INTUIT INC (ITU.DE) Stock Fundamental Analysis
FRA:ITU - Deutsche Boerse Ag - US4612021034 - Common Stock - Currency: EUR
Overall ITU gets a fundamental rating of 7 out of 10. We evaluated ITU against 101 industry peers in the Software industry. Both the health and profitability get an excellent rating, making ITU a very profitable company, without any liquidiy or solvency issues. ITU shows excellent growth, but is valued quite expensive already. These ratings would make ITU suitable for growth and quality investing!
1. Profitability
1.1 Basic Checks
In the past year ITU was profitable.
In the past year ITU had a positive cash flow from operations.
Each year in the past 5 years ITU has been profitable.
In the past 5 years ITU always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 9.48%, ITU belongs to the top of the industry, outperforming 88.12% of the companies in the same industry.
ITU has a better Return On Equity (17.23%) than 81.19% of its industry peers.
With an excellent Return On Invested Capital value of 14.15%, ITU belongs to the best of the industry, outperforming 89.11% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for ITU is in line with the industry average of 10.93%.
The last Return On Invested Capital (14.15%) for ITU is above the 3 year average (10.72%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROIC | 14.15% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
1.3 Margins
ITU's Profit Margin of 19.07% is amongst the best of the industry. ITU outperforms 87.13% of its industry peers.
ITU's Profit Margin has declined in the last couple of years.
ITU has a Operating Margin of 25.68%. This is amongst the best in the industry. ITU outperforms 87.13% of its industry peers.
In the last couple of years the Operating Margin of ITU has declined.
ITU has a Gross Margin of 79.45%. This is in the better half of the industry: ITU outperforms 68.32% of its industry peers.
In the last couple of years the Gross Margin of ITU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% |
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
2. Health
2.1 Basic Checks
ITU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for ITU remains at a similar level compared to 1 year ago.
ITU has more shares outstanding than it did 5 years ago.
ITU has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 9.72 indicates that ITU is not in any danger for bankruptcy at the moment.
ITU has a better Altman-Z score (9.72) than 87.13% of its industry peers.
ITU has a debt to FCF ratio of 1.05. This is a very positive value and a sign of high solvency as it would only need 1.05 years to pay back of all of its debts.
The Debt to FCF ratio of ITU (1.05) is better than 82.18% of its industry peers.
ITU has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.29, ITU is in line with its industry, outperforming 53.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Altman-Z | 9.72 |
ROIC/WACC1.31
WACC10.81%
2.3 Liquidity
A Current Ratio of 1.45 indicates that ITU should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.45, ITU is in line with its industry, outperforming 59.41% of the companies in the same industry.
ITU has a Quick Ratio of 1.45. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
ITU has a Quick ratio of 1.45. This is in the better half of the industry: ITU outperforms 63.37% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 |
3. Growth
3.1 Past
ITU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.02%, which is quite good.
The Earnings Per Share has been growing by 20.25% on average over the past years. This is a very strong growth
ITU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 14.99%.
ITU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.14% yearly.
EPS 1Y (TTM)17.02%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%17.91%
Revenue 1Y (TTM)14.99%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%15.1%
3.2 Future
Based on estimates for the next years, ITU will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.94% on average per year.
Based on estimates for the next years, ITU will show a quite strong growth in Revenue. The Revenue will grow by 13.61% on average per year.
EPS Next Y20.75%
EPS Next 2Y17.49%
EPS Next 3Y16.66%
EPS Next 5Y14.94%
Revenue Next Year15.85%
Revenue Next 2Y14.13%
Revenue Next 3Y13.61%
Revenue Next 5Y13.61%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 39.98 indicates a quite expensive valuation of ITU.
67.33% of the companies in the same industry are more expensive than ITU, based on the Price/Earnings ratio.
ITU's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.30.
The Price/Forward Earnings ratio is 33.22, which means the current valuation is very expensive for ITU.
ITU's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of ITU to the average of the S&P500 Index (21.76), we can say ITU is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.98 | ||
| Fwd PE | 33.22 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ITU is on the same level as its industry peers.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ITU indicates a somewhat cheap valuation: ITU is cheaper than 69.31% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 35.57 | ||
| EV/EBITDA | 39.53 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ITU does not grow enough to justify the current Price/Earnings ratio.
ITU has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as ITU's earnings are expected to grow with 16.66% in the coming years.
PEG (NY)1.93
PEG (5Y)1.97
EPS Next 2Y17.49%
EPS Next 3Y16.66%
5. Dividend
5.1 Amount
ITU has a yearly dividend return of 0.53%, which is pretty low.
