INTUIT INC (INTU) Fundamental Analysis & Valuation
NASDAQ:INTU • US4612021034
478.76 USD
+11.97 (+2.56%)
Last: Mar 6, 2026, 03:33 PM
This INTU fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
We assign a fundamental rating of 7 out of 10 to INTU. INTU was compared to 276 industry peers in the Software industry. Both the health and profitability get an excellent rating, making INTU a very profitable company, without any liquidiy or solvency issues. INTU is not priced too expensively while it is growing strongly. Keep and eye on this one! These ratings would make INTU suitable for growth and quality investing!
1. INTU Profitability Analysis
1.1 Basic Checks
- INTU had positive earnings in the past year.
- INTU had a positive operating cash flow in the past year.
- In the past 5 years INTU has always been profitable.
- In the past 5 years INTU always reported a positive cash flow from operatings.
1.2 Ratios
- INTU has a Return On Assets of 12.66%. This is amongst the best in the industry. INTU outperforms 89.86% of its industry peers.
- INTU has a better Return On Equity (22.78%) than 88.04% of its industry peers.
- INTU's Return On Invested Capital of 17.51% is amongst the best of the industry. INTU outperforms 93.48% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for INTU is above the industry average of 10.72%.
- The last Return On Invested Capital (17.51%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.66% | ||
| ROE | 22.78% | ||
| ROIC | 17.51% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- INTU's Profit Margin of 21.57% is amongst the best of the industry. INTU outperforms 87.68% of its industry peers.
- INTU's Profit Margin has declined in the last couple of years.
- The Operating Margin of INTU (27.09%) is better than 91.67% of its industry peers.
- INTU's Operating Margin has declined in the last couple of years.
- With an excellent Gross Margin value of 80.05%, INTU belongs to the best of the industry, outperforming 80.80% of the companies in the same industry.
- INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 27.09% | ||
| PM (TTM) | 21.57% | ||
| GM | 80.05% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. INTU Health Analysis
2.1 Basic Checks
- INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for INTU has been reduced compared to 1 year ago.
- Compared to 5 years ago, INTU has more shares outstanding
- Compared to 1 year ago, INTU has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 7.12 indicates that INTU is not in any danger for bankruptcy at the moment.
- The Altman-Z score of INTU (7.12) is better than 85.14% of its industry peers.
- INTU has a debt to FCF ratio of 0.90. This is a very positive value and a sign of high solvency as it would only need 0.90 years to pay back of all of its debts.
- INTU's Debt to FCF ratio of 0.90 is fine compared to the rest of the industry. INTU outperforms 76.81% of its industry peers.
- INTU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
- INTU has a Debt to Equity ratio of 0.28. This is in the lower half of the industry: INTU underperforms 60.51% of its industry peers.
- Although INTU's pure debt/equity ratio does not look good, it has limited outstanding debt compared to the Free Cash Flow. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.9 | ||
| Altman-Z | 7.12 |
ROIC/WACC1.6
WACC10.98%
2.3 Liquidity
- INTU has a Current Ratio of 1.32. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
- INTU has a Current ratio (1.32) which is comparable to the rest of the industry.
- A Quick Ratio of 1.32 indicates that INTU should not have too much problems paying its short term obligations.
- With a Quick ratio value of 1.32, INTU perfoms like the industry average, outperforming 42.39% of the companies in the same industry.
- INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.32 | ||
| Quick Ratio | 1.32 |
3. INTU Growth Analysis
3.1 Past
- INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.74%, which is quite impressive.
- INTU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.77% yearly.
- INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.21%.
- INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)23.74%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%25%
Revenue 1Y (TTM)17.21%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%17.36%
3.2 Future
- INTU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 12.48% yearly.
- INTU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.00% yearly.
EPS Next Y16.98%
EPS Next 2Y15.43%
EPS Next 3Y15.13%
EPS Next 5Y12.48%
Revenue Next Year13.14%
Revenue Next 2Y12.77%
Revenue Next 3Y12.62%
Revenue Next 5Y12%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. INTU Valuation Analysis
4.1 Price/Earnings Ratio
- INTU is valuated rather expensively with a Price/Earnings ratio of 21.87.
- INTU's Price/Earnings ratio is a bit cheaper when compared to the industry. INTU is cheaper than 71.01% of the companies in the same industry.
- When comparing the Price/Earnings ratio of INTU to the average of the S&P500 Index (26.69), we can say INTU is valued inline with the index average.
- A Price/Forward Earnings ratio of 17.77 indicates a rather expensive valuation of INTU.
- 72.10% of the companies in the same industry are more expensive than INTU, based on the Price/Forward Earnings ratio.
- INTU's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.87 | ||
| Fwd PE | 17.77 |
4.2 Price Multiples
- 75.00% of the companies in the same industry are more expensive than INTU, based on the Enterprise Value to EBITDA ratio.
