INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis

FRA:INS • DE000A2NBX80

9.72 EUR
-0.04 (-0.41%)
Last: Feb 13, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to INS. INS was compared to 69 industry peers in the Real Estate Management & Development industry. While INS is still in line with the averages on profitability rating, there are concerns on its financial health. INS is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • INS had positive earnings in the past year.
  • INS had a negative operating cash flow in the past year.
  • In the past 5 years INS has always been profitable.
  • INS had a positive operating cash flow in each of the past 5 years.
INS.DE Yearly Net Income VS EBIT VS OCF VS FCFINS.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

1.2 Ratios

  • INS's Return On Assets of 2.81% is fine compared to the rest of the industry. INS outperforms 73.13% of its industry peers.
  • Looking at the Return On Equity, with a value of 8.22%, INS belongs to the top of the industry, outperforming 83.58% of the companies in the same industry.
  • INS's Return On Invested Capital of 3.28% is fine compared to the rest of the industry. INS outperforms 70.15% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 4.07%.
Industry RankSector Rank
ROA 2.81%
ROE 8.22%
ROIC 3.28%
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
INS.DE Yearly ROA, ROE, ROICINS.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K

1.3 Margins

  • Looking at the Profit Margin, with a value of 12.72%, INS is in the better half of the industry, outperforming 64.18% of the companies in the same industry.
  • In the last couple of years the Profit Margin of INS has declined.
  • Looking at the Operating Margin, with a value of 12.49%, INS is in line with its industry, outperforming 55.22% of the companies in the same industry.
  • INS's Operating Margin has declined in the last couple of years.
  • The Gross Margin of INS (24.19%) is comparable to the rest of the industry.
  • INS's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 12.49%
PM (TTM) 12.72%
GM 24.19%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
INS.DE Yearly Profit, Operating, Gross MarginsINS.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so INS is destroying value.
  • Compared to 1 year ago, INS has about the same amount of shares outstanding.
  • The number of shares outstanding for INS has been increased compared to 5 years ago.
  • Compared to 1 year ago, INS has an improved debt to assets ratio.
INS.DE Yearly Shares OutstandingINS.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
INS.DE Yearly Total Debt VS Total AssetsINS.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • INS has an Altman-Z score of 1.38. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.38, INS is in the better half of the industry, outperforming 71.64% of the companies in the same industry.
  • INS has a Debt/Equity ratio of 0.61. This is a neutral value indicating INS is somewhat dependend on debt financing.
  • INS's Debt to Equity ratio of 0.61 is fine compared to the rest of the industry. INS outperforms 65.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF N/A
Altman-Z 1.38
ROIC/WACC0.59
WACC5.6%
INS.DE Yearly LT Debt VS Equity VS FCFINS.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M

2.3 Liquidity

  • INS has a Current Ratio of 2.29. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
  • INS has a better Current ratio (2.29) than 67.16% of its industry peers.
  • A Quick Ratio of 0.81 indicates that INS may have some problems paying its short term obligations.
  • INS has a Quick ratio (0.81) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 2.29
Quick Ratio 0.81
INS.DE Yearly Current Assets VS Current LiabilitesINS.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 253.72% over the past year.
  • The earnings per share for INS have been decreasing by -16.52% on average. This is quite bad
  • Looking at the last year, INS shows a very negative growth in Revenue. The Revenue has decreased by -13.35% in the last year.
  • Measured over the past years, INS shows a decrease in Revenue. The Revenue has been decreasing by -3.13% on average per year.
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%

