EL POLLO LOCO HOLDINGS INC (LOCO) Fundamental Analysis & Valuation

NASDAQ:LOCO • US2686031079

Current stock price

13.84 USD
-0.04 (-0.29%)
At close:
13.84 USD
0 (0%)
After Hours:

This LOCO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LOCO Profitability Analysis

1.1 Basic Checks

  • In the past year LOCO was profitable.
  • In the past year LOCO had a positive cash flow from operations.
  • In the past 5 years LOCO has always been profitable.
  • Each year in the past 5 years LOCO had a positive operating cash flow.
LOCO Yearly Net Income VS EBIT VS OCF VS FCFLOCO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M 40M

1.2 Ratios

  • LOCO's Return On Assets of 4.37% is fine compared to the rest of the industry. LOCO outperforms 62.70% of its industry peers.
  • LOCO's Return On Equity of 9.10% is fine compared to the rest of the industry. LOCO outperforms 66.67% of its industry peers.
  • LOCO has a Return On Invested Capital (5.77%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for LOCO is significantly below the industry average of 10.55%.
  • The 3 year average ROIC (5.53%) for LOCO is below the current ROIC(5.77%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.37%
ROE 9.1%
ROIC 5.77%
ROA(3y)4.34%
ROA(5y)4.25%
ROE(3y)9.72%
ROE(5y)9.18%
ROIC(3y)5.53%
ROIC(5y)5.33%
LOCO Yearly ROA, ROE, ROICLOCO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 -2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 5.40%, LOCO is doing good in the industry, outperforming 61.90% of the companies in the same industry.
  • In the last couple of years the Profit Margin of LOCO has remained more or less at the same level.
  • LOCO's Operating Margin of 8.66% is in line compared to the rest of the industry. LOCO outperforms 50.00% of its industry peers.
  • LOCO's Operating Margin has been stable in the last couple of years.
  • The Gross Margin of LOCO (53.61%) is better than 61.90% of its industry peers.
  • In the last couple of years the Gross Margin of LOCO has remained more or less at the same level.
Industry RankSector Rank
OM 8.66%
PM (TTM) 5.4%
GM 53.61%
OM growth 3Y10.11%
OM growth 5Y-1.14%
PM growth 3Y6.89%
PM growth 5Y-1.23%
GM growth 3Y4.4%
GM growth 5Y1.42%
LOCO Yearly Profit, Operating, Gross MarginsLOCO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30 40 50

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4

2. LOCO Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LOCO is destroying value.
  • The number of shares outstanding for LOCO has been increased compared to 1 year ago.
  • The number of shares outstanding for LOCO has been reduced compared to 5 years ago.
  • The debt/assets ratio for LOCO has been reduced compared to a year ago.
LOCO Yearly Shares OutstandingLOCO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
LOCO Yearly Total Debt VS Total AssetsLOCO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 1.82 indicates that LOCO is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a Altman-Z score value of 1.82, LOCO perfoms like the industry average, outperforming 52.38% of the companies in the same industry.
  • The Debt to FCF ratio of LOCO is 2.07, which is a good value as it means it would take LOCO, 2.07 years of fcf income to pay off all of its debts.
  • LOCO has a Debt to FCF ratio of 2.07. This is amongst the best in the industry. LOCO outperforms 84.13% of its industry peers.
  • LOCO has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of LOCO (0.18) is better than 76.98% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.07
Altman-Z 1.82
ROIC/WACC0.68
WACC8.43%
LOCO Yearly LT Debt VS Equity VS FCFLOCO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 0.32 indicates that LOCO may have some problems paying its short term obligations.
  • The Current ratio of LOCO (0.32) is worse than 90.48% of its industry peers.
  • A Quick Ratio of 0.30 indicates that LOCO may have some problems paying its short term obligations.
  • The Quick ratio of LOCO (0.30) is worse than 88.10% of its industry peers.
Industry RankSector Rank
Current Ratio 0.32
Quick Ratio 0.3
LOCO Yearly Current Assets VS Current LiabilitesLOCO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. LOCO Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 11.24% over the past year.
  • The Earnings Per Share has been growing slightly by 4.35% on average over the past years.
  • The Revenue has been growing slightly by 3.60% in the past year.
  • LOCO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.84% yearly.
EPS 1Y (TTM)11.24%
EPS 3Y19.51%
EPS 5Y4.35%
EPS Q2Q%25%
Revenue 1Y (TTM)3.6%
Revenue growth 3Y1.4%
Revenue growth 5Y2.84%
Sales Q2Q%8.08%

