IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:IVU - DE0007448508 - Common Stock
20.9 EUR
+0.1 (+0.48%)
Taking everything into account, IVU scores 6 out of 10 in our fundamental rating. IVU was compared to 105 industry peers in the Software industry. IVU has an excellent financial health rating, but there are some minor concerns on its profitability. IVU has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year IVU was profitable.
In the past year IVU had a positive cash flow from operations.
Each year in the past 5 years IVU has been profitable.
Each year in the past 5 years IVU had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 8.19%, IVU is doing good in the industry, outperforming 66.67% of the companies in the same industry.
IVU has a better Return On Equity (15.67%) than 63.81% of its industry peers.
The Return On Invested Capital of IVU (12.42%) is better than 78.10% of its industry peers.
IVU had an Average Return On Invested Capital over the past 3 years of 10.43%. This is below the industry average of 13.30%.
The 3 year average ROIC (10.43%) for IVU is below the current ROIC(12.42%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.19% | ||
| ROE | 15.67% | ||
| ROIC | 12.42% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
1.3 Margins
IVU's Profit Margin of 8.99% is in line compared to the rest of the industry. IVU outperforms 55.24% of its industry peers.
IVU's Profit Margin has declined in the last couple of years.
IVU's Operating Margin of 12.98% is in line compared to the rest of the industry. IVU outperforms 60.00% of its industry peers.
IVU's Operating Margin has improved in the last couple of years.
With a decent Gross Margin value of 81.79%, IVU is doing good in the industry, outperforming 69.52% of the companies in the same industry.
IVU's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.98% | ||
| PM (TTM) | 8.99% | ||
| GM | 81.79% |
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), IVU is creating some value.
IVU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for IVU has been reduced compared to 5 years ago.
Compared to 1 year ago, IVU has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.18 indicates that IVU is not in any danger for bankruptcy at the moment.
IVU's Altman-Z score of 5.18 is fine compared to the rest of the industry. IVU outperforms 66.67% of its industry peers.
The Debt to FCF ratio of IVU is 0.68, which is an excellent value as it means it would take IVU, only 0.68 years of fcf income to pay off all of its debts.
IVU has a Debt to FCF ratio of 0.68. This is amongst the best in the industry. IVU outperforms 80.95% of its industry peers.
IVU has a Debt/Equity ratio of 0.21. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.21, IVU is in line with its industry, outperforming 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 0.68 | ||
| Altman-Z | 5.18 |
ROIC/WACC1.78
WACC6.97%
2.3 Liquidity
A Current Ratio of 2.09 indicates that IVU has no problem at all paying its short term obligations.
IVU has a Current ratio of 2.09. This is in the better half of the industry: IVU outperforms 72.38% of its industry peers.
A Quick Ratio of 1.98 indicates that IVU should not have too much problems paying its short term obligations.
IVU has a Quick ratio of 1.98. This is in the better half of the industry: IVU outperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.09 | ||
| Quick Ratio | 1.98 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 10.85% over the past year.
IVU shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.96% yearly.
Looking at the last year, IVU shows a quite strong growth in Revenue. The Revenue has grown by 12.50% in the last year.
The Revenue has been growing by 8.53% on average over the past years. This is quite good.
EPS 1Y (TTM)10.85%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%43.04%
Revenue 1Y (TTM)12.5%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%20.69%
3.2 Future
The Earnings Per Share is expected to grow by 15.85% on average over the next years. This is quite good.
The Revenue is expected to grow by 9.18% on average over the next years. This is quite good.
EPS Next Y24.22%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue Next Year11.25%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 27.14, IVU can be considered very expensive at the moment.
Based on the Price/Earnings ratio, IVU is valued a bit cheaper than the industry average as 72.38% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.84, IVU is valued at the same level.
Based on the Price/Forward Earnings ratio of 23.51, the valuation of IVU can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of IVU indicates a somewhat cheap valuation: IVU is cheaper than 67.62% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.40. IVU is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.14 | ||
| Fwd PE | 23.51 |
4.2 Price Multiples
72.38% of the companies in the same industry are more expensive than IVU, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, IVU is valued cheaper than 87.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.71 | ||
| EV/EBITDA | 12.75 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of IVU may justify a higher PE ratio.
IVU's earnings are expected to grow with 15.85% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.12
PEG (5Y)9.18
EPS Next 2Y17.26%
EPS Next 3Y15.85%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.34%, IVU has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 0.70, IVU pays a better dividend. On top of this IVU pays more dividend than 83.81% of the companies listed in the same industry.
