LOBLAW COMPANIES LTD (L.CA) Stock Fundamental Analysis

TSX:L • CA5394811015

67.26 CAD
-1.32 (-1.92%)
Last: Feb 20, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to L. L was compared to 17 industry peers in the Consumer Staples Distribution & Retail industry. L has an excellent profitability rating, but there are some minor concerns on its financial health. While showing a medium growth rate, L is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year L was profitable.
  • L had a positive operating cash flow in the past year.
  • In the past 5 years L has always been profitable.
  • L had a positive operating cash flow in each of the past 5 years.
L.CA Yearly Net Income VS EBIT VS OCF VS FCFL.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

1.2 Ratios

  • With an excellent Return On Assets value of 6.05%, L belongs to the best of the industry, outperforming 82.35% of the companies in the same industry.
  • With a decent Return On Equity value of 22.30%, L is doing good in the industry, outperforming 70.59% of the companies in the same industry.
  • L's Return On Invested Capital of 10.91% is amongst the best of the industry. L outperforms 94.12% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for L is in line with the industry average of 8.50%.
  • The last Return On Invested Capital (10.91%) for L is above the 3 year average (9.41%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 6.05%
ROE 22.3%
ROIC 10.91%
ROA(3y)5.21%
ROA(5y)4.76%
ROE(3y)18.18%
ROE(5y)16.12%
ROIC(3y)9.41%
ROIC(5y)8.49%
L.CA Yearly ROA, ROE, ROICL.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • L has a Profit Margin of 3.92%. This is amongst the best in the industry. L outperforms 88.24% of its industry peers.
  • In the last couple of years the Profit Margin of L has grown nicely.
  • The Operating Margin of L (6.92%) is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of L has grown nicely.
  • With a Gross Margin value of 32.37%, L perfoms like the industry average, outperforming 41.18% of the companies in the same industry.
  • L's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 6.92%
PM (TTM) 3.92%
GM 32.37%
OM growth 3Y5.29%
OM growth 5Y6.41%
PM growth 3Y0.27%
PM growth 5Y9.68%
GM growth 3Y0.9%
GM growth 5Y1.03%
L.CA Yearly Profit, Operating, Gross MarginsL.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so L is still creating some value.
  • Compared to 1 year ago, L has less shares outstanding
  • L has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for L is higher compared to a year ago.
L.CA Yearly Shares OutstandingL.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B
L.CA Yearly Total Debt VS Total AssetsL.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

2.2 Solvency

  • L has an Altman-Z score of 3.73. This indicates that L is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of L (3.73) is better than 70.59% of its industry peers.
  • L has a debt to FCF ratio of 5.20. This is a neutral value as L would need 5.20 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 5.20, L is in the better half of the industry, outperforming 76.47% of the companies in the same industry.
  • L has a Debt/Equity ratio of 1.52. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.52, L is in line with its industry, outperforming 47.06% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.52
Debt/FCF 5.2
Altman-Z 3.73
ROIC/WACC1.52
WACC7.16%
L.CA Yearly LT Debt VS Equity VS FCFL.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.3 Liquidity

  • L has a Current Ratio of 1.24. This is a normal value and indicates that L is financially healthy and should not expect problems in meeting its short term obligations.
  • L's Current ratio of 1.24 is on the low side compared to the rest of the industry. L is outperformed by 64.71% of its industry peers.
  • L has a Quick Ratio of 1.24. This is a bad value and indicates that L is not financially healthy enough and could expect problems in meeting its short term obligations.
  • L has a worse Quick ratio (0.70) than 70.59% of its industry peers.
Industry RankSector Rank
Current Ratio 1.24
Quick Ratio 0.7
L.CA Yearly Current Assets VS Current LiabilitesL.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 10.39% over the past year.
  • Measured over the past years, L shows a quite strong growth in Earnings Per Share. The EPS has been growing by 15.72% on average per year.
  • Looking at the last year, L shows a small growth in Revenue. The Revenue has grown by 4.21% in the last year.
  • Measured over the past years, L shows a small growth in Revenue. The Revenue has been growing by 4.90% on average per year.
EPS 1Y (TTM)10.39%
EPS 3Y15.31%
EPS 5Y15.72%
EPS Q2Q%10.4%
Revenue 1Y (TTM)4.21%
Revenue growth 3Y4.69%
Revenue growth 5Y4.9%
Sales Q2Q%4.62%

