647.68 USD
+12.05 (+1.9%)
647.5 USD
-0.18 (-0.03%)
Taking everything into account, INTU scores 7 out of 10 in our fundamental rating. INTU was compared to 281 industry peers in the Software industry. INTU has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. INTU is growing strongly while it is still valued neutral. This is a good combination! These ratings could make INTU a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
INTU had positive earnings in the past year.
In the past year INTU had a positive cash flow from operations.
INTU had positive earnings in each of the past 5 years.
Each year in the past 5 years INTU had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 12.41%, INTU belongs to the top of the industry, outperforming 88.97% of the companies in the same industry.
INTU has a Return On Equity of 21.31%. This is amongst the best in the industry. INTU outperforms 87.54% of its industry peers.
Looking at the Return On Invested Capital, with a value of 16.53%, INTU belongs to the top of the industry, outperforming 92.53% of the companies in the same industry.
INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is in line with the industry average of 12.03%.
The last Return On Invested Capital (16.53%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
INTU's Profit Margin of 21.19% is amongst the best of the industry. INTU outperforms 86.12% of its industry peers.
INTU's Profit Margin has declined in the last couple of years.
INTU's Operating Margin of 26.72% is amongst the best of the industry. INTU outperforms 90.39% of its industry peers.
INTU's Operating Margin has declined in the last couple of years.
INTU's Gross Margin of 79.89% is amongst the best of the industry. INTU outperforms 81.49% of its industry peers.
In the last couple of years the Gross Margin of INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), INTU is creating some value.
Compared to 1 year ago, INTU has less shares outstanding
INTU has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, INTU has an improved debt to assets ratio.
2.2 Solvency
INTU has an Altman-Z score of 9.84. This indicates that INTU is financially healthy and has little risk of bankruptcy at the moment.
INTU's Altman-Z score of 9.84 is amongst the best of the industry. INTU outperforms 87.19% of its industry peers.
INTU has a debt to FCF ratio of 0.97. This is a very positive value and a sign of high solvency as it would only need 0.97 years to pay back of all of its debts.
INTU has a better Debt to FCF ratio (0.97) than 76.16% of its industry peers.
INTU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
INTU has a Debt to Equity ratio (0.28) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 9.84 |
ROIC/WACC1.53
WACC10.79%
2.3 Liquidity
INTU has a Current Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.39, INTU perfoms like the industry average, outperforming 43.06% of the companies in the same industry.
INTU has a Quick Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.39, INTU is in line with its industry, outperforming 43.42% of the companies in the same industry.
INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 23.88% over the past year.
The Earnings Per Share has been growing by 20.77% on average over the past years. This is a very strong growth
The Revenue has grown by 17.14% in the past year. This is quite good.
INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
The Earnings Per Share is expected to grow by 15.50% on average over the next years. This is quite good.
The Revenue is expected to grow by 12.44% on average over the next years. This is quite good.
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.5%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.81%
Revenue Next 5Y12.44%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 30.75, which means the current valuation is very expensive for INTU.
INTU's Price/Earnings ratio is a bit cheaper when compared to the industry. INTU is cheaper than 63.35% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.37, INTU is valued at the same level.
Based on the Price/Forward Earnings ratio of 24.02, the valuation of INTU can be described as rather expensive.
67.62% of the companies in the same industry are more expensive than INTU, based on the Price/Forward Earnings ratio.
INTU is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 36.20, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.75 | ||
| Fwd PE | 24.02 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INTU is valued a bit cheaper than 69.04% of the companies in the same industry.
INTU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. INTU is cheaper than 71.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 28.38 | ||
| EV/EBITDA | 30.38 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of INTU may justify a higher PE ratio.
INTU's earnings are expected to grow with 15.07% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.81
PEG (5Y)1.48
EPS Next 2Y15.49%
EPS Next 3Y15.07%
5. Dividend
5.1 Amount
With a yearly dividend of 0.76%, INTU is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 59.20, INTU pays a better dividend. On top of this INTU pays more dividend than 90.39% of the companies listed in the same industry.
With a Dividend Yield of 0.76, INTU pays less dividend than the S&P500 average, which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.76% |
5.2 History
The dividend of INTU is nicely growing with an annual growth rate of 14.61%!
INTU has been paying a dividend for at least 10 years, so it has a reliable track record.
INTU has decreased its dividend in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
INTU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
647.68
+12.05 (+1.9%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners89.64%
Inst Owner Change3.7%
Ins Owners0.09%
Ins Owner Change0.33%
Market Cap180.31B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts80.51
Price Target825.76 (27.5%)
Short Float %1.9%
Short Ratio2.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.76% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-0.88%
PT rev (3m)-1.39%
EPS NQ rev (1m)-2.71%
EPS NQ rev (3m)-3.58%
EPS NY rev (1m)0%
EPS NY rev (3m)0.81%
Revenue NQ rev (1m)1.18%
Revenue NQ rev (3m)1.12%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.75 | ||
| Fwd PE | 24.02 | ||
| P/S | 9.28 | ||
| P/FCF | 28.38 | ||
| P/OCF | 27.82 | ||
| P/B | 9.33 | ||
| P/tB | 875.31 | ||
| EV/EBITDA | 30.38 |
EPS(TTM)21.06
EY3.25%
EPS(NY)26.97
Fwd EY4.16%
FCF(TTM)22.82
FCFY3.52%
OCF(TTM)23.28
OCFY3.59%
SpS69.8
BVpS69.4
TBVpS0.74
PEG (NY)1.81
PEG (5Y)1.48
Graham Number181.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 9.84 |
F-Score9
WACC10.79%
ROIC/WACC1.53
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y16.97%
EPS Next 2Y15.49%
EPS Next 3Y15.07%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year12.83%
Revenue Next 2Y12.66%
Revenue Next 3Y12.81%
Revenue Next 5Y12.44%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19%
EBIT Next 3Y14.34%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
Can you provide the valuation status for INTUIT INC?
ChartMill assigns a valuation rating of 5 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
How profitable is INTUIT INC (INTU) stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 16.97% in the next year.
How sustainable is the dividend of INTUIT INC (INTU) stock?
The dividend rating of INTUIT INC (INTU) is 5 / 10 and the dividend payout ratio is 29.97%.