ST JOE CO/THE (JOE) Stock Fundamental Analysis
NYSE:JOE - New York Stock Exchange, Inc. - US7901481009 - Common Stock - Currency: USD
JOE gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 63 industry peers in the Real Estate Management & Development industry. JOE has an excellent profitability rating, but there are some minor concerns on its financial health. While showing a medium growth rate, JOE is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
JOE had positive earnings in the past year.
In the past year JOE had a positive cash flow from operations.
In the past 5 years JOE has always been profitable.
Each year in the past 5 years JOE had a positive operating cash flow.
1.2 Ratios
JOE has a Return On Assets of 4.43%. This is amongst the best in the industry. JOE outperforms 89.83% of its industry peers.
JOE has a better Return On Equity (9.56%) than 84.75% of its industry peers.
With a decent Return On Invested Capital value of 4.04%, JOE is doing good in the industry, outperforming 77.97% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for JOE is in line with the industry average of 4.84%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 9.56% | ||
| ROIC | 4.04% |
ROA(3y)5.41%
ROA(5y)4.71%
ROE(3y)11.63%
ROE(5y)9.65%
ROIC(3y)4.38%
ROIC(5y)3.77%
1.3 Margins
JOE has a Profit Margin of 17.77%. This is amongst the best in the industry. JOE outperforms 89.83% of its industry peers.
JOE's Profit Margin has declined in the last couple of years.
JOE's Operating Margin of 22.63% is amongst the best of the industry. JOE outperforms 89.83% of its industry peers.
JOE's Operating Margin has declined in the last couple of years.
The Gross Margin of JOE (41.03%) is better than 69.49% of its industry peers.
JOE's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.63% | ||
| PM (TTM) | 17.77% | ||
| GM | 41.03% |
OM growth 3Y-7.37%
OM growth 5Y-2.65%
PM growth 3Y-10.82%
PM growth 5Y-7.43%
GM growth 3Y-8.59%
GM growth 5Y-5.94%
2. Health
2.1 Basic Checks
JOE has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for JOE remains at a similar level compared to 1 year ago.
The number of shares outstanding for JOE has been reduced compared to 5 years ago.
JOE has a worse debt/assets ratio than last year.
2.2 Solvency
JOE has an Altman-Z score of 2.91. This is not the best score and indicates that JOE is in the grey zone with still only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.91, JOE is doing good in the industry, outperforming 74.58% of the companies in the same industry.
The Debt to FCF ratio of JOE is 7.54, which is on the high side as it means it would take JOE, 7.54 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 7.54, JOE is doing good in the industry, outperforming 77.97% of the companies in the same industry.
JOE has a Debt/Equity ratio of 0.87. This is a neutral value indicating JOE is somewhat dependend on debt financing.
JOE has a Debt to Equity ratio of 0.87. This is in the lower half of the industry: JOE underperforms 62.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.87 | ||
| Debt/FCF | 7.54 | ||
| Altman-Z | 2.91 |
ROIC/WACC0.49
WACC8.24%
2.3 Liquidity
A Current Ratio of 2.22 indicates that JOE has no problem at all paying its short term obligations.
The Current ratio of JOE (2.22) is comparable to the rest of the industry.
JOE has a Quick Ratio of 2.14. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of JOE (2.14) is better than 61.02% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.22 | ||
| Quick Ratio | 2.14 |
3. Growth
3.1 Past
JOE shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.79%.
Measured over the past years, JOE shows a very strong growth in Earnings Per Share. The EPS has been growing by 21.66% on average per year.
JOE shows a small growth in Revenue. In the last year, the Revenue has grown by 5.75%.
JOE shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 28.69% yearly.
EPS 1Y (TTM)-25.79%
EPS 3Y20.06%
EPS 5Y21.66%
EPS Q2Q%-12.12%
Revenue 1Y (TTM)5.75%
Revenue growth 3Y34.33%
Revenue growth 5Y28.69%
Sales Q2Q%-2.37%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 41.59, which means the current valuation is very expensive for JOE.
Based on the Price/Earnings ratio, JOE is valued a bit cheaper than 71.19% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 28.58. JOE is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 41.59 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JOE is valued a bit cheaper than 66.10% of the companies in the same industry.