3.2 Future

  • LOCO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.62% yearly.
  • Based on estimates for the next years, LOCO will show a small growth in Revenue. The Revenue will grow by 2.87% on average per year.
EPS Next Y0%
EPS Next 2Y6.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.78%
Revenue Next 2Y2.87%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
LOCO Yearly Revenue VS EstimatesLOCO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LOCO Yearly EPS VS EstimatesLOCO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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5

4. LOCO Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 13.98, LOCO is valued correctly.
  • Based on the Price/Earnings ratio, LOCO is valued cheaper than 81.75% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of LOCO to the average of the S&P500 Index (27.42), we can say LOCO is valued slightly cheaper.
  • Based on the Price/Forward Earnings ratio of 13.98, the valuation of LOCO can be described as correct.
  • 77.78% of the companies in the same industry are more expensive than LOCO, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of LOCO to the average of the S&P500 Index (22.24), we can say LOCO is valued slightly cheaper.
Industry RankSector Rank
PE 13.98
Fwd PE 13.98
LOCO Price Earnings VS Forward Price EarningsLOCO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LOCO indicates a rather cheap valuation: LOCO is cheaper than 80.95% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, LOCO is valued a bit cheaper than the industry average as 79.37% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 16.3
EV/EBITDA 7.91
LOCO Per share dataLOCO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The decent profitability rating of LOCO may justify a higher PE ratio.
PEG (NY)11533.33
PEG (5Y)3.21
EPS Next 2Y6.62%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. LOCO Dividend Analysis

5.1 Amount

  • No dividends for LOCO!.
Industry RankSector Rank
Dividend Yield 0%

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LOCO Fundamentals: All Metrics, Ratios and Statistics

EL POLLO LOCO HOLDINGS INC

NASDAQ:LOCO (4/24/2026, 8:00:01 PM)

After market: 13.84 0 (0%)

