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JACKSON FINANCIAL INC-A (JXN) Stock Fundamental Analysis

NYSE:JXN - New York Stock Exchange, Inc. - US46817M1071 - Common Stock - Currency: USD

81.7  -3.69 (-4.32%)

After market: 82.69 +0.99 (+1.21%)

Fundamental Rating

3

We assign a fundamental rating of 3 out of 10 to JXN. JXN was compared to 101 industry peers in the Financial Services industry. JXN has a bad profitability rating. Also its financial health evaluation is rather negative. JXN is cheap, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

JXN had positive earnings in the past year.
JXN had a positive operating cash flow in the past year.
In multiple years JXN reported negative net income over the last 5 years.
Of the past 5 years JXN 4 years had a positive operating cash flow.
JXN Yearly Net Income VS EBIT VS OCF VS FCFJXN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 2B -2B 4B 6B

1.2 Ratios

JXN's Return On Assets of -0.29% is on the low side compared to the rest of the industry. JXN is outperformed by 77.23% of its industry peers.
JXN's Return On Equity of -9.37% is on the low side compared to the rest of the industry. JXN is outperformed by 80.20% of its industry peers.
Industry RankSector Rank
ROA -0.29%
ROE -9.37%
ROIC N/A
ROA(3y)0.98%
ROA(5y)0.46%
ROE(3y)35.12%
ROE(5y)16.15%
ROIC(3y)N/A
ROIC(5y)N/A
JXN Yearly ROA, ROE, ROICJXN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 0 20 40 60

1.3 Margins

In the last couple of years the Profit Margin of JXN has grown nicely.
In the last couple of years the Operating Margin of JXN has grown nicely.
The Profit Margin and Operating Margin and Gross Margin are not available for JXN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5Y15.29%
PM growth 3YN/A
PM growth 5Y14.35%
GM growth 3YN/A
GM growth 5YN/A
JXN Yearly Profit, Operating, Gross MarginsJXN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 0 20 -20 40 -40 -60

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3

2. Health

2.1 Basic Checks

There is no outstanding debt for JXN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
JXN Yearly Shares OutstandingJXN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 20M 40M 60M 80M
JXN Yearly Total Debt VS Total AssetsJXN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 100B 200B 300B

2.2 Solvency

JXN has a debt to FCF ratio of 0.34. This is a very positive value and a sign of high solvency as it would only need 0.34 years to pay back of all of its debts.
JXN has a better Debt to FCF ratio (0.34) than 89.11% of its industry peers.
JXN has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.19, JXN is in the better half of the industry, outperforming 69.31% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.34
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
JXN Yearly LT Debt VS Equity VS FCFJXN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
JXN Yearly Current Assets VS Current LiabilitesJXN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 200M 400M 600M 800M

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2

3. Growth

3.1 Past

JXN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 46.65%, which is quite impressive.
EPS 1Y (TTM)46.65%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%83.79%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%103.25%

3.2 Future

JXN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.62% yearly.
JXN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.82% yearly.
EPS Next Y12.56%
EPS Next 2Y10.66%
EPS Next 3Y7.62%
EPS Next 5YN/A
Revenue Next Year3.64%
Revenue Next 2Y2.73%
Revenue Next 3Y4.82%
Revenue Next 5YN/A

3.3 Evolution

JXN Yearly Revenue VS EstimatesJXN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B
JXN Yearly EPS VS EstimatesJXN Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5 10 15 20

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4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 4.35 indicates a rather cheap valuation of JXN.
Based on the Price/Earnings ratio, JXN is valued cheaply inside the industry as 94.06% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 29.63, JXN is valued rather cheaply.
With a Price/Forward Earnings ratio of 3.86, the valuation of JXN can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of JXN indicates a rather cheap valuation: JXN is cheaper than 97.03% of the companies listed in the same industry.
JXN is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.68, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 4.35
Fwd PE 3.86
JXN Price Earnings VS Forward Price EarningsJXN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

99.01% of the companies in the same industry are more expensive than JXN, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 1.02
EV/EBITDA N/A
JXN Per share dataJXN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100

4.3 Compensation for Growth

JXN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.35
PEG (5Y)N/A
EPS Next 2Y10.66%
EPS Next 3Y7.62%

