LADDER CAPITAL CORP-REIT (LADR) Fundamental Analysis & Valuation
NYSE:LADR • US5057431042
10.19 USD
-0.06 (-0.59%)
Last: Mar 10, 2026, 10:00 AM
This LADR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
Overall LADR gets a fundamental rating of 5 out of 10. We evaluated LADR against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and the financial health of LADR get a neutral evaluation. Nothing too spectacular is happening here. A decent growth rate in combination with a cheap valuation! Better keep an eye on LADR.
1. LADR Profitability Analysis
1.1 Basic Checks
- In the past year LADR was profitable.
- In the past year LADR had a positive cash flow from operations.
- In the past 5 years LADR has always been profitable.
- LADR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- LADR has a Return On Assets of 1.25%. This is in the better half of the industry: LADR outperforms 75.00% of its industry peers.
- The Return On Equity of LADR (4.33%) is worse than 61.76% of its industry peers.
- LADR's Return On Invested Capital of 1.05% is fine compared to the rest of the industry. LADR outperforms 67.65% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for LADR is in line with the industry average of 1.41%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.25% | ||
| ROE | 4.33% | ||
| ROIC | 1.05% |
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
1.3 Margins
- LADR's Profit Margin of 16.45% is fine compared to the rest of the industry. LADR outperforms 66.18% of its industry peers.
- In the last couple of years the Profit Margin of LADR has declined.
- LADR has a Operating Margin (17.18%) which is in line with its industry peers.
- In the last couple of years the Operating Margin of LADR has declined.
- LADR has a better Gross Margin (55.17%) than 89.71% of its industry peers.
- In the last couple of years the Gross Margin of LADR has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.18% | ||
| PM (TTM) | 16.45% | ||
| GM | 55.17% |
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
2. LADR Health Analysis
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LADR is destroying value.
- LADR has about the same amout of shares outstanding than it did 1 year ago.
- LADR has more shares outstanding than it did 5 years ago.
- LADR has a worse debt/assets ratio than last year.
2.2 Solvency
- LADR has an Altman-Z score of 0.25. This is a bad value and indicates that LADR is not financially healthy and even has some risk of bankruptcy.
- LADR's Altman-Z score of 0.25 is amongst the best of the industry. LADR outperforms 86.76% of its industry peers.
- The Debt to FCF ratio of LADR is 40.34, which is on the high side as it means it would take LADR, 40.34 years of fcf income to pay off all of its debts.
- LADR has a Debt to FCF ratio of 40.34. This is amongst the best in the industry. LADR outperforms 82.35% of its industry peers.
- A Debt/Equity ratio of 2.37 is on the high side and indicates that LADR has dependencies on debt financing.
- LADR has a better Debt to Equity ratio (2.37) than 82.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.37 | ||
| Debt/FCF | 40.34 | ||
| Altman-Z | 0.25 |
ROIC/WACC0.2
WACC5.2%
2.3 Liquidity
- A Current Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
- LADR's Current ratio of 0.44 is fine compared to the rest of the industry. LADR outperforms 70.59% of its industry peers.
- LADR has a Quick Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
- LADR has a Quick ratio of 0.44. This is in the better half of the industry: LADR outperforms 70.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.44 | ||
| Quick Ratio | 0.44 |
3. LADR Growth Analysis
3.1 Past
- LADR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.75%.
- The Earnings Per Share has been growing slightly by 7.58% on average over the past years.
- The Revenue for LADR has decreased by -23.00% in the past year. This is quite bad
- Measured over the past years, LADR shows a small growth in Revenue. The Revenue has been growing by 1.76% on average per year.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
3.2 Future
- LADR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.69% yearly.
- Based on estimates for the next years, LADR will show a quite strong growth in Revenue. The Revenue will grow by 11.12% on average per year.
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. LADR Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 11.99 indicates a reasonable valuation of LADR.
- Based on the Price/Earnings ratio, LADR is valued a bit cheaper than 63.24% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.45. LADR is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 9.39 indicates a reasonable valuation of LADR.
