INDEPENDENCE REALTY TRUST IN (IRT) Stock Fundamental Analysis

NYSE:IRT • US45378A1060

16.57 USD
-0.33 (-1.95%)
At close: Feb 27, 2026
16.57 USD
0 (0%)
After Hours: 2/27/2026, 8:11:44 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, IRT scores 4 out of 10 in our fundamental rating. IRT was compared to 20 industry peers in the Residential REITs industry. There are concerns on the financial health of IRT while its profitability can be described as average. IRT is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year IRT was profitable.
  • IRT had a positive operating cash flow in the past year.
  • IRT had positive earnings in 4 of the past 5 years.
  • IRT had a positive operating cash flow in each of the past 5 years.
IRT Yearly Net Income VS EBIT VS OCF VS FCFIRT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M

1.2 Ratios

  • The Return On Assets of IRT (0.94%) is worse than 60.00% of its industry peers.
  • IRT has a worse Return On Equity (1.63%) than 65.00% of its industry peers.
  • With a Return On Invested Capital value of 1.73%, IRT is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
  • Measured over the past 3 years, the Average Return On Invested Capital for IRT is in line with the industry average of 2.59%.
Industry RankSector Rank
ROA 0.94%
ROE 1.63%
ROIC 1.73%
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.8%
ROIC(5y)1.44%
IRT Yearly ROA, ROE, ROICIRT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6

1.3 Margins

  • The Profit Margin of IRT (8.60%) is comparable to the rest of the industry.
  • IRT's Profit Margin has improved in the last couple of years.
  • IRT has a Operating Margin of 18.43%. This is comparable to the rest of the industry: IRT outperforms 55.00% of its industry peers.
  • IRT's Operating Margin has declined in the last couple of years.
  • IRT's Gross Margin of 59.06% is in line compared to the rest of the industry. IRT outperforms 60.00% of its industry peers.
  • IRT's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 18.43%
PM (TTM) 8.6%
GM 59.06%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
IRT Yearly Profit, Operating, Gross MarginsIRT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so IRT is destroying value.
  • The number of shares outstanding for IRT has been increased compared to 1 year ago.
  • Compared to 5 years ago, IRT has more shares outstanding
  • IRT has a better debt/assets ratio than last year.
IRT Yearly Shares OutstandingIRT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
IRT Yearly Total Debt VS Total AssetsIRT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.90, we must say that IRT is in the distress zone and has some risk of bankruptcy.
  • IRT has a Altman-Z score (0.90) which is in line with its industry peers.
  • The Debt to FCF ratio of IRT is 17.78, which is on the high side as it means it would take IRT, 17.78 years of fcf income to pay off all of its debts.
  • IRT's Debt to FCF ratio of 17.78 is fine compared to the rest of the industry. IRT outperforms 70.00% of its industry peers.
  • A Debt/Equity ratio of 0.56 indicates that IRT is somewhat dependend on debt financing.
  • IRT's Debt to Equity ratio of 0.56 is amongst the best of the industry. IRT outperforms 100.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 17.78
Altman-Z 0.9
ROIC/WACC0.27
WACC6.37%
IRT Yearly LT Debt VS Equity VS FCFIRT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • IRT has a Current Ratio of 0.21. This is a bad value and indicates that IRT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • IRT's Current ratio of 0.21 is on the low side compared to the rest of the industry. IRT is outperformed by 65.00% of its industry peers.
  • A Quick Ratio of 0.05 indicates that IRT may have some problems paying its short term obligations.
  • IRT has a worse Quick ratio (0.05) than 80.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.21
Quick Ratio 0.05
IRT Yearly Current Assets VS Current LiabilitesIRT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 13.64% over the past year.
  • IRT shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.56% yearly.
  • Looking at the last year, IRT shows a small growth in Revenue. The Revenue has grown by 2.76% in the last year.
  • Measured over the past years, IRT shows a very strong growth in Revenue. The Revenue has been growing by 25.32% on average per year.
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%

