INDEPENDENCE REALTY TRUST IN (IRT) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:IRT • US45378A1060

16.375 USD
-0.14 (-0.82%)
Last: Feb 5, 2026, 03:21 PM
Fundamental Rating

4

IRT gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 20 industry peers in the Residential REITs industry. IRT may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, IRT is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year IRT was profitable.
  • In the past year IRT had a positive cash flow from operations.
  • Of the past 5 years IRT 4 years were profitable.
  • Each year in the past 5 years IRT had a positive operating cash flow.
IRT Yearly Net Income VS EBIT VS OCF VS FCFIRT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M 250M

1.2 Ratios

  • IRT has a Return On Assets of 0.37%. This is in the lower half of the industry: IRT underperforms 70.00% of its industry peers.
  • With a Return On Equity value of 0.64%, IRT is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
  • Looking at the Return On Invested Capital, with a value of 1.64%, IRT is doing worse than 60.00% of the companies in the same industry.
  • IRT had an Average Return On Invested Capital over the past 3 years of 1.61%. This is in line with the industry average of 2.59%.
  • The 3 year average ROIC (1.61%) for IRT is below the current ROIC(1.64%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 0.37%
ROE 0.64%
ROIC 1.64%
ROA(3y)0.72%
ROA(5y)0.74%
ROE(3y)1.3%
ROE(5y)1.45%
ROIC(3y)1.61%
ROIC(5y)1.53%
IRT Yearly ROA, ROE, ROICIRT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6

1.3 Margins

  • The Profit Margin of IRT (3.42%) is worse than 65.00% of its industry peers.
  • IRT's Profit Margin has declined in the last couple of years.
  • With a Operating Margin value of 18.80%, IRT perfoms like the industry average, outperforming 55.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of IRT has declined.
  • The Gross Margin of IRT (59.03%) is comparable to the rest of the industry.
  • IRT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 18.8%
PM (TTM) 3.42%
GM 59.03%
OM growth 3Y-0.9%
OM growth 5Y-4%
PM growth 3Y-29.9%
PM growth 5Y-22.94%
GM growth 3Y-0.23%
GM growth 5Y0.51%
IRT Yearly Profit, Operating, Gross MarginsIRT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), IRT is destroying value.
  • Compared to 1 year ago, IRT has more shares outstanding
  • The number of shares outstanding for IRT has been increased compared to 5 years ago.
  • The debt/assets ratio for IRT has been reduced compared to a year ago.
IRT Yearly Shares OutstandingIRT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
IRT Yearly Total Debt VS Total AssetsIRT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

  • IRT has an Altman-Z score of 0.95. This is a bad value and indicates that IRT is not financially healthy and even has some risk of bankruptcy.
  • IRT's Altman-Z score of 0.95 is in line compared to the rest of the industry. IRT outperforms 50.00% of its industry peers.
  • IRT has a debt to FCF ratio of 18.13. This is a negative value and a sign of low solvency as IRT would need 18.13 years to pay back of all of its debts.
  • IRT's Debt to FCF ratio of 18.13 is fine compared to the rest of the industry. IRT outperforms 75.00% of its industry peers.
  • A Debt/Equity ratio of 0.66 indicates that IRT is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.66, IRT belongs to the top of the industry, outperforming 95.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 18.13
Altman-Z 0.95
ROIC/WACC0.25
WACC6.51%
IRT Yearly LT Debt VS Equity VS FCFIRT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.72 indicates that IRT may have some problems paying its short term obligations.
  • IRT has a Current ratio of 0.72. This is in the better half of the industry: IRT outperforms 70.00% of its industry peers.
  • IRT has a Quick Ratio of 0.72. This is a bad value and indicates that IRT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • IRT has a worse Quick ratio (0.13) than 65.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.72
Quick Ratio 0.13
IRT Yearly Current Assets VS Current LiabilitesIRT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • IRT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 351.43%, which is quite impressive.
  • The earnings per share for IRT have been decreasing by -18.85% on average. This is quite bad
  • The Revenue has been growing slightly by 0.84% in the past year.
  • IRT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.79% yearly.
EPS 1Y (TTM)351.43%
EPS 3Y-22.63%
EPS 5Y-18.85%
EPS Q2Q%-120%
Revenue 1Y (TTM)0.84%
Revenue growth 3Y36.75%
Revenue growth 5Y25.79%
Sales Q2Q%4.4%

