10.925 USD
+0.08 (+0.69%)
Taking everything into account, LOCO scores 5 out of 10 in our fundamental rating. LOCO was compared to 133 industry peers in the Hotels, Restaurants & Leisure industry. LOCO has an average financial health and profitability rating. LOCO may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
LOCO had positive earnings in the past year.
In the past year LOCO had a positive cash flow from operations.
LOCO had positive earnings in each of the past 5 years.
Each year in the past 5 years LOCO had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 4.30%, LOCO is doing good in the industry, outperforming 61.65% of the companies in the same industry.
With a decent Return On Equity value of 9.15%, LOCO is doing good in the industry, outperforming 66.92% of the companies in the same industry.
LOCO has a Return On Invested Capital (5.65%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for LOCO is significantly below the industry average of 10.40%.
The 3 year average ROIC (5.08%) for LOCO is below the current ROIC(5.65%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.3% | ||
| ROE | 9.15% | ||
| ROIC | 5.65% |
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
1.3 Margins
LOCO's Profit Margin of 5.39% is in line compared to the rest of the industry. LOCO outperforms 57.14% of its industry peers.
LOCO's Profit Margin has been stable in the last couple of years.
The Operating Margin of LOCO (8.58%) is comparable to the rest of the industry.
LOCO's Operating Margin has been stable in the last couple of years.
LOCO's Gross Margin of 53.19% is fine compared to the rest of the industry. LOCO outperforms 62.41% of its industry peers.
In the last couple of years the Gross Margin of LOCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.58% | ||
| PM (TTM) | 5.39% | ||
| GM | 53.19% |
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LOCO is destroying value.
LOCO has less shares outstanding than it did 1 year ago.
LOCO has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, LOCO has an improved debt to assets ratio.
2.2 Solvency
LOCO has an Altman-Z score of 1.64. This is a bad value and indicates that LOCO is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.64, LOCO is in line with its industry, outperforming 50.38% of the companies in the same industry.
The Debt to FCF ratio of LOCO is 2.91, which is a good value as it means it would take LOCO, 2.91 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 2.91, LOCO belongs to the top of the industry, outperforming 80.45% of the companies in the same industry.
A Debt/Equity ratio of 0.22 indicates that LOCO is not too dependend on debt financing.
The Debt to Equity ratio of LOCO (0.22) is better than 77.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.91 | ||
| Altman-Z | 1.64 |
ROIC/WACC0.67
WACC8.39%
2.3 Liquidity
LOCO has a Current Ratio of 0.41. This is a bad value and indicates that LOCO is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.41, LOCO is not doing good in the industry: 81.20% of the companies in the same industry are doing better.
A Quick Ratio of 0.38 indicates that LOCO may have some problems paying its short term obligations.
LOCO's Quick ratio of 0.38 is on the low side compared to the rest of the industry. LOCO is outperformed by 78.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.41 | ||
| Quick Ratio | 0.38 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.59% over the past year.
The Earnings Per Share has been growing slightly by 3.21% on average over the past years.
The Revenue has been growing slightly by 2.09% in the past year.
Measured over the past years, LOCO shows a small growth in Revenue. The Revenue has been growing by 1.35% on average per year.
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
3.2 Future
The Earnings Per Share is expected to grow by 4.48% on average over the next years.
Based on estimates for the next years, LOCO will show a small growth in Revenue. The Revenue will grow by 2.74% on average per year.
EPS Next Y8.3%
EPS Next 2Y4.48%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.84%
Revenue Next 2Y2.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
LOCO is valuated reasonably with a Price/Earnings ratio of 11.62.
Based on the Price/Earnings ratio, LOCO is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
LOCO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.39.
Based on the Price/Forward Earnings ratio of 11.24, the valuation of LOCO can be described as reasonable.
86.47% of the companies in the same industry are more expensive than LOCO, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.84, LOCO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.62 | ||
| Fwd PE | 11.24 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LOCO indicates a rather cheap valuation: LOCO is cheaper than 87.97% of the companies listed in the same industry.
