629.46 USD
-32.96 (-4.98%)
632.8 USD
+3.34 (+0.53%)
Overall INTU gets a fundamental rating of 7 out of 10. We evaluated INTU against 276 industry peers in the Software industry. Both the health and profitability get an excellent rating, making INTU a very profitable company, without any liquidiy or solvency issues. INTU is not overvalued while it is showing excellent growth. This is an interesting combination. These ratings could make INTU a good candidate for growth and quality investing.
1. Profitability
1.1 Basic Checks
In the past year INTU was profitable.
INTU had a positive operating cash flow in the past year.
In the past 5 years INTU has always been profitable.
In the past 5 years INTU always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 12.41%, INTU belongs to the best of the industry, outperforming 90.22% of the companies in the same industry.
INTU has a Return On Equity of 21.31%. This is amongst the best in the industry. INTU outperforms 88.41% of its industry peers.
The Return On Invested Capital of INTU (16.53%) is better than 93.12% of its industry peers.
INTU had an Average Return On Invested Capital over the past 3 years of 12.89%. This is above the industry average of 10.78%.
The 3 year average ROIC (12.89%) for INTU is below the current ROIC(16.53%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROIC | 16.53% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
1.3 Margins
Looking at the Profit Margin, with a value of 21.19%, INTU belongs to the top of the industry, outperforming 85.14% of the companies in the same industry.
In the last couple of years the Profit Margin of INTU has declined.
INTU has a better Operating Margin (26.72%) than 90.58% of its industry peers.
In the last couple of years the Operating Margin of INTU has declined.
With an excellent Gross Margin value of 79.89%, INTU belongs to the best of the industry, outperforming 81.16% of the companies in the same industry.
In the last couple of years the Gross Margin of INTU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% |
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), INTU is creating some value.
INTU has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, INTU has more shares outstanding
The debt/assets ratio for INTU has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 10.02 indicates that INTU is not in any danger for bankruptcy at the moment.
INTU has a Altman-Z score of 10.02. This is amongst the best in the industry. INTU outperforms 89.49% of its industry peers.
The Debt to FCF ratio of INTU is 0.97, which is an excellent value as it means it would take INTU, only 0.97 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.97, INTU is in the better half of the industry, outperforming 75.72% of the companies in the same industry.
A Debt/Equity ratio of 0.28 indicates that INTU is not too dependend on debt financing.
INTU's Debt to Equity ratio of 0.28 is in line compared to the rest of the industry. INTU outperforms 41.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Altman-Z | 10.02 |
ROIC/WACC1.5
WACC11.03%
2.3 Liquidity
INTU has a Current Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
INTU has a Current ratio of 1.39. This is comparable to the rest of the industry: INTU outperforms 42.75% of its industry peers.
INTU has a Quick Ratio of 1.39. This is a normal value and indicates that INTU is financially healthy and should not expect problems in meeting its short term obligations.
With a Quick ratio value of 1.39, INTU perfoms like the industry average, outperforming 43.12% of the companies in the same industry.
The current and quick ratio evaluation for INTU is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 23.88% over the past year.
Measured over the past years, INTU shows a very strong growth in Earnings Per Share. The EPS has been growing by 20.77% on average per year.
INTU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.14%.
Measured over the past years, INTU shows a quite strong growth in Revenue. The Revenue has been growing by 19.65% on average per year.
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
3.2 Future
INTU is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.50% yearly.
Based on estimates for the next years, INTU will show a quite strong growth in Revenue. The Revenue will grow by 12.44% on average per year.
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.44%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 29.89 indicates a quite expensive valuation of INTU.
63.04% of the companies in the same industry are more expensive than INTU, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.60, INTU is valued at the same level.
With a Price/Forward Earnings ratio of 23.31, INTU is valued on the expensive side.
67.03% of the companies in the same industry are more expensive than INTU, based on the Price/Forward Earnings ratio.
INTU's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.23.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.89 | ||
| Fwd PE | 23.31 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 68.12% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of INTU indicates a somewhat cheap valuation: INTU is cheaper than 71.01% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 27.57 | ||
| EV/EBITDA | 31.05 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of INTU may justify a higher PE ratio.
INTU's earnings are expected to grow with 15.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.75
PEG (5Y)1.44
EPS Next 2Y15.57%
EPS Next 3Y15.41%
5. Dividend
5.1 Amount
INTU has a yearly dividend return of 0.71%, which is pretty low.
Compared to an average industry Dividend Yield of 0.51, INTU pays a better dividend. On top of this INTU pays more dividend than 90.58% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, INTU's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
5.2 History
The dividend of INTU is nicely growing with an annual growth rate of 14.61%!
INTU has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of INTU decreased in the last 3 years.
Dividend Growth(5Y)14.61%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
29.97% of the earnings are spent on dividend by INTU. This is a low number and sustainable payout ratio.
