ST JOE CO/THE (JOE) Stock Fundamental Analysis
NYSE:JOE - New York Stock Exchange, Inc. - US7901481009 - Common Stock - Currency: USD
JOE gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 64 industry peers in the Real Estate Management & Development industry. JOE has an excellent profitability rating, but there are some minor concerns on its financial health. JOE is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
JOE had positive earnings in the past year.
JOE had a positive operating cash flow in the past year.
In the past 5 years JOE has always been profitable.
Each year in the past 5 years JOE had a positive operating cash flow.
1.2 Ratios
The Return On Assets of JOE (4.82%) is better than 92.19% of its industry peers.
JOE's Return On Equity of 10.24% is amongst the best of the industry. JOE outperforms 89.06% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.73%, JOE is in the better half of the industry, outperforming 76.56% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for JOE is in line with the industry average of 5.55%.
The last Return On Invested Capital (4.73%) for JOE is above the 3 year average (4.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.82% | ||
| ROE | 10.24% | ||
| ROIC | 4.73% |
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
1.3 Margins
The Profit Margin of JOE (18.42%) is better than 92.19% of its industry peers.
In the last couple of years the Profit Margin of JOE has declined.
JOE's Operating Margin of 23.73% is amongst the best of the industry. JOE outperforms 90.63% of its industry peers.
JOE's Operating Margin has been stable in the last couple of years.
With a decent Gross Margin value of 41.52%, JOE is doing good in the industry, outperforming 71.88% of the companies in the same industry.
JOE's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.73% | ||
| PM (TTM) | 18.42% | ||
| GM | 41.52% |
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
2. Health
2.1 Basic Checks
JOE has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
JOE has about the same amout of shares outstanding than it did 1 year ago.
JOE has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, JOE has an improved debt to assets ratio.
2.2 Solvency
JOE has an Altman-Z score of 2.75. This is not the best score and indicates that JOE is in the grey zone with still only limited risk for bankruptcy at the moment.
JOE has a Altman-Z score of 2.75. This is in the better half of the industry: JOE outperforms 73.44% of its industry peers.
The Debt to FCF ratio of JOE is 6.15, which is on the high side as it means it would take JOE, 6.15 years of fcf income to pay off all of its debts.
JOE has a Debt to FCF ratio of 6.15. This is in the better half of the industry: JOE outperforms 73.44% of its industry peers.
JOE has a Debt/Equity ratio of 0.85. This is a neutral value indicating JOE is somewhat dependend on debt financing.
JOE has a Debt to Equity ratio (0.85) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 6.15 | ||
| Altman-Z | 2.75 |
ROIC/WACC0.59
WACC7.99%
2.3 Liquidity
JOE has a Current Ratio of 3.12. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of JOE (3.12) is better than 76.56% of its industry peers.
A Quick Ratio of 3.04 indicates that JOE has no problem at all paying its short term obligations.
With a decent Quick ratio value of 3.04, JOE is doing good in the industry, outperforming 78.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.12 | ||
| Quick Ratio | 3.04 |
3. Growth
3.1 Past
JOE shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.22%.
Measured over the past years, JOE shows a very strong growth in Earnings Per Share. The EPS has been growing by 22.55% on average per year.
The Revenue has been growing slightly by 3.44% in the past year.
The Revenue has been growing by 25.94% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-5.22%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%39.13%
Revenue 1Y (TTM)3.44%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%20.3%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 33.11, which means the current valuation is very expensive for JOE.
JOE's Price/Earnings ratio is a bit cheaper when compared to the industry. JOE is cheaper than 73.44% of the companies in the same industry.
JOE's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 28.33.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.11 | ||
| Fwd PE | N/A |
4.2 Price Multiples
JOE's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. JOE is cheaper than 70.31% of the companies in the same industry.
75.00% of the companies in the same industry are more expensive than JOE, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.42 | ||
| EV/EBITDA | 20.83 |
4.3 Compensation for Growth
JOE has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.47
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.31%, JOE has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.72, JOE pays a better dividend. On top of this JOE pays more dividend than 85.94% of the companies listed in the same industry.
With a Dividend Yield of 1.31, JOE pays less dividend than the S&P500 average, which is at 2.51.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.31% |
5.2 History
The dividend of JOE has a limited annual growth rate of 1.69%.
JOE has been paying a dividend for at least 10 years, so it has a reliable track record.
JOE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.69%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
40.91% of the earnings are spent on dividend by JOE. This is a bit on the high side, but may be sustainable.
JOE's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP40.91%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:JOE (4/23/2025, 11:39:08 AM)
42.055
+0.33 (+0.78%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners86.55%
Inst Owner Change0.31%
Ins Owners0.29%
Ins Owner Change-5.18%
Market Cap2.45B
Analysts45
Price TargetN/A
Short Float %1.18%
Short Ratio2.82
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.31% |
Yearly Dividend0.52
Dividend Growth(5Y)1.69%
DP40.91%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.11 | ||
| Fwd PE | N/A | ||
| P/S | 6.08 | ||
| P/FCF | 24.42 | ||
| P/OCF | 22.67 | ||
| P/B | 3.38 | ||
| P/tB | 3.38 | ||
| EV/EBITDA | 20.83 |
EPS(TTM)1.27
EY3.02%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.72
FCFY4.09%
OCF(TTM)1.85
OCFY4.41%
SpS6.92
BVpS12.44
TBVpS12.44
PEG (NY)N/A
PEG (5Y)1.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.82% | ||
| ROE | 10.24% | ||
| ROCE | 6.42% | ||
| ROIC | 4.73% | ||
| ROICexc | 5.03% | ||
| ROICexgc | 5.05% | ||
| OM | 23.73% | ||
| PM (TTM) | 18.42% | ||
| GM | 41.52% | ||
| FCFM | 24.89% |
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
ROICexc(3y)4.44%
ROICexc(5y)4.74%
ROICexgc(3y)4.48%
ROICexgc(5y)4.82%
ROCE(3y)5.71%
ROCE(5y)6.02%
ROICexcg growth 3Y-8.77%
ROICexcg growth 5Y8.02%
ROICexc growth 3Y-8.14%
ROICexc growth 5Y8.7%
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
F-Score7
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.85 | ||
| Debt/FCF | 6.15 | ||
| Debt/EBITDA | 4.34 | ||
| Cap/Depr | 16.7% | ||
| Cap/Sales | 1.92% | ||
| Interest Coverage | 2.92 | ||
| Cash Conversion | 76.07% | ||
| Profit Quality | 135.13% | ||
| Current Ratio | 3.12 | ||
| Quick Ratio | 3.04 | ||
| Altman-Z | 2.75 |
F-Score7
WACC7.99%
ROIC/WACC0.59
Cap/Depr(3y)21.51%
Cap/Depr(5y)26.54%
Cap/Sales(3y)2.13%
Cap/Sales(5y)2.31%
Profit Quality(3y)106.16%
Profit Quality(5y)106.5%
High Growth Momentum
Growth
EPS 1Y (TTM)-5.22%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%39.13%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.44%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%20.3%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.38%
EBIT growth 3Y0.38%
EBIT growth 5Y25.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2.64%
FCF growth 3Y-2.3%
FCF growth 5Y36.7%
OCF growth 1Y3.99%
OCF growth 3Y-1.15%
OCF growth 5Y28.86%