INTUIT INC (INTU) Stock Fundamental Analysis
NASDAQ:INTU • US4612021034
394.42 USD
+13.19 (+3.46%)
At close: Feb 26, 2026
378.57 USD
-15.85 (-4.02%)
Pre-Market: 2/27/2026, 8:24:56 AM
Taking everything into account, INTU scores 7 out of 10 in our fundamental rating. INTU was compared to 274 industry peers in the Software industry. Both the health and profitability get an excellent rating, making INTU a very profitable company, without any liquidiy or solvency issues. INTU is showing excellent growth while it is valued at reasonable prices. Keep and eye on this one! With these ratings, INTU could be worth investigating further for growth and quality investing!.
1. Profitability
1.1 Basic Checks
- In the past year INTU was profitable.
- In the past year INTU had a positive cash flow from operations.
- INTU had positive earnings in each of the past 5 years.
- In the past 5 years INTU always reported a positive cash flow from operatings.
1.2 Ratios
- The Return On Assets of INTU (12.41%) is better than 89.78% of its industry peers.
- The Return On Equity of INTU (21.31%) is better than 88.32% of its industry peers.
- With an excellent Return On Invested Capital value of 16.53%, INTU belongs to the best of the industry, outperforming 92.70% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for INTU is above the industry average of 10.80%.
- The last Return On Invested Capital (16.53%) for INTU is above the 3 year average (12.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
- INTU has a Profit Margin of 21.19%. This is amongst the best in the industry. INTU outperforms 85.77% of its industry peers.
- In the last couple of years the Profit Margin of INTU has declined.
- With an excellent Operating Margin value of 26.72%, INTU belongs to the best of the industry, outperforming 89.78% of the companies in the same industry.
- INTU's Operating Margin has declined in the last couple of years.
- INTU has a better Gross Margin (79.89%) than 80.29% of its industry peers.
- In the last couple of years the Gross Margin of INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), INTU is creating some value.
- The number of shares outstanding for INTU has been reduced compared to 1 year ago.
- The number of shares outstanding for INTU has been increased compared to 5 years ago.
- Compared to 1 year ago, INTU has an improved debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 6.79 indicates that INTU is not in any danger for bankruptcy at the moment.
- INTU has a better Altman-Z score (6.79) than 83.94% of its industry peers.
- INTU has a debt to FCF ratio of 0.97. This is a very positive value and a sign of high solvency as it would only need 0.97 years to pay back of all of its debts.
- INTU has a better Debt to FCF ratio (0.97) than 75.91% of its industry peers.
- A Debt/Equity ratio of 0.28 indicates that INTU is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.28, INTU is doing worse than 60.95% of the companies in the same industry.
- Although INTU does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 6.79 |
ROIC/WACC1.52
WACC10.9%
2.3 Liquidity
- A Current Ratio of 1.39 indicates that INTU should not have too much problems paying its short term obligations.
- INTU has a Current ratio of 1.39. This is comparable to the rest of the industry: INTU outperforms 42.34% of its industry peers.
- INTU has a Quick Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
- With a Quick ratio value of 1.39, INTU perfoms like the industry average, outperforming 43.07% of the companies in the same industry.
- INTU does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
- INTU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.74%, which is quite impressive.
- Measured over the past years, INTU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
- Looking at the last year, INTU shows a quite strong growth in Revenue. The Revenue has grown by 15.63% in the last year.
- Measured over the past years, INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)23.74%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%25%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%17.36%
3.2 Future
- Based on estimates for the next years, INTU will show a quite strong growth in Earnings Per Share. The EPS will grow by 15.50% on average per year.
- INTU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 12.57% yearly.
EPS Next Y17.07%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
EPS Next 5Y15.5%
Revenue Next Year13.16%
Revenue Next 2Y12.83%
Revenue Next 3Y12.79%
Revenue Next 5Y12.57%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 18.02, which indicates a rather expensive current valuation of INTU.
- Compared to the rest of the industry, the Price/Earnings ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 74.45% of the companies listed in the same industry.
- INTU is valuated rather cheaply when we compare the Price/Earnings ratio to 27.11, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 14.60 indicates a correct valuation of INTU.
- Based on the Price/Forward Earnings ratio, INTU is valued a bit cheaper than 75.91% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of INTU to the average of the S&P500 Index (28.13), we can say INTU is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.02 | ||
| Fwd PE | 14.6 |
4.2 Price Multiples
- INTU's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. INTU is cheaper than 75.18% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, INTU is valued a bit cheaper than the industry average as 78.10% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.28 | ||
| EV/EBITDA | 18.64 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- The excellent profitability rating of INTU may justify a higher PE ratio.
- INTU's earnings are expected to grow with 15.38% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.06
PEG (5Y)0.87
EPS Next 2Y15.6%
EPS Next 3Y15.38%
5. Dividend
5.1 Amount
- INTU has a Yearly Dividend Yield of 1.26%.
- In the last 3 months the price of INTU has falen by -37.80%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- INTU's Dividend Yield is rather good when compared to the industry average which is at 0.60. INTU pays more dividend than 92.34% of the companies in the same industry.
- Compared to the average S&P500 Dividend Yield of 1.80, INTU is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.26% |
5.2 History
- The dividend of INTU is nicely growing with an annual growth rate of 14.61%!
- INTU has paid a dividend for at least 10 years, which is a reliable track record.
- INTU has decreased its dividend in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- INTU pays out 29.97% of its income as dividend. This is a sustainable payout ratio.
- INTU's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
394.42
+13.19 (+3.46%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-26 2026-02-26/amc
Earnings (Next)05-20 2026-05-20/amc
Inst Owners90.47%
Inst Owner Change-0.52%
Ins Owners0.07%
Ins Owner Change0.72%
Market Cap109.76B
Revenue(TTM)18.83B
Net Income(TTM)4.12B
Analysts81
Price Target765.38 (94.05%)
Short Float %2.18%
Short Ratio2.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.26% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date01-09 2026-01-09 (1.2)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-2.03%
PT rev (3m)-3.3%
EPS NQ rev (1m)0.03%
EPS NQ rev (3m)-4.25%
EPS NY rev (1m)0.02%
EPS NY rev (3m)0.08%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)1.43%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.02 | ||
| Fwd PE | 14.6 | ||
| P/S | 5.65 | ||
| P/FCF | 17.28 | ||
| P/OCF | 16.93 | ||
| P/B | 5.68 | ||
| P/tB | 532.79 | ||
| EV/EBITDA | 18.64 |
EPS(TTM)21.89
EY5.55%
EPS(NY)27.02
Fwd EY6.85%
FCF(TTM)22.83
FCFY5.79%
OCF(TTM)23.29
OCFY5.91%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.06
PEG (5Y)0.87
Graham Number184.93
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 6.79 |
F-Score9
WACC10.9%
ROIC/WACC1.52
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.74%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%25%
EPS Next Y17.07%
EPS Next 2Y15.6%
EPS Next 3Y15.38%
EPS Next 5Y15.5%
Revenue 1Y (TTM)15.63%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%17.36%
Revenue Next Year13.16%
Revenue Next 2Y12.83%
Revenue Next 3Y12.79%
Revenue Next 5Y12.57%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.7%
EBIT Next 3Y15.74%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 6 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 18.02 and the Price/Book (PB) ratio is 5.68.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.07% in the next year.