LINCOLN EDUCATIONAL SERVICES (LINC) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:LINC • US5335351004

26.92 USD
-0.26 (-0.96%)
At close: Feb 3, 2026
26.92 USD
0 (0%)
After Hours: 2/3/2026, 8:29:08 PM
Fundamental Rating

4

Overall LINC gets a fundamental rating of 4 out of 10. We evaluated LINC against 76 industry peers in the Diversified Consumer Services industry. There are concerns on the financial health of LINC while its profitability can be described as average. LINC shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • LINC had positive earnings in the past year.
  • In the past year LINC had a positive cash flow from operations.
  • Each year in the past 5 years LINC has been profitable.
  • In the past 5 years LINC always reported a positive cash flow from operatings.
LINC Yearly Net Income VS EBIT VS OCF VS FCFLINC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M

1.2 Ratios

  • LINC has a Return On Assets of 3.03%. This is comparable to the rest of the industry: LINC outperforms 57.89% of its industry peers.
  • Looking at the Return On Equity, with a value of 7.60%, LINC is in line with its industry, outperforming 57.89% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 4.58%, LINC is doing good in the industry, outperforming 61.84% of the companies in the same industry.
  • LINC had an Average Return On Invested Capital over the past 3 years of 3.25%. This is significantly below the industry average of 10.27%.
  • The 3 year average ROIC (3.25%) for LINC is below the current ROIC(4.58%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 3.03%
ROE 7.6%
ROIC 4.58%
ROA(3y)4.32%
ROA(5y)7.36%
ROE(3y)9.16%
ROE(5y)16.33%
ROIC(3y)3.25%
ROIC(5y)5.24%
LINC Yearly ROA, ROE, ROICLINC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

  • LINC's Profit Margin of 2.86% is in line compared to the rest of the industry. LINC outperforms 53.95% of its industry peers.
  • In the last couple of years the Profit Margin of LINC has grown nicely.
  • LINC has a Operating Margin (4.90%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of LINC has grown nicely.
  • LINC's Gross Margin of 60.26% is fine compared to the rest of the industry. LINC outperforms 73.68% of its industry peers.
  • LINC's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 4.9%
PM (TTM) 2.86%
GM 60.26%
OM growth 3Y-26.21%
OM growth 5Y14.38%
PM growth 3Y-33.9%
PM growth 5Y25.16%
GM growth 3Y0.07%
GM growth 5Y1.38%
LINC Yearly Profit, Operating, Gross MarginsLINC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LINC is destroying value.
  • The number of shares outstanding for LINC has been increased compared to 1 year ago.
  • LINC has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, LINC has a worse debt to assets ratio.
LINC Yearly Shares OutstandingLINC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
LINC Yearly Total Debt VS Total AssetsLINC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

  • An Altman-Z score of 3.28 indicates that LINC is not in any danger for bankruptcy at the moment.
  • LINC has a Altman-Z score of 3.28. This is in the better half of the industry: LINC outperforms 75.00% of its industry peers.
  • A Debt/Equity ratio of 0.21 indicates that LINC is not too dependend on debt financing.
  • LINC's Debt to Equity ratio of 0.21 is in line compared to the rest of the industry. LINC outperforms 55.26% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Altman-Z 3.28
ROIC/WACC0.52
WACC8.89%
LINC Yearly LT Debt VS Equity VS FCFLINC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

  • LINC has a Current Ratio of 0.81. This is a bad value and indicates that LINC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • LINC has a Current ratio of 0.81. This is in the lower half of the industry: LINC underperforms 65.79% of its industry peers.
  • LINC has a Quick Ratio of 0.81. This is a bad value and indicates that LINC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • LINC has a worse Quick ratio (0.77) than 64.47% of its industry peers.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.77
LINC Yearly Current Assets VS Current LiabilitesLINC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 40.62% over the past year.
  • Measured over the past years, LINC shows a very strong growth in Earnings Per Share. The EPS has been growing by 60.55% on average per year.
  • LINC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 16.90%.
  • The Revenue has been growing by 10.00% on average over the past years. This is quite good.
EPS 1Y (TTM)40.62%
EPS 3Y-32.27%
EPS 5Y60.55%
EPS Q2Q%-7.69%
Revenue 1Y (TTM)16.9%
Revenue growth 3Y9.49%
Revenue growth 5Y10%
Sales Q2Q%23.58%