LOCO's Price/Free Cash Flow ratio is rather cheap when compared to the industry. LOCO is cheaper than 84.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.23 | ||
| EV/EBITDA | 6.61 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
LOCO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.4
PEG (5Y)3.62
EPS Next 2Y4.48%
EPS Next 3YN/A
5. Dividend
5.1 Amount
LOCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NASDAQ:LOCO (12/22/2025, 10:22:06 AM)
10.925
+0.08 (+0.69%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)
Earnings (Next)
Inst Owners93.05%
Inst Owner Change-0.96%
Ins Owners2.3%
Ins Owner Change-0.04%
Market Cap327.20M
Revenue(TTM)480.81M
Net Income(TTM)25.90M
Analysts78.18
Price Target14.79 (35.38%)
Short Float %6.05%
Short Ratio6.05
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.45%
Min EPS beat(2)13.2%
Max EPS beat(2)23.69%
EPS beat(4)3
Avg EPS beat(4)18.25%
Min EPS beat(4)-9.13%
Max EPS beat(4)45.24%
EPS beat(8)6
Avg EPS beat(8)21.17%
EPS beat(12)10
Avg EPS beat(12)18.49%
EPS beat(16)13
Avg EPS beat(16)17.2%
Revenue beat(2)0
Avg Revenue beat(2)-2.08%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)-0.7%
Revenue beat(4)0
Avg Revenue beat(4)-1.58%
Min Revenue beat(4)-3.46%
Max Revenue beat(4)-0.7%
Revenue beat(8)2
Avg Revenue beat(8)-0.73%
Revenue beat(12)2
Avg Revenue beat(12)-1.27%
Revenue beat(16)3
Avg Revenue beat(16)-1.1%
PT rev (1m)-1.69%
PT rev (3m)-1.69%
EPS NQ rev (1m)-1.2%
EPS NQ rev (3m)-0.49%
EPS NY rev (1m)4.07%
EPS NY rev (3m)6.9%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.77%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)-0.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.62 | ||
| Fwd PE | 11.24 | ||
| P/S | 0.68 | ||
| P/FCF | 15.23 | ||
| P/OCF | 8.22 | ||
| P/B | 1.16 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.61 |
EPS(TTM)0.94
EY8.6%
EPS(NY)0.97
Fwd EY8.89%
FCF(TTM)0.72
FCFY6.57%
OCF(TTM)1.33
OCFY12.16%
SpS16.05
BVpS9.45
TBVpS-0.92
PEG (NY)1.4
PEG (5Y)3.62
Graham Number14.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.3% | ||
| ROE | 9.15% | ||
| ROCE | 7.74% | ||
| ROIC | 5.65% | ||
| ROICexc | 5.77% | ||
| ROICexgc | 14.24% | ||
| OM | 8.58% | ||
| PM (TTM) | 5.39% | ||
| GM | 53.19% | ||
| FCFM | 4.47% |
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
ROICexc(3y)5.17%
ROICexc(5y)5.47%
ROICexgc(3y)13.16%
ROICexgc(5y)13.82%
ROCE(3y)6.96%
ROCE(5y)7.28%
ROICexgc growth 3Y-2.78%
ROICexgc growth 5Y4.42%
ROICexc growth 3Y-2.31%
ROICexc growth 5Y2.81%
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
F-Score8
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.91 | ||
| Debt/EBITDA | 1.1 | ||
| Cap/Depr | 116.27% | ||
| Cap/Sales | 3.81% | ||
| Interest Coverage | 9.06 | ||
| Cash Conversion | 69.85% | ||
| Profit Quality | 82.96% | ||
| Current Ratio | 0.41 | ||
| Quick Ratio | 0.38 | ||
| Altman-Z | 1.64 |
F-Score8
WACC8.39%
ROIC/WACC0.67
Cap/Depr(3y)133.19%
Cap/Depr(5y)110.29%
Cap/Sales(3y)4.27%
Cap/Sales(5y)3.63%
Profit Quality(3y)91.05%
Profit Quality(5y)106.37%
High Growth Momentum
Growth
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
EPS Next Y8.3%
EPS Next 2Y4.48%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
Revenue Next Year3.84%
Revenue Next 2Y2.74%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1.36%
EBIT growth 3Y-2.01%
EBIT growth 5Y1.69%
EBIT Next Year64.26%
EBIT Next 3Y18.5%
EBIT Next 5YN/A
FCF growth 1Y-20.27%
FCF growth 3Y-7.55%
FCF growth 5Y6%
OCF growth 1Y-19.02%
OCF growth 3Y-3.53%
OCF growth 5Y5.3%
EL POLLO LOCO HOLDINGS INC / LOCO FAQ
What is the ChartMill fundamental rating of EL POLLO LOCO HOLDINGS INC (LOCO) stock?
ChartMill assigns a fundamental rating of 5 / 10 to LOCO.
What is the valuation status for LOCO stock?
ChartMill assigns a valuation rating of 8 / 10 to EL POLLO LOCO HOLDINGS INC (LOCO). This can be considered as Undervalued.
What is the profitability of LOCO stock?
EL POLLO LOCO HOLDINGS INC (LOCO) has a profitability rating of 6 / 10.
What are the PE and PB ratios of EL POLLO LOCO HOLDINGS INC (LOCO) stock?
The Price/Earnings (PE) ratio for EL POLLO LOCO HOLDINGS INC (LOCO) is 11.62 and the Price/Book (PB) ratio is 1.16.
How financially healthy is EL POLLO LOCO HOLDINGS INC?
The financial health rating of EL POLLO LOCO HOLDINGS INC (LOCO) is 4 / 10.