IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:IVU - DE0007448508 - Common Stock
21.15 EUR
+0.35 (+1.68%)
We assign a fundamental rating of 6 out of 10 to IVU. IVU was compared to 125 industry peers in the Software industry. IVU gets an excellent profitability rating and is at the same time showing great financial health properties. IVU has a decent growth rate and is not valued too expensively. With these ratings, IVU could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
- In the past year IVU was profitable.
- In the past year IVU had a positive cash flow from operations.
- IVU had positive earnings in each of the past 5 years.
- In the past 5 years IVU always reported a positive cash flow from operatings.
1.2 Ratios
- IVU has a better Return On Assets (8.19%) than 68.80% of its industry peers.
- IVU's Return On Equity of 15.67% is fine compared to the rest of the industry. IVU outperforms 66.40% of its industry peers.
- IVU's Return On Invested Capital of 12.42% is fine compared to the rest of the industry. IVU outperforms 80.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for IVU is below the industry average of 12.89%.
- The last Return On Invested Capital (12.42%) for IVU is above the 3 year average (10.43%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.19% | ||
| ROE | 15.67% | ||
| ROIC | 12.42% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
1.3 Margins
- The Profit Margin of IVU (8.99%) is comparable to the rest of the industry.
- IVU's Profit Margin has declined in the last couple of years.
- IVU has a better Operating Margin (12.98%) than 65.60% of its industry peers.
- In the last couple of years the Operating Margin of IVU has grown nicely.
- IVU has a better Gross Margin (81.79%) than 72.00% of its industry peers.
- In the last couple of years the Gross Margin of IVU has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.98% | ||
| PM (TTM) | 8.99% | ||
| GM | 81.79% |
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), IVU is creating some value.
- IVU has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, IVU has less shares outstanding
- Compared to 1 year ago, IVU has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 5.18 indicates that IVU is not in any danger for bankruptcy at the moment.
- With a decent Altman-Z score value of 5.18, IVU is doing good in the industry, outperforming 71.20% of the companies in the same industry.
- IVU has a debt to FCF ratio of 0.68. This is a very positive value and a sign of high solvency as it would only need 0.68 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.68, IVU is in the better half of the industry, outperforming 79.20% of the companies in the same industry.
- A Debt/Equity ratio of 0.21 indicates that IVU is not too dependend on debt financing.
- With a Debt to Equity ratio value of 0.21, IVU perfoms like the industry average, outperforming 56.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 0.68 | ||
| Altman-Z | 5.18 |
ROIC/WACC1.61
WACC7.73%
2.3 Liquidity
- IVU has a Current Ratio of 2.09. This indicates that IVU is financially healthy and has no problem in meeting its short term obligations.
- With a decent Current ratio value of 2.09, IVU is doing good in the industry, outperforming 74.40% of the companies in the same industry.
- IVU has a Quick Ratio of 1.98. This is a normal value and indicates that IVU is financially healthy and should not expect problems in meeting its short term obligations.
- IVU's Quick ratio of 1.98 is fine compared to the rest of the industry. IVU outperforms 73.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.09 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 10.85% over the past year.
- IVU shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.96% yearly.
- The Revenue has grown by 12.50% in the past year. This is quite good.
- The Revenue has been growing by 8.53% on average over the past years. This is quite good.
EPS 1Y (TTM)10.85%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%43.04%
Revenue 1Y (TTM)12.5%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%20.69%
3.2 Future
- Based on estimates for the next years, IVU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.85% on average per year.
- Based on estimates for the next years, IVU will show a quite strong growth in Revenue. The Revenue will grow by 9.18% on average per year.
EPS Next Y24.22%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue Next Year11.25%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 27.47, IVU can be considered very expensive at the moment.
- IVU's Price/Earnings ratio is a bit cheaper when compared to the industry. IVU is cheaper than 70.40% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.33, IVU is valued at the same level.
- Based on the Price/Forward Earnings ratio of 23.80, the valuation of IVU can be described as rather expensive.
- Based on the Price/Forward Earnings ratio, IVU is valued a bit cheaper than the industry average as 69.60% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of IVU to the average of the S&P500 Index (24.12), we can say IVU is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.47 | ||
| Fwd PE | 23.8 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, IVU is valued a bit cheaper than 72.80% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, IVU is valued cheaper than 88.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.86 | ||
| EV/EBITDA | 12.75 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The decent profitability rating of IVU may justify a higher PE ratio.
- A more expensive valuation may be justified as IVU's earnings are expected to grow with 15.85% in the coming years.
