ST JOE CO/THE (JOE) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:JOE • US7901481009

68.56 USD
+0.7 (+1.03%)
At close: Feb 6, 2026
68.56 USD
0 (0%)
After Hours: 2/6/2026, 8:04:00 PM
Fundamental Rating

6

Taking everything into account, JOE scores 6 out of 10 in our fundamental rating. JOE was compared to 62 industry peers in the Real Estate Management & Development industry. JOE has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. JOE is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year JOE was profitable.
  • In the past year JOE had a positive cash flow from operations.
  • JOE had positive earnings in each of the past 5 years.
  • Each year in the past 5 years JOE had a positive operating cash flow.
JOE Yearly Net Income VS EBIT VS OCF VS FCFJOE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • JOE's Return On Assets of 6.82% is amongst the best of the industry. JOE outperforms 95.16% of its industry peers.
  • The Return On Equity of JOE (13.75%) is better than 93.55% of its industry peers.
  • JOE has a Return On Invested Capital of 6.58%. This is amongst the best in the industry. JOE outperforms 80.65% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for JOE is in line with the industry average of 5.41%.
  • The last Return On Invested Capital (6.58%) for JOE is above the 3 year average (4.22%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 6.82%
ROE 13.75%
ROIC 6.58%
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
JOE Yearly ROA, ROE, ROICJOE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • JOE's Profit Margin of 21.41% is amongst the best of the industry. JOE outperforms 91.94% of its industry peers.
  • JOE's Profit Margin has declined in the last couple of years.
  • JOE has a better Operating Margin (27.12%) than 90.32% of its industry peers.
  • JOE's Operating Margin has been stable in the last couple of years.
  • JOE has a Gross Margin of 42.28%. This is in the better half of the industry: JOE outperforms 72.58% of its industry peers.
  • In the last couple of years the Gross Margin of JOE has declined.
Industry RankSector Rank
OM 27.12%
PM (TTM) 21.41%
GM 42.28%
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
JOE Yearly Profit, Operating, Gross MarginsJOE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), JOE is destroying value.
  • The number of shares outstanding for JOE remains at a similar level compared to 1 year ago.
  • JOE has less shares outstanding than it did 5 years ago.
  • JOE has a better debt/assets ratio than last year.
JOE Yearly Shares OutstandingJOE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M
JOE Yearly Total Debt VS Total AssetsJOE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • JOE has an Altman-Z score of 4.22. This indicates that JOE is financially healthy and has little risk of bankruptcy at the moment.
  • JOE has a Altman-Z score of 4.22. This is in the better half of the industry: JOE outperforms 77.42% of its industry peers.
  • The Debt to FCF ratio of JOE is 3.39, which is a good value as it means it would take JOE, 3.39 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of JOE (3.39) is better than 77.42% of its industry peers.
  • JOE has a Debt/Equity ratio of 0.76. This is a neutral value indicating JOE is somewhat dependend on debt financing.
  • JOE has a Debt to Equity ratio (0.76) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.76
Debt/FCF 3.39
Altman-Z 4.22
ROIC/WACC0.81
WACC8.17%
JOE Yearly LT Debt VS Equity VS FCFJOE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.3 Liquidity

  • A Current Ratio of 3.81 indicates that JOE has no problem at all paying its short term obligations.
  • JOE has a better Current ratio (3.81) than 82.26% of its industry peers.
  • JOE has a Quick Ratio of 3.73. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Quick ratio value of 3.73, JOE belongs to the best of the industry, outperforming 85.48% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.81
Quick Ratio 3.73
JOE Yearly Current Assets VS Current LiabilitesJOE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • JOE shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -5.22%.
  • JOE shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 22.55% yearly.
  • JOE shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.89%.
  • Measured over the past years, JOE shows a very strong growth in Revenue. The Revenue has been growing by 25.94% on average per year.
EPS 1Y (TTM)-5.22%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%131.89%
Revenue 1Y (TTM)26.89%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%62.7%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
JOE Yearly Revenue VS EstimatesJOE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
JOE Yearly EPS VS EstimatesJOE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2023 2024 0 0.2 0.4 0.6 0.8 1

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3

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 53.98, which means the current valuation is very expensive for JOE.
  • Compared to the rest of the industry, the Price/Earnings ratio of JOE indicates a somewhat cheap valuation: JOE is cheaper than 62.90% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.92, JOE is valued quite expensively.
Industry RankSector Rank
PE 53.98
Fwd PE N/A
JOE Price Earnings VS Forward Price EarningsJOE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • JOE's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. JOE is cheaper than 66.13% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of JOE indicates a somewhat cheap valuation: JOE is cheaper than 79.03% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 23.24
EV/EBITDA 24.22
JOE Per share dataJOE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • JOE has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.39
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a yearly dividend of 0.96%, JOE is not a good candidate for dividend investing.
  • JOE's Dividend Yield is rather good when compared to the industry average which is at 0.86. JOE pays more dividend than 83.87% of the companies in the same industry.
  • With a Dividend Yield of 0.96, JOE pays less dividend than the S&P500 average, which is at 1.83.
Industry RankSector Rank
Dividend Yield 0.96%

5.2 History

  • The dividend of JOE has a limited annual growth rate of 1.69%.
  • JOE has paid a dividend for at least 10 years, which is a reliable track record.
  • JOE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.69%
Div Incr Years4
Div Non Decr Years4
JOE Yearly Dividends per shareJOE Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.1 0.2 0.3 0.4 0.5

5.3 Sustainability

  • JOE pays out 31.12% of its income as dividend. This is a sustainable payout ratio.
  • JOE's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP31.12%
EPS Next 2YN/A
EPS Next 3YN/A
JOE Yearly Income VS Free CF VS DividendJOE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
JOE Dividend Payout.JOE Dividend Payout, showing the Payout Ratio.JOE Dividend Payout.PayoutRetained Earnings

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ST JOE CO/THE

NYSE:JOE (2/6/2026, 8:04:00 PM)

After market: 68.56 0 (0%)

68.56

+0.7 (+1.03%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)10-22
Earnings (Next)02-25
Inst Owners87.5%
Inst Owner Change-1.02%
Ins Owners0.32%
Ins Owner Change-4.66%
Market Cap3.96B
Revenue(TTM)488.69M
Net Income(TTM)104.61M
Analysts45
Price TargetN/A
Short Float %1.36%
Short Ratio3.76
Dividend
Industry RankSector Rank
Dividend Yield 0.96%
Yearly Dividend0.52
Dividend Growth(5Y)1.69%
DP31.12%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 53.98
Fwd PE N/A
P/S 8.1
P/FCF 23.24
P/OCF 22.48
P/B 5.2
P/tB 5.2
EV/EBITDA 24.22
EPS(TTM)1.27
EY1.85%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.95
FCFY4.3%
OCF(TTM)3.05
OCFY4.45%
SpS8.46
BVpS13.17
TBVpS13.17
PEG (NY)N/A
PEG (5Y)2.39
Graham Number19.4
Profitability
Industry RankSector Rank
ROA 6.82%
ROE 13.75%
ROCE 8.92%
ROIC 6.58%
ROICexc 7.19%
ROICexgc 7.21%
OM 27.12%
PM (TTM) 21.41%
GM 42.28%
FCFM 34.86%
ROA(3y)4.96%
ROA(5y)5.08%
ROE(3y)10.95%
ROE(5y)10.67%
ROIC(3y)4.22%
ROIC(5y)4.45%
ROICexc(3y)4.44%
ROICexc(5y)4.74%
ROICexgc(3y)4.48%
ROICexgc(5y)4.82%
ROCE(3y)5.71%
ROCE(5y)6.02%
ROICexgc growth 3Y-8.77%
ROICexgc growth 5Y8.02%
ROICexc growth 3Y-8.14%
ROICexc growth 5Y8.7%
OM growth 3Y-12.47%
OM growth 5Y-0.74%
PM growth 3Y-12.96%
PM growth 5Y-2.67%
GM growth 3Y-6.52%
GM growth 5Y-3.48%
F-Score8
Asset Turnover0.32
Health
Industry RankSector Rank
Debt/Equity 0.76
Debt/FCF 3.39
Debt/EBITDA 3.21
Cap/Depr 12.03%
Cap/Sales 1.18%
Interest Coverage 4.38
Cash Conversion 97.63%
Profit Quality 162.86%
Current Ratio 3.81
Quick Ratio 3.73
Altman-Z 4.22
F-Score8
WACC8.17%
ROIC/WACC0.81
Cap/Depr(3y)21.51%
Cap/Depr(5y)26.54%
Cap/Sales(3y)2.13%
Cap/Sales(5y)2.31%
Profit Quality(3y)106.16%
Profit Quality(5y)106.5%
High Growth Momentum
Growth
EPS 1Y (TTM)-5.22%
EPS 3Y0.04%
EPS 5Y22.55%
EPS Q2Q%131.89%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)26.89%
Revenue growth 3Y14.68%
Revenue growth 5Y25.94%
Sales Q2Q%62.7%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.04%
EBIT growth 3Y0.38%
EBIT growth 5Y25.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y67.36%
FCF growth 3Y-2.3%
FCF growth 5Y36.7%
OCF growth 1Y59.83%
OCF growth 3Y-1.15%
OCF growth 5Y28.86%

ST JOE CO/THE / JOE FAQ

Can you provide the ChartMill fundamental rating for ST JOE CO/THE?

ChartMill assigns a fundamental rating of 6 / 10 to JOE.


Can you provide the valuation status for ST JOE CO/THE?

ChartMill assigns a valuation rating of 3 / 10 to ST JOE CO/THE (JOE). This can be considered as Overvalued.


What is the profitability of JOE stock?

ST JOE CO/THE (JOE) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for JOE stock?

The Price/Earnings (PE) ratio for ST JOE CO/THE (JOE) is 53.98 and the Price/Book (PB) ratio is 5.2.


How financially healthy is ST JOE CO/THE?

The financial health rating of ST JOE CO/THE (JOE) is 7 / 10.