JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JXN - US46817M1071 - Common Stock
106.19 USD
+0.37 (+0.35%)
106.19 USD
0 (0%)
Overall JXN gets a fundamental rating of 5 out of 10. We evaluated JXN against 97 industry peers in the Financial Services industry. While JXN seems to be doing ok healthwise, there are quite some concerns on its profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on JXN.
1. Profitability
1.1 Basic Checks
JXN had positive earnings in the past year.
JXN had a positive operating cash flow in the past year.
Of the past 5 years JXN 4 years were profitable.
Each year in the past 5 years JXN had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.15%, JXN is doing worse than 71.13% of the companies in the same industry.
JXN's Return On Equity of 5.20% is on the low side compared to the rest of the industry. JXN is outperformed by 62.89% of its industry peers.
JXN has a Return On Invested Capital of 0.19%. This is in the lower half of the industry: JXN underperforms 67.01% of its industry peers.
The Average Return On Invested Capital over the past 3 years for JXN is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.15% | ||
| ROE | 5.2% | ||
| ROIC | 0.19% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
1.3 Margins
JXN has a Profit Margin of 10.54%. This is comparable to the rest of the industry: JXN outperforms 51.55% of its industry peers.
In the last couple of years the Profit Margin of JXN has declined.
With a decent Operating Margin value of 17.18%, JXN is doing good in the industry, outperforming 62.89% of the companies in the same industry.
In the last couple of years the Operating Margin of JXN has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.18% | ||
| PM (TTM) | 10.54% | ||
| GM | N/A |
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for JXN has been reduced compared to 1 year ago.
JXN has less shares outstanding than it did 5 years ago.
JXN has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of JXN is 0.36, which is an excellent value as it means it would take JXN, only 0.36 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of JXN (0.36) is better than 84.54% of its industry peers.
JXN has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.20, JXN is in the better half of the industry, outperforming 62.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.36 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
JXN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 24.58%, which is quite impressive.
JXN shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -29.74% yearly.
JXN shows a strong growth in Revenue. In the last year, the Revenue has grown by 29.15%.
The Revenue has been decreasing by -1.27% on average over the past years.
EPS 1Y (TTM)24.58%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%33.91%
Revenue 1Y (TTM)29.15%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-33.65%
3.2 Future
Based on estimates for the next years, JXN will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.40% on average per year.
JXN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.64% yearly.
EPS Next Y16.42%
EPS Next 2Y14.75%
EPS Next 3Y12.75%
EPS Next 5Y8.4%
Revenue Next Year3.57%
Revenue Next 2Y4.76%
Revenue Next 3Y5.12%
Revenue Next 5Y3.64%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.11, which indicates a rather cheap valuation of JXN.
92.78% of the companies in the same industry are more expensive than JXN, based on the Price/Earnings ratio.
JXN is valuated cheaply when we compare the Price/Earnings ratio to 26.55, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 4.29 indicates a rather cheap valuation of JXN.
Based on the Price/Forward Earnings ratio, JXN is valued cheaper than 92.78% of the companies in the same industry.
JXN is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.78, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.11 | ||
| Fwd PE | 4.29 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, JXN is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.27 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
JXN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as JXN's earnings are expected to grow with 12.75% in the coming years.
PEG (NY)0.31
PEG (5Y)N/A
EPS Next 2Y14.75%
EPS Next 3Y12.75%
5. Dividend
5.1 Amount
JXN has a Yearly Dividend Yield of 3.02%. Purely for dividend investing, there may be better candidates out there.
JXN's Dividend Yield is a higher than the industry average which is at 2.16.
