IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:IVU - DE0007448508 - Common Stock
21.7 EUR
+0.5 (+2.36%)
Overall IVU gets a fundamental rating of 6 out of 10. We evaluated IVU against 116 industry peers in the Software industry. IVU scores excellent points on both the profitability and health parts. This is a solid base for a good stock. IVU is not valued too expensively and it also shows a decent growth rate. These ratings would make IVU suitable for quality investing!
1. Profitability
1.1 Basic Checks
IVU had positive earnings in the past year.
IVU had a positive operating cash flow in the past year.
Each year in the past 5 years IVU has been profitable.
Each year in the past 5 years IVU had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 8.19%, IVU is in the better half of the industry, outperforming 69.30% of the companies in the same industry.
With a decent Return On Equity value of 15.67%, IVU is doing good in the industry, outperforming 68.42% of the companies in the same industry.
IVU has a better Return On Invested Capital (12.42%) than 78.07% of its industry peers.
IVU had an Average Return On Invested Capital over the past 3 years of 10.43%. This is below the industry average of 13.10%.
The last Return On Invested Capital (12.42%) for IVU is above the 3 year average (10.43%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.19% | ||
| ROE | 15.67% | ||
| ROIC | 12.42% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
1.3 Margins
IVU has a Profit Margin (8.99%) which is comparable to the rest of the industry.
IVU's Profit Margin has declined in the last couple of years.
IVU has a better Operating Margin (12.98%) than 64.04% of its industry peers.
In the last couple of years the Operating Margin of IVU has grown nicely.
IVU has a Gross Margin of 81.79%. This is in the better half of the industry: IVU outperforms 75.44% of its industry peers.
In the last couple of years the Gross Margin of IVU has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.98% | ||
| PM (TTM) | 8.99% | ||
| GM | 81.79% |
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so IVU is still creating some value.
Compared to 1 year ago, IVU has less shares outstanding
IVU has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, IVU has a worse debt to assets ratio.
2.2 Solvency
IVU has an Altman-Z score of 5.31. This indicates that IVU is financially healthy and has little risk of bankruptcy at the moment.
With a decent Altman-Z score value of 5.31, IVU is doing good in the industry, outperforming 72.81% of the companies in the same industry.
IVU has a debt to FCF ratio of 0.68. This is a very positive value and a sign of high solvency as it would only need 0.68 years to pay back of all of its debts.
IVU's Debt to FCF ratio of 0.68 is fine compared to the rest of the industry. IVU outperforms 73.68% of its industry peers.
A Debt/Equity ratio of 0.21 indicates that IVU is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.21, IVU perfoms like the industry average, outperforming 58.77% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 0.68 | ||
| Altman-Z | 5.31 |
ROIC/WACC1.7
WACC7.32%
2.3 Liquidity
A Current Ratio of 2.09 indicates that IVU has no problem at all paying its short term obligations.
The Current ratio of IVU (2.09) is better than 73.68% of its industry peers.
A Quick Ratio of 1.98 indicates that IVU should not have too much problems paying its short term obligations.
IVU's Quick ratio of 1.98 is fine compared to the rest of the industry. IVU outperforms 74.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.09 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
IVU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 10.85%, which is quite good.
Measured over the past 5 years, IVU shows a small growth in Earnings Per Share. The EPS has been growing by 2.96% on average per year.
The Revenue has grown by 12.50% in the past year. This is quite good.
IVU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.53% yearly.
EPS 1Y (TTM)10.85%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%43.04%
Revenue 1Y (TTM)12.5%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%20.69%
3.2 Future
The Earnings Per Share is expected to grow by 15.85% on average over the next years. This is quite good.
Based on estimates for the next years, IVU will show a quite strong growth in Revenue. The Revenue will grow by 9.18% on average per year.
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
IVU is valuated quite expensively with a Price/Earnings ratio of 28.18.
Compared to the rest of the industry, the Price/Earnings ratio of IVU indicates a somewhat cheap valuation: IVU is cheaper than 71.05% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.31. IVU is around the same levels.
IVU is valuated rather expensively with a Price/Forward Earnings ratio of 24.41.
Based on the Price/Forward Earnings ratio, IVU is valued a bit cheaper than 66.67% of the companies in the same industry.
IVU's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 36.59.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.18 | ||
| Fwd PE | 24.41 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of IVU indicates a somewhat cheap valuation: IVU is cheaper than 66.67% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, IVU is valued a bit cheaper than the industry average as 71.93% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.19 | ||
| EV/EBITDA | 13.41 |
4.3 Compensation for Growth
IVU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
IVU has a very decent profitability rating, which may justify a higher PE ratio.
