INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - FRA:INS - DE000A2NBX80 - Common Stock
7.94 EUR
+0.14 (+1.79%)
Overall INS gets a fundamental rating of 5 out of 10. We evaluated INS against 74 industry peers in the Real Estate Management & Development industry. INS has only an average score on both its financial health and profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on INS.
1. Profitability
1.1 Basic Checks
In the past year INS was profitable.
INS had a positive operating cash flow in the past year.
In the past 5 years INS has always been profitable.
In the past 5 years INS always reported a positive cash flow from operatings.
1.2 Ratios
INS has a Return On Assets (1.36%) which is comparable to the rest of the industry.
INS has a Return On Equity of 4.71%. This is in the better half of the industry: INS outperforms 62.16% of its industry peers.
The Return On Invested Capital of INS (2.76%) is better than 64.86% of its industry peers.
INS had an Average Return On Invested Capital over the past 3 years of 4.38%. This is in line with the industry average of 3.87%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROIC | 2.76% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
INS has a Profit Margin (6.99%) which is in line with its industry peers.
INS's Profit Margin has declined in the last couple of years.
INS has a Operating Margin of 10.76%. This is comparable to the rest of the industry: INS outperforms 55.41% of its industry peers.
INS's Operating Margin has declined in the last couple of years.
INS has a Gross Margin (25.90%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so INS is destroying value.
The number of shares outstanding for INS remains at a similar level compared to 1 year ago.
The number of shares outstanding for INS has been increased compared to 5 years ago.
Compared to 1 year ago, INS has an improved debt to assets ratio.
2.2 Solvency
INS has an Altman-Z score of 1.15. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
INS has a Altman-Z score (1.15) which is comparable to the rest of the industry.
INS has a debt to FCF ratio of 6.71. This is a slightly negative value and a sign of low solvency as INS would need 6.71 years to pay back of all of its debts.
The Debt to FCF ratio of INS (6.71) is better than 81.08% of its industry peers.
A Debt/Equity ratio of 0.69 indicates that INS is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.69, INS perfoms like the industry average, outperforming 59.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Altman-Z | 1.15 |
ROIC/WACC0.52
WACC5.36%
2.3 Liquidity
INS has a Current Ratio of 2.03. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
INS has a better Current ratio (2.03) than 63.51% of its industry peers.
A Quick Ratio of 0.72 indicates that INS may have some problems paying its short term obligations.
INS has a Quick ratio (0.72) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.58% over the past year.
Measured over the past years, INS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.52% on average per year.
The Revenue for INS has decreased by -20.30% in the past year. This is quite bad
Measured over the past years, INS shows a decrease in Revenue. The Revenue has been decreasing by -3.13% on average per year.
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
3.2 Future
Based on estimates for the next years, INS will show a very strong growth in Earnings Per Share. The EPS will grow by 30.79% on average per year.
The Revenue is expected to grow by 6.30% on average over the next years.
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 12.60, which indicates a correct valuation of INS.
INS's Price/Earnings ratio is a bit cheaper when compared to the industry. INS is cheaper than 71.62% of the companies in the same industry.
INS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.28.
The Price/Forward Earnings ratio is 8.02, which indicates a very decent valuation of INS.
INS's Price/Forward Earnings ratio is rather cheap when compared to the industry. INS is cheaper than 89.19% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 33.61. INS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.6 | ||
| Fwd PE | 8.02 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of INS indicates a rather cheap valuation: INS is cheaper than 86.49% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of INS indicates a rather cheap valuation: INS is cheaper than 85.14% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.52 | ||
| EV/EBITDA | 10.73 |
4.3 Compensation for Growth
INS's earnings are expected to grow with 20.17% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y20.05%
EPS Next 3Y20.17%
5. Dividend
5.1 Amount
INS has a Yearly Dividend Yield of 6.63%, which is a nice return.
Compared to an average industry Dividend Yield of 7.45, INS pays a better dividend. On top of this INS pays more dividend than 85.14% of the companies listed in the same industry.
INS's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
INS pays out 79.32% of its income as dividend. This is not a sustainable payout ratio.
DP79.32%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
FRA:INS (11/11/2025, 5:21:00 PM)
7.94
+0.14 (+1.79%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners34.13%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap373.10M
Revenue(TTM)390.97M
Net Income(TTM)27.31M
Analysts82.22
Price Target13.12 (65.24%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.63% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP79.32%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.92%
EPS NY rev (3m)-5.83%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.6 | ||
| Fwd PE | 8.02 | ||
| P/S | 0.95 | ||
| P/FCF | 4.52 | ||
| P/OCF | 4.51 | ||
| P/B | 0.64 | ||
| P/tB | 0.65 | ||
| EV/EBITDA | 10.73 |
EPS(TTM)0.63
EY7.93%
EPS(NY)0.99
Fwd EY12.47%
FCF(TTM)1.76
FCFY22.15%
OCF(TTM)1.76
OCFY22.16%
SpS8.32
BVpS12.33
TBVpS12.2
PEG (NY)N/A
PEG (5Y)N/A
Graham Number13.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROCE | 3.97% | ||
| ROIC | 2.76% | ||
| ROICexc | 4.62% | ||
| ROICexgc | 4.66% | ||
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% | ||
| FCFM | 21.14% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score5
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Debt/EBITDA | 8.63 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.49 | ||
| Cash Conversion | 178.92% | ||
| Profit Quality | 302.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 | ||
| Altman-Z | 1.15 |
F-Score5
WACC5.36%
ROIC/WACC0.52
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
EBIT growth 1Y-31.23%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year9.86%
EBIT Next 3Y19.18%
EBIT Next 5YN/A
FCF growth 1Y704.53%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y703.43%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 5 / 10 to INS.DE.
Can you provide the valuation status for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a valuation rating of 7 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Undervalued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 4 / 10.
What is the financial health of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 4 / 10.
How sustainable is the dividend of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The dividend rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 6 / 10 and the dividend payout ratio is 79.32%.