LINCOLN EDUCATIONAL SERVICES (LINC) Stock Fundamental Analysis

USA Nasdaq NASDAQ:LINC • US5335351004

26.47 USD
+0.34 (+1.3%)
At close: Feb 9, 2026
26.47 USD
0 (0%)
After Hours: 2/9/2026, 5:48:07 PM
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to LINC. LINC was compared to 75 industry peers in the Diversified Consumer Services industry. While LINC is still in line with the averages on profitability rating, there are concerns on its financial health. LINC is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one!


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • LINC had positive earnings in the past year.
  • In the past year LINC had a positive cash flow from operations.
  • LINC had positive earnings in each of the past 5 years.
  • Each year in the past 5 years LINC had a positive operating cash flow.
LINC Yearly Net Income VS EBIT VS OCF VS FCFLINC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

1.2 Ratios

  • LINC has a Return On Assets of 3.03%. This is comparable to the rest of the industry: LINC outperforms 58.67% of its industry peers.
  • With a Return On Equity value of 7.60%, LINC perfoms like the industry average, outperforming 58.67% of the companies in the same industry.
  • LINC has a Return On Invested Capital of 4.58%. This is in the better half of the industry: LINC outperforms 61.33% of its industry peers.
  • LINC had an Average Return On Invested Capital over the past 3 years of 3.25%. This is significantly below the industry average of 10.44%.
  • The 3 year average ROIC (3.25%) for LINC is below the current ROIC(4.58%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.03%
ROE 7.6%
ROIC 4.58%
ROA(3y)4.32%
ROA(5y)7.36%
ROE(3y)9.16%
ROE(5y)16.33%
ROIC(3y)3.25%
ROIC(5y)5.24%
LINC Yearly ROA, ROE, ROICLINC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

  • LINC has a Profit Margin of 2.86%. This is comparable to the rest of the industry: LINC outperforms 54.67% of its industry peers.
  • LINC's Profit Margin has improved in the last couple of years.
  • LINC has a Operating Margin (4.90%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of LINC has grown nicely.
  • LINC has a Gross Margin of 60.26%. This is in the better half of the industry: LINC outperforms 74.67% of its industry peers.
  • In the last couple of years the Gross Margin of LINC has remained more or less at the same level.
Industry RankSector Rank
OM 4.9%
PM (TTM) 2.86%
GM 60.26%
OM growth 3Y-26.21%
OM growth 5Y14.38%
PM growth 3Y-33.9%
PM growth 5Y25.16%
GM growth 3Y0.07%
GM growth 5Y1.38%
LINC Yearly Profit, Operating, Gross MarginsLINC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

2

2. Health

2.1 Basic Checks

  • LINC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for LINC has been increased compared to 1 year ago.
  • LINC has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for LINC is higher compared to a year ago.
LINC Yearly Shares OutstandingLINC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
LINC Yearly Total Debt VS Total AssetsLINC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

  • An Altman-Z score of 3.21 indicates that LINC is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 3.21, LINC is in the better half of the industry, outperforming 76.00% of the companies in the same industry.
  • A Debt/Equity ratio of 0.21 indicates that LINC is not too dependend on debt financing.
  • LINC's Debt to Equity ratio of 0.21 is in line compared to the rest of the industry. LINC outperforms 56.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Altman-Z 3.21
ROIC/WACC0.52
WACC8.82%
LINC Yearly LT Debt VS Equity VS FCFLINC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

  • A Current Ratio of 0.81 indicates that LINC may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.81, LINC is doing worse than 65.33% of the companies in the same industry.
  • LINC has a Quick Ratio of 0.81. This is a bad value and indicates that LINC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • LINC has a Quick ratio of 0.77. This is in the lower half of the industry: LINC underperforms 64.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.77
LINC Yearly Current Assets VS Current LiabilitesLINC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

