INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - FRA:INS - DE000A2NBX80 - Common Stock
8.1 EUR
-0.07 (-0.86%)
We assign a fundamental rating of 5 out of 10 to INS. INS was compared to 72 industry peers in the Real Estate Management & Development industry. Both the profitability and the financial health of INS get a neutral evaluation. Nothing too spectacular is happening here. INS is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
INS had positive earnings in the past year.
INS had a positive operating cash flow in the past year.
Each year in the past 5 years INS has been profitable.
In the past 5 years INS always reported a positive cash flow from operatings.
1.2 Ratios
INS has a Return On Assets (1.36%) which is comparable to the rest of the industry.
INS has a better Return On Equity (4.71%) than 62.50% of its industry peers.
With a decent Return On Invested Capital value of 2.76%, INS is doing good in the industry, outperforming 69.44% of the companies in the same industry.
INS had an Average Return On Invested Capital over the past 3 years of 4.38%. This is in line with the industry average of 3.43%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROIC | 2.76% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
INS has a Profit Margin of 6.99%. This is comparable to the rest of the industry: INS outperforms 56.94% of its industry peers.
In the last couple of years the Profit Margin of INS has declined.
INS has a Operating Margin (10.76%) which is comparable to the rest of the industry.
INS's Operating Margin has declined in the last couple of years.
INS has a Gross Margin (25.90%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
INS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
INS has about the same amout of shares outstanding than it did 1 year ago.
INS has more shares outstanding than it did 5 years ago.
INS has a better debt/assets ratio than last year.
2.2 Solvency
INS has an Altman-Z score of 1.15. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.15, INS is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
The Debt to FCF ratio of INS is 6.71, which is on the high side as it means it would take INS, 6.71 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.71, INS belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
A Debt/Equity ratio of 0.69 indicates that INS is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.69, INS is in line with its industry, outperforming 59.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Altman-Z | 1.15 |
ROIC/WACC0.51
WACC5.39%
2.3 Liquidity
A Current Ratio of 2.03 indicates that INS has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.03, INS is in the better half of the industry, outperforming 63.89% of the companies in the same industry.
A Quick Ratio of 0.72 indicates that INS may have some problems paying its short term obligations.
INS has a Quick ratio of 0.72. This is comparable to the rest of the industry: INS outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.58% over the past year.
INS shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.52% yearly.
Looking at the last year, INS shows a very negative growth in Revenue. The Revenue has decreased by -20.30% in the last year.
The Revenue has been decreasing by -3.13% on average over the past years.
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
3.2 Future
The Earnings Per Share is expected to grow by 30.79% on average over the next years. This is a very strong growth
INS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.30% yearly.
EPS Next Y-4.12%
EPS Next 2Y20.54%
EPS Next 3Y20.37%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.86, INS is valued correctly.
Compared to the rest of the industry, the Price/Earnings ratio of INS indicates a somewhat cheap valuation: INS is cheaper than 70.83% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.03, INS is valued rather cheaply.
The Price/Forward Earnings ratio is 8.12, which indicates a very decent valuation of INS.
Based on the Price/Forward Earnings ratio, INS is valued cheaply inside the industry as 86.11% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.27, INS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.86 | ||
| Fwd PE | 8.12 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INS is valued cheaply inside the industry as 88.89% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of INS indicates a rather cheap valuation: INS is cheaper than 84.72% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.61 | ||
| EV/EBITDA | 11.11 |
4.3 Compensation for Growth
INS's earnings are expected to grow with 20.37% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y20.54%
EPS Next 3Y20.37%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.02%, INS is a good candidate for dividend investing.
INS's Dividend Yield is rather good when compared to the industry average which is at 7.68. INS pays more dividend than 84.72% of the companies in the same industry.
INS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.02% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
INS pays out 79.32% of its income as dividend. This is not a sustainable payout ratio.
DP79.32%
EPS Next 2Y20.54%
EPS Next 3Y20.37%
FRA:INS (11/4/2025, 5:26:51 PM)
8.1
-0.07 (-0.86%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners34.13%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap380.62M
Revenue(TTM)390.97M
Net Income(TTM)27.31M
Analysts82.22
Price Target13.12 (61.98%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.02% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP79.32%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-4.96%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.86 | ||
| Fwd PE | 8.12 | ||
| P/S | 0.97 | ||
| P/FCF | 4.61 | ||
| P/OCF | 4.6 | ||
| P/B | 0.66 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | 11.11 |
EPS(TTM)0.63
EY7.78%
EPS(NY)1
Fwd EY12.32%
FCF(TTM)1.76
FCFY21.71%
OCF(TTM)1.76
OCFY21.72%
SpS8.32
BVpS12.33
TBVpS12.2
PEG (NY)N/A
PEG (5Y)N/A
Graham Number13.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROCE | 3.97% | ||
| ROIC | 2.76% | ||
| ROICexc | 4.62% | ||
| ROICexgc | 4.66% | ||
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% | ||
| FCFM | 21.14% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score5
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Debt/EBITDA | 8.63 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.49 | ||
| Cash Conversion | 178.92% | ||
| Profit Quality | 302.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 | ||
| Altman-Z | 1.15 |
F-Score5
WACC5.39%
ROIC/WACC0.51
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
EPS Next Y-4.12%
EPS Next 2Y20.54%
EPS Next 3Y20.37%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
EBIT growth 1Y-31.23%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year9.86%
EBIT Next 3Y19.18%
EBIT Next 5YN/A
FCF growth 1Y704.53%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y703.43%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 5 / 10 to INS.DE.
Can you provide the valuation status for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a valuation rating of 7 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Undervalued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 4 / 10.
What is the financial health of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 5 / 10.
How sustainable is the dividend of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The dividend rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 6 / 10 and the dividend payout ratio is 79.32%.