ST JOE CO/THE (JOE) Stock Fundamental Analysis
USA - NYSE:JOE - US7901481009 - Common Stock
57.3 USD
+1.59 (+2.85%)
Overall JOE gets a fundamental rating of 6 out of 10. We evaluated JOE against 63 industry peers in the Real Estate Management & Development industry. JOE scores excellent points on both the profitability and health parts. This is a solid base for a good stock. JOE has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
JOE had positive earnings in the past year.
JOE had a positive operating cash flow in the past year.
Each year in the past 5 years JOE has been profitable.
Each year in the past 5 years JOE had a positive operating cash flow.
1.2 Ratios
The Return On Assets of JOE (6.82%) is better than 93.65% of its industry peers.
JOE has a better Return On Equity (13.75%) than 92.06% of its industry peers.
JOE has a Return On Invested Capital of 6.58%. This is amongst the best in the industry. JOE outperforms 80.95% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JOE is in line with the industry average of 6.19%.
The 3 year average ROIC (4.22%) for JOE is below the current ROIC(6.58%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.82% | ||
| ROE | 13.75% | ||
| ROIC | 6.58% |
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
1.3 Margins
With an excellent Profit Margin value of 21.41%, JOE belongs to the best of the industry, outperforming 92.06% of the companies in the same industry.
In the last couple of years the Profit Margin of JOE has declined.
Looking at the Operating Margin, with a value of 27.12%, JOE belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
JOE's Operating Margin has been stable in the last couple of years.
JOE's Gross Margin of 42.28% is fine compared to the rest of the industry. JOE outperforms 71.43% of its industry peers.
JOE's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.12% | ||
| PM (TTM) | 21.41% | ||
| GM | 42.28% |
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so JOE is destroying value.
JOE has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for JOE has been reduced compared to 5 years ago.
JOE has a better debt/assets ratio than last year.
2.2 Solvency
JOE has an Altman-Z score of 3.68. This indicates that JOE is financially healthy and has little risk of bankruptcy at the moment.
JOE has a Altman-Z score of 3.68. This is in the better half of the industry: JOE outperforms 76.19% of its industry peers.
JOE has a debt to FCF ratio of 3.39. This is a good value and a sign of high solvency as JOE would need 3.39 years to pay back of all of its debts.
JOE has a Debt to FCF ratio of 3.39. This is in the better half of the industry: JOE outperforms 77.78% of its industry peers.
JOE has a Debt/Equity ratio of 0.76. This is a neutral value indicating JOE is somewhat dependend on debt financing.
JOE has a Debt to Equity ratio (0.76) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.76 | ||
| Debt/FCF | 3.39 | ||
| Altman-Z | 3.68 |
ROIC/WACC0.82
WACC8.07%
2.3 Liquidity
A Current Ratio of 3.81 indicates that JOE has no problem at all paying its short term obligations.
JOE has a Current ratio of 3.81. This is amongst the best in the industry. JOE outperforms 85.71% of its industry peers.
JOE has a Quick Ratio of 3.73. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
JOE has a Quick ratio of 3.73. This is amongst the best in the industry. JOE outperforms 88.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.81 | ||
| Quick Ratio | 3.73 |
3. Growth
3.1 Past
The earnings per share for JOE have decreased by -5.22% in the last year.
Measured over the past years, JOE shows a very strong growth in Earnings Per Share. The EPS has been growing by 22.55% on average per year.
JOE shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.89%.
JOE shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.94% yearly.
EPS 1Y (TTM)-5.22%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%131.89%
Revenue 1Y (TTM)26.89%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%62.7%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 45.12 indicates a quite expensive valuation of JOE.
Based on the Price/Earnings ratio, JOE is valued a bit cheaper than the industry average as 69.84% of the companies are valued more expensively.
JOE is valuated expensively when we compare the Price/Earnings ratio to 25.07, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.12 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of JOE indicates a somewhat cheap valuation: JOE is cheaper than 66.67% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of JOE indicates a rather cheap valuation: JOE is cheaper than 82.54% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.48 | ||
| EV/EBITDA | 20.39 |
4.3 Compensation for Growth
JOE has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.09%, JOE has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.51, JOE pays a better dividend. On top of this JOE pays more dividend than 84.13% of the companies listed in the same industry.
With a Dividend Yield of 1.09, JOE pays less dividend than the S&P500 average, which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.09% |
5.2 History
The dividend of JOE has a limited annual growth rate of 1.69%.
