INDEPENDENCE REALTY TRUST IN (IRT) Stock Fundamental Analysis

NYSE:IRT • US45378A1060

16.59 USD
+0.05 (+0.3%)
At close: Feb 19, 2026
16.59 USD
0 (0%)
After Hours: 2/19/2026, 8:09:01 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

IRT gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 20 industry peers in the Residential REITs industry. IRT has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, IRT is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • IRT had positive earnings in the past year.
  • In the past year IRT had a positive cash flow from operations.
  • IRT had positive earnings in 4 of the past 5 years.
  • Of the past 5 years IRT 4 years had a positive operating cash flow.
IRT Yearly Net Income VS EBIT VS OCF VS FCFIRT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M 250M

1.2 Ratios

  • The Return On Assets of IRT (0.37%) is worse than 70.00% of its industry peers.
  • IRT's Return On Equity of 0.64% is on the low side compared to the rest of the industry. IRT is outperformed by 70.00% of its industry peers.
  • The Return On Invested Capital of IRT (1.64%) is worse than 60.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for IRT is in line with the industry average of 2.59%.
Industry RankSector Rank
ROA 0.37%
ROE 0.64%
ROIC 1.64%
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.77%
ROIC(5y)1.42%
IRT Yearly ROA, ROE, ROICIRT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6

1.3 Margins

  • The Profit Margin of IRT (3.42%) is worse than 65.00% of its industry peers.
  • IRT's Profit Margin has improved in the last couple of years.
  • IRT has a Operating Margin (18.80%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of IRT has declined.
  • With a Gross Margin value of 59.03%, IRT perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
  • In the last couple of years the Gross Margin of IRT has remained more or less at the same level.
Industry RankSector Rank
OM 18.8%
PM (TTM) 3.42%
GM 59.03%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
IRT Yearly Profit, Operating, Gross MarginsIRT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • IRT has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for IRT has been increased compared to 1 year ago.
  • The number of shares outstanding for IRT has been increased compared to 5 years ago.
  • Compared to 1 year ago, IRT has an improved debt to assets ratio.
IRT Yearly Shares OutstandingIRT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M
IRT Yearly Total Debt VS Total AssetsIRT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • IRT has an Altman-Z score of 0.95. This is a bad value and indicates that IRT is not financially healthy and even has some risk of bankruptcy.
  • IRT has a Altman-Z score (0.95) which is comparable to the rest of the industry.
  • The Debt to FCF ratio of IRT is 18.13, which is on the high side as it means it would take IRT, 18.13 years of fcf income to pay off all of its debts.
  • IRT has a Debt to FCF ratio of 18.13. This is in the better half of the industry: IRT outperforms 75.00% of its industry peers.
  • IRT has a Debt/Equity ratio of 0.66. This is a neutral value indicating IRT is somewhat dependend on debt financing.
  • IRT's Debt to Equity ratio of 0.66 is amongst the best of the industry. IRT outperforms 95.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 18.13
Altman-Z 0.95
ROIC/WACC0.26
WACC6.4%
IRT Yearly LT Debt VS Equity VS FCFIRT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.72 indicates that IRT may have some problems paying its short term obligations.
  • IRT has a better Current ratio (0.72) than 70.00% of its industry peers.
  • A Quick Ratio of 0.13 indicates that IRT may have some problems paying its short term obligations.
  • IRT's Quick ratio of 0.13 is on the low side compared to the rest of the industry. IRT is outperformed by 65.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.72
Quick Ratio 0.13
IRT Yearly Current Assets VS Current LiabilitesIRT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • IRT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.64%, which is quite good.
  • Measured over the past 5 years, IRT shows a small growth in Earnings Per Share. The EPS has been growing by 4.56% on average per year.
  • Looking at the last year, IRT shows a small growth in Revenue. The Revenue has grown by 2.76% in the last year.
  • The Revenue has been growing by 25.32% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%

3.2 Future

  • IRT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 17.20% yearly.
  • The Revenue is expected to grow by 5.48% on average over the next years.
EPS Next Y13.27%
EPS Next 2Y17.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.29%
Revenue Next 2Y3.46%
Revenue Next 3Y5.48%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
IRT Yearly Revenue VS EstimatesIRT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
IRT Yearly EPS VS EstimatesIRT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4 0.6

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 82.95, which means the current valuation is very expensive for IRT.
  • Based on the Price/Earnings ratio, IRT is valued a bit more expensive than 60.00% of the companies in the same industry.
  • IRT is valuated expensively when we compare the Price/Earnings ratio to 27.09, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 73.23, the valuation of IRT can be described as expensive.
  • IRT's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of IRT to the average of the S&P500 Index (27.98), we can say IRT is valued expensively.
Industry RankSector Rank
PE 82.95
Fwd PE 73.23
IRT Price Earnings VS Forward Price EarningsIRT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as IRT.
  • Based on the Price/Free Cash Flow ratio, IRT is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 31.32
EV/EBITDA 17.28
IRT Per share dataIRT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates IRT does not grow enough to justify the current Price/Earnings ratio.
  • A more expensive valuation may be justified as IRT's earnings are expected to grow with 17.20% in the coming years.
PEG (NY)6.25
PEG (5Y)18.18
EPS Next 2Y17.2%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.11%, IRT is a good candidate for dividend investing.
  • IRT's Dividend Yield is slightly below the industry average, which is at 41.64.
  • IRT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 4.11%