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4

5. Dividend

5.1 Amount

JXN has a Yearly Dividend Yield of 3.75%.
Compared to an average industry Dividend Yield of 3.84, JXN pays a better dividend. On top of this JXN pays more dividend than 81.19% of the companies listed in the same industry.
JXN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.29.
Industry RankSector Rank
Dividend Yield 3.75%

5.2 History

JXN has been paying a dividend for less than 5 years, so it still needs to build a track record.
JXN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
JXN Yearly Dividends per shareJXN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 0.5 1 1.5 2 2.5

5.3 Sustainability

The earnings of JXN are negative and hence is the payout ratio. JXN will probably not be able to sustain this dividend level.
DP-25.25%
EPS Next 2Y10.66%
EPS Next 3Y7.62%
JXN Yearly Income VS Free CF VS DividendJXN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 0 2B 4B

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JACKSON FINANCIAL INC-A

NYSE:JXN (2/21/2025, 8:04:00 PM)

After market: 82.69 +0.99 (+1.21%)

81.7

-3.69 (-4.32%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-19 2025-02-19/bmo
Earnings (Next)N/A N/A
Inst Owners90.37%
Inst Owner Change1.19%
Ins Owners1.31%
Ins Owner Change1.52%
Market Cap6.03B
Analysts50
Price Target104.04 (27.34%)
Short Float %4.22%
Short Ratio5.33
Dividend
Industry RankSector Rank
Dividend Yield 3.75%
Yearly Dividend2.92
Dividend Growth(5Y)N/A
DP-25.25%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.18%
Min EPS beat(2)-2.49%
Max EPS beat(2)20.84%
EPS beat(4)2
Avg EPS beat(4)0.62%
Min EPS beat(4)-27.69%
Max EPS beat(4)20.84%
EPS beat(8)4
Avg EPS beat(8)-1%
EPS beat(12)7
Avg EPS beat(12)7.62%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)19.03%
Min Revenue beat(2)16.68%
Max Revenue beat(2)21.39%
Revenue beat(4)3
Avg Revenue beat(4)2.6%
Min Revenue beat(4)-46.1%
Max Revenue beat(4)21.39%
Revenue beat(8)4
Avg Revenue beat(8)-33.25%
Revenue beat(12)7
Avg Revenue beat(12)14.02%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.11%
PT rev (3m)11.84%
EPS NQ rev (1m)-0.16%
EPS NQ rev (3m)1.92%
EPS NY rev (1m)-0.26%
EPS NY rev (3m)-0.12%
Revenue NQ rev (1m)-0.16%
Revenue NQ rev (3m)3.68%
Revenue NY rev (1m)-0.03%
Revenue NY rev (3m)0.55%
Valuation
Industry RankSector Rank
PE 4.35
Fwd PE 3.86
P/S 1.54
P/FCF 1.02
P/OCF 1.02
P/B 0.56
P/tB 0.56
EV/EBITDA N/A
EPS(TTM)18.8
EY23.01%
EPS(NY)21.16
Fwd EY25.9%
FCF(TTM)79.91
FCFY97.81%
OCF(TTM)79.91
OCFY97.81%
SpS52.9
BVpS144.84
TBVpS144.84
PEG (NY)0.35
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -0.29%
ROE -9.37%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM 151.06%
ROA(3y)0.98%
ROA(5y)0.46%
ROE(3y)35.12%
ROE(5y)16.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)1.24%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5Y15.29%
PM growth 3YN/A
PM growth 5Y14.35%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.01
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 0.34
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)286.85%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)46.65%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%83.79%
EPS Next Y12.56%
EPS Next 2Y10.66%
EPS Next 3Y7.62%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%103.25%
Revenue Next Year3.64%
Revenue Next 2Y2.73%
Revenue Next 3Y4.82%
Revenue Next 5YN/A
EBIT growth 1Y-153.14%
EBIT growth 3YN/A
EBIT growth 5Y-13.95%
EBIT Next Year9.31%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y16%
FCF growth 3Y12.68%
FCF growth 5Y0.57%
OCF growth 1Y16%
OCF growth 3Y12.68%
OCF growth 5Y0.57%