INTUIT INC (INTU) Stock Fundamental Analysis
USA - NASDAQ:INTU - US4612021034 - Common Stock
637.44 USD
-13.18 (-2.03%)
658 USD
+20.56 (+3.23%)
We assign a fundamental rating of 7 out of 10 to INTU. INTU was compared to 281 industry peers in the Software industry. INTU scores excellent points on both the profitability and health parts. This is a solid base for a good stock. INTU is not priced too expensively while it is growing strongly. Keep and eye on this one! With these ratings, INTU could be worth investigating further for growth and quality investing!.
1. Profitability
1.1 Basic Checks
INTU had positive earnings in the past year.
In the past year INTU had a positive cash flow from operations.
INTU had positive earnings in each of the past 5 years.
Each year in the past 5 years INTU had a positive operating cash flow.
1.2 Ratios
INTU has a better Return On Assets (10.47%) than 84.34% of its industry peers.
Looking at the Return On Equity, with a value of 19.63%, INTU belongs to the top of the industry, outperforming 87.19% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 15.18%, INTU belongs to the top of the industry, outperforming 91.46% of the companies in the same industry.
INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 12.04%.
The 3 year average ROIC (12.89%) for INTU is below the current ROIC(15.18%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROIC | 15.18% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
INTU's Profit Margin of 20.55% is amongst the best of the industry. INTU outperforms 85.41% of its industry peers.
INTU's Profit Margin has declined in the last couple of years.
With an excellent Operating Margin value of 26.22%, INTU belongs to the best of the industry, outperforming 90.39% of the companies in the same industry.
INTU's Operating Margin has declined in the last couple of years.
INTU has a Gross Margin of 79.57%. This is amongst the best in the industry. INTU outperforms 80.07% of its industry peers.
In the last couple of years the Gross Margin of INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so INTU is still creating some value.
INTU has less shares outstanding than it did 1 year ago.
INTU has more shares outstanding than it did 5 years ago.
INTU has a better debt/assets ratio than last year.
2.2 Solvency
INTU has an Altman-Z score of 8.13. This indicates that INTU is financially healthy and has little risk of bankruptcy at the moment.
INTU's Altman-Z score of 8.13 is amongst the best of the industry. INTU outperforms 83.99% of its industry peers.
The Debt to FCF ratio of INTU is 0.98, which is an excellent value as it means it would take INTU, only 0.98 years of fcf income to pay off all of its debts.
INTU has a better Debt to FCF ratio (0.98) than 76.87% of its industry peers.
A Debt/Equity ratio of 0.30 indicates that INTU is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.30, INTU perfoms like the industry average, outperforming 41.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Altman-Z | 8.13 |
ROIC/WACC1.38
WACC11%
2.3 Liquidity
A Current Ratio of 1.36 indicates that INTU should not have too much problems paying its short term obligations.
INTU has a Current ratio (1.36) which is in line with its industry peers.
A Quick Ratio of 1.36 indicates that INTU should not have too much problems paying its short term obligations.
INTU has a Quick ratio of 1.36. This is comparable to the rest of the industry: INTU outperforms 43.06% of its industry peers.
INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.15% over the past year.
INTU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
The Revenue has grown by 15.63% in the past year. This is quite good.
INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
3.2 Future
The Earnings Per Share is expected to grow by 15.16% on average over the next years. This is quite good.
The Revenue is expected to grow by 12.94% on average over the next years. This is quite good.
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 31.53, the valuation of INTU can be described as expensive.
Based on the Price/Earnings ratio, INTU is valued a bit cheaper than the industry average as 61.57% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of INTU to the average of the S&P500 Index (25.07), we can say INTU is valued slightly more expensively.
With a Price/Forward Earnings ratio of 26.95, INTU can be considered very expensive at the moment.
61.92% of the companies in the same industry are more expensive than INTU, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of INTU to the average of the S&P500 Index (34.08), we can say INTU is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.53 | ||
| Fwd PE | 26.95 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INTU is valued a bit cheaper than the industry average as 70.11% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 69.75% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.22 | ||
| EV/EBITDA | 31.52 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of INTU may justify a higher PE ratio.