The dividend of INTU is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP29.97%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
629.46
-32.96 (-4.98%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners90.39%
Inst Owner Change3.75%
Ins Owners0.07%
Ins Owner Change0.41%
Market Cap175.16B
Revenue(TTM)19.43B
Net Income(TTM)4.12B
Analysts81.03
Price Target823.71 (30.86%)
Short Float %1.74%
Short Ratio2.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.71% |
Yearly Dividend4.25
Dividend Growth(5Y)14.61%
DP29.97%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.59%
Min EPS beat(2)1.35%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)9.47%
Min EPS beat(4)1.35%
Max EPS beat(4)25.99%
EPS beat(8)8
Avg EPS beat(8)7.92%
EPS beat(12)12
Avg EPS beat(12)12.62%
EPS beat(16)14
Avg EPS beat(16)10.95%
Revenue beat(2)2
Avg Revenue beat(2)0.78%
Min Revenue beat(2)0.26%
Max Revenue beat(2)1.3%
Revenue beat(4)4
Avg Revenue beat(4)0.9%
Min Revenue beat(4)0.26%
Max Revenue beat(4)1.49%
Revenue beat(8)6
Avg Revenue beat(8)0.6%
Revenue beat(12)9
Avg Revenue beat(12)0.52%
Revenue beat(16)12
Avg Revenue beat(16)0.34%
PT rev (1m)-0.25%
PT rev (3m)-0.63%
EPS NQ rev (1m)-1.41%
EPS NQ rev (3m)-4.07%
EPS NY rev (1m)0.05%
EPS NY rev (3m)0.05%
Revenue NQ rev (1m)0.22%
Revenue NQ rev (3m)1.4%
Revenue NY rev (1m)0.23%
Revenue NY rev (3m)0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 29.89 | ||
| Fwd PE | 23.31 | ||
| P/S | 9.01 | ||
| P/FCF | 27.57 | ||
| P/OCF | 27.02 | ||
| P/B | 9.07 | ||
| P/tB | 850.29 | ||
| EV/EBITDA | 31.05 |
EPS(TTM)21.06
EY3.35%
EPS(NY)27.01
Fwd EY4.29%
FCF(TTM)22.83
FCFY3.63%
OCF(TTM)23.29
OCFY3.7%
SpS69.84
BVpS69.44
TBVpS0.74
PEG (NY)1.75
PEG (5Y)1.44
Graham Number181.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.41% | ||
| ROE | 21.31% | ||
| ROCE | 20.22% | ||
| ROIC | 16.53% | ||
| ROICexc | 19.31% | ||
| ROICexgc | 148.41% | ||
| OM | 26.72% | ||
| PM (TTM) | 21.19% | ||
| GM | 79.89% | ||
| FCFM | 32.69% |
ROA(3y)9.42%
ROA(5y)9.8%
ROE(3y)16.5%
ROE(5y)16.59%
ROIC(3y)12.89%
ROIC(5y)12.66%
ROICexc(3y)15.42%
ROICexc(5y)15.82%
ROICexgc(3y)828.65%
ROICexgc(5y)2438.38%
ROCE(3y)15.77%
ROCE(5y)15.48%
ROICexgc growth 3Y-73.73%
ROICexgc growth 5YN/A
ROICexc growth 3Y21.98%
ROICexc growth 5Y-48.49%
OM growth 3Y9.08%
OM growth 5Y-1.54%
PM growth 3Y8.17%
PM growth 5Y-2.88%
GM growth 3Y-0.63%
GM growth 5Y-0.61%
F-Score9
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.28 | ||
| Debt/FCF | 0.97 | ||
| Debt/EBITDA | 0.9 | ||
| Cap/Depr | 15.79% | ||
| Cap/Sales | 0.66% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 107.87% | ||
| Profit Quality | 154.27% | ||
| Current Ratio | 1.39 | ||
| Quick Ratio | 1.39 | ||
| Altman-Z | 10.02 |
F-Score9
WACC11.03%
ROIC/WACC1.5
Cap/Depr(3y)26.42%
Cap/Depr(5y)28.88%
Cap/Sales(3y)1.33%
Cap/Sales(5y)1.42%
Profit Quality(3y)171.46%
Profit Quality(5y)168.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.88%
EPS 3Y19.56%
EPS 5Y20.77%
EPS Q2Q%33.6%
EPS Next Y17.03%
EPS Next 2Y15.57%
EPS Next 3Y15.41%
EPS Next 5Y15.5%
Revenue 1Y (TTM)17.14%
Revenue growth 3Y13.95%
Revenue growth 5Y19.65%
Sales Q2Q%18.34%
Revenue Next Year13.08%
Revenue Next 2Y12.77%
Revenue Next 3Y12.85%
Revenue Next 5Y12.44%
EBIT growth 1Y35.7%
EBIT growth 3Y24.3%
EBIT growth 5Y17.81%
EBIT Next Year19.87%
EBIT Next 3Y15.64%
EBIT Next 5YN/A
FCF growth 1Y45.91%
FCF growth 3Y18.45%
FCF growth 5Y21.72%
OCF growth 1Y40.27%
OCF growth 3Y16.86%
OCF growth 5Y20.79%
INTUIT INC / INTU FAQ
What is the ChartMill fundamental rating of INTUIT INC (INTU) stock?
ChartMill assigns a fundamental rating of 7 / 10 to INTU.
What is the valuation status for INTU stock?
ChartMill assigns a valuation rating of 5 / 10 to INTUIT INC (INTU). This can be considered as Fairly Valued.
What is the profitability of INTU stock?
INTUIT INC (INTU) has a profitability rating of 8 / 10.
What are the PE and PB ratios of INTUIT INC (INTU) stock?
The Price/Earnings (PE) ratio for INTUIT INC (INTU) is 29.89 and the Price/Book (PB) ratio is 9.07.
What is the earnings growth outlook for INTUIT INC?
The Earnings per Share (EPS) of INTUIT INC (INTU) is expected to grow by 17.03% in the next year.