LOBLAW COMPANIES LTD (L.CA) Fundamental Analysis & Valuation
TSX:L • CA5394811015
Current stock price
62.62 CAD
+0.45 (+0.72%)
Last:
This L.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. L.CA Profitability Analysis
1.1 Basic Checks
- L had positive earnings in the past year.
- In the past year L had a positive cash flow from operations.
- In the past 5 years L has always been profitable.
- L had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- L has a better Return On Assets (6.41%) than 76.47% of its industry peers.
- L has a better Return On Equity (24.18%) than 100.00% of its industry peers.
- L has a Return On Invested Capital of 11.54%. This is amongst the best in the industry. L outperforms 94.12% of its industry peers.
- L had an Average Return On Invested Capital over the past 3 years of 10.16%. This is in line with the industry average of 8.54%.
- The last Return On Invested Capital (11.54%) for L is above the 3 year average (10.16%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.41% | ||
| ROE | 24.18% | ||
| ROIC | 11.54% |
ROA(3y)5.68%
ROA(5y)5.43%
ROE(3y)20.61%
ROE(5y)18.96%
ROIC(3y)10.16%
ROIC(5y)9.32%
1.3 Margins
- L has a Profit Margin of 4.17%. This is in the better half of the industry: L outperforms 76.47% of its industry peers.
- In the last couple of years the Profit Margin of L has grown nicely.
- The Operating Margin of L (6.92%) is comparable to the rest of the industry.
- L's Operating Margin has improved in the last couple of years.
- L has a Gross Margin of 31.35%. This is comparable to the rest of the industry: L outperforms 41.18% of its industry peers.
- L's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.92% | ||
| PM (TTM) | 4.17% | ||
| GM | 31.35% |
OM growth 3Y5.21%
OM growth 5Y9.29%
PM growth 3Y7.3%
PM growth 5Y14.95%
GM growth 3Y-0.49%
GM growth 5Y0.66%
2. L.CA Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), L is creating some value.
- L has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for L has been reduced compared to 5 years ago.
- L has a better debt/assets ratio than last year.
2.2 Solvency
- L has an Altman-Z score of 3.50. This indicates that L is financially healthy and has little risk of bankruptcy at the moment.
- L's Altman-Z score of 3.50 is fine compared to the rest of the industry. L outperforms 70.59% of its industry peers.
- L has a debt to FCF ratio of 3.88. This is a good value and a sign of high solvency as L would need 3.88 years to pay back of all of its debts.
- L has a better Debt to FCF ratio (3.88) than 76.47% of its industry peers.
- A Debt/Equity ratio of 1.33 is on the high side and indicates that L has dependencies on debt financing.
- With a Debt to Equity ratio value of 1.33, L perfoms like the industry average, outperforming 58.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.33 | ||
| Debt/FCF | 3.88 | ||
| Altman-Z | 3.5 |
ROIC/WACC1.6
WACC7.22%
2.3 Liquidity
- L has a Current Ratio of 1.08. This is a normal value and indicates that L is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of L (1.08) is worse than 76.47% of its industry peers.
- L has a Quick Ratio of 1.08. This is a bad value and indicates that L is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of L (0.61) is worse than 76.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.08 | ||
| Quick Ratio | 0.61 |
3. L.CA Growth Analysis
3.1 Past
- L shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.42%, which is quite good.
- L shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 17.88% yearly.
- Looking at the last year, L shows a small growth in Revenue. The Revenue has grown by 4.73% in the last year.
- L shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.92% yearly.
EPS 1Y (TTM)13.42%
EPS 3Y12.54%
EPS 5Y17.88%
EPS Q2Q%21.82%
Revenue 1Y (TTM)4.73%
Revenue growth 3Y4.19%
Revenue growth 5Y3.92%
Sales Q2Q%9.59%
3.2 Future
- The Earnings Per Share is expected to grow by 5.21% on average over the next years.
- The Revenue is expected to grow by 2.43% on average over the next years.
