J. JILL INC (JILL) Stock Fundamental Analysis
USA - NYSE:JILL - US46620W2017 - Common Stock
18.74 USD
+0.65 (+3.59%)
18.74 USD
0 (0%)
Overall JILL gets a fundamental rating of 6 out of 10. We evaluated JILL against 121 industry peers in the Specialty Retail industry. While JILL has a great profitability rating, there are some minor concerns on its financial health. JILL is cheap, but on the other hand it scores bad on growth. This makes JILL very considerable for value investing!
1. Profitability
1.1 Basic Checks
In the past year JILL was profitable.
In the past year JILL had a positive cash flow from operations.
In multiple years JILL reported negative net income over the last 5 years.
JILL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of JILL (8.43%) is better than 80.99% of its industry peers.
JILL has a Return On Equity of 30.29%. This is amongst the best in the industry. JILL outperforms 85.95% of its industry peers.
JILL has a Return On Invested Capital of 13.95%. This is amongst the best in the industry. JILL outperforms 82.64% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for JILL is significantly above the industry average of 12.16%.
The 3 year average ROIC (19.89%) for JILL is well above the current ROIC(13.95%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROIC | 13.95% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
JILL's Profit Margin of 6.12% is amongst the best of the industry. JILL outperforms 80.17% of its industry peers.
JILL has a Operating Margin of 10.11%. This is amongst the best in the industry. JILL outperforms 84.30% of its industry peers.
JILL's Operating Margin has improved in the last couple of years.
JILL has a Gross Margin of 69.54%. This is amongst the best in the industry. JILL outperforms 95.87% of its industry peers.
JILL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
JILL has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
JILL has more shares outstanding than it did 1 year ago.
JILL has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, JILL has an improved debt to assets ratio.
2.2 Solvency
JILL has an Altman-Z score of 2.05. This is not the best score and indicates that JILL is in the grey zone with still only limited risk for bankruptcy at the moment.
JILL has a Altman-Z score (2.05) which is comparable to the rest of the industry.
JILL has a debt to FCF ratio of 2.11. This is a good value and a sign of high solvency as JILL would need 2.11 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 2.11, JILL is doing good in the industry, outperforming 75.21% of the companies in the same industry.
JILL has a Debt/Equity ratio of 0.58. This is a neutral value indicating JILL is somewhat dependend on debt financing.
JILL has a Debt to Equity ratio of 0.58. This is comparable to the rest of the industry: JILL outperforms 49.59% of its industry peers.
Even though the debt/equity ratio score it not favorable for JILL, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Altman-Z | 2.05 |
ROIC/WACC1.28
WACC10.88%
2.3 Liquidity
JILL has a Current Ratio of 1.11. This is a normal value and indicates that JILL is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of JILL (1.11) is worse than 68.59% of its industry peers.
A Quick Ratio of 0.64 indicates that JILL may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.64, JILL is doing good in the industry, outperforming 61.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
JILL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -11.59%.
The Earnings Per Share has been growing by 58.31% on average over the past years. This is a very strong growth
The Revenue has decreased by -2.37% in the past year.
JILL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.44% yearly.
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
3.2 Future
Based on estimates for the next years, JILL will show a decrease in Earnings Per Share. The EPS will decrease by -2.67% on average per year.
Based on estimates for the next years, JILL will show a small growth in Revenue. The Revenue will grow by 0.69% on average per year.
EPS Next Y-14.63%
EPS Next 2Y-2.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.54%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
JILL is valuated cheaply with a Price/Earnings ratio of 6.46.
Based on the Price/Earnings ratio, JILL is valued cheaply inside the industry as 97.52% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 27.41. JILL is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 5.68, the valuation of JILL can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 96.69% of the companies listed in the same industry.
JILL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.46 | ||
| Fwd PE | 5.68 |
4.2 Price Multiples
JILL's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. JILL is cheaper than 94.21% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, JILL is valued cheaply inside the industry as 91.74% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.6 | ||
| EV/EBITDA | 3.78 |
4.3 Compensation for Growth
JILL has an outstanding profitability rating, which may justify a higher PE ratio.
JILL's earnings are expected to decrease with -2.67% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.11
EPS Next 2Y-2.67%
EPS Next 3YN/A
5. Dividend
5.1 Amount
JILL has a Yearly Dividend Yield of 1.69%. Purely for dividend investing, there may be better candidates out there.
JILL's Dividend Yield is rather good when compared to the industry average which is at 5.22. JILL pays more dividend than 80.17% of the companies in the same industry.
JILL's Dividend Yield is slightly below the S&P500 average, which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
5.2 History
JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
12.48% of the earnings are spent on dividend by JILL. This is a low number and sustainable payout ratio.
DP12.48%
EPS Next 2Y-2.67%
EPS Next 3YN/A
18.74
+0.65 (+3.59%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners52.81%
Inst Owner Change0.44%
Ins Owners5.07%
Ins Owner Change7.1%
Market Cap285.41M
Analysts83.64
Price Target20.4 (8.86%)
Short Float %9.86%
Short Ratio7.32
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP12.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.56%
Min EPS beat(2)0.32%
Max EPS beat(2)2.8%
EPS beat(4)4
Avg EPS beat(4)16.11%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.21%
EPS beat(12)12
Avg EPS beat(12)402.07%
EPS beat(16)16
Avg EPS beat(16)355.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.67%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.23%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)1
Avg Revenue beat(8)-1.37%
Revenue beat(12)3
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-0.66%
PT rev (1m)-7.41%
PT rev (3m)-30.07%
EPS NQ rev (1m)-26.79%
EPS NQ rev (3m)-34.29%
EPS NY rev (1m)2.41%
EPS NY rev (3m)-14.76%
Revenue NQ rev (1m)-1.99%
Revenue NQ rev (3m)-4.55%
Revenue NY rev (1m)0.21%
Revenue NY rev (3m)-2.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.46 | ||
| Fwd PE | 5.68 | ||
| P/S | 0.47 | ||
| P/FCF | 8.6 | ||
| P/OCF | 5.5 | ||
| P/B | 2.35 | ||
| P/tB | 91.04 | ||
| EV/EBITDA | 3.78 |
EPS(TTM)2.9
EY15.47%
EPS(NY)3.3
Fwd EY17.59%
FCF(TTM)2.18
FCFY11.62%
OCF(TTM)3.4
OCFY18.17%
SpS39.51
BVpS7.98
TBVpS0.21
PEG (NY)N/A
PEG (5Y)0.11
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROCE | 19.05% | ||
| ROIC | 13.95% | ||
| ROICexc | 16.27% | ||
| ROICexgc | 28.66% | ||
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% | ||
| FCFM | 5.51% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexcg growth 3Y9.82%
ROICexcg growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Debt/EBITDA | 0.85 | ||
| Cap/Depr | 88.3% | ||
| Cap/Sales | 3.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 63.25% | ||
| Profit Quality | 90.15% | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 2.05 |
F-Score6
WACC10.88%
ROIC/WACC1.28
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
EPS Next Y-14.63%
EPS Next 2Y-2.67%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
Revenue Next Year-0.54%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.98%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year17.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.2%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-30.49%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%