J. JILL INC (JILL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JILL - US46620W2017 - Common Stock
14.26 USD
-2.23 (-13.52%)
14.26 USD
0 (0%)
Overall JILL gets a fundamental rating of 6 out of 10. We evaluated JILL against 121 industry peers in the Specialty Retail industry. JILL scores excellent on profitability, but there are some minor concerns on its financial health. JILL is cheap, but on the other hand it scores bad on growth. These ratings could make JILL a good candidate for value investing.
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
In the past year JILL had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 8.43%, JILL belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
JILL has a Return On Equity of 30.29%. This is amongst the best in the industry. JILL outperforms 87.60% of its industry peers.
JILL's Return On Invested Capital of 13.95% is amongst the best of the industry. JILL outperforms 82.64% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 12.23%.
The last Return On Invested Capital (13.95%) for JILL is well below the 3 year average (19.89%), which needs to be investigated, but indicates that JILL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROIC | 13.95% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of JILL (6.12%) is better than 79.34% of its industry peers.
JILL's Operating Margin of 10.11% is amongst the best of the industry. JILL outperforms 83.47% of its industry peers.
JILL's Operating Margin has improved in the last couple of years.
JILL's Gross Margin of 69.54% is amongst the best of the industry. JILL outperforms 95.87% of its industry peers.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), JILL is creating some value.
JILL has more shares outstanding than it did 1 year ago.
The number of shares outstanding for JILL has been increased compared to 5 years ago.
Compared to 1 year ago, JILL has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 1.99 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
JILL has a Altman-Z score (1.99) which is in line with its industry peers.
JILL has a debt to FCF ratio of 2.11. This is a good value and a sign of high solvency as JILL would need 2.11 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 2.11, JILL is in the better half of the industry, outperforming 74.38% of the companies in the same industry.
A Debt/Equity ratio of 0.58 indicates that JILL is somewhat dependend on debt financing.
JILL has a Debt to Equity ratio (0.58) which is comparable to the rest of the industry.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Altman-Z | 1.99 |
ROIC/WACC1.25
WACC11.14%
2.3 Liquidity
A Current Ratio of 1.11 indicates that JILL should not have too much problems paying its short term obligations.
JILL has a Current ratio of 1.11. This is in the lower half of the industry: JILL underperforms 66.12% of its industry peers.
JILL has a Quick Ratio of 1.11. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
JILL has a better Quick ratio (0.64) than 60.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
JILL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -11.59%.
JILL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 58.31% yearly.
Looking at the last year, JILL shows a decrease in Revenue. The Revenue has decreased by -2.37% in the last year.
The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
3.2 Future
Based on estimates for the next years, JILL will show a decrease in Earnings Per Share. The EPS will decrease by -9.49% on average per year.
The Revenue is expected to grow by 0.69% on average over the next years.
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.92 indicates a rather cheap valuation of JILL.
Based on the Price/Earnings ratio, JILL is valued cheaply inside the industry as 96.69% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.59. JILL is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 5.00, which indicates a rather cheap valuation of JILL.
98.35% of the companies in the same industry are more expensive than JILL, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.80. JILL is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 5 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaply inside the industry as 93.39% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaply inside the industry as 92.56% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.55 | ||
| EV/EBITDA | 3.36 |
4.3 Compensation for Growth
JILL has an outstanding profitability rating, which may justify a higher PE ratio.
JILL's earnings are expected to decrease with -9.49% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.08
EPS Next 2Y-9.49%
EPS Next 3YN/A
5. Dividend
5.1 Amount
JILL has a Yearly Dividend Yield of 1.97%. Purely for dividend investing, there may be better candidates out there.
The stock price of JILL dropped by -20.51% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
JILL's Dividend Yield is rather good when compared to the industry average which is at 5.67. JILL pays more dividend than 80.17% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.31, JILL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.97% |
5.2 History
JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
12.48% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP12.48%
EPS Next 2Y-9.49%
EPS Next 3YN/A
14.26
-2.23 (-13.52%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners47.45%
Inst Owner Change-6.49%
Ins Owners5.2%
Ins Owner Change-0.26%
Market Cap217.18M
Revenue(TTM)601.71M
Net Income(TTM)36.80M
Analysts83.64
Price Target20.4 (43.06%)
Short Float %8.87%
Short Ratio11.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.97% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP12.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.56%
Min EPS beat(2)0.32%
Max EPS beat(2)2.8%
EPS beat(4)4
Avg EPS beat(4)16.11%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.21%
EPS beat(12)12
Avg EPS beat(12)402.07%
EPS beat(16)16
Avg EPS beat(16)355.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.67%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.23%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)1
Avg Revenue beat(8)-1.37%
Revenue beat(12)3
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-0.66%
PT rev (1m)0%
PT rev (3m)-5.88%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-31.18%
EPS NY rev (1m)0%
EPS NY rev (3m)-16.65%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.72%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.92 | ||
| Fwd PE | 5 | ||
| P/S | 0.36 | ||
| P/FCF | 6.55 | ||
| P/OCF | 4.19 | ||
| P/B | 1.79 | ||
| P/tB | 69.28 | ||
| EV/EBITDA | 3.36 |
EPS(TTM)2.9
EY20.34%
EPS(NY)2.85
Fwd EY19.99%
FCF(TTM)2.18
FCFY15.28%
OCF(TTM)3.4
OCFY23.87%
SpS39.51
BVpS7.98
TBVpS0.21
PEG (NY)N/A
PEG (5Y)0.08
Graham Number22.82
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROCE | 19.05% | ||
| ROIC | 13.95% | ||
| ROICexc | 16.27% | ||
| ROICexgc | 28.66% | ||
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% | ||
| FCFM | 5.51% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Debt/EBITDA | 0.85 | ||
| Cap/Depr | 88.3% | ||
| Cap/Sales | 3.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 63.25% | ||
| Profit Quality | 90.15% | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.99 |
F-Score6
WACC11.14%
ROIC/WACC1.25
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.98%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year10.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.2%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-30.49%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status of J. JILL INC (JILL) stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
Can you provide the profitability details for J. JILL INC?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for JILL stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 4.92 and the Price/Book (PB) ratio is 1.79.
Can you provide the dividend sustainability for JILL stock?
The dividend rating of J. JILL INC (JILL) is 4 / 10 and the dividend payout ratio is 12.48%.