JOE has been paying a dividend for at least 10 years, so it has a reliable track record.
JOE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.69%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
31.12% of the earnings are spent on dividend by JOE. This is a low number and sustainable payout ratio.
The dividend of JOE is growing, but earnings are growing more, so the dividend growth is sustainable.
DP31.12%
EPS Next 2YN/A
EPS Next 3YN/A
NYSE:JOE (11/21/2025, 3:44:59 PM)
57.3
+1.59 (+2.85%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners86.35%
Inst Owner Change-0.6%
Ins Owners0.32%
Ins Owner Change-85.25%
Market Cap3.32B
Revenue(TTM)488.69M
Net Income(TTM)104.61M
Analysts45
Price TargetN/A
Short Float %1.63%
Short Ratio4.58
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.09% |
Yearly Dividend0.52
Dividend Growth(5Y)1.69%
DP31.12%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 45.12 | ||
| Fwd PE | N/A | ||
| P/S | 6.79 | ||
| P/FCF | 19.48 | ||
| P/OCF | 18.84 | ||
| P/B | 4.36 | ||
| P/tB | 4.36 | ||
| EV/EBITDA | 20.39 |
EPS(TTM)1.27
EY2.22%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.94
FCFY5.13%
OCF(TTM)3.04
OCFY5.31%
SpS8.44
BVpS13.14
TBVpS13.14
PEG (NY)N/A
PEG (5Y)2
Graham Number19.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.82% | ||
| ROE | 13.75% | ||
| ROCE | 8.92% | ||
| ROIC | 6.58% | ||
| ROICexc | 7.19% | ||
| ROICexgc | 7.21% | ||
| OM | 27.12% | ||
| PM (TTM) | 21.41% | ||
| GM | 42.28% | ||
| FCFM | 34.86% |
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
ROICexc(3y)4.44%
ROICexc(5y)4.74%
ROICexgc(3y)4.48%
ROICexgc(5y)4.82%
ROCE(3y)5.71%
ROCE(5y)6.02%
ROICexgc growth 3Y-8.77%
ROICexgc growth 5Y8.02%
ROICexc growth 3Y-8.14%
ROICexc growth 5Y8.7%
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
F-Score8
Asset Turnover0.32
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.76 | ||
| Debt/FCF | 3.39 | ||
| Debt/EBITDA | 3.21 | ||
| Cap/Depr | 12.03% | ||
| Cap/Sales | 1.18% | ||
| Interest Coverage | 4.38 | ||
| Cash Conversion | 97.63% | ||
| Profit Quality | 162.86% | ||
| Current Ratio | 3.81 | ||
| Quick Ratio | 3.73 | ||
| Altman-Z | 3.68 |
F-Score8
WACC8.07%
ROIC/WACC0.82
Cap/Depr(3y)21.51%
Cap/Depr(5y)26.54%
Cap/Sales(3y)2.13%
Cap/Sales(5y)2.31%
Profit Quality(3y)106.16%
Profit Quality(5y)106.5%
High Growth Momentum
Growth
EPS 1Y (TTM)-5.22%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%131.89%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)26.89%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%62.7%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.04%
EBIT growth 3Y0.38%
EBIT growth 5Y25.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y67.36%
FCF growth 3Y-2.3%
FCF growth 5Y36.7%
OCF growth 1Y59.83%
OCF growth 3Y-1.15%
OCF growth 5Y28.86%
ST JOE CO/THE / JOE FAQ
Can you provide the ChartMill fundamental rating for ST JOE CO/THE?
ChartMill assigns a fundamental rating of 6 / 10 to JOE.
What is the valuation status for JOE stock?
ChartMill assigns a valuation rating of 4 / 10 to ST JOE CO/THE (JOE). This can be considered as Fairly Valued.
What is the profitability of JOE stock?
ST JOE CO/THE (JOE) has a profitability rating of 8 / 10.
What are the PE and PB ratios of ST JOE CO/THE (JOE) stock?
The Price/Earnings (PE) ratio for ST JOE CO/THE (JOE) is 45.12 and the Price/Book (PB) ratio is 4.36.
How sustainable is the dividend of ST JOE CO/THE (JOE) stock?
The dividend rating of ST JOE CO/THE (JOE) is 6 / 10 and the dividend payout ratio is 31.12%.