LADDER CAPITAL CORP-REIT (LADR) Fundamental Analysis & Valuation

NYSE:LADR • US5057431042

Current stock price

10.345 USD
-0.1 (-1%)
Last:

This LADR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LADR Profitability Analysis

1.1 Basic Checks

  • In the past year LADR was profitable.
  • LADR had a positive operating cash flow in the past year.
  • LADR had positive earnings in each of the past 5 years.
  • In the past 5 years LADR always reported a positive cash flow from operatings.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • The Return On Assets of LADR (1.25%) is better than 73.53% of its industry peers.
  • LADR has a worse Return On Equity (4.33%) than 60.29% of its industry peers.
  • LADR has a Return On Invested Capital of 1.05%. This is in the better half of the industry: LADR outperforms 67.65% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for LADR is in line with the industry average of 1.29%.
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROIC 1.05%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 16.45%, LADR is doing good in the industry, outperforming 66.18% of the companies in the same industry.
  • In the last couple of years the Profit Margin of LADR has declined.
  • With a Operating Margin value of 17.18%, LADR perfoms like the industry average, outperforming 58.82% of the companies in the same industry.
  • LADR's Operating Margin has declined in the last couple of years.
  • With an excellent Gross Margin value of 55.17%, LADR belongs to the best of the industry, outperforming 89.71% of the companies in the same industry.
  • In the last couple of years the Gross Margin of LADR has grown nicely.
Industry RankSector Rank
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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4

2. LADR Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), LADR is destroying value.
  • Compared to 1 year ago, LADR has about the same amount of shares outstanding.
  • The number of shares outstanding for LADR has been increased compared to 5 years ago.
  • Compared to 1 year ago, LADR has a worse debt to assets ratio.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • LADR has an Altman-Z score of 0.25. This is a bad value and indicates that LADR is not financially healthy and even has some risk of bankruptcy.
  • LADR's Altman-Z score of 0.25 is amongst the best of the industry. LADR outperforms 88.24% of its industry peers.
  • LADR has a debt to FCF ratio of 40.34. This is a negative value and a sign of low solvency as LADR would need 40.34 years to pay back of all of its debts.
  • LADR has a better Debt to FCF ratio (40.34) than 82.35% of its industry peers.
  • LADR has a Debt/Equity ratio of 2.37. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 2.37, LADR belongs to the top of the industry, outperforming 80.88% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Altman-Z 0.25
ROIC/WACC0.2
WACC5.31%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
  • LADR's Current ratio of 0.44 is fine compared to the rest of the industry. LADR outperforms 76.47% of its industry peers.
  • A Quick Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
  • LADR has a Quick ratio of 0.44. This is in the better half of the industry: LADR outperforms 76.47% of its industry peers.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. LADR Growth Analysis

3.1 Past

  • LADR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19.44%.
  • LADR shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.58% yearly.
  • The Revenue for LADR has decreased by -23.00% in the past year. This is quite bad
  • Measured over the past years, LADR shows a small growth in Revenue. The Revenue has been growing by 1.76% on average per year.
EPS 1Y (TTM)-19.44%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%10%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-19.35%

3.2 Future

  • Based on estimates for the next years, LADR will show a very strong growth in Earnings Per Share. The EPS will grow by 20.80% on average per year.
  • Based on estimates for the next years, LADR will show a quite strong growth in Revenue. The Revenue will grow by 10.09% on average per year.
EPS Next Y24.56%
EPS Next 2Y20.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.66%
Revenue Next 2Y10.09%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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8

4. LADR Valuation Analysis

4.1 Price/Earnings Ratio

  • LADR is valuated reasonably with a Price/Earnings ratio of 11.89.
  • Compared to the rest of the industry, the Price/Earnings ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 63.24% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of LADR to the average of the S&P500 Index (27.47), we can say LADR is valued rather cheaply.
  • LADR is valuated reasonably with a Price/Forward Earnings ratio of 8.34.
  • Based on the Price/Forward Earnings ratio, LADR is valued a bit cheaper than the industry average as 67.65% of the companies are valued more expensively.
  • LADR is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.62, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 11.89
Fwd PE 8.34
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of LADR indicates a somewhat cheap valuation: LADR is cheaper than 79.41% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, LADR is valued a bit cheaper than 61.76% of the companies in the same industry.
Industry RankSector Rank
P/FCF 15.13
EV/EBITDA 48.49
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • LADR has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as LADR's earnings are expected to grow with 20.80% in the coming years.
PEG (NY)0.48
PEG (5Y)1.57
EPS Next 2Y20.8%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. LADR Dividend Analysis

5.1 Amount

  • LADR has a Yearly Dividend Yield of 8.80%, which is a nice return.
  • Compared to an average industry Dividend Yield of 12.67, LADR's dividend is way lower than its industry peers. On top of this 91.18% of the companies listed in the same industry pay a better dividend than LADR!
  • Compared to an average S&P500 Dividend Yield of 1.81, LADR pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.8%

5.2 History

  • The dividend of LADR decreases each year by -1.91%.
  • LADR has paid a dividend for at least 10 years, which is a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years4
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • LADR pays out 182.94% of its income as dividend. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y20.8%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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LADR Fundamentals: All Metrics, Ratios and Statistics

LADDER CAPITAL CORP-REIT

NYSE:LADR (4/24/2026, 1:11:57 PM)

10.345

-0.1 (-1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)04-23
Earnings (Next)N/A
Inst Owners64.93%
Inst Owner Change0.07%
Ins Owners12.18%
Ins Owner Change17.57%
Market Cap1.32B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.6 (21.8%)
Short Float %2.21%
Short Ratio2.67
Dividend
Industry RankSector Rank
Dividend Yield 8.8%
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years4
Ex-Date03-31
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-1.14%
PT rev (3m)-2.44%
EPS NQ rev (1m)-4.2%
EPS NQ rev (3m)-12.87%
EPS NY rev (1m)-2.44%
EPS NY rev (3m)-4.11%
Revenue NQ rev (1m)-0.87%
Revenue NQ rev (3m)-9.78%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-4.17%
Valuation
Industry RankSector Rank
PE 11.89
Fwd PE 8.34
P/S 3.37
P/FCF 15.13
P/OCF 15.13
P/B 0.89
P/tB 0.92
EV/EBITDA 48.49
EPS(TTM)0.87
EY8.41%
EPS(NY)1.24
Fwd EY11.99%
FCF(TTM)0.68
FCFY6.61%
OCF(TTM)0.68
OCFY6.61%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.48
PEG (5Y)1.57
Graham Number15.1099 (46.06%)
Profitability
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROCE 1.33%
ROIC 1.05%
ROICexc 1.06%
ROICexgc 1.08%
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
FCFM 22.3%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Debt/EBITDA 35.45
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion 87.87%
Profit Quality 135.58%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 0.25
F-Score4
WACC5.31%
ROIC/WACC0.2
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-19.44%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%10%
EPS Next Y24.56%
EPS Next 2Y20.8%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-19.35%
Revenue Next Year3.66%
Revenue Next 2Y10.09%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%

LADDER CAPITAL CORP-REIT / LADR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 7 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.


Can you provide the profitability details for LADDER CAPITAL CORP-REIT?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.


What are the PE and PB ratios of LADDER CAPITAL CORP-REIT (LADR) stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 11.89 and the Price/Book (PB) ratio is 0.89.


Can you provide the financial health for LADR stock?

The financial health rating of LADDER CAPITAL CORP-REIT (LADR) is 4 / 10.