LADDER CAPITAL CORP-REIT (LADR) Fundamental Analysis & Valuation

NYSE:LADR • US5057431042

10.06 USD
-0.11 (-1.08%)
Last: Mar 11, 2026, 12:25 PM
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This LADR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to LADR. LADR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. LADR has an average financial health and profitability rating. LADR scores decently on growth, while it is valued quite cheap. This could make an interesting combination.


Dividend Valuation Growth Profitability Health

6

1. LADR Profitability Analysis

1.1 Basic Checks

  • LADR had positive earnings in the past year.
  • LADR had a positive operating cash flow in the past year.
  • In the past 5 years LADR has always been profitable.
  • Each year in the past 5 years LADR had a positive operating cash flow.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • LADR's Return On Assets of 1.25% is fine compared to the rest of the industry. LADR outperforms 75.00% of its industry peers.
  • With a Return On Equity value of 4.33%, LADR is not doing good in the industry: 61.76% of the companies in the same industry are doing better.
  • LADR has a Return On Invested Capital of 1.05%. This is in the better half of the industry: LADR outperforms 67.65% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for LADR is in line with the industry average of 1.41%.
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROIC 1.05%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • LADR's Profit Margin of 16.45% is fine compared to the rest of the industry. LADR outperforms 66.18% of its industry peers.
  • LADR's Profit Margin has declined in the last couple of years.
  • LADR's Operating Margin of 17.18% is in line compared to the rest of the industry. LADR outperforms 58.82% of its industry peers.
  • In the last couple of years the Operating Margin of LADR has declined.
  • Looking at the Gross Margin, with a value of 55.17%, LADR belongs to the top of the industry, outperforming 89.71% of the companies in the same industry.
  • In the last couple of years the Gross Margin of LADR has grown nicely.
Industry RankSector Rank
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. LADR Health Analysis

2.1 Basic Checks

  • LADR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • LADR has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, LADR has more shares outstanding
  • The debt/assets ratio for LADR is higher compared to a year ago.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.24, we must say that LADR is in the distress zone and has some risk of bankruptcy.
  • LADR has a Altman-Z score of 0.24. This is amongst the best in the industry. LADR outperforms 86.76% of its industry peers.
  • The Debt to FCF ratio of LADR is 40.34, which is on the high side as it means it would take LADR, 40.34 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 40.34, LADR belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
  • A Debt/Equity ratio of 2.37 is on the high side and indicates that LADR has dependencies on debt financing.
  • The Debt to Equity ratio of LADR (2.37) is better than 82.35% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Altman-Z 0.24
ROIC/WACC0.2
WACC5.19%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • LADR has a Current Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • LADR has a better Current ratio (0.44) than 70.59% of its industry peers.
  • LADR has a Quick Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 0.44, LADR is doing good in the industry, outperforming 70.59% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. LADR Growth Analysis

3.1 Past

  • The earnings per share for LADR have decreased strongly by -29.75% in the last year.
  • Measured over the past 5 years, LADR shows a small growth in Earnings Per Share. The EPS has been growing by 7.58% on average per year.
  • Looking at the last year, LADR shows a very negative growth in Revenue. The Revenue has decreased by -23.00% in the last year.
  • The Revenue has been growing slightly by 1.76% on average over the past years.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%

3.2 Future

  • LADR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.69% yearly.
  • LADR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.12% yearly.
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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8

4. LADR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 11.84, which indicates a very decent valuation of LADR.
  • Compared to the rest of the industry, the Price/Earnings ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 63.24% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.25, LADR is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 9.27, the valuation of LADR can be described as reasonable.
  • 61.76% of the companies in the same industry are more expensive than LADR, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.39, LADR is valued rather cheaply.
Industry RankSector Rank
PE 11.84
Fwd PE 9.27
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 79.41% of the companies in the same industry are more expensive than LADR, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, LADR is valued a bit cheaper than the industry average as 61.76% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 14.71
EV/EBITDA 48.13
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • LADR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • LADR has a very decent profitability rating, which may justify a higher PE ratio.
  • LADR's earnings are expected to grow with 21.69% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.43
PEG (5Y)1.56
EPS Next 2Y21.69%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. LADR Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 8.87%, LADR is a good candidate for dividend investing.
  • LADR's Dividend Yield is slightly below the industry average, which is at 11.52.
  • LADR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 8.87%

5.2 History

  • The dividend of LADR decreases each year by -1.91%.
  • LADR has paid a dividend for at least 10 years, which is a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years3
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • LADR pays out 182.94% of its income as dividend. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y21.69%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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LADR Fundamentals: All Metrics, Ratios and Statistics

LADDER CAPITAL CORP-REIT

NYSE:LADR (3/11/2026, 12:25:52 PM)

10.06

-0.11 (-1.08%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05
Earnings (Next)04-22
Inst Owners64.74%
Inst Owner Change0.59%
Ins Owners12.18%
Ins Owner Change17.57%
Market Cap1.28B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.75 (26.74%)
Short Float %1.9%
Short Ratio3.05
Dividend
Industry RankSector Rank
Dividend Yield 8.87%
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-1.13%
PT rev (3m)-0.79%
EPS NQ rev (1m)-9.05%
EPS NQ rev (3m)-11.03%
EPS NY rev (1m)-2.83%
EPS NY rev (3m)-2.39%
Revenue NQ rev (1m)-8.93%
Revenue NQ rev (3m)-4.88%
Revenue NY rev (1m)-2.73%
Revenue NY rev (3m)1.02%
Valuation
Industry RankSector Rank
PE 11.84
Fwd PE 9.27
P/S 3.28
P/FCF 14.71
P/OCF 14.71
P/B 0.86
P/tB 0.89
EV/EBITDA 48.13
EPS(TTM)0.85
EY8.45%
EPS(NY)1.09
Fwd EY10.79%
FCF(TTM)0.68
FCFY6.8%
OCF(TTM)0.68
OCFY6.8%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.43
PEG (5Y)1.56
Graham Number14.94
Profitability
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROCE 1.33%
ROIC 1.05%
ROICexc 1.06%
ROICexgc 1.08%
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
FCFM 22.3%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Debt/EBITDA 35.45
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion 87.87%
Profit Quality 135.58%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 0.24
F-Score4
WACC5.19%
ROIC/WACC0.2
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%

LADDER CAPITAL CORP-REIT / LADR FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 8 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.


How profitable is LADDER CAPITAL CORP-REIT (LADR) stock?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LADR stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 11.84 and the Price/Book (PB) ratio is 0.86.


What is the earnings growth outlook for LADDER CAPITAL CORP-REIT?

The Earnings per Share (EPS) of LADDER CAPITAL CORP-REIT (LADR) is expected to grow by 27.68% in the next year.