IVU TRAFFIC TECHNOLOGIES AG (IVU.DE) Stock Fundamental Analysis
Europe - FRA:IVU - DE0007448508 - Common Stock
20.9 EUR
-0.2 (-0.95%)
IVU gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 103 industry peers in the Software industry. IVU gets an excellent profitability rating and is at the same time showing great financial health properties. IVU is not valued too expensively and it also shows a decent growth rate. With these ratings, IVU could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
IVU had positive earnings in the past year.
In the past year IVU had a positive cash flow from operations.
Each year in the past 5 years IVU has been profitable.
In the past 5 years IVU always reported a positive cash flow from operatings.
1.2 Ratios
IVU's Return On Assets of 7.48% is fine compared to the rest of the industry. IVU outperforms 71.84% of its industry peers.
IVU's Return On Equity of 15.08% is fine compared to the rest of the industry. IVU outperforms 69.90% of its industry peers.
The Return On Invested Capital of IVU (11.62%) is better than 78.64% of its industry peers.
IVU had an Average Return On Invested Capital over the past 3 years of 10.43%. This is below the industry average of 12.80%.
The 3 year average ROIC (10.43%) for IVU is below the current ROIC(11.62%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROIC | 11.62% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
1.3 Margins
IVU has a Profit Margin of 8.64%. This is comparable to the rest of the industry: IVU outperforms 56.31% of its industry peers.
IVU's Profit Margin has declined in the last couple of years.
IVU has a better Operating Margin (12.30%) than 63.11% of its industry peers.
In the last couple of years the Operating Margin of IVU has grown nicely.
IVU's Gross Margin of 82.34% is fine compared to the rest of the industry. IVU outperforms 76.70% of its industry peers.
IVU's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% |
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), IVU is creating some value.
The number of shares outstanding for IVU has been reduced compared to 1 year ago.
Compared to 5 years ago, IVU has less shares outstanding
Compared to 1 year ago, IVU has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.90 indicates that IVU is not in any danger for bankruptcy at the moment.
IVU has a better Altman-Z score (4.90) than 65.05% of its industry peers.
IVU has a debt to FCF ratio of 1.40. This is a very positive value and a sign of high solvency as it would only need 1.40 years to pay back of all of its debts.
The Debt to FCF ratio of IVU (1.40) is better than 70.87% of its industry peers.
A Debt/Equity ratio of 0.23 indicates that IVU is not too dependend on debt financing.
The Debt to Equity ratio of IVU (0.23) is better than 61.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Altman-Z | 4.9 |
ROIC/WACC1.61
WACC7.23%
2.3 Liquidity
A Current Ratio of 1.92 indicates that IVU should not have too much problems paying its short term obligations.
IVU has a Current ratio of 1.92. This is in the better half of the industry: IVU outperforms 73.79% of its industry peers.
IVU has a Quick Ratio of 1.84. This is a normal value and indicates that IVU is financially healthy and should not expect problems in meeting its short term obligations.
IVU has a Quick ratio of 1.84. This is in the better half of the industry: IVU outperforms 73.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 11.57% over the past year.
Measured over the past 5 years, IVU shows a small growth in Earnings Per Share. The EPS has been growing by 2.96% on average per year.
IVU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.44%.
Measured over the past years, IVU shows a quite strong growth in Revenue. The Revenue has been growing by 8.53% on average per year.
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
3.2 Future
Based on estimates for the next years, IVU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.85% on average per year.
The Revenue is expected to grow by 9.18% on average over the next years. This is quite good.
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 29.44 indicates a quite expensive valuation of IVU.
Based on the Price/Earnings ratio, IVU is valued a bit cheaper than the industry average as 75.73% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of IVU to the average of the S&P500 Index (27.27), we can say IVU is valued inline with the index average.
With a Price/Forward Earnings ratio of 23.51, IVU is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of IVU indicates a somewhat cheap valuation: IVU is cheaper than 68.93% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of IVU to the average of the S&P500 Index (22.77), we can say IVU is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.44 | ||
| Fwd PE | 23.51 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, IVU is valued a bit cheaper than the industry average as 66.02% of the companies are valued more expensively.
69.90% of the companies in the same industry are more expensive than IVU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.6 | ||
| EV/EBITDA | 14.29 |
4.3 Compensation for Growth
IVU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
IVU has a very decent profitability rating, which may justify a higher PE ratio.
IVU's earnings are expected to grow with 15.85% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.35
PEG (5Y)9.96
EPS Next 2Y17.26%
EPS Next 3Y15.85%
5. Dividend
5.1 Amount
IVU has a Yearly Dividend Yield of 1.31%.
