LENNAR CORP-A (LEN) Stock Fundamental Analysis
NYSE:LEN • US5260571048
120.368 USD
-1.91 (-1.56%)
Last: Feb 17, 2026, 11:56 AM
Overall LEN gets a fundamental rating of 5 out of 10. We evaluated LEN against 60 industry peers in the Household Durables industry. Both the profitability and the financial health of LEN get a neutral evaluation. Nothing too spectacular is happening here. LEN is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- LEN had positive earnings in the past year.
- LEN had a positive operating cash flow in the past year.
- In the past 5 years LEN has always been profitable.
- In the past 5 years LEN always reported a positive cash flow from operatings.
1.2 Ratios
- LEN has a Return On Assets of 5.98%. This is in the better half of the industry: LEN outperforms 61.67% of its industry peers.
- LEN's Return On Equity of 9.37% is in line compared to the rest of the industry. LEN outperforms 55.00% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 6.47%, LEN is in line with its industry, outperforming 48.33% of the companies in the same industry.
- LEN had an Average Return On Invested Capital over the past 3 years of 9.80%. This is in line with the industry average of 9.16%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.98% | ||
| ROE | 9.37% | ||
| ROIC | 6.47% |
ROA(3y)8.44%
ROA(5y)10.1%
ROE(3y)12.66%
ROE(5y)15.59%
ROIC(3y)9.8%
ROIC(5y)11.6%
1.3 Margins
- Looking at the Profit Margin, with a value of 6.02%, LEN is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
- LEN's Profit Margin has declined in the last couple of years.
- LEN has a Operating Margin of 8.09%. This is comparable to the rest of the industry: LEN outperforms 56.67% of its industry peers.
- LEN's Operating Margin has declined in the last couple of years.
- Looking at the Gross Margin, with a value of 10.38%, LEN is doing worse than 95.00% of the companies in the same industry.
- In the last couple of years the Gross Margin of LEN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.09% | ||
| PM (TTM) | 6.02% | ||
| GM | 10.38% |
OM growth 3Y-27%
OM growth 5Y-11.92%
PM growth 3Y-23.69%
PM growth 5Y-11.09%
GM growth 3Y-20.86%
GM growth 5Y-8.29%
2. Health
2.1 Basic Checks
- LEN has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for LEN has been reduced compared to 1 year ago.
- LEN has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, LEN has a worse debt to assets ratio.
2.2 Solvency
- LEN has an Altman-Z score of 4.15. This indicates that LEN is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 4.15, LEN is in the better half of the industry, outperforming 65.00% of the companies in the same industry.
- LEN has a debt to FCF ratio of 208.46. This is a negative value and a sign of low solvency as LEN would need 208.46 years to pay back of all of its debts.
- LEN has a worse Debt to FCF ratio (208.46) than 71.67% of its industry peers.
- A Debt/Equity ratio of 0.27 indicates that LEN is not too dependend on debt financing.
- The Debt to Equity ratio of LEN (0.27) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.27 | ||
| Debt/FCF | 208.46 | ||
| Altman-Z | 4.15 |
ROIC/WACC0.74
WACC8.71%
2.3 Liquidity
- LEN has a Current Ratio of 8.22. This indicates that LEN is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 8.22, LEN belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
- LEN has a Quick Ratio of 2.52. This indicates that LEN is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Quick ratio value of 2.52, LEN belongs to the best of the industry, outperforming 91.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.22 | ||
| Quick Ratio | 2.52 |
3. Growth
3.1 Past
- LEN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -44.28%.
- The Earnings Per Share has been growing slightly by 0.33% on average over the past years.
- Looking at the last year, LEN shows a decrease in Revenue. The Revenue has decreased by -3.54% in the last year.
- Measured over the past years, LEN shows a quite strong growth in Revenue. The Revenue has been growing by 8.74% on average per year.
EPS 1Y (TTM)-44.28%
EPS 3Y-20.53%
EPS 5Y0.33%
EPS Q2Q%-52.46%
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y0.51%
Revenue growth 5Y8.74%
Sales Q2Q%-5.82%
3.2 Future
- The Earnings Per Share is expected to grow by 25.99% on average over the next years. This is a very strong growth
- LEN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.26% yearly.
