LINCOLN EDUCATIONAL SERVICES (LINC) Stock Fundamental Analysis

NASDAQ:LINC • US5335351004

35.11 USD
+0.59 (+1.71%)
Last: Feb 27, 2026, 10:42 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

LINC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 75 industry peers in the Diversified Consumer Services industry. While LINC is still in line with the averages on profitability rating, there are concerns on its financial health. LINC is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year LINC was profitable.
  • In the past year LINC had a positive cash flow from operations.
  • Of the past 5 years LINC 4 years were profitable.
  • LINC had a positive operating cash flow in 4 of the past 5 years.
LINC Yearly Net Income VS EBIT VS OCF VS FCFLINC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

1.2 Ratios

  • LINC has a Return On Assets of 3.03%. This is comparable to the rest of the industry: LINC outperforms 58.67% of its industry peers.
  • LINC's Return On Equity of 7.60% is in line compared to the rest of the industry. LINC outperforms 60.00% of its industry peers.
  • LINC has a Return On Invested Capital of 4.58%. This is in the better half of the industry: LINC outperforms 61.33% of its industry peers.
  • LINC had an Average Return On Invested Capital over the past 3 years of 3.25%. This is significantly below the industry average of 11.01%.
  • The 3 year average ROIC (3.25%) for LINC is below the current ROIC(4.58%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.03%
ROE 7.6%
ROIC 4.58%
ROA(3y)4.32%
ROA(5y)7.36%
ROE(3y)9.16%
ROE(5y)16.33%
ROIC(3y)3.25%
ROIC(5y)5.24%
LINC Yearly ROA, ROE, ROICLINC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

  • Looking at the Profit Margin, with a value of 2.86%, LINC is in line with its industry, outperforming 54.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of LINC has grown nicely.
  • The Operating Margin of LINC (4.90%) is comparable to the rest of the industry.
  • LINC's Operating Margin has improved in the last couple of years.
  • LINC has a Gross Margin of 60.26%. This is in the better half of the industry: LINC outperforms 76.00% of its industry peers.
  • LINC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 4.9%
PM (TTM) 2.86%
GM 60.26%
OM growth 3Y-26.21%
OM growth 5Y14.38%
PM growth 3Y-33.9%
PM growth 5Y25.16%
GM growth 3Y0.07%
GM growth 5Y1.38%
LINC Yearly Profit, Operating, Gross MarginsLINC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LINC is destroying value.
  • There is no outstanding debt for LINC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
LINC Yearly Shares OutstandingLINC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
LINC Yearly Total Debt VS Total AssetsLINC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

  • An Altman-Z score of 3.77 indicates that LINC is not in any danger for bankruptcy at the moment.
  • LINC has a Altman-Z score of 3.77. This is amongst the best in the industry. LINC outperforms 81.33% of its industry peers.
  • LINC has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
  • LINC's Debt to Equity ratio of 0.21 is in line compared to the rest of the industry. LINC outperforms 58.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Altman-Z 3.77
ROIC/WACC0.53
WACC8.66%
LINC Yearly LT Debt VS Equity VS FCFLINC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

  • A Current Ratio of 0.81 indicates that LINC may have some problems paying its short term obligations.
  • With a Current ratio value of 0.81, LINC is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.77 indicates that LINC may have some problems paying its short term obligations.
  • LINC has a Quick ratio of 0.77. This is in the lower half of the industry: LINC underperforms 64.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.77
LINC Yearly Current Assets VS Current LiabilitesLINC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 106.25% over the past year.
  • Measured over the past years, LINC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.87% on average per year.
EPS 1Y (TTM)106.25%
EPS 3Y21.28%
EPS 5Y14.87%
EPS Q2Q%95.45%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%19.68%

3.2 Future

  • Based on estimates for the next years, LINC will show a very strong growth in Earnings Per Share. The EPS will grow by 40.84% on average per year.
  • The Revenue is expected to grow by 8.83% on average over the next years. This is quite good.
EPS Next Y21.4%
EPS Next 2Y40.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.52%
Revenue Next 2Y8.83%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
LINC Yearly Revenue VS EstimatesLINC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
LINC Yearly EPS VS EstimatesLINC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.5 1

More info and screens

Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 53.20, which means the current valuation is very expensive for LINC.
  • LINC's Price/Earnings is on the same level as the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.11. LINC is valued rather expensively when compared to this.
  • The Price/Forward Earnings ratio is 43.82, which means the current valuation is very expensive for LINC.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of LINC is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of LINC to the average of the S&P500 Index (28.13), we can say LINC is valued expensively.
Industry RankSector Rank
PE 53.2
Fwd PE 43.82
LINC Price Earnings VS Forward Price EarningsLINC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LINC is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 26.84
LINC Per share dataLINC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates LINC does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of LINC may justify a higher PE ratio.
  • LINC's earnings are expected to grow with 40.84% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.49
PEG (5Y)3.58
EPS Next 2Y40.84%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for LINC!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

LINCOLN EDUCATIONAL SERVICES

NASDAQ:LINC (2/27/2026, 10:42:17 AM)