3.2 Future

  • L is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.03% yearly.
  • Based on estimates for the next years, L will show a small growth in Revenue. The Revenue will grow by 3.17% on average per year.
EPS Next Y14.97%
EPS Next 2Y11.35%
EPS Next 3Y10.63%
EPS Next 5Y8.03%
Revenue Next Year6.38%
Revenue Next 2Y4.31%
Revenue Next 3Y4.13%
Revenue Next 5Y3.17%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
L.CA Yearly Revenue VS EstimatesL.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 20B 40B 60B 80B
L.CA Yearly EPS VS EstimatesL.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1 2 3

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2

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 29.12 indicates a quite expensive valuation of L.
  • Based on the Price/Earnings ratio, L is valued a bit more expensive than the industry average as 64.71% of the companies are valued more cheaply.
  • When comparing the Price/Earnings ratio of L to the average of the S&P500 Index (26.99), we can say L is valued inline with the index average.
  • The Price/Forward Earnings ratio is 25.32, which means the current valuation is very expensive for L.
  • 64.71% of the companies in the same industry are cheaper than L, based on the Price/Forward Earnings ratio.
  • L is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.02, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 29.12
Fwd PE 25.32
L.CA Price Earnings VS Forward Price EarningsL.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of L indicates a slightly more expensive valuation: L is more expensive than 76.47% of the companies listed in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as L.
Industry RankSector Rank
P/FCF 21.44
EV/EBITDA 13.18
L.CA Per share dataL.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates L does not grow enough to justify the current Price/Earnings ratio.
  • The excellent profitability rating of L may justify a higher PE ratio.
PEG (NY)1.94
PEG (5Y)1.85
EPS Next 2Y11.35%
EPS Next 3Y10.63%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.83%, L is not a good candidate for dividend investing.
  • L's Dividend Yield is comparable with the industry average which is at 2.23.
  • With a Dividend Yield of 0.83, L pays less dividend than the S&P500 average, which is at 1.81.
Industry RankSector Rank
Dividend Yield 0.83%

5.2 History

  • The dividend of L decreases each year by -14.66%.
  • L has been paying a dividend for at least 10 years, so it has a reliable track record.
  • L has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-14.66%
Div Incr Years13
Div Non Decr Years34
L.CA Yearly Dividends per shareL.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • 26.12% of the earnings are spent on dividend by L. This is a low number and sustainable payout ratio.
DP26.12%
EPS Next 2Y11.35%
EPS Next 3Y10.63%
L.CA Yearly Income VS Free CF VS DividendL.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B
L.CA Dividend Payout.L.CA Dividend Payout, showing the Payout Ratio.L.CA Dividend Payout.PayoutRetained Earnings

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LOBLAW COMPANIES LTD

TSX:L (2/20/2026, 7:00:00 PM)

