J. JILL INC (JILL) Stock Fundamental Analysis
NYSE:JILL - New York Stock Exchange, Inc. - US46620W2017 - Common Stock - Currency: USD
Taking everything into account, JILL scores 6 out of 10 in our fundamental rating. JILL was compared to 120 industry peers in the Specialty Retail industry. JILL scores excellent on profitability, but there are some minor concerns on its financial health. JILL may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
JILL had a positive operating cash flow in the past year.
In multiple years JILL reported negative net income over the last 5 years.
JILL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
JILL has a Return On Assets of 10.04%. This is amongst the best in the industry. JILL outperforms 84.62% of its industry peers.
JILL's Return On Equity of 40.68% is amongst the best of the industry. JILL outperforms 88.89% of its industry peers.
The Return On Invested Capital of JILL (20.56%) is better than 88.89% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 12.30%.
The 3 year average ROIC (17.89%) for JILL is below the current ROIC(20.56%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.04% | ||
| ROE | 40.68% | ||
| ROIC | 20.56% |
ROA(3y)3.76%
ROA(5y)-7.41%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)17.89%
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 6.80%, JILL belongs to the best of the industry, outperforming 82.91% of the companies in the same industry.
JILL's Profit Margin has improved in the last couple of years.
JILL's Operating Margin of 13.22% is amongst the best of the industry. JILL outperforms 90.60% of its industry peers.
JILL's Operating Margin has improved in the last couple of years.
The Gross Margin of JILL (70.57%) is better than 95.73% of its industry peers.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.22% | ||
| PM (TTM) | 6.8% | ||
| GM | 70.57% |
OM growth 3YN/A
OM growth 5Y10.48%
PM growth 3YN/A
PM growth 5Y6.75%
GM growth 3Y7.09%
GM growth 5Y1.64%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), JILL is creating some value.
The number of shares outstanding for JILL has been increased compared to 1 year ago.
JILL has more shares outstanding than it did 5 years ago.
JILL has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.35 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
JILL's Altman-Z score of 2.35 is in line compared to the rest of the industry. JILL outperforms 52.14% of its industry peers.
JILL has a debt to FCF ratio of 1.51. This is a very positive value and a sign of high solvency as it would only need 1.51 years to pay back of all of its debts.
JILL's Debt to FCF ratio of 1.51 is fine compared to the rest of the industry. JILL outperforms 76.92% of its industry peers.
A Debt/Equity ratio of 0.67 indicates that JILL is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.67, JILL perfoms like the industry average, outperforming 46.15% of the companies in the same industry.
Although JILL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 1.51 | ||
| Altman-Z | 2.35 |
ROIC/WACC1.76
WACC11.69%
2.3 Liquidity
A Current Ratio of 0.97 indicates that JILL may have some problems paying its short term obligations.
JILL's Current ratio of 0.97 is on the low side compared to the rest of the industry. JILL is outperformed by 78.63% of its industry peers.
A Quick Ratio of 0.49 indicates that JILL may have some problems paying its short term obligations.
JILL has a Quick ratio of 0.49. This is comparable to the rest of the industry: JILL outperforms 47.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.97 | ||
| Quick Ratio | 0.49 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 14.92% over the past year.
JILL shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.40% yearly.
The Revenue has been growing slightly by 2.41% in the past year.
Measured over the past years, JILL shows a decrease in Revenue. The Revenue has been decreasing by -3.06% on average per year.
EPS 1Y (TTM)14.92%
EPS 3YN/A
EPS 5Y-3.4%
EPS Q2Q%14.1%
Revenue 1Y (TTM)2.41%
Revenue growth 3Y12.32%
Revenue growth 5Y-3.06%
Sales Q2Q%0.76%
3.2 Future
The Earnings Per Share is expected to grow by 10.37% on average over the next years. This is quite good.
JILL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.27% yearly.
EPS Next Y11.19%
EPS Next 2Y10.22%
EPS Next 3Y10.37%
EPS Next 5YN/A
Revenue Next Year1.29%
Revenue Next 2Y2.15%
Revenue Next 3Y2.27%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.11 indicates a rather cheap valuation of JILL.
94.87% of the companies in the same industry are more expensive than JILL, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 29.63, JILL is valued rather cheaply.
The Price/Forward Earnings ratio is 6.46, which indicates a rather cheap valuation of JILL.
Based on the Price/Forward Earnings ratio, JILL is valued cheaper than 93.16% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.68, JILL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.11 | ||
| Fwd PE | 6.46 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaper than 94.02% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaply inside the industry as 90.60% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.81 | ||
| EV/EBITDA | 3.88 |
4.3 Compensation for Growth
JILL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
JILL has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)0.64
PEG (5Y)N/A
EPS Next 2Y10.22%
EPS Next 3Y10.37%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.14%, JILL has a reasonable but not impressive dividend return.
