INTUIT INC (ITU.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:ITU - US4612021034 - Common Stock
487.7 EUR
-45.6 (-8.55%)
ITU gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 125 industry peers in the Software industry. ITU scores excellent on profitability, but there are some minor concerns on its financial health. ITU is not priced too expensively while it is growing strongly. Keep and eye on this one! These ratings would make ITU suitable for growth investing!
1. Profitability
1.1 Basic Checks
- ITU had positive earnings in the past year.
- In the past year ITU had a positive cash flow from operations.
- ITU had positive earnings in each of the past 5 years.
- ITU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 12.41%, ITU belongs to the top of the industry, outperforming 84.00% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 21.31%, ITU belongs to the top of the industry, outperforming 80.80% of the companies in the same industry.
- ITU's Return On Invested Capital of 16.53% is amongst the best of the industry. ITU outperforms 88.80% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for ITU is in line with the industry average of 12.89%.
- The last Return On Invested Capital (16.53%) for ITU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- ITU's Profit Margin of 21.19% is fine compared to the rest of the industry. ITU outperforms 78.40% of its industry peers.
- ITU's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 26.72%, ITU belongs to the top of the industry, outperforming 85.60% of the companies in the same industry.
- ITU's Operating Margin has declined in the last couple of years.
- With a decent Gross Margin value of 79.89%, ITU is doing good in the industry, outperforming 66.40% of the companies in the same industry.
- In the last couple of years the Gross Margin of ITU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so ITU is still creating some value.
- Compared to 1 year ago, ITU has less shares outstanding
- ITU has more shares outstanding than it did 5 years ago.
- ITU has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 8.88 indicates that ITU is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 8.88, ITU belongs to the top of the industry, outperforming 85.60% of the companies in the same industry.
- ITU has a debt to FCF ratio of 0.97. This is a very positive value and a sign of high solvency as it would only need 0.97 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 0.97, ITU is doing good in the industry, outperforming 77.60% of the companies in the same industry.
- A Debt/Equity ratio of 0.28 indicates that ITU is not too dependend on debt financing.
- ITU has a Debt to Equity ratio of 0.28. This is comparable to the rest of the industry: ITU outperforms 49.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 8.88 |
ROIC/WACC1.51
WACC10.95%
2.3 Liquidity
- A Current Ratio of 1.39 indicates that ITU should not have too much problems paying its short term obligations.
- With a Current ratio value of 1.39, ITU perfoms like the industry average, outperforming 45.60% of the companies in the same industry.
- ITU has a Quick Ratio of 1.39. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
- ITU has a Quick ratio (1.39) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- ITU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
- Measured over the past years, ITU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
- ITU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.14%.
- Measured over the past years, ITU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- ITU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.50% yearly.
- The Revenue is expected to grow by 12.57% on average over the next years. This is quite good.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 26.97, the valuation of ITU can be described as expensive.
- Based on the Price/Earnings ratio, ITU is valued a bit cheaper than 71.20% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.33. ITU is around the same levels.
- The Price/Forward Earnings ratio is 21.04, which indicates a rather expensive current valuation of ITU.
- Based on the Price/Forward Earnings ratio, ITU is valued a bit cheaper than the industry average as 73.60% of the companies are valued more expensively.
- ITU's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.97 | ||
| Fwd PE | 21.04 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as ITU.
- Based on the Price/Free Cash Flow ratio, ITU is valued a bit cheaper than 74.40% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 24.89 | ||
| EV/EBITDA | 26.69 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- ITU has a very decent profitability rating, which may justify a higher PE ratio.
- ITU's earnings are expected to grow with 15.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.58
PEG (5Y)1.3
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
- With a yearly dividend of 0.74%, ITU is not a good candidate for dividend investing.
- ITU's Dividend Yield is a higher than the industry average which is at 0.62.
- With a Dividend Yield of 0.74, ITU pays less dividend than the S&P500 average, which is at 1.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
- The dividend of ITU is nicely growing with an annual growth rate of 14.61%!
Dividend Growth(5Y)14.61%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
- 29.97% of the earnings are spent on dividend by ITU. This is a low number and sustainable payout ratio.
- ITU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
FRA:ITU (1/14/2026, 7:00:00 PM)
487.7
-45.6 (-8.55%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2025-11-20/amc
Earnings (Next)02-23 2026-02-23/amc
Inst Owners90.47%
Inst Owner ChangeN/A
Ins Owners0.07%
Ins Owner ChangeN/A
Market Cap135.71B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.58
Price Target702.48 (44.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend3.65
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)0.71%
PT rev (3m)-0.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.08%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.97 | ||
| Fwd PE | 21.04 | ||
| P/S | 8.14 | ||
| P/FCF | 24.89 | ||
| P/OCF | 24.39 | ||
| P/B | 8.18 | ||
| P/tB | 767.56 | ||
| EV/EBITDA | 26.69 |
EPS(TTM)18.08
EY3.71%
EPS(NY)23.18
Fwd EY4.75%
FCF(TTM)19.6
FCFY4.02%
OCF(TTM)19.99
OCFY4.1%
SpS59.94
BVpS59.6
TBVpS0.64
PEG (NY)1.58
PEG (5Y)1.3
Graham Number155.71
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 8.88 |
F-Score9
WACC10.95%
ROIC/WACC1.51
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / ITU.DE FAQ
What is the fundamental rating for ITU stock?
ChartMill assigns a fundamental rating of 6 / 10 to ITU.DE.
What is the valuation status of INTUIT INC (ITU.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (ITU.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for INTUIT INC?
INTUIT INC (ITU.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for ITU stock?
The Price/Earnings (PE) ratio for INTUIT INC (ITU.DE) is 26.97 and the Price/Book (PB) ratio is 8.18.
Can you provide the financial health for ITU stock?
The financial health rating of INTUIT INC (ITU.DE) is 6 / 10.