- INTU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. INTU is cheaper than 76.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.36 | ||
| EV/EBITDA | 21.07 |
4.3 Compensation for Growth
- INTU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- INTU has an outstanding profitability rating, which may justify a higher PE ratio.
- INTU's earnings are expected to grow with 15.13% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.29
PEG (5Y)1.05
EPS Next 2Y15.43%
EPS Next 3Y15.13%
5. INTU Dividend Analysis
5.1 Amount
- INTU has a Yearly Dividend Yield of 1.03%. Purely for dividend investing, there may be better candidates out there.
- The stock price of INTU dropped by -30.71% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- Compared to an average industry Dividend Yield of 0.58, INTU pays a better dividend. On top of this INTU pays more dividend than 91.67% of the companies listed in the same industry.
- With a Dividend Yield of 1.03, INTU pays less dividend than the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.03% |
5.2 History
- On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
- INTU has paid a dividend for at least 10 years, which is a reliable track record.
- The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 29.38% of the earnings are spent on dividend by INTU. This is a low number and sustainable payout ratio.
- INTU's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP29.38%
EPS Next 2Y15.43%
EPS Next 3Y15.13%
INTU Fundamentals: All Metrics, Ratios and Statistics
NASDAQ:INTU (3/6/2026, 3:33:08 PM)
478.76
+11.97 (+2.56%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-26 2026-02-26/amc
Earnings (Next)05-20 2026-05-20/amc
Inst Owners90.47%
Inst Owner Change-0.49%
Ins Owners0.07%
Ins Owner Change0.51%
Market Cap132.40B
Revenue(TTM)20.12B
Net Income(TTM)4.34B
Analysts81
Price Target765.38 (59.87%)
Short Float %3.08%
Short Ratio2.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.03% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.38%
Div Incr Years2
Div Non Decr Years2
Ex-Date01-09 2026-01-09 (1.2)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.42%
Min EPS beat(2)5.84%
Max EPS beat(2)11.01%
EPS beat(4)4
Avg EPS beat(4)5.73%
Min EPS beat(4)1.35%
Max EPS beat(4)11.01%
EPS beat(8)8
Avg EPS beat(8)7.78%
EPS beat(12)12
Avg EPS beat(12)9.38%
EPS beat(16)15
Avg EPS beat(16)12.76%
Revenue beat(2)2
Avg Revenue beat(2)0.94%
Min Revenue beat(2)0.58%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.67%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.3%
Revenue beat(8)7
Avg Revenue beat(8)0.92%
Revenue beat(12)9
Avg Revenue beat(12)0.35%
Revenue beat(16)13
Avg Revenue beat(16)0.61%
PT rev (1m)-6.1%
PT rev (3m)-7.31%
EPS NQ rev (1m)-0.07%
EPS NQ rev (3m)-1.63%
EPS NY rev (1m)0.02%
EPS NY rev (3m)0.08%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)0.24%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.87 | ||
| Fwd PE | 17.77 | ||
| P/S | 6.58 | ||
| P/FCF | 19.36 | ||
| P/OCF | 18.96 | ||
| P/B | 6.95 | ||
| P/tB | 1310.9 | ||
| EV/EBITDA | 21.07 |
EPS(TTM)21.89
EY4.57%
EPS(NY)26.94
Fwd EY5.63%
FCF(TTM)24.73
FCFY5.17%
OCF(TTM)25.25
OCFY5.27%
SpS72.76
BVpS68.9
TBVpS0.37
PEG (NY)1.29
PEG (5Y)1.05
Graham Number184.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.66% | ||
| ROE | 22.78% | ||
| ROCE | 21.42% | ||
| ROIC | 17.51% | ||
| ROICexc | 19.83% | ||
| ROICexgc | 126.97% | ||
| OM | 27.09% | ||
| PM (TTM) | 21.57% | ||
| GM | 80.05% | ||
| FCFM | 33.99% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.9 | ||
| Debt/EBITDA | 0.86 | ||
| Cap/Depr | 17.41% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 111.25% | ||
| Profit Quality | 157.58% | ||
| Current Ratio | 1.32 | ||
| Quick Ratio | 1.32 | ||
| Altman-Z | 7.12 |
F-Score9
WACC10.98%
ROIC/WACC1.6
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.74%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%25%
EPS Next Y16.98%
EPS Next 2Y15.43%
EPS Next 3Y15.13%
EPS Next 5Y12.48%
Revenue 1Y (TTM)17.21%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%17.36%
Revenue Next Year13.14%
Revenue Next 2Y12.77%
Revenue Next 3Y12.62%
Revenue Next 5Y12%
EBIT growth 1Y34.44%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year20.18%
EBIT Next 3Y15.49%
EBIT Next 5Y13.28%
FCF growth 1Y46.29%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y41.07%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 5 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 21.87 and the Price/Book (PB) ratio is 6.95.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 16.98% in the next year.