IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) Stock Fundamental Analysis
Europe - FRA:IVU - DE0007448508 - Common Stock
19.9 EUR
-0.1 (-0.5%)
Taking everything into account, IVU scores 6 out of 10 in our fundamental rating. IVU was compared to 103 industry peers in the Software industry. Both the health and profitability get an excellent rating, making IVU a very profitable company, without any liquidiy or solvency issues. IVU has a correct valuation and a medium growth rate. This makes IVU very considerable for quality investing!
1. Profitability
1.1 Basic Checks
IVU had positive earnings in the past year.
IVU had a positive operating cash flow in the past year.
IVU had positive earnings in each of the past 5 years.
Each year in the past 5 years IVU had a positive operating cash flow.
1.2 Ratios
IVU has a better Return On Assets (7.48%) than 68.93% of its industry peers.
Looking at the Return On Equity, with a value of 15.08%, IVU is in the better half of the industry, outperforming 67.96% of the companies in the same industry.
With a decent Return On Invested Capital value of 11.62%, IVU is doing good in the industry, outperforming 78.64% of the companies in the same industry.
IVU had an Average Return On Invested Capital over the past 3 years of 10.43%. This is below the industry average of 12.76%.
The last Return On Invested Capital (11.62%) for IVU is above the 3 year average (10.43%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROIC | 11.62% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
1.3 Margins
IVU's Profit Margin of 8.64% is fine compared to the rest of the industry. IVU outperforms 60.19% of its industry peers.
In the last couple of years the Profit Margin of IVU has declined.
IVU's Operating Margin of 12.30% is fine compared to the rest of the industry. IVU outperforms 66.02% of its industry peers.
IVU's Operating Margin has improved in the last couple of years.
IVU has a better Gross Margin (82.34%) than 74.76% of its industry peers.
In the last couple of years the Gross Margin of IVU has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% |
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
2. Health
2.1 Basic Checks
IVU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
IVU has less shares outstanding than it did 1 year ago.
IVU has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, IVU has a worse debt to assets ratio.
2.2 Solvency
IVU has an Altman-Z score of 4.76. This indicates that IVU is financially healthy and has little risk of bankruptcy at the moment.
IVU has a better Altman-Z score (4.76) than 66.99% of its industry peers.
The Debt to FCF ratio of IVU is 1.40, which is an excellent value as it means it would take IVU, only 1.40 years of fcf income to pay off all of its debts.
IVU has a Debt to FCF ratio of 1.40. This is in the better half of the industry: IVU outperforms 72.82% of its industry peers.
A Debt/Equity ratio of 0.23 indicates that IVU is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.23, IVU is in line with its industry, outperforming 59.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Altman-Z | 4.76 |
ROIC/WACC1.6
WACC7.27%
2.3 Liquidity
IVU has a Current Ratio of 1.92. This is a normal value and indicates that IVU is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.92, IVU is doing good in the industry, outperforming 71.84% of the companies in the same industry.
A Quick Ratio of 1.84 indicates that IVU should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.84, IVU is in the better half of the industry, outperforming 71.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 11.57% over the past year.
IVU shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.96% yearly.
Looking at the last year, IVU shows a quite strong growth in Revenue. The Revenue has grown by 8.44% in the last year.
The Revenue has been growing by 8.53% on average over the past years. This is quite good.
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
3.2 Future
Based on estimates for the next years, IVU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.85% on average per year.
Based on estimates for the next years, IVU will show a quite strong growth in Revenue. The Revenue will grow by 9.18% on average per year.
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 28.03, which means the current valuation is very expensive for IVU.
Based on the Price/Earnings ratio, IVU is valued a bit cheaper than the industry average as 74.76% of the companies are valued more expensively.
IVU's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.83.
A Price/Forward Earnings ratio of 22.39 indicates a rather expensive valuation of IVU.
Compared to the rest of the industry, the Price/Forward Earnings ratio of IVU indicates a somewhat cheap valuation: IVU is cheaper than 65.05% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 32.68, IVU is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.03 | ||
| Fwd PE | 22.39 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of IVU indicates a somewhat cheap valuation: IVU is cheaper than 69.90% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of IVU indicates a somewhat cheap valuation: IVU is cheaper than 72.82% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.37 | ||
| EV/EBITDA | 13.42 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
IVU has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as IVU's earnings are expected to grow with 15.85% in the coming years.