IVU's Dividend Yield is slightly below the S&P500 average, which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.34% |
5.2 History
On average, the dividend of IVU grows each year by 16.84%, which is quite nice.
Dividend Growth(5Y)16.84%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
IVU pays out 36.18% of its income as dividend. This is a sustainable payout ratio.
The dividend of IVU is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP36.18%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
FRA:IVU (12/30/2025, 1:20:39 PM)
20.9
+0.1 (+0.48%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners17.41%
Inst Owner ChangeN/A
Ins Owners2.14%
Ins Owner ChangeN/A
Market Cap370.35M
Revenue(TTM)149.38M
Net Income(TTM)13.43M
Analysts86.67
Price Target23.97 (14.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.34% |
Yearly Dividend0.26
Dividend Growth(5Y)16.84%
DP36.18%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.92%
EPS NY rev (3m)1.92%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.35%
Revenue NY rev (3m)0.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 27.14 | ||
| Fwd PE | 23.51 | ||
| P/S | 2.48 | ||
| P/FCF | 12.71 | ||
| P/OCF | 12.02 | ||
| P/B | 4.32 | ||
| P/tB | 6.14 | ||
| EV/EBITDA | 12.75 |
EPS(TTM)0.77
EY3.68%
EPS(NY)0.89
Fwd EY4.25%
FCF(TTM)1.64
FCFY7.87%
OCF(TTM)1.74
OCFY8.32%
SpS8.43
BVpS4.84
TBVpS3.4
PEG (NY)1.12
PEG (5Y)9.18
Graham Number9.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.19% | ||
| ROE | 15.67% | ||
| ROCE | 17.89% | ||
| ROIC | 12.42% | ||
| ROICexc | 26% | ||
| ROICexgc | 51.08% | ||
| OM | 12.98% | ||
| PM (TTM) | 8.99% | ||
| GM | 81.79% | ||
| FCFM | 19.51% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
ROICexc(3y)15.27%
ROICexc(5y)16.16%
ROICexgc(3y)24.73%
ROICexgc(5y)24.65%
ROCE(3y)15.02%
ROCE(5y)14.23%
ROICexgc growth 3Y-2.23%
ROICexgc growth 5YN/A
ROICexc growth 3Y-8.38%
ROICexc growth 5Y-24.09%
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
F-Score5
Asset Turnover0.91
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 0.68 | ||
| Debt/EBITDA | 0.75 | ||
| Cap/Depr | 36.38% | ||
| Cap/Sales | 1.12% | ||
| Interest Coverage | 128.45 | ||
| Cash Conversion | 128.5% | ||
| Profit Quality | 217.01% | ||
| Current Ratio | 2.09 | ||
| Quick Ratio | 1.98 | ||
| Altman-Z | 5.18 |
F-Score5
WACC6.97%
ROIC/WACC1.78
Cap/Depr(3y)40.37%
Cap/Depr(5y)45.22%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.41%
Profit Quality(3y)52.43%
Profit Quality(5y)127.92%
High Growth Momentum
Growth
EPS 1Y (TTM)10.85%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%43.04%
EPS Next Y24.22%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue 1Y (TTM)12.5%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%20.69%
Revenue Next Year11.25%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
EBIT growth 1Y16.53%
EBIT growth 3Y7.19%
EBIT growth 5Y10.32%
EBIT Next Year32.22%
EBIT Next 3Y17.23%
EBIT Next 5YN/A
FCF growth 1Y311.81%
FCF growth 3Y-34.01%
FCF growth 5Y-14.85%
OCF growth 1Y252.05%
OCF growth 3Y-29.32%
OCF growth 5Y-11.69%
IVU TRAFFIC TECHNOLOGIES AG / IVU.DE FAQ
Can you provide the ChartMill fundamental rating for IVU TRAFFIC TECHNOLOGIES AG?
ChartMill assigns a fundamental rating of 6 / 10 to IVU.DE.
What is the valuation status of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
ChartMill assigns a valuation rating of 5 / 10 to IVU TRAFFIC TECHNOLOGIES AG (IVU.DE). This can be considered as Fairly Valued.
How profitable is IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) stock?
IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) has a profitability rating of 6 / 10.
What is the valuation of IVU TRAFFIC TECHNOLOGIES AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 27.14 and the Price/Book (PB) ratio is 4.32.
Can you provide the dividend sustainability for IVU stock?
The dividend rating of IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) is 5 / 10 and the dividend payout ratio is 36.18%.