LADDER CAPITAL CORP-REIT (LADR) Fundamental Analysis & Valuation

NYSE:LADR • US5057431042

10.24 USD
-0.13 (-1.25%)
At close: Mar 6, 2026
10.27 USD
+0.03 (+0.29%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This LADR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

LADR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. LADR has an average financial health and profitability rating. LADR scores decently on growth, while it is valued quite cheap. This could make an interesting combination.


Dividend Valuation Growth Profitability Health

6

1. LADR Profitability Analysis

1.1 Basic Checks

  • LADR had positive earnings in the past year.
  • In the past year LADR had a positive cash flow from operations.
  • LADR had positive earnings in each of the past 5 years.
  • Each year in the past 5 years LADR had a positive operating cash flow.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • The Return On Assets of LADR (1.25%) is better than 86.76% of its industry peers.
  • With a Return On Equity value of 4.33%, LADR perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
  • LADR has a better Return On Invested Capital (1.05%) than 79.41% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for LADR is in line with the industry average of 1.22%.
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROIC 1.05%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • LADR's Profit Margin of 16.45% is fine compared to the rest of the industry. LADR outperforms 69.12% of its industry peers.
  • In the last couple of years the Profit Margin of LADR has declined.
  • With a decent Operating Margin value of 17.18%, LADR is doing good in the industry, outperforming 67.65% of the companies in the same industry.
  • In the last couple of years the Operating Margin of LADR has declined.
  • LADR's Gross Margin of 55.17% is amongst the best of the industry. LADR outperforms 89.71% of its industry peers.
  • In the last couple of years the Gross Margin of LADR has grown nicely.
Industry RankSector Rank
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. LADR Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LADR is destroying value.
  • LADR has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for LADR has been increased compared to 5 years ago.
  • Compared to 1 year ago, LADR has a worse debt to assets ratio.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.25, we must say that LADR is in the distress zone and has some risk of bankruptcy.
  • LADR has a Altman-Z score of 0.25. This is amongst the best in the industry. LADR outperforms 86.76% of its industry peers.
  • The Debt to FCF ratio of LADR is 40.34, which is on the high side as it means it would take LADR, 40.34 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 40.34, LADR belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
  • A Debt/Equity ratio of 2.37 is on the high side and indicates that LADR has dependencies on debt financing.
  • The Debt to Equity ratio of LADR (2.37) is better than 82.35% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Altman-Z 0.25
ROIC/WACC0.2
WACC5.19%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • LADR has a Current Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • LADR has a Current ratio of 0.44. This is in the better half of the industry: LADR outperforms 70.59% of its industry peers.
  • LADR has a Quick Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 0.44, LADR is doing good in the industry, outperforming 70.59% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. LADR Growth Analysis

3.1 Past

  • The earnings per share for LADR have decreased strongly by -29.75% in the last year.
  • LADR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.58% yearly.
  • The Revenue for LADR has decreased by -23.00% in the past year. This is quite bad
  • LADR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.76% yearly.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%

3.2 Future

  • Based on estimates for the next years, LADR will show a very strong growth in Earnings Per Share. The EPS will grow by 23.21% on average per year.
  • LADR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.12% yearly.
EPS Next Y31.4%
EPS Next 2Y23.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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8

4. LADR Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 12.05 indicates a correct valuation of LADR.
  • 63.24% of the companies in the same industry are more expensive than LADR, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of LADR to the average of the S&P500 Index (26.29), we can say LADR is valued rather cheaply.
  • The Price/Forward Earnings ratio is 9.17, which indicates a very decent valuation of LADR.
  • 63.24% of the companies in the same industry are more expensive than LADR, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.57, LADR is valued rather cheaply.
Industry RankSector Rank
PE 12.05
Fwd PE 9.17
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LADR indicates a rather cheap valuation: LADR is cheaper than 88.24% of the companies listed in the same industry.
  • LADR's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. LADR is cheaper than 66.18% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.97
EV/EBITDA 48.39
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LADR may justify a higher PE ratio.
  • LADR's earnings are expected to grow with 23.21% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.38
PEG (5Y)1.59
EPS Next 2Y23.21%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. LADR Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 8.74%, LADR is a good candidate for dividend investing.
  • With a Dividend Yield of 8.74, LADR pays less dividend than the industry average, which is at 11.15. 88.24% of the companies listed in the same industry pay a better dividend than LADR!
  • Compared to an average S&P500 Dividend Yield of 1.82, LADR pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.74%

5.2 History

  • The dividend of LADR decreases each year by -1.91%.
  • LADR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years3
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • LADR pays out 182.94% of its income as dividend. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y23.21%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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LADR Fundamentals: All Metrics, Ratios and Statistics

LADDER CAPITAL CORP-REIT

NYSE:LADR (3/6/2026, 8:04:00 PM)

After market: 10.27 +0.03 (+0.29%)

10.24

-0.13 (-1.25%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05
Earnings (Next)04-22
Inst Owners63.29%
Inst Owner Change0.66%
Ins Owners11.72%
Ins Owner Change17.57%
Market Cap1.30B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.75 (24.51%)
Short Float %1.9%
Short Ratio3.05
Dividend
Industry RankSector Rank
Dividend Yield 8.74%
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-1.32%
PT rev (3m)-0.79%
EPS NQ rev (1m)-8.28%
EPS NQ rev (3m)-10.28%
EPS NY rev (1m)1.39%
EPS NY rev (3m)0.46%
Revenue NQ rev (1m)-8.93%
Revenue NQ rev (3m)-4.88%
Revenue NY rev (1m)-2.64%
Revenue NY rev (3m)1.02%
Valuation
Industry RankSector Rank
PE 12.05
Fwd PE 9.17
P/S 3.34
P/FCF 14.97
P/OCF 14.97
P/B 0.88
P/tB 0.91
EV/EBITDA 48.39
EPS(TTM)0.85
EY8.3%
EPS(NY)1.12
Fwd EY10.91%
FCF(TTM)0.68
FCFY6.68%
OCF(TTM)0.68
OCFY6.68%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.38
PEG (5Y)1.59
Graham Number14.94
Profitability
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROCE 1.33%
ROIC 1.05%
ROICexc 1.06%
ROICexgc 1.08%
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
FCFM 22.3%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Debt/EBITDA 35.45
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion 87.87%
Profit Quality 135.58%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 0.25
F-Score4
WACC5.19%
ROIC/WACC0.2
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y31.4%
EPS Next 2Y23.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%

LADDER CAPITAL CORP-REIT / LADR FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 8 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.


How profitable is LADDER CAPITAL CORP-REIT (LADR) stock?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LADR stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 12.05 and the Price/Book (PB) ratio is 0.88.


What is the earnings growth outlook for LADDER CAPITAL CORP-REIT?

The Earnings per Share (EPS) of LADDER CAPITAL CORP-REIT (LADR) is expected to grow by 31.4% in the next year.