3.2 Future

  • Based on estimates for the next years, LINC will show a very strong growth in Earnings Per Share. The EPS will grow by 65.42% on average per year.
  • LINC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.64% yearly.
EPS Next Y85.83%
EPS Next 2Y58.23%
EPS Next 3Y65.42%
EPS Next 5YN/A
Revenue Next Year17.76%
Revenue Next 2Y13.57%
Revenue Next 3Y11.64%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
LINC Yearly Revenue VS EstimatesLINC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
LINC Yearly EPS VS EstimatesLINC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.5 1

3

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 59.82, which means the current valuation is very expensive for LINC.
  • LINC's Price/Earnings ratio is in line with the industry average.
  • LINC's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.18.
  • The Price/Forward Earnings ratio is 33.60, which means the current valuation is very expensive for LINC.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of LINC is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 25.51, LINC is valued a bit more expensive.
Industry RankSector Rank
PE 59.82
Fwd PE 33.6
LINC Price Earnings VS Forward Price EarningsLINC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • LINC's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 21.26
LINC Per share dataLINC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15

4.3 Compensation for Growth

  • LINC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LINC may justify a higher PE ratio.
  • A more expensive valuation may be justified as LINC's earnings are expected to grow with 65.42% in the coming years.
PEG (NY)0.7
PEG (5Y)0.99
EPS Next 2Y58.23%
EPS Next 3Y65.42%

0

5. Dividend

5.1 Amount

  • No dividends for LINC!.
Industry RankSector Rank
Dividend Yield 0%

LINCOLN EDUCATIONAL SERVICES

NASDAQ:LINC (2/3/2026, 8:29:08 PM)

After market: 26.92 0 (0%)

