662.42 USD
-7.46 (-1.11%)
662.42 USD
0 (0%)
INTU gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. INTU scores excellent points on both the profitability and health parts. This is a solid base for a good stock. INTU is not overvalued while it is showing excellent growth. This is an interesting combination. These ratings could make INTU a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
INTU had positive earnings in the past year.
In the past year INTU had a positive cash flow from operations.
Each year in the past 5 years INTU has been profitable.
In the past 5 years INTU always reported a positive cash flow from operatings.
1.2 Ratios
INTU's Return On Assets of 12.41% is amongst the best of the industry. INTU outperforms 90.22% of its industry peers.
The Return On Equity of INTU (21.31%) is better than 88.41% of its industry peers.
The Return On Invested Capital of INTU (16.53%) is better than 93.12% of its industry peers.
The Average Return On Invested Capital over the past 3 years for INTU is above the industry average of 10.78%.
The last Return On Invested Capital (16.53%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
INTU has a Profit Margin of 21.19%. This is amongst the best in the industry. INTU outperforms 85.14% of its industry peers.
INTU's Profit Margin has declined in the last couple of years.
The Operating Margin of INTU (26.72%) is better than 90.58% of its industry peers.
In the last couple of years the Operating Margin of INTU has declined.
INTU's Gross Margin of 79.89% is amongst the best of the industry. INTU outperforms 81.16% of its industry peers.
INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so INTU is still creating some value.
INTU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for INTU has been increased compared to 5 years ago.
The debt/assets ratio for INTU has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 10.10 indicates that INTU is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 10.10, INTU belongs to the top of the industry, outperforming 89.13% of the companies in the same industry.
The Debt to FCF ratio of INTU is 0.97, which is an excellent value as it means it would take INTU, only 0.97 years of fcf income to pay off all of its debts.
INTU has a Debt to FCF ratio of 0.97. This is in the better half of the industry: INTU outperforms 75.72% of its industry peers.
A Debt/Equity ratio of 0.28 indicates that INTU is not too dependend on debt financing.
The Debt to Equity ratio of INTU (0.28) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 10.1 |
ROIC/WACC1.51
WACC10.94%
2.3 Liquidity
INTU has a Current Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
INTU has a Current ratio (1.39) which is in line with its industry peers.
A Quick Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
INTU has a Quick ratio (1.39) which is comparable to the rest of the industry.
The current and quick ratio evaluation for INTU is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 23.88% over the past year.
The Earnings Per Share has been growing by 20.77% on average over the past years. This is a very strong growth
Looking at the last year, INTU shows a quite strong growth in Revenue. The Revenue has grown by 17.14% in the last year.
The Revenue has been growing by 19.65% on average over the past years. This is quite good.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
The Earnings Per Share is expected to grow by 15.50% on average over the next years. This is quite good.
The Revenue is expected to grow by 12.44% on average over the next years. This is quite good.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.44%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 31.45, which means the current valuation is very expensive for INTU.
62.68% of the companies in the same industry are more expensive than INTU, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.51, INTU is valued at the same level.
INTU is valuated rather expensively with a Price/Forward Earnings ratio of 24.53.
INTU's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. INTU is cheaper than 67.03% of the companies in the same industry.
INTU is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 23.13, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.45 | ||
| Fwd PE | 24.53 |
4.2 Price Multiples
INTU's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. INTU is cheaper than 68.12% of the companies in the same industry.
INTU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. INTU is cheaper than 71.01% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.01 | ||
| EV/EBITDA | 31.4 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
INTU has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as INTU's earnings are expected to grow with 15.41% in the coming years.
PEG (NY)1.85
PEG (5Y)1.51
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
INTU has a yearly dividend return of 0.71%, which is pretty low.
Compared to an average industry Dividend Yield of 0.51, INTU pays a better dividend. On top of this INTU pays more dividend than 90.58% of the companies listed in the same industry.
With a Dividend Yield of 0.71, INTU pays less dividend than the S&P500 average, which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
5.2 History
On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
INTU has paid a dividend for at least 10 years, which is a reliable track record.
INTU has decreased its dividend in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
29.97% of the earnings are spent on dividend by INTU. This is a low number and sustainable payout ratio.
The dividend of INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
662.42
-7.46 (-1.11%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners90.39%
Inst Owner Change3.75%
Ins Owners0.07%
Ins Owner Change0.41%
Market Cap184.33B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.03
Price Target823.71 (24.35%)
Short Float %1.74%
Short Ratio2.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-0.25%
PT rev (3m)-0.63%
EPS NQ rev (1m)-1.41%
EPS NQ rev (3m)-4.07%
EPS NY rev (1m)0.05%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.45 | ||
| Fwd PE | 24.53 | ||
| P/S | 9.49 | ||
| P/FCF | 29.01 | ||
| P/OCF | 28.44 | ||
| P/B | 9.54 | ||
| P/tB | 894.81 | ||
| EV/EBITDA | 31.4 |
EPS(TTM)21.06
EY3.18%
EPS(NY)27.01
Fwd EY4.08%
FCF(TTM)22.83
FCFY3.45%
OCF(TTM)23.29
OCFY3.52%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.85
PEG (5Y)1.51
Graham Number181.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 10.1 |
F-Score9
WACC10.94%
ROIC/WACC1.51
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.44%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 31.45 and the Price/Book (PB) ratio is 9.54.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.03% in the next year.