LADDER CAPITAL CORP-REIT (LADR) Fundamental Analysis & Valuation

NYSE:LADR • US5057431042

Current stock price

9.985 USD
+0.08 (+0.86%)
Last:

This LADR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. LADR Profitability Analysis

1.1 Basic Checks

  • LADR had positive earnings in the past year.
  • LADR had a positive operating cash flow in the past year.
  • LADR had positive earnings in each of the past 5 years.
  • In the past 5 years LADR always reported a positive cash flow from operatings.
LADR Yearly Net Income VS EBIT VS OCF VS FCFLADR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

1.2 Ratios

  • LADR has a Return On Assets of 1.25%. This is in the better half of the industry: LADR outperforms 73.53% of its industry peers.
  • LADR has a worse Return On Equity (4.33%) than 60.29% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 1.05%, LADR is in the better half of the industry, outperforming 67.65% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for LADR is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROIC 1.05%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
LADR Yearly ROA, ROE, ROICLADR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • The Profit Margin of LADR (16.45%) is better than 66.18% of its industry peers.
  • In the last couple of years the Profit Margin of LADR has declined.
  • Looking at the Operating Margin, with a value of 17.18%, LADR is in line with its industry, outperforming 58.82% of the companies in the same industry.
  • In the last couple of years the Operating Margin of LADR has declined.
  • The Gross Margin of LADR (55.17%) is better than 89.71% of its industry peers.
  • In the last couple of years the Gross Margin of LADR has grown nicely.
Industry RankSector Rank
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
LADR Yearly Profit, Operating, Gross MarginsLADR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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4

2. LADR Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so LADR is destroying value.
  • Compared to 1 year ago, LADR has about the same amount of shares outstanding.
  • Compared to 5 years ago, LADR has more shares outstanding
  • The debt/assets ratio for LADR is higher compared to a year ago.
LADR Yearly Shares OutstandingLADR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
LADR Yearly Total Debt VS Total AssetsLADR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.24, we must say that LADR is in the distress zone and has some risk of bankruptcy.
  • LADR's Altman-Z score of 0.24 is amongst the best of the industry. LADR outperforms 88.24% of its industry peers.
  • The Debt to FCF ratio of LADR is 40.34, which is on the high side as it means it would take LADR, 40.34 years of fcf income to pay off all of its debts.
  • LADR's Debt to FCF ratio of 40.34 is amongst the best of the industry. LADR outperforms 82.35% of its industry peers.
  • LADR has a Debt/Equity ratio of 2.37. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of LADR (2.37) is better than 80.88% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Altman-Z 0.24
ROIC/WACC0.2
WACC5.3%
LADR Yearly LT Debt VS Equity VS FCFLADR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • LADR has a Current Ratio of 0.44. This is a bad value and indicates that LADR is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a decent Current ratio value of 0.44, LADR is doing good in the industry, outperforming 76.47% of the companies in the same industry.
  • A Quick Ratio of 0.44 indicates that LADR may have some problems paying its short term obligations.
  • LADR has a Quick ratio of 0.44. This is in the better half of the industry: LADR outperforms 76.47% of its industry peers.
Industry RankSector Rank
Current Ratio 0.44
Quick Ratio 0.44
LADR Yearly Current Assets VS Current LiabilitesLADR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. LADR Growth Analysis

3.1 Past

  • The earnings per share for LADR have decreased strongly by -29.75% in the last year.
  • Measured over the past 5 years, LADR shows a small growth in Earnings Per Share. The EPS has been growing by 7.58% on average per year.
  • The Revenue for LADR has decreased by -23.00% in the past year. This is quite bad
  • Measured over the past years, LADR shows a small growth in Revenue. The Revenue has been growing by 1.76% on average per year.
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%

3.2 Future

  • Based on estimates for the next years, LADR will show a very strong growth in Earnings Per Share. The EPS will grow by 21.69% on average per year.
  • Based on estimates for the next years, LADR will show a quite strong growth in Revenue. The Revenue will grow by 11.12% on average per year.
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.66%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
LADR Yearly Revenue VS EstimatesLADR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
LADR Yearly EPS VS EstimatesLADR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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8

4. LADR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 11.75, which indicates a very decent valuation of LADR.
  • 61.76% of the companies in the same industry are more expensive than LADR, based on the Price/Earnings ratio.
  • Compared to an average S&P500 Price/Earnings ratio of 25.50, LADR is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 9.20, the valuation of LADR can be described as reasonable.
  • 61.76% of the companies in the same industry are more expensive than LADR, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 22.67. LADR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.75
Fwd PE 9.2
LADR Price Earnings VS Forward Price EarningsLADR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, LADR is valued a bit cheaper than the industry average as 79.41% of the companies are valued more expensively.
  • 61.76% of the companies in the same industry are more expensive than LADR, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 14.6
EV/EBITDA 47.78
LADR Per share dataLADR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • LADR's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of LADR may justify a higher PE ratio.
  • A more expensive valuation may be justified as LADR's earnings are expected to grow with 21.69% in the coming years.
PEG (NY)0.42
PEG (5Y)1.55
EPS Next 2Y21.69%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. LADR Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 9.20%, LADR is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 11.97, LADR's dividend is way lower than its industry peers. On top of this 83.82% of the companies listed in the same industry pay a better dividend than LADR!
  • Compared to an average S&P500 Dividend Yield of 1.89, LADR pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.2%

