J. JILL INC (JILL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:JILL - US46620W2017 - Common Stock
14.96 USD
-0.26 (-1.71%)
14.96 USD
0 (0%)
We assign a fundamental rating of 6 out of 10 to JILL. JILL was compared to 122 industry peers in the Specialty Retail industry. JILL has an excellent profitability rating, but there are some minor concerns on its financial health. JILL has a bad growth rate and is valued cheaply. With these ratings, JILL could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
In the past year JILL was profitable.
JILL had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: JILL reported negative net income in multiple years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 7.35%, JILL belongs to the best of the industry, outperforming 80.33% of the companies in the same industry.
JILL's Return On Equity of 26.08% is amongst the best of the industry. JILL outperforms 85.25% of its industry peers.
JILL has a Return On Invested Capital of 12.63%. This is amongst the best in the industry. JILL outperforms 82.79% of its industry peers.
JILL had an Average Return On Invested Capital over the past 3 years of 19.89%. This is significantly above the industry average of 12.24%.
The 3 year average ROIC (19.89%) for JILL is well above the current ROIC(12.63%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.35% | ||
| ROE | 26.08% | ||
| ROIC | 12.63% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of JILL (5.60%) is better than 79.51% of its industry peers.
Looking at the Operating Margin, with a value of 9.39%, JILL belongs to the top of the industry, outperforming 80.33% of the companies in the same industry.
In the last couple of years the Operating Margin of JILL has grown nicely.
JILL's Gross Margin of 69.42% is amongst the best of the industry. JILL outperforms 94.26% of its industry peers.
JILL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.39% | ||
| PM (TTM) | 5.6% | ||
| GM | 69.42% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so JILL is still creating some value.
Compared to 1 year ago, JILL has more shares outstanding
The number of shares outstanding for JILL has been increased compared to 5 years ago.
Compared to 1 year ago, JILL has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 1.86 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
JILL has a Altman-Z score of 1.86. This is comparable to the rest of the industry: JILL outperforms 44.26% of its industry peers.
The Debt to FCF ratio of JILL is 1.99, which is an excellent value as it means it would take JILL, only 1.99 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 1.99, JILL is doing good in the industry, outperforming 74.59% of the companies in the same industry.
JILL has a Debt/Equity ratio of 0.55. This is a neutral value indicating JILL is somewhat dependend on debt financing.
The Debt to Equity ratio of JILL (0.55) is comparable to the rest of the industry.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | 1.99 | ||
| Altman-Z | 1.86 |
ROIC/WACC1.13
WACC11.18%
2.3 Liquidity
A Current Ratio of 1.15 indicates that JILL should not have too much problems paying its short term obligations.
With a Current ratio value of 1.15, JILL is not doing good in the industry: 64.75% of the companies in the same industry are doing better.
A Quick Ratio of 0.64 indicates that JILL may have some problems paying its short term obligations.
JILL has a Quick ratio (0.64) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
JILL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.29%.
Measured over the past years, JILL shows a very strong growth in Earnings Per Share. The EPS has been growing by 58.31% on average per year.
The Revenue has decreased by -2.67% in the past year.
Measured over the past years, JILL shows a decrease in Revenue. The Revenue has been decreasing by -2.44% on average per year.
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
3.2 Future
The Earnings Per Share is expected to decrease by -12.70% on average over the next years. This is quite bad
The Revenue is expected to decrease by -0.08% on average over the next years.
EPS Next Y-31.12%
EPS Next 2Y-12.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.88%
Revenue Next 2Y-0.08%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.40, which indicates a rather cheap valuation of JILL.
96.72% of the companies in the same industry are more expensive than JILL, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of JILL to the average of the S&P500 Index (27.19), we can say JILL is valued rather cheaply.
A Price/Forward Earnings ratio of 5.64 indicates a rather cheap valuation of JILL.