3.2 Future

  • Based on estimates for the next years, IRT will show a very strong growth in Earnings Per Share. The EPS will grow by 21.49% on average per year.
  • IRT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.01% yearly.
EPS Next Y22.97%
EPS Next 2Y18.98%
EPS Next 3Y21.49%
EPS Next 5YN/A
Revenue Next Year2.89%
Revenue Next 2Y3.32%
Revenue Next 3Y3.74%
Revenue Next 5Y5.01%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
IRT Yearly Revenue VS EstimatesIRT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
IRT Yearly EPS VS EstimatesIRT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4 0.6

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2

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 272.92, IRT can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, IRT is valued a bit more expensive than 65.00% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 28.25. IRT is valued rather expensively when compared to this.
  • IRT is valuated quite expensively with a Price/Forward Earnings ratio of 65.73.
  • The rest of the industry has a similar Price/Forward Earnings ratio as IRT.
  • The average S&P500 Price/Forward Earnings ratio is at 27.50. IRT is valued rather expensively when compared to this.
Industry RankSector Rank
PE 272.92
Fwd PE 65.73
IRT Price Earnings VS Forward Price EarningsIRT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100 150 200 250

4.2 Price Multiples

  • IRT's Enterprise Value to EBITDA is on the same level as the industry average.
  • 75.00% of the companies in the same industry are more expensive than IRT, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 30.92
EV/EBITDA 17.26
IRT Per share dataIRT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates IRT does not grow enough to justify the current Price/Earnings ratio.
  • A more expensive valuation may be justified as IRT's earnings are expected to grow with 21.49% in the coming years.
PEG (NY)11.88
PEG (5Y)N/A
EPS Next 2Y18.98%
EPS Next 3Y21.49%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • IRT has a Yearly Dividend Yield of 4.07%, which is a nice return.
  • Compared to an average industry Dividend Yield of 41.00, IRT is paying slightly less dividend.
  • IRT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 4.07%

5.2 History

  • The dividend of IRT decreases each year by -2.50%.
  • IRT has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of IRT decreased recently.
Dividend Growth(5Y)-2.5%
Div Incr Years1
Div Non Decr Years1
IRT Yearly Dividends per shareIRT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • 671.86% of the earnings are spent on dividend by IRT. This is not a sustainable payout ratio.
DP671.86%
EPS Next 2Y18.98%
EPS Next 3Y21.49%
IRT Yearly Income VS Free CF VS DividendIRT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M
IRT Dividend Payout.IRT Dividend Payout, showing the Payout Ratio.IRT Dividend Payout.PayoutRetained Earnings

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INDEPENDENCE REALTY TRUST IN

NYSE:IRT (2/5/2026, 3:21:08 PM)