A more expensive valuation may be justified as INTU's earnings are expected to grow with 15.07% in the coming years.
PEG (NY)1.86
PEG (5Y)1.52
EPS Next 2Y15.49%
EPS Next 3Y15.07%
5. Dividend
5.1 Amount
INTU has a yearly dividend return of 0.74%, which is pretty low.
INTU's Dividend Yield is rather good when compared to the industry average which is at 42.61. INTU pays more dividend than 90.39% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
5.2 History
The dividend of INTU is nicely growing with an annual growth rate of 14.61%!
INTU has paid a dividend for at least 10 years, which is a reliable track record.
INTU has decreased its dividend in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
30.73% of the earnings are spent on dividend by INTU. This is a low number and sustainable payout ratio.
The dividend of INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP30.73%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
637.44
-13.18 (-2.03%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners89.64%
Inst Owner Change3.74%
Ins Owners0.09%
Ins Owner Change0.18%
Market Cap177.72B
Revenue(TTM)18.83B
Net Income(TTM)3.87B
Analysts80.51
Price Target830.85 (30.34%)
Short Float %1.85%
Short Ratio2.82
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.74% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP30.73%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.03%
Min EPS beat(2)1.35%
Max EPS beat(2)4.72%
EPS beat(4)4
Avg EPS beat(4)9.06%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)9.99%
EPS beat(12)12
Avg EPS beat(12)14.89%
EPS beat(16)14
Avg EPS beat(16)13.98%
Revenue beat(2)2
Avg Revenue beat(2)0.4%
Min Revenue beat(2)0.26%
Max Revenue beat(2)0.53%
Revenue beat(4)4
Avg Revenue beat(4)1.2%
Min Revenue beat(4)0.26%
Max Revenue beat(4)2.53%
Revenue beat(8)6
Avg Revenue beat(8)0.62%
Revenue beat(12)9
Avg Revenue beat(12)0.57%
Revenue beat(16)12
Avg Revenue beat(16)0.79%
PT rev (1m)-0.27%
PT rev (3m)-0.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.26%
EPS NY rev (1m)0%
EPS NY rev (3m)0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.54%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.53 | ||
| Fwd PE | 26.95 | ||
| P/S | 9.44 | ||
| P/FCF | 29.22 | ||
| P/OCF | 28.63 | ||
| P/B | 9.02 | ||
| P/tB | 415.24 | ||
| EV/EBITDA | 31.52 |
EPS(TTM)20.22
EY3.17%
EPS(NY)23.65
Fwd EY3.71%
FCF(TTM)21.82
FCFY3.42%
OCF(TTM)22.26
OCFY3.49%
SpS67.54
BVpS70.69
TBVpS1.54
PEG (NY)1.86
PEG (5Y)1.52
Graham Number179.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.47% | ||
| ROE | 19.63% | ||
| ROCE | 18.57% | ||
| ROIC | 15.18% | ||
| ROICexc | 18.32% | ||
| ROICexgc | 146.58% | ||
| OM | 26.22% | ||
| PM (TTM) | 20.55% | ||
| GM | 79.57% | ||
| FCFM | 32.3% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.51
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 0.98 | ||
| Debt/EBITDA | 1.04 | ||
| Cap/Depr | 15.33% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 17.39 | ||
| Cash Conversion | 108% | ||
| Profit Quality | 157.22% | ||
| Current Ratio | 1.36 | ||
| Quick Ratio | 1.36 | ||
| Altman-Z | 8.13 |
F-Score9
WACC11%
ROIC/WACC1.38
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)19.15%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%38.19%
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.16%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%20.32%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.9%
Revenue Next 5Y12.94%
EBIT growth 1Y28.16%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19%
EBIT Next 3Y14.66%
EBIT Next 5YN/A
FCF growth 1Y31.27%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y27.09%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
Can you provide the valuation status for INTUIT INC?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
How profitable is INTUIT INC (INTU) stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 16.97% in the next year.
How sustainable is the dividend of INTUIT INC (INTU) stock?
The dividend rating of INTUIT INC (INTU) is 5 / 10 and the dividend payout ratio is 30.73%.