Compared to an average S&P500 Dividend Yield of 1.87, JXN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.02% |
5.2 History
JXN has been paying a dividend for over 5 years, so it has already some track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
JXN pays out 49.62% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP49.62%
EPS Next 2Y14.75%
EPS Next 3Y12.75%
106.19
+0.37 (+0.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners94.61%
Inst Owner Change-4.57%
Ins Owners1.49%
Ins Owner Change-0.04%
Market Cap7.22B
Revenue(TTM)5.05B
Net Income(TTM)532.00M
Analysts50
Price Target113.02 (6.43%)
Short Float %4.79%
Short Ratio6.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.02% |
Yearly Dividend3.35
Dividend Growth(5Y)N/A
DP49.62%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.88%
Min EPS beat(2)3.92%
Max EPS beat(2)11.83%
EPS beat(4)3
Avg EPS beat(4)3.13%
Min EPS beat(4)-5.7%
Max EPS beat(4)11.83%
EPS beat(8)5
Avg EPS beat(8)1.87%
EPS beat(12)7
Avg EPS beat(12)0.38%
EPS beat(16)10
Avg EPS beat(16)6.5%
Revenue beat(2)1
Avg Revenue beat(2)-6.85%
Min Revenue beat(2)-23.42%
Max Revenue beat(2)9.72%
Revenue beat(4)2
Avg Revenue beat(4)-21.57%
Min Revenue beat(4)-82.9%
Max Revenue beat(4)10.33%
Revenue beat(8)5
Avg Revenue beat(8)-9.48%
Revenue beat(12)6
Avg Revenue beat(12)-29.36%
Revenue beat(16)9
Avg Revenue beat(16)5.13%
PT rev (1m)3.36%
PT rev (3m)7.57%
EPS NQ rev (1m)1.15%
EPS NQ rev (3m)5.74%
EPS NY rev (1m)3.32%
EPS NY rev (3m)4.37%
Revenue NQ rev (1m)0.54%
Revenue NQ rev (3m)0.81%
Revenue NY rev (1m)0.01%
Revenue NY rev (3m)0.47%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.11 | ||
| Fwd PE | 4.29 | ||
| P/S | 1.43 | ||
| P/FCF | 1.27 | ||
| P/OCF | 1.27 | ||
| P/B | 0.71 | ||
| P/tB | 0.71 | ||
| EV/EBITDA | N/A |
EPS(TTM)20.78
EY19.57%
EPS(NY)24.76
Fwd EY23.31%
FCF(TTM)83.3
FCFY78.45%
OCF(TTM)83.3
OCFY78.45%
SpS74.24
BVpS150.49
TBVpS150.49
PEG (NY)0.31
PEG (5Y)N/A
Graham Number265.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.15% | ||
| ROE | 5.2% | ||
| ROCE | 0.25% | ||
| ROIC | 0.19% | ||
| ROICexc | 0.2% | ||
| ROICexgc | 0.78% | ||
| OM | 17.18% | ||
| PM (TTM) | 10.54% | ||
| GM | N/A | ||
| FCFM | 112.21% |
ROA(3y)0.78%
ROA(5y)0.55%
ROE(3y)27.99%
ROE(5y)19.45%
ROIC(3y)0.78%
ROIC(5y)N/A
ROICexc(3y)0.79%
ROICexc(5y)N/A
ROICexgc(3y)3.17%
ROICexgc(5y)N/A
ROCE(3y)0.98%
ROCE(5y)N/A
ROICexgc growth 3Y-33.65%
ROICexgc growth 5YN/A
ROICexc growth 3Y-32.64%
ROICexc growth 5YN/A
OM growth 3Y-8.23%
OM growth 5YN/A
PM growth 3Y-7.29%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 0.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.47 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 1064.29% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)441.43%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)24.58%
EPS 3Y-29.74%
EPS 5YN/A
EPS Q2Q%33.91%
EPS Next Y16.42%
EPS Next 2Y14.75%
EPS Next 3Y12.75%
EPS Next 5Y8.4%
Revenue 1Y (TTM)29.15%
Revenue growth 3Y-29.15%
Revenue growth 5Y-1.27%
Sales Q2Q%-33.65%
Revenue Next Year3.57%
Revenue Next 2Y4.76%
Revenue Next 3Y5.12%
Revenue Next 5Y3.64%
EBIT growth 1Y173.1%
EBIT growth 3Y-34.98%
EBIT growth 5YN/A
EBIT Next Year12.54%
EBIT Next 3Y4.2%
EBIT Next 5YN/A
FCF growth 1Y-4.7%
FCF growth 3Y0.65%
FCF growth 5Y5.81%
OCF growth 1Y-4.7%
OCF growth 3Y0.65%
OCF growth 5Y5.81%
JACKSON FINANCIAL INC-A / JXN FAQ
What is the fundamental rating for JXN stock?
ChartMill assigns a fundamental rating of 5 / 10 to JXN.
Can you provide the valuation status for JACKSON FINANCIAL INC-A?
ChartMill assigns a valuation rating of 8 / 10 to JACKSON FINANCIAL INC-A (JXN). This can be considered as Undervalued.
How profitable is JACKSON FINANCIAL INC-A (JXN) stock?
JACKSON FINANCIAL INC-A (JXN) has a profitability rating of 3 / 10.
What is the financial health of JACKSON FINANCIAL INC-A (JXN) stock?
The financial health rating of JACKSON FINANCIAL INC-A (JXN) is 4 / 10.
Is the dividend of JACKSON FINANCIAL INC-A sustainable?
The dividend rating of JACKSON FINANCIAL INC-A (JXN) is 5 / 10 and the dividend payout ratio is 49.62%.