LADDER CAPITAL CORP-REIT (LADR) Stock Fundamental Analysis

NYSE:LADR • US5057431042

10.44 USD
+0.03 (+0.29%)
At close: Feb 19, 2026
10.44 USD
0 (0%)
After Hours: 2/19/2026, 8:12:19 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

LADR gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. LADR has an excellent profitability rating, but there are concerns on its financial health. LADR has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year LADR was profitable.
  • In the past year LADR has reported a negative cash flow from operations.
  • In the past 5 years LADR has always been profitable.
  • Of the past 5 years LADR 4 years had a positive operating cash flow.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • With an excellent Return On Assets value of 1.70%, LADR belongs to the best of the industry, outperforming 94.29% of the companies in the same industry.
  • LADR's Return On Equity of 5.33% is fine compared to the rest of the industry. LADR outperforms 72.86% of its industry peers.
  • LADR has a better Return On Invested Capital (1.46%) than 87.14% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for LADR is in line with the industry average of 1.26%.
  • The last Return On Invested Capital (1.46%) for LADR is above the 3 year average (1.43%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.7%
ROE 5.33%
ROIC 1.46%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • The Profit Margin of LADR (19.27%) is better than 85.71% of its industry peers.
  • In the last couple of years the Profit Margin of LADR has declined.
  • LADR has a better Operating Margin (20.45%) than 74.29% of its industry peers.
  • In the last couple of years the Operating Margin of LADR has declined.
  • With an excellent Gross Margin value of 56.45%, LADR belongs to the best of the industry, outperforming 88.57% of the companies in the same industry.
  • LADR's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 20.45%
PM (TTM) 19.27%
GM 56.45%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LADR is destroying value.
  • Compared to 1 year ago, LADR has about the same amount of shares outstanding.
  • The number of shares outstanding for LADR has been increased compared to 5 years ago.
  • LADR has a worse debt/assets ratio than last year.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.31, we must say that LADR is in the distress zone and has some risk of bankruptcy.
  • LADR's Altman-Z score of 0.31 is amongst the best of the industry. LADR outperforms 88.57% of its industry peers.
  • LADR has a Debt/Equity ratio of 2.00. This is a high value indicating a heavy dependency on external financing.
  • LADR's Debt to Equity ratio of 2.00 is amongst the best of the industry. LADR outperforms 85.71% of its industry peers.
Industry RankSector Rank
Debt/Equity 2
Debt/FCF N/A
Altman-Z 0.31
ROIC/WACC0.25
WACC5.78%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 0.63 indicates that LADR may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.63, LADR is in the better half of the industry, outperforming 67.14% of the companies in the same industry.
  • LADR has a Quick Ratio of 0.63. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • The Quick ratio of LADR (0.63) is better than 67.14% of its industry peers.
Industry RankSector Rank
Current Ratio 0.63
Quick Ratio 0.63
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • LADR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.75%.
  • The Earnings Per Share has been growing slightly by 7.58% on average over the past years.
  • Looking at the last year, LADR shows a very negative growth in Revenue. The Revenue has decreased by -23.00% in the last year.
  • LADR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.76% yearly.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%

3.2 Future

  • LADR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 23.21% yearly.
  • LADR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.75% yearly.
EPS Next Y31.4%
EPS Next 2Y23.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.94%
Revenue Next 2Y13.75%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 12.28 indicates a correct valuation of LADR.
  • 62.86% of the companies in the same industry are more expensive than LADR, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 27.09. LADR is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 9.35 indicates a reasonable valuation of LADR.
  • 61.43% of the companies in the same industry are more expensive than LADR, based on the Price/Forward Earnings ratio.
  • LADR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.98.
Industry RankSector Rank
PE 12.28
Fwd PE 9.35
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LADR is valued cheaply inside the industry as 91.43% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 36.97
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • LADR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LADR may justify a higher PE ratio.
  • A more expensive valuation may be justified as LADR's earnings are expected to grow with 23.21% in the coming years.
PEG (NY)0.39
PEG (5Y)1.62
EPS Next 2Y23.21%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 8.89%, LADR is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 10.30, LADR is paying slightly less dividend.
  • LADR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 8.89%

5.2 History

  • The dividend of LADR decreases each year by -6.35%.
  • LADR has paid a dividend for at least 10 years, which is a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-6.35%
Div Incr Years0
Div Non Decr Years3
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • LADR pays out 147.45% of its income as dividend. This is not a sustainable payout ratio.
DP147.45%
EPS Next 2Y23.21%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

LADDER CAPITAL CORP-REIT

NYSE:LADR (2/19/2026, 8:12:19 PM)

After market: 10.44 0 (0%)

10.44

+0.03 (+0.29%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05
Earnings (Next)04-22
Inst Owners63.29%
Inst Owner Change-0.64%
Ins Owners11.72%
Ins Owner Change-2.17%
Market Cap1.33B
Revenue(TTM)390.14M
Net Income(TTM)79.68M
Analysts84.62
Price Target12.9 (23.56%)
Short Float %1.32%
Short Ratio1.97
Dividend
Industry RankSector Rank
Dividend Yield 8.89%
Yearly Dividend0.93
Dividend Growth(5Y)-6.35%
DP147.45%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.57%
Min EPS beat(2)1.72%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-2.55%
Min EPS beat(4)-11.87%
Max EPS beat(4)5.42%
EPS beat(8)6
Avg EPS beat(8)2.6%
EPS beat(12)10
Avg EPS beat(12)4.55%
EPS beat(16)14
Avg EPS beat(16)10.45%
Revenue beat(2)1
Avg Revenue beat(2)8.63%
Min Revenue beat(2)-0.4%
Max Revenue beat(2)17.66%
Revenue beat(4)1
Avg Revenue beat(4)2.03%
Min Revenue beat(4)-6.48%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.11%
Revenue beat(12)6
Avg Revenue beat(12)11.79%
Revenue beat(16)10
Avg Revenue beat(16)32.89%
PT rev (1m)0.34%
PT rev (3m)0.34%
EPS NQ rev (1m)-4.7%
EPS NQ rev (3m)-4.38%
EPS NY rev (1m)1.15%
EPS NY rev (3m)0.46%
Revenue NQ rev (1m)-2.83%
Revenue NQ rev (3m)1.55%
Revenue NY rev (1m)-0.21%
Revenue NY rev (3m)3.85%
Valuation
Industry RankSector Rank
PE 12.28
Fwd PE 9.35
P/S 3.21
P/FCF N/A
P/OCF N/A
P/B 0.89
P/tB 0.92
EV/EBITDA 36.97
EPS(TTM)0.85
EY8.14%
EPS(NY)1.12
Fwd EY10.7%
FCF(TTM)-0.15
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS3.25
BVpS11.76
TBVpS11.33
PEG (NY)0.39
PEG (5Y)1.62
Graham Number15
Profitability
Industry RankSector Rank
ROA 1.7%
ROE 5.33%
ROCE 1.84%
ROIC 1.46%
ROICexc 1.47%
ROICexgc 1.5%
OM 20.45%
PM (TTM) 19.27%
GM 56.45%
FCFM N/A
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.92%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.54%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 2
Debt/FCF N/A
Debt/EBITDA 25.92
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.63
Quick Ratio 0.63
Altman-Z 0.31
F-Score4
WACC5.78%
ROIC/WACC0.25
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y31.4%
EPS Next 2Y23.21%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year7.94%
Revenue Next 2Y13.75%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.81%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-107.31%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-107.31%
OCF growth 3YN/A
OCF growth 5YN/A

LADDER CAPITAL CORP-REIT / LADR FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 6 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Fairly Valued.


How profitable is LADDER CAPITAL CORP-REIT (LADR) stock?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for LADR stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 12.28 and the Price/Book (PB) ratio is 0.89.


What is the earnings growth outlook for LADDER CAPITAL CORP-REIT?

The Earnings per Share (EPS) of LADDER CAPITAL CORP-REIT (LADR) is expected to grow by 31.4% in the next year.