IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) Stock Fundamental Analysis
Europe - FRA:IVU - DE0007448508 - Common Stock
20.1 EUR
-0.3 (-1.47%)
Taking everything into account, IVU scores 6 out of 10 in our fundamental rating. IVU was compared to 111 industry peers in the Software industry. Both the health and profitability get an excellent rating, making IVU a very profitable company, without any liquidiy or solvency issues. IVU has a correct valuation and a medium growth rate. These ratings could make IVU a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
In the past year IVU was profitable.
IVU had a positive operating cash flow in the past year.
Each year in the past 5 years IVU has been profitable.
In the past 5 years IVU always reported a positive cash flow from operatings.
1.2 Ratios
IVU has a Return On Assets of 7.48%. This is in the better half of the industry: IVU outperforms 69.37% of its industry peers.
IVU's Return On Equity of 15.08% is fine compared to the rest of the industry. IVU outperforms 69.37% of its industry peers.
IVU's Return On Invested Capital of 11.62% is amongst the best of the industry. IVU outperforms 80.18% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for IVU is below the industry average of 12.56%.
The 3 year average ROIC (10.43%) for IVU is below the current ROIC(11.62%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROIC | 11.62% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
1.3 Margins
With a Profit Margin value of 8.64%, IVU perfoms like the industry average, outperforming 59.46% of the companies in the same industry.
In the last couple of years the Profit Margin of IVU has declined.
IVU has a Operating Margin of 12.30%. This is in the better half of the industry: IVU outperforms 66.67% of its industry peers.
IVU's Operating Margin has improved in the last couple of years.
IVU's Gross Margin of 82.34% is fine compared to the rest of the industry. IVU outperforms 75.68% of its industry peers.
IVU's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% |
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), IVU is creating some value.
IVU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for IVU has been reduced compared to 5 years ago.
IVU has a worse debt/assets ratio than last year.
2.2 Solvency
IVU has an Altman-Z score of 4.77. This indicates that IVU is financially healthy and has little risk of bankruptcy at the moment.
IVU's Altman-Z score of 4.77 is fine compared to the rest of the industry. IVU outperforms 65.77% of its industry peers.
The Debt to FCF ratio of IVU is 1.40, which is an excellent value as it means it would take IVU, only 1.40 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.40, IVU is in the better half of the industry, outperforming 70.27% of the companies in the same industry.
IVU has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
IVU has a Debt to Equity ratio (0.23) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Altman-Z | 4.77 |
ROIC/WACC1.52
WACC7.65%
2.3 Liquidity
IVU has a Current Ratio of 1.92. This is a normal value and indicates that IVU is financially healthy and should not expect problems in meeting its short term obligations.
IVU has a better Current ratio (1.92) than 72.07% of its industry peers.
IVU has a Quick Ratio of 1.84. This is a normal value and indicates that IVU is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.84, IVU is in the better half of the industry, outperforming 71.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 |
3. Growth
3.1 Past
IVU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 11.57%, which is quite good.
The Earnings Per Share has been growing slightly by 2.96% on average over the past years.
IVU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.44%.
Measured over the past years, IVU shows a quite strong growth in Revenue. The Revenue has been growing by 8.53% on average per year.
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
3.2 Future
Based on estimates for the next years, IVU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.85% on average per year.
Based on estimates for the next years, IVU will show a quite strong growth in Revenue. The Revenue will grow by 9.18% on average per year.
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 28.31, which means the current valuation is very expensive for IVU.
73.87% of the companies in the same industry are more expensive than IVU, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of IVU to the average of the S&P500 Index (27.53), we can say IVU is valued inline with the index average.
Based on the Price/Forward Earnings ratio of 22.61, the valuation of IVU can be described as rather expensive.
Based on the Price/Forward Earnings ratio, IVU is valued a bit cheaper than the industry average as 67.57% of the companies are valued more expensively.