5.2 History

  • The dividend of LADR decreases each year by -1.91%.
  • LADR has been paying a dividend for at least 10 years, so it has a reliable track record.
  • LADR has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-1.91%
Div Incr Years0
Div Non Decr Years3
LADR Yearly Dividends per shareLADR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 182.94% of the earnings are spent on dividend by LADR. This is not a sustainable payout ratio.
DP182.94%
EPS Next 2Y21.69%
EPS Next 3YN/A
LADR Yearly Income VS Free CF VS DividendLADR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M
LADR Dividend Payout.LADR Dividend Payout, showing the Payout Ratio.LADR Dividend Payout.PayoutRetained Earnings

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LADR Fundamentals: All Metrics, Ratios and Statistics

LADDER CAPITAL CORP-REIT

NYSE:LADR (3/25/2026, 2:44:06 PM)

9.985

+0.08 (+0.86%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-05
Earnings (Next)04-22
Inst Owners64.74%
Inst Owner Change0.59%
Ins Owners12.18%
Ins Owner Change17.57%
Market Cap1.27B
Revenue(TTM)390.14M
Net Income(TTM)64.18M
Analysts84.62
Price Target12.75 (27.69%)
Short Float %1.79%
Short Ratio2.85
Dividend
Industry RankSector Rank
Dividend Yield 9.2%
Yearly Dividend0.92
Dividend Growth(5Y)-1.91%
DP182.94%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-12.08%
Min EPS beat(2)-29.58%
Max EPS beat(2)5.42%
EPS beat(4)2
Avg EPS beat(4)-8.58%
Min EPS beat(4)-29.58%
Max EPS beat(4)5.42%
EPS beat(8)5
Avg EPS beat(8)-1.96%
EPS beat(12)9
Avg EPS beat(12)1.59%
EPS beat(16)13
Avg EPS beat(16)6.38%
Revenue beat(2)2
Avg Revenue beat(2)8.91%
Min Revenue beat(2)0.17%
Max Revenue beat(2)17.66%
Revenue beat(4)2
Avg Revenue beat(4)3.69%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)17.66%
Revenue beat(8)3
Avg Revenue beat(8)2.12%
Revenue beat(12)6
Avg Revenue beat(12)2.55%
Revenue beat(16)10
Avg Revenue beat(16)26.11%
PT rev (1m)-1.13%
PT rev (3m)-0.79%
EPS NQ rev (1m)-0.83%
EPS NQ rev (3m)-11.03%
EPS NY rev (1m)-2.83%
EPS NY rev (3m)-2.39%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.88%
Revenue NY rev (1m)-1.28%
Revenue NY rev (3m)-0.27%
Valuation
Industry RankSector Rank
PE 11.75
Fwd PE 9.2
P/S 3.26
P/FCF 14.6
P/OCF 14.6
P/B 0.86
P/tB 0.89
EV/EBITDA 47.78
EPS(TTM)0.85
EY8.51%
EPS(NY)1.09
Fwd EY10.87%
FCF(TTM)0.68
FCFY6.85%
OCF(TTM)0.68
OCFY6.85%
SpS3.07
BVpS11.66
TBVpS11.26
PEG (NY)0.42
PEG (5Y)1.55
Graham Number14.94
Profitability
Industry RankSector Rank
ROA 1.25%
ROE 4.33%
ROCE 1.33%
ROIC 1.05%
ROICexc 1.06%
ROICexgc 1.08%
OM 17.18%
PM (TTM) 16.45%
GM 55.17%
FCFM 22.3%
ROA(3y)1.77%
ROA(5y)1.73%
ROE(3y)5.99%
ROE(5y)6.2%
ROIC(3y)1.43%
ROIC(5y)1.47%
ROICexc(3y)1.78%
ROICexc(5y)1.75%
ROICexgc(3y)1.85%
ROICexgc(5y)1.82%
ROCE(3y)1.81%
ROCE(5y)1.86%
ROICexgc growth 3Y-25.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.47%
ROICexc growth 5YN/A
OM growth 3Y-18%
OM growth 5YN/A
PM growth 3Y-14.31%
PM growth 5YN/A
GM growth 3Y-4.85%
GM growth 5Y8.68%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 2.37
Debt/FCF 40.34
Debt/EBITDA 35.45
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.43
Cash Conversion 87.87%
Profit Quality 135.58%
Current Ratio 0.44
Quick Ratio 0.44
Altman-Z 0.24
F-Score4
WACC5.3%
ROIC/WACC0.2
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)145.96%
Profit Quality(5y)123.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-29.75%
EPS 3Y-10.1%
EPS 5Y7.58%
EPS Q2Q%-37.04%
EPS Next Y27.68%
EPS Next 2Y21.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-23%
Revenue growth 3Y-10.48%
Revenue growth 5Y1.76%
Sales Q2Q%-12.85%
Revenue Next Year3.66%
Revenue Next 2Y11.12%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-39.45%
EBIT growth 3Y-26.6%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-35.02%
FCF growth 3Y-6.57%
FCF growth 5Y-3.59%
OCF growth 1Y-35.02%
OCF growth 3Y-6.57%
OCF growth 5Y-4.91%

LADDER CAPITAL CORP-REIT / LADR Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for LADDER CAPITAL CORP-REIT?

ChartMill assigns a fundamental rating of 5 / 10 to LADR.


What is the valuation status for LADR stock?

ChartMill assigns a valuation rating of 8 / 10 to LADDER CAPITAL CORP-REIT (LADR). This can be considered as Undervalued.


How profitable is LADDER CAPITAL CORP-REIT (LADR) stock?

LADDER CAPITAL CORP-REIT (LADR) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for LADR stock?

The Price/Earnings (PE) ratio for LADDER CAPITAL CORP-REIT (LADR) is 11.75 and the Price/Book (PB) ratio is 0.86.


What is the earnings growth outlook for LADDER CAPITAL CORP-REIT?

The Earnings per Share (EPS) of LADDER CAPITAL CORP-REIT (LADR) is expected to grow by 27.68% in the next year.