LADDER CAPITAL CORP-REIT (LADR) Stock Fundamental Analysis

NYSE:LADR • US5057431042

10.565 USD
+0.2 (+1.88%)
Last: Mar 2, 2026, 02:41 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, LADR scores 5 out of 10 in our fundamental rating. LADR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. LADR has an average financial health and profitability rating. LADR scores decently on growth, while it is valued quite cheap. This could make an interesting combination.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year LADR was profitable.
  • LADR had a positive operating cash flow in the past year.
  • In the past 5 years LADR has always been profitable.
  • LADR had a positive operating cash flow in each of the past 5 years.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • LADR's Return On Assets of 1.25% is amongst the best of the industry. LADR outperforms 86.76% of its industry peers.
  • With a Return On Equity value of 4.33%, LADR perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
  • The Return On Invested Capital of LADR (1.05%) is better than 79.41% of its industry peers.
  • LADR had an Average Return On Invested Capital over the past 3 years of 1.43%. This is in line with the industry average of 1.22%.
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROIC 1.05%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • LADR has a Profit Margin of 16.45%. This is in the better half of the industry: LADR outperforms 69.12% of its industry peers.
  • In the last couple of years the Profit Margin of LADR has declined.
  • LADR has a Operating Margin of 17.18%. This is in the better half of the industry: LADR outperforms 67.65% of its industry peers.
  • In the last couple of years the Operating Margin of LADR has declined.
  • Looking at the Gross Margin, with a value of 55.17%, LADR belongs to the top of the industry, outperforming 89.71% of the companies in the same industry.
  • LADR's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LADR is destroying value.
  • LADR has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for LADR has been increased compared to 5 years ago.
  • Compared to 1 year ago, LADR has a worse debt to assets ratio.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • LADR has an Altman-Z score of 0.25. This is a bad value and indicates that LADR is not financially healthy and even has some risk of bankruptcy.
  • LADR has a better Altman-Z score (0.25) than 88.24% of its industry peers.
  • LADR has a debt to FCF ratio of 40.34. This is a negative value and a sign of low solvency as LADR would need 40.34 years to pay back of all of its debts.
  • The Debt to FCF ratio of LADR (40.34) is better than 83.82% of its industry peers.
  • LADR has a Debt/Equity ratio of 2.37. This is a high value indicating a heavy dependency on external financing.
  • LADR's Debt to Equity ratio of 2.37 is amongst the best of the industry. LADR outperforms 82.35% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Altman-Z 0.25
ROIC/WACC0.21
WACC5.13%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
  • LADR has a better Current ratio (0.44) than 70.59% of its industry peers.
  • LADR has a Quick Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 0.44, LADR is doing good in the industry, outperforming 70.59% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The earnings per share for LADR have decreased strongly by -29.75% in the last year.
  • Measured over the past 5 years, LADR shows a small growth in Earnings Per Share. The EPS has been growing by 7.58% on average per year.
  • LADR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -23.00%.
  • LADR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.76% yearly.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%

3.2 Future

  • LADR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.21% yearly.
  • Based on estimates for the next years, LADR will show a quite strong growth in Revenue. The Revenue will grow by 11.12% on average per year.
EPS Next Y31.4%
EPS Next 2Y23.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 12.43, LADR is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 63.24% of the companies listed in the same industry.
  • LADR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.07.
  • The Price/Forward Earnings ratio is 9.46, which indicates a very decent valuation of LADR.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 63.24% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.05. LADR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 12.43
Fwd PE 9.46
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LADR indicates a rather cheap valuation: LADR is cheaper than 88.24% of the companies listed in the same industry.
  • 66.18% of the companies in the same industry are more expensive than LADR, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 15.45
EV/EBITDA 48.39
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • LADR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • LADR has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as LADR's earnings are expected to grow with 23.21% in the coming years.
PEG (NY)0.4
PEG (5Y)1.64
EPS Next 2Y23.21%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • LADR has a Yearly Dividend Yield of 8.74%, which is a nice return.
  • With a Dividend Yield of 8.74, LADR pays less dividend than the industry average, which is at 11.00. 88.24% of the companies listed in the same industry pay a better dividend than LADR!
  • LADR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 8.74%

5.2 History

  • The dividend of LADR decreases each year by -1.91%.
  • LADR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years3
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • LADR pays out 182.94% of its income as dividend. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y23.21%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

LADDER CAPITAL CORP-REIT

NYSE:LADR (3/2/2026, 2:41:03 PM)

10.565

+0.2 (+1.88%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05
Earnings (Next)04-22
Inst Owners63.29%
Inst Owner Change0.66%
Ins Owners11.72%
Ins Owner Change17.57%
Market Cap1.34B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.75 (20.68%)
Short Float %1.32%
Short Ratio1.97
Dividend
Industry RankSector Rank
Dividend Yield 8.74%
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-1.32%
PT rev (3m)-0.79%
EPS NQ rev (1m)-8.28%
EPS NQ rev (3m)-10.28%
EPS NY rev (1m)1.39%
EPS NY rev (3m)0.46%
Revenue NQ rev (1m)-8.93%
Revenue NQ rev (3m)-4.88%
Revenue NY rev (1m)-2.64%
Revenue NY rev (3m)1.02%
Valuation
Industry RankSector Rank
PE 12.43
Fwd PE 9.46
P/S 3.45
P/FCF 15.45
P/OCF 15.45
P/B 0.91
P/tB 0.94
EV/EBITDA 48.39
EPS(TTM)0.85
EY8.05%
EPS(NY)1.12
Fwd EY10.57%
FCF(TTM)0.68
FCFY6.47%
OCF(TTM)0.68
OCFY6.47%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.4
PEG (5Y)1.64
Graham Number14.94
Profitability
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROCE 1.33%
ROIC 1.05%
ROICexc 1.06%
ROICexgc 1.08%
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
FCFM 22.3%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Debt/EBITDA 35.45
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion 87.87%
Profit Quality 135.58%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 0.25
F-Score4
WACC5.13%
ROIC/WACC0.21
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y31.4%
EPS Next 2Y23.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%

LADDER CAPITAL CORP-REIT / LADR FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 8 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.


How profitable is LADDER CAPITAL CORP-REIT (LADR) stock?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LADR stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 12.43 and the Price/Book (PB) ratio is 0.91.


What is the earnings growth outlook for LADDER CAPITAL CORP-REIT?

The Earnings per Share (EPS) of LADDER CAPITAL CORP-REIT (LADR) is expected to grow by 31.4% in the next year.