INFORMATION SERVICES CORP (ISV.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:ISV - CA45676A1057 - Common Stock
24.71 CAD
-0.29 (-1.16%)
We assign a fundamental rating of 6 out of 10 to ISV. ISV was compared to 34 industry peers in the Real Estate Management & Development industry. ISV has an excellent profitability rating, but there are some minor concerns on its financial health. ISV has a decent growth rate and is not valued too expensively. ISV also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- ISV had positive earnings in the past year.
- ISV had a positive operating cash flow in the past year.
- Each year in the past 5 years ISV has been profitable.
- ISV had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a decent Return On Assets value of 3.99%, ISV is doing good in the industry, outperforming 78.13% of the companies in the same industry.
- The Return On Equity of ISV (11.89%) is better than 81.25% of its industry peers.
- With an excellent Return On Invested Capital value of 8.24%, ISV belongs to the best of the industry, outperforming 93.75% of the companies in the same industry.
- ISV had an Average Return On Invested Capital over the past 3 years of 12.69%. This is above the industry average of 10.66%.
- The last Return On Invested Capital (8.24%) for ISV is well below the 3 year average (12.69%), which needs to be investigated, but indicates that ISV had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 11.89% | ||
| ROIC | 8.24% |
ROA(3y)9.77%
ROA(5y)9.85%
ROE(3y)19.3%
ROE(5y)18.41%
ROIC(3y)12.69%
ROIC(5y)12.36%
1.3 Margins
- ISV's Profit Margin of 8.51% is fine compared to the rest of the industry. ISV outperforms 68.75% of its industry peers.
- In the last couple of years the Profit Margin of ISV has declined.
- ISV has a Operating Margin (21.36%) which is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of ISV has grown nicely.
- ISV's Gross Margin of 68.60% is amongst the best of the industry. ISV outperforms 84.38% of its industry peers.
- In the last couple of years the Gross Margin of ISV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.36% | ||
| PM (TTM) | 8.51% | ||
| GM | 68.6% |
OM growth 3Y-0.14%
OM growth 5Y3.16%
PM growth 3Y-8.6%
PM growth 5Y-5.65%
GM growth 3Y-1.62%
GM growth 5Y-1.1%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so ISV is still creating some value.
- The number of shares outstanding for ISV has been increased compared to 1 year ago.
- ISV has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 1.92 indicates that ISV is not a great score, but indicates only limited risk for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 1.92, ISV is in the better half of the industry, outperforming 68.75% of the companies in the same industry.
- The Debt to FCF ratio of ISV is 2.92, which is a good value as it means it would take ISV, 2.92 years of fcf income to pay off all of its debts.
- ISV has a Debt to FCF ratio of 2.92. This is amongst the best in the industry. ISV outperforms 93.75% of its industry peers.
- ISV has a Debt/Equity ratio of 1.06. This is a high value indicating a heavy dependency on external financing.
- ISV has a Debt to Equity ratio (1.06) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.06 | ||
| Debt/FCF | 2.92 | ||
| Altman-Z | 1.92 |
ROIC/WACC1.14
WACC7.25%
2.3 Liquidity
- ISV has a Current Ratio of 0.61. This is a bad value and indicates that ISV is not financially healthy enough and could expect problems in meeting its short term obligations.
- ISV has a Current ratio (0.61) which is in line with its industry peers.
- A Quick Ratio of 0.61 indicates that ISV may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.61, ISV is in line with its industry, outperforming 43.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
- The earnings per share for ISV have decreased strongly by -25.66% in the last year.
- Measured over the past years, ISV shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.50% on average per year.
- Looking at the last year, ISV shows a quite strong growth in Revenue. The Revenue has grown by 19.46% in the last year.
- The Revenue has been growing by 12.49% on average over the past years. This is quite good.
EPS 1Y (TTM)-25.66%
EPS 3Y10.83%
EPS 5Y11.5%
EPS Q2Q%-50%
Revenue 1Y (TTM)19.46%
Revenue growth 3Y16.21%
Revenue growth 5Y12.49%
Sales Q2Q%11.58%
3.2 Future
- ISV is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.70% yearly.
- Based on estimates for the next years, ISV will show a quite strong growth in Revenue. The Revenue will grow by 10.00% on average per year.
EPS Next Y-21.74%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
EPS Next 5YN/A
Revenue Next Year18.25%
Revenue Next 2Y12.7%
Revenue Next 3Y10%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 21.87, ISV is valued on the expensive side.
- 65.63% of the companies in the same industry are more expensive than ISV, based on the Price/Earnings ratio.
- ISV is valuated rather cheaply when we compare the Price/Earnings ratio to 27.54, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 13.17, the valuation of ISV can be described as correct.
- ISV's Price/Forward Earnings ratio is rather cheap when compared to the industry. ISV is cheaper than 84.38% of the companies in the same industry.
- ISV is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.31, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.87 | ||
| Fwd PE | 13.17 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ISV is valued cheaply inside the industry as 96.88% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, ISV is valued cheaply inside the industry as 81.25% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.18 | ||
| EV/EBITDA | 7.97 |
4.3 Compensation for Growth
- ISV has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.9
EPS Next 2Y7.64%
EPS Next 3Y8.7%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.38%, ISV has a reasonable but not impressive dividend return.
- ISV's Dividend Yield is a higher than the industry average which is at 2.18.
- ISV's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.38% |
5.2 History
- The dividend of ISV has a limited annual growth rate of 2.75%.
