INTUIT INC (ITU.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:ITU • US4612021034
422.9 EUR
+6.15 (+1.48%)
Last: Jan 30, 2026, 07:00 PM
ITU gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 115 industry peers in the Software industry. While ITU belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. ITU is not priced too expensively while it is growing strongly. Keep and eye on this one! This makes ITU very considerable for growth investing!
1. Profitability
1.1 Basic Checks
- ITU had positive earnings in the past year.
- ITU had a positive operating cash flow in the past year.
- ITU had positive earnings in each of the past 5 years.
- In the past 5 years ITU always reported a positive cash flow from operatings.
1.2 Ratios
- With an excellent Return On Assets value of 12.41%, ITU belongs to the best of the industry, outperforming 82.61% of the companies in the same industry.
- With a decent Return On Equity value of 21.31%, ITU is doing good in the industry, outperforming 79.13% of the companies in the same industry.
- ITU has a better Return On Invested Capital (16.53%) than 87.83% of its industry peers.
- ITU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 13.06%.
- The 3 year average ROIC (12.89%) for ITU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- Looking at the Profit Margin, with a value of 21.19%, ITU is in the better half of the industry, outperforming 77.39% of the companies in the same industry.
- In the last couple of years the Profit Margin of ITU has declined.
- The Operating Margin of ITU (26.72%) is better than 83.48% of its industry peers.
- In the last couple of years the Operating Margin of ITU has declined.
- ITU's Gross Margin of 79.89% is fine compared to the rest of the industry. ITU outperforms 66.09% of its industry peers.
- ITU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), ITU is creating some value.
- ITU has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for ITU has been increased compared to 5 years ago.
- The debt/assets ratio for ITU has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 8.11 indicates that ITU is not in any danger for bankruptcy at the moment.
- ITU has a Altman-Z score of 8.11. This is amongst the best in the industry. ITU outperforms 85.22% of its industry peers.
- The Debt to FCF ratio of ITU is 0.97, which is an excellent value as it means it would take ITU, only 0.97 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of ITU (0.97) is better than 78.26% of its industry peers.
- A Debt/Equity ratio of 0.28 indicates that ITU is not too dependend on debt financing.
- With a Debt to Equity ratio value of 0.28, ITU perfoms like the industry average, outperforming 51.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 8.11 |
ROIC/WACC1.5
WACC11%
2.3 Liquidity
- ITU has a Current Ratio of 1.39. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
- With a Current ratio value of 1.39, ITU perfoms like the industry average, outperforming 45.22% of the companies in the same industry.
- ITU has a Quick Ratio of 1.39. This is a normal value and indicates that ITU is financially healthy and should not expect problems in meeting its short term obligations.
- With a Quick ratio value of 1.39, ITU perfoms like the industry average, outperforming 50.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 23.88% over the past year.
- The Earnings Per Share has been growing by 20.77% on average over the past years. This is a very strong growth
- The Revenue has grown by 17.14% in the past year. This is quite good.
- ITU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- Based on estimates for the next years, ITU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.50% on average per year.
- Based on estimates for the next years, ITU will show a quite strong growth in Revenue. The Revenue will grow by 12.57% on average per year.
EPS Next Y17.05%
EPS Next 2Y15.6%
EPS Next 3Y15.45%
EPS Next 5Y15.5%
Revenue Next Year13.16%
Revenue Next 2Y12.83%
Revenue Next 3Y12.87%
Revenue Next 5Y12.57%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 23.93, which indicates a rather expensive current valuation of ITU.
- 73.91% of the companies in the same industry are more expensive than ITU, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of ITU to the average of the S&P500 Index (28.32), we can say ITU is valued inline with the index average.
- With a Price/Forward Earnings ratio of 18.65, ITU is valued on the expensive side.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of ITU indicates a somewhat cheap valuation: ITU is cheaper than 74.78% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, ITU is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.93 | ||
| Fwd PE | 18.65 |
4.2 Price Multiples
- ITU's Enterprise Value to EBITDA is on the same level as the industry average.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of ITU indicates a somewhat cheap valuation: ITU is cheaper than 75.65% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.08 | ||
| EV/EBITDA | 23.72 |
4.3 Compensation for Growth
- ITU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- ITU has a very decent profitability rating, which may justify a higher PE ratio.
- ITU's earnings are expected to grow with 15.45% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.4
PEG (5Y)1.15
EPS Next 2Y15.6%
EPS Next 3Y15.45%
5. Dividend
5.1 Amount
- ITU has a yearly dividend return of 0.95%, which is pretty low.
- The stock price of ITU dropped by -26.52% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- ITU's Dividend Yield is a higher than the industry average which is at 0.64.
- With a Dividend Yield of 0.95, ITU pays less dividend than the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.95% |
5.2 History
- On average, the dividend of ITU grows each year by 14.61%, which is quite nice.
Dividend Growth(5Y)14.61%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
- ITU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
- ITU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.6%
EPS Next 3Y15.45%
INTUIT INC / ITU.DE FAQ
What is the fundamental rating for ITU stock?
ChartMill assigns a fundamental rating of 6 / 10 to ITU.DE.
What is the valuation status of INTUIT INC (ITU.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (ITU.DE). This can be considered as Fairly Valued.
Can you provide the profitability details for INTUIT INC?
INTUIT INC (ITU.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for ITU stock?
The Price/Earnings (PE) ratio for INTUIT INC (ITU.DE) is 23.93 and the Price/Book (PB) ratio is 7.26.
Can you provide the financial health for ITU stock?
The financial health rating of INTUIT INC (ITU.DE) is 6 / 10.