INFORMATION SERVICES CORP (ISV.CA) Stock Fundamental Analysis
Canada - TSX:ISV - CA45676A1057 - Common Stock
24.71 CAD
-0.29 (-1.16%)
ISV gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 33 industry peers in the Real Estate Management & Development industry. ISV scores excellent on profitability, but there are some minor concerns on its financial health. ISV has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year ISV was profitable.
In the past year ISV had a positive cash flow from operations.
ISV had positive earnings in each of the past 5 years.
Each year in the past 5 years ISV had a positive operating cash flow.
1.2 Ratios
ISV has a Return On Assets of 3.99%. This is in the better half of the industry: ISV outperforms 78.13% of its industry peers.
The Return On Equity of ISV (11.89%) is better than 81.25% of its industry peers.
With an excellent Return On Invested Capital value of 8.24%, ISV belongs to the best of the industry, outperforming 93.75% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for ISV is in line with the industry average of 10.80%.
The 3 year average ROIC (12.69%) for ISV is well above the current ROIC(8.24%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 11.89% | ||
| ROIC | 8.24% |
ROA(3y)9.77%
ROA(5y)9.85%
ROE(3y)19.3%
ROE(5y)18.41%
ROIC(3y)12.69%
ROIC(5y)12.36%
1.3 Margins
ISV has a Profit Margin of 8.51%. This is in the better half of the industry: ISV outperforms 68.75% of its industry peers.
In the last couple of years the Profit Margin of ISV has declined.
ISV has a Operating Margin of 21.36%. This is comparable to the rest of the industry: ISV outperforms 46.88% of its industry peers.
In the last couple of years the Operating Margin of ISV has grown nicely.
Looking at the Gross Margin, with a value of 68.60%, ISV belongs to the top of the industry, outperforming 84.38% of the companies in the same industry.
ISV's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.36% | ||
| PM (TTM) | 8.51% | ||
| GM | 68.6% |
OM growth 3Y-0.14%
OM growth 5Y3.16%
PM growth 3Y-8.6%
PM growth 5Y-5.65%
GM growth 3Y-1.62%
GM growth 5Y-1.1%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), ISV is creating some value.
ISV has more shares outstanding than it did 1 year ago.
The number of shares outstanding for ISV has been increased compared to 5 years ago.
ISV has a worse debt/assets ratio than last year.
2.2 Solvency
ISV has an Altman-Z score of 1.92. This is not the best score and indicates that ISV is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.92, ISV is in the better half of the industry, outperforming 68.75% of the companies in the same industry.
ISV has a debt to FCF ratio of 2.92. This is a good value and a sign of high solvency as ISV would need 2.92 years to pay back of all of its debts.
ISV's Debt to FCF ratio of 2.92 is amongst the best of the industry. ISV outperforms 93.75% of its industry peers.
A Debt/Equity ratio of 1.06 is on the high side and indicates that ISV has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.06, ISV is in line with its industry, outperforming 59.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.06 | ||
| Debt/FCF | 2.92 | ||
| Altman-Z | 1.92 |
ROIC/WACC1.14
WACC7.25%
2.3 Liquidity
ISV has a Current Ratio of 0.61. This is a bad value and indicates that ISV is not financially healthy enough and could expect problems in meeting its short term obligations.
ISV has a Current ratio (0.61) which is in line with its industry peers.
ISV has a Quick Ratio of 0.61. This is a bad value and indicates that ISV is not financially healthy enough and could expect problems in meeting its short term obligations.
ISV has a Quick ratio (0.61) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
The earnings per share for ISV have decreased strongly by -25.66% in the last year.
Measured over the past years, ISV shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.50% on average per year.
The Revenue has grown by 19.46% in the past year. This is quite good.
ISV shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.49% yearly.
EPS 1Y (TTM)-25.66%
EPS 3Y10.83%
EPS 5Y11.5%
EPS Q2Q%-50%
Revenue 1Y (TTM)19.46%
Revenue growth 3Y16.21%
Revenue growth 5Y12.49%
Sales Q2Q%11.58%
3.2 Future
The Earnings Per Share is expected to grow by 8.70% on average over the next years. This is quite good.
The Revenue is expected to grow by 10.00% on average over the next years. This is quite good.
EPS Next Y-21.74%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
EPS Next 5YN/A
Revenue Next Year18.25%
Revenue Next 2Y12.7%
Revenue Next 3Y10%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 21.87, which indicates a rather expensive current valuation of ISV.
65.63% of the companies in the same industry are more expensive than ISV, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 25.89, ISV is valued at the same level.
ISV is valuated correctly with a Price/Forward Earnings ratio of 13.17.
Based on the Price/Forward Earnings ratio, ISV is valued cheaply inside the industry as 84.38% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 34.59. ISV is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.87 | ||
| Fwd PE | 13.17 |
4.2 Price Multiples
ISV's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ISV is cheaper than 96.88% of the companies in the same industry.
81.25% of the companies in the same industry are more expensive than ISV, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.18 | ||
| EV/EBITDA | 7.97 |
4.3 Compensation for Growth
ISV has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.9
EPS Next 2Y7.64%
EPS Next 3Y8.7%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.38%, ISV has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.40, ISV pays a bit more dividend than its industry peers.
ISV's Dividend Yield is a higher than the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.38% |
5.2 History
The dividend of ISV has a limited annual growth rate of 2.75%.
ISV has been paying a dividend for at least 10 years, so it has a reliable track record.
