KEYCORP (KEY)
US4932671088 - Common Stock
Overall KEY gets a fundamental rating of 2 out of 10. We evaluated KEY against 404 industry peers in the Banks industry. KEY may be in some trouble as it scores bad on both profitability and health. KEY has a expensive valuation and it also scores bad on growth. KEY also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year KEY was profitable.
In the past year KEY had a positive cash flow from operations.
KEY had positive earnings in each of the past 5 years.
Each year in the past 5 years KEY had a positive operating cash flow.
1.2 Ratios
KEY has a worse Return On Assets (0.38%) than 79.30% of its industry peers.
The Return On Equity of KEY (4.85%) is worse than 77.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.38% | ||
| ROE | 4.85% | ||
| ROIC | N/A |
ROA(3y)0.91%
ROA(5y)0.92%
ROE(3y)11.15%
ROE(5y)9.97%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
KEY has a worse Profit Margin (11.72%) than 80.55% of its industry peers.
KEY's Profit Margin has declined in the last couple of years.
KEY does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 11.72% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.3%
PM growth 5Y-14.36%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
KEY does not have a ROIC to compare to the WACC, probably because it is not profitable.
KEY has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, KEY has less shares outstanding
Compared to 1 year ago, KEY has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of KEY is 13.43, which is on the high side as it means it would take KEY, 13.43 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 13.43, KEY is doing worse than 77.31% of the companies in the same industry.
KEY has a Debt/Equity ratio of 1.50. This is a high value indicating a heavy dependency on external financing.
KEY has a Debt to Equity ratio of 1.50. This is amonst the worse of the industry: KEY underperforms 88.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.5 | ||
| Debt/FCF | 13.43 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC10.61%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
KEY shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -17.74%.
The Earnings Per Share has been decreasing by -8.70% on average over the past years.
KEY shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -22.14%.
The Revenue has been decreasing by -0.13% on average over the past years.
EPS 1Y (TTM)-17.74%
EPS 3Y-4.39%
EPS 5Y-8.7%
EPS Q2Q%3.45%
Revenue 1Y (TTM)-22.14%
Revenue growth 3Y-1.53%
Revenue growth 5Y-0.13%
Sales Q2Q%-55.62%
3.2 Future
KEY is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.33% yearly.
KEY is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.01% yearly.
EPS Next Y-0.69%
EPS Next 2Y18.93%
EPS Next 3Y17.86%
EPS Next 5Y11.33%
Revenue Next Year-10.8%
Revenue Next 2Y6.8%
Revenue Next 3Y6.97%
Revenue Next 5Y4.01%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 18.84, KEY is valued on the expensive side.
Based on the Price/Earnings ratio, KEY is valued a bit more expensive than 72.07% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 28.96, KEY is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 12.24, the valuation of KEY can be described as correct.
KEY's Price/Forward Earnings is on the same level as the industry average.
KEY is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.82, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.84 | ||
| Fwd PE | 12.24 |
4.2 Price Multiples
KEY's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. KEY is cheaper than 62.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.53 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A more expensive valuation may be justified as KEY's earnings are expected to grow with 17.86% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y18.93%
EPS Next 3Y17.86%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.28%, KEY is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.02, KEY pays a better dividend. On top of this KEY pays more dividend than 85.79% of the companies listed in the same industry.
KEY's Dividend Yield is rather good when compared to the S&P500 average which is at 2.23.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.28% |
5.2 History
The dividend of KEY is nicely growing with an annual growth rate of 9.18%!
KEY has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)9.18%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
KEY pays out 127.30% of its income as dividend. This is not a sustainable payout ratio.
KEY's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP127.3%
EPS Next 2Y18.93%
EPS Next 3Y17.86%
KEYCORP
NYSE:KEY (11/21/2024, 8:04:00 PM)
Premarket: 19.23 +0.01 (+0.05%)19.22
+0.2 (+1.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap19.05B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.28% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
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Min Revenue beat(4)
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Revenue beat(8)
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Revenue beat(12)
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Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.84 | ||
| Fwd PE | 12.24 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.38% | ||
| ROE | 4.85% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 11.72% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.5 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
High Growth Momentum
Growth
EPS 1Y (TTM)-17.74%
EPS 3Y-4.39%
EPS 5Y
EPS Q2Q%
EPS Next Y-0.69%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-22.14%
Revenue growth 3Y-1.53%
Revenue growth 5Y
Sales Q2Q%
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y