PEG (NY)1.13
PEG (5Y)9.29
EPS Next 2Y17.26%
EPS Next 3Y15.85%
5. Dividend
5.1 Amount
- IVU has a Yearly Dividend Yield of 1.31%. Purely for dividend investing, there may be better candidates out there.
- IVU's Dividend Yield is rather good when compared to the industry average which is at 0.62. IVU pays more dividend than 86.40% of the companies in the same industry.
- IVU's Dividend Yield is slightly below the S&P500 average, which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.31% |
5.2 History
- The dividend of IVU is nicely growing with an annual growth rate of 16.84%!
Dividend Growth(5Y)16.84%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- IVU pays out 36.18% of its income as dividend. This is a sustainable payout ratio.
- IVU's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP36.18%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
FRA:IVU (1/15/2026, 3:39:22 PM)
21.15
+0.35 (+1.68%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2025-11-20
Earnings (Next)03-26 2026-03-26
Inst Owners14.41%
Inst Owner ChangeN/A
Ins Owners2.14%
Ins Owner ChangeN/A
Market Cap374.78M
Revenue(TTM)149.38M
Net Income(TTM)13.43M
Analysts86.67
Price Target23.97 (13.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.31% |
Yearly Dividend0.26
Dividend Growth(5Y)16.84%
DP36.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)1.92%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.47 | ||
| Fwd PE | 23.8 | ||
| P/S | 2.51 | ||
| P/FCF | 12.86 | ||
| P/OCF | 12.16 | ||
| P/B | 4.37 | ||
| P/tB | 6.22 | ||
| EV/EBITDA | 12.75 |
EPS(TTM)0.77
EY3.64%
EPS(NY)0.89
Fwd EY4.2%
FCF(TTM)1.64
FCFY7.78%
OCF(TTM)1.74
OCFY8.22%
SpS8.43
BVpS4.84
TBVpS3.4
PEG (NY)1.13
PEG (5Y)9.29
Graham Number9.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.19% | ||
| ROE | 15.67% | ||
| ROCE | 17.89% | ||
| ROIC | 12.42% | ||
| ROICexc | 26% | ||
| ROICexgc | 51.08% | ||
| OM | 12.98% | ||
| PM (TTM) | 8.99% | ||
| GM | 81.79% | ||
| FCFM | 19.51% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
ROICexc(3y)15.27%
ROICexc(5y)16.16%
ROICexgc(3y)24.73%
ROICexgc(5y)24.65%
ROCE(3y)15.02%
ROCE(5y)14.23%
ROICexgc growth 3Y-2.23%
ROICexgc growth 5YN/A
ROICexc growth 3Y-8.38%
ROICexc growth 5Y-24.09%
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
F-Score5
Asset Turnover0.91
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 0.68 | ||
| Debt/EBITDA | 0.75 | ||
| Cap/Depr | 36.38% | ||
| Cap/Sales | 1.12% | ||
| Interest Coverage | 128.45 | ||
| Cash Conversion | 128.5% | ||
| Profit Quality | 217.01% | ||
| Current Ratio | 2.09 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 5.18 |
F-Score5
WACC7.73%
ROIC/WACC1.61
Cap/Depr(3y)40.37%
Cap/Depr(5y)45.22%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.41%
Profit Quality(3y)52.43%
Profit Quality(5y)127.92%
High Growth Momentum
Growth
EPS 1Y (TTM)10.85%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%43.04%
EPS Next Y24.22%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue 1Y (TTM)12.5%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%20.69%
Revenue Next Year11.25%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
EBIT growth 1Y16.53%
EBIT growth 3Y7.19%
EBIT growth 5Y10.32%
EBIT Next Year32.22%
EBIT Next 3Y17.23%
EBIT Next 5YN/A
FCF growth 1Y311.81%
FCF growth 3Y-34.01%
FCF growth 5Y-14.85%
OCF growth 1Y252.05%
OCF growth 3Y-29.32%
OCF growth 5Y-11.69%
IVU TRAFFIC TECHNOLOGIES AG / IVU.DE FAQ
Can you provide the ChartMill fundamental rating for IVU TRAFFIC TECHNOLOGIES AG?
ChartMill assigns a fundamental rating of 6 / 10 to IVU.DE.
What is the valuation status for IVU stock?
ChartMill assigns a valuation rating of 5 / 10 to IVU TRAFFIC TECHNOLOGIES AG (IVU.DE). This can be considered as Fairly Valued.
What is the profitability of IVU stock?
IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) has a profitability rating of 7 / 10.
What is the financial health of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
The financial health rating of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 7 / 10.
What is the expected EPS growth for IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
The Earnings per Share (EPS) of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is expected to grow by 24.22% in the next year.