11.15 USD
-0.2 (-1.76%)
10.9 USD
-0.25 (-2.24%)
LOCO gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 133 industry peers in the Hotels, Restaurants & Leisure industry. LOCO has an average financial health and profitability rating. LOCO is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
- In the past year LOCO was profitable.
- In the past year LOCO had a positive cash flow from operations.
- LOCO had positive earnings in each of the past 5 years.
- In the past 5 years LOCO always reported a positive cash flow from operatings.
1.2 Ratios
- With a decent Return On Assets value of 4.30%, LOCO is doing good in the industry, outperforming 63.91% of the companies in the same industry.
- LOCO has a Return On Equity of 9.15%. This is in the better half of the industry: LOCO outperforms 67.67% of its industry peers.
- LOCO has a Return On Invested Capital of 5.65%. This is comparable to the rest of the industry: LOCO outperforms 54.89% of its industry peers.
- LOCO had an Average Return On Invested Capital over the past 3 years of 5.08%. This is significantly below the industry average of 10.34%.
- The 3 year average ROIC (5.08%) for LOCO is below the current ROIC(5.65%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.3% | ||
| ROE | 9.15% | ||
| ROIC | 5.65% |
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
1.3 Margins
- The Profit Margin of LOCO (5.39%) is better than 60.15% of its industry peers.
- LOCO's Profit Margin has been stable in the last couple of years.
- Looking at the Operating Margin, with a value of 8.58%, LOCO is in line with its industry, outperforming 52.63% of the companies in the same industry.
- LOCO's Operating Margin has been stable in the last couple of years.
- The Gross Margin of LOCO (53.19%) is better than 62.41% of its industry peers.
- In the last couple of years the Gross Margin of LOCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.58% | ||
| PM (TTM) | 5.39% | ||
| GM | 53.19% |
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LOCO is destroying value.
- Compared to 1 year ago, LOCO has less shares outstanding
- Compared to 5 years ago, LOCO has less shares outstanding
- Compared to 1 year ago, LOCO has an improved debt to assets ratio.
2.2 Solvency
- LOCO has an Altman-Z score of 1.65. This is a bad value and indicates that LOCO is not financially healthy and even has some risk of bankruptcy.
- LOCO's Altman-Z score of 1.65 is in line compared to the rest of the industry. LOCO outperforms 51.13% of its industry peers.
- LOCO has a debt to FCF ratio of 2.91. This is a good value and a sign of high solvency as LOCO would need 2.91 years to pay back of all of its debts.
- The Debt to FCF ratio of LOCO (2.91) is better than 83.46% of its industry peers.
- A Debt/Equity ratio of 0.22 indicates that LOCO is not too dependend on debt financing.
- The Debt to Equity ratio of LOCO (0.22) is better than 77.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.91 | ||
| Altman-Z | 1.65 |
ROIC/WACC0.69
WACC8.22%
2.3 Liquidity
- LOCO has a Current Ratio of 0.41. This is a bad value and indicates that LOCO is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.41, LOCO is doing worse than 79.70% of the companies in the same industry.
- A Quick Ratio of 0.38 indicates that LOCO may have some problems paying its short term obligations.
- With a Quick ratio value of 0.38, LOCO is not doing good in the industry: 77.44% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.41 | ||
| Quick Ratio | 0.38 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 10.59% over the past year.
- Measured over the past 5 years, LOCO shows a small growth in Earnings Per Share. The EPS has been growing by 3.21% on average per year.
- LOCO shows a small growth in Revenue. In the last year, the Revenue has grown by 2.09%.
- LOCO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.35% yearly.
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
3.2 Future
- LOCO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.51% yearly.
- Based on estimates for the next years, LOCO will show a small growth in Revenue. The Revenue will grow by 2.33% on average per year.
EPS Next Y7.44%
EPS Next 2Y3.24%
EPS Next 3Y5.51%
EPS Next 5YN/A
Revenue Next Year3.62%
Revenue Next 2Y2.62%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 11.86, which indicates a very decent valuation of LOCO.
- LOCO's Price/Earnings ratio is rather cheap when compared to the industry. LOCO is cheaper than 86.47% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.38. LOCO is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 11.75 indicates a reasonable valuation of LOCO.
- Based on the Price/Forward Earnings ratio, LOCO is valued cheaply inside the industry as 84.21% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.29, LOCO is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.86 | ||
| Fwd PE | 11.75 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, LOCO is valued cheaply inside the industry as 90.23% of the companies are valued more expensively.