3.2 Future

  • The Earnings Per Share is expected to grow by 17.20% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 5.48% on average over the next years.
EPS Next Y13.27%
EPS Next 2Y17.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.29%
Revenue Next 2Y3.46%
Revenue Next 3Y5.48%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
IRT Yearly Revenue VS EstimatesIRT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
IRT Yearly EPS VS EstimatesIRT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4 0.6

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 82.85, the valuation of IRT can be described as expensive.
  • Based on the Price/Earnings ratio, IRT is valued a bit more expensive than the industry average as 65.00% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 27.07, IRT is valued quite expensively.
  • With a Price/Forward Earnings ratio of 73.15, IRT can be considered very expensive at the moment.
  • IRT's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of IRT to the average of the S&P500 Index (28.05), we can say IRT is valued expensively.
Industry RankSector Rank
PE 82.85
Fwd PE 73.15
IRT Price Earnings VS Forward Price EarningsIRT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • IRT's Enterprise Value to EBITDA is on the same level as the industry average.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of IRT indicates a somewhat cheap valuation: IRT is cheaper than 75.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 30.88
EV/EBITDA 17.07
IRT Per share dataIRT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • IRT's earnings are expected to grow with 17.20% in the coming years. This may justify a more expensive valuation.
PEG (NY)6.25
PEG (5Y)18.15
EPS Next 2Y17.2%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • IRT has a Yearly Dividend Yield of 4.02%, which is a nice return.
  • Compared to an average industry Dividend Yield of 44.03, IRT is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.82, IRT pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.02%

5.2 History

  • The dividend of IRT has a limited annual growth rate of 2.55%.
  • IRT has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of IRT decreased recently.
Dividend Growth(5Y)2.55%
Div Incr Years1
Div Non Decr Years1
IRT Yearly Dividends per shareIRT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • 272.97% of the earnings are spent on dividend by IRT. This is not a sustainable payout ratio.
  • IRT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP272.97%
EPS Next 2Y17.2%
EPS Next 3YN/A
IRT Yearly Income VS Free CF VS DividendIRT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M
IRT Dividend Payout.IRT Dividend Payout, showing the Payout Ratio.IRT Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

INDEPENDENCE REALTY TRUST IN

NYSE:IRT (2/27/2026, 8:11:44 PM)

After market: 16.57 0 (0%)