- Based on the Price/Forward Earnings ratio, LADR is valued a bit cheaper than the industry average as 61.76% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.65, LADR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.99 | ||
| Fwd PE | 9.39 |
4.2 Price Multiples
- LADR's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. LADR is cheaper than 79.41% of the companies in the same industry.
- LADR's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. LADR is cheaper than 61.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.9 | ||
| EV/EBITDA | 48.23 |
4.3 Compensation for Growth
- LADR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- LADR has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as LADR's earnings are expected to grow with 21.69% in the coming years.
PEG (NY)0.43
PEG (5Y)1.58
EPS Next 2Y21.69%
EPS Next 3YN/A
5. LADR Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 8.87%, LADR is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 11.52, LADR is paying slightly less dividend.
- Compared to an average S&P500 Dividend Yield of 1.82, LADR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.87% |
5.2 History
- The dividend of LADR decreases each year by -1.91%.
- LADR has paid a dividend for at least 10 years, which is a reliable track record.
- LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
- 182.94% of the earnings are spent on dividend by LADR. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y21.69%
EPS Next 3YN/A
LADR Fundamentals: All Metrics, Ratios and Statistics
NYSE:LADR (3/10/2026, 10:00:34 AM)
10.19
-0.06 (-0.59%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05 2026-02-05/bmo
Earnings (Next)04-22 2026-04-22
Inst Owners64.74%
Inst Owner Change0.59%
Ins Owners12.18%
Ins Owner Change17.57%
Market Cap1.30B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.75 (25.12%)
Short Float %1.9%
Short Ratio3.05
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.87% |
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-1.13%
PT rev (3m)-0.79%
EPS NQ rev (1m)-9.05%
EPS NQ rev (3m)-11.03%
EPS NY rev (1m)-2.83%
EPS NY rev (3m)-2.39%
Revenue NQ rev (1m)-8.93%
Revenue NQ rev (3m)-4.88%
Revenue NY rev (1m)-2.73%
Revenue NY rev (3m)1.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.99 | ||
| Fwd PE | 9.39 | ||
| P/S | 3.32 | ||
| P/FCF | 14.9 | ||
| P/OCF | 14.9 | ||
| P/B | 0.87 | ||
| P/tB | 0.91 | ||
| EV/EBITDA | 48.23 |
EPS(TTM)0.85
EY8.34%
EPS(NY)1.09
Fwd EY10.65%
FCF(TTM)0.68
FCFY6.71%
OCF(TTM)0.68
OCFY6.71%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.43
PEG (5Y)1.58
Graham Number14.94
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.25% | ||
| ROE | 4.33% | ||
| ROCE | 1.33% | ||
| ROIC | 1.05% | ||
| ROICexc | 1.06% | ||
| ROICexgc | 1.08% | ||
| OM | 17.18% | ||
| PM (TTM) | 16.45% | ||
| GM | 55.17% | ||
| FCFM | 22.3% |
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.37 | ||
| Debt/FCF | 40.34 | ||
| Debt/EBITDA | 35.45 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.43 | ||
| Cash Conversion | 87.87% | ||
| Profit Quality | 135.58% | ||
| Current Ratio | 0.44 | ||
| Quick Ratio | 0.44 | ||
| Altman-Z | 0.25 |
F-Score4
WACC5.2%
ROIC/WACC0.2
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year5%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%
LADDER CAPITAL CORP-REIT / LADR FAQ
Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?
ChartMill assigns a fundamental rating of 5 / 10 to LADR.
What is the valuation status for LADR stock?
ChartMill assigns a valuation rating of 7 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.
How profitable is LADDER CAPITAL CORP-REIT (LADR) stock?
LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for LADR stock?
The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 11.99 and the Price/Book (PB) ratio is 0.87.
What is the earnings growth outlook for LADDER CAPITAL CORP-REIT?
The Earnings per Share (EPS) of LADDER CAPITAL CORP-REIT (LADR) is expected to grow by 27.68% in the next year.