INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - FRA:INS - DE000A2NBX80 - Common Stock
8 EUR
0 (0%)
INS gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 74 industry peers in the Real Estate Management & Development industry. INS has only an average score on both its financial health and profitability. INS scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year INS was profitable.
In the past year INS had a positive cash flow from operations.
In the past 5 years INS has always been profitable.
In the past 5 years INS always reported a positive cash flow from operatings.
1.2 Ratios
INS has a Return On Assets (1.36%) which is in line with its industry peers.
The Return On Equity of INS (4.71%) is better than 62.16% of its industry peers.
INS has a better Return On Invested Capital (2.76%) than 64.86% of its industry peers.
INS had an Average Return On Invested Capital over the past 3 years of 4.38%. This is in line with the industry average of 3.87%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROIC | 2.76% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
INS has a Profit Margin (6.99%) which is in line with its industry peers.
In the last couple of years the Profit Margin of INS has declined.
With a Operating Margin value of 10.76%, INS perfoms like the industry average, outperforming 55.41% of the companies in the same industry.
In the last couple of years the Operating Margin of INS has declined.
INS's Gross Margin of 25.90% is in line compared to the rest of the industry. INS outperforms 41.89% of its industry peers.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so INS is destroying value.
Compared to 1 year ago, INS has about the same amount of shares outstanding.
The number of shares outstanding for INS has been increased compared to 5 years ago.
The debt/assets ratio for INS has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.15, we must say that INS is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of INS (1.15) is comparable to the rest of the industry.
INS has a debt to FCF ratio of 6.71. This is a slightly negative value and a sign of low solvency as INS would need 6.71 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 6.71, INS belongs to the best of the industry, outperforming 81.08% of the companies in the same industry.
A Debt/Equity ratio of 0.69 indicates that INS is somewhat dependend on debt financing.
INS's Debt to Equity ratio of 0.69 is in line compared to the rest of the industry. INS outperforms 59.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Altman-Z | 1.15 |
ROIC/WACC0.51
WACC5.38%
2.3 Liquidity
INS has a Current Ratio of 2.03. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
INS has a better Current ratio (2.03) than 63.51% of its industry peers.
A Quick Ratio of 0.72 indicates that INS may have some problems paying its short term obligations.
INS has a Quick ratio of 0.72. This is comparable to the rest of the industry: INS outperforms 48.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 |
3. Growth
3.1 Past
INS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 32.58%, which is quite impressive.
The earnings per share for INS have been decreasing by -16.52% on average. This is quite bad
INS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -20.30%.
The Revenue has been decreasing by -3.13% on average over the past years.
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
3.2 Future
The Earnings Per Share is expected to grow by 30.79% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 6.30% on average over the next years.
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.70, INS is valued correctly.
Based on the Price/Earnings ratio, INS is valued a bit cheaper than the industry average as 71.62% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 25.91. INS is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 8.08, which indicates a very decent valuation of INS.
Based on the Price/Forward Earnings ratio, INS is valued cheaply inside the industry as 89.19% of the companies are valued more expensively.
INS is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.7 | ||
| Fwd PE | 8.08 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INS is valued cheaply inside the industry as 86.49% of the companies are valued more expensively.
85.14% of the companies in the same industry are more expensive than INS, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.55 | ||
| EV/EBITDA | 10.94 |
4.3 Compensation for Growth
A more expensive valuation may be justified as INS's earnings are expected to grow with 20.17% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y20.05%
EPS Next 3Y20.17%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.63%, INS is a good candidate for dividend investing.
INS's Dividend Yield is rather good when compared to the industry average which is at 7.45. INS pays more dividend than 85.14% of the companies in the same industry.
INS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
79.32% of the earnings are spent on dividend by INS. This is not a sustainable payout ratio.
DP79.32%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
FRA:INS (11/14/2025, 5:29:09 PM)
8
0 (0%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners34.13%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap375.92M
Revenue(TTM)390.97M
Net Income(TTM)27.31M
Analysts82.22
Price Target13.12 (64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP79.32%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.92%
EPS NY rev (3m)-5.83%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.7 | ||
| Fwd PE | 8.08 | ||
| P/S | 0.96 | ||
| P/FCF | 4.55 | ||
| P/OCF | 4.55 | ||
| P/B | 0.65 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | 10.94 |
EPS(TTM)0.63
EY7.88%
EPS(NY)0.99
Fwd EY12.37%
FCF(TTM)1.76
FCFY21.98%
OCF(TTM)1.76
OCFY21.99%
SpS8.32
BVpS12.33
TBVpS12.2
PEG (NY)N/A
PEG (5Y)N/A
Graham Number13.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROCE | 3.97% | ||
| ROIC | 2.76% | ||
| ROICexc | 4.62% | ||
| ROICexgc | 4.66% | ||
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% | ||
| FCFM | 21.14% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score5
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Debt/EBITDA | 8.63 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.49 | ||
| Cash Conversion | 178.92% | ||
| Profit Quality | 302.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 | ||
| Altman-Z | 1.15 |
F-Score5
WACC5.38%
ROIC/WACC0.51
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
EBIT growth 1Y-31.23%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year9.86%
EBIT Next 3Y19.18%
EBIT Next 5YN/A
FCF growth 1Y704.53%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y703.43%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 5 / 10 to INS.DE.
Can you provide the valuation status for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a valuation rating of 7 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Undervalued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 4 / 10.
What is the financial health of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 4 / 10.
How sustainable is the dividend of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The dividend rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 6 / 10 and the dividend payout ratio is 79.32%.