ORIX - SPONSORED ADR (IX) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:IX • US6863301015
30.53 USD
-0.12 (-0.39%)
At close: Jan 30, 2026
30.53 USD
0 (0%)
After Hours: 1/30/2026, 8:04:00 PM
We assign a fundamental rating of 5 out of 10 to IX. IX was compared to 97 industry peers in the Financial Services industry. There are concerns on the financial health of IX while its profitability can be described as average. IX is not valued too expensively and it also shows a decent growth rate. IX also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- IX had positive earnings in the past year.
- IX had a positive operating cash flow in the past year.
- In the past 5 years IX has always been profitable.
- Each year in the past 5 years IX had a positive operating cash flow.
1.2 Ratios
- IX's Return On Assets of 2.50% is fine compared to the rest of the industry. IX outperforms 67.01% of its industry peers.
- IX has a Return On Equity (9.90%) which is in line with its industry peers.
- IX has a Return On Invested Capital (3.15%) which is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for IX is significantly below the industry average of 8.46%.
- The last Return On Invested Capital (3.15%) for IX is above the 3 year average (2.63%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.5% | ||
| ROE | 9.9% | ||
| ROIC | 3.15% |
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
1.3 Margins
- IX's Profit Margin of 14.49% is in line compared to the rest of the industry. IX outperforms 58.76% of its industry peers.
- In the last couple of years the Profit Margin of IX has declined.
- IX has a better Operating Margin (19.97%) than 69.07% of its industry peers.
- In the last couple of years the Operating Margin of IX has remained more or less at the same level.
- IX has a Gross Margin of 42.41%. This is in the better half of the industry: IX outperforms 62.89% of its industry peers.
- IX's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.97% | ||
| PM (TTM) | 14.49% | ||
| GM | 42.41% |
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so IX is destroying value.
- Compared to 1 year ago, IX has less shares outstanding
- The number of shares outstanding for IX has been reduced compared to 5 years ago.
- Compared to 1 year ago, IX has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.66, we must say that IX is in the distress zone and has some risk of bankruptcy.
- IX has a Altman-Z score (0.66) which is in line with its industry peers.
- IX has a debt to FCF ratio of 3051.64. This is a negative value and a sign of low solvency as IX would need 3051.64 years to pay back of all of its debts.
- IX has a worse Debt to FCF ratio (3051.64) than 67.01% of its industry peers.
- IX has a Debt/Equity ratio of 1.47. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 1.47, IX is not doing good in the industry: 62.89% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 3051.64 | ||
| Altman-Z | 0.66 |
ROIC/WACC0.86
WACC3.68%
2.3 Liquidity
- IX has a Current Ratio of 0.48. This is a bad value and indicates that IX is not financially healthy enough and could expect problems in meeting its short term obligations.
- IX's Current ratio of 0.48 is on the low side compared to the rest of the industry. IX is outperformed by 61.86% of its industry peers.
- A Quick Ratio of 0.43 indicates that IX may have some problems paying its short term obligations.
- IX has a worse Quick ratio (0.43) than 61.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.43 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 11.56% over the past year.
- Measured over the past 5 years, IX shows a small growth in Earnings Per Share. The EPS has been growing by 5.31% on average per year.
- IX shows a small growth in Revenue. In the last year, the Revenue has grown by 6.21%.
- The Revenue has been growing slightly by 4.74% on average over the past years.
EPS 1Y (TTM)11.56%
EPS 3Y5.84%
EPS 5Y5.31%
EPS Q2Q%73.73%
Revenue 1Y (TTM)6.21%
Revenue growth 3Y4.48%
Revenue growth 5Y4.74%
Sales Q2Q%14.43%
3.2 Future
- The Earnings Per Share is expected to grow by 11.20% on average over the next years. This is quite good.
- The Revenue is expected to grow by 4.85% on average over the next years.
EPS Next Y17.52%
EPS Next 2Y9.9%
EPS Next 3Y11.2%
EPS Next 5YN/A
Revenue Next Year6.02%
Revenue Next 2Y4.69%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 11.88, which indicates a very decent valuation of IX.
- The rest of the industry has a similar Price/Earnings ratio as IX.
- IX is valuated cheaply when we compare the Price/Earnings ratio to 28.30, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 11.14, the valuation of IX can be described as reasonable.
- IX's Price/Forward Earnings ratio is in line with the industry average.
- When comparing the Price/Forward Earnings ratio of IX to the average of the S&P500 Index (25.57), we can say IX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.88 | ||
| Fwd PE | 11.14 |
4.2 Price Multiples
- IX's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. IX is cheaper than 71.13% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of IX indicates a slightly more expensive valuation: IX is more expensive than 67.01% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2424.21 | ||
| EV/EBITDA | 9.66 |
4.3 Compensation for Growth
- IX's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of IX may justify a higher PE ratio.
PEG (NY)0.68
PEG (5Y)2.24
EPS Next 2Y9.9%
EPS Next 3Y11.2%
5. Dividend
5.1 Amount
- IX has a Yearly Dividend Yield of 3.26%.
- Compared to an average industry Dividend Yield of 2.10, IX pays a bit more dividend than its industry peers.
- IX's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.26% |
5.2 History
- On average, the dividend of IX grows each year by 7.63%, which is quite nice.
- IX has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of IX decreased in the last 3 years.
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- IX pays out 31.18% of its income as dividend. This is a sustainable payout ratio.
- IX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP31.18%
EPS Next 2Y9.9%
EPS Next 3Y11.2%
ORIX - SPONSORED ADR / IX FAQ
What is the ChartMill fundamental rating of ORIX - SPONSORED ADR (IX) stock?
ChartMill assigns a fundamental rating of 5 / 10 to IX.
Can you provide the valuation status for ORIX - SPONSORED ADR?
ChartMill assigns a valuation rating of 5 / 10 to ORIX - SPONSORED ADR (IX). This can be considered as Fairly Valued.
Can you provide the profitability details for ORIX - SPONSORED ADR?
ORIX - SPONSORED ADR (IX) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for IX stock?
The Price/Earnings (PE) ratio for ORIX - SPONSORED ADR (IX) is 11.88 and the Price/Book (PB) ratio is 1.17.
How sustainable is the dividend of ORIX - SPONSORED ADR (IX) stock?
The dividend rating of ORIX - SPONSORED ADR (IX) is 7 / 10 and the dividend payout ratio is 31.18%.