LADDER CAPITAL CORP-REIT (LADR) Fundamental Analysis & Valuation

NYSE:LADR • US5057431042

Current stock price

9.97 USD
-0.01 (-0.1%)
At close:
9.97 USD
0 (0%)
After Hours:

This LADR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LADR Profitability Analysis

1.1 Basic Checks

  • In the past year LADR was profitable.
  • In the past year LADR had a positive cash flow from operations.
  • LADR had positive earnings in each of the past 5 years.
  • LADR had a positive operating cash flow in each of the past 5 years.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • The Return On Assets of LADR (1.25%) is better than 73.53% of its industry peers.
  • LADR has a Return On Equity of 4.33%. This is in the lower half of the industry: LADR underperforms 60.29% of its industry peers.
  • With a decent Return On Invested Capital value of 1.05%, LADR is doing good in the industry, outperforming 67.65% of the companies in the same industry.
  • LADR had an Average Return On Invested Capital over the past 3 years of 1.43%. This is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROIC 1.05%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • LADR has a better Profit Margin (16.45%) than 66.18% of its industry peers.
  • LADR's Profit Margin has declined in the last couple of years.
  • LADR's Operating Margin of 17.18% is in line compared to the rest of the industry. LADR outperforms 58.82% of its industry peers.
  • In the last couple of years the Operating Margin of LADR has declined.
  • The Gross Margin of LADR (55.17%) is better than 89.71% of its industry peers.
  • LADR's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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4

2. LADR Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LADR is destroying value.
  • The number of shares outstanding for LADR remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, LADR has more shares outstanding
  • LADR has a worse debt/assets ratio than last year.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • LADR has an Altman-Z score of 0.24. This is a bad value and indicates that LADR is not financially healthy and even has some risk of bankruptcy.
  • With an excellent Altman-Z score value of 0.24, LADR belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
  • LADR has a debt to FCF ratio of 40.34. This is a negative value and a sign of low solvency as LADR would need 40.34 years to pay back of all of its debts.
  • LADR has a Debt to FCF ratio of 40.34. This is amongst the best in the industry. LADR outperforms 82.35% of its industry peers.
  • A Debt/Equity ratio of 2.37 is on the high side and indicates that LADR has dependencies on debt financing.
  • LADR's Debt to Equity ratio of 2.37 is amongst the best of the industry. LADR outperforms 80.88% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Altman-Z 0.24
ROIC/WACC0.2
WACC5.28%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
  • LADR has a better Current ratio (0.44) than 76.47% of its industry peers.
  • LADR has a Quick Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.44, LADR is in the better half of the industry, outperforming 76.47% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. LADR Growth Analysis

3.1 Past

  • LADR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.75%.
  • LADR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.58% yearly.
  • Looking at the last year, LADR shows a very negative growth in Revenue. The Revenue has decreased by -23.00% in the last year.
  • LADR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.76% yearly.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%

3.2 Future

  • Based on estimates for the next years, LADR will show a very strong growth in Earnings Per Share. The EPS will grow by 21.69% on average per year.
  • LADR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 10.09% yearly.
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.66%
Revenue Next 2Y10.09%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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8

4. LADR Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.73, the valuation of LADR can be described as very reasonable.
  • 63.24% of the companies in the same industry are more expensive than LADR, based on the Price/Earnings ratio.
  • LADR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.91.
  • With a Price/Forward Earnings ratio of 9.19, the valuation of LADR can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, LADR is valued a bit cheaper than the industry average as 61.76% of the companies are valued more expensively.
  • LADR is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.68, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 11.73
Fwd PE 9.19
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LADR is valued a bit cheaper than 79.41% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, LADR is valued a bit cheaper than 61.76% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.58
EV/EBITDA 47.89
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • LADR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LADR may justify a higher PE ratio.
  • A more expensive valuation may be justified as LADR's earnings are expected to grow with 21.69% in the coming years.
PEG (NY)0.42
PEG (5Y)1.55
EPS Next 2Y21.69%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. LADR Dividend Analysis

5.1 Amount

  • LADR has a Yearly Dividend Yield of 9.51%, which is a nice return.
  • With a Dividend Yield of 9.51, LADR pays less dividend than the industry average, which is at 13.66. 91.18% of the companies listed in the same industry pay a better dividend than LADR!
  • LADR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 9.51%

5.2 History

  • The dividend of LADR decreases each year by -1.91%.
  • LADR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years4
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 182.94% of the earnings are spent on dividend by LADR. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y21.69%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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LADR Fundamentals: All Metrics, Ratios and Statistics

LADDER CAPITAL CORP-REIT

NYSE:LADR (4/9/2026, 8:04:00 PM)

After market: 9.97 0 (0%)

9.97

-0.01 (-0.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05
Earnings (Next)04-23
Inst Owners64.74%
Inst Owner Change0%
Ins Owners12.18%
Ins Owner Change17.57%
Market Cap1.27B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.68 (27.18%)
Short Float %2.33%
Short Ratio3.49
Dividend
Industry RankSector Rank
Dividend Yield 9.51%
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years4
Ex-Date03-31
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-0.57%
PT rev (3m)-1.36%
EPS NQ rev (1m)-4.2%
EPS NQ rev (3m)-13.96%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.71%
Revenue NQ rev (1m)-0.87%
Revenue NQ rev (3m)-5.71%
Revenue NY rev (1m)-1.28%
Revenue NY rev (3m)-0.27%
Valuation
Industry RankSector Rank
PE 11.73
Fwd PE 9.19
P/S 3.25
P/FCF 14.58
P/OCF 14.58
P/B 0.85
P/tB 0.89
EV/EBITDA 47.89
EPS(TTM)0.85
EY8.53%
EPS(NY)1.09
Fwd EY10.89%
FCF(TTM)0.68
FCFY6.86%
OCF(TTM)0.68
OCFY6.86%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.42
PEG (5Y)1.55
Graham Number14.94
Profitability
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROCE 1.33%
ROIC 1.05%
ROICexc 1.06%
ROICexgc 1.08%
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
FCFM 22.3%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Debt/EBITDA 35.45
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion 87.87%
Profit Quality 135.58%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 0.24
F-Score4
WACC5.28%
ROIC/WACC0.2
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year3.66%
Revenue Next 2Y10.09%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%

LADDER CAPITAL CORP-REIT / LADR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 8 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.


Can you provide the profitability details for LADDER CAPITAL CORP-REIT?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.


What are the PE and PB ratios of LADDER CAPITAL CORP-REIT (LADR) stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 11.73 and the Price/Book (PB) ratio is 0.85.


Can you provide the financial health for LADR stock?

The financial health rating of LADDER CAPITAL CORP-REIT (LADR) is 4 / 10.