35.11

+0.59 (+1.71%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)02-23
Earnings (Next)05-11
Inst Owners84.48%
Inst Owner Change1.52%
Ins Owners6.49%
Ins Owner Change3.09%
Market Cap1.11B
Revenue(TTM)N/A
Net Income(TTM)14.13M
Analysts83.33
Price Target34 (-3.16%)
Short Float %3.22%
Short Ratio3.49
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)351.77%
Min EPS beat(2)183.49%
Max EPS beat(2)520.05%
EPS beat(4)3
Avg EPS beat(4)233.6%
Min EPS beat(4)-7.56%
Max EPS beat(4)520.05%
EPS beat(8)5
Avg EPS beat(8)105.04%
EPS beat(12)8
Avg EPS beat(12)455.11%
EPS beat(16)9
Avg EPS beat(16)331.58%
Revenue beat(2)1
Avg Revenue beat(2)2.69%
Min Revenue beat(2)-0.81%
Max Revenue beat(2)6.19%
Revenue beat(4)3
Avg Revenue beat(4)2.88%
Min Revenue beat(4)-0.81%
Max Revenue beat(4)6.19%
Revenue beat(8)7
Avg Revenue beat(8)2.26%
Revenue beat(12)11
Avg Revenue beat(12)2.15%
Revenue beat(16)12
Avg Revenue beat(16)1.36%
PT rev (1m)3.73%
PT rev (3m)6.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)14.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.86%
Valuation
Industry RankSector Rank
PE 53.2
Fwd PE 43.82
P/S 2.24
P/FCF N/A
P/OCF 24.08
P/B 5.97
P/tB 6.34
EV/EBITDA 26.84
EPS(TTM)0.66
EY1.88%
EPS(NY)0.8
Fwd EY2.28%
FCF(TTM)-1.48
FCFYN/A
OCF(TTM)1.46
OCFY4.15%
SpS15.65
BVpS5.88
TBVpS5.54
PEG (NY)2.49
PEG (5Y)3.58
Graham Number9.34
Profitability
Industry RankSector Rank
ROA 3.03%
ROE 7.6%
ROCE 6.54%
ROIC 4.58%
ROICexc 4.75%
ROICexgc 4.9%
OM 4.9%
PM (TTM) 2.86%
GM 60.26%
FCFM N/A
ROA(3y)4.32%
ROA(5y)7.36%
ROE(3y)9.16%
ROE(5y)16.33%
ROIC(3y)3.25%
ROIC(5y)5.24%
ROICexc(3y)4.26%
ROICexc(5y)7.24%
ROICexgc(3y)4.56%
ROICexgc(5y)7.95%
ROCE(3y)4.64%
ROCE(5y)7.48%
ROICexgc growth 3Y-36.91%
ROICexgc growth 5Y2.57%
ROICexc growth 3Y-35.5%
ROICexc growth 5Y4.6%
OM growth 3Y-26.21%
OM growth 5Y14.38%
PM growth 3Y-33.9%
PM growth 5Y25.16%
GM growth 3Y0.07%
GM growth 5Y1.38%
F-Score6
Asset Turnover1.06
Health
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Debt/EBITDA 0.93
Cap/Depr 534.73%
Cap/Sales 18.78%
Interest Coverage 8.17
Cash Conversion 110.74%
Profit Quality N/A
Current Ratio 0.81
Quick Ratio 0.77
Altman-Z 3.77
F-Score6
WACC8.66%
ROIC/WACC0.53
Cap/Depr(3y)393.54%
Cap/Depr(5y)272.39%
Cap/Sales(3y)8.76%
Cap/Sales(5y)6.08%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)106.25%
EPS 3Y21.28%
EPS 5Y14.87%
EPS Q2Q%95.45%
EPS Next Y21.4%
EPS Next 2Y40.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%19.68%
Revenue Next Year9.52%
Revenue Next 2Y8.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y114.27%
EBIT growth 3Y-19.21%
EBIT growth 5Y25.82%
EBIT Next Year316.76%
EBIT Next 3Y79.27%
EBIT Next 5YN/A
FCF growth 1Y-75.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1082.1%
OCF growth 3Y2.27%
OCF growth 5Y96.51%

LINCOLN EDUCATIONAL SERVICES / LINC FAQ

Can you provide the ChartMill fundamental rating for LINCOLN EDUCATIONAL SERVICES?

ChartMill assigns a fundamental rating of 4 / 10 to LINC.


Can you provide the valuation status for LINCOLN EDUCATIONAL SERVICES?

ChartMill assigns a valuation rating of 2 / 10 to LINCOLN EDUCATIONAL SERVICES (LINC). This can be considered as Overvalued.


Can you provide the profitability details for LINCOLN EDUCATIONAL SERVICES?

LINCOLN EDUCATIONAL SERVICES (LINC) has a profitability rating of 6 / 10.


What is the financial health of LINCOLN EDUCATIONAL SERVICES (LINC) stock?

The financial health rating of LINCOLN EDUCATIONAL SERVICES (LINC) is 3 / 10.


Is the dividend of LINCOLN EDUCATIONAL SERVICES sustainable?

The dividend rating of LINCOLN EDUCATIONAL SERVICES (LINC) is 0 / 10 and the dividend payout ratio is 0%.