545.29 USD
-9.29 (-1.68%)
545.2 USD
-0.09 (-0.02%)
We assign a fundamental rating of 7 out of 10 to INTU. INTU was compared to 277 industry peers in the Software industry. INTU gets an excellent profitability rating and is at the same time showing great financial health properties. INTU is not overvalued while it is showing excellent growth. This is an interesting combination. These ratings could make INTU a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
- In the past year INTU was profitable.
- INTU had a positive operating cash flow in the past year.
- In the past 5 years INTU has always been profitable.
- INTU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 12.41%, INTU belongs to the top of the industry, outperforming 90.22% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 21.31%, INTU belongs to the top of the industry, outperforming 88.41% of the companies in the same industry.
- With an excellent Return On Invested Capital value of 16.53%, INTU belongs to the best of the industry, outperforming 93.12% of the companies in the same industry.
- INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is above the industry average of 10.78%.
- The last Return On Invested Capital (16.53%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- The Profit Margin of INTU (21.19%) is better than 85.14% of its industry peers.
- In the last couple of years the Profit Margin of INTU has declined.
- INTU's Operating Margin of 26.72% is amongst the best of the industry. INTU outperforms 90.58% of its industry peers.
- In the last couple of years the Operating Margin of INTU has declined.
- With an excellent Gross Margin value of 79.89%, INTU belongs to the best of the industry, outperforming 81.16% of the companies in the same industry.
- INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- INTU has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
- The number of shares outstanding for INTU has been reduced compared to 1 year ago.
- Compared to 5 years ago, INTU has more shares outstanding
- The debt/assets ratio for INTU has been reduced compared to a year ago.
2.2 Solvency
- INTU has an Altman-Z score of 8.61. This indicates that INTU is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of INTU (8.61) is better than 87.32% of its industry peers.
- The Debt to FCF ratio of INTU is 0.97, which is an excellent value as it means it would take INTU, only 0.97 years of fcf income to pay off all of its debts.
- INTU's Debt to FCF ratio of 0.97 is fine compared to the rest of the industry. INTU outperforms 75.72% of its industry peers.
- A Debt/Equity ratio of 0.28 indicates that INTU is not too dependend on debt financing.
- INTU has a Debt to Equity ratio (0.28) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 8.61 |
ROIC/WACC1.5
WACC11%
2.3 Liquidity
- A Current Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
- INTU's Current ratio of 1.39 is in line compared to the rest of the industry. INTU outperforms 42.75% of its industry peers.
- INTU has a Quick Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
- The Quick ratio of INTU (1.39) is comparable to the rest of the industry.
- INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
- Measured over the past years, INTU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
- INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.14%.
- The Revenue has been growing by 19.65% on average over the past years. This is quite good.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
- The Earnings Per Share is expected to grow by 15.50% on average over the next years. This is quite good.
- INTU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.57% yearly.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.17%
Revenue Next 2Y12.83%
Revenue Next 3Y12.87%
Revenue Next 5Y12.57%
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- INTU is valuated quite expensively with a Price/Earnings ratio of 25.89.
- Based on the Price/Earnings ratio, INTU is valued a bit cheaper than 67.75% of the companies in the same industry.
- When comparing the Price/Earnings ratio of INTU to the average of the S&P500 Index (27.47), we can say INTU is valued inline with the index average.
- Based on the Price/Forward Earnings ratio of 20.19, the valuation of INTU can be described as rather expensive.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 72.10% of the companies listed in the same industry.
- INTU is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.89 | ||
| Fwd PE | 20.19 |
4.2 Price Multiples
- INTU's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. INTU is cheaper than 72.10% of the companies in the same industry.
- 74.28% of the companies in the same industry are more expensive than INTU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 23.88 | ||
| EV/EBITDA | 25.63 |
4.3 Compensation for Growth
- INTU's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- INTU has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as INTU's earnings are expected to grow with 15.41% in the coming years.
PEG (NY)1.52
PEG (5Y)1.25
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
- INTU has a yearly dividend return of 0.87%, which is pretty low.
- Compared to an average industry Dividend Yield of 0.52, INTU pays a better dividend. On top of this INTU pays more dividend than 90.58% of the companies listed in the same industry.
- With a Dividend Yield of 0.87, INTU pays less dividend than the S&P500 average, which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
5.2 History
- On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
- INTU has paid a dividend for at least 10 years, which is a reliable track record.
- INTU has decreased its dividend in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- INTU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
- The dividend of INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
545.29
-9.29 (-1.68%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-20 2025-11-20/amc
Earnings (Next)02-23 2026-02-23/amc
Inst Owners90.47%
Inst Owner Change0.08%
Ins Owners0.07%
Ins Owner Change0.34%
Market Cap151.74B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.58
Price Target815.07 (49.47%)
Short Float %1.74%
Short Ratio2.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.87% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date01-09 2026-01-09 (1.2)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-1.05%
PT rev (3m)-2.16%
EPS NQ rev (1m)-0.21%
EPS NQ rev (3m)-4.29%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0.04%
Revenue NQ rev (3m)1.45%
Revenue NY rev (1m)0.07%
Revenue NY rev (3m)0.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.89 | ||
| Fwd PE | 20.19 | ||
| P/S | 7.81 | ||
| P/FCF | 23.88 | ||
| P/OCF | 23.41 | ||
| P/B | 7.85 | ||
| P/tB | 736.59 | ||
| EV/EBITDA | 25.63 |
EPS(TTM)21.06
EY3.86%
EPS(NY)27.01
Fwd EY4.95%
FCF(TTM)22.83
FCFY4.19%
OCF(TTM)23.29
OCFY4.27%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.52
PEG (5Y)1.25
Graham Number181.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 8.61 |
F-Score9
WACC11%
ROIC/WACC1.5
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.17%
Revenue Next 2Y12.83%
Revenue Next 3Y12.87%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 5 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 25.89 and the Price/Book (PB) ratio is 7.85.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.03% in the next year.