LOEWS CORP (L) Stock Fundamental Analysis
USA - NYSE:L - US5404241086 - Common Stock
104.41 USD
+0.02 (+0.02%)
104.41 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to L. L was compared to 146 industry peers in the Insurance industry. There are concerns on the financial health of L while its profitability can be described as average. L does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year L was profitable.
L had a positive operating cash flow in the past year.
Of the past 5 years L 4 years were profitable.
Each year in the past 5 years L had a positive operating cash flow.
1.2 Ratios
The Return On Assets of L (1.69%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 7.94%, L is doing worse than 65.75% of the companies in the same industry.
L has a Return On Invested Capital (2.18%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for L is below the industry average of 4.51%.
The 3 year average ROIC (2.05%) for L is below the current ROIC(2.18%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.69% | ||
| ROE | 7.94% | ||
| ROIC | 2.18% |
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 7.93%, L is in line with its industry, outperforming 52.05% of the companies in the same industry.
In the last couple of years the Profit Margin of L has grown nicely.
L's Operating Margin of 12.88% is in line compared to the rest of the industry. L outperforms 55.48% of its industry peers.
L's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.88% | ||
| PM (TTM) | 7.93% | ||
| GM | N/A |
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), L is destroying value.
L has less shares outstanding than it did 1 year ago.
L has less shares outstanding than it did 5 years ago.
The debt/assets ratio for L has been reduced compared to a year ago.
2.2 Solvency
L has a debt to FCF ratio of 3.11. This is a good value and a sign of high solvency as L would need 3.11 years to pay back of all of its debts.
L has a Debt to FCF ratio (3.11) which is in line with its industry peers.
A Debt/Equity ratio of 0.46 indicates that L is not too dependend on debt financing.
L has a worse Debt to Equity ratio (0.46) than 62.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.46 | ||
| Debt/FCF | 3.11 | ||
| Altman-Z | N/A |
ROIC/WACC0.3
WACC7.27%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for L have decreased by -8.37% in the last year.
The Earnings Per Share has been growing by 13.42% on average over the past years. This is quite good.
The Revenue has been growing slightly by 6.33% in the past year.
Measured over the past years, L shows a small growth in Revenue. The Revenue has been growing by 3.32% on average per year.
EPS 1Y (TTM)-8.37%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%33.52%
Revenue 1Y (TTM)6.33%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%4.59%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.13, which indicates a correct valuation of L.
L's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 25.89. L is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.13 | ||
| Fwd PE | N/A |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as L.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of L indicates a somewhat cheap valuation: L is cheaper than 64.38% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.12 | ||
| EV/EBITDA | 10.38 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.13
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.24%, L is not a good candidate for dividend investing.
L's Dividend Yield is slightly below the industry average, which is at 3.47.
With a Dividend Yield of 0.24, L pays less dividend than the S&P500 average, which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.24% |
5.2 History
The dividend of L decreases each year by -0.02%.
L has paid a dividend for at least 10 years, which is a reliable track record.
L has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.02%
Div Incr Years0
Div Non Decr Years10
5.3 Sustainability
3.58% of the earnings are spent on dividend by L. This is a low number and sustainable payout ratio.
DP3.58%
EPS Next 2YN/A
EPS Next 3YN/A
104.41
+0.02 (+0.02%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners59.4%
Inst Owner Change-1.91%
Ins Owners14.93%
Ins Owner Change-19.06%
Market Cap21.66B
Revenue(TTM)18.31B
Net Income(TTM)1.45B
Analysts42.86
Price TargetN/A
Short Float %1.36%
Short Ratio2.91
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.24% |
Yearly Dividend0.25
Dividend Growth(5Y)-0.02%
DP3.58%
Div Incr Years0
Div Non Decr Years10
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.13 | ||
| Fwd PE | N/A | ||
| P/S | 1.18 | ||
| P/FCF | 7.12 | ||
| P/OCF | 6.01 | ||
| P/B | 1.18 | ||
| P/tB | 1.21 | ||
| EV/EBITDA | 10.38 |
EPS(TTM)6.9
EY6.61%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)14.66
FCFY14.04%
OCF(TTM)17.37
OCFY16.64%
SpS88.29
BVpS88.18
TBVpS86.5
PEG (NY)N/A
PEG (5Y)1.13
Graham Number117.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.69% | ||
| ROE | 7.94% | ||
| ROCE | 2.78% | ||
| ROIC | 2.18% | ||
| ROICexc | 2.2% | ||
| ROICexgc | 2.32% | ||
| OM | 12.88% | ||
| PM (TTM) | 7.93% | ||
| GM | N/A | ||
| FCFM | 16.61% |
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
ROICexc(3y)2.06%
ROICexc(5y)N/A
ROICexgc(3y)2.18%
ROICexgc(5y)N/A
ROCE(3y)2.61%
ROCE(5y)N/A
ROICexgc growth 3Y-3.69%
ROICexgc growth 5Y6.65%
ROICexc growth 3Y-4.01%
ROICexc growth 5Y6.41%
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.46 | ||
| Debt/FCF | 3.11 | ||
| Debt/EBITDA | 2.87 | ||
| Cap/Depr | 96.4% | ||
| Cap/Sales | 3.07% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 122.51% | ||
| Profit Quality | 209.44% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC7.27%
ROIC/WACC0.3
Cap/Depr(3y)121.86%
Cap/Depr(5y)111.18%
Cap/Sales(3y)4.18%
Cap/Sales(5y)4.28%
Profit Quality(3y)238.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.37%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%33.52%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.33%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%4.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.09%
EBIT growth 3Y-3.83%
EBIT growth 5Y6.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-9.66%
FCF growth 3Y3.78%
FCF growth 5Y27.87%
OCF growth 1Y-11.08%
OCF growth 3Y4.87%
OCF growth 5Y11.68%
LOEWS CORP / L FAQ
What is the fundamental rating for L stock?
ChartMill assigns a fundamental rating of 3 / 10 to L.
What is the valuation status for L stock?
ChartMill assigns a valuation rating of 2 / 10 to LOEWS CORP (L). This can be considered as Overvalued.
What is the profitability of L stock?
LOEWS CORP (L) has a profitability rating of 4 / 10.
How financially healthy is LOEWS CORP?
The financial health rating of LOEWS CORP (L) is 3 / 10.
Is the dividend of LOEWS CORP sustainable?
The dividend rating of LOEWS CORP (L) is 4 / 10 and the dividend payout ratio is 3.58%.