J. JILL INC (JILL) Stock Fundamental Analysis
NYSE:JILL - New York Stock Exchange, Inc. - US46620W2017 - Common Stock - Currency: USD
JILL gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. While JILL belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on JILL.
1. Profitability
1.1 Basic Checks
In the past year JILL was profitable.
In the past year JILL had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 9.45%, JILL belongs to the top of the industry, outperforming 83.47% of the companies in the same industry.
JILL has a Return On Equity of 37.33%. This is amongst the best in the industry. JILL outperforms 89.26% of its industry peers.
The Return On Invested Capital of JILL (19.27%) is better than 88.43% of its industry peers.
The Average Return On Invested Capital over the past 3 years for JILL is significantly above the industry average of 13.08%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.45% | ||
| ROE | 37.33% | ||
| ROIC | 19.27% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
JILL has a Profit Margin of 6.46%. This is amongst the best in the industry. JILL outperforms 81.82% of its industry peers.
The Operating Margin of JILL (12.52%) is better than 89.26% of its industry peers.
In the last couple of years the Operating Margin of JILL has grown nicely.
With an excellent Gross Margin value of 70.37%, JILL belongs to the best of the industry, outperforming 95.04% of the companies in the same industry.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.52% | ||
| PM (TTM) | 6.46% | ||
| GM | 70.37% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), JILL is creating value.
Compared to 1 year ago, JILL has more shares outstanding
JILL has more shares outstanding than it did 5 years ago.
JILL has a better debt/assets ratio than last year.
2.2 Solvency
JILL has an Altman-Z score of 2.04. This is not the best score and indicates that JILL is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of JILL (2.04) is comparable to the rest of the industry.
The Debt to FCF ratio of JILL is 1.47, which is an excellent value as it means it would take JILL, only 1.47 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of JILL (1.47) is better than 73.55% of its industry peers.
A Debt/Equity ratio of 0.66 indicates that JILL is somewhat dependend on debt financing.
JILL's Debt to Equity ratio of 0.66 is in line compared to the rest of the industry. JILL outperforms 46.28% of its industry peers.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 1.47 | ||
| Altman-Z | 2.04 |
ROIC/WACC1.82
WACC10.61%
2.3 Liquidity
JILL has a Current Ratio of 0.96. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.96, JILL is doing worse than 76.86% of the companies in the same industry.
JILL has a Quick Ratio of 0.96. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
JILL has a Quick ratio (0.48) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.48 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 13.36% over the past year.
JILL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 58.31% yearly.
JILL shows a small growth in Revenue. In the last year, the Revenue has grown by 1.02%.
The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)13.36%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%39.13%
Revenue 1Y (TTM)1.02%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.42%
3.2 Future
Based on estimates for the next years, JILL will show a small growth in Earnings Per Share. The EPS will grow by 4.63% on average per year.
The Revenue is expected to grow by 2.63% on average over the next years.
EPS Next Y0.14%
EPS Next 2Y4.63%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.96%
Revenue Next 2Y2.63%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.37 indicates a rather cheap valuation of JILL.
100.00% of the companies in the same industry are more expensive than JILL, based on the Price/Earnings ratio.
JILL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.98.
JILL is valuated cheaply with a Price/Forward Earnings ratio of 4.37.
JILL's Price/Forward Earnings ratio is rather cheap when compared to the industry. JILL is cheaper than 99.17% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.38. JILL is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.37 | ||
| Fwd PE | 4.37 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 92.56% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaply inside the industry as 92.56% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.92 | ||
| EV/EBITDA | 2.72 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of JILL may justify a higher PE ratio.
PEG (NY)30.42
PEG (5Y)0.08
EPS Next 2Y4.63%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.84%, JILL has a reasonable but not impressive dividend return.
The stock price of JILL dropped by -44.29% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 5.40, JILL pays a bit more dividend than its industry peers.
Compared to the average S&P500 Dividend Yield of 2.46, JILL is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
JILL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
7.34% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP7.34%
EPS Next 2Y4.63%
EPS Next 3YN/A
15.22
+0.02 (+0.13%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners46.51%
Inst Owner Change0.05%
Ins Owners3.7%
Ins Owner Change4.16%
Market Cap232.56M
Analysts83.33
Price Target30.6 (101.05%)
Short Float %7.74%
Short Ratio4.45
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP7.34%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)30.66%
Min EPS beat(2)9.52%
Max EPS beat(2)51.8%
EPS beat(4)4
Avg EPS beat(4)20.86%
Min EPS beat(4)9.4%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)571.76%
EPS beat(12)12
Avg EPS beat(12)417.31%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-1.93%
Max Revenue beat(2)-1.64%
Revenue beat(4)0
Avg Revenue beat(4)-1.48%
Min Revenue beat(4)-1.93%
Max Revenue beat(4)-1.03%
Revenue beat(8)2
Avg Revenue beat(8)-0.93%
Revenue beat(12)4
Avg Revenue beat(12)-0.32%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.73%
PT rev (3m)-15.73%
EPS NQ rev (1m)-8.02%
EPS NQ rev (3m)-33.85%
EPS NY rev (1m)0%
EPS NY rev (3m)-7.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-4.22%
Revenue NY rev (1m)-1.04%
Revenue NY rev (3m)-1.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.37 | ||
| Fwd PE | 4.37 | ||
| P/S | 0.38 | ||
| P/FCF | 4.92 | ||
| P/OCF | 3.58 | ||
| P/B | 2.2 | ||
| P/tB | N/A | ||
| EV/EBITDA | 2.72 |
EPS(TTM)3.48
EY22.86%
EPS(NY)3.49
Fwd EY22.9%
FCF(TTM)3.09
FCFY20.33%
OCF(TTM)4.26
OCFY27.96%
SpS39.98
BVpS6.92
TBVpS-0.98
PEG (NY)30.42
PEG (5Y)0.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.45% | ||
| ROE | 37.33% | ||
| ROCE | 26.32% | ||
| ROIC | 19.27% | ||
| ROICexc | 21.95% | ||
| ROICexgc | 41.66% | ||
| OM | 12.52% | ||
| PM (TTM) | 6.46% | ||
| GM | 70.37% | ||
| FCFM | 7.74% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexcg growth 3Y9.82%
ROICexcg growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score7
Asset Turnover1.46
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 1.47 | ||
| Debt/EBITDA | 0.71 | ||
| Cap/Depr | 83.26% | ||
| Cap/Sales | 2.91% | ||
| Interest Coverage | 4.96 | ||
| Cash Conversion | 66.49% | ||
| Profit Quality | 119.74% | ||
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.48 | ||
| Altman-Z | 2.04 |
F-Score7
WACC10.61%
ROIC/WACC1.82
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.36%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%39.13%
EPS Next Y0.14%
EPS Next 2Y4.63%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.02%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.42%
Revenue Next Year1.96%
Revenue Next 2Y2.63%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.24%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year27.2%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1.93%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y2.71%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%