JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis
NYSE:JXN - New York Stock Exchange, Inc. - US46817M1071 - Common Stock
Taking everything into account, JXN scores 4 out of 10 in our fundamental rating. JXN was compared to 101 industry peers in the Financial Services industry. JXN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. A decent growth rate in combination with a cheap valuation! Better keep an eye on JXN.
1. Profitability
1.1 Basic Checks
In the past year JXN was profitable.
JXN had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: JXN reported negative net income in multiple years.
Each year in the past 5 years JXN had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of -0.29%, JXN is doing worse than 75.25% of the companies in the same industry.
JXN's Return On Equity of -9.37% is on the low side compared to the rest of the industry. JXN is outperformed by 79.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.29% | ||
| ROE | -9.37% | ||
| ROIC | N/A |
ROA(3y)0.98%
ROA(5y)0.46%
ROE(3y)35.12%
ROE(5y)16.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
JXN's Profit Margin has improved in the last couple of years.
JXN's Operating Margin has improved in the last couple of years.
JXN does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y15.29%
PM growth 3YN/A
PM growth 5Y14.35%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for JXN has been reduced compared to 1 year ago.
The number of shares outstanding for JXN has been reduced compared to 5 years ago.
The debt/assets ratio for JXN has been reduced compared to a year ago.
2.2 Solvency
JXN has a debt to FCF ratio of 0.34. This is a very positive value and a sign of high solvency as it would only need 0.34 years to pay back of all of its debts.
JXN's Debt to FCF ratio of 0.34 is amongst the best of the industry. JXN outperforms 88.12% of its industry peers.
JXN has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
JXN has a better Debt to Equity ratio (0.19) than 69.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 0.34 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 4.58% over the past year.
Measured over the past years, JXN shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -12.62% on average per year.
The Revenue has grown by 98.53% in the past year. This is a very strong growth!
Measured over the past years, JXN shows a very negative growth in Revenue. The Revenue has been decreasing by -25.37% on average per year.
EPS 1Y (TTM)4.58%
EPS 3YN/A
EPS 5Y-12.62%
EPS Q2Q%21.05%
Revenue 1Y (TTM)98.53%
Revenue growth 3Y-4.69%
Revenue growth 5Y-25.37%
Sales Q2Q%-18.11%
3.2 Future
The Earnings Per Share is expected to grow by 16.27% on average over the next years. This is quite good.
The Revenue is expected to grow by 5.59% on average over the next years.
EPS Next Y50.05%
EPS Next 2Y28.07%
EPS Next 3Y21.29%
EPS Next 5Y16.27%
Revenue Next Year7.96%
Revenue Next 2Y6%
Revenue Next 3Y4.62%
Revenue Next 5Y5.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 5.71, the valuation of JXN can be described as very cheap.
Based on the Price/Earnings ratio, JXN is valued cheaply inside the industry as 93.07% of the companies are valued more expensively.
JXN is valuated cheaply when we compare the Price/Earnings ratio to 28.29, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 4.53, the valuation of JXN can be described as very cheap.
JXN's Price/Forward Earnings ratio is rather cheap when compared to the industry. JXN is cheaper than 97.03% of the companies in the same industry.
JXN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.71 | ||
| Fwd PE | 4.53 |
4.2 Price Multiples
99.01% of the companies in the same industry are more expensive than JXN, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.19 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
JXN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
JXN's earnings are expected to grow with 21.29% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y28.07%
EPS Next 3Y21.29%
5. Dividend
5.1 Amount
JXN has a Yearly Dividend Yield of 3.03%. Purely for dividend investing, there may be better candidates out there.
JXN's Dividend Yield is rather good when compared to the industry average which is at 3.66. JXN pays more dividend than 83.17% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.28, JXN pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.03% |
5.2 History
JXN has paid a dividend for less than 5 years, so there is no long track record yet.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
JXN has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-25.25%
EPS Next 2Y28.07%
EPS Next 3Y21.29%
JACKSON FINANCIAL INC-A
NYSE:JXN (1/22/2025, 10:42:22 AM)
95.26
-0.43 (-0.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners94.99%
Inst Owner Change-0.78%
Ins Owners1.03%
Ins Owner Change-0.08%
Market Cap7.04B
Analysts50
Price Target106.28 (11.57%)
Short Float %4.82%
Short Ratio5.1
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.03% |
Yearly Dividend2.92
Dividend Growth(5Y)N/A
DP-25.25%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.18%
Min EPS beat(2)-2.49%
Max EPS beat(2)20.84%
EPS beat(4)2
Avg EPS beat(4)0.62%
Min EPS beat(4)-27.69%
Max EPS beat(4)20.84%
EPS beat(8)4
Avg EPS beat(8)-1%
EPS beat(12)7
Avg EPS beat(12)7.62%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)19.03%
Min Revenue beat(2)16.68%
Max Revenue beat(2)21.39%
Revenue beat(4)3
Avg Revenue beat(4)2.6%
Min Revenue beat(4)-46.1%
Max Revenue beat(4)21.39%
Revenue beat(8)4
Avg Revenue beat(8)-33.25%
Revenue beat(12)7
Avg Revenue beat(12)14.02%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)20.6%
EPS NQ rev (1m)0%
EPS NQ rev (3m)12.7%
EPS NY rev (1m)0%
EPS NY rev (3m)1.98%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)6.26%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.71 | ||
| Fwd PE | 4.53 | ||
| P/S | 1.8 | ||
| P/FCF | 1.19 | ||
| P/OCF | 1.19 | ||
| P/B | 0.66 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.68
EY17.51%
EPS(NY)21.03
Fwd EY22.07%
FCF(TTM)79.91
FCFY83.88%
OCF(TTM)79.91
OCFY83.88%
SpS52.9
BVpS144.84
TBVpS144.84
PEG (NY)0.11
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.29% | ||
| ROE | -9.37% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 151.06% |
ROA(3y)0.98%
ROA(5y)0.46%
ROE(3y)35.12%
ROE(5y)16.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.24%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5Y15.29%
PM growth 3YN/A
PM growth 5Y14.35%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.01
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.19 | ||
| Debt/FCF | 0.34 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)286.85%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.58%
EPS 3YN/A
EPS 5Y-12.62%
EPS Q2Q%21.05%
EPS Next Y50.05%
EPS Next 2Y28.07%
EPS Next 3Y21.29%
EPS Next 5Y16.27%
Revenue 1Y (TTM)98.53%
Revenue growth 3Y-4.69%
Revenue growth 5Y-25.37%
Sales Q2Q%-18.11%
Revenue Next Year7.96%
Revenue Next 2Y6%
Revenue Next 3Y4.62%
Revenue Next 5Y5.59%
EBIT growth 1Y-153.14%
EBIT growth 3YN/A
EBIT growth 5Y-13.95%
EBIT Next Year9.31%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y16%
FCF growth 3Y12.68%
FCF growth 5Y0.57%
OCF growth 1Y16%
OCF growth 3Y12.68%
OCF growth 5Y0.57%