EL POLLO LOCO HOLDINGS INC (LOCO) Fundamental Analysis & Valuation

NASDAQ:LOCO • US2686031079

Current stock price

12.72 USD
+1.84 (+16.91%)
At close:
12.6033 USD
-0.12 (-0.92%)
After Hours:

This LOCO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LOCO Profitability Analysis

1.1 Basic Checks

  • LOCO had positive earnings in the past year.
  • LOCO had a positive operating cash flow in the past year.
  • Of the past 5 years LOCO 4 years were profitable.
  • Of the past 5 years LOCO 4 years had a positive operating cash flow.
LOCO Yearly Net Income VS EBIT VS OCF VS FCFLOCO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 4.30%, LOCO is in the better half of the industry, outperforming 65.08% of the companies in the same industry.
  • LOCO's Return On Equity of 9.15% is fine compared to the rest of the industry. LOCO outperforms 69.05% of its industry peers.
  • LOCO has a Return On Invested Capital of 5.65%. This is comparable to the rest of the industry: LOCO outperforms 53.17% of its industry peers.
  • LOCO had an Average Return On Invested Capital over the past 3 years of 5.08%. This is significantly below the industry average of 10.48%.
  • The 3 year average ROIC (5.08%) for LOCO is below the current ROIC(5.65%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.3%
ROE 9.15%
ROIC 5.65%
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
LOCO Yearly ROA, ROE, ROICLOCO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 -2 4 6 8 10

1.3 Margins

  • LOCO's Profit Margin of 5.39% is fine compared to the rest of the industry. LOCO outperforms 60.32% of its industry peers.
  • LOCO's Profit Margin has been stable in the last couple of years.
  • The Operating Margin of LOCO (8.58%) is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of LOCO has remained more or less at the same level.
  • The Gross Margin of LOCO (53.19%) is better than 61.90% of its industry peers.
  • LOCO's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 8.58%
PM (TTM) 5.39%
GM 53.19%
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
LOCO Yearly Profit, Operating, Gross MarginsLOCO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40 50

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3

2. LOCO Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LOCO is destroying value.
  • LOCO has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
LOCO Yearly Shares OutstandingLOCO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
LOCO Yearly Total Debt VS Total AssetsLOCO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • LOCO has an Altman-Z score of 1.74. This is a bad value and indicates that LOCO is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of 1.74, LOCO perfoms like the industry average, outperforming 53.17% of the companies in the same industry.
  • The Debt to FCF ratio of LOCO is 2.91, which is a good value as it means it would take LOCO, 2.91 years of fcf income to pay off all of its debts.
  • LOCO has a better Debt to FCF ratio (2.91) than 80.95% of its industry peers.
  • A Debt/Equity ratio of 0.22 indicates that LOCO is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.22, LOCO is doing good in the industry, outperforming 76.98% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 2.91
Altman-Z 1.74
ROIC/WACC0.68
WACC8.32%
LOCO Yearly LT Debt VS Equity VS FCFLOCO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • LOCO has a Current Ratio of 0.41. This is a bad value and indicates that LOCO is not financially healthy enough and could expect problems in meeting its short term obligations.
  • LOCO has a worse Current ratio (0.41) than 84.92% of its industry peers.
  • A Quick Ratio of 0.38 indicates that LOCO may have some problems paying its short term obligations.
  • LOCO has a worse Quick ratio (0.38) than 82.54% of its industry peers.
Industry RankSector Rank
Current Ratio 0.41
Quick Ratio 0.38
LOCO Yearly Current Assets VS Current LiabilitesLOCO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. LOCO Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 11.24% over the past year.
  • The Earnings Per Share has been growing slightly by 4.35% on average over the past years.
EPS 1Y (TTM)11.24%
EPS 3Y19.51%
EPS 5Y4.35%
EPS Q2Q%25%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.08%

3.2 Future

  • LOCO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.51% yearly.
  • The Revenue is expected to grow by 1.88% on average over the next years.
EPS Next Y-2.12%
EPS Next 2Y3.51%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.67%
Revenue Next 2Y1.88%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
LOCO Yearly Revenue VS EstimatesLOCO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LOCO Yearly EPS VS EstimatesLOCO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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6

4. LOCO Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 12.85, LOCO is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of LOCO indicates a rather cheap valuation: LOCO is cheaper than 83.33% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of LOCO to the average of the S&P500 Index (25.70), we can say LOCO is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 13.13, the valuation of LOCO can be described as correct.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of LOCO indicates a somewhat cheap valuation: LOCO is cheaper than 75.40% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of LOCO to the average of the S&P500 Index (23.84), we can say LOCO is valued slightly cheaper.
Industry RankSector Rank
PE 12.85
Fwd PE 13.13
LOCO Price Earnings VS Forward Price EarningsLOCO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LOCO indicates a rather cheap valuation: LOCO is cheaper than 80.95% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, LOCO is valued a bit cheaper than 76.19% of the companies in the same industry.
Industry RankSector Rank
P/FCF 17.73
EV/EBITDA 7.59
LOCO Per share dataLOCO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • LOCO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.95
EPS Next 2Y3.51%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. LOCO Dividend Analysis

5.1 Amount

  • No dividends for LOCO!.
Industry RankSector Rank
Dividend Yield 0%

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LOCO Fundamentals: All Metrics, Ratios and Statistics