EPS Next Y8.42%
EPS Next 2Y9.87%
EPS Next 3Y7.79%
EPS Next 5Y5.21%
Revenue Next Year1.31%
Revenue Next 2Y2.52%
Revenue Next 3Y2.74%
Revenue Next 5Y2.43%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. L.CA Valuation Analysis
4.1 Price/Earnings Ratio
- L is valuated quite expensively with a Price/Earnings ratio of 25.77.
- L's Price/Earnings ratio is a bit more expensive when compared to the industry. L is more expensive than 64.71% of the companies in the same industry.
- L is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.77, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 23.77, which indicates a rather expensive current valuation of L.
- 64.71% of the companies in the same industry are cheaper than L, based on the Price/Forward Earnings ratio.
- L's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 21.75.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.77 | ||
| Fwd PE | 23.77 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, L is valued expensively inside the industry as 82.35% of the companies are valued cheaper.
- Based on the Price/Free Cash Flow ratio, L is valued a bit more expensive than 70.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.37 | ||
| EV/EBITDA | 12.22 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- L has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)3.06
PEG (5Y)1.44
EPS Next 2Y9.87%
EPS Next 3Y7.79%
5. L.CA Dividend Analysis
5.1 Amount
- With a yearly dividend of 0.91%, L is not a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 1.01, L has a dividend in line with its industry peers.
- With a Dividend Yield of 0.91, L pays less dividend than the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.91% |
5.2 History
- The dividend of L decreases each year by -14.66%.
- L has paid a dividend for at least 10 years, which is a reliable track record.
- L has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-14.66%
Div Incr Years14
Div Non Decr Years34
5.3 Sustainability
- 30.45% of the earnings are spent on dividend by L. This is a low number and sustainable payout ratio.
DP30.45%
EPS Next 2Y9.87%
EPS Next 3Y7.79%
L.CA Fundamentals: All Metrics, Ratios and Statistics
TSX:L (4/30/2026, 7:00:00 PM)
62.62
+0.45 (+0.72%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Industry Strength26.77
Industry Growth54.48
Earnings (Last)02-25 2026-02-25/bmo
Earnings (Next)05-06 2026-05-06
Inst Owners19.36%
Inst Owner ChangeN/A
Ins Owners0.2%
Ins Owner ChangeN/A
Market Cap73.00B
Revenue(TTM)63.90B
Net Income(TTM)2.67B
Analysts81.18
Price Target72.11 (15.15%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.91% |
Yearly Dividend0.38
Dividend Growth(5Y)-14.66%
DP30.45%
Div Incr Years14
Div Non Decr Years34
Ex-Date03-13 2026-03-13 (0.141075)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.52%
Min EPS beat(2)-0.52%
Max EPS beat(2)-0.52%
EPS beat(4)1
Avg EPS beat(4)-0.27%
Min EPS beat(4)-1.17%
Max EPS beat(4)1.15%
EPS beat(8)2
Avg EPS beat(8)-0.73%
EPS beat(12)3
Avg EPS beat(12)-0.42%
EPS beat(16)7
Avg EPS beat(16)0.05%
Revenue beat(2)0
Avg Revenue beat(2)-3.12%
Min Revenue beat(2)-4.24%
Max Revenue beat(2)-2.01%
Revenue beat(4)0
Avg Revenue beat(4)-2.37%
Min Revenue beat(4)-4.24%
