ST JOE CO/THE (JOE)
US7901481009 - Common Stock
We assign a fundamental rating of 5 out of 10 to JOE. JOE was compared to 64 industry peers in the Real Estate Management & Development industry. While JOE has a great profitability rating, there are some minor concerns on its financial health. JOE is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
JOE had positive earnings in the past year.
JOE had a positive operating cash flow in the past year.
JOE had positive earnings in each of the past 5 years.
JOE had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 4.43%, JOE belongs to the best of the industry, outperforming 88.89% of the companies in the same industry.
The Return On Equity of JOE (9.56%) is better than 85.71% of its industry peers.
The Return On Invested Capital of JOE (4.04%) is better than 80.95% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JOE is in line with the industry average of 4.82%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 9.56% | ||
| ROIC | 4.04% |
ROA(3y)5.41%
ROA(5y)4.71%
ROE(3y)11.63%
ROE(5y)9.65%
ROIC(3y)4.38%
ROIC(5y)3.77%
1.3 Margins
The Profit Margin of JOE (17.77%) is better than 92.06% of its industry peers.
JOE's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 22.63%, JOE belongs to the top of the industry, outperforming 92.06% of the companies in the same industry.
In the last couple of years the Operating Margin of JOE has declined.
The Gross Margin of JOE (41.03%) is better than 73.02% of its industry peers.
JOE's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.63% | ||
| PM (TTM) | 17.77% | ||
| GM | 41.03% |
OM growth 3Y-7.37%
OM growth 5Y-2.65%
PM growth 3Y-10.82%
PM growth 5Y-7.43%
GM growth 3Y-8.59%
GM growth 5Y-5.94%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), JOE is destroying value.
JOE has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for JOE has been reduced compared to 5 years ago.
The debt/assets ratio for JOE is higher compared to a year ago.
2.2 Solvency
JOE has an Altman-Z score of 2.77. This is not the best score and indicates that JOE is in the grey zone with still only limited risk for bankruptcy at the moment.
With a decent Altman-Z score value of 2.77, JOE is doing good in the industry, outperforming 71.43% of the companies in the same industry.
The Debt to FCF ratio of JOE is 7.54, which is on the high side as it means it would take JOE, 7.54 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 7.54, JOE is doing good in the industry, outperforming 77.78% of the companies in the same industry.
A Debt/Equity ratio of 0.87 indicates that JOE is somewhat dependend on debt financing.
The Debt to Equity ratio of JOE (0.87) is worse than 61.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.87 | ||
| Debt/FCF | 7.54 | ||
| Altman-Z | 2.77 |
ROIC/WACC0.5
WACC8.09%
2.3 Liquidity
JOE has a Current Ratio of 2.22. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.22, JOE is in the better half of the industry, outperforming 63.49% of the companies in the same industry.
JOE has a Quick Ratio of 2.14. This indicates that JOE is financially healthy and has no problem in meeting its short term obligations.
JOE has a Quick ratio of 2.14. This is in the better half of the industry: JOE outperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.22 | ||
| Quick Ratio | 2.14 |
3. Growth
3.1 Past
JOE shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.79%.
Measured over the past years, JOE shows a very strong growth in Earnings Per Share. The EPS has been growing by 21.66% on average per year.
Looking at the last year, JOE shows a small growth in Revenue. The Revenue has grown by 5.75% in the last year.
JOE shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 28.69% yearly.
EPS 1Y (TTM)-25.79%
EPS 3Y20.06%
EPS 5Y21.66%
EPS Q2Q%-12.12%
Revenue 1Y (TTM)5.75%
Revenue growth 3Y34.33%
Revenue growth 5Y28.69%
Sales Q2Q%-2.37%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 37.75, JOE can be considered very expensive at the moment.
JOE's Price/Earnings ratio is a bit cheaper when compared to the industry. JOE is cheaper than 74.60% of the companies in the same industry.
JOE is valuated rather expensively when we compare the Price/Earnings ratio to 27.20, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.75 | ||
| Fwd PE | N/A |
4.2 Price Multiples
JOE's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. JOE is cheaper than 71.43% of the companies in the same industry.
