INDEPENDENCE REALTY TRUST IN (IRT) Stock Fundamental Analysis
NYSE:IRT • US45378A1060
16.325 USD
-0.23 (-1.42%)
Last: Feb 23, 2026, 02:12 PM
We assign a fundamental rating of 4 out of 10 to IRT. IRT was compared to 20 industry peers in the Residential REITs industry. IRT may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, IRT is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- In the past year IRT was profitable.
- In the past year IRT had a positive cash flow from operations.
- Of the past 5 years IRT 4 years were profitable.
- Of the past 5 years IRT 4 years had a positive operating cash flow.
1.2 Ratios
- IRT has a worse Return On Assets (0.37%) than 70.00% of its industry peers.
- Looking at the Return On Equity, with a value of 0.64%, IRT is doing worse than 70.00% of the companies in the same industry.
- IRT's Return On Invested Capital of 1.64% is on the low side compared to the rest of the industry. IRT is outperformed by 60.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for IRT is in line with the industry average of 2.59%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.37% | ||
| ROE | 0.64% | ||
| ROIC | 1.64% |
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.77%
ROIC(5y)1.42%
1.3 Margins
- Looking at the Profit Margin, with a value of 3.42%, IRT is doing worse than 65.00% of the companies in the same industry.
- In the last couple of years the Profit Margin of IRT has grown nicely.
- Looking at the Operating Margin, with a value of 18.80%, IRT is in line with its industry, outperforming 55.00% of the companies in the same industry.
- In the last couple of years the Operating Margin of IRT has declined.
- The Gross Margin of IRT (59.03%) is comparable to the rest of the industry.
- In the last couple of years the Gross Margin of IRT has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.8% | ||
| PM (TTM) | 3.42% | ||
| GM | 59.03% |
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), IRT is destroying value.
- Compared to 1 year ago, IRT has more shares outstanding
- Compared to 5 years ago, IRT has more shares outstanding
- Compared to 1 year ago, IRT has an improved debt to assets ratio.
2.2 Solvency
- IRT has an Altman-Z score of 0.95. This is a bad value and indicates that IRT is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.95, IRT is in line with its industry, outperforming 50.00% of the companies in the same industry.
- IRT has a debt to FCF ratio of 18.13. This is a negative value and a sign of low solvency as IRT would need 18.13 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 18.13, IRT is doing good in the industry, outperforming 70.00% of the companies in the same industry.
- A Debt/Equity ratio of 0.66 indicates that IRT is somewhat dependend on debt financing.
- IRT has a better Debt to Equity ratio (0.66) than 95.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 18.13 | ||
| Altman-Z | 0.95 |
ROIC/WACC0.25
WACC6.43%
2.3 Liquidity
- IRT has a Current Ratio of 0.72. This is a bad value and indicates that IRT is not financially healthy enough and could expect problems in meeting its short term obligations.
- IRT's Current ratio of 0.72 is fine compared to the rest of the industry. IRT outperforms 70.00% of its industry peers.
- A Quick Ratio of 0.13 indicates that IRT may have some problems paying its short term obligations.
- IRT's Quick ratio of 0.13 is on the low side compared to the rest of the industry. IRT is outperformed by 65.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.72 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
- IRT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.64%, which is quite good.
- Measured over the past 5 years, IRT shows a small growth in Earnings Per Share. The EPS has been growing by 4.56% on average per year.
- IRT shows a small growth in Revenue. In the last year, the Revenue has grown by 2.76%.
- IRT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.32% yearly.
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%
3.2 Future
- Based on estimates for the next years, IRT will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.20% on average per year.
- The Revenue is expected to grow by 5.48% on average over the next years.
EPS Next Y13.27%
EPS Next 2Y17.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.29%
Revenue Next 2Y3.46%
Revenue Next 3Y5.48%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 81.62, the valuation of IRT can be described as expensive.
- IRT's Price/Earnings ratio is a bit more expensive when compared to the industry. IRT is more expensive than 60.00% of the companies in the same industry.
- IRT is valuated expensively when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 72.06, IRT can be considered very expensive at the moment.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of IRT is on the same level as its industry peers.
- IRT is valuated expensively when we compare the Price/Forward Earnings ratio to 28.02, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 81.62 | ||
| Fwd PE | 72.06 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of IRT is on the same level as its industry peers.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of IRT indicates a somewhat cheap valuation: IRT is cheaper than 75.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.82 | ||
| EV/EBITDA | 17.29 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- IRT's earnings are expected to grow with 17.20% in the coming years. This may justify a more expensive valuation.
PEG (NY)6.15
PEG (5Y)17.88
EPS Next 2Y17.2%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- IRT has a Yearly Dividend Yield of 4.10%, which is a nice return.
- IRT's Dividend Yield is slightly below the industry average, which is at 42.64.
- Compared to an average S&P500 Dividend Yield of 1.81, IRT pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.1% |
5.2 History
- The dividend of IRT decreases each year by -2.50%.
- IRT has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of IRT decreased recently.
Dividend Growth(5Y)-2.5%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- IRT pays out 671.86% of its income as dividend. This is not a sustainable payout ratio.