99.18% of the companies in the same industry are more expensive than JILL, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of JILL to the average of the S&P500 Index (23.92), we can say JILL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.4 | ||
| Fwd PE | 5.64 |
4.2 Price Multiples
95.08% of the companies in the same industry are more expensive than JILL, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaper than 93.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.45 | ||
| EV/EBITDA | 3.1 |
4.3 Compensation for Growth
JILL has an outstanding profitability rating, which may justify a higher PE ratio.
JILL's earnings are expected to decrease with -12.70% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y-12.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
JILL has a Yearly Dividend Yield of 2.10%. Purely for dividend investing, there may be better candidates out there.
JILL's Dividend Yield is a higher than the industry average which is at 2.13.
Compared to an average S&P500 Dividend Yield of 1.92, JILL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.1% |
5.2 History
JILL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
14.06% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP14.06%
EPS Next 2Y-12.7%
EPS Next 3YN/A
14.96
-0.26 (-1.71%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners47.86%
Inst Owner Change0.05%
Ins Owners5.15%
Ins Owner Change-0.31%
Market Cap227.84M
Revenue(TTM)600.98M
Net Income(TTM)33.66M
Analysts83.64
Price Target18.36 (22.73%)
Short Float %7.03%
Short Ratio5.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.1% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP14.06%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.08%
Min EPS beat(2)2.8%
Max EPS beat(2)27.37%
EPS beat(4)4
Avg EPS beat(4)20.57%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.47%
EPS beat(12)12
Avg EPS beat(12)401.03%
EPS beat(16)16
Avg EPS beat(16)351.78%
Revenue beat(2)0
Avg Revenue beat(2)-0.87%
Min Revenue beat(2)-1.5%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.12%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)0
Avg Revenue beat(8)-1.67%
Revenue beat(12)3
Avg Revenue beat(12)-1.09%
Revenue beat(16)5
Avg Revenue beat(16)-0.65%
PT rev (1m)-10%
PT rev (3m)-10%
EPS NQ rev (1m)-163.33%
EPS NQ rev (3m)-163.33%
EPS NY rev (1m)-3.19%
EPS NY rev (3m)-6%
Revenue NQ rev (1m)-5.38%
Revenue NQ rev (3m)-4.56%
Revenue NY rev (1m)-0.87%
Revenue NY rev (3m)-0.87%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.4 | ||
| Fwd PE | 5.64 | ||
| P/S | 0.38 | ||
| P/FCF | 6.45 | ||
| P/OCF | 4.4 | ||
| P/B | 1.77 | ||
| P/tB | 19.22 | ||
| EV/EBITDA | 3.1 |
EPS(TTM)2.77
EY18.52%
EPS(NY)2.65
Fwd EY17.73%
FCF(TTM)2.32
FCFY15.5%
OCF(TTM)3.4
OCFY22.75%
SpS39.46
BVpS8.47
TBVpS0.78
PEG (NY)N/A
PEG (5Y)0.09
Graham Number22.98
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.35% | ||
| ROE | 26.08% | ||
| ROCE | 17.24% | ||
| ROIC | 12.63% | ||
| ROICexc | 15.35% | ||
| ROICexgc | 27.17% | ||
| OM | 9.39% | ||
| PM (TTM) | 5.6% | ||
| GM | 69.42% | ||
| FCFM | 5.88% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.31
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | 1.99 | ||
| Debt/EBITDA | 0.91 | ||
| Cap/Depr | 78.24% | ||
| Cap/Sales | 2.75% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 66.86% | ||
| Profit Quality | 104.92% | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.86 |
F-Score6
WACC11.18%
ROIC/WACC1.13
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.29%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-14.61%
EPS Next Y-31.12%
EPS Next 2Y-12.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.67%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.48%
Revenue Next Year-1.88%
Revenue Next 2Y-0.08%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-30.9%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year1.77%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-19.25%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-19.5%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status for JILL stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
How profitable is J. JILL INC (JILL) stock?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
What are the PE and PB ratios of J. JILL INC (JILL) stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.4 and the Price/Book (PB) ratio is 1.77.
Is the dividend of J. JILL INC sustainable?
The dividend rating of J. JILL INC (JILL) is 4 / 10 and the dividend payout ratio is 14.06%.