629.46 USD
-32.96 (-4.98%)
630.1 USD
+0.64 (+0.1%)
INTU gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. INTU has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. INTU is not priced too expensively while it is growing strongly. Keep and eye on this one! These ratings would make INTU suitable for growth and quality investing!
1. Profitability
1.1 Basic Checks
In the past year INTU was profitable.
In the past year INTU had a positive cash flow from operations.
In the past 5 years INTU has always been profitable.
INTU had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of INTU (12.41%) is better than 90.22% of its industry peers.
The Return On Equity of INTU (21.31%) is better than 88.41% of its industry peers.
INTU's Return On Invested Capital of 16.53% is amongst the best of the industry. INTU outperforms 93.12% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for INTU is above the industry average of 10.78%.
The 3 year average ROIC (12.89%) for INTU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
INTU has a Profit Margin of 21.19%. This is amongst the best in the industry. INTU outperforms 84.78% of its industry peers.
In the last couple of years the Profit Margin of INTU has declined.
With an excellent Operating Margin value of 26.72%, INTU belongs to the best of the industry, outperforming 90.58% of the companies in the same industry.
INTU's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 79.89%, INTU belongs to the top of the industry, outperforming 81.16% of the companies in the same industry.
INTU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so INTU is still creating some value.
The number of shares outstanding for INTU has been reduced compared to 1 year ago.
Compared to 5 years ago, INTU has more shares outstanding
Compared to 1 year ago, INTU has an improved debt to assets ratio.
2.2 Solvency
INTU has an Altman-Z score of 9.62. This indicates that INTU is financially healthy and has little risk of bankruptcy at the moment.
INTU has a Altman-Z score of 9.62. This is amongst the best in the industry. INTU outperforms 89.49% of its industry peers.
INTU has a debt to FCF ratio of 0.97. This is a very positive value and a sign of high solvency as it would only need 0.97 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 0.97, INTU is doing good in the industry, outperforming 75.72% of the companies in the same industry.
INTU has a Debt/Equity ratio of 0.28. This is a healthy value indicating a solid balance between debt and equity.
INTU has a Debt to Equity ratio (0.28) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 9.62 |
ROIC/WACC1.52
WACC10.89%
2.3 Liquidity
A Current Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
INTU's Current ratio of 1.39 is in line compared to the rest of the industry. INTU outperforms 42.75% of its industry peers.
INTU has a Quick Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
INTU has a Quick ratio (1.39) which is in line with its industry peers.
INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.88%, which is quite impressive.
Measured over the past years, INTU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.14%.
Measured over the past years, INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
INTU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.50% yearly.
The Revenue is expected to grow by 12.44% on average over the next years. This is quite good.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.44%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 29.89, INTU can be considered very expensive at the moment.
Based on the Price/Earnings ratio, INTU is valued a bit cheaper than 63.41% of the companies in the same industry.
INTU is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.60, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 23.31, INTU is valued on the expensive side.
67.75% of the companies in the same industry are more expensive than INTU, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.23, INTU is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.89 | ||
| Fwd PE | 23.31 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INTU is valued a bit cheaper than 68.84% of the companies in the same industry.
INTU's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. INTU is cheaper than 71.01% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.57 | ||
| EV/EBITDA | 29.52 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
INTU has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as INTU's earnings are expected to grow with 15.41% in the coming years.
PEG (NY)1.75
PEG (5Y)1.44
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
INTU has a yearly dividend return of 0.72%, which is pretty low.
Compared to an average industry Dividend Yield of 0.54, INTU pays a better dividend. On top of this INTU pays more dividend than 90.58% of the companies listed in the same industry.
With a Dividend Yield of 0.72, INTU pays less dividend than the S&P500 average, which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.72% |
5.2 History
On average, the dividend of INTU grows each year by 14.61%, which is quite nice.
INTU has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
29.97% of the earnings are spent on dividend by INTU. This is a low number and sustainable payout ratio.
INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
629.46
-32.96 (-4.98%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners90.47%
Inst Owner Change0%
Ins Owners0.07%
Ins Owner Change0.03%
Market Cap175.16B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.03
Price Target823.71 (30.86%)
Short Float %1.74%
Short Ratio2.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.72% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-0.25%
PT rev (3m)-1.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.08%
EPS NY rev (1m)-0.02%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.89 | ||
| Fwd PE | 23.31 | ||
| P/S | 9.01 | ||
| P/FCF | 27.57 | ||
| P/OCF | 27.02 | ||
| P/B | 9.07 | ||
| P/tB | 850.29 | ||
| EV/EBITDA | 29.52 |
EPS(TTM)21.06
EY3.35%
EPS(NY)27.01
Fwd EY4.29%
FCF(TTM)22.83
FCFY3.63%
OCF(TTM)23.29
OCFY3.7%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.75
PEG (5Y)1.44
Graham Number181.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 9.62 |
F-Score9
WACC10.89%
ROIC/WACC1.52
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.44%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 5 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 29.89 and the Price/Book (PB) ratio is 9.07.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.03% in the next year.