DP671.86%
EPS Next 2Y17.2%
EPS Next 3YN/A
NYSE:IRT (2/23/2026, 2:12:08 PM)
16.325
-0.23 (-1.42%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)02-11 2026-02-11/amc
Earnings (Next)04-28 2026-04-28
Inst Owners101.41%
Inst Owner Change0.31%
Ins Owners0.47%
Ins Owner Change8.15%
Market Cap3.90B
Revenue(TTM)657.70M
Net Income(TTM)22.29M
Analysts80
Price Target20.62 (26.31%)
Short Float %5.18%
Short Ratio4.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.1% |
Yearly Dividend0.63
Dividend Growth(5Y)-2.5%
DP671.86%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-71.44%
Min EPS beat(2)-112.77%
Max EPS beat(2)-30.11%
EPS beat(4)1
Avg EPS beat(4)-60.84%
Min EPS beat(4)-112.77%
Max EPS beat(4)5.61%
EPS beat(8)1
Avg EPS beat(8)-246.54%
EPS beat(12)4
Avg EPS beat(12)-154.65%
EPS beat(16)6
Avg EPS beat(16)-127.15%
Revenue beat(2)0
Avg Revenue beat(2)-2.61%
Min Revenue beat(2)-2.83%
Max Revenue beat(2)-2.4%
Revenue beat(4)0
Avg Revenue beat(4)-2.57%
Min Revenue beat(4)-2.83%
Max Revenue beat(4)-2.4%
Revenue beat(8)0
Avg Revenue beat(8)-2.04%
Revenue beat(12)0
Avg Revenue beat(12)-1.75%
Revenue beat(16)3
Avg Revenue beat(16)-0.7%
PT rev (1m)-0.84%
PT rev (3m)-1.76%
EPS NQ rev (1m)-2.2%
EPS NQ rev (3m)-11.63%
EPS NY rev (1m)-9.07%
EPS NY rev (3m)-14.67%
Revenue NQ rev (1m)-0.14%
Revenue NQ rev (3m)-0.84%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-1.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 81.62 | ||
| Fwd PE | 72.06 | ||
| P/S | 5.99 | ||
| P/FCF | 30.82 | ||
| P/OCF | 13.68 | ||
| P/B | 1.12 | ||
| P/tB | 1.12 | ||
| EV/EBITDA | 17.29 |
EPS(TTM)0.2
EY1.23%
EPS(NY)0.23
Fwd EY1.39%
FCF(TTM)0.53
FCFY3.24%
OCF(TTM)1.19
OCFY7.31%
SpS2.72
BVpS14.58
TBVpS14.55
PEG (NY)6.15
PEG (5Y)17.88
Graham Number8.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.37% | ||
| ROE | 0.64% | ||
| ROCE | 2.07% | ||
| ROIC | 1.64% | ||
| ROICexc | 1.64% | ||
| ROICexgc | 1.66% | ||
| OM | 18.8% | ||
| PM (TTM) | 3.42% | ||
| GM | 59.03% | ||
| FCFM | 19.44% |
ROA(3y)0.44%
ROA(5y)0.76%
ROE(3y)0.76%
ROE(5y)1.36%
ROIC(3y)1.77%
ROIC(5y)1.42%
ROICexc(3y)1.77%
ROICexc(5y)1.43%
ROICexgc(3y)1.79%
ROICexgc(5y)1.44%
ROCE(3y)2.24%
ROCE(5y)1.8%
ROICexgc growth 3Y12.15%
ROICexgc growth 5Y-5.72%
ROICexc growth 3Y12.2%
ROICexc growth 5Y-5.79%
OM growth 3Y7.56%
OM growth 5Y-2.97%
PM growth 3Y-22.74%
PM growth 5Y4.34%
GM growth 3Y-0.09%
GM growth 5Y0.7%
F-Score8
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.66 | ||
| Debt/FCF | 18.13 | ||
| Debt/EBITDA | 6.35 | ||
| Cap/Depr | 66.7% | ||
| Cap/Sales | 24.37% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.17% | ||
| Profit Quality | 568.13% | ||
| Current Ratio | 0.72 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z | 0.95 |
F-Score8
WACC6.43%
ROIC/WACC0.25
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.64%
EPS 3Y-27.74%
EPS 5Y4.56%
EPS Q2Q%3600%
EPS Next Y13.27%
EPS Next 2Y17.2%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.76%
Revenue growth 3Y1.53%
Revenue growth 5Y25.32%
Sales Q2Q%3.7%
Revenue Next Year3.29%
Revenue Next 2Y3.46%
Revenue Next 3Y5.48%
Revenue Next 5YN/A
EBIT growth 1Y-7.47%
EBIT growth 3Y9.2%
EBIT growth 5Y21.6%
EBIT Next Year223.79%
EBIT Next 3Y53.64%
EBIT Next 5YN/A
FCF growth 1Y83.3%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y11.7%
OCF growth 3YN/A
OCF growth 5YN/A
INDEPENDENCE REALTY TRUST IN / IRT FAQ
What is the fundamental rating for IRT stock?
ChartMill assigns a fundamental rating of 4 / 10 to IRT.
What is the valuation status for IRT stock?
ChartMill assigns a valuation rating of 2 / 10 to INDEPENDENCE REALTY TRUST IN (IRT). This can be considered as Overvalued.
Can you provide the profitability details for INDEPENDENCE REALTY TRUST IN?
INDEPENDENCE REALTY TRUST IN (IRT) has a profitability rating of 3 / 10.
What is the valuation of INDEPENDENCE REALTY TRUST IN based on its PE and PB ratios?
The Price/Earnings (PE) ratio for INDEPENDENCE REALTY TRUST IN (IRT) is 81.62 and the Price/Book (PB) ratio is 1.12.
What is the financial health of INDEPENDENCE REALTY TRUST IN (IRT) stock?
The financial health rating of INDEPENDENCE REALTY TRUST IN (IRT) is 3 / 10.