INTUIT INC (ITU.DE) Stock Fundamental Analysis
FRA:ITU - Deutsche Boerse Ag - US4612021034 - Common Stock - Currency: EUR
Overall ITU gets a fundamental rating of 6 out of 10. We evaluated ITU against 98 industry peers in the Software industry. While ITU belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. ITU is not priced too expensively while it is growing strongly. Keep and eye on this one! With these ratings, ITU could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
In the past year ITU was profitable.
In the past year ITU had a positive cash flow from operations.
ITU had positive earnings in each of the past 5 years.
In the past 5 years ITU always reported a positive cash flow from operatings.
1.2 Ratios
ITU's Return On Assets of 8.79% is amongst the best of the industry. ITU outperforms 80.46% of its industry peers.
ITU has a better Return On Equity (16.10%) than 74.71% of its industry peers.
ITU has a better Return On Invested Capital (12.71%) than 80.46% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ITU is in line with the industry average of 11.66%.
The last Return On Invested Capital (12.71%) for ITU is above the 3 year average (10.72%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.79% | ||
| ROE | 16.1% | ||
| ROIC | 12.71% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
1.3 Margins
ITU has a better Profit Margin (17.59%) than 74.71% of its industry peers.
In the last couple of years the Profit Margin of ITU has declined.
ITU has a better Operating Margin (23.06%) than 81.61% of its industry peers.
ITU's Operating Margin has declined in the last couple of years.
ITU's Gross Margin of 78.73% is fine compared to the rest of the industry. ITU outperforms 63.22% of its industry peers.
ITU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.06% | ||
| PM (TTM) | 17.59% | ||
| GM | 78.73% |
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
2. Health
2.1 Basic Checks
ITU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
ITU has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, ITU has more shares outstanding
ITU has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 8.35 indicates that ITU is not in any danger for bankruptcy at the moment.
ITU's Altman-Z score of 8.35 is fine compared to the rest of the industry. ITU outperforms 78.16% of its industry peers.
ITU has a debt to FCF ratio of 1.19. This is a very positive value and a sign of high solvency as it would only need 1.19 years to pay back of all of its debts.
The Debt to FCF ratio of ITU (1.19) is better than 70.11% of its industry peers.
A Debt/Equity ratio of 0.31 indicates that ITU is not too dependend on debt financing.
ITU has a Debt to Equity ratio (0.31) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 1.19 | ||
| Altman-Z | 8.35 |
ROIC/WACC1.17
WACC10.84%
2.3 Liquidity
ITU has a Current Ratio of 1.24. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of ITU (1.24) is comparable to the rest of the industry.
ITU has a Quick Ratio of 1.24. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.24, ITU perfoms like the industry average, outperforming 47.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.24 | ||
| Quick Ratio | 1.24 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 11.55% over the past year.
The Earnings Per Share has been growing by 20.25% on average over the past years. This is a very strong growth
ITU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 12.48%.
ITU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.14% yearly.
EPS 1Y (TTM)11.55%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%1.21%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%10.24%
3.2 Future
ITU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.61% yearly.
ITU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 13.64% yearly.
EPS Next Y15.92%
EPS Next 2Y15.34%
EPS Next 3Y15.14%
EPS Next 5Y16.61%
Revenue Next Year12.96%
Revenue Next 2Y12.63%
Revenue Next 3Y12.52%
Revenue Next 5Y13.64%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
ITU is valuated quite expensively with a Price/Earnings ratio of 35.22.
64.37% of the companies in the same industry are more expensive than ITU, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of ITU to the average of the S&P500 Index (28.47), we can say ITU is valued slightly more expensively.
The Price/Forward Earnings ratio is 26.52, which means the current valuation is very expensive for ITU.
ITU's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ITU is cheaper than 60.92% of the companies in the same industry.
ITU is valuated cheaply when we compare the Price/Forward Earnings ratio to 92.74, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.22 | ||
| Fwd PE | 26.52 |
4.2 Price Multiples
ITU's Enterprise Value to EBITDA is on the same level as the industry average.
67.82% of the companies in the same industry are more expensive than ITU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 32.59 | ||
| EV/EBITDA | 36.73 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of ITU may justify a higher PE ratio.
A more expensive valuation may be justified as ITU's earnings are expected to grow with 15.14% in the coming years.
PEG (NY)2.21
PEG (5Y)1.74
EPS Next 2Y15.34%
EPS Next 3Y15.14%
5. Dividend
5.1 Amount
With a yearly dividend of 0.69%, ITU is not a good candidate for dividend investing.
ITU's Dividend Yield is a higher than the industry average which is at 1.29.
With a Dividend Yield of 0.69, ITU pays less dividend than the S&P500 average, which is at 2.28.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
5.2 History
On average, the dividend of ITU grows each year by 13.84%, which is quite nice.
Dividend Growth(5Y)13.84%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
ITU pays out 36.66% of its income as dividend. This is a sustainable payout ratio.