13.84

-0.04 (-0.29%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)03-12
Earnings (Next)05-07
Inst Owners92.95%
Inst Owner Change-0.06%
Ins Owners2.36%
Ins Owner Change1.18%
Market Cap414.65M
Revenue(TTM)490.05M
Net Income(TTM)26.49M
Analysts80
Price Target15.43 (11.49%)
Short Float %6%
Short Ratio5.42
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)24.37%
Min EPS beat(2)23.69%
Max EPS beat(2)25.05%
EPS beat(4)3
Avg EPS beat(4)13.2%
Min EPS beat(4)-9.13%
Max EPS beat(4)25.05%
EPS beat(8)7
Avg EPS beat(8)24.73%
EPS beat(12)10
Avg EPS beat(12)19.3%
EPS beat(16)13
Avg EPS beat(16)16.62%
Revenue beat(2)0
Avg Revenue beat(2)-2.34%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)-1.21%
Revenue beat(4)0
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-3.46%
Max Revenue beat(4)-0.7%
Revenue beat(8)1
Avg Revenue beat(8)-1%
Revenue beat(12)2
Avg Revenue beat(12)-1.25%
Revenue beat(16)3
Avg Revenue beat(16)-1.07%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)1.19%
EPS NQ rev (3m)11.31%
EPS NY rev (1m)2.17%
EPS NY rev (3m)4.37%
Revenue NQ rev (1m)0.03%
Revenue NQ rev (3m)0.35%
Revenue NY rev (1m)0.13%
Revenue NY rev (3m)0.14%
Valuation
Industry RankSector Rank
PE 13.98
Fwd PE 13.98
P/S 0.85
P/FCF 16.3
P/OCF 8.62
P/B 1.42
P/tB N/A
EV/EBITDA 7.91
EPS(TTM)0.99
EY7.15%
EPS(NY)0.99
Fwd EY7.15%
FCF(TTM)0.85
FCFY6.14%
OCF(TTM)1.6
OCFY11.59%
SpS16.36
BVpS9.72
TBVpS-0.65
PEG (NY)11533.33
PEG (5Y)3.21
Graham Number14.711 (6.29%)
Profitability
Industry RankSector Rank
ROA 4.37%
ROE 9.1%
ROCE 8.05%
ROIC 5.77%
ROICexc 5.83%
ROICexgc 14.43%
OM 8.66%
PM (TTM) 5.4%
GM 53.61%
FCFM 5.19%
ROA(3y)4.34%
ROA(5y)4.25%
ROE(3y)9.72%
ROE(5y)9.18%
ROIC(3y)5.53%
ROIC(5y)5.33%
ROICexc(3y)5.59%
ROICexc(5y)5.46%
ROICexgc(3y)14.03%
ROICexgc(5y)13.84%
ROCE(3y)7.72%
ROCE(5y)7.44%
ROICexgc growth 3Y9.28%
ROICexgc growth 5Y2.07%
ROICexc growth 3Y10.71%
ROICexc growth 5Y1.83%
OM growth 3Y10.11%
OM growth 5Y-1.14%
PM growth 3Y6.89%
PM growth 5Y-1.23%
GM growth 3Y4.4%
GM growth 5Y1.42%
F-Score9
Asset Turnover0.81
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 2.07
Debt/EBITDA 0.9
Cap/Depr 141.77%
Cap/Sales 4.62%
Interest Coverage 9.69
Cash Conversion 82.29%
Profit Quality 96.05%
Current Ratio 0.32
Quick Ratio 0.3
Altman-Z 1.82
F-Score9
WACC8.43%
ROIC/WACC0.68
Cap/Depr(3y)134.4%
Cap/Depr(5y)130.72%
Cap/Sales(3y)4.4%
Cap/Sales(5y)4.24%
Profit Quality(3y)93.22%
Profit Quality(5y)97.94%
High Growth Momentum
Growth
EPS 1Y (TTM)11.24%
EPS 3Y19.51%
EPS 5Y4.35%
EPS Q2Q%25%
EPS Next Y0%
EPS Next 2Y6.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.6%
Revenue growth 3Y1.4%
Revenue growth 5Y2.84%
Sales Q2Q%8.08%
Revenue Next Year1.78%
Revenue Next 2Y2.87%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1.42%
EBIT growth 3Y11.66%
EBIT growth 5Y1.66%
EBIT Next Year55.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.16%
FCF growth 3Y10.94%
FCF growth 5Y-5.56%
OCF growth 1Y2.77%
OCF growth 3Y7.64%
OCF growth 5Y3.46%

EL POLLO LOCO HOLDINGS INC / LOCO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of EL POLLO LOCO HOLDINGS INC (LOCO) stock?

ChartMill assigns a fundamental rating of 4 / 10 to LOCO.


What is the valuation status of EL POLLO LOCO HOLDINGS INC (LOCO) stock?

ChartMill assigns a valuation rating of 5 / 10 to EL POLLO LOCO HOLDINGS INC (LOCO). This can be considered as Fairly Valued.


How profitable is EL POLLO LOCO HOLDINGS INC (LOCO) stock?

EL POLLO LOCO HOLDINGS INC (LOCO) has a profitability rating of 6 / 10.


How financially healthy is EL POLLO LOCO HOLDINGS INC?

The financial health rating of EL POLLO LOCO HOLDINGS INC (LOCO) is 4 / 10.


How sustainable is the dividend of EL POLLO LOCO HOLDINGS INC (LOCO) stock?

The dividend rating of EL POLLO LOCO HOLDINGS INC (LOCO) is 0 / 10 and the dividend payout ratio is 0%.