8

3. Growth

3.1 Past

  • LINC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 40.62%, which is quite impressive.
  • The Earnings Per Share has been growing by 60.55% on average over the past years. This is a very strong growth
  • The Revenue has grown by 16.90% in the past year. This is quite good.
  • LINC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.00% yearly.
EPS 1Y (TTM)40.62%
EPS 3Y-32.27%
EPS 5Y60.55%
EPS Q2Q%-7.69%
Revenue 1Y (TTM)16.9%
Revenue growth 3Y9.49%
Revenue growth 5Y10%
Sales Q2Q%23.58%

3.2 Future

  • Based on estimates for the next years, LINC will show a very strong growth in Earnings Per Share. The EPS will grow by 59.94% on average per year.
  • LINC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.73% yearly.
EPS Next Y85.83%
EPS Next 2Y58.23%
EPS Next 3Y59.94%
EPS Next 5YN/A
Revenue Next Year17.76%
Revenue Next 2Y13.57%
Revenue Next 3Y11.73%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
LINC Yearly Revenue VS EstimatesLINC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
LINC Yearly EPS VS EstimatesLINC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.5 1

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 58.82 indicates a quite expensive valuation of LINC.
  • LINC's Price/Earnings ratio is in line with the industry average.
  • LINC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.06.
  • LINC is valuated quite expensively with a Price/Forward Earnings ratio of 33.04.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of LINC is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of LINC to the average of the S&P500 Index (27.86), we can say LINC is valued inline with the index average.
Industry RankSector Rank
PE 58.82
Fwd PE 33.04
LINC Price Earnings VS Forward Price EarningsLINC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as LINC.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 20.46
LINC Per share dataLINC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LINC may justify a higher PE ratio.
  • LINC's earnings are expected to grow with 59.94% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.69
PEG (5Y)0.97
EPS Next 2Y58.23%
EPS Next 3Y59.94%

0

5. Dividend

5.1 Amount

  • No dividends for LINC!.
Industry RankSector Rank
Dividend Yield 0%

LINCOLN EDUCATIONAL SERVICES

NASDAQ:LINC (2/9/2026, 5:48:07 PM)

After market: 26.47 0 (0%)

