INDEPENDENCE REALTY TRUST IN (IRT) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:IRT • US45378A1060
16.7 USD
0 (0%)
At close: Jan 30, 2026
16.7 USD
0 (0%)
After Hours: 1/30/2026, 8:04:00 PM
Overall IRT gets a fundamental rating of 4 out of 10. We evaluated IRT against 20 industry peers in the Residential REITs industry. IRT may be in some trouble as it scores bad on both profitability and health. IRT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- IRT had positive earnings in the past year.
- IRT had a positive operating cash flow in the past year.
- IRT had positive earnings in 4 of the past 5 years.
- IRT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- IRT has a worse Return On Assets (0.37%) than 70.00% of its industry peers.
- IRT has a worse Return On Equity (0.64%) than 70.00% of its industry peers.
- The Return On Invested Capital of IRT (1.64%) is worse than 60.00% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for IRT is in line with the industry average of 2.59%.
- The 3 year average ROIC (1.61%) for IRT is below the current ROIC(1.64%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.37% | ||
| ROE | 0.64% | ||
| ROIC | 1.64% |
ROA(3y)0.72%
ROA(5y)0.74%
ROE(3y)1.3%
ROE(5y)1.45%
ROIC(3y)1.61%
ROIC(5y)1.53%
1.3 Margins
- With a Profit Margin value of 3.42%, IRT is not doing good in the industry: 65.00% of the companies in the same industry are doing better.
- IRT's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 18.80%, IRT is in line with its industry, outperforming 55.00% of the companies in the same industry.
- IRT's Operating Margin has declined in the last couple of years.
- IRT has a Gross Margin of 59.03%. This is comparable to the rest of the industry: IRT outperforms 60.00% of its industry peers.
- In the last couple of years the Gross Margin of IRT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.8% | ||
| PM (TTM) | 3.42% | ||
| GM | 59.03% |
OM growth 3Y-0.9%
OM growth 5Y-4%
PM growth 3Y-29.9%
PM growth 5Y-22.94%
GM growth 3Y-0.23%
GM growth 5Y0.51%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), IRT is destroying value.
- IRT has more shares outstanding than it did 1 year ago.
- IRT has more shares outstanding than it did 5 years ago.
- IRT has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.96, we must say that IRT is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of IRT (0.96) is comparable to the rest of the industry.
- The Debt to FCF ratio of IRT is 18.13, which is on the high side as it means it would take IRT, 18.13 years of fcf income to pay off all of its debts.
- With a decent Debt to FCF ratio value of 18.13, IRT is doing good in the industry, outperforming 75.00% of the companies in the same industry.
- IRT has a Debt/Equity ratio of 0.66. This is a neutral value indicating IRT is somewhat dependend on debt financing.
- With an excellent Debt to Equity ratio value of 0.66, IRT belongs to the best of the industry, outperforming 95.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 18.13 | ||
| Altman-Z | 0.96 |
ROIC/WACC0.25
WACC6.51%
2.3 Liquidity
- IRT has a Current Ratio of 0.72. This is a bad value and indicates that IRT is not financially healthy enough and could expect problems in meeting its short term obligations.
- IRT's Current ratio of 0.72 is fine compared to the rest of the industry. IRT outperforms 70.00% of its industry peers.
- A Quick Ratio of 0.13 indicates that IRT may have some problems paying its short term obligations.
- IRT's Quick ratio of 0.13 is on the low side compared to the rest of the industry. IRT is outperformed by 65.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.72 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 351.43% over the past year.
- The earnings per share for IRT have been decreasing by -18.85% on average. This is quite bad
- Looking at the last year, IRT shows a small growth in Revenue. The Revenue has grown by 0.84% in the last year.
- The Revenue has been growing by 25.79% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)351.43%
EPS 3Y-22.63%
EPS 5Y-18.85%
EPS Q2Q%-120%
Revenue 1Y (TTM)0.84%
Revenue growth 3Y36.75%
Revenue growth 5Y25.79%
Sales Q2Q%4.4%
3.2 Future
- IRT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.49% yearly.
- Based on estimates for the next years, IRT will show a small growth in Revenue. The Revenue will grow by 5.01% on average per year.
EPS Next Y22.97%
EPS Next 2Y18.98%
EPS Next 3Y21.49%
EPS Next 5YN/A
Revenue Next Year2.89%
Revenue Next 2Y3.32%
Revenue Next 3Y3.74%
Revenue Next 5Y5.01%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 278.33, IRT can be considered very expensive at the moment.
- IRT's Price/Earnings ratio is a bit more expensive when compared to the industry. IRT is more expensive than 65.00% of the companies in the same industry.
- IRT is valuated expensively when we compare the Price/Earnings ratio to 28.30, which is the current average of the S&P500 Index.
- The Price/Forward Earnings ratio is 67.03, which means the current valuation is very expensive for IRT.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of IRT is on the same level as its industry peers.
- The average S&P500 Price/Forward Earnings ratio is at 25.57. IRT is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 278.33 | ||
| Fwd PE | 67.03 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of IRT is on the same level as its industry peers.
- 75.00% of the companies in the same industry are more expensive than IRT, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 31.53 | ||
| EV/EBITDA | 17.38 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- IRT's earnings are expected to grow with 21.49% in the coming years. This may justify a more expensive valuation.
PEG (NY)12.12
PEG (5Y)N/A
EPS Next 2Y18.98%
EPS Next 3Y21.49%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.07%, IRT is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 32.02, IRT is paying slightly less dividend.
- IRT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.07% |
5.2 History
- The dividend of IRT decreases each year by -2.50%.
- IRT has been paying a dividend for at least 10 years, so it has a reliable track record.
- IRT has decreased its dividend recently.
Dividend Growth(5Y)-2.5%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 671.86% of the earnings are spent on dividend by IRT. This is not a sustainable payout ratio.
DP671.86%
EPS Next 2Y18.98%
EPS Next 3Y21.49%
INDEPENDENCE REALTY TRUST IN / IRT FAQ
What is the fundamental rating for IRT stock?
ChartMill assigns a fundamental rating of 4 / 10 to IRT.
What is the valuation status for IRT stock?
ChartMill assigns a valuation rating of 2 / 10 to INDEPENDENCE REALTY TRUST IN (IRT). This can be considered as Overvalued.
Can you provide the profitability details for INDEPENDENCE REALTY TRUST IN?
INDEPENDENCE REALTY TRUST IN (IRT) has a profitability rating of 3 / 10.
What is the valuation of INDEPENDENCE REALTY TRUST IN based on its PE and PB ratios?
The Price/Earnings (PE) ratio for INDEPENDENCE REALTY TRUST IN (IRT) is 278.33 and the Price/Book (PB) ratio is 1.15.
What is the financial health of INDEPENDENCE REALTY TRUST IN (IRT) stock?
The financial health rating of INDEPENDENCE REALTY TRUST IN (IRT) is 3 / 10.