INTUIT INC (ITU.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ITU - US4612021034 - Common Stock
577.3 EUR
+25.5 (+4.62%)
ITU gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 116 industry peers in the Software industry. Both the health and profitability get an excellent rating, making ITU a very profitable company, without any liquidiy or solvency issues. ITU is not overvalued while it is showing excellent growth. This is an interesting combination. This makes ITU very considerable for growth and quality investing!
1. Profitability
1.1 Basic Checks
In the past year ITU was profitable.
In the past year ITU had a positive cash flow from operations.
In the past 5 years ITU has always been profitable.
In the past 5 years ITU always reported a positive cash flow from operatings.
1.2 Ratios
ITU's Return On Assets of 12.41% is amongst the best of the industry. ITU outperforms 85.34% of its industry peers.
ITU's Return On Equity of 21.31% is amongst the best of the industry. ITU outperforms 81.90% of its industry peers.
ITU has a Return On Invested Capital of 16.53%. This is amongst the best in the industry. ITU outperforms 87.07% of its industry peers.
The Average Return On Invested Capital over the past 3 years for ITU is in line with the industry average of 13.28%.
The 3 year average ROIC (12.89%) for ITU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
Looking at the Profit Margin, with a value of 21.19%, ITU is in the better half of the industry, outperforming 78.45% of the companies in the same industry.
ITU's Profit Margin has declined in the last couple of years.
The Operating Margin of ITU (26.72%) is better than 83.62% of its industry peers.
ITU's Operating Margin has declined in the last couple of years.
The Gross Margin of ITU (79.89%) is better than 67.24% of its industry peers.
ITU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so ITU is still creating some value.
Compared to 1 year ago, ITU has less shares outstanding
Compared to 5 years ago, ITU has more shares outstanding
Compared to 1 year ago, ITU has an improved debt to assets ratio.
2.2 Solvency
ITU has an Altman-Z score of 9.79. This indicates that ITU is financially healthy and has little risk of bankruptcy at the moment.
ITU has a Altman-Z score of 9.79. This is amongst the best in the industry. ITU outperforms 92.24% of its industry peers.
ITU has a debt to FCF ratio of 0.97. This is a very positive value and a sign of high solvency as it would only need 0.97 years to pay back of all of its debts.
The Debt to FCF ratio of ITU (0.97) is better than 81.03% of its industry peers.
ITU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of ITU (0.28) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 9.79 |
ROIC/WACC1.54
WACC10.77%
2.3 Liquidity
A Current Ratio of 1.39 indicates that ITU should not have too much problems paying its short term obligations.
ITU has a Current ratio of 1.39. This is comparable to the rest of the industry: ITU outperforms 47.41% of its industry peers.
A Quick Ratio of 1.39 indicates that ITU should not have too much problems paying its short term obligations.
ITU has a Quick ratio of 1.39. This is comparable to the rest of the industry: ITU outperforms 51.72% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
ITU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
ITU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
The Revenue has grown by 17.14% in the past year. This is quite good.
ITU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
Based on estimates for the next years, ITU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.50% on average per year.
The Revenue is expected to grow by 12.44% on average over the next years. This is quite good.
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.5%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.81%
Revenue Next 5Y12.44%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 31.98, which means the current valuation is very expensive for ITU.
Based on the Price/Earnings ratio, ITU is valued a bit cheaper than 68.97% of the companies in the same industry.
ITU's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 26.41.
Based on the Price/Forward Earnings ratio of 24.97, the valuation of ITU can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ITU indicates a somewhat cheap valuation: ITU is cheaper than 66.38% of the companies listed in the same industry.
ITU's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 35.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.98 | ||
| Fwd PE | 24.97 |
4.2 Price Multiples
ITU's Enterprise Value to EBITDA is on the same level as the industry average.
68.10% of the companies in the same industry are more expensive than ITU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.51 | ||
| EV/EBITDA | 30.2 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
ITU has a very decent profitability rating, which may justify a higher PE ratio.
ITU's earnings are expected to grow with 15.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.88
PEG (5Y)1.54
EPS Next 2Y15.49%
EPS Next 3Y15.07%
5. Dividend
5.1 Amount
ITU has a yearly dividend return of 0.76%, which is pretty low.
Compared to an average industry Dividend Yield of 2.22, ITU pays a bit more dividend than its industry peers.
With a Dividend Yield of 0.76, ITU pays less dividend than the S&P500 average, which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.76% |
5.2 History
The dividend of ITU is nicely growing with an annual growth rate of 14.61%!
Dividend Growth(5Y)14.61%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
29.97% of the earnings are spent on dividend by ITU. This is a low number and sustainable payout ratio.
ITU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
FRA:ITU (12/5/2025, 5:23:01 PM)
577.3
+25.5 (+4.62%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners89.64%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap160.72B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts80.51
Price Target695.98 (20.56%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.76% |
Yearly Dividend3.68
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-1.58%
PT rev (3m)-3.47%
EPS NQ rev (1m)-2.71%
EPS NQ rev (3m)-3.58%
EPS NY rev (1m)0%
EPS NY rev (3m)0.81%
Revenue NQ rev (1m)1.18%
Revenue NQ rev (3m)1.12%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.98 | ||
| Fwd PE | 24.97 | ||
| P/S | 9.65 | ||
| P/FCF | 29.51 | ||
| P/OCF | 28.93 | ||
| P/B | 9.7 | ||
| P/tB | 910.18 | ||
| EV/EBITDA | 30.2 |
EPS(TTM)18.05
EY3.13%
EPS(NY)23.12
Fwd EY4%
FCF(TTM)19.56
FCFY3.39%
OCF(TTM)19.96
OCFY3.46%
SpS59.83
BVpS59.49
TBVpS0.63
PEG (NY)1.88
PEG (5Y)1.54
Graham Number155.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 9.79 |
F-Score9
WACC10.77%
ROIC/WACC1.54
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.81%
Revenue Next 5Y12.44%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19%
EBIT Next 3Y14.34%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / ITU.DE FAQ
What is the fundamental rating for ITU stock?
ChartMill assigns a fundamental rating of 6 / 10 to ITU.DE.
Can you provide the valuation status for INTUIT INC?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (ITU.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for INTUIT INC?
INTUIT INC (ITU.DE) has a profitability rating of 7 / 10.
How financially healthy is INTUIT INC?
The financial health rating of INTUIT INC (ITU.DE) is 7 / 10.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (ITU.DE) is expected to grow by 16.97% in the next year.