JOE's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. JOE is cheaper than 76.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 34.74 | ||
| EV/EBITDA | 25.09 |
4.3 Compensation for Growth
JOE has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.92
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
JOE has a Yearly Dividend Yield of 1.17%.
Compared to an average industry Dividend Yield of 3.22, JOE pays a better dividend. On top of this JOE pays more dividend than 86.44% of the companies listed in the same industry.
With a Dividend Yield of 1.17, JOE pays less dividend than the S&P500 average, which is at 2.27.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.17% |
5.2 History
The dividend of JOE decreases each year by -7.21%.
JOE has paid a dividend for at least 10 years, which is a reliable track record.
JOE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
42.58% of the earnings are spent on dividend by JOE. This is a bit on the high side, but may be sustainable.
DP42.58%
EPS Next 2YN/A
EPS Next 3YN/A
ST JOE CO/THE
NYSE:JOE (1/27/2025, 12:00:03 PM)
49.08
+1.3 (+2.72%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners86.54%
Inst Owner Change-0.05%
Ins Owners0.29%
Ins Owner Change-60.68%
Market Cap2.87B
Analysts45
Price TargetN/A
Short Float %1.23%
Short Ratio2.45
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.17% |
Yearly Dividend0.44
Dividend Growth(5Y)-7.21%
DP42.58%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 41.59 | ||
| Fwd PE | N/A | ||
| P/S | 7.44 | ||
| P/FCF | 34.74 | ||
| P/OCF | 31.95 | ||
| P/B | 4 | ||
| P/tB | 4 | ||
| EV/EBITDA | 25.09 |
EPS(TTM)1.18
EY2.4%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.41
FCFY2.88%
OCF(TTM)1.54
OCFY3.13%
SpS6.59
BVpS12.27
TBVpS12.27
PEG (NY)N/A
PEG (5Y)1.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 9.56% | ||
| ROCE | 5.84% | ||
| ROIC | 4.04% | ||
| ROICexc | 4.28% | ||
| ROICexgc | 4.32% | ||
| OM | 22.63% | ||
| PM (TTM) | 17.77% | ||
| GM | 41.03% | ||
| FCFM | 21.42% |
ROA(3y)5.41%
ROA(5y)4.71%
ROE(3y)11.63%
ROE(5y)9.65%
ROIC(3y)4.38%
ROIC(5y)3.77%
ROICexc(3y)4.62%
ROICexc(5y)4.13%
ROICexgc(3y)4.71%
ROICexgc(5y)4.22%
ROCE(3y)6.33%
ROCE(5y)5.45%
ROICexcg growth 3Y6.33%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y7.2%
ROICexc growth 5Y7.78%
OM growth 3Y-7.37%
OM growth 5Y-2.65%
PM growth 3Y-10.82%
PM growth 5Y-7.43%
GM growth 3Y-8.59%
GM growth 5Y-5.94%
F-Score7
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.87 | ||
| Debt/FCF | 7.54 | ||
| Debt/EBITDA | 4.69 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 1.87% | ||
| Interest Coverage | 2.58 | ||
| Cash Conversion | 67.6% | ||
| Profit Quality | 120.54% | ||
| Current Ratio | 2.22 | ||
| Quick Ratio | 2.14 | ||
| Altman-Z | 2.91 |
F-Score7
WACC8.24%
ROIC/WACC0.49
Cap/Depr(3y)23.82%
Cap/Depr(5y)41.45%
Cap/Sales(3y)2.03%
Cap/Sales(5y)3.41%
Profit Quality(3y)109.16%
Profit Quality(5y)95.15%
High Growth Momentum
Growth
EPS 1Y (TTM)-25.79%
EPS 3Y20.06%
EPS 5Y21.66%
EPS Q2Q%-12.12%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.75%
Revenue growth 3Y34.33%
Revenue growth 5Y28.69%
Sales Q2Q%-2.37%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.13%
EBIT growth 3Y24.43%
EBIT growth 5Y25.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y13.97%
FCF growth 3Y45.66%
FCF growth 5Y20.28%
OCF growth 1Y16.49%
OCF growth 3Y40.68%
OCF growth 5Y20.19%