J. JILL INC (JILL) Fundamental Analysis & Valuation
NYSE:JILL • US46620W2017
15.31 USD
-0.14 (-0.91%)
At close: Mar 13, 2026
15.31 USD
0 (0%)
After Hours: 3/13/2026, 4:10:02 PM
This JILL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
Taking everything into account, JILL scores 6 out of 10 in our fundamental rating. JILL was compared to 124 industry peers in the Specialty Retail industry. JILL has an excellent profitability rating, but there are some minor concerns on its financial health. JILL is cheap, but on the other hand it scores bad on growth. These ratings would make JILL suitable for value investing!
1. JILL Profitability Analysis
1.1 Basic Checks
- In the past year JILL was profitable.
- JILL had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
- JILL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- JILL has a Return On Assets of 7.35%. This is amongst the best in the industry. JILL outperforms 81.45% of its industry peers.
- The Return On Equity of JILL (26.08%) is better than 84.68% of its industry peers.
- JILL has a better Return On Invested Capital (12.63%) than 83.06% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 13.59%.
- The 3 year average ROIC (19.89%) for JILL is well above the current ROIC(12.63%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.35% | ||
| ROE | 26.08% | ||
| ROIC | 12.63% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of JILL (5.60%) is better than 80.65% of its industry peers.
- JILL has a better Operating Margin (9.39%) than 81.45% of its industry peers.
- In the last couple of years the Operating Margin of JILL has grown nicely.
- With an excellent Gross Margin value of 69.42%, JILL belongs to the best of the industry, outperforming 94.35% of the companies in the same industry.
- In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.39% | ||
| PM (TTM) | 5.6% | ||
| GM | 69.42% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. JILL Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), JILL is creating some value.
- The number of shares outstanding for JILL has been increased compared to 1 year ago.
- JILL has more shares outstanding than it did 5 years ago.
- JILL has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 1.87 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 1.87, JILL is in line with its industry, outperforming 48.39% of the companies in the same industry.
- JILL has a debt to FCF ratio of 1.99. This is a very positive value and a sign of high solvency as it would only need 1.99 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 1.99, JILL is doing good in the industry, outperforming 75.81% of the companies in the same industry.
- A Debt/Equity ratio of 0.55 indicates that JILL is somewhat dependend on debt financing.
- JILL has a Debt to Equity ratio (0.55) which is comparable to the rest of the industry.
- Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | 1.99 | ||
| Altman-Z | 1.87 |
ROIC/WACC1.13
WACC11.17%
2.3 Liquidity
- A Current Ratio of 1.15 indicates that JILL should not have too much problems paying its short term obligations.
- JILL has a Current ratio of 1.15. This is in the lower half of the industry: JILL underperforms 62.90% of its industry peers.
- A Quick Ratio of 0.64 indicates that JILL may have some problems paying its short term obligations.
- With a decent Quick ratio value of 0.64, JILL is doing good in the industry, outperforming 60.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.64 |
3. JILL Growth Analysis
3.1 Past
- The earnings per share for JILL have decreased strongly by -18.29% in the last year.
- JILL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 58.31% yearly.
- The Revenue has decreased by -2.67% in the past year.
- The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
3.2 Future
- The Earnings Per Share is expected to decrease by -0.41% on average over the next years.
- Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 0.73% on average per year.
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue Next Year-1.78%
Revenue Next 2Y0.2%
Revenue Next 3Y0.73%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. JILL Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 5.53, the valuation of JILL can be described as very cheap.
- Based on the Price/Earnings ratio, JILL is valued cheaply inside the industry as 96.77% of the companies are valued more expensively.
- JILL is valuated cheaply when we compare the Price/Earnings ratio to 25.71, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 5.45, the valuation of JILL can be described as very cheap.
- Based on the Price/Forward Earnings ratio, JILL is valued cheaper than 98.39% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of JILL to the average of the S&P500 Index (23.82), we can say JILL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.53 | ||
| Fwd PE | 5.45 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 94.35% of the companies listed in the same industry.
