INTUIT INC (ITU.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ITU - US4612021034 - Common Stock
533.3 EUR
-12.8 (-2.34%)
We assign a fundamental rating of 6 out of 10 to ITU. ITU was compared to 125 industry peers in the Software industry. While ITU belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. ITU is growing strongly while it is still valued neutral. This is a good combination! These ratings could make ITU a good candidate for growth investing.
1. Profitability
1.1 Basic Checks
In the past year ITU was profitable.
In the past year ITU had a positive cash flow from operations.
Each year in the past 5 years ITU has been profitable.
In the past 5 years ITU always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 12.41%, ITU belongs to the top of the industry, outperforming 84.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 21.31%, ITU belongs to the top of the industry, outperforming 80.80% of the companies in the same industry.
The Return On Invested Capital of ITU (16.53%) is better than 88.80% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ITU is in line with the industry average of 12.89%.
The 3 year average ROIC (12.89%) for ITU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
ITU has a better Profit Margin (21.19%) than 78.40% of its industry peers.
ITU's Profit Margin has declined in the last couple of years.
The Operating Margin of ITU (26.72%) is better than 85.60% of its industry peers.
In the last couple of years the Operating Margin of ITU has declined.
With a decent Gross Margin value of 79.89%, ITU is doing good in the industry, outperforming 66.40% of the companies in the same industry.
In the last couple of years the Gross Margin of ITU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
ITU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
ITU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for ITU has been increased compared to 5 years ago.
Compared to 1 year ago, ITU has an improved debt to assets ratio.
2.2 Solvency
ITU has an Altman-Z score of 9.73. This indicates that ITU is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 9.73, ITU belongs to the top of the industry, outperforming 88.80% of the companies in the same industry.
The Debt to FCF ratio of ITU is 0.97, which is an excellent value as it means it would take ITU, only 0.97 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 0.97, ITU is doing good in the industry, outperforming 77.60% of the companies in the same industry.
A Debt/Equity ratio of 0.28 indicates that ITU is not too dependend on debt financing.
The Debt to Equity ratio of ITU (0.28) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 9.73 |
ROIC/WACC1.51
WACC10.97%
2.3 Liquidity
ITU has a Current Ratio of 1.39. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.39, ITU perfoms like the industry average, outperforming 45.60% of the companies in the same industry.
A Quick Ratio of 1.39 indicates that ITU should not have too much problems paying its short term obligations.
ITU's Quick ratio of 1.39 is in line compared to the rest of the industry. ITU outperforms 49.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
ITU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
Measured over the past years, ITU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
The Revenue has grown by 17.14% in the past year. This is quite good.
The Revenue has been growing by 19.65% on average over the past years. This is quite good.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
ITU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.50% yearly.
ITU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.57% yearly.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 29.61, the valuation of ITU can be described as expensive.
Based on the Price/Earnings ratio, ITU is valued a bit cheaper than the industry average as 67.20% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 27.30. ITU is around the same levels.
ITU is valuated rather expensively with a Price/Forward Earnings ratio of 23.09.
Based on the Price/Forward Earnings ratio, ITU is valued a bit cheaper than the industry average as 69.60% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 24.04. ITU is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.61 | ||
| Fwd PE | 23.09 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as ITU.
Based on the Price/Free Cash Flow ratio, ITU is valued a bit cheaper than 72.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.31 | ||
| EV/EBITDA | 29.94 |
4.3 Compensation for Growth
ITU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ITU has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as ITU's earnings are expected to grow with 15.41% in the coming years.
PEG (NY)1.74
PEG (5Y)1.43
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
ITU has a yearly dividend return of 0.74%, which is pretty low.
ITU's Dividend Yield is a higher than the industry average which is at 0.62.
With a Dividend Yield of 0.74, ITU pays less dividend than the S&P500 average, which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
The dividend of ITU is nicely growing with an annual growth rate of 14.61%!
Dividend Growth(5Y)14.61%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
ITU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
ITU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
FRA:ITU (1/13/2026, 7:00:00 PM)
533.3
-12.8 (-2.34%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners90.47%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap148.40B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.58
Price Target702.48 (31.72%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend3.65
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)0.71%
PT rev (3m)-0.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.08%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.61 | ||
| Fwd PE | 23.09 | ||
| P/S | 8.93 | ||
| P/FCF | 27.31 | ||
| P/OCF | 26.77 | ||
| P/B | 8.98 | ||
| P/tB | 842.29 | ||
| EV/EBITDA | 29.94 |
EPS(TTM)18.01
EY3.38%
EPS(NY)23.1
Fwd EY4.33%
FCF(TTM)19.53
FCFY3.66%
OCF(TTM)19.92
OCFY3.74%
SpS59.73
BVpS59.39
TBVpS0.63
PEG (NY)1.74
PEG (5Y)1.43
Graham Number155.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 9.73 |
F-Score9
WACC10.97%
ROIC/WACC1.51
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / ITU.DE FAQ
What is the fundamental rating for ITU stock?
ChartMill assigns a fundamental rating of 6 / 10 to ITU.DE.
What is the valuation status of INTUIT INC (ITU.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (ITU.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for INTUIT INC?
INTUIT INC (ITU.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for ITU stock?
The Price/Earnings (PE) ratio for INTUIT INC (ITU.DE) is 29.61 and the Price/Book (PB) ratio is 8.98.
Can you provide the financial health for ITU stock?
The financial health rating of INTUIT INC (ITU.DE) is 6 / 10.