INTUIT INC (INTU) Stock Fundamental Analysis
NASDAQ:INTU • US4612021034
379.345 USD
-20.05 (-5.02%)
Last: Feb 17, 2026, 02:58 PM
Overall INTU gets a fundamental rating of 7 out of 10. We evaluated INTU against 276 industry peers in the Software industry. Both the health and profitability get an excellent rating, making INTU a very profitable company, without any liquidiy or solvency issues. INTU is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! These ratings could make INTU a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
- INTU had positive earnings in the past year.
- In the past year INTU had a positive cash flow from operations.
- Each year in the past 5 years INTU has been profitable.
- INTU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- INTU has a Return On Assets of 12.41%. This is amongst the best in the industry. INTU outperforms 89.86% of its industry peers.
- INTU has a Return On Equity of 21.31%. This is amongst the best in the industry. INTU outperforms 88.41% of its industry peers.
- INTU has a Return On Invested Capital of 16.53%. This is amongst the best in the industry. INTU outperforms 92.75% of its industry peers.
- INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is above the industry average of 10.64%.
- The last Return On Invested Capital (16.53%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- INTU's Profit Margin of 21.19% is amongst the best of the industry. INTU outperforms 85.51% of its industry peers.
- In the last couple of years the Profit Margin of INTU has declined.
- INTU has a better Operating Margin (26.72%) than 90.22% of its industry peers.
- In the last couple of years the Operating Margin of INTU has declined.
- Looking at the Gross Margin, with a value of 79.89%, INTU belongs to the top of the industry, outperforming 80.80% of the companies in the same industry.
- INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- INTU has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for INTU has been increased compared to 5 years ago.
- INTU has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 6.85 indicates that INTU is not in any danger for bankruptcy at the moment.
- INTU has a Altman-Z score of 6.85. This is amongst the best in the industry. INTU outperforms 85.14% of its industry peers.
- The Debt to FCF ratio of INTU is 0.97, which is an excellent value as it means it would take INTU, only 0.97 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.97, INTU is in the better half of the industry, outperforming 75.36% of the companies in the same industry.
- A Debt/Equity ratio of 0.28 indicates that INTU is not too dependend on debt financing.
- INTU has a worse Debt to Equity ratio (0.28) than 60.87% of its industry peers.
- Although INTU does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 6.85 |
ROIC/WACC1.51
WACC10.92%
2.3 Liquidity
- A Current Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
- Looking at the Current ratio, with a value of 1.39, INTU is in line with its industry, outperforming 41.67% of the companies in the same industry.
- A Quick Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
- INTU has a Quick ratio (1.39) which is comparable to the rest of the industry.
- The current and quick ratio evaluation for INTU is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
- Measured over the past years, INTU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
- Looking at the last year, INTU shows a quite strong growth in Revenue. The Revenue has grown by 17.14% in the last year.
- INTU shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.65% yearly.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- Based on estimates for the next years, INTU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.50% on average per year.
- INTU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.57% yearly.
EPS Next Y17.07%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
EPS Next 5Y15.5%
Revenue Next Year13.16%
Revenue Next 2Y12.83%
Revenue Next 3Y12.79%
Revenue Next 5Y12.57%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 18.01, INTU is valued on the expensive side.
- Compared to the rest of the industry, the Price/Earnings ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 72.10% of the companies listed in the same industry.
- INTU is valuated rather cheaply when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 14.04, INTU is valued correctly.
- Based on the Price/Forward Earnings ratio, INTU is valued a bit cheaper than 75.72% of the companies in the same industry.
- INTU's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.06.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.01 | ||
| Fwd PE | 14.04 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, INTU is valued a bit cheaper than 73.91% of the companies in the same industry.
- 76.81% of the companies in the same industry are more expensive than INTU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.62 | ||
| EV/EBITDA | 18.87 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The excellent profitability rating of INTU may justify a higher PE ratio.
- INTU's earnings are expected to grow with 15.38% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.06
PEG (5Y)0.87
EPS Next 2Y15.6%
EPS Next 3Y15.38%
5. Dividend
5.1 Amount
- INTU has a Yearly Dividend Yield of 1.21%. Purely for dividend investing, there may be better candidates out there.
- In the last 3 months the price of INTU has falen by -39.70%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- INTU's Dividend Yield is rather good when compared to the industry average which is at 0.60. INTU pays more dividend than 92.39% of the companies in the same industry.
- INTU's Dividend Yield is slightly below the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.21% |
5.2 History
- On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
- INTU has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- INTU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
- INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
NASDAQ:INTU (2/17/2026, 2:58:05 PM)
379.345
-20.05 (-5.02%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2025-11-20/amc
Earnings (Next)02-26 2026-02-26/amc
Inst Owners90.47%
Inst Owner Change1.39%
Ins Owners0.07%
Ins Owner Change0.72%
Market Cap105.56B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81
Price Target798.53 (110.5%)
Short Float %2.18%
Short Ratio2.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.21% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date01-09 2026-01-09 (1.2)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-3.06%
PT rev (3m)-3.89%
EPS NQ rev (1m)0.03%
EPS NQ rev (3m)-4.25%
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.08%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)1.43%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.01 | ||
| Fwd PE | 14.04 | ||
| P/S | 5.43 | ||
| P/FCF | 16.62 | ||
| P/OCF | 16.29 | ||
| P/B | 5.46 | ||
| P/tB | 512.43 | ||
| EV/EBITDA | 18.87 |
EPS(TTM)21.06
EY5.55%
EPS(NY)27.02
Fwd EY7.12%
FCF(TTM)22.83
FCFY6.02%
OCF(TTM)23.29
OCFY6.14%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.06
PEG (5Y)0.87
Graham Number181.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 6.85 |
F-Score9
WACC10.92%
ROIC/WACC1.51
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.07%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.16%
Revenue Next 2Y12.83%
Revenue Next 3Y12.79%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.6%
EBIT Next 3Y15.53%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 6 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 18.01 and the Price/Book (PB) ratio is 5.46.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.07% in the next year.