- ISV has paid a dividend for at least 10 years, which is a reliable track record.
- ISV has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.75%
Div Incr Years1
Div Non Decr Years11
5.3 Sustainability
- 80.45% of the earnings are spent on dividend by ISV. This is not a sustainable payout ratio.
- ISV's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP80.45%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
TSX:ISV (3/12/2025, 7:00:00 PM)
24.71
-0.29 (-1.16%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)11-05 2024-11-05/amc
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap455.41M
Revenue(TTM)242.67M
Net Income(TTM)20.66M
Analysts77.78
Price Target35.09 (42.01%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.38% |
Yearly Dividend0.92
Dividend Growth(5Y)2.75%
DP80.45%
Div Incr Years1
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.23%
Min EPS beat(2)-47.04%
Max EPS beat(2)65.51%
EPS beat(4)1
Avg EPS beat(4)-23.56%
Min EPS beat(4)-92.93%
Max EPS beat(4)65.51%
EPS beat(8)2
Avg EPS beat(8)-17.32%
EPS beat(12)6
Avg EPS beat(12)-1.9%
EPS beat(16)9
Avg EPS beat(16)2.39%
Revenue beat(2)1
Avg Revenue beat(2)2.24%
Min Revenue beat(2)-3.86%
Max Revenue beat(2)8.35%
Revenue beat(4)2
Avg Revenue beat(4)1.49%
Min Revenue beat(4)-3.86%
Max Revenue beat(4)8.35%
Revenue beat(8)3
Avg Revenue beat(8)0.33%
Revenue beat(12)6
Avg Revenue beat(12)2.35%
Revenue beat(16)9
Avg Revenue beat(16)3.01%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.87 | ||
| Fwd PE | 13.17 | ||
| P/S | 1.88 | ||
| P/FCF | 7.18 | ||
| P/OCF | 6.42 | ||
| P/B | 2.62 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.97 |
EPS(TTM)1.13
EY4.57%
EPS(NY)1.88
Fwd EY7.6%
FCF(TTM)3.44
FCFY13.92%
OCF(TTM)3.85
OCFY15.59%
SpS13.17
BVpS9.43
TBVpS-14.55
PEG (NY)N/A
PEG (5Y)1.9
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 11.89% | ||
| ROCE | 11.48% | ||
| ROIC | 8.24% | ||
| ROICexc | 8.47% | ||
| ROICexgc | N/A | ||
| OM | 21.36% | ||
| PM (TTM) | 8.51% | ||
| GM | 68.6% | ||
| FCFM | 26.12% |
ROA(3y)9.77%
ROA(5y)9.85%
ROE(3y)19.3%
ROE(5y)18.41%
ROIC(3y)12.69%
ROIC(5y)12.36%
ROICexc(3y)15.05%
ROICexc(5y)14.69%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)17.69%
ROCE(5y)17.23%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-14.25%
ROICexc growth 5Y-11.43%
OM growth 3Y-0.14%
OM growth 5Y3.16%
PM growth 3Y-8.6%
PM growth 5Y-5.65%
GM growth 3Y-1.62%
GM growth 5Y-1.1%
F-Score6
Asset Turnover0.47
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.06 | ||
| Debt/FCF | 2.92 | ||
| Debt/EBITDA | 2.32 | ||
| Cap/Depr | 28.07% | ||
| Cap/Sales | 3.13% | ||
| Interest Coverage | 3.41 | ||
| Cash Conversion | 90% | ||
| Profit Quality | 306.84% | ||
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 1.92 |
F-Score6
WACC7.25%
ROIC/WACC1.14
Cap/Depr(3y)262%
Cap/Depr(5y)164.4%
Cap/Sales(3y)24.91%
Cap/Sales(5y)15.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.66%
EPS 3Y10.83%
EPS 5Y11.5%
EPS Q2Q%-50%
EPS Next Y-21.74%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
EPS Next 5YN/A
Revenue 1Y (TTM)19.46%
Revenue growth 3Y16.21%
Revenue growth 5Y12.49%
Sales Q2Q%11.58%
Revenue Next Year18.25%
Revenue Next 2Y12.7%
Revenue Next 3Y10%
Revenue Next 5YN/A
EBIT growth 1Y26.81%
EBIT growth 3Y16.04%
EBIT growth 5Y16.04%
EBIT Next Year83.93%
EBIT Next 3Y26.16%
EBIT Next 5YN/A
FCF growth 1Y55.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y66.91%
OCF growth 3Y11.28%
OCF growth 5Y13.63%
INFORMATION SERVICES CORP / ISV.CA FAQ
What is the ChartMill fundamental rating of INFORMATION SERVICES CORP (ISV.CA) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ISV.CA.
What is the valuation status of INFORMATION SERVICES CORP (ISV.CA) stock?
ChartMill assigns a valuation rating of 6 / 10 to INFORMATION SERVICES CORP (ISV.CA). This can be considered as Fairly Valued.
What is the profitability of ISV stock?
INFORMATION SERVICES CORP (ISV.CA) has a profitability rating of 8 / 10.
What is the earnings growth outlook for INFORMATION SERVICES CORP?
The Earnings per Share (EPS) of INFORMATION SERVICES CORP (ISV.CA) is expected to decline by -21.74% in the next year.
Is the dividend of INFORMATION SERVICES CORP sustainable?
The dividend rating of INFORMATION SERVICES CORP (ISV.CA) is 6 / 10 and the dividend payout ratio is 80.45%.