JOE's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. JOE is cheaper than 77.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 31.53 | ||
| EV/EBITDA | 23.67 |
4.3 Compensation for Growth
JOE has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.74
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
JOE has a Yearly Dividend Yield of 1.28%.
The stock price of JOE dropped by -26.12% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 4.80, JOE pays a better dividend. On top of this JOE pays more dividend than 85.71% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, JOE's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.28% |
5.2 History
The dividend of JOE decreases each year by -7.21%.
JOE has paid a dividend for at least 10 years, which is a reliable track record.
JOE has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-7.21%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
42.58% of the earnings are spent on dividend by JOE. This is a bit on the high side, but may be sustainable.
DP42.58%
EPS Next 2YN/A
EPS Next 3YN/A
ST JOE CO/THE
NYSE:JOE (12/20/2024, 8:20:33 PM)
Premarket: 44 -0.55 (-1.23%)44.55
+0.75 (+1.71%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners86.54%
Inst Owner Change0.27%
Ins Owners0.29%
Ins Owner Change-64.55%
Market Cap2.60B
Analysts45
Price TargetN/A
Short Float %1.23%
Short Ratio2.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.28% |
Dividend Growth(5Y)-7.21%
DP42.58%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37.75 | ||
| Fwd PE | N/A | ||
| P/S | 6.76 | ||
| P/FCF | 31.53 | ||
| P/OCF | 29 | ||
| P/B | 3.63 | ||
| P/tB | 3.63 | ||
| EV/EBITDA | 23.67 |
EPS(TTM)1.18
EY2.65%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.41
FCFY3.17%
OCF(TTM)1.54
OCFY3.45%
SpS6.59
BVpS12.27
TBVpS12.27
PEG (NY)N/A
PEG (5Y)1.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 9.56% | ||
| ROCE | 5.84% | ||
| ROIC | 4.04% | ||
| ROICexc | 4.28% | ||
| ROICexgc | 4.32% | ||
| OM | 22.63% | ||
| PM (TTM) | 17.77% | ||
| GM | 41.03% | ||
| FCFM | 21.42% |
ROA(3y)5.41%
ROA(5y)4.71%
ROE(3y)11.63%
ROE(5y)9.65%
ROIC(3y)4.38%
ROIC(5y)3.77%
ROICexc(3y)4.62%
ROICexc(5y)4.13%
ROICexgc(3y)4.71%
ROICexgc(5y)4.22%
ROCE(3y)6.33%
ROCE(5y)5.45%
ROICexcg growth 3Y6.33%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y7.2%
ROICexc growth 5Y7.78%
OM growth 3Y-7.37%
OM growth 5Y-2.65%
PM growth 3Y-10.82%
PM growth 5Y-7.43%
GM growth 3Y-8.59%
GM growth 5Y-5.94%
F-Score7
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.87 | ||
| Debt/FCF | 7.54 | ||
| Debt/EBITDA | 4.69 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 1.87% | ||
| Interest Coverage | 2.58 | ||
| Cash Conversion | 67.6% | ||
| Profit Quality | 120.54% | ||
| Current Ratio | 2.22 | ||
| Quick Ratio | 2.14 | ||
| Altman-Z | 2.77 |
F-Score7
WACC8.09%
ROIC/WACC0.5
Cap/Depr(3y)23.82%
Cap/Depr(5y)41.45%
Cap/Sales(3y)2.03%
Cap/Sales(5y)3.41%
Profit Quality(3y)109.16%
Profit Quality(5y)95.15%
High Growth Momentum
Growth
EPS 1Y (TTM)-25.79%
EPS 3Y20.06%
EPS 5Y21.66%
EPS Q2Q%-12.12%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.75%
Revenue growth 3Y34.33%
Revenue growth 5Y28.69%
Sales Q2Q%-2.37%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.13%
EBIT growth 3Y24.43%
EBIT growth 5Y25.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y13.97%
FCF growth 3Y45.66%
FCF growth 5Y20.28%
OCF growth 1Y16.49%
OCF growth 3Y40.68%
OCF growth 5Y20.19%