KEYCORP (KEY)
US4932671088 - Common Stock
Taking everything into account, KEY scores 2 out of 10 in our fundamental rating. KEY was compared to 404 industry peers in the Banks industry. Both the profitability and financial health of KEY have multiple concerns. KEY has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year KEY was profitable.
In the past year KEY has reported a negative cash flow from operations.
KEY had positive earnings in each of the past 5 years.
KEY had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.00%, KEY is doing worse than 91.71% of the companies in the same industry.
Looking at the Return On Equity, with a value of 0.03%, KEY is doing worse than 91.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0% | ||
| ROE | 0.03% | ||
| ROIC | N/A |
ROA(3y)0.91%
ROA(5y)0.92%
ROE(3y)11.15%
ROE(5y)9.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 0.10%, KEY is doing worse than 91.71% of the companies in the same industry.
In the last couple of years the Profit Margin of KEY has declined.
The Operating Margin and Gross Margin are not available for KEY so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 0.1% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.3%
PM growth 5Y-14.36%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
KEY does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, KEY has more shares outstanding
KEY has less shares outstanding than it did 5 years ago.
KEY has a better debt/assets ratio than last year.
2.2 Solvency
A Debt/Equity ratio of 1.07 is on the high side and indicates that KEY has dependencies on debt financing.
KEY's Debt to Equity ratio of 1.07 is on the low side compared to the rest of the industry. KEY is outperformed by 87.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC10.52%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for KEY have decreased strongly by -17.74% in the last year.
KEY shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -8.70% yearly.
The Revenue for KEY has decreased by -22.14% in the past year. This is quite bad
Measured over the past years, KEY shows a decrease in Revenue. The Revenue has been decreasing by -0.13% on average per year.
EPS 1Y (TTM)-17.74%
EPS 3Y-4.39%
EPS 5Y-8.7%
EPS Q2Q%3.45%
Revenue 1Y (TTM)-22.14%
Revenue growth 3Y-1.53%
Revenue growth 5Y-0.13%
Sales Q2Q%-55.62%
3.2 Future
KEY is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.37% yearly.
KEY is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.61% yearly.
EPS Next Y-0.64%
EPS Next 2Y19.37%
EPS Next 3Y17.92%
EPS Next 5Y10.37%
Revenue Next Year-9.9%
Revenue Next 2Y6.37%
Revenue Next 3Y6.8%
Revenue Next 5Y4.61%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 16.95 indicates a correct valuation of KEY.
Based on the Price/Earnings ratio, KEY is valued a bit more expensive than 70.60% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.41, KEY is valued a bit cheaper.
A Price/Forward Earnings ratio of 10.93 indicates a reasonable valuation of KEY.
63.57% of the companies in the same industry are more expensive than KEY, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.69. KEY is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.95 | ||
| Fwd PE | 10.93 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A more expensive valuation may be justified as KEY's earnings are expected to grow with 17.92% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y19.37%
EPS Next 3Y17.92%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.72%, KEY is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.16, KEY pays a better dividend. On top of this KEY pays more dividend than 87.94% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.30, KEY pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.72% |
5.2 History
On average, the dividend of KEY grows each year by 9.18%, which is quite nice.
KEY has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.18%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
KEY pays out 18340.00% of its income as dividend. This is not a sustainable payout ratio.
The dividend of KEY is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP18340%
EPS Next 2Y19.37%
EPS Next 3Y17.92%
KEYCORP
NYSE:KEY (1/3/2025, 8:04:00 PM)
After market: 17.2 -0.09 (-0.52%)17.29
+0.31 (+1.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners82.94%
Inst Owner Change6.52%
Ins Owners0.35%
Ins Owner Change-0.1%
Market Cap17.14B
Analysts72.8
Price Target19.82 (14.63%)
Short Float %1.74%
Short Ratio1.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.72% |
Dividend Growth(5Y)9.18%
DP18340%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)52.5%
Min EPS beat(2)2.26%
Max EPS beat(2)102.75%
EPS beat(4)3
Avg EPS beat(4)27.34%
Min EPS beat(4)-2.8%
Max EPS beat(4)102.75%
EPS beat(8)4
Avg EPS beat(8)4.81%
EPS beat(12)6
Avg EPS beat(12)3.15%
EPS beat(16)10
Avg EPS beat(16)9.03%
Revenue beat(2)0
Avg Revenue beat(2)-23.37%
Min Revenue beat(2)-45.83%
Max Revenue beat(2)-0.91%
Revenue beat(4)1
Avg Revenue beat(4)-11.73%
Min Revenue beat(4)-45.83%
Max Revenue beat(4)0.46%
Revenue beat(8)1
Avg Revenue beat(8)-7.38%
Revenue beat(12)2
Avg Revenue beat(12)-4.84%
Revenue beat(16)6
Avg Revenue beat(16)-2.88%
PT rev (1m)3.86%
PT rev (3m)9.95%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-12.19%
EPS NY rev (1m)-0.06%
EPS NY rev (3m)-0.91%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.75%
Revenue NY rev (1m)0.45%
Revenue NY rev (3m)-7.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.95 | ||
| Fwd PE | 10.93 | ||
| P/S | 3.26 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.02 | ||
| P/tB | 1.22 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.02
EY5.9%
EPS(NY)1.58
Fwd EY9.15%
FCF(TTM)-0.11
FCFYN/A
OCF(TTM)-0.03
OCFYN/A
SpS5.3
BVpS17
TBVpS14.19
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0% | ||
| ROE | 0.03% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 0.1% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.91%
ROA(5y)0.92%
ROE(3y)11.15%
ROE(5y)9.97%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.3%
PM growth 5Y-14.36%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 88.54% | ||
| Cap/Sales | 1.62% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC10.52%
ROIC/WACCN/A
Cap/Depr(3y)130.35%
Cap/Depr(5y)96.62%
Cap/Sales(3y)1.54%
Cap/Sales(5y)1.38%
Profit Quality(3y)206.88%
Profit Quality(5y)184.99%
High Growth Momentum
Growth
EPS 1Y (TTM)-17.74%
EPS 3Y-4.39%
EPS 5Y-8.7%
EPS Q2Q%3.45%
EPS Next Y-0.64%
EPS Next 2Y19.37%
EPS Next 3Y17.92%
EPS Next 5Y10.37%
Revenue 1Y (TTM)-22.14%
Revenue growth 3Y-1.53%
Revenue growth 5Y-0.13%
Sales Q2Q%-55.62%
Revenue Next Year-9.9%
Revenue Next 2Y6.37%
Revenue Next 3Y6.8%
Revenue Next 5Y4.61%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-38.14%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-104.01%
FCF growth 3Y19.7%
FCF growth 5Y2.78%
OCF growth 1Y-100.9%
OCF growth 3Y20.17%
OCF growth 5Y2.98%