- 89.52% of the companies in the same industry are more expensive than JILL, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.55 | ||
| EV/EBITDA | 3.17 |
4.3 Compensation for Growth
- JILL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
5. JILL Dividend Analysis
5.1 Amount
- JILL has a Yearly Dividend Yield of 1.88%.
- Compared to an average industry Dividend Yield of 2.36, JILL pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.82, JILL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.88% |
5.2 History
- JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 14.06% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP14.06%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
JILL Fundamentals: All Metrics, Ratios and Statistics
15.31
-0.14 (-0.91%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-10 2025-12-10/bmo
Earnings (Next)06-09 2026-06-09
Inst Owners44.13%
Inst Owner Change-9.8%
Ins Owners5.15%
Ins Owner Change-0.38%
Market Cap231.49M
Revenue(TTM)600.98M
Net Income(TTM)33.66M
Analysts83.64
Price Target18.36 (19.92%)
Short Float %6.98%
Short Ratio6.09
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.88% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP14.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.08%
Min EPS beat(2)2.8%
Max EPS beat(2)27.37%
EPS beat(4)4
Avg EPS beat(4)20.57%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.47%
EPS beat(12)12
Avg EPS beat(12)401.03%
EPS beat(16)16
Avg EPS beat(16)351.78%
Revenue beat(2)0
Avg Revenue beat(2)-0.87%
Min Revenue beat(2)-1.5%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.12%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)0
Avg Revenue beat(8)-1.67%
Revenue beat(12)3
Avg Revenue beat(12)-1.09%
Revenue beat(16)5
Avg Revenue beat(16)-0.65%
PT rev (1m)0%
PT rev (3m)-10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-182.67%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.93%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.3%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.53 | ||
| Fwd PE | 5.45 | ||
| P/S | 0.39 | ||
| P/FCF | 6.55 | ||
| P/OCF | 4.47 | ||
| P/B | 1.79 | ||
| P/tB | 19.52 | ||
| EV/EBITDA | 3.17 |
EPS(TTM)2.77
EY18.09%
EPS(NY)2.81
Fwd EY18.36%
FCF(TTM)2.34
FCFY15.26%
OCF(TTM)3.43
OCFY22.39%
SpS39.75
BVpS8.53
TBVpS0.78
PEG (NY)N/A
PEG (5Y)0.09
Graham Number23.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.35% | ||
| ROE | 26.08% | ||
| ROCE | 17.24% | ||
| ROIC | 12.63% | ||
| ROICexc | 15.35% | ||
| ROICexgc | 27.17% | ||
| OM | 9.39% | ||
| PM (TTM) | 5.6% | ||
| GM | 69.42% | ||
| FCFM | 5.88% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | 1.99 | ||
| Debt/EBITDA | 0.91 | ||
| Cap/Depr | 78.24% | ||
| Cap/Sales | 2.75% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 66.86% | ||
| Profit Quality | 104.92% | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.87 |
F-Score6
WACC11.17%
ROIC/WACC1.13
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
EPS Next Y-31.65%
EPS Next 2Y-10.12%
EPS Next 3Y-0.41%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
Revenue Next Year-1.78%
Revenue Next 2Y0.2%
Revenue Next 3Y0.73%
Revenue Next 5YN/A
EBIT growth 1Y-30.9%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year3.07%
EBIT Next 3Y7.16%
EBIT Next 5YN/A
FCF growth 1Y-19.25%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-19.5%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status for JILL stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
How profitable is J. JILL INC (JILL) stock?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
What are the PE and PB ratios of J. JILL INC (JILL) stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.53 and the Price/Book (PB) ratio is 1.79.
Is the dividend of J. JILL INC sustainable?
The dividend rating of J. JILL INC (JILL) is 3 / 10 and the dividend payout ratio is 14.06%.