J. JILL INC (JILL) Stock Fundamental Analysis
USA - NYSE:JILL - US46620W2017 - Common Stock
15 USD
+0.07 (+0.47%)
JILL gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. JILL scores excellent on profitability, but there are some minor concerns on its financial health. JILL is cheap, but on the other hand it scores bad on growth. With these ratings, JILL could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
JILL had positive earnings in the past year.
JILL had a positive operating cash flow in the past year.
In multiple years JILL reported negative net income over the last 5 years.
Of the past 5 years JILL 4 years had a positive operating cash flow.
1.2 Ratios
JILL's Return On Assets of 8.43% is amongst the best of the industry. JILL outperforms 80.99% of its industry peers.
Looking at the Return On Equity, with a value of 30.29%, JILL belongs to the top of the industry, outperforming 86.78% of the companies in the same industry.
JILL has a Return On Invested Capital of 13.95%. This is amongst the best in the industry. JILL outperforms 82.64% of its industry peers.
JILL had an Average Return On Invested Capital over the past 3 years of 19.89%. This is significantly above the industry average of 11.82%.
The last Return On Invested Capital (13.95%) for JILL is well below the 3 year average (19.89%), which needs to be investigated, but indicates that JILL had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROIC | 13.95% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
1.3 Margins
JILL's Profit Margin of 6.12% is amongst the best of the industry. JILL outperforms 80.17% of its industry peers.
Looking at the Operating Margin, with a value of 10.11%, JILL belongs to the top of the industry, outperforming 82.64% of the companies in the same industry.
In the last couple of years the Operating Margin of JILL has grown nicely.
Looking at the Gross Margin, with a value of 69.54%, JILL belongs to the top of the industry, outperforming 95.87% of the companies in the same industry.
In the last couple of years the Gross Margin of JILL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% |
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so JILL is creating value.
The number of shares outstanding for JILL has been increased compared to 1 year ago.
JILL has more shares outstanding than it did 5 years ago.
JILL has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 1.94 indicates that JILL is not a great score, but indicates only limited risk for bankruptcy at the moment.
JILL has a Altman-Z score (1.94) which is comparable to the rest of the industry.
The Debt to FCF ratio of JILL is 2.11, which is a good value as it means it would take JILL, 2.11 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 2.11, JILL is doing good in the industry, outperforming 74.38% of the companies in the same industry.
A Debt/Equity ratio of 0.58 indicates that JILL is somewhat dependend on debt financing.
The Debt to Equity ratio of JILL (0.58) is comparable to the rest of the industry.
Although JILL does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Altman-Z | 1.94 |
ROIC/WACC1.3
WACC10.75%
2.3 Liquidity
A Current Ratio of 1.11 indicates that JILL should not have too much problems paying its short term obligations.
With a Current ratio value of 1.11, JILL is not doing good in the industry: 68.59% of the companies in the same industry are doing better.
JILL has a Quick Ratio of 1.11. This is a bad value and indicates that JILL is not financially healthy enough and could expect problems in meeting its short term obligations.
JILL has a Quick ratio of 0.64. This is comparable to the rest of the industry: JILL outperforms 58.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
The earnings per share for JILL have decreased strongly by -11.59% in the last year.
Measured over the past years, JILL shows a very strong growth in Earnings Per Share. The EPS has been growing by 58.31% on average per year.
The Revenue has decreased by -2.37% in the past year.
JILL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.44% yearly.
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
3.2 Future
Based on estimates for the next years, JILL will show a decrease in Earnings Per Share. The EPS will decrease by -9.49% on average per year.
JILL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.69% yearly.
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.17, which indicates a rather cheap valuation of JILL.
Based on the Price/Earnings ratio, JILL is valued cheaply inside the industry as 95.87% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.03, JILL is valued rather cheaply.
The Price/Forward Earnings ratio is 5.26, which indicates a rather cheap valuation of JILL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 96.69% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.27. JILL is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.17 | ||
| Fwd PE | 5.26 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of JILL indicates a rather cheap valuation: JILL is cheaper than 93.39% of the companies listed in the same industry.
94.21% of the companies in the same industry are more expensive than JILL, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.89 | ||
| EV/EBITDA | 3.07 |
4.3 Compensation for Growth
JILL has an outstanding profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as JILL's earnings are expected to decrease with -9.49% in the coming years.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y-9.49%
EPS Next 3YN/A
5. Dividend
5.1 Amount
JILL has a Yearly Dividend Yield of 2.05%.
JILL's Dividend Yield is a higher than the industry average which is at 5.48.
JILL's Dividend Yield is comparable with the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.05% |
5.2 History
JILL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
JILL pays out 12.48% of its income as dividend. This is a sustainable payout ratio.
