ORIX - SPONSORED ADR (IX) Stock Fundamental Analysis

NYSE:IX • US6863301015

35.34 USD
-0.67 (-1.86%)
At close: Feb 20, 2026
35.34 USD
0 (0%)
After Hours: 2/20/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, IX scores 4 out of 10 in our fundamental rating. IX was compared to 97 industry peers in the Financial Services industry. While IX is still in line with the averages on profitability rating, there are concerns on its financial health. IX has a valuation in line with the averages, but it does not seem to be growing. IX also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year IX was profitable.
  • In the past year IX had a positive cash flow from operations.
  • In the past 5 years IX has always been profitable.
  • In the past 5 years IX always reported a positive cash flow from operatings.
IX Yearly Net Income VS EBIT VS OCF VS FCFIX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500B -500B 1T

1.2 Ratios

  • IX has a better Return On Assets (2.50%) than 64.95% of its industry peers.
  • Looking at the Return On Equity, with a value of 9.90%, IX is in line with its industry, outperforming 57.73% of the companies in the same industry.
  • IX has a Return On Invested Capital (3.15%) which is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for IX is significantly below the industry average of 8.38%.
  • The last Return On Invested Capital (3.15%) for IX is above the 3 year average (2.63%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.5%
ROE 9.9%
ROIC 3.15%
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
IX Yearly ROA, ROE, ROICIX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of IX (14.49%) is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of IX has declined.
  • IX has a Operating Margin of 19.97%. This is in the better half of the industry: IX outperforms 69.07% of its industry peers.
  • In the last couple of years the Operating Margin of IX has remained more or less at the same level.
  • IX has a better Gross Margin (42.41%) than 63.92% of its industry peers.
  • IX's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 19.97%
PM (TTM) 14.49%
GM 42.41%
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
IX Yearly Profit, Operating, Gross MarginsIX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), IX is destroying value.
  • The number of shares outstanding for IX has been reduced compared to 1 year ago.
  • Compared to 5 years ago, IX has less shares outstanding
  • The debt/assets ratio for IX has been reduced compared to a year ago.
IX Yearly Shares OutstandingIX Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
IX Yearly Total Debt VS Total AssetsIX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5T 10T 15T

2.2 Solvency

  • Based on the Altman-Z score of 0.70, we must say that IX is in the distress zone and has some risk of bankruptcy.
  • IX's Altman-Z score of 0.70 is in line compared to the rest of the industry. IX outperforms 54.64% of its industry peers.
  • IX has a debt to FCF ratio of 3051.64. This is a negative value and a sign of low solvency as IX would need 3051.64 years to pay back of all of its debts.
  • IX has a worse Debt to FCF ratio (3051.64) than 68.04% of its industry peers.
  • A Debt/Equity ratio of 1.47 is on the high side and indicates that IX has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 1.47, IX is doing worse than 62.89% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.47
Debt/FCF 3051.64
Altman-Z 0.7
ROIC/WACC0.85
WACC3.69%
IX Yearly LT Debt VS Equity VS FCFIX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2T 4T

2.3 Liquidity

  • A Current Ratio of 0.48 indicates that IX may have some problems paying its short term obligations.
  • IX's Current ratio of 0.48 is on the low side compared to the rest of the industry. IX is outperformed by 61.86% of its industry peers.
  • A Quick Ratio of 0.43 indicates that IX may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.43, IX is doing worse than 61.86% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.48
Quick Ratio 0.43
IX Yearly Current Assets VS Current LiabilitesIX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T 2T 2.5T

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for IX have decreased strongly by -10.80% in the last year.
  • The Earnings Per Share has been decreasing by -1.09% on average over the past years.
  • The Revenue has been growing slightly by 5.69% in the past year.
  • Measured over the past years, IX shows a decrease in Revenue. The Revenue has been decreasing by -1.43% on average per year.
EPS 1Y (TTM)-10.8%
EPS 3Y-0.85%
EPS 5Y-1.09%
EPS Q2Q%36.63%
Revenue 1Y (TTM)5.69%
Revenue growth 3Y5.32%
Revenue growth 5Y-1.43%
Sales Q2Q%12.46%

3.2 Future

  • The Earnings Per Share is expected to grow by 15.29% on average over the next years. This is quite good.
  • Based on estimates for the next years, IX will show a small growth in Revenue. The Revenue will grow by 6.36% on average per year.
EPS Next Y25.58%
EPS Next 2Y21.71%
EPS Next 3Y20.29%
EPS Next 5Y15.29%
Revenue Next Year10.87%
Revenue Next 2Y7.75%
Revenue Next 3Y6.77%
Revenue Next 5Y6.36%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
IX Yearly Revenue VS EstimatesIX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1T 2T 3T
IX Yearly EPS VS EstimatesIX Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 100 200 300 400

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 23.25, the valuation of IX can be described as rather expensive.
  • 62.89% of the companies in the same industry are cheaper than IX, based on the Price/Earnings ratio.
  • IX is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 15.72, the valuation of IX can be described as correct.
  • The rest of the industry has a similar Price/Forward Earnings ratio as IX.
  • The average S&P500 Price/Forward Earnings ratio is at 28.06. IX is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 23.25
Fwd PE 15.72
IX Price Earnings VS Forward Price EarningsIX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of IX indicates a somewhat cheap valuation: IX is cheaper than 67.01% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, IX is valued a bit more expensive than the industry average as 68.04% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF 2832.59
EV/EBITDA 10.63
IX Per share dataIX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of IX may justify a higher PE ratio.
  • IX's earnings are expected to grow with 20.29% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.91
PEG (5Y)N/A
EPS Next 2Y21.71%
EPS Next 3Y20.29%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • IX has a Yearly Dividend Yield of 2.88%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.28, IX pays a bit more dividend than its industry peers.
  • IX's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 2.88%