IVU is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 23.04, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.31 | ||
| Fwd PE | 22.61 |
4.2 Price Multiples
71.17% of the companies in the same industry are more expensive than IVU, based on the Enterprise Value to EBITDA ratio.
IVU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. IVU is cheaper than 72.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.62 | ||
| EV/EBITDA | 13.5 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of IVU may justify a higher PE ratio.
A more expensive valuation may be justified as IVU's earnings are expected to grow with 15.85% in the coming years.
PEG (NY)1.29
PEG (5Y)9.58
EPS Next 2Y17.26%
EPS Next 3Y15.85%
5. Dividend
5.1 Amount
IVU has a Yearly Dividend Yield of 1.37%.
IVU's Dividend Yield is rather good when compared to the industry average which is at 2.10. IVU pays more dividend than 85.59% of the companies in the same industry.
With a Dividend Yield of 1.37, IVU pays less dividend than the S&P500 average, which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.37% |
5.2 History
On average, the dividend of IVU grows each year by 16.84%, which is quite nice.
Dividend Growth(5Y)16.84%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
39.34% of the earnings are spent on dividend by IVU. This is a low number and sustainable payout ratio.
The dividend of IVU is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.34%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
FRA:IVU (10/15/2025, 7:00:00 PM)
20.1
-0.3 (-1.47%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners17.4%
Inst Owner ChangeN/A
Ins Owners2.14%
Ins Owner ChangeN/A
Market Cap356.17M
Analysts86.67
Price Target23.97 (19.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.37% |
Yearly Dividend0.26
Dividend Growth(5Y)16.84%
DP39.34%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 28.31 | ||
| Fwd PE | 22.61 | ||
| P/S | 2.49 | ||
| P/FCF | 24.62 | ||
| P/OCF | 22.14 | ||
| P/B | 4.35 | ||
| P/tB | 6.32 | ||
| EV/EBITDA | 13.5 |
EPS(TTM)0.71
EY3.53%
EPS(NY)0.89
Fwd EY4.42%
FCF(TTM)0.82
FCFY4.06%
OCF(TTM)0.91
OCFY4.52%
SpS8.06
BVpS4.62
TBVpS3.18
PEG (NY)1.29
PEG (5Y)9.58
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROCE | 16.74% | ||
| ROIC | 11.62% | ||
| ROICexc | 20.88% | ||
| ROICexgc | 37.04% | ||
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% | ||
| FCFM | 10.12% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
ROICexc(3y)15.27%
ROICexc(5y)16.16%
ROICexgc(3y)24.73%
ROICexgc(5y)24.65%
ROCE(3y)15.02%
ROCE(5y)14.23%
ROICexcg growth 3Y-2.23%
ROICexcg growth 5YN/A
ROICexc growth 3Y-8.38%
ROICexc growth 5Y-24.09%
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
F-Score4
Asset Turnover0.87
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Debt/EBITDA | 0.82 | ||
| Cap/Depr | 32.86% | ||
| Cap/Sales | 1.13% | ||
| Interest Coverage | 114.17 | ||
| Cash Conversion | 71.48% | ||
| Profit Quality | 117.15% | ||
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 | ||
| Altman-Z | 4.77 |
F-Score4
WACC7.65%
ROIC/WACC1.52
Cap/Depr(3y)40.37%
Cap/Depr(5y)45.22%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.41%
Profit Quality(3y)52.43%
Profit Quality(5y)127.92%
High Growth Momentum
Growth
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
EBIT growth 1Y18.13%
EBIT growth 3Y7.19%
EBIT growth 5Y10.32%
EBIT Next Year34.17%
EBIT Next 3Y19.15%
EBIT Next 5YN/A
FCF growth 1Y57.92%
FCF growth 3Y-34.01%
FCF growth 5Y-14.85%
OCF growth 1Y49.29%
OCF growth 3Y-29.32%
OCF growth 5Y-11.69%