67.26

-1.32 (-1.92%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)11-12
Earnings (Next)02-25
Inst Owners19.5%
Inst Owner ChangeN/A
Ins Owners0.19%
Ins Owner ChangeN/A
Market Cap79.04B
Revenue(TTM)63.15B
Net Income(TTM)2.47B
Analysts80
Price Target68.03 (1.14%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.83%
Yearly Dividend0.38
Dividend Growth(5Y)-14.66%
DP26.12%
Div Incr Years13
Div Non Decr Years34
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.31%
Min EPS beat(2)-0.52%
Max EPS beat(2)1.15%
EPS beat(4)1
Avg EPS beat(4)-0.78%
Min EPS beat(4)-2.57%
Max EPS beat(4)1.15%
EPS beat(8)3
Avg EPS beat(8)-0.24%
EPS beat(12)4
Avg EPS beat(12)-0.31%
EPS beat(16)8
Avg EPS beat(16)0.67%
Revenue beat(2)0
Avg Revenue beat(2)-1.87%
Min Revenue beat(2)-2.01%
Max Revenue beat(2)-1.73%
Revenue beat(4)0
Avg Revenue beat(4)-1.81%
Min Revenue beat(4)-2.01%
Max Revenue beat(4)-1.5%
Revenue beat(8)0
Avg Revenue beat(8)-2.02%
Revenue beat(12)0
Avg Revenue beat(12)-1.91%
Revenue beat(16)1
Avg Revenue beat(16)-1.78%
PT rev (1m)1.68%
PT rev (3m)3.85%
EPS NQ rev (1m)0.38%
EPS NQ rev (3m)0.38%
EPS NY rev (1m)0%
EPS NY rev (3m)0.7%
Revenue NQ rev (1m)0.33%
Revenue NQ rev (3m)0.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.1%
Valuation
Industry RankSector Rank
PE 29.12
Fwd PE 25.32
P/S 1.25
P/FCF 21.44
P/OCF 13.98
P/B 7.13
P/tB 62.09
EV/EBITDA 13.18
EPS(TTM)2.31
EY3.43%
EPS(NY)2.66
Fwd EY3.95%
FCF(TTM)3.14
FCFY4.66%
OCF(TTM)4.81
OCFY7.15%
SpS53.74
BVpS9.44
TBVpS1.08
PEG (NY)1.94
PEG (5Y)1.85
Graham Number22.15
Profitability
Industry RankSector Rank
ROA 6.05%
ROE 22.3%
ROCE 15.02%
ROIC 10.91%
ROICexc 11.74%
ROICexgc 18.14%
OM 6.92%
PM (TTM) 3.92%
GM 32.37%
FCFM 5.84%
ROA(3y)5.21%
ROA(5y)4.76%
ROE(3y)18.18%
ROE(5y)16.12%
ROIC(3y)9.41%
ROIC(5y)8.49%
ROICexc(3y)10.1%
ROICexc(5y)9.15%
ROICexgc(3y)16.28%
ROICexgc(5y)15.02%
ROCE(3y)12.97%
ROCE(5y)11.67%
ROICexgc growth 3Y4.06%
ROICexgc growth 5Y8.17%
ROICexc growth 3Y7.07%
ROICexc growth 5Y10.67%
OM growth 3Y5.29%
OM growth 5Y6.41%
PM growth 3Y0.27%
PM growth 5Y9.68%
GM growth 3Y0.9%
GM growth 5Y1.03%
F-Score5
Asset Turnover1.54
Health
Industry RankSector Rank
Debt/Equity 1.52
Debt/FCF 5.2
Debt/EBITDA 2.35
Cap/Depr 70.06%
Cap/Sales 3.12%
Interest Coverage 4.9
Cash Conversion 78.72%
Profit Quality 149.05%
Current Ratio 1.24
Quick Ratio 0.7
Altman-Z 3.73
F-Score5
WACC7.16%
ROIC/WACC1.52
Cap/Depr(3y)67.23%
Cap/Depr(5y)58.13%
Cap/Sales(3y)3.29%
Cap/Sales(5y)2.86%
Profit Quality(3y)168.5%
Profit Quality(5y)213.82%
High Growth Momentum
Growth
EPS 1Y (TTM)10.39%
EPS 3Y15.31%
EPS 5Y15.72%
EPS Q2Q%10.4%
EPS Next Y14.97%
EPS Next 2Y11.35%
EPS Next 3Y10.63%
EPS Next 5Y8.03%
Revenue 1Y (TTM)4.21%
Revenue growth 3Y4.69%
Revenue growth 5Y4.9%
Sales Q2Q%4.62%
Revenue Next Year6.38%
Revenue Next 2Y4.31%
Revenue Next 3Y4.13%
Revenue Next 5Y3.17%
EBIT growth 1Y9.52%
EBIT growth 3Y10.23%
EBIT growth 5Y11.63%
EBIT Next Year68.77%
EBIT Next 3Y22.87%
EBIT Next 5Y8.06%
FCF growth 1Y11.26%
FCF growth 3Y-0.39%
FCF growth 5Y5.42%
OCF growth 1Y4.76%
OCF growth 3Y6.32%
OCF growth 5Y7.94%

LOBLAW COMPANIES LTD / L.CA FAQ

What is the fundamental rating for L stock?

ChartMill assigns a fundamental rating of 5 / 10 to L.CA.


Can you provide the valuation status for LOBLAW COMPANIES LTD?

ChartMill assigns a valuation rating of 2 / 10 to LOBLAW COMPANIES LTD (L.CA). This can be considered as Overvalued.


Can you provide the profitability details for LOBLAW COMPANIES LTD?

LOBLAW COMPANIES LTD (L.CA) has a profitability rating of 8 / 10.


Can you provide the expected EPS growth for L stock?

The Earnings per Share (EPS) of LOBLAW COMPANIES LTD (L.CA) is expected to grow by 14.97% in the next year.


How sustainable is the dividend of LOBLAW COMPANIES LTD (L.CA) stock?

The dividend rating of LOBLAW COMPANIES LTD (L.CA) is 4 / 10 and the dividend payout ratio is 26.12%.