INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis

Europe • Frankfurt Stock Exchange • FRA:INS • DE000A2NBX80

8.65 EUR
0 (0%)
Last: Feb 3, 2026, 05:29 PM
Fundamental Rating

4

Taking everything into account, INS scores 4 out of 10 in our fundamental rating. INS was compared to 66 industry peers in the Real Estate Management & Development industry. INS has a medium profitability rating, but doesn't score so well on its financial health evaluation. INS has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • INS had positive earnings in the past year.
  • In the past year INS has reported a negative cash flow from operations.
  • INS had positive earnings in each of the past 5 years.
  • In the past 5 years INS always reported a positive cash flow from operatings.
INS.DE Yearly Net Income VS EBIT VS OCF VS FCFINS.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

1.2 Ratios

  • INS has a Return On Assets of 2.81%. This is in the better half of the industry: INS outperforms 71.21% of its industry peers.
  • INS has a Return On Equity of 8.22%. This is amongst the best in the industry. INS outperforms 83.33% of its industry peers.
  • With a decent Return On Invested Capital value of 3.28%, INS is doing good in the industry, outperforming 69.70% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 3.94%.
Industry RankSector Rank
ROA 2.81%
ROE 8.22%
ROIC 3.28%
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
INS.DE Yearly ROA, ROE, ROICINS.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1K -2K -3K

1.3 Margins

  • The Profit Margin of INS (12.72%) is better than 62.12% of its industry peers.
  • INS's Profit Margin has declined in the last couple of years.
  • INS has a Operating Margin of 12.49%. This is comparable to the rest of the industry: INS outperforms 53.03% of its industry peers.
  • In the last couple of years the Operating Margin of INS has declined.
  • The Gross Margin of INS (24.19%) is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of INS has declined.
Industry RankSector Rank
OM 12.49%
PM (TTM) 12.72%
GM 24.19%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
INS.DE Yearly Profit, Operating, Gross MarginsINS.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 30

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3

2. Health

2.1 Basic Checks

  • INS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for INS remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for INS has been increased compared to 5 years ago.
  • The debt/assets ratio for INS has been reduced compared to a year ago.
INS.DE Yearly Shares OutstandingINS.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
INS.DE Yearly Total Debt VS Total AssetsINS.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • INS has an Altman-Z score of 1.35. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
  • INS's Altman-Z score of 1.35 is fine compared to the rest of the industry. INS outperforms 71.21% of its industry peers.
  • INS has a Debt/Equity ratio of 0.61. This is a neutral value indicating INS is somewhat dependend on debt financing.
  • INS has a better Debt to Equity ratio (0.61) than 65.15% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF N/A
Altman-Z 1.35
ROIC/WACC0.6
WACC5.5%
INS.DE Yearly LT Debt VS Equity VS FCFINS.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M

2.3 Liquidity

  • INS has a Current Ratio of 2.29. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 2.29, INS is in the better half of the industry, outperforming 69.70% of the companies in the same industry.
  • A Quick Ratio of 0.81 indicates that INS may have some problems paying its short term obligations.
  • INS's Quick ratio of 0.81 is in line compared to the rest of the industry. INS outperforms 56.06% of its industry peers.
Industry RankSector Rank
Current Ratio 2.29
Quick Ratio 0.81
INS.DE Yearly Current Assets VS Current LiabilitesINS.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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4

3. Growth

3.1 Past

  • INS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 253.72%, which is quite impressive.
  • INS shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.52% yearly.
  • The Revenue for INS has decreased by -13.35% in the past year. This is quite bad
  • The Revenue has been decreasing by -3.13% on average over the past years.
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%

