INDEPENDENCE REALTY TRUST IN (IRT) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:IRT • US45378A1060

16.9 USD
+0.13 (+0.78%)
Last: Feb 10, 2026, 09:50 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Taking everything into account, IRT scores 4 out of 10 in our fundamental rating. IRT was compared to 20 industry peers in the Residential REITs industry. IRT has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, IRT is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • IRT had positive earnings in the past year.
  • IRT had a positive operating cash flow in the past year.
  • IRT had positive earnings in 4 of the past 5 years.
  • Each year in the past 5 years IRT had a positive operating cash flow.
IRT Yearly Net Income VS EBIT VS OCF VS FCFIRT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M 250M

1.2 Ratios

  • IRT's Return On Assets of 0.37% is on the low side compared to the rest of the industry. IRT is outperformed by 70.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 0.64%, IRT is doing worse than 70.00% of the companies in the same industry.
  • IRT has a Return On Invested Capital of 1.64%. This is in the lower half of the industry: IRT underperforms 60.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for IRT is in line with the industry average of 2.59%.
  • The last Return On Invested Capital (1.64%) for IRT is above the 3 year average (1.61%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 0.37%
ROE 0.64%
ROIC 1.64%
ROA(3y)0.72%
ROA(5y)0.74%
ROE(3y)1.3%
ROE(5y)1.45%
ROIC(3y)1.61%
ROIC(5y)1.53%
IRT Yearly ROA, ROE, ROICIRT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6

1.3 Margins

  • IRT has a Profit Margin of 3.42%. This is in the lower half of the industry: IRT underperforms 65.00% of its industry peers.
  • In the last couple of years the Profit Margin of IRT has declined.
  • Looking at the Operating Margin, with a value of 18.80%, IRT is in line with its industry, outperforming 55.00% of the companies in the same industry.
  • IRT's Operating Margin has declined in the last couple of years.
  • IRT has a Gross Margin of 59.03%. This is comparable to the rest of the industry: IRT outperforms 60.00% of its industry peers.
  • In the last couple of years the Gross Margin of IRT has remained more or less at the same level.
Industry RankSector Rank
OM 18.8%
PM (TTM) 3.42%
GM 59.03%
OM growth 3Y-0.9%
OM growth 5Y-4%
PM growth 3Y-29.9%
PM growth 5Y-22.94%
GM growth 3Y-0.23%
GM growth 5Y0.51%
IRT Yearly Profit, Operating, Gross MarginsIRT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), IRT is destroying value.
  • The number of shares outstanding for IRT has been increased compared to 1 year ago.
  • The number of shares outstanding for IRT has been increased compared to 5 years ago.
  • Compared to 1 year ago, IRT has an improved debt to assets ratio.
IRT Yearly Shares OutstandingIRT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
IRT Yearly Total Debt VS Total AssetsIRT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

  • IRT has an Altman-Z score of 0.96. This is a bad value and indicates that IRT is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.96, IRT is in line with its industry, outperforming 50.00% of the companies in the same industry.
  • IRT has a debt to FCF ratio of 18.13. This is a negative value and a sign of low solvency as IRT would need 18.13 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 18.13, IRT is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • IRT has a Debt/Equity ratio of 0.66. This is a neutral value indicating IRT is somewhat dependend on debt financing.
  • IRT has a Debt to Equity ratio of 0.66. This is amongst the best in the industry. IRT outperforms 95.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 18.13
Altman-Z 0.96
ROIC/WACC0.25
WACC6.49%
IRT Yearly LT Debt VS Equity VS FCFIRT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.72 indicates that IRT may have some problems paying its short term obligations.
  • With a decent Current ratio value of 0.72, IRT is doing good in the industry, outperforming 70.00% of the companies in the same industry.
  • IRT has a Quick Ratio of 0.72. This is a bad value and indicates that IRT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.13, IRT is doing worse than 65.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.72
Quick Ratio 0.13
IRT Yearly Current Assets VS Current LiabilitesIRT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • IRT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 351.43%, which is quite impressive.
  • IRT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -18.85% yearly.
  • The Revenue has been growing slightly by 0.84% in the past year.
  • Measured over the past years, IRT shows a very strong growth in Revenue. The Revenue has been growing by 25.79% on average per year.
EPS 1Y (TTM)351.43%
EPS 3Y-22.63%
EPS 5Y-18.85%
EPS Q2Q%-120%
Revenue 1Y (TTM)0.84%
Revenue growth 3Y36.75%
Revenue growth 5Y25.79%
Sales Q2Q%4.4%

