INTUIT INC (ITU.DE) Stock Fundamental Analysis
Europe - FRA:ITU - US4612021034 - Common Stock
560 EUR
+10.3 (+1.87%)
ITU gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 103 industry peers in the Software industry. ITU gets an excellent profitability rating and is at the same time showing great financial health properties. ITU shows excellent growth, but is valued quite expensive already. With these ratings, ITU could be worth investigating further for growth and quality investing!.
1. Profitability
1.1 Basic Checks
In the past year ITU was profitable.
In the past year ITU had a positive cash flow from operations.
ITU had positive earnings in each of the past 5 years.
Each year in the past 5 years ITU had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 9.48%, ITU belongs to the best of the industry, outperforming 80.58% of the companies in the same industry.
ITU's Return On Equity of 17.23% is fine compared to the rest of the industry. ITU outperforms 77.67% of its industry peers.
ITU has a Return On Invested Capital of 14.17%. This is amongst the best in the industry. ITU outperforms 85.44% of its industry peers.
ITU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 12.80%.
The 3 year average ROIC (12.89%) for ITU is below the current ROIC(14.17%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROIC | 14.17% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
Looking at the Profit Margin, with a value of 19.07%, ITU is in the better half of the industry, outperforming 77.67% of the companies in the same industry.
ITU's Profit Margin has declined in the last couple of years.
The Operating Margin of ITU (25.68%) is better than 83.50% of its industry peers.
In the last couple of years the Operating Margin of ITU has declined.
Looking at the Gross Margin, with a value of 79.45%, ITU is in the better half of the industry, outperforming 66.02% of the companies in the same industry.
In the last couple of years the Gross Margin of ITU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
ITU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for ITU has been reduced compared to 1 year ago.
The number of shares outstanding for ITU has been increased compared to 5 years ago.
Compared to 1 year ago, ITU has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 8.54 indicates that ITU is not in any danger for bankruptcy at the moment.
ITU's Altman-Z score of 8.54 is amongst the best of the industry. ITU outperforms 85.44% of its industry peers.
ITU has a debt to FCF ratio of 1.05. This is a very positive value and a sign of high solvency as it would only need 1.05 years to pay back of all of its debts.
ITU has a Debt to FCF ratio of 1.05. This is in the better half of the industry: ITU outperforms 78.64% of its industry peers.
ITU has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.29, ITU is in line with its industry, outperforming 51.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Altman-Z | 8.54 |
ROIC/WACC1.29
WACC10.95%
2.3 Liquidity
A Current Ratio of 1.45 indicates that ITU should not have too much problems paying its short term obligations.
The Current ratio of ITU (1.45) is better than 60.19% of its industry peers.
ITU has a Quick Ratio of 1.45. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
ITU has a better Quick ratio (1.45) than 64.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.15% over the past year.
The Earnings Per Share has been growing by 20.77% on average over the past years. This is a very strong growth
Looking at the last year, ITU shows a quite strong growth in Revenue. The Revenue has grown by 15.63% in the last year.
Measured over the past years, ITU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
ITU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.01% yearly.
The Revenue is expected to grow by 12.29% on average over the next years. This is quite good.
EPS Next Y16.04%
EPS Next 2Y15.68%
EPS Next 3Y15.25%
EPS Next 5Y14.01%
Revenue Next Year12.79%
Revenue Next 2Y12.66%
Revenue Next 3Y12.83%
Revenue Next 5Y12.29%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 32.79, which means the current valuation is very expensive for ITU.
68.93% of the companies in the same industry are more expensive than ITU, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of ITU to the average of the S&P500 Index (27.20), we can say ITU is valued slightly more expensively.
A Price/Forward Earnings ratio of 28.25 indicates a quite expensive valuation of ITU.
Based on the Price/Forward Earnings ratio, ITU is valued a bit cheaper than the industry average as 63.11% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.70. ITU is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.79 | ||
| Fwd PE | 28.25 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as ITU.
67.96% of the companies in the same industry are more expensive than ITU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.29 | ||
| EV/EBITDA | 33.64 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of ITU may justify a higher PE ratio.
