INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:INS - DE000A2NBX80 - Common Stock
8.59 EUR
+0.7 (+8.87%)
INS gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 77 industry peers in the Real Estate Management & Development industry. While INS is still in line with the averages on profitability rating, there are concerns on its financial health. INS is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year INS was profitable.
- INS had a negative operating cash flow in the past year.
- Each year in the past 5 years INS has been profitable.
- INS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 2.81%, INS is in the better half of the industry, outperforming 70.13% of the companies in the same industry.
- INS has a Return On Equity of 8.22%. This is amongst the best in the industry. INS outperforms 83.12% of its industry peers.
- INS has a better Return On Invested Capital (3.28%) than 67.53% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 4.21%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROIC | 3.28% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
- With a decent Profit Margin value of 12.72%, INS is doing good in the industry, outperforming 62.34% of the companies in the same industry.
- In the last couple of years the Profit Margin of INS has declined.
- Looking at the Operating Margin, with a value of 12.49%, INS is in line with its industry, outperforming 55.84% of the companies in the same industry.
- In the last couple of years the Operating Margin of INS has declined.
- Looking at the Gross Margin, with a value of 24.19%, INS is in line with its industry, outperforming 42.86% of the companies in the same industry.
- In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), INS is destroying value.
- Compared to 1 year ago, INS has about the same amount of shares outstanding.
- Compared to 5 years ago, INS has more shares outstanding
- INS has a better debt/assets ratio than last year.
2.2 Solvency
- INS has an Altman-Z score of 1.33. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
- INS has a Altman-Z score of 1.33. This is in the better half of the industry: INS outperforms 64.94% of its industry peers.
- INS has a Debt/Equity ratio of 0.61. This is a neutral value indicating INS is somewhat dependend on debt financing.
- INS has a Debt to Equity ratio of 0.61. This is in the better half of the industry: INS outperforms 61.04% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.33 |
ROIC/WACC0.6
WACC5.42%
2.3 Liquidity
- INS has a Current Ratio of 2.29. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
- INS has a Current ratio of 2.29. This is in the better half of the industry: INS outperforms 70.13% of its industry peers.
- A Quick Ratio of 0.81 indicates that INS may have some problems paying its short term obligations.
- With a Quick ratio value of 0.81, INS perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 |
3. Growth
3.1 Past
- INS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 253.72%, which is quite impressive.
- Measured over the past years, INS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.52% on average per year.
- INS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.35%.
- The Revenue has been decreasing by -3.13% on average over the past years.
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
3.2 Future
- INS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 30.79% yearly.
- Based on estimates for the next years, INS will show a small growth in Revenue. The Revenue will grow by 3.86% on average per year.
EPS Next Y-1.23%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
EPS Next 5Y30.79%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.47, the valuation of INS can be described as very cheap.
- Based on the Price/Earnings ratio, INS is valued cheaply inside the industry as 90.91% of the companies are valued more expensively.
- INS is valuated cheaply when we compare the Price/Earnings ratio to 27.54, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 9.26, the valuation of INS can be described as reasonable.
- Based on the Price/Forward Earnings ratio, INS is valued cheaper than 89.61% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.31, INS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.47 | ||
| Fwd PE | 9.26 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, INS is valued cheaper than 88.31% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.56 |
4.3 Compensation for Growth
- INS's earnings are expected to grow with 17.68% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.21%
EPS Next 3Y17.68%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.55%, INS is a good candidate for dividend investing.
- INS's Dividend Yield is rather good when compared to the industry average which is at 4.02. INS pays more dividend than 87.01% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.92, INS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.55% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- INS pays out 43.29% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP43.29%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
FRA:INS (1/15/2026, 7:00:00 PM)
8.59
+0.7 (+8.87%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)11-06 2025-11-06
Earnings (Next)03-16 2026-03-16/amc
Inst Owners35.09%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap403.64M
Revenue(TTM)393.46M
Net Income(TTM)50.03M
Analysts82.22
Price Target12.61 (46.8%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.55% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP43.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.82%
PT rev (3m)-3.89%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.16%
EPS NY rev (3m)3.02%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.12%
Revenue NY rev (3m)-5.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.47 | ||
| Fwd PE | 9.26 | ||
| P/S | 1.03 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.66 | ||
| P/tB | 0.67 | ||
| EV/EBITDA | 9.56 |
EPS(TTM)1.15
EY13.39%
EPS(NY)0.93
Fwd EY10.8%
FCF(TTM)-0.56
FCFYN/A
OCF(TTM)-0.56
OCFYN/A
SpS8.37
BVpS12.96
TBVpS12.83
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROCE | 4.72% | ||
| ROIC | 3.28% | ||
| ROICexc | 4.88% | ||
| ROICexgc | 4.92% | ||
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% | ||
| FCFM | N/A |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score3
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.93 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 | ||
| Altman-Z | 1.33 |
F-Score3
WACC5.42%
ROIC/WACC0.6
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
EPS Next Y-1.23%
EPS Next 2Y16.21%
EPS Next 3Y17.68%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
Revenue Next Year-16.33%
Revenue Next 2Y-0.29%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
EBIT growth 1Y3.86%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year5.48%
EBIT Next 3Y13.84%
EBIT Next 5YN/A
FCF growth 1Y-122.63%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y-122.61%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 4 / 10 to INS.DE.
What is the valuation status of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
ChartMill assigns a valuation rating of 6 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Fairly Valued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 5 / 10.
What is the valuation of INSTONE REAL ESTATE GROUP SE based on its PE and PB ratios?
The Price/Earnings (PE) ratio for INSTONE REAL ESTATE GROUP SE (INS.DE) is 7.47 and the Price/Book (PB) ratio is 0.66.
How financially healthy is INSTONE REAL ESTATE GROUP SE?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 3 / 10.