KEYCORP(NYSE:KEY) stock Fundamental Analysis

Fundamental Rating

Taking everything into account, KEY scores 2 out of 10 in our fundamental rating. KEY was compared to 405 industry peers in the Banks industry. KEY may be in some trouble as it scores bad on both profitability and health. KEY has a valuation in line with the averages, but on the other hand it scores bad on growth.

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1. Profitability

1.1 Basic Checks

In the past year KEY was profitable.

KEY had a negative operating cash flow in the past year.

Of the past 5 years KEY 4 years were profitable.

KEY had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

Looking at the Return On Assets, with a value of 0.00%, KEY is doing worse than 91.96% of the companies in the same industry.

KEY's Return On Equity of 0.03% is on the low side compared to the rest of the industry. KEY is outperformed by 91.96% of its industry peers.

		Industry Rank	Sector Rank
ROA	0%
ROE	0.03%
ROIC	N/A

ROA(3y)0.41%

ROA(5y)0.66%

ROE(3y)5.78%

ROE(5y)7.73%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

KEY has a worse Profit Margin (0.10%) than 91.96% of its industry peers.

KEY does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	0.1%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

KEY does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, KEY has more shares outstanding

KEY has more shares outstanding than it did 5 years ago.

KEY has a better debt/assets ratio than last year.

2.2 Solvency

KEY has a Debt/Equity ratio of 1.07. This is a high value indicating a heavy dependency on external financing.

With a Debt to Equity ratio value of 1.07, KEY is not doing good in the industry: 87.44% of the companies in the same industry are doing better.

		Industry Rank	Sector Rank
Debt/Equity	1.07
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC10.95%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

KEY shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.60%.

KEY shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -8.16% yearly.

Looking at the last year, KEY shows a very negative growth in Revenue. The Revenue has decreased by -28.34% in the last year.

Measured over the past years, KEY shows a decrease in Revenue. The Revenue has been decreasing by -6.40% on average per year.

EPS 1Y (TTM)3.6%

EPS 3Y-24.19%

EPS 5Y-8.16%

EPS Q2Q%52%

Revenue 1Y (TTM)-28.34%

Revenue growth 3Y-14.29%

Revenue growth 5Y-6.4%

Sales Q2Q%15.93%

3.2 Future

The Earnings Per Share is expected to grow by 10.78% on average over the next years. This is quite good.

Based on estimates for the next years, KEY will show a small growth in Revenue. The Revenue will grow by 7.67% on average per year.

EPS Next Y31.58%

EPS Next 2Y24.26%

EPS Next 3Y20.35%

EPS Next 5Y10.78%

Revenue Next Year26.25%

Revenue Next 2Y16.88%

Revenue Next 3Y11.9%

Revenue Next 5Y7.67%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

More info and screens

Find the best growth stocks

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4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 15.61, KEY is valued correctly.

Based on the Price/Earnings ratio, KEY is valued a bit more expensive than the industry average as 62.56% of the companies are valued more cheaply.

KEY's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.47.

A Price/Forward Earnings ratio of 11.86 indicates a reasonable valuation of KEY.

Compared to the rest of the industry, the Price/Forward Earnings ratio of KEY is on the same level as its industry peers.

Compared to an average S&P500 Price/Forward Earnings ratio of 92.74, KEY is valued rather cheaply.

		Industry Rank	Sector Rank
PE	15.61
Fwd PE	11.86

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

KEY's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

KEY's earnings are expected to grow with 20.35% in the coming years. This may justify a more expensive valuation.

PEG (NY)0.49

PEG (5Y)N/A

EPS Next 2Y24.26%

EPS Next 3Y20.35%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 4.55%, KEY is a good candidate for dividend investing.

KEY's Dividend Yield is rather good when compared to the industry average which is at 3.15. KEY pays more dividend than 87.69% of the companies in the same industry.

Compared to an average S&P500 Dividend Yield of 2.28, KEY pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	4.55%

5.2 History

The dividend of KEY is nicely growing with an annual growth rate of 9.18%!