5.2 History

  • The dividend of IRT decreases each year by -2.50%.
  • IRT has been paying a dividend for at least 10 years, so it has a reliable track record.
  • IRT has decreased its dividend recently.
Dividend Growth(5Y)-2.5%
Div Incr Years1
Div Non Decr Years1
IRT Yearly Dividends per shareIRT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • 671.86% of the earnings are spent on dividend by IRT. This is not a sustainable payout ratio.
DP671.86%
EPS Next 2Y17.2%
EPS Next 3YN/A
IRT Yearly Income VS Free CF VS DividendIRT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M
IRT Dividend Payout.IRT Dividend Payout, showing the Payout Ratio.IRT Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

INDEPENDENCE REALTY TRUST IN

NYSE:IRT (2/19/2026, 8:09:01 PM)

After market: 16.59 0 (0%)

16.59

+0.05 (+0.3%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-11
Earnings (Next)04-28
Inst Owners101.41%
Inst Owner Change0.02%
Ins Owners0.47%
Ins Owner Change8.15%
Market Cap3.97B
Revenue(TTM)657.70M
Net Income(TTM)22.29M
Analysts80
Price Target20.62 (24.29%)
Short Float %5.18%
Short Ratio4.46
Dividend
Industry RankSector Rank
Dividend Yield 4.11%
Yearly Dividend0.63
Dividend Growth(5Y)-2.5%
DP671.86%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-71.44%
Min EPS beat(2)-112.77%
Max EPS beat(2)-30.11%
EPS beat(4)1
Avg EPS beat(4)-60.84%
Min EPS beat(4)-112.77%
Max EPS beat(4)5.61%
EPS beat(8)1
Avg EPS beat(8)-246.54%
EPS beat(12)4
Avg EPS beat(12)-154.65%
EPS beat(16)6
Avg EPS beat(16)-127.15%
Revenue beat(2)0
Avg Revenue beat(2)-2.61%
Min Revenue beat(2)-2.83%
Max Revenue beat(2)-2.4%
Revenue beat(4)0
Avg Revenue beat(4)-2.57%
Min Revenue beat(4)-2.83%
Max Revenue beat(4)-2.4%
Revenue beat(8)0
Avg Revenue beat(8)-2.04%
Revenue beat(12)0
Avg Revenue beat(12)-1.75%
Revenue beat(16)3
Avg Revenue beat(16)-0.7%
PT rev (1m)-0.84%
PT rev (3m)-3.92%
EPS NQ rev (1m)-2.2%
EPS NQ rev (3m)-13.64%
EPS NY rev (1m)-1.78%
EPS NY rev (3m)-23.15%
Revenue NQ rev (1m)-0.69%
Revenue NQ rev (3m)-0.84%
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)-0.12%
Valuation
Industry RankSector Rank
PE 82.95
Fwd PE 73.23
P/S 6.09
P/FCF 31.32
P/OCF 13.9
P/B 1.14
P/tB 1.14
EV/EBITDA 17.28
EPS(TTM)0.2
EY1.21%
EPS(NY)0.23
Fwd EY1.37%
FCF(TTM)0.53
FCFY3.19%
OCF(TTM)1.19
OCFY7.19%
SpS2.72
BVpS14.58
TBVpS14.55
PEG (NY)6.25
PEG (5Y)18.18
Graham Number8.1
Profitability
Industry RankSector Rank
ROA 0.37%
ROE 0.64%
ROCE 2.07%
ROIC 1.64%
ROICexc 1.64%
ROICexgc 1.66%
OM 18.8%
PM (TTM) 3.42%
GM 59.03%
FCFM 19.44%
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.77%
ROIC(5y)1.42%
ROICexc(3y)1.77%
ROICexc(5y)1.43%
ROICexgc(3y)1.79%
ROICexgc(5y)1.44%
ROCE(3y)2.24%
ROCE(5y)1.8%
ROICexgc growth 3Y12.15%
ROICexgc growth 5Y-5.72%
ROICexc growth 3Y12.2%
ROICexc growth 5Y-5.79%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
F-Score8
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 18.13
Debt/EBITDA 6.35
Cap/Depr 66.7%
Cap/Sales 24.37%
Interest Coverage 250
Cash Conversion 79.17%
Profit Quality 568.13%
Current Ratio 0.72
Quick Ratio 0.13
Altman-Z 0.95
F-Score8
WACC6.4%
ROIC/WACC0.26
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
EPS Next Y13.27%
EPS Next 2Y17.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%
Revenue Next Year3.29%
Revenue Next 2Y3.46%
Revenue Next 3Y5.48%
Revenue Next 5YN/A
EBIT growth 1Y-7.47%
EBIT growth 3Y9.2%
EBIT growth 5Y21.6%
EBIT Next Year223.79%
EBIT Next 3Y53.64%
EBIT Next 5YN/A
FCF growth 1Y83.3%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y11.7%
OCF growth 3YN/A
OCF growth 5YN/A

INDEPENDENCE REALTY TRUST IN / IRT FAQ

What is the fundamental rating for IRT stock?

ChartMill assigns a fundamental rating of 4 / 10 to IRT.


What is the valuation status for IRT stock?

ChartMill assigns a valuation rating of 2 / 10 to INDEPENDENCE REALTY TRUST IN (IRT). This can be considered as Overvalued.


Can you provide the profitability details for INDEPENDENCE REALTY TRUST IN?

INDEPENDENCE REALTY TRUST IN (IRT) has a profitability rating of 3 / 10.


What is the valuation of INDEPENDENCE REALTY TRUST IN based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INDEPENDENCE REALTY TRUST IN (IRT) is 82.95 and the Price/Book (PB) ratio is 1.14.


What is the financial health of INDEPENDENCE REALTY TRUST IN (IRT) stock?

The financial health rating of INDEPENDENCE REALTY TRUST IN (IRT) is 3 / 10.