EPS Next Y-13.78%
EPS Next 2Y3.89%
EPS Next 3Y12.03%
EPS Next 5Y25.99%
Revenue Next Year-1.68%
Revenue Next 2Y1.52%
Revenue Next 3Y3.9%
Revenue Next 5Y7.26%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 15.06, LEN is valued correctly.
- LEN's Price/Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 27.19, LEN is valued a bit cheaper.
- Based on the Price/Forward Earnings ratio of 17.47, the valuation of LEN can be described as rather expensive.
- LEN's Price/Forward Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, LEN is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.06 | ||
| Fwd PE | 17.47 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, LEN is valued a bit more expensive than 60.00% of the companies in the same industry.
- LEN's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. LEN is more expensive than 73.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1054.88 | ||
| EV/EBITDA | 11.14 |
4.3 Compensation for Growth
- LEN's earnings are expected to grow with 12.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)45.84
EPS Next 2Y3.89%
EPS Next 3Y12.03%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.66%, LEN has a reasonable but not impressive dividend return.
- LEN's Dividend Yield is a higher than the industry average which is at 1.16.
- LEN's Dividend Yield is comparable with the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.66% |
5.2 History
- On average, the dividend of LEN grows each year by 26.65%, which is quite nice.
- LEN has been paying a dividend for at least 10 years, so it has a reliable track record.
- LEN has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)26.65%
Div Incr Years1
Div Non Decr Years15
5.3 Sustainability
- LEN pays out 25.31% of its income as dividend. This is a sustainable payout ratio.
- LEN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP25.31%
EPS Next 2Y3.89%
EPS Next 3Y12.03%
NYSE:LEN (2/17/2026, 11:56:11 AM)
120.368
-1.91 (-1.56%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)12-16 2025-12-16/amc
Earnings (Next)03-18 2026-03-18/amc
Inst Owners96.66%
Inst Owner Change-3.67%
Ins Owners1.22%
Ins Owner Change5%
Market Cap29.73B
Revenue(TTM)34.19B
Net Income(TTM)2.06B
Analysts53.08
Price Target111.12 (-7.68%)
Short Float %4%
Short Ratio2.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.66% |
Yearly Dividend2.02
Dividend Growth(5Y)26.65%
DP25.31%
Div Incr Years1
Div Non Decr Years15
Ex-Date02-04 2026-02-04 (0.5)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.91%
Min EPS beat(2)-13.73%
Max EPS beat(2)7.91%
EPS beat(4)2
Avg EPS beat(4)-0.42%
Min EPS beat(4)-13.73%
Max EPS beat(4)11.86%
EPS beat(8)5
Avg EPS beat(8)4.01%
EPS beat(12)9
Avg EPS beat(12)8.75%
EPS beat(16)11
Avg EPS beat(16)4.95%
Revenue beat(2)1
Avg Revenue beat(2)-0.1%
Min Revenue beat(2)-3.05%
Max Revenue beat(2)2.85%
Revenue beat(4)3
Avg Revenue beat(4)0.78%
Min Revenue beat(4)-3.05%
Max Revenue beat(4)2.85%
Revenue beat(8)5
Avg Revenue beat(8)0.29%
Revenue beat(12)9
Avg Revenue beat(12)2.51%
Revenue beat(16)11
