J. JILL INC (JILL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JILL - US46620W2017 - Common Stock
15.405 USD
+0.46 (+3.11%)
Overall JILL gets a fundamental rating of 6 out of 10. We evaluated JILL against 122 industry peers in the Specialty Retail industry. While JILL belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. JILL is valued quite cheap, but it does not seem to be growing. This makes JILL very considerable for value investing!
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
In the past year JILL had a positive cash flow from operations.
In multiple years JILL reported negative net income over the last 5 years.
JILL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
JILL's Return On Assets of 8.43% is amongst the best of the industry. JILL outperforms 81.15% of its industry peers.
The Return On Equity of JILL (30.29%) is better than 86.89% of its industry peers.
Looking at the Return On Invested Capital, with a value of 13.95%, JILL belongs to the top of the industry, outperforming 82.79% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 11.80%.
The last Return On Invested Capital (13.95%) for JILL is well below the 3 year average (19.89%), which needs to be investigated, but indicates that JILL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROIC | 13.95% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of JILL (6.12%) is better than 80.33% of its industry peers.
JILL has a better Operating Margin (10.11%) than 82.79% of its industry peers.
JILL's Operating Margin has improved in the last couple of years.
JILL's Gross Margin of 69.54% is amongst the best of the industry. JILL outperforms 95.90% of its industry peers.
JILL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
JILL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, JILL has more shares outstanding
JILL has more shares outstanding than it did 5 years ago.
The debt/assets ratio for JILL has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 1.94 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 1.94, JILL perfoms like the industry average, outperforming 49.18% of the companies in the same industry.
JILL has a debt to FCF ratio of 2.11. This is a good value and a sign of high solvency as JILL would need 2.11 years to pay back of all of its debts.
JILL's Debt to FCF ratio of 2.11 is fine compared to the rest of the industry. JILL outperforms 74.59% of its industry peers.
JILL has a Debt/Equity ratio of 0.58. This is a neutral value indicating JILL is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.58, JILL perfoms like the industry average, outperforming 52.46% of the companies in the same industry.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Altman-Z | 1.94 |
ROIC/WACC1.29
WACC10.84%
2.3 Liquidity
JILL has a Current Ratio of 1.11. This is a normal value and indicates that JILL is financially healthy and should not expect problems in meeting its short term obligations.
JILL's Current ratio of 1.11 is on the low side compared to the rest of the industry. JILL is outperformed by 65.57% of its industry peers.
JILL has a Quick Ratio of 1.11. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
JILL has a Quick ratio (0.64) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
The earnings per share for JILL have decreased strongly by -11.59% in the last year.
Measured over the past years, JILL shows a very strong growth in Earnings Per Share. The EPS has been growing by 58.31% on average per year.
JILL shows a decrease in Revenue. In the last year, the revenue decreased by -2.37%.
The Revenue has been decreasing by -2.44% on average over the past years.
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
3.2 Future
JILL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -9.49% yearly.
JILL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.69% yearly.
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
JILL is valuated cheaply with a Price/Earnings ratio of 5.31.
Based on the Price/Earnings ratio, JILL is valued cheaply inside the industry as 95.90% of the companies are valued more expensively.
JILL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.98.
JILL is valuated cheaply with a Price/Forward Earnings ratio of 5.40.
JILL's Price/Forward Earnings ratio is rather cheap when compared to the industry. JILL is cheaper than 95.90% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of JILL to the average of the S&P500 Index (35.79), we can say JILL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.31 | ||
| Fwd PE | 5.4 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, JILL is valued cheaper than 94.26% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaply inside the industry as 96.72% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.07 | ||
| EV/EBITDA | 3.07 |
4.3 Compensation for Growth
The excellent profitability rating of JILL may justify a higher PE ratio.
JILL's earnings are expected to decrease with -9.49% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y-9.49%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.28%, JILL has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 6.07, JILL pays a better dividend. On top of this JILL pays more dividend than 80.33% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, JILL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.28% |
5.2 History
JILL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
JILL pays out 12.48% of its income as dividend. This is a sustainable payout ratio.
DP12.48%
EPS Next 2Y-9.49%
EPS Next 3YN/A
NYSE:JILL (11/26/2025, 3:51:47 PM)
15.405
+0.46 (+3.11%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners50.99%
Inst Owner Change-6.49%
Ins Owners5.19%
Ins Owner Change-0.26%
Market Cap234.62M
Revenue(TTM)601.71M
Net Income(TTM)36.80M
Analysts83.64
Price Target20.4 (32.42%)
Short Float %9.03%
Short Ratio10.89
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.28% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP12.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.56%
Min EPS beat(2)0.32%
Max EPS beat(2)2.8%
EPS beat(4)4
Avg EPS beat(4)16.11%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.21%
EPS beat(12)12
Avg EPS beat(12)402.07%
EPS beat(16)16
Avg EPS beat(16)355.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.67%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.23%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)1
Avg Revenue beat(8)-1.37%
Revenue beat(12)3
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-0.66%
PT rev (1m)0%
PT rev (3m)-7.41%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-32.29%
EPS NY rev (1m)0%
EPS NY rev (3m)-14.64%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.99%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.31 | ||
| Fwd PE | 5.4 | ||
| P/S | 0.39 | ||
| P/FCF | 7.07 | ||
| P/OCF | 4.53 | ||
| P/B | 1.93 | ||
| P/tB | 74.84 | ||
| EV/EBITDA | 3.07 |
EPS(TTM)2.9
EY18.83%
EPS(NY)2.85
Fwd EY18.51%
FCF(TTM)2.18
FCFY14.14%
OCF(TTM)3.4
OCFY22.1%
SpS39.51
BVpS7.98
TBVpS0.21
PEG (NY)N/A
PEG (5Y)0.09
Graham Number22.82
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROCE | 19.05% | ||
| ROIC | 13.95% | ||
| ROICexc | 16.27% | ||
| ROICexgc | 28.66% | ||
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% | ||
| FCFM | 5.51% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Debt/EBITDA | 0.85 | ||
| Cap/Depr | 88.3% | ||
| Cap/Sales | 3.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 63.25% | ||
| Profit Quality | 90.15% | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.94 |
F-Score6
WACC10.84%
ROIC/WACC1.29
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.98%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year6.08%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.2%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-30.49%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status of J. JILL INC (JILL) stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
Can you provide the profitability details for J. JILL INC?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for JILL stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.31 and the Price/Book (PB) ratio is 1.93.
Can you provide the dividend sustainability for JILL stock?
The dividend rating of J. JILL INC (JILL) is 4 / 10 and the dividend payout ratio is 12.48%.