A more expensive valuation may be justified as ITU's earnings are expected to grow with 15.25% in the coming years.
PEG (NY)2.04
PEG (5Y)1.58
EPS Next 2Y15.68%
EPS Next 3Y15.25%
5. Dividend
5.1 Amount
ITU has a yearly dividend return of 0.73%, which is pretty low.
ITU's Dividend Yield is a higher than the industry average which is at 2.08.
Compared to an average S&P500 Dividend Yield of 2.38, ITU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.73% |
5.2 History
On average, the dividend of ITU grows each year by 14.62%, which is quite nice.
Dividend Growth(5Y)14.62%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
33.13% of the earnings are spent on dividend by ITU. This is a low number and sustainable payout ratio.
ITU's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP33.13%
EPS Next 2Y15.68%
EPS Next 3Y15.25%
FRA:ITU (9/17/2025, 7:00:00 PM)
560
+10.3 (+1.87%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners87.93%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap156.13B
Analysts81.05
Price Target697.15 (24.49%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.73% |
Yearly Dividend3.63
Dividend Growth(5Y)14.62%
DP33.13%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.35%
Min EPS beat(2)4.72%
Max EPS beat(2)25.99%
EPS beat(4)4
Avg EPS beat(4)10.16%
Min EPS beat(4)4.19%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)11.41%
EPS beat(12)12
Avg EPS beat(12)15.59%
EPS beat(16)14
Avg EPS beat(16)15.22%
Revenue beat(2)2
Avg Revenue beat(2)1.01%
Min Revenue beat(2)0.53%
Max Revenue beat(2)1.49%
Revenue beat(4)4
Avg Revenue beat(4)1.45%
Min Revenue beat(4)0.53%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.66%
Revenue beat(12)9
Avg Revenue beat(12)0.63%
Revenue beat(16)12
Avg Revenue beat(16)1.29%
PT rev (1m)-3.88%
PT rev (3m)-1.59%
EPS NQ rev (1m)0.01%
EPS NQ rev (3m)0.22%
EPS NY rev (1m)0.05%
EPS NY rev (3m)3.64%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.03%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.79 | ||
| Fwd PE | 28.25 | ||
| P/S | 10.16 | ||
| P/FCF | 30.29 | ||
| P/OCF | 29.6 | ||
| P/B | 9.18 | ||
| P/tB | 209.78 | ||
| EV/EBITDA | 33.64 |
EPS(TTM)17.08
EY3.05%
EPS(NY)19.82
Fwd EY3.54%
FCF(TTM)18.49
FCFY3.3%
OCF(TTM)18.92
OCFY3.38%
SpS55.1
BVpS60.98
TBVpS2.67
PEG (NY)2.04
PEG (5Y)1.58
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.48% | ||
| ROE | 17.23% | ||
| ROCE | 17.34% | ||
| ROIC | 14.17% | ||
| ROICexc | 18.39% | ||
| ROICexgc | 251% | ||
| OM | 25.68% | ||
| PM (TTM) | 19.07% | ||
| GM | 79.45% | ||
| FCFM | 33.56% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexcg growth 3Y-73.73%
ROICexcg growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score8
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.05 | ||
| Debt/EBITDA | 1.08 | ||
| Cap/Depr | 17.43% | ||
| Cap/Sales | 0.78% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 113.94% | ||
| Profit Quality | 175.95% | ||
| Current Ratio | 1.45 | ||
| Quick Ratio | 1.45 | ||
| Altman-Z | 8.54 |
F-Score8
WACC10.95%
ROIC/WACC1.29
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.04%
EPS Next 2Y15.68%
EPS Next 3Y15.25%
EPS Next 5Y14.01%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.79%
Revenue Next 2Y12.66%
Revenue Next 3Y12.83%
Revenue Next 5Y12.29%
EBIT growth 1Y22.96%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year18.23%
EBIT Next 3Y15.42%
EBIT Next 5YN/A
FCF growth 1Y20.57%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y17.59%
OCF growth 3Y16.86%
OCF growth 5Y20.79%