Max Revenue beat(4)-1.5%
Revenue beat(8)0
Avg Revenue beat(8)-2.32%
Revenue beat(12)0
Avg Revenue beat(12)-2.26%
Revenue beat(16)1
Avg Revenue beat(16)-1.98%
PT rev (1m)2.46%
PT rev (3m)7.77%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.24%
EPS NY rev (1m)-0.08%
EPS NY rev (3m)-0.82%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.18%
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)-0.91%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.77 | ||
| Fwd PE | 23.77 | ||
| P/S | 1.14 | ||
| P/FCF | 17.37 | ||
| P/OCF | 11.65 | ||
| P/B | 6.62 | ||
| P/tB | 50.87 | ||
| EV/EBITDA | 12.22 |
EPS(TTM)2.43
EY3.88%
EPS(NY)2.63
Fwd EY4.21%
FCF(TTM)3.6
FCFY5.76%
OCF(TTM)5.37
OCFY8.58%
SpS54.82
BVpS9.46
TBVpS1.23
PEG (NY)3.06
PEG (5Y)1.44
Graham Number22.743 (-63.68%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.41% | ||
| ROE | 24.18% | ||
| ROCE | 15.97% | ||
| ROIC | 11.54% | ||
| ROICexc | 11.99% | ||
| ROICexgc | 18.72% | ||
| OM | 6.92% | ||
| PM (TTM) | 4.17% | ||
| GM | 31.35% | ||
| FCFM | 6.58% |
ROA(3y)5.68%
ROA(5y)5.43%
ROE(3y)20.61%
ROE(5y)18.96%
ROIC(3y)10.16%
ROIC(5y)9.32%
ROICexc(3y)10.77%
ROICexc(5y)9.96%
ROICexgc(3y)16.96%
ROICexgc(5y)16.05%
ROCE(3y)14.31%
ROCE(5y)13.15%
ROICexgc growth 3Y7.26%
ROICexgc growth 5Y10.7%
ROICexc growth 3Y9.83%
ROICexc growth 5Y12.86%
OM growth 3Y5.21%
OM growth 5Y9.29%
PM growth 3Y7.3%
PM growth 5Y14.95%
GM growth 3Y-0.49%
GM growth 5Y0.66%
F-Score7
Asset Turnover1.54
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.33 | ||
| Debt/FCF | 3.88 | ||
| Debt/EBITDA | 2.06 | ||
| Cap/Depr | 75.42% | ||
| Cap/Sales | 3.23% | ||
| Interest Coverage | 4.87 | ||
| Cash Conversion | 87.51% | ||
| Profit Quality | 157.56% | ||
| Current Ratio | 1.08 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 3.5 |
F-Score7
WACC7.22%
ROIC/WACC1.6
Cap/Depr(3y)73.63%
Cap/Depr(5y)64.29%
Cap/Sales(3y)3.44%
Cap/Sales(5y)3.06%
Profit Quality(3y)165.42%
Profit Quality(5y)171.74%
High Growth Momentum
Growth
EPS 1Y (TTM)13.42%
EPS 3Y12.54%
EPS 5Y17.88%
EPS Q2Q%21.82%
EPS Next Y8.42%
EPS Next 2Y9.87%
EPS Next 3Y7.79%
EPS Next 5Y5.21%
Revenue 1Y (TTM)4.73%
Revenue growth 3Y4.19%
Revenue growth 5Y3.92%
Sales Q2Q%9.59%
Revenue Next Year1.31%
Revenue Next 2Y2.52%
Revenue Next 3Y2.74%
Revenue Next 5Y2.43%
EBIT growth 1Y13.38%
EBIT growth 3Y9.61%
EBIT growth 5Y13.58%
EBIT Next Year53.12%
EBIT Next 3Y17.24%
EBIT Next 5Y7.66%
FCF growth 1Y16.66%
FCF growth 3Y9.69%
FCF growth 5Y0.82%
OCF growth 1Y7.96%
OCF growth 3Y9.62%
OCF growth 5Y3.83%
LOBLAW COMPANIES LTD / L.CA Fundamental Analysis FAQ
What is the fundamental rating for L stock?
ChartMill assigns a fundamental rating of 5 / 10 to L.CA.
What is the valuation status of LOBLAW COMPANIES LTD (L.CA) stock?
ChartMill assigns a valuation rating of 1 / 10 to LOBLAW COMPANIES LTD (L.CA). This can be considered as Overvalued.
How profitable is LOBLAW COMPANIES LTD (L.CA) stock?
LOBLAW COMPANIES LTD (L.CA) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for L stock?
The Price/Earnings (PE) ratio for LOBLAW COMPANIES LTD (L.CA) is 25.77 and the Price/Book (PB) ratio is 6.62.
How financially healthy is LOBLAW COMPANIES LTD?
The financial health rating of LOBLAW COMPANIES LTD (L.CA) is 5 / 10.