3.2 Future

  • INS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 30.79% yearly.
  • INS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.86% yearly.
EPS Next Y3.82%
EPS Next 2Y14.02%
EPS Next 3Y15.95%
EPS Next 5Y30.79%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
INS.DE Yearly Revenue VS EstimatesINS.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
INS.DE Yearly EPS VS EstimatesINS.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 8.45, the valuation of INS can be described as reasonable.
  • 85.07% of the companies in the same industry are more expensive than INS, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of INS to the average of the S&P500 Index (26.68), we can say INS is valued rather cheaply.
  • A Price/Forward Earnings ratio of 10.89 indicates a reasonable valuation of INS.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of INS indicates a somewhat cheap valuation: INS is cheaper than 77.61% of the companies listed in the same industry.
  • INS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.06.
Industry RankSector Rank
PE 8.45
Fwd PE 10.89
INS.DE Price Earnings VS Forward Price EarningsINS.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, INS is valued cheaper than 83.58% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 11.17
INS.DE Per share dataINS.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • A more expensive valuation may be justified as INS's earnings are expected to grow with 15.95% in the coming years.
PEG (NY)2.21
PEG (5Y)N/A
EPS Next 2Y14.02%
EPS Next 3Y15.95%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • INS has a Yearly Dividend Yield of 5.12%, which is a nice return.
  • Compared to an average industry Dividend Yield of 4.23, INS pays a bit more dividend than its industry peers.
  • INS's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 5.12%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
INS.DE Yearly Dividends per shareINS.DE Yearly Dividends per shareYearly Dividends per share 2022 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • 43.29% of the earnings are spent on dividend by INS. This is a bit on the high side, but may be sustainable.
DP43.29%
EPS Next 2Y14.02%
EPS Next 3Y15.95%
INS.DE Yearly Income VS Free CF VS DividendINS.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M
INS.DE Dividend Payout.INS.DE Dividend Payout, showing the Payout Ratio.INS.DE Dividend Payout.PayoutRetained Earnings

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INSTONE REAL ESTATE GROUP SE

FRA:INS (2/13/2026, 7:00:00 PM)

9.72

-0.04 (-0.41%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)11-06
Earnings (Next)03-12
Inst Owners35.09%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap456.74M
Revenue(TTM)393.46M
Net Income(TTM)50.03M
Analysts84
Price Target12.61 (29.73%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.12%
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP43.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.89%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)5.11%
EPS NY rev (3m)9.29%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.28%
Valuation
Industry RankSector Rank
PE 8.45
Fwd PE 10.89
P/S 1.16
P/FCF N/A
P/OCF N/A
P/B 0.75
P/tB 0.76
EV/EBITDA 11.17
EPS(TTM)1.15
EY11.83%
EPS(NY)0.89
Fwd EY9.19%
FCF(TTM)-0.56
FCFYN/A
OCF(TTM)-0.56
OCFYN/A
SpS8.37
BVpS12.96
TBVpS12.83
PEG (NY)2.21
PEG (5Y)N/A
Graham Number18.31
Profitability
Industry RankSector Rank
ROA 2.81%
ROE 8.22%
ROCE 4.72%
ROIC 3.28%
ROICexc 4.88%
ROICexgc 4.92%
OM 12.49%
PM (TTM) 12.72%
GM 24.19%
FCFM N/A
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score3
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF N/A
Debt/EBITDA 7
Cap/Depr 0.78%
Cap/Sales 0.01%
Interest Coverage 1.93
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.29
Quick Ratio 0.81
Altman-Z 1.38
F-Score3
WACC5.6%
ROIC/WACC0.59
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
EPS Next Y3.82%
EPS Next 2Y14.02%
EPS Next 3Y15.95%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
EBIT growth 1Y3.86%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year5.48%
EBIT Next 3Y13.84%
EBIT Next 5YN/A
FCF growth 1Y-122.63%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y-122.61%
OCF growth 3Y32.65%
OCF growth 5YN/A

INSTONE REAL ESTATE GROUP SE / INS.DE FAQ

Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?

ChartMill assigns a fundamental rating of 4 / 10 to INS.DE.


What is the valuation status of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?

ChartMill assigns a valuation rating of 5 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Fairly Valued.


What is the profitability of INS stock?

INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 5 / 10.


What is the valuation of INSTONE REAL ESTATE GROUP SE based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INSTONE REAL ESTATE GROUP SE (INS.DE) is 8.45 and the Price/Book (PB) ratio is 0.75.


How financially healthy is INSTONE REAL ESTATE GROUP SE?

The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 3 / 10.