JILL's Dividend Yield is a higher than the industry average which is at 4.31.
With a Dividend Yield of 1.14, JILL pays less dividend than the S&P500 average, which is at 2.27.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
5.2 History
JILL is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y10.22%
EPS Next 3Y10.37%
24.1
-0.49 (-1.99%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners46.51%
Inst Owner Change-88.67%
Ins Owners3.7%
Ins Owner Change10.13%
Market Cap369.69M
Analysts83.33
Price Target36.31 (50.66%)
Short Float %6.44%
Short Ratio4.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.14% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.12%
Min EPS beat(2)9.52%
Max EPS beat(2)12.71%
EPS beat(4)4
Avg EPS beat(4)1110.36%
Min EPS beat(4)9.4%
Max EPS beat(4)4409.8%
EPS beat(8)8
Avg EPS beat(8)591.26%
EPS beat(12)12
Avg EPS beat(12)462.18%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.63%
Min Revenue beat(2)-1.93%
Max Revenue beat(2)-1.32%
Revenue beat(4)0
Avg Revenue beat(4)-1.22%
Min Revenue beat(4)-1.93%
Max Revenue beat(4)-0.6%
Revenue beat(8)3
Avg Revenue beat(8)-0.57%
Revenue beat(12)5
Avg Revenue beat(12)-0.16%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-4.3%
EPS NQ rev (1m)-24.85%
EPS NQ rev (3m)-43.76%
EPS NY rev (1m)-0.25%
EPS NY rev (3m)0.7%
Revenue NQ rev (1m)-1.39%
Revenue NQ rev (3m)-4.1%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.11 | ||
| Fwd PE | 6.46 | ||
| P/S | 0.6 | ||
| P/FCF | 7.81 | ||
| P/OCF | 5.81 | ||
| P/B | 3.58 | ||
| P/tB | N/A | ||
| EV/EBITDA | 3.88 |
EPS(TTM)3.39
EY14.07%
EPS(NY)3.73
Fwd EY15.48%
FCF(TTM)3.09
FCFY12.81%
OCF(TTM)4.14
OCFY17.2%
SpS40.25
BVpS6.73
TBVpS-1.22
PEG (NY)0.64
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.04% | ||
| ROE | 40.68% | ||
| ROCE | 28.31% | ||
| ROIC | 20.56% | ||
| ROICexc | 23.75% | ||
| ROICexgc | 46.44% | ||
| OM | 13.22% | ||
| PM (TTM) | 6.8% | ||
| GM | 70.57% | ||
| FCFM | 7.67% |
ROA(3y)3.76%
ROA(5y)-7.41%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)17.89%
ROIC(5y)N/A
ROICexc(3y)22.7%
ROICexc(5y)N/A
ROICexgc(3y)51.16%
ROICexgc(5y)N/A
ROCE(3y)24.64%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y15.56%
ROICexc growth 3YN/A
ROICexc growth 5Y25.03%
OM growth 3YN/A
OM growth 5Y10.48%
PM growth 3YN/A
PM growth 5Y6.75%
GM growth 3Y7.09%
GM growth 5Y1.64%
F-Score7
Asset Turnover1.48
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.67 | ||
| Debt/FCF | 1.51 | ||
| Debt/EBITDA | 0.67 | ||
| Cap/Depr | 73.21% | ||
| Cap/Sales | 2.63% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.25% | ||
| Profit Quality | 112.75% | ||
| Current Ratio | 0.97 | ||
| Quick Ratio | 0.49 | ||
| Altman-Z | 2.35 |
F-Score7
WACC11.69%
ROIC/WACC1.76
Cap/Depr(3y)50.37%
Cap/Depr(5y)42.09%
Cap/Sales(3y)2.06%
Cap/Sales(5y)1.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)14.92%
EPS 3YN/A
EPS 5Y-3.4%
EPS Q2Q%14.1%
EPS Next Y11.19%
EPS Next 2Y10.22%
EPS Next 3Y10.37%
EPS Next 5YN/A
Revenue 1Y (TTM)2.41%
Revenue growth 3Y12.32%
Revenue growth 5Y-3.06%
Sales Q2Q%0.76%
Revenue Next Year1.29%
Revenue Next 2Y2.15%
Revenue Next 3Y2.27%
Revenue Next 5YN/A
EBIT growth 1Y-2.05%
EBIT growth 3YN/A
EBIT growth 5Y7.1%
EBIT Next Year30.6%
EBIT Next 3Y12.76%
EBIT Next 5YN/A
FCF growth 1Y-40.91%
FCF growth 3YN/A
FCF growth 5Y1.62%
OCF growth 1Y-28%
OCF growth 3YN/A
OCF growth 5Y-1.27%