EL POLLO LOCO HOLDINGS INC

NASDAQ:LOCO (3/13/2026, 8:00:00 PM)

After market: 12.6033 -0.12 (-0.92%)

12.72

+1.84 (+16.91%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)03-12
Earnings (Next)04-29
Inst Owners92.39%
Inst Owner Change1.17%
Ins Owners1.97%
Ins Owner Change0.18%
Market Cap380.96M
Revenue(TTM)N/A
Net Income(TTM)25.90M
Analysts78.18
Price Target15.43 (21.31%)
Short Float %5.86%
Short Ratio8.46
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.45%
Min EPS beat(2)13.2%
Max EPS beat(2)23.69%
EPS beat(4)3
Avg EPS beat(4)18.25%
Min EPS beat(4)-9.13%
Max EPS beat(4)45.24%
EPS beat(8)6
Avg EPS beat(8)21.17%
EPS beat(12)10
Avg EPS beat(12)18.49%
EPS beat(16)13
Avg EPS beat(16)17.2%
Revenue beat(2)0
Avg Revenue beat(2)-2.08%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)-0.7%
Revenue beat(4)0
Avg Revenue beat(4)-1.58%
Min Revenue beat(4)-3.46%
Max Revenue beat(4)-0.7%
Revenue beat(8)2
Avg Revenue beat(8)-0.73%
Revenue beat(12)2
Avg Revenue beat(12)-1.27%
Revenue beat(16)3
Avg Revenue beat(16)-1.1%
PT rev (1m)0%
PT rev (3m)4.31%
EPS NQ rev (1m)0.51%
EPS NQ rev (3m)-4.39%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.59%
Revenue NQ rev (1m)0.3%
Revenue NQ rev (3m)-0.66%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.24%
Valuation
Industry RankSector Rank
PE 12.85
Fwd PE 13.13
P/S 0.79
P/FCF 17.73
P/OCF 9.57
P/B 1.35
P/tB N/A
EV/EBITDA 7.59
EPS(TTM)0.99
EY7.78%
EPS(NY)0.97
Fwd EY7.62%
FCF(TTM)0.72
FCFY5.64%
OCF(TTM)1.33
OCFY10.45%
SpS16.05
BVpS9.45
TBVpS-0.92
PEG (NY)N/A
PEG (5Y)2.95
Graham Number14.51
Profitability
Industry RankSector Rank
ROA 4.3%
ROE 9.15%
ROCE 7.74%
ROIC 5.65%
ROICexc 5.77%
ROICexgc 14.24%
OM 8.58%
PM (TTM) 5.39%
GM 53.19%
FCFM 4.47%
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
ROICexc(3y)5.17%
ROICexc(5y)5.47%
ROICexgc(3y)13.16%
ROICexgc(5y)13.82%
ROCE(3y)6.96%
ROCE(5y)7.28%
ROICexgc growth 3Y-2.78%
ROICexgc growth 5Y4.42%
ROICexc growth 3Y-2.31%
ROICexc growth 5Y2.81%
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
F-Score8
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.22
Debt/FCF 2.91
Debt/EBITDA 1.1
Cap/Depr 116.27%
Cap/Sales 3.81%
Interest Coverage 9.06
Cash Conversion 69.85%
Profit Quality 82.96%
Current Ratio 0.41
Quick Ratio 0.38
Altman-Z 1.74
F-Score8
WACC8.32%
ROIC/WACC0.68
Cap/Depr(3y)133.19%
Cap/Depr(5y)110.29%
Cap/Sales(3y)4.27%
Cap/Sales(5y)3.63%
Profit Quality(3y)91.05%
Profit Quality(5y)106.37%
High Growth Momentum
Growth
EPS 1Y (TTM)11.24%
EPS 3Y19.51%
EPS 5Y4.35%
EPS Q2Q%25%
EPS Next Y-2.12%
EPS Next 2Y3.51%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.08%
Revenue Next Year1.67%
Revenue Next 2Y1.88%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1.36%
EBIT growth 3Y-2.01%
EBIT growth 5Y1.69%
EBIT Next Year57.75%
EBIT Next 3Y18.23%
EBIT Next 5YN/A
FCF growth 1Y-20.27%
FCF growth 3Y-7.55%
FCF growth 5Y6%
OCF growth 1Y-19.02%
OCF growth 3Y-3.53%
OCF growth 5Y5.3%

EL POLLO LOCO HOLDINGS INC / LOCO Fundamental Analysis FAQ

What is the ChartMill fundamental rating of EL POLLO LOCO HOLDINGS INC (LOCO) stock?

ChartMill assigns a fundamental rating of 4 / 10 to LOCO.


What is the valuation status of EL POLLO LOCO HOLDINGS INC (LOCO) stock?

ChartMill assigns a valuation rating of 6 / 10 to EL POLLO LOCO HOLDINGS INC (LOCO). This can be considered as Fairly Valued.


What is the profitability of LOCO stock?

EL POLLO LOCO HOLDINGS INC (LOCO) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for LOCO stock?

The Price/Earnings (PE) ratio for EL POLLO LOCO HOLDINGS INC (LOCO) is 12.85 and the Price/Book (PB) ratio is 1.35.


Can you provide the dividend sustainability for LOCO stock?

The dividend rating of EL POLLO LOCO HOLDINGS INC (LOCO) is 0 / 10 and the dividend payout ratio is 0%.