ITU's Dividend Yield is a higher than the industry average which is at 1.77.
Compared to an average S&P500 Dividend Yield of 2.37, ITU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.53% |
5.2 History
On average, the dividend of ITU grows each year by 13.81%, which is quite nice.
Dividend Growth(5Y)13.81%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
33.13% of the earnings are spent on dividend by ITU. This is a low number and sustainable payout ratio.
The dividend of ITU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP33.13%
EPS Next 2Y17.49%
EPS Next 3Y16.66%
FRA:ITU (7/8/2025, 7:00:00 PM)
664.1
-4.5 (-0.67%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners87.79%
Inst Owner ChangeN/A
Ins Owners0.08%
Ins Owner ChangeN/A
Market Cap185.25B
Analysts81.58
Price Target698.79 (5.22%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.53% |
Yearly Dividend3.13
Dividend Growth(5Y)13.81%
DP33.13%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.35%
Min EPS beat(2)4.72%
Max EPS beat(2)25.99%
EPS beat(4)4
Avg EPS beat(4)10.16%
Min EPS beat(4)4.19%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)11.41%
EPS beat(12)12
Avg EPS beat(12)15.59%
EPS beat(16)14
Avg EPS beat(16)15.22%
Revenue beat(2)2
Avg Revenue beat(2)1.01%
Min Revenue beat(2)0.53%
Max Revenue beat(2)1.49%
Revenue beat(4)4
Avg Revenue beat(4)1.45%
Min Revenue beat(4)0.53%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.66%
Revenue beat(12)9
Avg Revenue beat(12)0.63%
Revenue beat(16)12
Avg Revenue beat(16)1.29%
PT rev (1m)9.26%
PT rev (3m)5.58%
EPS NQ rev (1m)0.22%
EPS NQ rev (3m)2.59%
EPS NY rev (1m)3.93%
EPS NY rev (3m)3.93%
Revenue NQ rev (1m)-0.03%
Revenue NQ rev (3m)6.64%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.98 | ||
| Fwd PE | 33.22 | ||
| P/S | 11.94 | ||
| P/FCF | 35.57 | ||
| P/OCF | 34.77 | ||
| P/B | 10.79 | ||
| P/tB | 246.4 | ||
| EV/EBITDA | 39.53 |
EPS(TTM)16.61
EY2.5%
EPS(NY)19.99
Fwd EY3.01%
FCF(TTM)18.67
FCFY2.81%
OCF(TTM)19.1
OCFY2.88%
SpS55.63
BVpS61.57
TBVpS2.7
PEG (NY)1.93
PEG (5Y)1.97
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROCE | 17.34% | ||
| ROIC | 14.15% | ||
| ROICexc | 18.35% | ||
| ROICexgc | 250.58% | ||
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% | ||
| FCFM | 33.56% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
ROICexc(3y)12.66%
ROICexc(5y)113.04%
ROICexgc(3y)3468.52%
ROICexgc(5y)N/A
ROCE(3y)13.13%
ROCE(5y)17.65%
ROICexcg growth 3Y-40.09%
ROICexcg growth 5YN/A
ROICexc growth 3Y-12.33%
ROICexc growth 5Y-30.74%
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
F-Score6
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Debt/EBITDA | 1.08 | ||
| Cap/Depr | 17.43% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 113.94% | ||
| Profit Quality | 175.95% | ||
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 | ||
| Altman-Z | 9.72 |
F-Score6
WACC10.81%
ROIC/WACC1.31
Cap/Depr(3y)31.55%
Cap/Depr(5y)38.38%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)178.1%
Profit Quality(5y)162.11%
High Growth Momentum
Growth
EPS 1Y (TTM)17.02%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%17.91%
EPS Next Y20.75%
EPS Next 2Y17.49%
EPS Next 3Y16.66%
EPS Next 5Y14.94%
Revenue 1Y (TTM)14.99%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%15.1%
Revenue Next Year15.85%
Revenue Next 2Y14.13%
Revenue Next 3Y13.61%
Revenue Next 5Y13.61%
EBIT growth 1Y22.96%
EBIT growth 3Y15.51%
EBIT growth 5Y15.75%
EBIT Next Year21.48%
EBIT Next 3Y15.52%
EBIT Next 5YN/A
FCF growth 1Y43.17%
FCF growth 3Y14.03%
FCF growth 5Y16.4%
OCF growth 1Y37.42%
OCF growth 3Y14.54%
OCF growth 5Y16.01%