EL POLLO LOCO HOLDINGS INC (LOCO) Stock Fundamental Analysis

NASDAQ:LOCO • US2686031079

11.06 USD
-0.08 (-0.72%)
At close: Feb 27, 2026
11.06 USD
0 (0%)
After Hours: 2/27/2026, 8:15:53 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, LOCO scores 5 out of 10 in our fundamental rating. LOCO was compared to 125 industry peers in the Hotels, Restaurants & Leisure industry. LOCO has only an average score on both its financial health and profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on LOCO.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year LOCO was profitable.
  • In the past year LOCO had a positive cash flow from operations.
  • LOCO had positive earnings in each of the past 5 years.
  • LOCO had a positive operating cash flow in each of the past 5 years.
LOCO Yearly Net Income VS EBIT VS OCF VS FCFLOCO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M

1.2 Ratios

  • With a decent Return On Assets value of 4.30%, LOCO is doing good in the industry, outperforming 63.20% of the companies in the same industry.
  • LOCO's Return On Equity of 9.15% is fine compared to the rest of the industry. LOCO outperforms 67.20% of its industry peers.
  • LOCO has a Return On Invested Capital (5.65%) which is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for LOCO is significantly below the industry average of 10.88%.
  • The last Return On Invested Capital (5.65%) for LOCO is above the 3 year average (5.08%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.3%
ROE 9.15%
ROIC 5.65%
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
LOCO Yearly ROA, ROE, ROICLOCO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 -2 4 6 8 10

1.3 Margins

  • The Profit Margin of LOCO (5.39%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of LOCO has remained more or less at the same level.
  • The Operating Margin of LOCO (8.58%) is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of LOCO has remained more or less at the same level.
  • LOCO's Gross Margin of 53.19% is fine compared to the rest of the industry. LOCO outperforms 62.40% of its industry peers.
  • LOCO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 8.58%
PM (TTM) 5.39%
GM 53.19%
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
LOCO Yearly Profit, Operating, Gross MarginsLOCO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40 50

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LOCO is destroying value.
  • Compared to 1 year ago, LOCO has less shares outstanding
  • The number of shares outstanding for LOCO has been reduced compared to 5 years ago.
  • LOCO has a better debt/assets ratio than last year.
LOCO Yearly Shares OutstandingLOCO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
LOCO Yearly Total Debt VS Total AssetsLOCO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • LOCO has an Altman-Z score of 1.65. This is a bad value and indicates that LOCO is not financially healthy and even has some risk of bankruptcy.
  • LOCO has a Altman-Z score of 1.65. This is comparable to the rest of the industry: LOCO outperforms 52.80% of its industry peers.
  • The Debt to FCF ratio of LOCO is 2.91, which is a good value as it means it would take LOCO, 2.91 years of fcf income to pay off all of its debts.
  • LOCO's Debt to FCF ratio of 2.91 is amongst the best of the industry. LOCO outperforms 81.60% of its industry peers.
  • A Debt/Equity ratio of 0.22 indicates that LOCO is not too dependend on debt financing.
  • LOCO's Debt to Equity ratio of 0.22 is fine compared to the rest of the industry. LOCO outperforms 76.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 2.91
Altman-Z 1.65
ROIC/WACC0.71
WACC8%
LOCO Yearly LT Debt VS Equity VS FCFLOCO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 0.41 indicates that LOCO may have some problems paying its short term obligations.
  • With a Current ratio value of 0.41, LOCO is not doing good in the industry: 84.00% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.38 indicates that LOCO may have some problems paying its short term obligations.
  • LOCO has a Quick ratio of 0.38. This is amonst the worse of the industry: LOCO underperforms 81.60% of its industry peers.
Industry RankSector Rank
Current Ratio 0.41
Quick Ratio 0.38
LOCO Yearly Current Assets VS Current LiabilitesLOCO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 10.59% over the past year.
  • The Earnings Per Share has been growing slightly by 3.21% on average over the past years.
  • Looking at the last year, LOCO shows a small growth in Revenue. The Revenue has grown by 2.09% in the last year.
  • Measured over the past years, LOCO shows a small growth in Revenue. The Revenue has been growing by 1.35% on average per year.
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.03% on average over the next years.
  • Based on estimates for the next years, LOCO will show a small growth in Revenue. The Revenue will grow by 2.45% on average per year.
EPS Next Y6.58%
EPS Next 2Y4.34%
EPS Next 3Y6.03%
EPS Next 5YN/A
Revenue Next Year3.59%
Revenue Next 2Y2.63%
Revenue Next 3Y2.45%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
LOCO Yearly Revenue VS EstimatesLOCO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LOCO Yearly EPS VS EstimatesLOCO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 11.77, the valuation of LOCO can be described as reasonable.
  • 84.80% of the companies in the same industry are more expensive than LOCO, based on the Price/Earnings ratio.
  • LOCO is valuated cheaply when we compare the Price/Earnings ratio to 27.07, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 11.41, the valuation of LOCO can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, LOCO is valued cheaply inside the industry as 84.00% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of LOCO to the average of the S&P500 Index (28.05), we can say LOCO is valued rather cheaply.
Industry RankSector Rank
PE 11.77
Fwd PE 11.41
LOCO Price Earnings VS Forward Price EarningsLOCO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LOCO is valued cheaper than 85.60% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, LOCO is valued a bit cheaper than 79.20% of the companies in the same industry.
Industry RankSector Rank
P/FCF 15.42
EV/EBITDA 6.72
LOCO Per share dataLOCO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • LOCO's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • The decent profitability rating of LOCO may justify a higher PE ratio.
PEG (NY)1.79
PEG (5Y)3.67
EPS Next 2Y4.34%
EPS Next 3Y6.03%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for LOCO!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

