646.9 USD
-5.85 (-0.9%)
646.9 USD
0 (0%)
Overall INTU gets a fundamental rating of 7 out of 10. We evaluated INTU against 276 industry peers in the Software industry. INTU scores excellent points on both the profitability and health parts. This is a solid base for a good stock. INTU is not overvalued while it is showing excellent growth. This is an interesting combination. This makes INTU very considerable for growth and quality investing!
1. Profitability
1.1 Basic Checks
INTU had positive earnings in the past year.
INTU had a positive operating cash flow in the past year.
Each year in the past 5 years INTU has been profitable.
Each year in the past 5 years INTU had a positive operating cash flow.
1.2 Ratios
INTU's Return On Assets of 12.41% is amongst the best of the industry. INTU outperforms 90.22% of its industry peers.
INTU has a Return On Equity of 21.31%. This is amongst the best in the industry. INTU outperforms 88.41% of its industry peers.
INTU has a better Return On Invested Capital (16.53%) than 93.12% of its industry peers.
The Average Return On Invested Capital over the past 3 years for INTU is above the industry average of 10.78%.
The last Return On Invested Capital (16.53%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
Looking at the Profit Margin, with a value of 21.19%, INTU belongs to the top of the industry, outperforming 85.14% of the companies in the same industry.
INTU's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 26.72%, INTU belongs to the best of the industry, outperforming 90.58% of the companies in the same industry.
INTU's Operating Margin has declined in the last couple of years.
INTU's Gross Margin of 79.89% is amongst the best of the industry. INTU outperforms 81.16% of its industry peers.
INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so INTU is still creating some value.
The number of shares outstanding for INTU has been reduced compared to 1 year ago.
INTU has more shares outstanding than it did 5 years ago.
The debt/assets ratio for INTU has been reduced compared to a year ago.
2.2 Solvency
INTU has an Altman-Z score of 9.83. This indicates that INTU is financially healthy and has little risk of bankruptcy at the moment.
INTU's Altman-Z score of 9.83 is amongst the best of the industry. INTU outperforms 89.49% of its industry peers.
The Debt to FCF ratio of INTU is 0.97, which is an excellent value as it means it would take INTU, only 0.97 years of fcf income to pay off all of its debts.
INTU has a Debt to FCF ratio of 0.97. This is in the better half of the industry: INTU outperforms 75.72% of its industry peers.
INTU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
INTU has a Debt to Equity ratio (0.28) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 9.83 |
ROIC/WACC1.52
WACC10.91%
2.3 Liquidity
A Current Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.39, INTU is in line with its industry, outperforming 42.75% of the companies in the same industry.
A Quick Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
INTU's Quick ratio of 1.39 is in line compared to the rest of the industry. INTU outperforms 43.12% of its industry peers.
INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 23.88% over the past year.
INTU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.14%.
Measured over the past years, INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
Based on estimates for the next years, INTU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.50% on average per year.
Based on estimates for the next years, INTU will show a quite strong growth in Revenue. The Revenue will grow by 12.57% on average per year.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 30.72, the valuation of INTU can be described as expensive.
INTU's Price/Earnings ratio is a bit cheaper when compared to the industry. INTU is cheaper than 64.13% of the companies in the same industry.
INTU is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 23.95, which indicates a rather expensive current valuation of INTU.
Based on the Price/Forward Earnings ratio, INTU is valued a bit cheaper than 67.75% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of INTU to the average of the S&P500 Index (23.92), we can say INTU is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.72 | ||
| Fwd PE | 23.95 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INTU is valued a bit cheaper than 69.20% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, INTU is valued a bit cheaper than 70.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 28.34 | ||
| EV/EBITDA | 30.33 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
INTU has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as INTU's earnings are expected to grow with 15.41% in the coming years.
PEG (NY)1.8
PEG (5Y)1.48
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
With a yearly dividend of 0.74%, INTU is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 0.52, INTU pays a better dividend. On top of this INTU pays more dividend than 90.58% of the companies listed in the same industry.
With a Dividend Yield of 0.74, INTU pays less dividend than the S&P500 average, which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
INTU has paid a dividend for at least 10 years, which is a reliable track record.
INTU has decreased its dividend in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
INTU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
646.9
-5.85 (-0.9%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners90.47%
Inst Owner Change0.08%
Ins Owners0.07%
Ins Owner Change0.34%
Market Cap180.01B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.58
Price Target823.71 (27.33%)
Short Float %1.74%
Short Ratio2.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)0%
PT rev (3m)-1.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.08%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.72 | ||
| Fwd PE | 23.95 | ||
| P/S | 9.26 | ||
| P/FCF | 28.34 | ||
| P/OCF | 27.77 | ||
| P/B | 9.32 | ||
| P/tB | 873.85 | ||
| EV/EBITDA | 30.33 |
EPS(TTM)21.06
EY3.26%
EPS(NY)27.01
Fwd EY4.18%
FCF(TTM)22.83
FCFY3.53%
OCF(TTM)23.29
OCFY3.6%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.8
PEG (5Y)1.48
Graham Number181.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 9.83 |
F-Score9
WACC10.91%
ROIC/WACC1.52
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 30.72 and the Price/Book (PB) ratio is 9.32.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.03% in the next year.