16.57

-0.33 (-1.95%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-11
Earnings (Next)04-28
Inst Owners101.41%
Inst Owner Change0.31%
Ins Owners0.47%
Ins Owner Change8.15%
Market Cap3.96B
Revenue(TTM)657.70M
Net Income(TTM)56.56M
Analysts80
Price Target20.22 (22.03%)
Short Float %5.18%
Short Ratio4.46
Dividend
Industry RankSector Rank
Dividend Yield 4.02%
Yearly Dividend0.66
Dividend Growth(5Y)2.55%
DP272.97%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-33.43%
Min EPS beat(2)-112.77%
Max EPS beat(2)45.91%
EPS beat(4)2
Avg EPS beat(4)-22.84%
Min EPS beat(4)-112.77%
Max EPS beat(4)45.91%
EPS beat(8)2
Avg EPS beat(8)-37.41%
EPS beat(12)4
Avg EPS beat(12)-164.33%
EPS beat(16)6
Avg EPS beat(16)-133.41%
Revenue beat(2)0
Avg Revenue beat(2)-2.53%
Min Revenue beat(2)-2.65%
Max Revenue beat(2)-2.4%
Revenue beat(4)0
Avg Revenue beat(4)-2.62%
Min Revenue beat(4)-2.83%
Max Revenue beat(4)-2.4%
Revenue beat(8)0
Avg Revenue beat(8)-2.27%
Revenue beat(12)0
Avg Revenue beat(12)-1.84%
Revenue beat(16)2
Avg Revenue beat(16)-1.4%
PT rev (1m)-2.76%
PT rev (3m)-3.67%
EPS NQ rev (1m)-30.56%
EPS NQ rev (3m)-31.38%
EPS NY rev (1m)-9.07%
EPS NY rev (3m)-14.67%
Revenue NQ rev (1m)-1.97%
Revenue NQ rev (3m)-2.54%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-1.49%
Valuation
Industry RankSector Rank
PE 82.85
Fwd PE 73.15
P/S 6.02
P/FCF 30.88
P/OCF 14.04
P/B 1.15
P/tB 1.15
EV/EBITDA 17.07
EPS(TTM)0.2
EY1.21%
EPS(NY)0.23
Fwd EY1.37%
FCF(TTM)0.54
FCFY3.24%
OCF(TTM)1.18
OCFY7.12%
SpS2.75
BVpS14.47
TBVpS14.46
PEG (NY)6.25
PEG (5Y)18.15
Graham Number8.07
Profitability
Industry RankSector Rank
ROA 0.94%
ROE 1.63%
ROCE 2.19%
ROIC 1.73%
ROICexc 1.74%
ROICexgc 1.75%
OM 18.43%
PM (TTM) 8.6%
GM 59.06%
FCFM 19.51%
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.8%
ROIC(5y)1.44%
ROICexc(3y)1.81%
ROICexc(5y)1.45%
ROICexgc(3y)1.83%
ROICexgc(5y)1.46%
ROCE(3y)2.28%
ROCE(5y)1.82%
ROICexgc growth 3Y14.4%
ROICexgc growth 5Y-4.59%
ROICexc growth 3Y14.46%
ROICexc growth 5Y-4.66%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
F-Score7
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.56
Debt/FCF 17.78
Debt/EBITDA 5.34
Cap/Depr 63.26%
Cap/Sales 23.39%
Interest Coverage 1.47
Cash Conversion 77.41%
Profit Quality 226.82%
Current Ratio 0.21
Quick Ratio 0.05
Altman-Z 0.9
F-Score7
WACC6.37%
ROIC/WACC0.27
Cap/Depr(3y)79.91%
Cap/Depr(5y)70.66%
Cap/Sales(3y)27.65%
Cap/Sales(5y)24.66%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
EPS Next Y13.27%
EPS Next 2Y17.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%
Revenue Next Year3.29%
Revenue Next 2Y3.46%
Revenue Next 3Y5.48%
Revenue Next 5YN/A
EBIT growth 1Y-6.33%
EBIT growth 3Y9.2%
EBIT growth 5Y21.6%
EBIT Next Year219.19%
EBIT Next 3Y50.03%
EBIT Next 5YN/A
FCF growth 1Y51.48%
FCF growth 3Y7.31%
FCF growth 5Y27.82%
OCF growth 1Y8.62%
OCF growth 3Y4.18%
OCF growth 5Y30.34%

INDEPENDENCE REALTY TRUST IN / IRT FAQ

What is the fundamental rating for IRT stock?

ChartMill assigns a fundamental rating of 4 / 10 to IRT.


What is the valuation status for IRT stock?

ChartMill assigns a valuation rating of 2 / 10 to INDEPENDENCE REALTY TRUST IN (IRT). This can be considered as Overvalued.


Can you provide the profitability details for INDEPENDENCE REALTY TRUST IN?

INDEPENDENCE REALTY TRUST IN (IRT) has a profitability rating of 3 / 10.


What is the valuation of INDEPENDENCE REALTY TRUST IN based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INDEPENDENCE REALTY TRUST IN (IRT) is 82.85 and the Price/Book (PB) ratio is 1.15.


What is the financial health of INDEPENDENCE REALTY TRUST IN (IRT) stock?

The financial health rating of INDEPENDENCE REALTY TRUST IN (IRT) is 3 / 10.