INC (LOCO). This can be considered as Undervalued.
What is the profitability of LOCO stock?
EL POLLO LOCO HOLDINGS INC (LOCO) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for LOCO stock?
The Price/Earnings (PE) ratio for EL POLLO LOCO HOLDINGS INC (LOCO) is 11.38 and the Price/Book (PB) ratio is 1.13.
Can you provide the dividend sustainability for LOCO stock?
The dividend rating of EL POLLO LOCO HOLDINGS INC (LOCO) is 0 / 10 and the dividend payout ratio is 0%.