ISV has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)2.75%
Div Incr Years1
Div Non Decr Years11
5.3 Sustainability
80.45% of the earnings are spent on dividend by ISV. This is not a sustainable payout ratio.
ISV's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP80.45%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
TSX:ISV (3/12/2025, 7:00:00 PM)
24.71
-0.29 (-1.16%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap455.41M
Revenue(TTM)242.67M
Net Income(TTM)20.66M
Analysts77.78
Price Target35.09 (42.01%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.38% |
Yearly Dividend0.92
Dividend Growth(5Y)2.75%
DP80.45%
Div Incr Years1
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)9.23%
Min EPS beat(2)-47.04%
Max EPS beat(2)65.51%
EPS beat(4)1
Avg EPS beat(4)-23.56%
Min EPS beat(4)-92.93%
Max EPS beat(4)65.51%
EPS beat(8)2
Avg EPS beat(8)-17.32%
EPS beat(12)6
Avg EPS beat(12)-1.9%
EPS beat(16)9
Avg EPS beat(16)2.39%
Revenue beat(2)1
Avg Revenue beat(2)2.24%
Min Revenue beat(2)-3.86%
Max Revenue beat(2)8.35%
Revenue beat(4)2
Avg Revenue beat(4)1.49%
Min Revenue beat(4)-3.86%
Max Revenue beat(4)8.35%
Revenue beat(8)3
Avg Revenue beat(8)0.33%
Revenue beat(12)6
Avg Revenue beat(12)2.35%
Revenue beat(16)9
Avg Revenue beat(16)3.01%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.87 | ||
| Fwd PE | 13.17 | ||
| P/S | 1.88 | ||
| P/FCF | 7.18 | ||
| P/OCF | 6.42 | ||
| P/B | 2.62 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.97 |
EPS(TTM)1.13
EY4.57%
EPS(NY)1.88
Fwd EY7.6%
FCF(TTM)3.44
FCFY13.92%
OCF(TTM)3.85
OCFY15.59%
SpS13.17
BVpS9.43
TBVpS-14.55
PEG (NY)N/A
PEG (5Y)1.9
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.99% | ||
| ROE | 11.89% | ||
| ROCE | 11.48% | ||
| ROIC | 8.24% | ||
| ROICexc | 8.47% | ||
| ROICexgc | N/A | ||
| OM | 21.36% | ||
| PM (TTM) | 8.51% | ||
| GM | 68.6% | ||
| FCFM | 26.12% |
ROA(3y)9.77%
ROA(5y)9.85%
ROE(3y)19.3%
ROE(5y)18.41%
ROIC(3y)12.69%
ROIC(5y)12.36%
ROICexc(3y)15.05%
ROICexc(5y)14.69%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)17.69%
ROCE(5y)17.23%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-14.25%
ROICexc growth 5Y-11.43%
OM growth 3Y-0.14%
OM growth 5Y3.16%
PM growth 3Y-8.6%
PM growth 5Y-5.65%
GM growth 3Y-1.62%
GM growth 5Y-1.1%
F-Score6
Asset Turnover0.47
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.06 | ||
| Debt/FCF | 2.92 | ||
| Debt/EBITDA | 2.32 | ||
| Cap/Depr | 28.07% | ||
| Cap/Sales | 3.13% | ||
| Interest Coverage | 3.41 | ||
| Cash Conversion | 90% | ||
| Profit Quality | 306.84% | ||
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 1.92 |
F-Score6
WACC7.25%
ROIC/WACC1.14
Cap/Depr(3y)262%
Cap/Depr(5y)164.4%
Cap/Sales(3y)24.91%
Cap/Sales(5y)15.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.66%
EPS 3Y10.83%
EPS 5Y11.5%
EPS Q2Q%-50%
EPS Next Y-21.74%
EPS Next 2Y7.64%
EPS Next 3Y8.7%
EPS Next 5YN/A
Revenue 1Y (TTM)19.46%
Revenue growth 3Y16.21%
Revenue growth 5Y12.49%
Sales Q2Q%11.58%
Revenue Next Year18.25%
Revenue Next 2Y12.7%
Revenue Next 3Y10%
Revenue Next 5YN/A
EBIT growth 1Y26.81%
EBIT growth 3Y16.04%
EBIT growth 5Y16.04%
EBIT Next Year83.93%
EBIT Next 3Y26.16%
EBIT Next 5YN/A
FCF growth 1Y55.2%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y66.91%
OCF growth 3Y11.28%
OCF growth 5Y13.63%
INFORMATION SERVICES CORP / ISV.CA FAQ
What is the ChartMill fundamental rating of INFORMATION SERVICES CORP (ISV.CA) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ISV.CA.
Can you provide the valuation status for INFORMATION SERVICES CORP?
ChartMill assigns a valuation rating of 6 / 10 to INFORMATION SERVICES CORP (ISV.CA). This can be considered as Fairly Valued.
How profitable is INFORMATION SERVICES CORP (ISV.CA) stock?
INFORMATION SERVICES CORP (ISV.CA) has a profitability rating of 8 / 10.
Can you provide the financial health for ISV stock?
The financial health rating of INFORMATION SERVICES CORP (ISV.CA) is 4 / 10.
What is the expected EPS growth for INFORMATION SERVICES CORP (ISV.CA) stock?
The Earnings per Share (EPS) of INFORMATION SERVICES CORP (ISV.CA) is expected to decline by -21.74% in the next year.