- 81.95% of the companies in the same industry are more expensive than LOCO, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.54 | ||
| EV/EBITDA | 6.77 |
4.3 Compensation for Growth
- LOCO's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- LOCO has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.59
PEG (5Y)3.7
EPS Next 2Y3.24%
EPS Next 3Y5.51%
5. Dividend
5.1 Amount
- LOCO does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
11.15
-0.2 (-1.76%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)03-04 2026-03-04/amc
Inst Owners92.54%
Inst Owner Change0.12%
Ins Owners1.98%
Ins Owner Change0.24%
Market Cap333.94M
Revenue(TTM)480.81M
Net Income(TTM)25.90M
Analysts78.18
Price Target15.43 (38.39%)
Short Float %6.06%
Short Ratio6.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)18.45%
Min EPS beat(2)13.2%
Max EPS beat(2)23.69%
EPS beat(4)3
Avg EPS beat(4)18.25%
Min EPS beat(4)-9.13%
Max EPS beat(4)45.24%
EPS beat(8)6
Avg EPS beat(8)21.17%
EPS beat(12)10
Avg EPS beat(12)18.49%
EPS beat(16)13
Avg EPS beat(16)17.2%
Revenue beat(2)0
Avg Revenue beat(2)-2.08%
Min Revenue beat(2)-3.46%
Max Revenue beat(2)-0.7%
Revenue beat(4)0
Avg Revenue beat(4)-1.58%
Min Revenue beat(4)-3.46%
Max Revenue beat(4)-0.7%
Revenue beat(8)2
Avg Revenue beat(8)-0.73%
Revenue beat(12)2
Avg Revenue beat(12)-1.27%
Revenue beat(16)3
Avg Revenue beat(16)-1.1%
PT rev (1m)4.31%
PT rev (3m)2.54%
EPS NQ rev (1m)-3.66%
EPS NQ rev (3m)-4.13%
EPS NY rev (1m)-0.79%
EPS NY rev (3m)6.05%
Revenue NQ rev (1m)-0.86%
Revenue NQ rev (3m)-1.62%
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)-0.84%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.86 | ||
| Fwd PE | 11.75 | ||
| P/S | 0.69 | ||
| P/FCF | 15.54 | ||
| P/OCF | 8.39 | ||
| P/B | 1.18 | ||
| P/tB | N/A | ||
| EV/EBITDA | 6.77 |
EPS(TTM)0.94
EY8.43%
EPS(NY)0.95
Fwd EY8.51%
FCF(TTM)0.72
FCFY6.43%
OCF(TTM)1.33
OCFY11.92%
SpS16.05
BVpS9.45
TBVpS-0.92
PEG (NY)1.59
PEG (5Y)3.7
Graham Number14.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.3% | ||
| ROE | 9.15% | ||
| ROCE | 7.74% | ||
| ROIC | 5.65% | ||
| ROICexc | 5.77% | ||
| ROICexgc | 14.24% | ||
| OM | 8.58% | ||
| PM (TTM) | 5.39% | ||
| GM | 53.19% | ||
| FCFM | 4.47% |
ROA(3y)4.05%
ROA(5y)4.18%
ROE(3y)9.15%
ROE(5y)9.13%
ROIC(3y)5.08%
ROIC(5y)5.31%
ROICexc(3y)5.17%
ROICexc(5y)5.47%
ROICexgc(3y)13.16%
ROICexgc(5y)13.82%
ROCE(3y)6.96%
ROCE(5y)7.28%
ROICexgc growth 3Y-2.78%
ROICexgc growth 5Y4.42%
ROICexc growth 3Y-2.31%
ROICexc growth 5Y2.81%
OM growth 3Y-3.32%
OM growth 5Y0.33%
PM growth 3Y-5.35%
PM growth 5Y-0.72%
GM growth 3Y0.83%
GM growth 5Y1.16%
F-Score8
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.22 | ||
| Debt/FCF | 2.91 | ||
| Debt/EBITDA | 1.1 | ||
| Cap/Depr | 116.27% | ||
| Cap/Sales | 3.81% | ||
| Interest Coverage | 9.06 | ||
| Cash Conversion | 69.85% | ||
| Profit Quality | 82.96% | ||
| Current Ratio | 0.41 | ||
| Quick Ratio | 0.38 | ||
| Altman-Z | 1.65 |
F-Score8
WACC8.22%
ROIC/WACC0.69
Cap/Depr(3y)133.19%
Cap/Depr(5y)110.29%
Cap/Sales(3y)4.27%
Cap/Sales(5y)3.63%
Profit Quality(3y)91.05%
Profit Quality(5y)106.37%
High Growth Momentum
Growth
EPS 1Y (TTM)10.59%
EPS 3Y1.15%
EPS 5Y3.21%
EPS Q2Q%28.57%
EPS Next Y7.44%
EPS Next 2Y3.24%
EPS Next 3Y5.51%
EPS Next 5YN/A
Revenue 1Y (TTM)2.09%
Revenue growth 3Y1.35%
Revenue growth 5Y1.35%
Sales Q2Q%0.93%
Revenue Next Year3.62%
Revenue Next 2Y2.62%
Revenue Next 3Y2.33%
Revenue Next 5YN/A
EBIT growth 1Y1.36%
EBIT growth 3Y-2.01%
EBIT growth 5Y1.69%
EBIT Next Year63.58%
EBIT Next 3Y18.05%
EBIT Next 5YN/A
FCF growth 1Y-20.27%
FCF growth 3Y-7.55%
FCF growth 5Y6%
OCF growth 1Y-19.02%
OCF growth 3Y-3.53%
OCF growth 5Y5.3%
EL POLLO LOCO HOLDINGS INC / LOCO FAQ
What is the ChartMill fundamental rating of EL POLLO LOCO HOLDINGS INC (LOCO) stock?
ChartMill assigns a fundamental rating of 5 / 10 to LOCO.
What is the valuation status of EL POLLO LOCO HOLDINGS INC (LOCO) stock?
ChartMill assigns a valuation rating of 8 / 10 to EL POLLO LOCO HOLDINGS INC (LOCO). This can be considered as Undervalued.
What is the profitability of LOCO stock?
EL POLLO LOCO HOLDINGS INC (LOCO) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for LOCO stock?
The Price/Earnings (PE) ratio for EL POLLO LOCO HOLDINGS INC (LOCO) is 11.86 and the Price/Book (PB) ratio is 1.18.
Can you provide the dividend sustainability for LOCO stock?
The dividend rating of EL POLLO LOCO HOLDINGS INC (LOCO) is 0 / 10 and the dividend payout ratio is 0%.