INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - FRA:INS - DE000A2NBX80 - Common Stock
9.25 EUR
0 (0%)
Taking everything into account, INS scores 5 out of 10 in our fundamental rating. INS was compared to 74 industry peers in the Real Estate Management & Development industry. INS has only an average score on both its financial health and profitability. INS is valued quite cheap, while showing a decent growth score. This is a good combination! INS also has an excellent dividend rating. These ratings could make INS a good candidate for value and dividend investing.
1. Profitability
1.1 Basic Checks
In the past year INS was profitable.
In the past year INS had a positive cash flow from operations.
Each year in the past 5 years INS has been profitable.
INS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 1.83%, INS is doing good in the industry, outperforming 62.16% of the companies in the same industry.
INS's Return On Equity of 6.00% is fine compared to the rest of the industry. INS outperforms 71.62% of its industry peers.
With a decent Return On Invested Capital value of 3.32%, INS is doing good in the industry, outperforming 70.27% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 3.81%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.83% | ||
| ROE | 6% | ||
| ROIC | 3.32% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
The Profit Margin of INS (8.71%) is better than 60.81% of its industry peers.
INS's Profit Margin has declined in the last couple of years.
INS has a Operating Margin (12.33%) which is in line with its industry peers.
INS's Operating Margin has declined in the last couple of years.
INS's Gross Margin of 26.48% is in line compared to the rest of the industry. INS outperforms 40.54% of its industry peers.
INS's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.33% | ||
| PM (TTM) | 8.71% | ||
| GM | 26.48% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), INS is destroying value.
INS has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for INS has been increased compared to 5 years ago.
INS has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.25, we must say that INS is in the distress zone and has some risk of bankruptcy.
INS has a Altman-Z score of 1.25. This is in the better half of the industry: INS outperforms 60.81% of its industry peers.
The Debt to FCF ratio of INS is 4.71, which is a neutral value as it means it would take INS, 4.71 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of INS (4.71) is better than 82.43% of its industry peers.
INS has a Debt/Equity ratio of 0.63. This is a neutral value indicating INS is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.63, INS perfoms like the industry average, outperforming 59.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 4.71 | ||
| Altman-Z | 1.25 |
ROIC/WACC0.61
WACC5.47%
2.3 Liquidity
A Current Ratio of 2.09 indicates that INS has no problem at all paying its short term obligations.
INS has a Current ratio of 2.09. This is in the better half of the industry: INS outperforms 66.22% of its industry peers.
A Quick Ratio of 0.73 indicates that INS may have some problems paying its short term obligations.
With a Quick ratio value of 0.73, INS perfoms like the industry average, outperforming 44.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.09 | ||
| Quick Ratio | 0.73 |
3. Growth
3.1 Past
INS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 90.04%, which is quite impressive.
INS shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.52% yearly.
The Revenue for INS has decreased by -19.30% in the past year. This is quite bad
The Revenue has been decreasing by -3.13% on average over the past years.
EPS 1Y (TTM)90.04%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%86.7%
Revenue 1Y (TTM)-19.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-22.24%
3.2 Future
The Earnings Per Share is expected to grow by 30.79% on average over the next years. This is a very strong growth
INS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.30% yearly.
EPS Next Y2.65%
EPS Next 2Y21.39%
EPS Next 3Y20.37%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.14, the valuation of INS can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of INS indicates a somewhat cheap valuation: INS is cheaper than 77.03% of the companies listed in the same industry.
INS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.20.
The Price/Forward Earnings ratio is 9.14, which indicates a very decent valuation of INS.
87.84% of the companies in the same industry are more expensive than INS, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.71, INS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.14 | ||
| Fwd PE | 9.14 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INS is valued cheaper than 90.54% of the companies in the same industry.
87.84% of the companies in the same industry are more expensive than INS, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.86 | ||
| EV/EBITDA | 9.96 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates INS does not grow enough to justify the current Price/Earnings ratio.
INS's earnings are expected to grow with 20.37% in the coming years. This may justify a more expensive valuation.
PEG (NY)4.21
PEG (5Y)N/A
EPS Next 2Y21.39%
EPS Next 3Y20.37%
5. Dividend
5.1 Amount
INS has a Yearly Dividend Yield of 5.39%, which is a nice return.
Compared to an average industry Dividend Yield of 7.70, INS pays a better dividend. On top of this INS pays more dividend than 82.43% of the companies listed in the same industry.
INS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.39% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
INS pays out 39.84% of its income as dividend. This is a sustainable payout ratio.
DP39.84%
EPS Next 2Y21.39%
EPS Next 3Y20.37%
FRA:INS (9/16/2025, 7:00:00 PM)
9.25
0 (0%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners40.68%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap434.66M
Analysts82.22
Price Target13.12 (41.84%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.39% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP39.84%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.55%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.75%
EPS NY rev (3m)1.75%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.14 | ||
| Fwd PE | 9.14 | ||
| P/S | 1.06 | ||
| P/FCF | 3.86 | ||
| P/OCF | 3.84 | ||
| P/B | 0.73 | ||
| P/tB | 0.73 | ||
| EV/EBITDA | 9.96 |
EPS(TTM)0.83
EY8.97%
EPS(NY)1.01
Fwd EY10.94%
FCF(TTM)2.4
FCFY25.92%
OCF(TTM)2.41
OCFY26.05%
SpS8.76
BVpS12.72
TBVpS12.59
PEG (NY)4.21
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.83% | ||
| ROE | 6% | ||
| ROCE | 4.78% | ||
| ROIC | 3.32% | ||
| ROICexc | 5.43% | ||
| ROICexgc | 5.48% | ||
| OM | 12.33% | ||
| PM (TTM) | 8.71% | ||
| GM | 26.48% | ||
| FCFM | 27.36% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexcg growth 3Y-22.62%
ROICexcg growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score6
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.63 | ||
| Debt/FCF | 4.71 | ||
| Debt/EBITDA | 6.8 | ||
| Cap/Depr | 12.21% | ||
| Cap/Sales | 0.14% | ||
| Interest Coverage | 1.79 | ||
| Cash Conversion | 203.93% | ||
| Profit Quality | 313.96% | ||
| Current Ratio | 2.09 | ||
| Quick Ratio | 0.73 | ||
| Altman-Z | 1.25 |
F-Score6
WACC5.47%
ROIC/WACC0.61
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)90.04%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%86.7%
EPS Next Y2.65%
EPS Next 2Y21.39%
EPS Next 3Y20.37%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-19.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-22.24%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
EBIT growth 1Y-24.99%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year11.44%
EBIT Next 3Y17.94%
EBIT Next 5YN/A
FCF growth 1Y1335.95%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y1289.15%
OCF growth 3Y32.65%
OCF growth 5YN/A