DP12.48%
EPS Next 2Y-9.49%
EPS Next 3YN/A
NYSE:JILL (11/5/2025, 3:28:39 PM)
15
+0.07 (+0.47%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners50.99%
Inst Owner Change-0.47%
Ins Owners5.19%
Ins Owner Change-0.26%
Market Cap228.45M
Revenue(TTM)601.71M
Net Income(TTM)36.80M
Analysts83.64
Price Target20.4 (36%)
Short Float %9.13%
Short Ratio7.67
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.05% |
Yearly Dividend0.22
Dividend Growth(5Y)N/A
DP12.48%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)1.56%
Min EPS beat(2)0.32%
Max EPS beat(2)2.8%
EPS beat(4)4
Avg EPS beat(4)16.11%
Min EPS beat(4)0.32%
Max EPS beat(4)51.8%
EPS beat(8)8
Avg EPS beat(8)565.21%
EPS beat(12)12
Avg EPS beat(12)402.07%
EPS beat(16)16
Avg EPS beat(16)355.53%
Revenue beat(2)0
Avg Revenue beat(2)-2.67%
Min Revenue beat(2)-5.09%
Max Revenue beat(2)-0.24%
Revenue beat(4)0
Avg Revenue beat(4)-2.23%
Min Revenue beat(4)-5.09%
Max Revenue beat(4)-0.24%
Revenue beat(8)1
Avg Revenue beat(8)-1.37%
Revenue beat(12)3
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-0.66%
PT rev (1m)0%
PT rev (3m)-7.41%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-31.01%
EPS NY rev (1m)-2.9%
EPS NY rev (3m)-14.64%
Revenue NQ rev (1m)0.92%
Revenue NQ rev (3m)-0.54%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.17 | ||
| Fwd PE | 5.26 | ||
| P/S | 0.38 | ||
| P/FCF | 6.89 | ||
| P/OCF | 4.41 | ||
| P/B | 1.88 | ||
| P/tB | 72.87 | ||
| EV/EBITDA | 3.07 |
EPS(TTM)2.9
EY19.33%
EPS(NY)2.85
Fwd EY19.01%
FCF(TTM)2.18
FCFY14.52%
OCF(TTM)3.4
OCFY22.7%
SpS39.51
BVpS7.98
TBVpS0.21
PEG (NY)N/A
PEG (5Y)0.09
Graham Number22.82
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.43% | ||
| ROE | 30.29% | ||
| ROCE | 19.05% | ||
| ROIC | 13.95% | ||
| ROICexc | 16.27% | ||
| ROICexgc | 28.66% | ||
| OM | 10.11% | ||
| PM (TTM) | 6.12% | ||
| GM | 69.54% | ||
| FCFM | 5.51% |
ROA(3y)8.99%
ROA(5y)-1.46%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.89%
ROIC(5y)N/A
ROICexc(3y)25.04%
ROICexc(5y)N/A
ROICexgc(3y)55%
ROICexgc(5y)N/A
ROCE(3y)27.16%
ROCE(5y)N/A
ROICexgc growth 3Y9.82%
ROICexgc growth 5Y54.28%
ROICexc growth 3Y12.26%
ROICexc growth 5Y49.76%
OM growth 3Y7.67%
OM growth 5Y34.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.45%
GM growth 5Y2.57%
F-Score6
Asset Turnover1.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 2.11 | ||
| Debt/EBITDA | 0.85 | ||
| Cap/Depr | 88.3% | ||
| Cap/Sales | 3.1% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 63.25% | ||
| Profit Quality | 90.15% | ||
| Current Ratio | 1.11 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 1.94 |
F-Score6
WACC10.75%
ROIC/WACC1.3
Cap/Depr(3y)71.89%
Cap/Depr(5y)49.13%
Cap/Sales(3y)2.71%
Cap/Sales(5y)1.99%
Profit Quality(3y)129.51%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-11.59%
EPS 3Y4.38%
EPS 5Y58.31%
EPS Q2Q%-22.86%
EPS Next Y-28.85%
EPS Next 2Y-9.49%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.37%
Revenue growth 3Y1.44%
Revenue growth 5Y-2.44%
Sales Q2Q%-0.81%
Revenue Next Year-1.02%
Revenue Next 2Y0.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.98%
EBIT growth 3Y9.22%
EBIT growth 5Y31.43%
EBIT Next Year6.08%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.2%
FCF growth 3Y-12.07%
FCF growth 5Y26.79%
OCF growth 1Y-30.49%
OCF growth 3Y-4.64%
OCF growth 5Y14.78%
J. JILL INC / JILL FAQ
What is the ChartMill fundamental rating of J. JILL INC (JILL) stock?
ChartMill assigns a fundamental rating of 6 / 10 to JILL.
What is the valuation status of J. JILL INC (JILL) stock?
ChartMill assigns a valuation rating of 8 / 10 to J. JILL INC (JILL). This can be considered as Undervalued.
Can you provide the profitability details for J. JILL INC?
J. JILL INC (JILL) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for JILL stock?
The Price/Earnings (PE) ratio for J. JILL INC (JILL) is 5.17 and the Price/Book (PB) ratio is 1.88.
Can you provide the dividend sustainability for JILL stock?
The dividend rating of J. JILL INC (JILL) is 3 / 10 and the dividend payout ratio is 12.48%.