3.2 Future

  • Based on estimates for the next years, INS will show a very strong growth in Earnings Per Share. The EPS will grow by 30.79% on average per year.
  • Based on estimates for the next years, INS will show a small growth in Revenue. The Revenue will grow by 3.86% on average per year.
EPS Next Y3.82%
EPS Next 2Y14.02%
EPS Next 3Y15.95%
EPS Next 5Y30.79%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
INS.DE Yearly Revenue VS EstimatesINS.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
INS.DE Yearly EPS VS EstimatesINS.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 7.52 indicates a rather cheap valuation of INS.
  • INS's Price/Earnings ratio is rather cheap when compared to the industry. INS is cheaper than 87.88% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of INS to the average of the S&P500 Index (28.41), we can say INS is valued rather cheaply.
  • INS is valuated reasonably with a Price/Forward Earnings ratio of 9.69.
  • Based on the Price/Forward Earnings ratio, INS is valued cheaper than 83.33% of the companies in the same industry.
  • INS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.64.
Industry RankSector Rank
PE 7.52
Fwd PE 9.69
INS.DE Price Earnings VS Forward Price EarningsINS.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • INS's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. INS is cheaper than 87.88% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.23
INS.DE Per share dataINS.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • A more expensive valuation may be justified as INS's earnings are expected to grow with 15.95% in the coming years.
PEG (NY)1.97
PEG (5Y)N/A
EPS Next 2Y14.02%
EPS Next 3Y15.95%

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6

5. Dividend

5.1 Amount

  • INS has a Yearly Dividend Yield of 5.87%, which is a nice return.
  • Compared to an average industry Dividend Yield of 4.55, INS pays a better dividend. On top of this INS pays more dividend than 83.33% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.83, INS pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.87%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
INS.DE Yearly Dividends per shareINS.DE Yearly Dividends per shareYearly Dividends per share 2022 2024 2025 0.2 0.4 0.6

5.3 Sustainability

  • 43.29% of the earnings are spent on dividend by INS. This is a bit on the high side, but may be sustainable.
DP43.29%
EPS Next 2Y14.02%
EPS Next 3Y15.95%
INS.DE Yearly Income VS Free CF VS DividendINS.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M
INS.DE Dividend Payout.INS.DE Dividend Payout, showing the Payout Ratio.INS.DE Dividend Payout.PayoutRetained Earnings

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INSTONE REAL ESTATE GROUP SE

FRA:INS (2/3/2026, 5:29:46 PM)

8.65

0 (0%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)01-15
Earnings (Next)05-06
Inst Owners35.09%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap406.46M
Revenue(TTM)393.46M
Net Income(TTM)50.03M
Analysts82.22
Price Target12.61 (45.78%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.87%
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP43.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.89%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)5.11%
EPS NY rev (3m)8.28%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.28%
Valuation
Industry RankSector Rank
PE 7.52
Fwd PE 9.69
P/S 1.03
P/FCF N/A
P/OCF N/A
P/B 0.67
P/tB 0.67
EV/EBITDA 10.23
EPS(TTM)1.15
EY13.29%
EPS(NY)0.89
Fwd EY10.32%
FCF(TTM)-0.56
FCFYN/A
OCF(TTM)-0.56
OCFYN/A
SpS8.37
BVpS12.96
TBVpS12.83
PEG (NY)1.97
PEG (5Y)N/A
Graham Number18.31
Profitability
Industry RankSector Rank
ROA 2.81%
ROE 8.22%
ROCE 4.72%
ROIC 3.28%
ROICexc 4.88%
ROICexgc 4.92%
OM 12.49%
PM (TTM) 12.72%
GM 24.19%
FCFM N/A
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score3
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF N/A
Debt/EBITDA 7
Cap/Depr 0.78%
Cap/Sales 0.01%
Interest Coverage 1.93
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.29
Quick Ratio 0.81
Altman-Z 1.35
F-Score3
WACC5.5%
ROIC/WACC0.6
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
EPS Next Y3.82%
EPS Next 2Y14.02%
EPS Next 3Y15.95%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
EBIT growth 1Y3.86%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year5.48%
EBIT Next 3Y13.84%
EBIT Next 5YN/A
FCF growth 1Y-122.63%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y-122.61%
OCF growth 3Y32.65%
OCF growth 5YN/A

INSTONE REAL ESTATE GROUP SE / INS.DE FAQ

Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?

ChartMill assigns a fundamental rating of 4 / 10 to INS.DE.


What is the valuation status of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?

ChartMill assigns a valuation rating of 6 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Fairly Valued.


What is the profitability of INS stock?

INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 5 / 10.


What is the valuation of INSTONE REAL ESTATE GROUP SE based on its PE and PB ratios?

The Price/Earnings (PE) ratio for INSTONE REAL ESTATE GROUP SE (INS.DE) is 7.52 and the Price/Book (PB) ratio is 0.67.


How financially healthy is INSTONE REAL ESTATE GROUP SE?

The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 3 / 10.