Avg Revenue beat(16)1.94%
PT rev (1m)-6.07%
PT rev (3m)-16.43%
EPS NQ rev (1m)0.26%
EPS NQ rev (3m)-40.5%
EPS NY rev (1m)-10.29%
EPS NY rev (3m)-23.49%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)-12.38%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)-4.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.06 | ||
| Fwd PE | 17.47 | ||
| P/S | 0.87 | ||
| P/FCF | 1054.88 | ||
| P/OCF | 137.12 | ||
| P/B | 1.35 | ||
| P/tB | 1.62 | ||
| EV/EBITDA | 11.14 |
EPS(TTM)7.99
EY6.64%
EPS(NY)6.89
Fwd EY5.72%
FCF(TTM)0.11
FCFY0.09%
OCF(TTM)0.88
OCFY0.73%
SpS138.41
BVpS88.91
TBVpS74.2
PEG (NY)N/A
PEG (5Y)45.84
Graham Number126.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.98% | ||
| ROE | 9.37% | ||
| ROCE | 8.55% | ||
| ROIC | 6.47% | ||
| ROICexc | 7.33% | ||
| ROICexgc | 12.52% | ||
| OM | 8.09% | ||
| PM (TTM) | 6.02% | ||
| GM | 10.38% | ||
| FCFM | 0.08% |
ROA(3y)8.44%
ROA(5y)10.1%
ROE(3y)12.66%
ROE(5y)15.59%
ROIC(3y)9.8%
ROIC(5y)11.6%
ROICexc(3y)11.51%
ROICexc(5y)13.4%
ROICexgc(3y)16.28%
ROICexgc(5y)17.35%
ROCE(3y)12.94%
ROCE(5y)15.31%
ROICexgc growth 3Y-14.76%
ROICexgc growth 5Y1.92%
ROICexc growth 3Y-24.72%
ROICexc growth 5Y-5.18%
OM growth 3Y-27%
OM growth 5Y-11.92%
PM growth 3Y-23.69%
PM growth 5Y-11.09%
GM growth 3Y-20.86%
GM growth 5Y-8.29%
F-Score5
Asset Turnover0.99
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.27 | ||
| Debt/FCF | 208.46 | ||
| Debt/EBITDA | 2.03 | ||
| Cap/Depr | 140.44% | ||
| Cap/Sales | 0.55% | ||
| Interest Coverage | 55.18 | ||
| Cash Conversion | 7.47% | ||
| Profit Quality | 1.37% | ||
| Current Ratio | 8.22 | ||
| Quick Ratio | 2.52 | ||
| Altman-Z | 4.15 |
F-Score5
WACC8.71%
ROIC/WACC0.74
Cap/Depr(3y)126.5%
Cap/Depr(5y)104.2%
Cap/Sales(3y)0.44%
Cap/Sales(5y)0.35%
Profit Quality(3y)63.09%
Profit Quality(5y)63.2%
High Growth Momentum
Growth
EPS 1Y (TTM)-44.28%
EPS 3Y-20.53%
EPS 5Y0.33%
EPS Q2Q%-52.46%
EPS Next Y-13.78%
EPS Next 2Y3.89%
EPS Next 3Y12.03%
EPS Next 5Y25.99%
Revenue 1Y (TTM)-3.54%
Revenue growth 3Y0.51%
Revenue growth 5Y8.74%
Sales Q2Q%-5.82%
Revenue Next Year-1.68%
Revenue Next 2Y1.52%
Revenue Next 3Y3.9%
Revenue Next 5Y7.26%
EBIT growth 1Y-46.35%
EBIT growth 3Y-26.63%
EBIT growth 5Y-4.23%
EBIT Next Year-17.49%
EBIT Next 3Y10.01%
EBIT Next 5Y18.06%
FCF growth 1Y-98.74%
FCF growth 3Y-79.37%
FCF growth 5Y-63.1%
OCF growth 1Y-90.98%
OCF growth 3Y-59.51%
OCF growth 5Y-44.7%
LENNAR CORP-A / LEN FAQ
What is the ChartMill fundamental rating of LENNAR CORP-A (LEN) stock?
ChartMill assigns a fundamental rating of 5 / 10 to LEN.
What is the valuation status for LEN stock?
ChartMill assigns a valuation rating of 2 / 10 to LENNAR CORP-A (LEN). This can be considered as Overvalued.
How profitable is LENNAR CORP-A (LEN) stock?
LENNAR CORP-A (LEN) has a profitability rating of 4 / 10.
How financially healthy is LENNAR CORP-A?
The financial health rating of LENNAR CORP-A (LEN) is 6 / 10.
Is the dividend of LENNAR CORP-A sustainable?
The dividend rating of LENNAR CORP-A (LEN) is 6 / 10 and the dividend payout ratio is 25.31%.