ORIX - SPONSORED ADR (IX) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:IX - US6863301015 - ADR
30.7 USD
+0.18 (+0.59%)
30.7 USD
0 (0%)
Overall IX gets a fundamental rating of 5 out of 10. We evaluated IX against 98 industry peers in the Financial Services industry. There are concerns on the financial health of IX while its profitability can be described as average. IX has a decent growth rate and is not valued too expensively. Finally IX also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year IX was profitable.
- IX had a positive operating cash flow in the past year.
- In the past 5 years IX has always been profitable.
- In the past 5 years IX always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of IX (2.50%) is better than 66.33% of its industry peers.
- IX's Return On Equity of 9.90% is in line compared to the rest of the industry. IX outperforms 57.14% of its industry peers.
- IX has a Return On Invested Capital of 3.15%. This is comparable to the rest of the industry: IX outperforms 53.06% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for IX is significantly below the industry average of 8.44%.
- The last Return On Invested Capital (3.15%) for IX is above the 3 year average (2.63%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.5% | ||
| ROE | 9.9% | ||
| ROIC | 3.15% |
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
1.3 Margins
- Looking at the Profit Margin, with a value of 14.49%, IX is in line with its industry, outperforming 58.16% of the companies in the same industry.
- IX's Profit Margin has declined in the last couple of years.
- IX has a better Operating Margin (19.97%) than 68.37% of its industry peers.
- IX's Operating Margin has been stable in the last couple of years.
- IX has a Gross Margin of 42.41%. This is in the better half of the industry: IX outperforms 63.27% of its industry peers.
- IX's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.97% | ||
| PM (TTM) | 14.49% | ||
| GM | 42.41% |
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), IX is destroying value.
- IX has less shares outstanding than it did 1 year ago.
- IX has less shares outstanding than it did 5 years ago.
- IX has a better debt/assets ratio than last year.
2.2 Solvency
- IX has an Altman-Z score of 0.67. This is a bad value and indicates that IX is not financially healthy and even has some risk of bankruptcy.
- IX has a Altman-Z score (0.67) which is in line with its industry peers.
- The Debt to FCF ratio of IX is 3051.64, which is on the high side as it means it would take IX, 3051.64 years of fcf income to pay off all of its debts.
- IX has a worse Debt to FCF ratio (3051.64) than 67.35% of its industry peers.
- IX has a Debt/Equity ratio of 1.47. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 1.47, IX is not doing good in the industry: 63.27% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 3051.64 | ||
| Altman-Z | 0.67 |
ROIC/WACC0.86
WACC3.68%
2.3 Liquidity
- IX has a Current Ratio of 0.48. This is a bad value and indicates that IX is not financially healthy enough and could expect problems in meeting its short term obligations.
- IX has a worse Current ratio (0.48) than 62.24% of its industry peers.
- A Quick Ratio of 0.43 indicates that IX may have some problems paying its short term obligations.
- IX has a worse Quick ratio (0.43) than 62.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.43 |
3. Growth
3.1 Past
- IX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.56%, which is quite good.
- Measured over the past 5 years, IX shows a small growth in Earnings Per Share. The EPS has been growing by 5.31% on average per year.
- Looking at the last year, IX shows a small growth in Revenue. The Revenue has grown by 6.21% in the last year.
- IX shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.74% yearly.
EPS 1Y (TTM)11.56%
EPS 3Y5.84%
EPS 5Y5.31%
EPS Q2Q%73.73%
Revenue 1Y (TTM)6.21%
Revenue growth 3Y4.48%
Revenue growth 5Y4.74%
Sales Q2Q%14.43%
3.2 Future
- IX is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.20% yearly.
- IX is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.85% yearly.
EPS Next Y17.52%
EPS Next 2Y9.9%
EPS Next 3Y11.2%
EPS Next 5YN/A
Revenue Next Year6.02%
Revenue Next 2Y4.69%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 12.33, the valuation of IX can be described as correct.
- IX's Price/Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 27.47, IX is valued rather cheaply.
- The Price/Forward Earnings ratio is 11.55, which indicates a very decent valuation of IX.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of IX is on the same level as its industry peers.
- IX is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.33 | ||
| Fwd PE | 11.55 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, IX is valued a bit cheaper than 69.39% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, IX is valued a bit more expensive than the industry average as 67.35% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2513.96 | ||
| EV/EBITDA | 9.84 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- IX has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.7
PEG (5Y)2.32
EPS Next 2Y9.9%
EPS Next 3Y11.2%
5. Dividend
5.1 Amount
- IX has a Yearly Dividend Yield of 3.19%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.23, IX pays a bit more dividend than its industry peers.
- IX's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.19% |
5.2 History
- On average, the dividend of IX grows each year by 7.63%, which is quite nice.
- IX has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of IX decreased in the last 3 years.