IVU's earnings are expected to grow with 15.85% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.29
PEG (5Y)9.54
EPS Next 2Y17.26%
EPS Next 3Y15.85%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.32%, IVU has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 2.22, IVU pays a better dividend. On top of this IVU pays more dividend than 85.96% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, IVU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.32% |
5.2 History
On average, the dividend of IVU grows each year by 16.84%, which is quite nice.
Dividend Growth(5Y)16.84%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
36.18% of the earnings are spent on dividend by IVU. This is a low number and sustainable payout ratio.
The dividend of IVU is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP36.18%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
FRA:IVU (11/28/2025, 7:00:00 PM)
21.7
+0.5 (+2.36%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners17.4%
Inst Owner ChangeN/A
Ins Owners2.14%
Ins Owner ChangeN/A
Market Cap384.52M
Revenue(TTM)149.38M
Net Income(TTM)13.43M
Analysts86.67
Price Target23.97 (10.46%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.32% |
Yearly Dividend0.26
Dividend Growth(5Y)16.84%
DP36.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.18 | ||
| Fwd PE | 24.41 | ||
| P/S | 2.57 | ||
| P/FCF | 13.19 | ||
| P/OCF | 12.48 | ||
| P/B | 4.49 | ||
| P/tB | 6.38 | ||
| EV/EBITDA | 13.41 |
EPS(TTM)0.77
EY3.55%
EPS(NY)0.89
Fwd EY4.1%
FCF(TTM)1.64
FCFY7.58%
OCF(TTM)1.74
OCFY8.01%
SpS8.43
BVpS4.84
TBVpS3.4
PEG (NY)1.29
PEG (5Y)9.54
Graham Number9.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.19% | ||
| ROE | 15.67% | ||
| ROCE | 17.89% | ||
| ROIC | 12.42% | ||
| ROICexc | 26% | ||
| ROICexgc | 51.08% | ||
| OM | 12.98% | ||
| PM (TTM) | 8.99% | ||
| GM | 81.79% | ||
| FCFM | 19.51% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
ROICexc(3y)15.27%
ROICexc(5y)16.16%
ROICexgc(3y)24.73%
ROICexgc(5y)24.65%
ROCE(3y)15.02%
ROCE(5y)14.23%
ROICexgc growth 3Y-2.23%
ROICexgc growth 5YN/A
ROICexc growth 3Y-8.38%
ROICexc growth 5Y-24.09%
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
F-Score5
Asset Turnover0.91
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 0.68 | ||
| Debt/EBITDA | 0.75 | ||
| Cap/Depr | 36.38% | ||
| Cap/Sales | 1.12% | ||
| Interest Coverage | 128.45 | ||
| Cash Conversion | 128.5% | ||
| Profit Quality | 217.01% | ||
| Current Ratio | 2.09 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 5.31 |
F-Score5
WACC7.32%
ROIC/WACC1.7
Cap/Depr(3y)40.37%
Cap/Depr(5y)45.22%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.41%
Profit Quality(3y)52.43%
Profit Quality(5y)127.92%
High Growth Momentum
Growth
EPS 1Y (TTM)10.85%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%43.04%
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue 1Y (TTM)12.5%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%20.69%
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
EBIT growth 1Y16.53%
EBIT growth 3Y7.19%
EBIT growth 5Y10.32%
EBIT Next Year34.17%
EBIT Next 3Y19.15%
EBIT Next 5YN/A
FCF growth 1Y311.81%
FCF growth 3Y-34.01%
FCF growth 5Y-14.85%
OCF growth 1Y252.05%
OCF growth 3Y-29.32%
OCF growth 5Y-11.69%
IVU TRAFFIC TECHNOLOGIES AG / IVU.DE FAQ
Can you provide the ChartMill fundamental rating for IVU TRAFFIC TECHNOLOGIES AG?
ChartMill assigns a fundamental rating of 6 / 10 to IVU.DE.
What is the valuation status of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
ChartMill assigns a valuation rating of 5 / 10 to IVU TRAFFIC TECHNOLOGIES AG (IVU.DE). This can be considered as Fairly Valued.
How profitable is IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) has a profitability rating of 7 / 10.
What is the valuation of IVU TRAFFIC TECHNOLOGIES AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 28.18 and the Price/Book (PB) ratio is 4.49.
Can you provide the dividend sustainability for IVU stock?
The dividend rating of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 5 / 10 and the dividend payout ratio is 36.18%.