Compared to an average industry Dividend Yield of 2.08, IVU pays a better dividend. On top of this IVU pays more dividend than 83.50% of the companies listed in the same industry.
With a Dividend Yield of 1.31, IVU pays less dividend than the S&P500 average, which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.31% |
5.2 History
The dividend of IVU is nicely growing with an annual growth rate of 16.84%!
Dividend Growth(5Y)16.84%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
IVU pays out 39.34% of its income as dividend. This is a sustainable payout ratio.
IVU's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP39.34%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
FRA:IVU (9/15/2025, 7:00:00 PM)
20.9
-0.2 (-0.95%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners17.94%
Inst Owner ChangeN/A
Ins Owners2.14%
Ins Owner ChangeN/A
Market Cap370.35M
Analysts86.67
Price Target23.97 (14.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.31% |
Yearly Dividend0.26
Dividend Growth(5Y)16.84%
DP39.34%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)6.82%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)4%
EPS NY rev (3m)4%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.1%
Revenue NY rev (3m)1.63%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.44 | ||
| Fwd PE | 23.51 | ||
| P/S | 2.59 | ||
| P/FCF | 25.6 | ||
| P/OCF | 23.02 | ||
| P/B | 4.52 | ||
| P/tB | 6.57 | ||
| EV/EBITDA | 14.29 |
EPS(TTM)0.71
EY3.4%
EPS(NY)0.89
Fwd EY4.25%
FCF(TTM)0.82
FCFY3.91%
OCF(TTM)0.91
OCFY4.34%
SpS8.06
BVpS4.62
TBVpS3.18
PEG (NY)1.35
PEG (5Y)9.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.48% | ||
| ROE | 15.08% | ||
| ROCE | 16.74% | ||
| ROIC | 11.62% | ||
| ROICexc | 20.88% | ||
| ROICexgc | 37.04% | ||
| OM | 12.3% | ||
| PM (TTM) | 8.64% | ||
| GM | 82.34% | ||
| FCFM | 10.12% |
ROA(3y)7.25%
ROA(5y)7.39%
ROE(3y)14.05%
ROE(5y)14.39%
ROIC(3y)10.43%
ROIC(5y)9.88%
ROICexc(3y)15.27%
ROICexc(5y)16.16%
ROICexgc(3y)24.73%
ROICexgc(5y)24.65%
ROCE(3y)15.02%
ROCE(5y)14.23%
ROICexcg growth 3Y-2.23%
ROICexcg growth 5YN/A
ROICexc growth 3Y-8.38%
ROICexc growth 5Y-24.09%
OM growth 3Y-1.76%
OM growth 5Y1.65%
PM growth 3Y-0.19%
PM growth 5Y-5.44%
GM growth 3Y4.9%
GM growth 5Y3.73%
F-Score4
Asset Turnover0.87
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.4 | ||
| Debt/EBITDA | 0.82 | ||
| Cap/Depr | 32.86% | ||
| Cap/Sales | 1.13% | ||
| Interest Coverage | 114.17 | ||
| Cash Conversion | 71.48% | ||
| Profit Quality | 117.15% | ||
| Current Ratio | 1.92 | ||
| Quick Ratio | 1.84 | ||
| Altman-Z | 4.9 |
F-Score4
WACC7.23%
ROIC/WACC1.61
Cap/Depr(3y)40.37%
Cap/Depr(5y)45.22%
Cap/Sales(3y)1.44%
Cap/Sales(5y)1.41%
Profit Quality(3y)52.43%
Profit Quality(5y)127.92%
High Growth Momentum
Growth
EPS 1Y (TTM)11.57%
EPS 3Y9.51%
EPS 5Y2.96%
EPS Q2Q%28.76%
EPS Next Y21.88%
EPS Next 2Y17.26%
EPS Next 3Y15.85%
EPS Next 5YN/A
Revenue 1Y (TTM)8.44%
Revenue growth 3Y9.12%
Revenue growth 5Y8.53%
Sales Q2Q%18.84%
Revenue Next Year10.87%
Revenue Next 2Y9.2%
Revenue Next 3Y9.18%
Revenue Next 5YN/A
EBIT growth 1Y18.13%
EBIT growth 3Y7.19%
EBIT growth 5Y10.32%
EBIT Next Year38.89%
EBIT Next 3Y16.6%
EBIT Next 5YN/A
FCF growth 1Y57.92%
FCF growth 3Y-34.01%
FCF growth 5Y-14.85%
OCF growth 1Y49.29%
OCF growth 3Y-29.32%
OCF growth 5Y-11.69%