KEY has paid a dividend for at least 10 years, which is a reliable track record.

Dividend Growth(5Y)9.18%

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

KEY pays out 18340.00% of its income as dividend. This is not a sustainable payout ratio.

The dividend of KEY is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.

DP18340%

EPS Next 2Y24.26%

EPS Next 3Y20.35%

More info and screens

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Show peers with best dividend

KEYCORP

NYSE:KEY (2/4/2025, 8:04:00 PM)

After market: 17.56 -0.39 (-2.17%)

17.95

+0.48 (+2.75%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)01-21 2025-01-21/bmo

Earnings (Next)N/A N/A

Inst Owners82.94%

Inst Owner Change-0.33%

Ins Owners0.35%

Ins Owner Change-0.01%

Market Cap17.79B

Analysts72.8

Price Target20.29 (13.04%)

Short Float %1.88%

Short Ratio1.69

Dividend

		Industry Rank	Sector Rank
Dividend Yield	4.55%

Yearly Dividend0.97

Dividend Growth(5Y)9.18%

DP18340%

Div Incr Years0

Div Non Decr Years0

Ex-Date03-04 2025-03-04 (0.205)

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)52.5%

Min EPS beat(2)2.26%

Max EPS beat(2)102.75%

EPS beat(4)3

Avg EPS beat(4)27.34%

Min EPS beat(4)-2.8%

Max EPS beat(4)102.75%

EPS beat(8)4

Avg EPS beat(8)4.81%

EPS beat(12)6

Avg EPS beat(12)3.15%

EPS beat(16)10

Avg EPS beat(16)9.03%

Revenue beat(2)1

Avg Revenue beat(2)12.41%

Min Revenue beat(2)-0.91%

Max Revenue beat(2)25.72%

Revenue beat(4)2

Avg Revenue beat(4)6.16%

Min Revenue beat(4)-0.91%

Max Revenue beat(4)25.72%

Revenue beat(8)2

Avg Revenue beat(8)1.56%

Revenue beat(12)3

Avg Revenue beat(12)1.13%

Revenue beat(16)7

Avg Revenue beat(16)1.59%

PT rev (1m)2.36%

PT rev (3m)9.39%

EPS NQ rev (1m)2.21%

EPS NQ rev (3m)2.34%

EPS NY rev (1m)-4.34%

EPS NY rev (3m)-3.89%

Revenue NQ rev (1m)0.69%

Revenue NQ rev (3m)0.8%

Revenue NY rev (1m)-0.26%

Revenue NY rev (3m)-1.02%

Valuation

		Industry Rank	Sector Rank
PE	15.61
Fwd PE	11.86
P/S	3.39
P/FCF	N/A
P/OCF	N/A
P/B	1.06
P/tB	1.27
EV/EBITDA	N/A

EPS(TTM)1.15

EY6.41%

EPS(NY)1.51

Fwd EY8.43%

FCF(TTM)-0.11

FCFYN/A

OCF(TTM)-0.03

OCFYN/A

SpS5.3

BVpS17

TBVpS14.19

PEG (NY)0.49

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	0%
ROE	0.03%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	0.1%
GM	N/A
FCFM	N/A

ROA(3y)0.41%

ROA(5y)0.66%

ROE(3y)5.78%

ROE(5y)7.73%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

F-Score4

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	1.07
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	88.54%
Cap/Sales	1.62%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score4

WACC10.95%

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)3.6%

EPS 3Y-24.19%

EPS 5Y-8.16%

EPS Q2Q%52%

EPS Next Y31.58%

EPS Next 2Y24.26%

EPS Next 3Y20.35%

EPS Next 5Y10.78%

Revenue 1Y (TTM)-28.34%

Revenue growth 3Y-14.29%

Revenue growth 5Y-6.4%

Sales Q2Q%15.93%

Revenue Next Year26.25%

Revenue Next 2Y16.88%

Revenue Next 3Y11.9%

Revenue Next 5Y7.67%

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-103.35%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y-100.75%

OCF growth 3YN/A

OCF growth 5YN/A

KEYCORP (KEY) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens