LADDER CAPITAL CORP-REIT (LADR) Fundamental Analysis & Valuation

NYSE:LADR • US5057431042

Current stock price

9.78 USD
+0.06 (+0.62%)
At close:
9.78 USD
0 (0%)
After Hours:

This LADR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LADR Profitability Analysis

1.1 Basic Checks

  • LADR had positive earnings in the past year.
  • LADR had a positive operating cash flow in the past year.
  • In the past 5 years LADR has always been profitable.
  • LADR had a positive operating cash flow in each of the past 5 years.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • With a decent Return On Assets value of 1.25%, LADR is doing good in the industry, outperforming 73.53% of the companies in the same industry.
  • LADR's Return On Equity of 4.33% is on the low side compared to the rest of the industry. LADR is outperformed by 60.29% of its industry peers.
  • The Return On Invested Capital of LADR (1.05%) is better than 67.65% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for LADR is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROIC 1.05%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • The Profit Margin of LADR (16.45%) is better than 66.18% of its industry peers.
  • LADR's Profit Margin has declined in the last couple of years.
  • LADR has a Operating Margin (17.18%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of LADR has declined.
  • LADR's Gross Margin of 55.17% is amongst the best of the industry. LADR outperforms 89.71% of its industry peers.
  • LADR's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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4

2. LADR Health Analysis

2.1 Basic Checks

  • LADR has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, LADR has about the same amount of shares outstanding.
  • Compared to 5 years ago, LADR has more shares outstanding
  • Compared to 1 year ago, LADR has a worse debt to assets ratio.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.24, we must say that LADR is in the distress zone and has some risk of bankruptcy.
  • With an excellent Altman-Z score value of 0.24, LADR belongs to the best of the industry, outperforming 88.24% of the companies in the same industry.
  • The Debt to FCF ratio of LADR is 40.34, which is on the high side as it means it would take LADR, 40.34 years of fcf income to pay off all of its debts.
  • LADR's Debt to FCF ratio of 40.34 is amongst the best of the industry. LADR outperforms 82.35% of its industry peers.
  • A Debt/Equity ratio of 2.37 is on the high side and indicates that LADR has dependencies on debt financing.
  • LADR has a Debt to Equity ratio of 2.37. This is amongst the best in the industry. LADR outperforms 80.88% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Altman-Z 0.24
ROIC/WACC0.2
WACC5.27%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • LADR has a Current Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 0.44, LADR is doing good in the industry, outperforming 76.47% of the companies in the same industry.
  • A Quick Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
  • LADR has a better Quick ratio (0.44) than 76.47% of its industry peers.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. LADR Growth Analysis

3.1 Past

  • The earnings per share for LADR have decreased strongly by -29.75% in the last year.
  • LADR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.58% yearly.
  • LADR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -23.00%.
  • LADR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.76% yearly.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%

3.2 Future

  • Based on estimates for the next years, LADR will show a very strong growth in Earnings Per Share. The EPS will grow by 21.69% on average per year.
  • The Revenue is expected to grow by 11.12% on average over the next years. This is quite good.
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.66%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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8

4. LADR Valuation Analysis

4.1 Price/Earnings Ratio

  • LADR is valuated reasonably with a Price/Earnings ratio of 11.51.
  • Compared to the rest of the industry, the Price/Earnings ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 63.24% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.60. LADR is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 9.01, the valuation of LADR can be described as very reasonable.
  • 64.71% of the companies in the same industry are more expensive than LADR, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of LADR to the average of the S&P500 Index (22.84), we can say LADR is valued rather cheaply.
Industry RankSector Rank
PE 11.51
Fwd PE 9.01
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LADR is valued a bit cheaper than the industry average as 79.41% of the companies are valued more expensively.
  • LADR's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. LADR is cheaper than 61.76% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.3
EV/EBITDA 47.63
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LADR may justify a higher PE ratio.
  • LADR's earnings are expected to grow with 21.69% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.42
PEG (5Y)1.52
EPS Next 2Y21.69%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. LADR Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 9.27%, LADR is a good candidate for dividend investing.
  • With a Dividend Yield of 9.27, LADR pays less dividend than the industry average, which is at 13.43. 91.18% of the companies listed in the same industry pay a better dividend than LADR!
  • Compared to an average S&P500 Dividend Yield of 1.88, LADR pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.27%

5.2 History

  • The dividend of LADR decreases each year by -1.91%.
  • LADR has paid a dividend for at least 10 years, which is a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years3
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • LADR pays out 182.94% of its income as dividend. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y21.69%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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LADR Fundamentals: All Metrics, Ratios and Statistics

LADDER CAPITAL CORP-REIT

NYSE:LADR (4/2/2026, 8:04:00 PM)

After market: 9.78 0 (0%)

9.78

+0.06 (+0.62%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05
Earnings (Next)04-23
Inst Owners64.74%
Inst Owner Change0.59%
Ins Owners12.18%
Ins Owner Change17.57%
Market Cap1.24B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.68 (29.65%)
Short Float %2.33%
Short Ratio3.49
Dividend
Industry RankSector Rank
Dividend Yield 9.27%
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-0.57%
PT rev (3m)-1.36%
EPS NQ rev (1m)-5%
EPS NQ rev (3m)-13.96%
EPS NY rev (1m)-2.83%
EPS NY rev (3m)-1.71%
Revenue NQ rev (1m)-0.87%
Revenue NQ rev (3m)-5.71%
Revenue NY rev (1m)-1.28%
Revenue NY rev (3m)-0.27%
Valuation
Industry RankSector Rank
PE 11.51
Fwd PE 9.01
P/S 3.19
P/FCF 14.3
P/OCF 14.3
P/B 0.84
P/tB 0.87
EV/EBITDA 47.63
EPS(TTM)0.85
EY8.69%
EPS(NY)1.09
Fwd EY11.1%
FCF(TTM)0.68
FCFY6.99%
OCF(TTM)0.68
OCFY6.99%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.42
PEG (5Y)1.52
Graham Number14.94
Profitability
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROCE 1.33%
ROIC 1.05%
ROICexc 1.06%
ROICexgc 1.08%
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
FCFM 22.3%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Debt/EBITDA 35.45
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion 87.87%
Profit Quality 135.58%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 0.24
F-Score4
WACC5.27%
ROIC/WACC0.2
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year3.66%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%

LADDER CAPITAL CORP-REIT / LADR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 8 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.


Can you provide the profitability details for LADDER CAPITAL CORP-REIT?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.


What are the PE and PB ratios of LADDER CAPITAL CORP-REIT (LADR) stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 11.51 and the Price/Book (PB) ratio is 0.84.


Can you provide the financial health for LADR stock?

The financial health rating of LADDER CAPITAL CORP-REIT (LADR) is 4 / 10.