674.15 USD
-2.4 (-0.35%)
674.73 USD
+0.58 (+0.09%)
Taking everything into account, INTU scores 7 out of 10 in our fundamental rating. INTU was compared to 276 industry peers in the Software industry. Both the health and profitability get an excellent rating, making INTU a very profitable company, without any liquidiy or solvency issues. INTU is growing strongly while it is still valued neutral. This is a good combination! With these ratings, INTU could be worth investigating further for growth and quality investing!.
1. Profitability
1.1 Basic Checks
In the past year INTU was profitable.
In the past year INTU had a positive cash flow from operations.
In the past 5 years INTU has always been profitable.
INTU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
INTU has a Return On Assets of 12.41%. This is amongst the best in the industry. INTU outperforms 90.22% of its industry peers.
INTU has a better Return On Equity (21.31%) than 88.41% of its industry peers.
The Return On Invested Capital of INTU (16.53%) is better than 93.12% of its industry peers.
The Average Return On Invested Capital over the past 3 years for INTU is above the industry average of 10.78%.
The 3 year average ROIC (12.89%) for INTU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
INTU has a Profit Margin of 21.19%. This is amongst the best in the industry. INTU outperforms 85.14% of its industry peers.
In the last couple of years the Profit Margin of INTU has declined.
INTU's Operating Margin of 26.72% is amongst the best of the industry. INTU outperforms 90.58% of its industry peers.
INTU's Operating Margin has declined in the last couple of years.
INTU's Gross Margin of 79.89% is amongst the best of the industry. INTU outperforms 81.16% of its industry peers.
In the last couple of years the Gross Margin of INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
INTU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for INTU has been increased compared to 5 years ago.
INTU has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 10.19 indicates that INTU is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 10.19, INTU belongs to the best of the industry, outperforming 88.41% of the companies in the same industry.
INTU has a debt to FCF ratio of 0.97. This is a very positive value and a sign of high solvency as it would only need 0.97 years to pay back of all of its debts.
INTU has a Debt to FCF ratio of 0.97. This is in the better half of the industry: INTU outperforms 75.72% of its industry peers.
A Debt/Equity ratio of 0.28 indicates that INTU is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.28, INTU perfoms like the industry average, outperforming 40.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 10.19 |
ROIC/WACC1.51
WACC10.96%
2.3 Liquidity
A Current Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
INTU has a Current ratio (1.39) which is comparable to the rest of the industry.
A Quick Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
INTU has a Quick ratio (1.39) which is comparable to the rest of the industry.
The current and quick ratio evaluation for INTU is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
The Earnings Per Share has been growing by 20.77% on average over the past years. This is a very strong growth
Looking at the last year, INTU shows a quite strong growth in Revenue. The Revenue has grown by 17.14% in the last year.
INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
INTU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.50% yearly.
Based on estimates for the next years, INTU will show a quite strong growth in Revenue. The Revenue will grow by 12.44% on average per year.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.44%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
INTU is valuated quite expensively with a Price/Earnings ratio of 32.01.
INTU's Price/Earnings ratio is a bit cheaper when compared to the industry. INTU is cheaper than 62.68% of the companies in the same industry.
INTU is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.84, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 24.96, the valuation of INTU can be described as rather expensive.
Based on the Price/Forward Earnings ratio, INTU is valued a bit cheaper than 67.03% of the companies in the same industry.
INTU's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.01 | ||
| Fwd PE | 24.96 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INTU is valued a bit cheaper than the industry average as 68.48% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, INTU is valued a bit cheaper than the industry average as 71.01% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 29.53 | ||
| EV/EBITDA | 31.71 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates INTU does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of INTU may justify a higher PE ratio.
INTU's earnings are expected to grow with 15.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.88
PEG (5Y)1.54
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
With a yearly dividend of 0.71%, INTU is not a good candidate for dividend investing.
INTU's Dividend Yield is rather good when compared to the industry average which is at 0.51. INTU pays more dividend than 90.58% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
5.2 History
The dividend of INTU is nicely growing with an annual growth rate of 14.61%!
INTU has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
INTU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
The dividend of INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
674.15
-2.4 (-0.35%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners90.39%
Inst Owner Change3.75%
Ins Owners0.07%
Ins Owner Change0.41%
Market Cap187.60B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.03
Price Target823.71 (22.18%)
Short Float %1.92%
Short Ratio2.98
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-0.25%
PT rev (3m)-0.63%
EPS NQ rev (1m)-1.41%
EPS NQ rev (3m)-4.07%
EPS NY rev (1m)0.05%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.01 | ||
| Fwd PE | 24.96 | ||
| P/S | 9.65 | ||
| P/FCF | 29.53 | ||
| P/OCF | 28.94 | ||
| P/B | 9.71 | ||
| P/tB | 910.66 | ||
| EV/EBITDA | 31.71 |
EPS(TTM)21.06
EY3.12%
EPS(NY)27.01
Fwd EY4.01%
FCF(TTM)22.83
FCFY3.39%
OCF(TTM)23.29
OCFY3.46%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.88
PEG (5Y)1.54
Graham Number181.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 10.19 |
F-Score9
WACC10.96%
ROIC/WACC1.51
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.44%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
Can you provide the valuation status for INTUIT INC?
ChartMill assigns a valuation rating of 4 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
How profitable is INTUIT INC (INTU) stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.03% in the next year.
How sustainable is the dividend of INTUIT INC (INTU) stock?
The dividend rating of INTUIT INC (INTU) is 5 / 10 and the dividend payout ratio is 29.97%.