LOEWS CORP (L) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:L - US5404241086 - Common Stock
106.4 USD
-1.47 (-1.36%)
106.4 USD
0 (0%)
Overall L gets a fundamental rating of 3 out of 10. We evaluated L against 148 industry peers in the Insurance industry. L has a medium profitability rating, but doesn't score so well on its financial health evaluation. L has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year L was profitable.
In the past year L had a positive cash flow from operations.
Of the past 5 years L 4 years were profitable.
L had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
L has a Return On Assets of 1.69%. This is comparable to the rest of the industry: L outperforms 43.92% of its industry peers.
The Return On Equity of L (7.94%) is worse than 69.59% of its industry peers.
L's Return On Invested Capital of 2.18% is in line compared to the rest of the industry. L outperforms 50.00% of its industry peers.
L had an Average Return On Invested Capital over the past 3 years of 2.05%. This is below the industry average of 4.57%.
The last Return On Invested Capital (2.18%) for L is above the 3 year average (2.05%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.69% | ||
| ROE | 7.94% | ||
| ROIC | 2.18% |
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 7.93%, L perfoms like the industry average, outperforming 47.97% of the companies in the same industry.
In the last couple of years the Profit Margin of L has grown nicely.
L's Operating Margin of 12.88% is in line compared to the rest of the industry. L outperforms 52.03% of its industry peers.
In the last couple of years the Operating Margin of L has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.88% | ||
| PM (TTM) | 7.93% | ||
| GM | N/A |
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
L has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, L has less shares outstanding
L has less shares outstanding than it did 5 years ago.
The debt/assets ratio for L has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of L is 3.11, which is a good value as it means it would take L, 3.11 years of fcf income to pay off all of its debts.
L has a Debt to FCF ratio (3.11) which is in line with its industry peers.
A Debt/Equity ratio of 0.46 indicates that L is not too dependend on debt financing.
L has a Debt to Equity ratio of 0.46. This is in the lower half of the industry: L underperforms 64.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.46 | ||
| Debt/FCF | 3.11 | ||
| Altman-Z | N/A |
ROIC/WACC0.3
WACC7.22%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
L shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -8.37%.
The Earnings Per Share has been growing by 13.42% on average over the past years. This is quite good.
Looking at the last year, L shows a small growth in Revenue. The Revenue has grown by 6.33% in the last year.
The Revenue has been growing slightly by 3.32% on average over the past years.
EPS 1Y (TTM)-8.37%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%33.52%
Revenue 1Y (TTM)6.33%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%4.59%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.42, the valuation of L can be described as correct.
Based on the Price/Earnings ratio, L is valued a bit more expensive than 60.81% of the companies in the same industry.
When comparing the Price/Earnings ratio of L to the average of the S&P500 Index (26.11), we can say L is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.42 | ||
| Fwd PE | N/A |
4.2 Price Multiples
L's Enterprise Value to EBITDA is on the same level as the industry average.
The rest of the industry has a similar Price/Free Cash Flow ratio as L.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.23 | ||
| EV/EBITDA | 10.49 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.15
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
L has a yearly dividend return of 0.23%, which is pretty low.
L's Dividend Yield is slightly below the industry average, which is at 3.32.
With a Dividend Yield of 0.23, L pays less dividend than the S&P500 average, which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.23% |
5.2 History
The dividend of L decreases each year by -0.02%.
L has been paying a dividend for at least 10 years, so it has a reliable track record.
L has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-0.02%
Div Incr Years0
Div Non Decr Years10
5.3 Sustainability
3.58% of the earnings are spent on dividend by L. This is a low number and sustainable payout ratio.
DP3.58%
EPS Next 2YN/A
EPS Next 3YN/A
106.4
-1.47 (-1.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners59.4%
Inst Owner Change3.88%
Ins Owners14.93%
Ins Owner Change1.37%
Market Cap21.99B
Revenue(TTM)18.31B
Net Income(TTM)1.45B
Analysts42.86
Price TargetN/A
Short Float %1.36%
Short Ratio2.96
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.23% |
Yearly Dividend0.25
Dividend Growth(5Y)-0.02%
DP3.58%
Div Incr Years0
Div Non Decr Years10
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.42 | ||
| Fwd PE | N/A | ||
| P/S | 1.2 | ||
| P/FCF | 7.23 | ||
| P/OCF | 6.1 | ||
| P/B | 1.2 | ||
| P/tB | 1.23 | ||
| EV/EBITDA | 10.49 |
EPS(TTM)6.9
EY6.48%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)14.72
FCFY13.83%
OCF(TTM)17.43
OCFY16.39%
SpS88.61
BVpS88.51
TBVpS86.82
PEG (NY)N/A
PEG (5Y)1.15
Graham Number117.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.69% | ||
| ROE | 7.94% | ||
| ROCE | 2.78% | ||
| ROIC | 2.18% | ||
| ROICexc | 2.2% | ||
| ROICexgc | 2.32% | ||
| OM | 12.88% | ||
| PM (TTM) | 7.93% | ||
| GM | N/A | ||
| FCFM | 16.61% |
ROA(3y)1.54%
ROA(5y)1.08%
ROE(3y)7.72%
ROE(5y)5.34%
ROIC(3y)2.05%
ROIC(5y)N/A
ROICexc(3y)2.06%
ROICexc(5y)N/A
ROICexgc(3y)2.18%
ROICexgc(5y)N/A
ROCE(3y)2.61%
ROCE(5y)N/A
ROICexgc growth 3Y-3.69%
ROICexgc growth 5Y6.65%
ROICexc growth 3Y-4.01%
ROICexc growth 5Y6.41%
OM growth 3Y-9.39%
OM growth 5Y2.96%
PM growth 3Y-8.85%
PM growth 5Y5.2%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.46 | ||
| Debt/FCF | 3.11 | ||
| Debt/EBITDA | 2.87 | ||
| Cap/Depr | 96.4% | ||
| Cap/Sales | 3.07% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 122.51% | ||
| Profit Quality | 209.44% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC7.22%
ROIC/WACC0.3
Cap/Depr(3y)121.86%
Cap/Depr(5y)111.18%
Cap/Sales(3y)4.18%
Cap/Sales(5y)4.28%
Profit Quality(3y)238.91%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.37%
EPS 3Y2.23%
EPS 5Y13.42%
EPS Q2Q%33.52%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.33%
Revenue growth 3Y6.13%
Revenue growth 5Y3.32%
Sales Q2Q%4.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.09%
EBIT growth 3Y-3.83%
EBIT growth 5Y6.37%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-9.66%
FCF growth 3Y3.78%
FCF growth 5Y27.87%
OCF growth 1Y-11.08%
OCF growth 3Y4.87%
OCF growth 5Y11.68%
LOEWS CORP / L FAQ
What is the fundamental rating for L stock?
ChartMill assigns a fundamental rating of 3 / 10 to L.
What is the valuation status for L stock?
ChartMill assigns a valuation rating of 2 / 10 to LOEWS CORP (L). This can be considered as Overvalued.
What is the profitability of L stock?
LOEWS CORP (L) has a profitability rating of 4 / 10.
How financially healthy is LOEWS CORP?
The financial health rating of LOEWS CORP (L) is 3 / 10.
Is the dividend of LOEWS CORP sustainable?
The dividend rating of LOEWS CORP (L) is 4 / 10 and the dividend payout ratio is 3.58%.