26.47

+0.34 (+1.3%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)11-10
Earnings (Next)03-02
Inst Owners84.48%
Inst Owner Change-0.5%
Ins Owners6.49%
Ins Owner Change0%
Market Cap836.98M
Revenue(TTM)494.74M
Net Income(TTM)14.13M
Analysts83.33
Price Target28.39 (7.25%)
Short Float %3.6%
Short Ratio4.41
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)351.77%
Min EPS beat(2)183.49%
Max EPS beat(2)520.05%
EPS beat(4)3
Avg EPS beat(4)233.6%
Min EPS beat(4)-7.56%
Max EPS beat(4)520.05%
EPS beat(8)5
Avg EPS beat(8)105.04%
EPS beat(12)8
Avg EPS beat(12)455.11%
EPS beat(16)9
Avg EPS beat(16)331.58%
Revenue beat(2)1
Avg Revenue beat(2)2.69%
Min Revenue beat(2)-0.81%
Max Revenue beat(2)6.19%
Revenue beat(4)3
Avg Revenue beat(4)2.88%
Min Revenue beat(4)-0.81%
Max Revenue beat(4)6.19%
Revenue beat(8)7
Avg Revenue beat(8)2.26%
Revenue beat(12)11
Avg Revenue beat(12)2.15%
Revenue beat(16)12
Avg Revenue beat(16)1.36%
PT rev (1m)5.03%
PT rev (3m)6.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.58%
EPS NY rev (1m)0%
EPS NY rev (3m)14.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.53%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.86%
Valuation
Industry RankSector Rank
PE 58.82
Fwd PE 33.04
P/S 1.69
P/FCF N/A
P/OCF 18.16
P/B 4.5
P/tB 4.78
EV/EBITDA 20.46
EPS(TTM)0.45
EY1.7%
EPS(NY)0.8
Fwd EY3.03%
FCF(TTM)-1.48
FCFYN/A
OCF(TTM)1.46
OCFY5.51%
SpS15.65
BVpS5.88
TBVpS5.54
PEG (NY)0.69
PEG (5Y)0.97
Graham Number7.71
Profitability
Industry RankSector Rank
ROA 3.03%
ROE 7.6%
ROCE 6.54%
ROIC 4.58%
ROICexc 4.75%
ROICexgc 4.9%
OM 4.9%
PM (TTM) 2.86%
GM 60.26%
FCFM N/A
ROA(3y)4.32%
ROA(5y)7.36%
ROE(3y)9.16%
ROE(5y)16.33%
ROIC(3y)3.25%
ROIC(5y)5.24%
ROICexc(3y)4.26%
ROICexc(5y)7.24%
ROICexgc(3y)4.56%
ROICexgc(5y)7.95%
ROCE(3y)4.64%
ROCE(5y)7.48%
ROICexgc growth 3Y-36.91%
ROICexgc growth 5Y2.57%
ROICexc growth 3Y-35.5%
ROICexc growth 5Y4.6%
OM growth 3Y-26.21%
OM growth 5Y14.38%
PM growth 3Y-33.9%
PM growth 5Y25.16%
GM growth 3Y0.07%
GM growth 5Y1.38%
F-Score6
Asset Turnover1.06
Health
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Debt/EBITDA 0.93
Cap/Depr 534.73%
Cap/Sales 18.78%
Interest Coverage 8.17
Cash Conversion 110.74%
Profit Quality N/A
Current Ratio 0.81
Quick Ratio 0.77
Altman-Z 3.21
F-Score6
WACC8.82%
ROIC/WACC0.52
Cap/Depr(3y)393.54%
Cap/Depr(5y)272.39%
Cap/Sales(3y)8.76%
Cap/Sales(5y)6.08%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.62%
EPS 3Y-32.27%
EPS 5Y60.55%
EPS Q2Q%-7.69%
EPS Next Y85.83%
EPS Next 2Y58.23%
EPS Next 3Y59.94%
EPS Next 5YN/A
Revenue 1Y (TTM)16.9%
Revenue growth 3Y9.49%
Revenue growth 5Y10%
Sales Q2Q%23.58%
Revenue Next Year17.76%
Revenue Next 2Y13.57%
Revenue Next 3Y11.73%
Revenue Next 5YN/A
EBIT growth 1Y114.27%
EBIT growth 3Y-19.21%
EBIT growth 5Y25.82%
EBIT Next Year318.88%
EBIT Next 3Y79%
EBIT Next 5YN/A
FCF growth 1Y-75.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1082.1%
OCF growth 3Y2.27%
OCF growth 5Y96.51%

LINCOLN EDUCATIONAL SERVICES / LINC FAQ

Can you provide the ChartMill fundamental rating for LINCOLN EDUCATIONAL SERVICES?

ChartMill assigns a fundamental rating of 5 / 10 to LINC.


Can you provide the valuation status for LINCOLN EDUCATIONAL SERVICES?

ChartMill assigns a valuation rating of 4 / 10 to LINCOLN EDUCATIONAL SERVICES (LINC). This can be considered as Fairly Valued.


Can you provide the profitability details for LINCOLN EDUCATIONAL SERVICES?

LINCOLN EDUCATIONAL SERVICES (LINC) has a profitability rating of 6 / 10.


What is the financial health of LINCOLN EDUCATIONAL SERVICES (LINC) stock?

The financial health rating of LINCOLN EDUCATIONAL SERVICES (LINC) is 2 / 10.


Is the dividend of LINCOLN EDUCATIONAL SERVICES sustainable?

The dividend rating of LINCOLN EDUCATIONAL SERVICES (LINC) is 0 / 10 and the dividend payout ratio is 0%.