14.96 USD
-0.17 (-1.12%)
14.96 USD
0 (0%)
KINS gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. KINS has only an average score on both its financial health and profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on KINS.
1. Profitability
1.1 Basic Checks
- KINS had positive earnings in the past year.
- In the past year KINS had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: KINS reported negative net income in multiple years.
- In multiple years KINS reported negative operating cash flow during the last 5 years.
1.2 Ratios
- KINS's Return On Assets of 7.34% is amongst the best of the industry. KINS outperforms 91.89% of its industry peers.
- The Return On Equity of KINS (29.21%) is better than 95.27% of its industry peers.
- With an excellent Return On Invested Capital value of 7.69%, KINS belongs to the best of the industry, outperforming 90.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.34% | ||
| ROE | 29.21% | ||
| ROIC | 7.69% |
ROA(3y)-1.36%
ROA(5y)-1.2%
ROE(3y)-17.5%
ROE(5y)-12.24%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- KINS has a better Profit Margin (15.68%) than 80.41% of its industry peers.
- KINS has a Operating Margin of 20.17%. This is in the better half of the industry: KINS outperforms 69.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.17% | ||
| PM (TTM) | 15.68% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), KINS is destroying value.
- Compared to 1 year ago, KINS has more shares outstanding
- Compared to 5 years ago, KINS has more shares outstanding
- The debt/assets ratio for KINS has been reduced compared to a year ago.
2.2 Solvency
- KINS has a debt to FCF ratio of 0.06. This is a very positive value and a sign of high solvency as it would only need 0.06 years to pay back of all of its debts.
- KINS has a Debt to FCF ratio of 0.06. This is amongst the best in the industry. KINS outperforms 94.59% of its industry peers.
- KINS has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
- KINS has a better Debt to Equity ratio (0.04) than 83.11% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.06 | ||
| Altman-Z | N/A |
ROIC/WACC0.85
WACC9.04%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 90.09% over the past year.
- The Revenue has grown by 34.02% in the past year. This is a very strong growth!
- KINS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 1.35% yearly.
EPS 1Y (TTM)90.09%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%46%
Revenue 1Y (TTM)34.02%
Revenue growth 3Y-1.27%
Revenue growth 5Y1.35%
Sales Q2Q%54.05%
3.2 Future
- The Earnings Per Share is expected to grow by 25.47% on average over the next years. This is a very strong growth
- KINS is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 18.85% yearly.
EPS Next Y58.03%
EPS Next 2Y31.3%
EPS Next 3Y25.47%
EPS Next 5YN/A
Revenue Next Year36.15%
Revenue Next 2Y21.61%
Revenue Next 3Y18.85%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.09, the valuation of KINS can be described as very cheap.
- KINS's Price/Earnings ratio is a bit cheaper when compared to the industry. KINS is cheaper than 77.03% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.60, KINS is valued rather cheaply.
- KINS is valuated cheaply with a Price/Forward Earnings ratio of 6.11.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of KINS indicates a somewhat cheap valuation: KINS is cheaper than 77.70% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.83, KINS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.09 | ||
| Fwd PE | 6.11 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, KINS is valued a bit cheaper than the industry average as 78.38% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, KINS is valued cheaper than 83.11% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.89 | ||
| EV/EBITDA | 4.47 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- KINS's earnings are expected to grow with 25.47% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.12
PEG (5Y)N/A
EPS Next 2Y31.3%
EPS Next 3Y25.47%
5. Dividend
5.1 Amount
- KINS has a Yearly Dividend Yield of 1.29%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.41, KINS has a dividend in line with its industry peers.
- Compared to the average S&P500 Dividend Yield of 1.82, KINS is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.29% |
5.2 History
- KINS has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y31.3%
EPS Next 3Y25.47%
KINGSTONE COS INC / KINS FAQ
What is the ChartMill fundamental rating of KINGSTONE COS INC (KINS) stock?
ChartMill assigns a fundamental rating of 5 / 10 to KINS.
Can you provide the valuation status for KINGSTONE COS INC?
ChartMill assigns a valuation rating of 8 / 10 to KINGSTONE COS INC (KINS). This can be considered as Undervalued.
Can you provide the profitability details for KINGSTONE COS INC?
KINGSTONE COS INC (KINS) has a profitability rating of 5 / 10.
What is the valuation of KINGSTONE COS INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for KINGSTONE COS INC (KINS) is 7.09 and the Price/Book (PB) ratio is 1.97.
Can you provide the expected EPS growth for KINS stock?
The Earnings per Share (EPS) of KINGSTONE COS INC (KINS) is expected to grow by 58.03% in the next year.