16.375

-0.14 (-0.82%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)10-29
Earnings (Next)02-11
Inst Owners101.41%
Inst Owner Change1.42%
Ins Owners0.47%
Ins Owner Change-1.69%
Market Cap3.92B
Revenue(TTM)651.53M
Net Income(TTM)22.29M
Analysts80
Price Target20.79 (26.96%)
Short Float %5.19%
Short Ratio4.84
Dividend
Industry RankSector Rank
Dividend Yield 4.07%
Yearly Dividend0.63
Dividend Growth(5Y)-2.5%
DP671.86%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-71.44%
Min EPS beat(2)-112.77%
Max EPS beat(2)-30.11%
EPS beat(4)1
Avg EPS beat(4)-60.84%
Min EPS beat(4)-112.77%
Max EPS beat(4)5.61%
EPS beat(8)1
Avg EPS beat(8)-246.54%
EPS beat(12)4
Avg EPS beat(12)-154.65%
EPS beat(16)6
Avg EPS beat(16)-127.15%
Revenue beat(2)0
Avg Revenue beat(2)-2.61%
Min Revenue beat(2)-2.83%
Max Revenue beat(2)-2.4%
Revenue beat(4)0
Avg Revenue beat(4)-2.57%
Min Revenue beat(4)-2.83%
Max Revenue beat(4)-2.4%
Revenue beat(8)0
Avg Revenue beat(8)-2.04%
Revenue beat(12)0
Avg Revenue beat(12)-1.75%
Revenue beat(16)3
Avg Revenue beat(16)-0.7%
PT rev (1m)0%
PT rev (3m)-3.11%
EPS NQ rev (1m)3.62%
EPS NQ rev (3m)-19.88%
EPS NY rev (1m)1.44%
EPS NY rev (3m)-20.63%
Revenue NQ rev (1m)-0.79%
Revenue NQ rev (3m)-1.72%
Revenue NY rev (1m)-0.11%
Revenue NY rev (3m)-0.43%
Valuation
Industry RankSector Rank
PE 272.92
Fwd PE 65.73
P/S 6.01
P/FCF 30.92
P/OCF 13.72
P/B 1.12
P/tB 1.13
EV/EBITDA 17.26
EPS(TTM)0.06
EY0.37%
EPS(NY)0.25
Fwd EY1.52%
FCF(TTM)0.53
FCFY3.23%
OCF(TTM)1.19
OCFY7.29%
SpS2.72
BVpS14.58
TBVpS14.55
PEG (NY)11.88
PEG (5Y)N/A
Graham Number4.44
Profitability
Industry RankSector Rank
ROA 0.37%
ROE 0.64%
ROCE 2.07%
ROIC 1.64%
ROICexc 1.64%
ROICexgc 1.66%
OM 18.8%
PM (TTM) 3.42%
GM 59.03%
FCFM 19.44%
ROA(3y)0.72%
ROA(5y)0.74%
ROE(3y)1.3%
ROE(5y)1.45%
ROIC(3y)1.61%
ROIC(5y)1.53%
ROICexc(3y)1.61%
ROICexc(5y)1.54%
ROICexgc(3y)1.63%
ROICexgc(5y)1.56%
ROCE(3y)2.04%
ROCE(5y)1.94%
ROICexgc growth 3Y39.04%
ROICexgc growth 5Y-6.61%
ROICexc growth 3Y39.15%
ROICexc growth 5Y-6.73%
OM growth 3Y-0.9%
OM growth 5Y-4%
PM growth 3Y-29.9%
PM growth 5Y-22.94%
GM growth 3Y-0.23%
GM growth 5Y0.51%
F-Score7
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 18.13
Debt/EBITDA 6.35
Cap/Depr 66.7%
Cap/Sales 24.37%
Interest Coverage 250
Cash Conversion 79.17%
Profit Quality 568.13%
Current Ratio 0.72
Quick Ratio 0.13
Altman-Z 0.95
F-Score7
WACC6.51%
ROIC/WACC0.25
Cap/Depr(3y)78.04%
Cap/Depr(5y)70.33%
Cap/Sales(3y)27.58%
Cap/Sales(5y)23.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)351.43%
EPS 3Y-22.63%
EPS 5Y-18.85%
EPS Q2Q%-120%
EPS Next Y22.97%
EPS Next 2Y18.98%
EPS Next 3Y21.49%
EPS Next 5YN/A
Revenue 1Y (TTM)0.84%
Revenue growth 3Y36.75%
Revenue growth 5Y25.79%
Sales Q2Q%4.4%
Revenue Next Year2.89%
Revenue Next 2Y3.32%
Revenue Next 3Y3.74%
Revenue Next 5Y5.01%
EBIT growth 1Y-7.47%
EBIT growth 3Y35.52%
EBIT growth 5Y20.76%
EBIT Next Year182.22%
EBIT Next 3Y45.7%
EBIT Next 5Y35.12%
FCF growth 1Y148.8%
FCF growth 3Y108.82%
FCF growth 5Y23.57%
OCF growth 1Y9.22%
OCF growth 3Y70.62%
OCF growth 5Y28.2%

INDEPENDENCE REALTY TRUST IN / IRT FAQ

What is the fundamental rating for IRT stock?

ChartMill assigns a fundamental rating of 4 / 10 to IRT.


What is the valuation status for IRT stock?

ChartMill assigns a valuation rating of 2 / 10 to INDEPENDENCE REALTY TRUST IN (IRT). This can be considered as Overvalued.


Can you provide the profitability details for INDEPENDENCE REALTY TRUST IN?

INDEPENDENCE REALTY TRUST IN (IRT) has a profitability rating of 3 / 10.


What is the valuation of INDEPENDENCE REALTY TRUST IN based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INDEPENDENCE REALTY TRUST IN (IRT) is 272.92 and the Price/Book (PB) ratio is 1.12.


What is the financial health of INDEPENDENCE REALTY TRUST IN (IRT) stock?

The financial health rating of INDEPENDENCE REALTY TRUST IN (IRT) is 3 / 10.