26.92

-0.26 (-0.96%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryDiversified Consumer Services
Earnings (Last)11-10
Earnings (Next)02-23
Inst Owners84.48%
Inst Owner Change-0.35%
Ins Owners6.49%
Ins Owner Change0%
Market Cap851.21M
Revenue(TTM)494.74M
Net Income(TTM)14.13M
Analysts83.33
Price Target27.37 (1.67%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)351.77%
Min EPS beat(2)183.49%
Max EPS beat(2)520.05%
EPS beat(4)3
Avg EPS beat(4)233.6%
Min EPS beat(4)-7.56%
Max EPS beat(4)520.05%
EPS beat(8)5
Avg EPS beat(8)105.04%
EPS beat(12)8
Avg EPS beat(12)455.11%
EPS beat(16)9
Avg EPS beat(16)331.58%
Revenue beat(2)1
Avg Revenue beat(2)2.69%
Min Revenue beat(2)-0.81%
Max Revenue beat(2)6.19%
Revenue beat(4)3
Avg Revenue beat(4)2.88%
Min Revenue beat(4)-0.81%
Max Revenue beat(4)6.19%
Revenue beat(8)7
Avg Revenue beat(8)2.26%
Revenue beat(12)11
Avg Revenue beat(12)2.15%
Revenue beat(16)12
Avg Revenue beat(16)1.36%
PT rev (1m)1.26%
PT rev (3m)2.55%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.58%
EPS NY rev (1m)0%
EPS NY rev (3m)14.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.53%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.86%
Valuation
Industry RankSector Rank
PE 59.82
Fwd PE 33.6
P/S 1.72
P/FCF N/A
P/OCF 18.46
P/B 4.58
P/tB 4.86
EV/EBITDA 21.26
EPS(TTM)0.45
EY1.67%
EPS(NY)0.8
Fwd EY2.98%
FCF(TTM)-1.48
FCFYN/A
OCF(TTM)1.46
OCFY5.42%
SpS15.65
BVpS5.88
TBVpS5.54
PEG (NY)0.7
PEG (5Y)0.99
Graham Number7.71
Profitability
Industry RankSector Rank
ROA 3.03%
ROE 7.6%
ROCE 6.54%
ROIC 4.58%
ROICexc 4.75%
ROICexgc 4.9%
OM 4.9%
PM (TTM) 2.86%
GM 60.26%
FCFM N/A
ROA(3y)4.32%
ROA(5y)7.36%
ROE(3y)9.16%
ROE(5y)16.33%
ROIC(3y)3.25%
ROIC(5y)5.24%
ROICexc(3y)4.26%
ROICexc(5y)7.24%
ROICexgc(3y)4.56%
ROICexgc(5y)7.95%
ROCE(3y)4.64%
ROCE(5y)7.48%
ROICexgc growth 3Y-36.91%
ROICexgc growth 5Y2.57%
ROICexc growth 3Y-35.5%
ROICexc growth 5Y4.6%
OM growth 3Y-26.21%
OM growth 5Y14.38%
PM growth 3Y-33.9%
PM growth 5Y25.16%
GM growth 3Y0.07%
GM growth 5Y1.38%
F-Score6
Asset Turnover1.06
Health
Industry RankSector Rank
Debt/Equity 0.21
Debt/FCF N/A
Debt/EBITDA 0.93
Cap/Depr 534.73%
Cap/Sales 18.78%
Interest Coverage 8.17
Cash Conversion 110.74%
Profit Quality N/A
Current Ratio 0.81
Quick Ratio 0.77
Altman-Z 3.28
F-Score6
WACC8.89%
ROIC/WACC0.52
Cap/Depr(3y)393.54%
Cap/Depr(5y)272.39%
Cap/Sales(3y)8.76%
Cap/Sales(5y)6.08%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.62%
EPS 3Y-32.27%
EPS 5Y60.55%
EPS Q2Q%-7.69%
EPS Next Y85.83%
EPS Next 2Y58.23%
EPS Next 3Y65.42%
EPS Next 5YN/A
Revenue 1Y (TTM)16.9%
Revenue growth 3Y9.49%
Revenue growth 5Y10%
Sales Q2Q%23.58%
Revenue Next Year17.76%
Revenue Next 2Y13.57%
Revenue Next 3Y11.64%
Revenue Next 5YN/A
EBIT growth 1Y114.27%
EBIT growth 3Y-19.21%
EBIT growth 5Y25.82%
EBIT Next Year318.88%
EBIT Next 3Y79%
EBIT Next 5YN/A
FCF growth 1Y-75.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1082.1%
OCF growth 3Y2.27%
OCF growth 5Y96.51%

LINCOLN EDUCATIONAL SERVICES / LINC FAQ

Can you provide the ChartMill fundamental rating for LINCOLN EDUCATIONAL SERVICES?

ChartMill assigns a fundamental rating of 4 / 10 to LINC.


Can you provide the valuation status for LINCOLN EDUCATIONAL SERVICES?

ChartMill assigns a valuation rating of 3 / 10 to LINCOLN EDUCATIONAL SERVICES (LINC). This can be considered as Overvalued.


Can you provide the profitability details for LINCOLN EDUCATIONAL SERVICES?

LINCOLN EDUCATIONAL SERVICES (LINC) has a profitability rating of 6 / 10.


What is the financial health of LINCOLN EDUCATIONAL SERVICES (LINC) stock?

The financial health rating of LINCOLN EDUCATIONAL SERVICES (LINC) is 2 / 10.


Is the dividend of LINCOLN EDUCATIONAL SERVICES sustainable?

The dividend rating of LINCOLN EDUCATIONAL SERVICES (LINC) is 0 / 10 and the dividend payout ratio is 0%.