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 31.18% of the earnings are spent on dividend by IX. This is a low number and sustainable payout ratio.
- IX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP31.18%
EPS Next 2Y9.9%
EPS Next 3Y11.2%
30.7
+0.18 (+0.59%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06 2025-11-06
Earnings (Next)02-09 2026-02-09
Inst Owners49.67%
Inst Owner Change0.01%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap33.98B
Revenue(TTM)3.04T
Net Income(TTM)439.75B
Analysts77.33
Price Target29.8 (-2.93%)
Short Float %0.04%
Short Ratio3.04
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.19% |
Yearly Dividend0.76
Dividend Growth(5Y)7.63%
DP31.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.97%
PT rev (3m)2.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.49%
EPS NY rev (3m)9.41%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.33 | ||
| Fwd PE | 11.55 | ||
| P/S | 1.77 | ||
| P/FCF | 2513.96 | ||
| P/OCF | 4.11 | ||
| P/B | 1.21 | ||
| P/tB | 1.73 | ||
| EV/EBITDA | 9.84 |
EPS(TTM)2.49
EY8.11%
EPS(NY)2.66
Fwd EY8.66%
FCF(TTM)0.01
FCFY0.04%
OCF(TTM)7.48
OCFY24.35%
SpS17.35
BVpS25.38
TBVpS17.75
PEG (NY)0.7
PEG (5Y)2.32
Graham Number37.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.5% | ||
| ROE | 9.9% | ||
| ROCE | 4.53% | ||
| ROIC | 3.15% | ||
| ROICexc | 3.5% | ||
| ROICexgc | 4.93% | ||
| OM | 19.97% | ||
| PM (TTM) | 14.49% | ||
| GM | 42.41% | ||
| FCFM | 0.07% |
ROA(3y)2.03%
ROA(5y)1.94%
ROE(3y)8.52%
ROE(5y)8.3%
ROIC(3y)2.63%
ROIC(5y)2.49%
ROICexc(3y)2.88%
ROICexc(5y)2.73%
ROICexgc(3y)3.79%
ROICexgc(5y)3.66%
ROCE(3y)3.76%
ROCE(5y)3.56%
ROICexgc growth 3Y0.25%
ROICexgc growth 5Y0.16%
ROICexc growth 3Y1.76%
ROICexc growth 5Y0.31%
OM growth 3Y3.26%
OM growth 5Y1.35%
PM growth 3Y-0.42%
PM growth 5Y-1.63%
GM growth 3Y3.87%
GM growth 5Y1.83%
F-Score7
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.47 | ||
| Debt/FCF | 3051.64 | ||
| Debt/EBITDA | 6.49 | ||
| Cap/Depr | 327.15% | ||
| Cap/Sales | 43.02% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 130.12% | ||
| Profit Quality | 0.49% | ||
| Current Ratio | 0.48 | ||
| Quick Ratio | 0.43 | ||
| Altman-Z | 0.67 |
F-Score7
WACC3.68%
ROIC/WACC0.86
Cap/Depr(3y)325.04%
Cap/Depr(5y)298.28%
Cap/Sales(3y)43.48%
Cap/Sales(5y)39.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)11.56%
EPS 3Y5.84%
EPS 5Y5.31%
EPS Q2Q%73.73%
EPS Next Y17.52%
EPS Next 2Y9.9%
EPS Next 3Y11.2%
EPS Next 5YN/A
Revenue 1Y (TTM)6.21%
Revenue growth 3Y4.48%
Revenue growth 5Y4.74%
Sales Q2Q%14.43%
Revenue Next Year6.02%
Revenue Next 2Y4.69%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
EBIT growth 1Y1.57%
EBIT growth 3Y7.89%
EBIT growth 5Y6.16%
EBIT Next Year12677.6%
EBIT Next 3Y452.83%
EBIT Next 5YN/A
FCF growth 1Y111.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y5.39%
OCF growth 3Y5.62%
OCF growth 5Y4.52%
ORIX - SPONSORED ADR / IX FAQ
What is the ChartMill fundamental rating of ORIX - SPONSORED ADR (IX) stock?
ChartMill assigns a fundamental rating of 5 / 10 to IX.
Can you provide the valuation status for ORIX - SPONSORED ADR?
ChartMill assigns a valuation rating of 5 / 10 to ORIX - SPONSORED ADR (IX). This can be considered as Fairly Valued.
Can you provide the profitability details for ORIX - SPONSORED ADR?
ORIX - SPONSORED ADR (IX) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for IX stock?
The Price/Earnings (PE) ratio for ORIX - SPONSORED ADR (IX) is 12.33 and the Price/Book (PB) ratio is 1.21.
How sustainable is the dividend of ORIX - SPONSORED ADR (IX) stock?
The dividend rating of ORIX - SPONSORED ADR (IX) is 7 / 10 and the dividend payout ratio is 31.18%.