ORIX - SPONSORED ADR (IX) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:IX - US6863301015 - ADR
30.33 USD
-0.37 (-1.21%)
30.33 USD
0 (0%)
We assign a fundamental rating of 5 out of 10 to IX. IX was compared to 97 industry peers in the Financial Services industry. While IX is still in line with the averages on profitability rating, there are concerns on its financial health. IX has a decent growth rate and is not valued too expensively. IX also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- IX had positive earnings in the past year.
- IX had a positive operating cash flow in the past year.
- In the past 5 years IX has always been profitable.
- Each year in the past 5 years IX had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of IX (2.50%) is better than 67.01% of its industry peers.
- The Return On Equity of IX (9.90%) is comparable to the rest of the industry.
- IX has a Return On Invested Capital (3.15%) which is comparable to the rest of the industry.
- IX had an Average Return On Invested Capital over the past 3 years of 2.63%. This is significantly below the industry average of 8.44%.
- The 3 year average ROIC (2.63%) for IX is below the current ROIC(3.15%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.5% | ||
| ROE | 9.9% | ||
| ROIC | 3.15% |
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
1.3 Margins
- With a Profit Margin value of 14.49%, IX perfoms like the industry average, outperforming 57.73% of the companies in the same industry.
- IX's Profit Margin has declined in the last couple of years.
- The Operating Margin of IX (19.97%) is better than 68.04% of its industry peers.
- In the last couple of years the Operating Margin of IX has remained more or less at the same level.
- IX has a better Gross Margin (42.41%) than 62.89% of its industry peers.
- IX's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.97% | ||
| PM (TTM) | 14.49% | ||
| GM | 42.41% |
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
2. Health
2.1 Basic Checks
- IX has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- The number of shares outstanding for IX has been reduced compared to 1 year ago.
- Compared to 5 years ago, IX has less shares outstanding
- The debt/assets ratio for IX has been reduced compared to a year ago.
2.2 Solvency
- IX has an Altman-Z score of 0.66. This is a bad value and indicates that IX is not financially healthy and even has some risk of bankruptcy.
- IX has a Altman-Z score of 0.66. This is comparable to the rest of the industry: IX outperforms 54.64% of its industry peers.
- IX has a debt to FCF ratio of 3051.64. This is a negative value and a sign of low solvency as IX would need 3051.64 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 3051.64, IX is doing worse than 67.01% of the companies in the same industry.
- A Debt/Equity ratio of 1.47 is on the high side and indicates that IX has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 1.47, IX is doing worse than 62.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 3051.64 | ||
| Altman-Z | 0.66 |
ROIC/WACC0.86
WACC3.68%
2.3 Liquidity
- A Current Ratio of 0.48 indicates that IX may have some problems paying its short term obligations.
- The Current ratio of IX (0.48) is worse than 61.86% of its industry peers.
- A Quick Ratio of 0.43 indicates that IX may have some problems paying its short term obligations.
- With a Quick ratio value of 0.43, IX is not doing good in the industry: 61.86% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.43 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 11.56% over the past year.
- The Earnings Per Share has been growing slightly by 5.31% on average over the past years.
- The Revenue has been growing slightly by 6.21% in the past year.
- Measured over the past years, IX shows a small growth in Revenue. The Revenue has been growing by 4.74% on average per year.
EPS 1Y (TTM)11.56%
EPS 3Y5.84%
EPS 5Y5.31%
EPS Q2Q%73.73%
Revenue 1Y (TTM)6.21%
Revenue growth 3Y4.48%
Revenue growth 5Y4.74%
Sales Q2Q%14.43%
3.2 Future
- Based on estimates for the next years, IX will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.20% on average per year.
- Based on estimates for the next years, IX will show a small growth in Revenue. The Revenue will grow by 4.85% on average per year.
EPS Next Y17.52%
EPS Next 2Y9.9%
EPS Next 3Y11.2%
EPS Next 5YN/A
Revenue Next Year6.02%
Revenue Next 2Y4.69%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- IX is valuated correctly with a Price/Earnings ratio of 12.13.
- IX's Price/Earnings is on the same level as the industry average.
- IX is valuated cheaply when we compare the Price/Earnings ratio to 26.94, which is the current average of the S&P500 Index.
- IX is valuated reasonably with a Price/Forward Earnings ratio of 11.39.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of IX is on the same level as its industry peers.
- When comparing the Price/Forward Earnings ratio of IX to the average of the S&P500 Index (23.94), we can say IX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.13 | ||
| Fwd PE | 11.39 |
4.2 Price Multiples
- IX's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. IX is cheaper than 69.07% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of IX indicates a slightly more expensive valuation: IX is more expensive than 67.01% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2480.37 | ||
| EV/EBITDA | 9.76 |
4.3 Compensation for Growth
- IX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of IX may justify a higher PE ratio.
