INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
FRA:INS - Deutsche Boerse Ag - DE000A2NBX80 - Common Stock - Currency: EUR
We assign a fundamental rating of 5 out of 10 to INS. INS was compared to 63 industry peers in the Real Estate Management & Development industry. Both the profitability and the financial health of INS get a neutral evaluation. Nothing too spectacular is happening here. INS has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year INS was profitable.
INS had a positive operating cash flow in the past year.
In the past 5 years INS has always been profitable.
INS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
INS has a better Return On Assets (1.61%) than 68.25% of its industry peers.
Looking at the Return On Equity, with a value of 5.31%, INS is in the better half of the industry, outperforming 73.02% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 3.04%, INS is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
INS had an Average Return On Invested Capital over the past 3 years of 4.38%. This is in line with the industry average of 4.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.61% | ||
| ROE | 5.31% | ||
| ROIC | 3.04% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
With a decent Profit Margin value of 7.18%, INS is doing good in the industry, outperforming 68.25% of the companies in the same industry.
In the last couple of years the Profit Margin of INS has declined.
Looking at the Operating Margin, with a value of 10.89%, INS is in line with its industry, outperforming 58.73% of the companies in the same industry.
In the last couple of years the Operating Margin of INS has declined.
INS has a Gross Margin (24.12%) which is in line with its industry peers.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.89% | ||
| PM (TTM) | 7.18% | ||
| GM | 24.12% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
INS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, INS has about the same amount of shares outstanding.
Compared to 5 years ago, INS has more shares outstanding
Compared to 1 year ago, INS has an improved debt to assets ratio.
2.2 Solvency
INS has an Altman-Z score of 1.50. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
INS's Altman-Z score of 1.50 is amongst the best of the industry. INS outperforms 82.54% of its industry peers.
The Debt to FCF ratio of INS is 5.13, which is a neutral value as it means it would take INS, 5.13 years of fcf income to pay off all of its debts.
INS has a Debt to FCF ratio of 5.13. This is amongst the best in the industry. INS outperforms 88.89% of its industry peers.
A Debt/Equity ratio of 0.68 indicates that INS is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.68, INS is doing good in the industry, outperforming 61.90% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.68 | ||
| Debt/FCF | 5.13 | ||
| Altman-Z | 1.5 |
ROIC/WACC0.56
WACC5.4%
2.3 Liquidity
A Current Ratio of 2.16 indicates that INS has no problem at all paying its short term obligations.
INS's Current ratio of 2.16 is fine compared to the rest of the industry. INS outperforms 74.60% of its industry peers.
A Quick Ratio of 0.78 indicates that INS may have some problems paying its short term obligations.
INS's Quick ratio of 0.78 is in line compared to the rest of the industry. INS outperforms 53.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.16 | ||
| Quick Ratio | 0.78 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 55.21% over the past year.
Measured over the past years, INS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.52% on average per year.
INS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.49%.
Measured over the past years, INS shows a decrease in Revenue. The Revenue has been decreasing by -3.13% on average per year.
EPS 1Y (TTM)55.21%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%180.92%
Revenue 1Y (TTM)-15.49%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-14.09%
3.2 Future
Based on estimates for the next years, INS will show a very strong growth in Earnings Per Share. The EPS will grow by 30.79% on average per year.
The Revenue is expected to grow by 4.79% on average over the next years.
EPS Next Y0.88%
EPS Next 2Y22.59%
EPS Next 3Y18.8%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y4.79%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 11.24, which indicates a very decent valuation of INS.
Based on the Price/Earnings ratio, INS is valued a bit cheaper than the industry average as 79.37% of the companies are valued more expensively.
INS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.78.
A Price/Forward Earnings ratio of 11.68 indicates a reasonable valuation of INS.
Based on the Price/Forward Earnings ratio, INS is valued a bit cheaper than 76.19% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.32, INS is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.24 | ||
| Fwd PE | 11.68 |
4.2 Price Multiples
INS's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. INS is cheaper than 93.65% of the companies in the same industry.
INS's Price/Free Cash Flow ratio is rather cheap when compared to the industry. INS is cheaper than 90.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.73 | ||
| EV/EBITDA | 8.96 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates INS does not grow enough to justify the current Price/Earnings ratio.
INS's earnings are expected to grow with 18.80% in the coming years. This may justify a more expensive valuation.
PEG (NY)12.73
PEG (5Y)N/A
EPS Next 2Y22.59%
EPS Next 3Y18.8%
5. Dividend
5.1 Amount
INS has a Yearly Dividend Yield of 3.16%.
Compared to an average industry Dividend Yield of 7.08, INS pays a bit more dividend than its industry peers.
INS's Dividend Yield is a higher than the S&P500 average which is at 2.46.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.16% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
INS pays out 45.83% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP45.83%
EPS Next 2Y22.59%
EPS Next 3Y18.8%
FRA:INS (4/28/2025, 4:29:45 PM)
8.09
+0.17 (+2.15%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners45.71%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap380.15M
Analysts82.22
Price Target12.44 (53.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.16% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP45.83%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.33%
PT rev (3m)-4.39%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)9.58%
EPS NY rev (3m)-28.39%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-5.29%
Revenue NY rev (3m)-5.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.24 | ||
| Fwd PE | 11.68 | ||
| P/S | 0.87 | ||
| P/FCF | 3.73 | ||
| P/OCF | 3.71 | ||
| P/B | 0.65 | ||
| P/tB | 0.65 | ||
| EV/EBITDA | 8.96 |
EPS(TTM)0.72
EY8.9%
EPS(NY)0.69
Fwd EY8.56%
FCF(TTM)2.17
FCFY26.8%
OCF(TTM)2.18
OCFY26.96%
SpS9.25
BVpS12.5
TBVpS12.37
PEG (NY)12.73
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.61% | ||
| ROE | 5.31% | ||
| ROCE | 4.38% | ||
| ROIC | 3.04% | ||
| ROICexc | 5.03% | ||
| ROICexgc | 5.07% | ||
| OM | 10.89% | ||
| PM (TTM) | 7.18% | ||
| GM | 24.12% | ||
| FCFM | 23.44% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexcg growth 3Y-22.62%
ROICexcg growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score5
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.68 | ||
| Debt/FCF | 5.13 | ||
| Debt/EBITDA | 7.62 | ||
| Cap/Depr | 12.44% | ||
| Cap/Sales | 0.14% | ||
| Interest Coverage | 1.53 | ||
| Cash Conversion | 195.9% | ||
| Profit Quality | 326.57% | ||
| Current Ratio | 2.16 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | 1.5 |
F-Score5
WACC5.4%
ROIC/WACC0.56
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)55.21%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%180.92%
EPS Next Y0.88%
EPS Next 2Y22.59%
EPS Next 3Y18.8%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-15.49%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-14.09%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y4.79%
Revenue Next 5YN/A
EBIT growth 1Y-32.13%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year6.66%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-5.35%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y-4.82%
OCF growth 3Y32.65%
OCF growth 5YN/A