LAZARD INC (LAZ) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:LAZ - US52110M1099 - Common Stock
50.44 USD
-0.29 (-0.57%)
We assign a fundamental rating of 5 out of 10 to LAZ. LAZ was compared to 237 industry peers in the Capital Markets industry. LAZ has only an average score on both its financial health and profitability. LAZ is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year LAZ was profitable.
In the past year LAZ had a positive cash flow from operations.
Of the past 5 years LAZ 4 years were profitable.
In the past 5 years LAZ always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.76%, LAZ is in the better half of the industry, outperforming 73.42% of the companies in the same industry.
LAZ has a Return On Equity of 31.69%. This is amongst the best in the industry. LAZ outperforms 96.62% of its industry peers.
LAZ has a Return On Invested Capital of 7.05%. This is in the better half of the industry: LAZ outperforms 78.48% of its industry peers.
LAZ had an Average Return On Invested Capital over the past 3 years of 6.49%. This is in line with the industry average of 7.00%.
The last Return On Invested Capital (7.05%) for LAZ is above the 3 year average (6.49%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.76% | ||
| ROE | 31.69% | ||
| ROIC | 7.05% |
ROA(3y)3.33%
ROA(5y)4.77%
ROE(3y)29.09%
ROE(5y)36.77%
ROIC(3y)6.49%
ROIC(5y)7.55%
1.3 Margins
The Profit Margin of LAZ (8.61%) is worse than 63.29% of its industry peers.
LAZ's Profit Margin has declined in the last couple of years.
LAZ has a worse Operating Margin (11.10%) than 65.82% of its industry peers.
LAZ's Operating Margin has declined in the last couple of years.
LAZ has a Gross Margin of 93.47%. This is amongst the best in the industry. LAZ outperforms 94.51% of its industry peers.
LAZ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.1% | ||
| PM (TTM) | 8.61% | ||
| GM | 93.47% |
OM growth 3Y-20.51%
OM growth 5Y-6.29%
PM growth 3Y-17.15%
PM growth 5Y-3.2%
GM growth 3Y0%
GM growth 5Y0.18%
2. Health
2.1 Basic Checks
Compared to 1 year ago, LAZ has more shares outstanding
LAZ has less shares outstanding than it did 5 years ago.
The debt/assets ratio for LAZ has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.33 indicates that LAZ is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.33, LAZ is doing good in the industry, outperforming 70.04% of the companies in the same industry.
The Debt to FCF ratio of LAZ is 4.81, which is a neutral value as it means it would take LAZ, 4.81 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.81, LAZ is in the better half of the industry, outperforming 70.89% of the companies in the same industry.
A Debt/Equity ratio of 2.52 is on the high side and indicates that LAZ has dependencies on debt financing.
LAZ has a worse Debt to Equity ratio (2.52) than 81.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.52 | ||
| Debt/FCF | 4.81 | ||
| Altman-Z | 2.33 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
LAZ has a Current Ratio of 1.58. This is a normal value and indicates that LAZ is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.58, LAZ is doing good in the industry, outperforming 68.78% of the companies in the same industry.
LAZ has a Quick Ratio of 1.58. This is a normal value and indicates that LAZ is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of LAZ (1.58) is better than 68.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.58 | ||
| Quick Ratio | 1.58 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 9.01% over the past year.
Measured over the past years, LAZ shows a decrease in Earnings Per Share. The EPS has been decreasing by -6.47% on average per year.
The Revenue has decreased by -1.54% in the past year.
LAZ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.56% yearly.
EPS 1Y (TTM)9.01%
EPS 3Y-22.62%
EPS 5Y-6.47%
EPS Q2Q%47.37%
Revenue 1Y (TTM)-1.54%
Revenue growth 3Y-2.59%
Revenue growth 5Y2.56%
Sales Q2Q%12.19%
3.2 Future
Based on estimates for the next years, LAZ will show a very strong growth in Earnings Per Share. The EPS will grow by 28.77% on average per year.
Based on estimates for the next years, LAZ will show a quite strong growth in Revenue. The Revenue will grow by 11.89% on average per year.
EPS Next Y8.84%
EPS Next 2Y29.87%
EPS Next 3Y28.77%
EPS Next 5YN/A
Revenue Next Year6.92%
Revenue Next 2Y12.49%
Revenue Next 3Y11.89%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 20.84, LAZ is valued on the expensive side.
LAZ's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of LAZ to the average of the S&P500 Index (26.56), we can say LAZ is valued slightly cheaper.
LAZ is valuated correctly with a Price/Forward Earnings ratio of 12.78.
LAZ's Price/Forward Earnings is on the same level as the industry average.
LAZ's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.84 | ||
| Fwd PE | 12.78 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LAZ indicates a rather cheap valuation: LAZ is cheaper than 82.28% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, LAZ is valued a bit cheaper than 70.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.87 | ||
| EV/EBITDA | 13.73 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of LAZ may justify a higher PE ratio.
LAZ's earnings are expected to grow with 28.77% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.36
PEG (5Y)N/A
EPS Next 2Y29.87%
EPS Next 3Y28.77%
5. Dividend
5.1 Amount
LAZ has a Yearly Dividend Yield of 3.94%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 6.13, LAZ has a dividend in line with its industry peers.
LAZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.94% |
5.2 History
The dividend of LAZ decreases each year by -2.47%.
LAZ has been paying a dividend for at least 10 years, so it has a reliable track record.
LAZ has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-2.47%
Div Incr Years0
Div Non Decr Years11
5.3 Sustainability
LAZ pays out 69.07% of its income as dividend. This is not a sustainable payout ratio.