EL POLLO LOCO HOLDINGS INC

NASDAQ:LOCO (2/27/2026, 8:15:53 PM)

After market: 11.06 0 (0%)

11.06

-0.08 (-0.72%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)10-30
Earnings (Next)03-12
Inst Owners92.54%
Inst Owner Change1.18%
Ins Owners1.98%
Ins Owner Change0.27%
Market Cap331.25M
Revenue(TTM)480.81M
Net Income(TTM)25.90M
Analysts78.18
Price Target15.43 (39.51%)
Short Float %5.62%
Short Ratio7.29
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.45%
Min EPS beat(2)13.2%
Max EPS beat(2)23.69%
EPS beat(4)3
Avg EPS beat(4)18.25%
Min EPS beat(4)-9.13%
Max EPS beat(4)45.24%
EPS beat(8)6
Avg EPS beat(8)21.17%
EPS beat(12)10
Avg EPS beat(12)18.49%
EPS beat(16)13
Avg EPS beat(16)17.2%
Revenue beat(2)0
Avg Revenue beat(2)-2.08%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)-0.7%
Revenue beat(4)0
Avg Revenue beat(4)-1.58%
Min Revenue beat(4)-3.46%
Max Revenue beat(4)-0.7%
Revenue beat(8)2
Avg Revenue beat(8)-0.73%
Revenue beat(12)2
Avg Revenue beat(12)-1.27%
Revenue beat(16)3
Avg Revenue beat(16)-1.1%
PT rev (1m)0%
PT rev (3m)4.31%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6.02%
EPS NY rev (1m)-0.27%
EPS NY rev (3m)2.42%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.95%
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)-0.25%
Valuation
Industry RankSector Rank
PE 11.77
Fwd PE 11.41
P/S 0.69
P/FCF 15.42
P/OCF 8.32
P/B 1.17
P/tB N/A
EV/EBITDA 6.72
EPS(TTM)0.94
EY8.5%
EPS(NY)0.97
Fwd EY8.76%
FCF(TTM)0.72
FCFY6.49%
OCF(TTM)1.33
OCFY12.02%
SpS16.05
BVpS9.45
TBVpS-0.92
PEG (NY)1.79
PEG (5Y)3.67
Graham Number14.14
Profitability
Industry RankSector Rank
ROA 4.3%
ROE 9.15%
ROCE 7.74%
ROIC 5.65%
ROICexc 5.77%
ROICexgc 14.24%
OM 8.58%
PM (TTM) 5.39%
GM 53.19%
FCFM 4.47%
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
ROICexc(3y)5.17%
ROICexc(5y)5.47%
ROICexgc(3y)13.16%
ROICexgc(5y)13.82%
ROCE(3y)6.96%
ROCE(5y)7.28%
ROICexgc growth 3Y-2.78%
ROICexgc growth 5Y4.42%
ROICexc growth 3Y-2.31%
ROICexc growth 5Y2.81%
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
F-Score8
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 2.91
Debt/EBITDA 1.1
Cap/Depr 116.27%
Cap/Sales 3.81%
Interest Coverage 9.06
Cash Conversion 69.85%
Profit Quality 82.96%
Current Ratio 0.41
Quick Ratio 0.38
Altman-Z 1.65
F-Score8
WACC8%
ROIC/WACC0.71
Cap/Depr(3y)133.19%
Cap/Depr(5y)110.29%
Cap/Sales(3y)4.27%
Cap/Sales(5y)3.63%
Profit Quality(3y)91.05%
Profit Quality(5y)106.37%
High Growth Momentum
Growth
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
EPS Next Y6.58%
EPS Next 2Y4.34%
EPS Next 3Y6.03%
EPS Next 5YN/A
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
Revenue Next Year3.59%
Revenue Next 2Y2.63%
Revenue Next 3Y2.45%
Revenue Next 5YN/A
EBIT growth 1Y1.36%
EBIT growth 3Y-2.01%
EBIT growth 5Y1.69%
EBIT Next Year59.6%
EBIT Next 3Y18.23%
EBIT Next 5YN/A
FCF growth 1Y-20.27%
FCF growth 3Y-7.55%
FCF growth 5Y6%
OCF growth 1Y-19.02%
OCF growth 3Y-3.53%
OCF growth 5Y5.3%

EL POLLO LOCO HOLDINGS INC / LOCO FAQ

What is the ChartMill fundamental rating of EL POLLO LOCO HOLDINGS INC (LOCO) stock?

ChartMill assigns a fundamental rating of 5 / 10 to LOCO.


What is the valuation status of EL POLLO LOCO HOLDINGS INC (LOCO) stock?

ChartMill assigns a valuation rating of 7 / 10 to EL POLLO LOCO HOLDINGS INC (LOCO). This can be considered as Undervalued.


What is the profitability of LOCO stock?

EL POLLO LOCO HOLDINGS INC (LOCO) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LOCO stock?

The Price/Earnings (PE) ratio for EL POLLO LOCO HOLDINGS INC (LOCO) is 11.77 and the Price/Book (PB) ratio is 1.17.


Can you provide the dividend sustainability for LOCO stock?

The dividend rating of EL POLLO LOCO HOLDINGS INC (LOCO) is 0 / 10 and the dividend payout ratio is 0%.