ITU's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP36.66%
EPS Next 2Y15.34%
EPS Next 3Y15.14%
INTUIT INC
FRA:ITU (2/4/2025, 7:00:00 PM)
579.4
+7.4 (+1.29%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners87.67%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap162.19B
Analysts80.54
Price Target708.69 (22.31%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.69% |
Yearly Dividend3.69
Dividend Growth(5Y)13.84%
DP36.66%
Div Incr Years4
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.97%
Min EPS beat(2)4.19%
Max EPS beat(2)5.76%
EPS beat(4)4
Avg EPS beat(4)6.37%
Min EPS beat(4)3.41%
Max EPS beat(4)12.12%
EPS beat(8)8
Avg EPS beat(8)14.2%
EPS beat(12)10
Avg EPS beat(12)11.45%
EPS beat(16)12
Avg EPS beat(16)11.14%
Revenue beat(2)2
Avg Revenue beat(2)1.9%
Min Revenue beat(2)1.27%
Max Revenue beat(2)2.53%
Revenue beat(4)2
Avg Revenue beat(4)0.3%
Min Revenue beat(4)-1.97%
Max Revenue beat(4)2.53%
Revenue beat(8)5
Avg Revenue beat(8)0.33%
Revenue beat(12)8
Avg Revenue beat(12)0.15%
Revenue beat(16)10
Avg Revenue beat(16)-0.01%
PT rev (1m)-0.83%
PT rev (3m)3.7%
EPS NQ rev (1m)-1.09%
EPS NQ rev (3m)-16.56%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)-0.28%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.22 | ||
| Fwd PE | 26.52 | ||
| P/S | 10.1 | ||
| P/FCF | 32.59 | ||
| P/OCF | 31.37 | ||
| P/B | 9.24 | ||
| P/tB | N/A | ||
| EV/EBITDA | 36.73 |
EPS(TTM)16.45
EY2.84%
EPS(NY)21.85
Fwd EY3.77%
FCF(TTM)17.78
FCFY3.07%
OCF(TTM)18.47
OCFY3.19%
SpS57.35
BVpS62.69
TBVpS-4.74
PEG (NY)2.21
PEG (5Y)1.74
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.79% | ||
| ROE | 16.1% | ||
| ROCE | 15.57% | ||
| ROIC | 12.71% | ||
| ROICexc | 14.72% | ||
| ROICexgc | 182.6% | ||
| OM | 23.06% | ||
| PM (TTM) | 17.59% | ||
| GM | 78.73% | ||
| FCFM | 31.01% |
ROA(3y)8.42%
ROA(5y)11.05%
ROE(3y)14.15%
ROE(5y)19.82%
ROIC(3y)10.72%
ROIC(5y)14.4%
ROICexc(3y)12.66%
ROICexc(5y)113.04%
ROICexgc(3y)3468.52%
ROICexgc(5y)N/A
ROCE(3y)13.13%
ROCE(5y)17.65%
ROICexcg growth 3Y-40.09%
ROICexcg growth 5YN/A
ROICexc growth 3Y-12.33%
ROICexc growth 5Y-30.74%
OM growth 3Y-3.04%
OM growth 5Y-2.84%
PM growth 3Y-5.27%
PM growth 5Y-4.54%
GM growth 3Y-1.56%
GM growth 5Y-1%
F-Score6
Asset Turnover0.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 1.19 | ||
| Debt/EBITDA | 1.22 | ||
| Cap/Depr | 24.91% | ||
| Cap/Sales | 1.2% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 115.52% | ||
| Profit Quality | 176.23% | ||
| Current Ratio | 1.24 | ||
| Quick Ratio | 1.24 | ||
| Altman-Z | 8.35 |
F-Score6
WACC10.84%
ROIC/WACC1.17
Cap/Depr(3y)31.55%
Cap/Depr(5y)38.38%
Cap/Sales(3y)1.71%
Cap/Sales(5y)1.65%
Profit Quality(3y)178.1%
Profit Quality(5y)162.11%
High Growth Momentum
Growth
EPS 1Y (TTM)11.55%
EPS 3Y20.66%
EPS 5Y20.25%
EPS Q2Q%1.21%
EPS Next Y15.92%
EPS Next 2Y15.34%
EPS Next 3Y15.14%
EPS Next 5Y16.61%
Revenue 1Y (TTM)12.48%
Revenue growth 3Y19.13%
Revenue growth 5Y19.14%
Sales Q2Q%10.24%
Revenue Next Year12.96%
Revenue Next 2Y12.63%
Revenue Next 3Y12.52%
Revenue Next 5Y13.64%
EBIT growth 1Y13.46%
EBIT growth 3Y15.51%
EBIT growth 5Y15.75%
EBIT Next Year20.35%
EBIT Next 3Y16.11%
EBIT Next 5YN/A
FCF growth 1Y35.08%
FCF growth 3Y14.03%
FCF growth 5Y16.4%
OCF growth 1Y31.21%
OCF growth 3Y14.54%
OCF growth 5Y16.01%