3.2 Future

  • The Earnings Per Share is expected to grow by 16.00% on average over the next years. This is quite good.
  • Based on estimates for the next years, IRT will show a small growth in Revenue. The Revenue will grow by 5.01% on average per year.
EPS Next Y19.08%
EPS Next 2Y13.45%
EPS Next 3Y16%
EPS Next 5YN/A
Revenue Next Year2.86%
Revenue Next 2Y3.33%
Revenue Next 3Y3.55%
Revenue Next 5Y5.01%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
IRT Yearly Revenue VS EstimatesIRT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
IRT Yearly EPS VS EstimatesIRT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4 0.6

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 281.67 indicates a quite expensive valuation of IRT.
  • Compared to the rest of the industry, the Price/Earnings ratio of IRT indicates a slightly more expensive valuation: IRT is more expensive than 65.00% of the companies listed in the same industry.
  • IRT's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.06.
  • The Price/Forward Earnings ratio is 74.60, which means the current valuation is very expensive for IRT.
  • IRT's Price/Forward Earnings is on the same level as the industry average.
  • IRT's Price/Forward Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.86.
Industry RankSector Rank
PE 281.67
Fwd PE 74.6
IRT Price Earnings VS Forward Price EarningsIRT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100 150 200 250

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as IRT.
  • Based on the Price/Free Cash Flow ratio, IRT is valued a bit cheaper than the industry average as 75.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 31.91
EV/EBITDA 17.43
IRT Per share dataIRT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • IRT's earnings are expected to grow with 16.00% in the coming years. This may justify a more expensive valuation.
PEG (NY)14.76
PEG (5Y)N/A
EPS Next 2Y13.45%
EPS Next 3Y16%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.15%, IRT is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 40.66, IRT is paying slightly less dividend.
  • IRT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 4.15%

5.2 History

  • The dividend of IRT decreases each year by -2.50%.
  • IRT has paid a dividend for at least 10 years, which is a reliable track record.
  • IRT has decreased its dividend recently.
Dividend Growth(5Y)-2.5%
Div Incr Years1
Div Non Decr Years1
IRT Yearly Dividends per shareIRT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • IRT pays out 671.86% of its income as dividend. This is not a sustainable payout ratio.
DP671.86%
EPS Next 2Y13.45%
EPS Next 3Y16%
IRT Yearly Income VS Free CF VS DividendIRT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M
IRT Dividend Payout.IRT Dividend Payout, showing the Payout Ratio.IRT Dividend Payout.PayoutRetained Earnings

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INDEPENDENCE REALTY TRUST IN

NYSE:IRT (2/10/2026, 9:50:52 AM)

