J. JILL INC (JILL) Stock Fundamental Analysis
NYSE:JILL - New York Stock Exchange, Inc. - US46620W2017 - Common Stock - Currency: USD
Taking everything into account, JILL scores 6 out of 10 in our fundamental rating. JILL was compared to 122 industry peers in the Specialty Retail industry. While JILL belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. JILL is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year JILL was profitable.
In the past year JILL had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 7.96%, JILL belongs to the best of the industry, outperforming 80.33% of the companies in the same industry.
JILL has a Return On Equity of 30.79%. This is amongst the best in the industry. JILL outperforms 86.07% of its industry peers.
JILL has a Return On Invested Capital of 15.92%. This is amongst the best in the industry. JILL outperforms 86.07% of its industry peers.
The Average Return On Invested Capital over the past 3 years for JILL is significantly above the industry average of 12.95%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.96% | ||
| ROE | 30.79% | ||
| ROIC | 15.92% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of JILL (5.72%) is better than 80.33% of its industry peers.
JILL has a better Operating Margin (11.13%) than 86.89% of its industry peers.
JILL's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 70.07%, JILL belongs to the best of the industry, outperforming 95.08% of the companies in the same industry.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.13% | ||
| PM (TTM) | 5.72% | ||
| GM | 70.07% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), JILL is creating value.
JILL has more shares outstanding than it did 1 year ago.
The number of shares outstanding for JILL has been increased compared to 5 years ago.
JILL has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 1.93 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
JILL has a Altman-Z score (1.93) which is comparable to the rest of the industry.
JILL has a debt to FCF ratio of 2.27. This is a good value and a sign of high solvency as JILL would need 2.27 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 2.27, JILL is doing good in the industry, outperforming 76.23% of the companies in the same industry.
A Debt/Equity ratio of 0.62 indicates that JILL is somewhat dependend on debt financing.
JILL's Debt to Equity ratio of 0.62 is in line compared to the rest of the industry. JILL outperforms 46.72% of its industry peers.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.62 | ||
| Debt/FCF | 2.27 | ||
| Altman-Z | 1.93 |
ROIC/WACC1.44
WACC11.02%
2.3 Liquidity
A Current Ratio of 0.99 indicates that JILL may have some problems paying its short term obligations.
With a Current ratio value of 0.99, JILL is not doing good in the industry: 74.59% of the companies in the same industry are doing better.
JILL has a Quick Ratio of 0.99. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
JILL has a Quick ratio (0.50) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.5 |
3. Growth
3.1 Past
The earnings per share for JILL have decreased by -5.71% in the last year.
The Earnings Per Share has been growing by 58.31% on average over the past years. This is a very strong growth
The Revenue has decreased by -2.24% in the past year.
JILL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.44% yearly.
EPS 1Y (TTM)-5.71%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-27.87%
Revenue 1Y (TTM)-2.24%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.88%
3.2 Future
The Earnings Per Share is expected to decrease by -2.67% on average over the next years.
Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 0.35% on average per year.
EPS Next Y-16.64%
EPS Next 2Y-2.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.74%
Revenue Next 2Y0.35%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 4.65 indicates a rather cheap valuation of JILL.
Compared to the rest of the industry, the Price/Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 98.36% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.19, JILL is valued rather cheaply.
With a Price/Forward Earnings ratio of 4.43, the valuation of JILL can be described as very cheap.
Based on the Price/Forward Earnings ratio, JILL is valued cheaper than 96.72% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 35.33, JILL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.65 | ||
| Fwd PE | 4.43 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaper than 94.26% of the companies in the same industry.
92.62% of the companies in the same industry are more expensive than JILL, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.27 | ||
| EV/EBITDA | 3.08 |
4.3 Compensation for Growth
The excellent profitability rating of JILL may justify a higher PE ratio.
JILL's earnings are expected to decrease with -2.67% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.08
EPS Next 2Y-2.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
JILL has a Yearly Dividend Yield of 1.90%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.90, JILL pays a better dividend. On top of this JILL pays more dividend than 81.15% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.35, JILL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.9% |
5.2 History
JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
11.96% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP11.96%
EPS Next 2Y-2.67%
EPS Next 3YN/A
14.6
-0.6 (-3.95%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners51.21%
Inst Owner Change0%
Ins Owners5.13%
Ins Owner Change7.12%
Market Cap223.09M
Analysts83.33
Price Target22.03 (50.89%)
Short Float %12.25%
Short Ratio6.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.9% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP11.96%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.06%
Min EPS beat(2)0.32%
Max EPS beat(2)51.8%
EPS beat(4)4
Avg EPS beat(4)18.59%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)569.22%
EPS beat(12)12
Avg EPS beat(12)403.15%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-3.37%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-1.64%
Revenue beat(4)0
Avg Revenue beat(4)-2.5%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-1.32%
Revenue beat(8)2
Avg Revenue beat(8)-1.32%
Revenue beat(12)3
Avg Revenue beat(12)-1.27%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-24.48%
PT rev (3m)-28%
EPS NQ rev (1m)-26.77%
EPS NQ rev (3m)-26.77%
EPS NY rev (1m)-16.76%
EPS NY rev (3m)-16.76%
Revenue NQ rev (1m)-6.07%
Revenue NQ rev (3m)-6.07%
Revenue NY rev (1m)-2.58%
Revenue NY rev (3m)-2.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.65 | ||
| Fwd PE | 4.43 | ||
| P/S | 0.37 | ||
| P/FCF | 7.27 | ||
| P/OCF | 4.57 | ||
| P/B | 1.99 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.08 |
EPS(TTM)3.14
EY21.51%
EPS(NY)3.3
Fwd EY22.58%
FCF(TTM)2.01
FCFY13.76%
OCF(TTM)3.2
OCFY21.91%
SpS39.46
BVpS7.33
TBVpS-0.5
PEG (NY)N/A
PEG (5Y)0.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.96% | ||
| ROE | 30.79% | ||
| ROCE | 21.73% | ||
| ROIC | 15.92% | ||
| ROICexc | 17.71% | ||
| ROICexgc | 31.1% | ||
| OM | 11.13% | ||
| PM (TTM) | 5.72% | ||
| GM | 70.07% | ||
| FCFM | 5.09% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexcg growth 3Y9.82%
ROICexcg growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score5
Asset Turnover1.39
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.62 | ||
| Debt/FCF | 2.27 | ||
| Debt/EBITDA | 0.79 | ||
| Cap/Depr | 87.15% | ||
| Cap/Sales | 3.01% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 55.56% | ||
| Profit Quality | 89.04% | ||
| Current Ratio | 0.99 | ||
| Quick Ratio | 0.5 | ||
| Altman-Z | 1.93 |
F-Score5
WACC11.02%
ROIC/WACC1.44
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.71%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-27.87%
EPS Next Y-16.64%
EPS Next 2Y-2.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.24%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-4.88%
Revenue Next Year-0.74%
Revenue Next 2Y0.35%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-24.91%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year26.83%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-46.95%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-34.95%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%