INTUIT INC (ITU.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ITU - US4612021034 - Common Stock
467.55 EUR
-16.4 (-3.39%)
ITU gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 125 industry peers in the Software industry. ITU has an excellent profitability rating, but there are some minor concerns on its financial health. ITU is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! With these ratings, ITU could be worth investigating further for growth investing!.
1. Profitability
1.1 Basic Checks
- In the past year ITU was profitable.
- ITU had a positive operating cash flow in the past year.
- ITU had positive earnings in each of the past 5 years.
- Each year in the past 5 years ITU had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of ITU (12.41%) is better than 84.00% of its industry peers.
- The Return On Equity of ITU (21.31%) is better than 80.80% of its industry peers.
- With an excellent Return On Invested Capital value of 16.53%, ITU belongs to the best of the industry, outperforming 88.80% of the companies in the same industry.
- ITU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 12.89%.
- The 3 year average ROIC (12.89%) for ITU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- Looking at the Profit Margin, with a value of 21.19%, ITU is in the better half of the industry, outperforming 78.40% of the companies in the same industry.
- In the last couple of years the Profit Margin of ITU has declined.
- The Operating Margin of ITU (26.72%) is better than 85.60% of its industry peers.
- In the last couple of years the Operating Margin of ITU has declined.
- ITU has a Gross Margin of 79.89%. This is in the better half of the industry: ITU outperforms 66.40% of its industry peers.
- ITU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), ITU is creating some value.
- ITU has less shares outstanding than it did 1 year ago.
- ITU has more shares outstanding than it did 5 years ago.
- ITU has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 8.81 indicates that ITU is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 8.81, ITU belongs to the top of the industry, outperforming 84.80% of the companies in the same industry.
- The Debt to FCF ratio of ITU is 0.97, which is an excellent value as it means it would take ITU, only 0.97 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of ITU (0.97) is better than 77.60% of its industry peers.
- ITU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
- ITU has a Debt to Equity ratio (0.28) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 8.81 |
ROIC/WACC1.5
WACC10.99%
2.3 Liquidity
- A Current Ratio of 1.39 indicates that ITU should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.39, ITU is in line with its industry, outperforming 45.60% of the companies in the same industry.
- A Quick Ratio of 1.39 indicates that ITU should not have too much problems paying its short term obligations.
- With a Quick ratio value of 1.39, ITU perfoms like the industry average, outperforming 49.60% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- ITU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
- The Earnings Per Share has been growing by 20.77% on average over the past years. This is a very strong growth
- ITU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.14%.
- Measured over the past years, ITU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- Based on estimates for the next years, ITU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.50% on average per year.
- ITU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.57% yearly.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 25.80, ITU can be considered very expensive at the moment.
- Based on the Price/Earnings ratio, ITU is valued a bit cheaper than the industry average as 71.20% of the companies are valued more expensively.
- ITU's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.47.
- ITU is valuated rather expensively with a Price/Forward Earnings ratio of 20.12.
- 73.60% of the companies in the same industry are more expensive than ITU, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 24.26. ITU is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.8 | ||
| Fwd PE | 20.12 |
4.2 Price Multiples
- ITU's Enterprise Value to EBITDA is on the same level as the industry average.
- 74.40% of the companies in the same industry are more expensive than ITU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 23.81 | ||
| EV/EBITDA | 26.43 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- ITU has a very decent profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as ITU's earnings are expected to grow with 15.41% in the coming years.
PEG (NY)1.51
PEG (5Y)1.24
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
- ITU has a yearly dividend return of 0.87%, which is pretty low.
- ITU's Dividend Yield is a higher than the industry average which is at 0.60.
- With a Dividend Yield of 0.87, ITU pays less dividend than the S&P500 average, which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
5.2 History
- The dividend of ITU is nicely growing with an annual growth rate of 14.61%!
Dividend Growth(5Y)14.61%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
- 29.97% of the earnings are spent on dividend by ITU. This is a low number and sustainable payout ratio.
- The dividend of ITU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
FRA:ITU (1/16/2026, 7:00:00 PM)
467.55
-16.4 (-3.39%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2025-11-20/amc
Earnings (Next)02-23 2026-02-23/amc
Inst Owners90.47%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap130.11B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.58
Price Target700.48 (49.82%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
Yearly Dividend3.66
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)0.71%
PT rev (3m)-0.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.08%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.8 | ||
| Fwd PE | 20.12 | ||
| P/S | 7.78 | ||
| P/FCF | 23.81 | ||
| P/OCF | 23.33 | ||
| P/B | 7.83 | ||
| P/tB | 734.15 | ||
| EV/EBITDA | 26.43 |
EPS(TTM)18.12
EY3.88%
EPS(NY)23.24
Fwd EY4.97%
FCF(TTM)19.64
FCFY4.2%
OCF(TTM)20.04
OCFY4.29%
SpS60.08
BVpS59.74
TBVpS0.64
PEG (NY)1.51
PEG (5Y)1.24
Graham Number156.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 8.81 |
F-Score9
WACC10.99%
ROIC/WACC1.5
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / ITU.DE FAQ
What is the fundamental rating for ITU stock?
ChartMill assigns a fundamental rating of 6 / 10 to ITU.DE.
What is the valuation status of INTUIT INC (ITU.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (ITU.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for INTUIT INC?
INTUIT INC (ITU.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for ITU stock?
The Price/Earnings (PE) ratio for INTUIT INC (ITU.DE) is 25.8 and the Price/Book (PB) ratio is 7.83.
Can you provide the financial health for ITU stock?
The financial health rating of INTUIT INC (ITU.DE) is 6 / 10.