DP69.07%
EPS Next 2Y29.87%
EPS Next 3Y28.77%
NYSE:LAZ (12/15/2025, 3:22:08 PM)
50.44
-0.29 (-0.57%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners91.19%
Inst Owner Change7.07%
Ins Owners0.7%
Ins Owner Change-2.11%
Market Cap4.79B
Revenue(TTM)3.10B
Net Income(TTM)266.70M
Analysts70
Price Target56.39 (11.8%)
Short Float %6.28%
Short Ratio7.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.94% |
Yearly Dividend2.01
Dividend Growth(5Y)-2.47%
DP69.07%
Div Incr Years0
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.03%
Min EPS beat(2)22.59%
Max EPS beat(2)29.47%
EPS beat(4)4
Avg EPS beat(4)34.58%
Min EPS beat(4)22.59%
Max EPS beat(4)46.49%
EPS beat(8)7
Avg EPS beat(8)33.88%
EPS beat(12)8
Avg EPS beat(12)12.25%
EPS beat(16)12
Avg EPS beat(16)14.57%
Revenue beat(2)1
Avg Revenue beat(2)5.2%
Min Revenue beat(2)-1.13%
Max Revenue beat(2)11.53%
Revenue beat(4)2
Avg Revenue beat(4)2.79%
Min Revenue beat(4)-4.17%
Max Revenue beat(4)11.53%
Revenue beat(8)5
Avg Revenue beat(8)4.66%
Revenue beat(12)7
Avg Revenue beat(12)3.25%
Revenue beat(16)10
Avg Revenue beat(16)4.49%
PT rev (1m)0%
PT rev (3m)-1.78%
EPS NQ rev (1m)-0.16%
EPS NQ rev (3m)-9.33%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.15%
Revenue NQ rev (1m)-0.05%
Revenue NQ rev (3m)-2.55%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.84 | ||
| Fwd PE | 12.78 | ||
| P/S | 1.55 | ||
| P/FCF | 10.87 | ||
| P/OCF | 9.92 | ||
| P/B | 5.69 | ||
| P/tB | 10.72 | ||
| EV/EBITDA | 13.73 |
EPS(TTM)2.42
EY4.8%
EPS(NY)3.95
Fwd EY7.82%
FCF(TTM)4.64
FCFY9.2%
OCF(TTM)5.09
OCFY10.08%
SpS32.63
BVpS8.87
TBVpS4.7
PEG (NY)2.36
PEG (5Y)N/A
Graham Number21.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.76% | ||
| ROE | 31.69% | ||
| ROCE | 10.52% | ||
| ROIC | 7.05% | ||
| ROICexc | 11.44% | ||
| ROICexgc | 17% | ||
| OM | 11.1% | ||
| PM (TTM) | 8.61% | ||
| GM | 93.47% | ||
| FCFM | 14.22% |
ROA(3y)3.33%
ROA(5y)4.77%
ROE(3y)29.09%
ROE(5y)36.77%
ROIC(3y)6.49%
ROIC(5y)7.55%
ROICexc(3y)12%
ROICexc(5y)15.18%
ROICexgc(3y)16.01%
ROICexgc(5y)19.68%
ROCE(3y)10.39%
ROCE(5y)12.97%
ROICexgc growth 3Y-5.07%
ROICexgc growth 5Y-1.07%
ROICexc growth 3Y-9.8%
ROICexc growth 5Y-2.23%
OM growth 3Y-20.51%
OM growth 5Y-6.29%
PM growth 3Y-17.15%
PM growth 5Y-3.2%
GM growth 3Y0%
GM growth 5Y0.18%
F-Score8
Asset Turnover0.67
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.52 | ||
| Debt/FCF | 4.81 | ||
| Debt/EBITDA | 5.6 | ||
| Cap/Depr | 123.3% | ||
| Cap/Sales | 1.37% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 127.68% | ||
| Profit Quality | 165.08% | ||
| Current Ratio | 1.58 | ||
| Quick Ratio | 1.58 | ||
| Altman-Z | 2.33 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)102.56%
Cap/Depr(5y)117.06%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.59%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.01%
EPS 3Y-22.62%
EPS 5Y-6.47%
EPS Q2Q%47.37%
EPS Next Y8.84%
EPS Next 2Y29.87%
EPS Next 3Y28.77%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.54%
Revenue growth 3Y-2.59%
Revenue growth 5Y2.56%
Sales Q2Q%12.19%
Revenue Next Year6.92%
Revenue Next 2Y12.49%
Revenue Next 3Y11.89%
Revenue Next 5YN/A
EBIT growth 1Y-20.4%
EBIT growth 3Y-22.57%
EBIT growth 5Y-3.9%
EBIT Next Year13.62%
EBIT Next 3Y30.93%
EBIT Next 5YN/A
FCF growth 1Y371.37%
FCF growth 3Y-5.5%
FCF growth 5Y1.88%
OCF growth 1Y251.26%
OCF growth 3Y-4.99%
OCF growth 5Y1.84%
LAZARD INC / LAZ FAQ
Can you provide the ChartMill fundamental rating for LAZARD INC?
ChartMill assigns a fundamental rating of 5 / 10 to LAZ.
What is the valuation status for LAZ stock?
ChartMill assigns a valuation rating of 5 / 10 to LAZARD INC (LAZ). This can be considered as Fairly Valued.
Can you provide the profitability details for LAZARD INC?
LAZARD INC (LAZ) has a profitability rating of 6 / 10.
What are the PE and PB ratios of LAZARD INC (LAZ) stock?
The Price/Earnings (PE) ratio for LAZARD INC (LAZ) is 20.84 and the Price/Book (PB) ratio is 5.69.
What is the expected EPS growth for LAZARD INC (LAZ) stock?
The Earnings per Share (EPS) of LAZARD INC (LAZ) is expected to grow by 8.84% in the next year.