PEG (NY)0.69
PEG (5Y)2.29
EPS Next 2Y9.9%
EPS Next 3Y11.2%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.19%, IX has a reasonable but not impressive dividend return.
- IX's Dividend Yield is a higher than the industry average which is at 2.24.
- IX's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.19% |
5.2 History
- On average, the dividend of IX grows each year by 7.63%, which is quite nice.
- IX has paid a dividend for at least 10 years, which is a reliable track record.
- IX has decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- IX pays out 31.18% of its income as dividend. This is a sustainable payout ratio.
- IX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP31.18%
EPS Next 2Y9.9%
EPS Next 3Y11.2%
30.33
-0.37 (-1.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06
Earnings (Next)02-09 2026-02-09
Inst Owners49.67%
Inst Owner Change-0.24%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap33.57B
Revenue(TTM)3.04T
Net Income(TTM)439.75B
Analysts77.33
Price Target29.8 (-1.75%)
Short Float %0.03%
Short Ratio2.32
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.19% |
Yearly Dividend0.76
Dividend Growth(5Y)7.63%
DP31.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.97%
PT rev (3m)2.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.49%
EPS NY rev (3m)9.41%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.13 | ||
| Fwd PE | 11.39 | ||
| P/S | 1.75 | ||
| P/FCF | 2480.37 | ||
| P/OCF | 4.05 | ||
| P/B | 1.19 | ||
| P/tB | 1.71 | ||
| EV/EBITDA | 9.76 |
EPS(TTM)2.5
EY8.24%
EPS(NY)2.66
Fwd EY8.78%
FCF(TTM)0.01
FCFY0.04%
OCF(TTM)7.49
OCFY24.68%
SpS17.37
BVpS25.42
TBVpS17.78
PEG (NY)0.69
PEG (5Y)2.29
Graham Number37.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.5% | ||
| ROE | 9.9% | ||
| ROCE | 4.53% | ||
| ROIC | 3.15% | ||
| ROICexc | 3.5% | ||
| ROICexgc | 4.93% | ||
| OM | 19.97% | ||
| PM (TTM) | 14.49% | ||
| GM | 42.41% | ||
| FCFM | 0.07% |
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
ROICexc(3y)2.88%
ROICexc(5y)2.73%
ROICexgc(3y)3.79%
ROICexgc(5y)3.66%
ROCE(3y)3.76%
ROCE(5y)3.56%
ROICexgc growth 3Y0.25%
ROICexgc growth 5Y0.16%
ROICexc growth 3Y1.76%
ROICexc growth 5Y0.31%
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
F-Score7
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 3051.64 | ||
| Debt/EBITDA | 6.49 | ||
| Cap/Depr | 327.15% | ||
| Cap/Sales | 43.02% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 130.12% | ||
| Profit Quality | 0.49% | ||
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.43 | ||
| Altman-Z | 0.66 |
F-Score7
WACC3.68%
ROIC/WACC0.86
Cap/Depr(3y)325.04%
Cap/Depr(5y)298.28%
Cap/Sales(3y)43.48%
Cap/Sales(5y)39.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.56%
EPS 3Y5.84%
EPS 5Y5.31%
EPS Q2Q%73.73%
EPS Next Y17.52%
EPS Next 2Y9.9%
EPS Next 3Y11.2%
EPS Next 5YN/A
Revenue 1Y (TTM)6.21%
Revenue growth 3Y4.48%
Revenue growth 5Y4.74%
Sales Q2Q%14.43%
Revenue Next Year6.02%
Revenue Next 2Y4.69%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
EBIT growth 1Y1.57%
EBIT growth 3Y7.89%
EBIT growth 5Y6.16%
EBIT Next Year12660.7%
EBIT Next 3Y452.58%
EBIT Next 5YN/A
FCF growth 1Y111.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y5.39%
OCF growth 3Y5.62%
OCF growth 5Y4.52%
ORIX - SPONSORED ADR / IX FAQ
What is the ChartMill fundamental rating of ORIX - SPONSORED ADR (IX) stock?
ChartMill assigns a fundamental rating of 5 / 10 to IX.
Can you provide the valuation status for ORIX - SPONSORED ADR?
ChartMill assigns a valuation rating of 5 / 10 to ORIX - SPONSORED ADR (IX). This can be considered as Fairly Valued.
Can you provide the profitability details for ORIX - SPONSORED ADR?
ORIX - SPONSORED ADR (IX) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for IX stock?
The Price/Earnings (PE) ratio for ORIX - SPONSORED ADR (IX) is 12.13 and the Price/Book (PB) ratio is 1.19.
How sustainable is the dividend of ORIX - SPONSORED ADR (IX) stock?
The dividend rating of ORIX - SPONSORED ADR (IX) is 7 / 10 and the dividend payout ratio is 31.18%.