5.2 History

  • The dividend of IX is nicely growing with an annual growth rate of 7.63%!
  • IX has been paying a dividend for at least 10 years, so it has a reliable track record.
  • IX has decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
IX Yearly Dividends per shareIX Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80 100

5.3 Sustainability

  • 31.18% of the earnings are spent on dividend by IX. This is a low number and sustainable payout ratio.
  • The dividend of IX is growing, but earnings are growing more, so the dividend growth is sustainable.
DP31.18%
EPS Next 2Y21.71%
EPS Next 3Y20.29%
IX Yearly Income VS Free CF VS DividendIX Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200B -200B -400B
IX Dividend Payout.IX Dividend Payout, showing the Payout Ratio.IX Dividend Payout.PayoutRetained Earnings

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ORIX - SPONSORED ADR

NYSE:IX (2/20/2026, 8:04:00 PM)

After market: 35.34 0 (0%)

35.34

-0.67 (-1.86%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-09
Earnings (Next)05-11
Inst Owners49.67%
Inst Owner Change1.7%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap39.08B
Revenue(TTM)2.66T
Net Income(TTM)439.75B
Analysts77.5
Price Target30.54 (-13.58%)
Short Float %0.05%
Short Ratio2.78
Dividend
Industry RankSector Rank
Dividend Yield 2.88%
Yearly Dividend0.79
Dividend Growth(5Y)7.63%
DP31.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.48%
PT rev (3m)7.64%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.09%
EPS NY rev (3m)1.03%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.07%
Valuation
Industry RankSector Rank
PE 23.25
Fwd PE 15.72
P/S 1.99
P/FCF 2832.59
P/OCF 4.63
P/B 1.36
P/tB 1.95
EV/EBITDA 10.63
EPS(TTM)1.52
EY4.3%
EPS(NY)2.25
Fwd EY6.36%
FCF(TTM)0.01
FCFY0.04%
OCF(TTM)7.64
OCFY21.61%
SpS17.72
BVpS25.93
TBVpS18.14
PEG (NY)0.91
PEG (5Y)N/A
Graham Number29.78
Profitability
Industry RankSector Rank
ROA 2.5%
ROE 9.9%
ROCE 4.53%
ROIC 3.15%
ROICexc 3.5%
ROICexgc 4.93%
OM 19.97%
PM (TTM) 14.49%
GM 42.41%
FCFM 0.07%
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
ROICexc(3y)2.88%
ROICexc(5y)2.73%
ROICexgc(3y)3.79%
ROICexgc(5y)3.66%
ROCE(3y)3.76%
ROCE(5y)3.56%
ROICexgc growth 3Y0.25%
ROICexgc growth 5Y0.16%
ROICexc growth 3Y1.76%
ROICexc growth 5Y0.31%
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
F-Score7
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 1.47
Debt/FCF 3051.64
Debt/EBITDA 6.49
Cap/Depr 327.15%
Cap/Sales 43.02%
Interest Coverage 250
Cash Conversion 130.12%
Profit Quality 0.49%
Current Ratio 0.48
Quick Ratio 0.43
Altman-Z 0.7
F-Score7
WACC3.69%
ROIC/WACC0.85
Cap/Depr(3y)325.04%
Cap/Depr(5y)298.28%
Cap/Sales(3y)43.48%
Cap/Sales(5y)39.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-10.8%
EPS 3Y-0.85%
EPS 5Y-1.09%
EPS Q2Q%36.63%
EPS Next Y25.58%
EPS Next 2Y21.71%
EPS Next 3Y20.29%
EPS Next 5Y15.29%
Revenue 1Y (TTM)5.69%
Revenue growth 3Y5.32%
Revenue growth 5Y-1.43%
Sales Q2Q%12.46%
Revenue Next Year10.87%
Revenue Next 2Y7.75%
Revenue Next 3Y6.77%
Revenue Next 5Y6.36%
EBIT growth 1Y1.57%
EBIT growth 3Y7.89%
EBIT growth 5Y6.16%
EBIT Next Year12418.3%
EBIT Next 3Y449.06%
EBIT Next 5YN/A
FCF growth 1Y111.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y5.39%
OCF growth 3Y5.62%
OCF growth 5Y4.52%

ORIX - SPONSORED ADR / IX FAQ

What is the ChartMill fundamental rating of ORIX - SPONSORED ADR (IX) stock?

ChartMill assigns a fundamental rating of 4 / 10 to IX.


Can you provide the valuation status for ORIX - SPONSORED ADR?

ChartMill assigns a valuation rating of 4 / 10 to ORIX - SPONSORED ADR (IX). This can be considered as Fairly Valued.


Can you provide the profitability details for ORIX - SPONSORED ADR?

ORIX - SPONSORED ADR (IX) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for IX stock?

The Price/Earnings (PE) ratio for ORIX - SPONSORED ADR (IX) is 23.25 and the Price/Book (PB) ratio is 1.36.


How sustainable is the dividend of ORIX - SPONSORED ADR (IX) stock?

The dividend rating of ORIX - SPONSORED ADR (IX) is 7 / 10 and the dividend payout ratio is 31.18%.