INTUIT INC (INTU) Stock Fundamental Analysis
USA - NASDAQ:INTU - US4612021034 - Common Stock
675.04 USD
+10.27 (+1.54%)
675.04 USD
0 (0%)
Overall INTU gets a fundamental rating of 7 out of 10. We evaluated INTU against 285 industry peers in the Software industry. INTU scores excellent points on both the profitability and health parts. This is a solid base for a good stock. INTU is growing strongly while it is still valued neutral. This is a good combination! These ratings could make INTU a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
In the past year INTU was profitable.
INTU had a positive operating cash flow in the past year.
In the past 5 years INTU has always been profitable.
Each year in the past 5 years INTU had a positive operating cash flow.
1.2 Ratios
INTU has a Return On Assets of 10.47%. This is amongst the best in the industry. INTU outperforms 86.32% of its industry peers.
With an excellent Return On Equity value of 19.63%, INTU belongs to the best of the industry, outperforming 85.96% of the companies in the same industry.
INTU's Return On Invested Capital of 15.18% is amongst the best of the industry. INTU outperforms 91.58% of its industry peers.
The Average Return On Invested Capital over the past 3 years for INTU is in line with the industry average of 11.90%.
The 3 year average ROIC (12.89%) for INTU is below the current ROIC(15.18%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROIC | 15.18% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
INTU has a better Profit Margin (20.55%) than 84.91% of its industry peers.
In the last couple of years the Profit Margin of INTU has declined.
INTU has a better Operating Margin (26.22%) than 90.18% of its industry peers.
In the last couple of years the Operating Margin of INTU has declined.
With a decent Gross Margin value of 79.57%, INTU is doing good in the industry, outperforming 80.00% of the companies in the same industry.
In the last couple of years the Gross Margin of INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so INTU is still creating some value.
Compared to 1 year ago, INTU has less shares outstanding
Compared to 5 years ago, INTU has more shares outstanding
INTU has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 8.26 indicates that INTU is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 8.26, INTU is in the better half of the industry, outperforming 79.65% of the companies in the same industry.
INTU has a debt to FCF ratio of 0.98. This is a very positive value and a sign of high solvency as it would only need 0.98 years to pay back of all of its debts.
The Debt to FCF ratio of INTU (0.98) is better than 76.49% of its industry peers.
A Debt/Equity ratio of 0.30 indicates that INTU is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.30, INTU is in line with its industry, outperforming 41.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Altman-Z | 8.26 |
ROIC/WACC1.39
WACC10.96%
2.3 Liquidity
INTU has a Current Ratio of 1.36. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.36, INTU is in line with its industry, outperforming 43.86% of the companies in the same industry.
INTU has a Quick Ratio of 1.36. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
INTU has a Quick ratio of 1.36. This is comparable to the rest of the industry: INTU outperforms 44.21% of its industry peers.
INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 |
3. Growth
3.1 Past
INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.15%, which is quite good.
The Earnings Per Share has been growing by 20.77% on average over the past years. This is a very strong growth
The Revenue has grown by 15.63% in the past year. This is quite good.
Measured over the past years, INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
The Earnings Per Share is expected to grow by 15.16% on average over the next years. This is quite good.
Based on estimates for the next years, INTU will show a quite strong growth in Revenue. The Revenue will grow by 12.94% on average per year.
EPS Next Y16.97%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 33.38, INTU can be considered very expensive at the moment.
64.91% of the companies in the same industry are more expensive than INTU, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.69, INTU is valued a bit more expensive.
The Price/Forward Earnings ratio is 28.54, which means the current valuation is very expensive for INTU.
64.56% of the companies in the same industry are more expensive than INTU, based on the Price/Forward Earnings ratio.
INTU is valuated rather expensively when we compare the Price/Forward Earnings ratio to 23.18, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.38 | ||
| Fwd PE | 28.54 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 72.63% of the companies listed in the same industry.
INTU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. INTU is cheaper than 71.58% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 30.94 | ||
| EV/EBITDA | 32.21 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates INTU does not grow enough to justify the current Price/Earnings ratio.
INTU has an outstanding profitability rating, which may justify a higher PE ratio.
INTU's earnings are expected to grow with 15.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.97
PEG (5Y)1.61
EPS Next 2Y15.56%
EPS Next 3Y15.07%
5. Dividend
5.1 Amount
INTU has a yearly dividend return of 0.74%, which is pretty low.
Compared to an average industry Dividend Yield of 36.72, INTU pays a better dividend. On top of this INTU pays more dividend than 91.93% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
INTU has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
30.73% of the earnings are spent on dividend by INTU. This is a low number and sustainable payout ratio.
The dividend of INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP30.73%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
675.04
+10.27 (+1.54%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners89.64%
Inst Owner Change0.49%
Ins Owners0.09%
Ins Owner Change0.1%
Market Cap188.21B
Analysts81.05
Price Target833.1 (23.41%)
Short Float %1.71%
Short Ratio2.32
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP30.73%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.03%
Min EPS beat(2)1.35%
Max EPS beat(2)4.72%
EPS beat(4)4
Avg EPS beat(4)9.06%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)9.99%
EPS beat(12)12
Avg EPS beat(12)14.89%
EPS beat(16)14
Avg EPS beat(16)13.98%
Revenue beat(2)2
Avg Revenue beat(2)0.4%
Min Revenue beat(2)0.26%
Max Revenue beat(2)0.53%
Revenue beat(4)4
Avg Revenue beat(4)1.2%
Min Revenue beat(4)0.26%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.62%
Revenue beat(12)9
Avg Revenue beat(12)0.57%
Revenue beat(16)12
Avg Revenue beat(16)0.79%
PT rev (1m)0.5%
PT rev (3m)0.59%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.26%
EPS NY rev (1m)0.81%
EPS NY rev (3m)0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.54%
Revenue NY rev (1m)0.03%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.38 | ||
| Fwd PE | 28.54 | ||
| P/S | 9.99 | ||
| P/FCF | 30.94 | ||
| P/OCF | 30.32 | ||
| P/B | 9.55 | ||
| P/tB | 439.74 | ||
| EV/EBITDA | 32.21 |
EPS(TTM)20.22
EY3%
EPS(NY)23.65
Fwd EY3.5%
FCF(TTM)21.82
FCFY3.23%
OCF(TTM)22.26
OCFY3.3%
SpS67.54
BVpS70.69
TBVpS1.54
PEG (NY)1.97
PEG (5Y)1.61
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROCE | 18.57% | ||
| ROIC | 15.18% | ||
| ROICexc | 18.32% | ||
| ROICexgc | 146.58% | ||
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% | ||
| FCFM | 32.3% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexcg growth 3Y-73.73%
ROICexcg growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.51
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Debt/EBITDA | 1.04 | ||
| Cap/Depr | 15.33% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 17.39 | ||
| Cash Conversion | 108% | ||
| Profit Quality | 157.22% | ||
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 | ||
| Altman-Z | 8.26 |
F-Score9
WACC10.96%
ROIC/WACC1.39
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.97%
EPS Next 2Y15.56%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
EBIT growth 1Y28.16%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19%
EBIT Next 3Y14.63%
EBIT Next 5YN/A
FCF growth 1Y31.27%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y27.09%
OCF growth 3Y16.86%
OCF growth 5Y20.79%