16.9

+0.13 (+0.78%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)10-29
Earnings (Next)02-11
Inst Owners101.41%
Inst Owner Change0.82%
Ins Owners0.47%
Ins Owner Change8.15%
Market Cap4.04B
Revenue(TTM)651.53M
Net Income(TTM)22.29M
Analysts80
Price Target20.62 (22.01%)
Short Float %5.19%
Short Ratio4.84
Dividend
Industry RankSector Rank
Dividend Yield 4.15%
Yearly Dividend0.63
Dividend Growth(5Y)-2.5%
DP671.86%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-71.44%
Min EPS beat(2)-112.77%
Max EPS beat(2)-30.11%
EPS beat(4)1
Avg EPS beat(4)-60.84%
Min EPS beat(4)-112.77%
Max EPS beat(4)5.61%
EPS beat(8)1
Avg EPS beat(8)-246.54%
EPS beat(12)4
Avg EPS beat(12)-154.65%
EPS beat(16)6
Avg EPS beat(16)-127.15%
Revenue beat(2)0
Avg Revenue beat(2)-2.61%
Min Revenue beat(2)-2.83%
Max Revenue beat(2)-2.4%
Revenue beat(4)0
Avg Revenue beat(4)-2.57%
Min Revenue beat(4)-2.83%
Max Revenue beat(4)-2.4%
Revenue beat(8)0
Avg Revenue beat(8)-2.04%
Revenue beat(12)0
Avg Revenue beat(12)-1.75%
Revenue beat(16)3
Avg Revenue beat(16)-0.7%
PT rev (1m)-0.84%
PT rev (3m)-3.92%
EPS NQ rev (1m)1.33%
EPS NQ rev (3m)-13.64%
EPS NY rev (1m)-1.78%
EPS NY rev (3m)-23.15%
Revenue NQ rev (1m)-0.93%
Revenue NQ rev (3m)-0.84%
Revenue NY rev (1m)-0.14%
Revenue NY rev (3m)-0.12%
Valuation
Industry RankSector Rank
PE 281.67
Fwd PE 74.6
P/S 6.2
P/FCF 31.91
P/OCF 14.16
P/B 1.16
P/tB 1.16
EV/EBITDA 17.43
EPS(TTM)0.06
EY0.36%
EPS(NY)0.23
Fwd EY1.34%
FCF(TTM)0.53
FCFY3.13%
OCF(TTM)1.19
OCFY7.06%
SpS2.72
BVpS14.58
TBVpS14.55
PEG (NY)14.76
PEG (5Y)N/A
Graham Number4.44
Profitability
Industry RankSector Rank
ROA 0.37%
ROE 0.64%
ROCE 2.07%
ROIC 1.64%
ROICexc 1.64%
ROICexgc 1.66%
OM 18.8%
PM (TTM) 3.42%
GM 59.03%
FCFM 19.44%
ROA(3y)0.72%
ROA(5y)0.74%
ROE(3y)1.3%
ROE(5y)1.45%
ROIC(3y)1.61%
ROIC(5y)1.53%
ROICexc(3y)1.61%
ROICexc(5y)1.54%
ROICexgc(3y)1.63%
ROICexgc(5y)1.56%
ROCE(3y)2.04%
ROCE(5y)1.94%
ROICexgc growth 3Y39.04%
ROICexgc growth 5Y-6.61%
ROICexc growth 3Y39.15%
ROICexc growth 5Y-6.73%
OM growth 3Y-0.9%
OM growth 5Y-4%
PM growth 3Y-29.9%
PM growth 5Y-22.94%
GM growth 3Y-0.23%
GM growth 5Y0.51%
F-Score7
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF 18.13
Debt/EBITDA 6.35
Cap/Depr 66.7%
Cap/Sales 24.37%
Interest Coverage 250
Cash Conversion 79.17%
Profit Quality 568.13%
Current Ratio 0.72
Quick Ratio 0.13
Altman-Z 0.96
F-Score7
WACC6.49%
ROIC/WACC0.25
Cap/Depr(3y)78.04%
Cap/Depr(5y)70.33%
Cap/Sales(3y)27.58%
Cap/Sales(5y)23.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)351.43%
EPS 3Y-22.63%
EPS 5Y-18.85%
EPS Q2Q%-120%
EPS Next Y19.08%
EPS Next 2Y13.45%
EPS Next 3Y16%
EPS Next 5YN/A
Revenue 1Y (TTM)0.84%
Revenue growth 3Y36.75%
Revenue growth 5Y25.79%
Sales Q2Q%4.4%
Revenue Next Year2.86%
Revenue Next 2Y3.33%
Revenue Next 3Y3.55%
Revenue Next 5Y5.01%
EBIT growth 1Y-7.47%
EBIT growth 3Y35.52%
EBIT growth 5Y20.76%
EBIT Next Year182.22%
EBIT Next 3Y45.7%
EBIT Next 5Y35.12%
FCF growth 1Y148.8%
FCF growth 3Y108.82%
FCF growth 5Y23.57%
OCF growth 1Y9.22%
OCF growth 3Y70.62%
OCF growth 5Y28.2%

INDEPENDENCE REALTY TRUST IN / IRT FAQ

What is the fundamental rating for IRT stock?

ChartMill assigns a fundamental rating of 4 / 10 to IRT.


What is the valuation status for IRT stock?

ChartMill assigns a valuation rating of 2 / 10 to INDEPENDENCE REALTY TRUST IN (IRT). This can be considered as Overvalued.


Can you provide the profitability details for INDEPENDENCE REALTY TRUST IN?

INDEPENDENCE REALTY TRUST IN (IRT) has a profitability rating of 3 / 10.


What is the valuation of INDEPENDENCE REALTY TRUST IN based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INDEPENDENCE REALTY TRUST IN (IRT) is 281.67 and the Price/Book (PB) ratio is 1.16.


What is the financial health of INDEPENDENCE REALTY TRUST IN (IRT) stock?

The financial health rating of INDEPENDENCE REALTY TRUST IN (IRT) is 3 / 10.