PEG (NY)1.28
PEG (5Y)9.48
EPS Next 2Y17.26%
EPS Next 3Y15.85%
5. Dividend
5.1 Amount
IVU has a Yearly Dividend Yield of 1.40%. Purely for dividend investing, there may be better candidates out there.
IVU's Dividend Yield is rather good when compared to the industry average which is at 2.15. IVU pays more dividend than 83.50% of the companies in the same industry.
With a Dividend Yield of 1.40, IVU pays less dividend than the S&P500 average, which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.4% |
5.2 History
The dividend of IVU is nicely growing with an annual growth rate of 16.84%!
Dividend Growth(5Y)16.84%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
39.34% of the earnings are spent on dividend by IVU. This is a low number and sustainable payout ratio.
IVU's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP39.34%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
FRA:IVU (11/7/2025, 7:00:00 PM)
19.9
-0.1 (-0.5%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners17.4%
Inst Owner ChangeN/A
Ins Owners2.14%
Ins Owner ChangeN/A
Market Cap352.63M
Revenue(TTM)142.91M
Net Income(TTM)12.35M
Analysts86.67
Price Target23.97 (20.45%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.4% |
Yearly Dividend0.26
Dividend Growth(5Y)16.84%
DP39.34%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.03 | ||
| Fwd PE | 22.39 | ||
| P/S | 2.47 | ||
| P/FCF | 24.37 | ||
| P/OCF | 21.92 | ||
| P/B | 4.31 | ||
| P/tB | 6.25 | ||
| EV/EBITDA | 13.42 |
EPS(TTM)0.71
EY3.57%
EPS(NY)0.89
Fwd EY4.47%
FCF(TTM)0.82
FCFY4.1%
OCF(TTM)0.91
OCFY4.56%
SpS8.06
BVpS4.62
TBVpS3.18
PEG (NY)1.28
PEG (5Y)9.48
Graham Number8.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROCE | 16.74% | ||
| ROIC | 11.62% | ||
| ROICexc | 20.88% | ||
| ROICexgc | 37.04% | ||
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% | ||
| FCFM | 10.12% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
ROICexc(3y)15.27%
ROICexc(5y)16.16%
ROICexgc(3y)24.73%
ROICexgc(5y)24.65%
ROCE(3y)15.02%
ROCE(5y)14.23%
ROICexgc growth 3Y-2.23%
ROICexgc growth 5YN/A
ROICexc growth 3Y-8.38%
ROICexc growth 5Y-24.09%
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
F-Score4
Asset Turnover0.87
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Debt/EBITDA | 0.82 | ||
| Cap/Depr | 32.86% | ||
| Cap/Sales | 1.13% | ||
| Interest Coverage | 114.17 | ||
| Cash Conversion | 71.48% | ||
| Profit Quality | 117.15% | ||
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 | ||
| Altman-Z | 4.76 |
F-Score4
WACC7.27%
ROIC/WACC1.6
Cap/Depr(3y)40.37%
Cap/Depr(5y)45.22%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.41%
Profit Quality(3y)52.43%
Profit Quality(5y)127.92%
High Growth Momentum
Growth
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
EBIT growth 1Y18.13%
EBIT growth 3Y7.19%
EBIT growth 5Y10.32%
EBIT Next Year34.17%
EBIT Next 3Y19.15%
EBIT Next 5YN/A
FCF growth 1Y57.92%
FCF growth 3Y-34.01%
FCF growth 5Y-14.85%
OCF growth 1Y49.29%
OCF growth 3Y-29.32%
OCF growth 5Y-11.69%
IVU TRAFFIC TECHNOLOGIES AG / IVU.DE FAQ
Can you provide the ChartMill fundamental rating for IVU TRAFFIC TECHNOLOGIES AG?
ChartMill assigns a fundamental rating of 6 / 10 to IVU.DE.
What is the valuation status of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
ChartMill assigns a valuation rating of 5 / 10 to IVU TRAFFIC TECHNOLOGIES AG (IVU.DE). This can be considered as Fairly Valued.
How profitable is IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) has a profitability rating of 7 / 10.
What is the valuation of IVU TRAFFIC TECHNOLOGIES AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 28.03 and the Price/Book (PB) ratio is 4.31.
Can you provide the dividend sustainability for IVU stock?
The dividend rating of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 5 / 10 and the dividend payout ratio is 39.34%.