INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:INS - DE000A2NBX80 - Common Stock
8.015 EUR
+0.12 (+1.52%)
Overall INS gets a fundamental rating of 4 out of 10. We evaluated INS against 73 industry peers in the Real Estate Management & Development industry. While INS is still in line with the averages on profitability rating, there are concerns on its financial health. INS is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year INS was profitable.
In the past year INS has reported a negative cash flow from operations.
INS had positive earnings in each of the past 5 years.
In the past 5 years INS always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.81%, INS is in the better half of the industry, outperforming 68.49% of the companies in the same industry.
The Return On Equity of INS (8.22%) is better than 79.45% of its industry peers.
INS has a Return On Invested Capital of 3.28%. This is in the better half of the industry: INS outperforms 69.86% of its industry peers.
INS had an Average Return On Invested Capital over the past 3 years of 4.38%. This is in line with the industry average of 3.89%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROIC | 3.28% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
INS's Profit Margin of 12.72% is in line compared to the rest of the industry. INS outperforms 57.53% of its industry peers.
In the last couple of years the Profit Margin of INS has declined.
With a Operating Margin value of 12.49%, INS perfoms like the industry average, outperforming 50.68% of the companies in the same industry.
INS's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 24.19%, INS is not doing good in the industry: 60.27% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), INS is destroying value.
INS has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, INS has more shares outstanding
Compared to 1 year ago, INS has an improved debt to assets ratio.
2.2 Solvency
INS has an Altman-Z score of 1.33. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.33, INS is in the better half of the industry, outperforming 64.38% of the companies in the same industry.
A Debt/Equity ratio of 0.61 indicates that INS is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.61, INS is doing good in the industry, outperforming 60.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.33 |
ROIC/WACC0.61
WACC5.34%
2.3 Liquidity
A Current Ratio of 2.29 indicates that INS has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.29, INS is in the better half of the industry, outperforming 68.49% of the companies in the same industry.
INS has a Quick Ratio of 2.29. This is a bad value and indicates that INS is not financially healthy enough and could expect problems in meeting its short term obligations.
INS has a Quick ratio of 0.81. This is comparable to the rest of the industry: INS outperforms 53.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 |
3. Growth
3.1 Past
INS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 253.72%, which is quite impressive.
The earnings per share for INS have been decreasing by -16.52% on average. This is quite bad
Looking at the last year, INS shows a very negative growth in Revenue. The Revenue has decreased by -13.35% in the last year.
Measured over the past years, INS shows a decrease in Revenue. The Revenue has been decreasing by -3.13% on average per year.
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
3.2 Future
INS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 30.79% yearly.
INS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.30% yearly.
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.97 indicates a rather cheap valuation of INS.
Compared to the rest of the industry, the Price/Earnings ratio of INS indicates a rather cheap valuation: INS is cheaper than 89.04% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.41. INS is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 8.10, the valuation of INS can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of INS indicates a rather cheap valuation: INS is cheaper than 89.04% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of INS to the average of the S&P500 Index (35.40), we can say INS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.97 | ||
| Fwd PE | 8.1 |
4.2 Price Multiples
91.78% of the companies in the same industry are more expensive than INS, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.56 |
4.3 Compensation for Growth
INS's earnings are expected to grow with 20.17% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y20.05%
EPS Next 3Y20.17%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.25%, INS is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 7.36, INS pays a better dividend. On top of this INS pays more dividend than 84.93% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, INS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.25% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
43.29% of the earnings are spent on dividend by INS. This is a bit on the high side, but may be sustainable.
DP43.29%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
FRA:INS (12/5/2025, 5:29:54 PM)
8.015
+0.12 (+1.52%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners34.13%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap376.62M
Revenue(TTM)393.46M
Net Income(TTM)50.03M
Analysts82.22
Price Target12.91 (61.07%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.25% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP43.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.56%
PT rev (3m)-1.56%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.92%
EPS NY rev (3m)-7.45%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.97 | ||
| Fwd PE | 8.1 | ||
| P/S | 0.96 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.62 | ||
| P/tB | 0.62 | ||
| EV/EBITDA | 9.56 |
EPS(TTM)1.15
EY14.35%
EPS(NY)0.99
Fwd EY12.35%
FCF(TTM)-0.56
FCFYN/A
OCF(TTM)-0.56
OCFYN/A
SpS8.37
BVpS12.96
TBVpS12.83
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROCE | 4.72% | ||
| ROIC | 3.28% | ||
| ROICexc | 4.88% | ||
| ROICexgc | 4.92% | ||
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% | ||
| FCFM | N/A |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score3
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.93 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 | ||
| Altman-Z | 1.33 |
F-Score3
WACC5.34%
ROIC/WACC0.61
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
EBIT growth 1Y3.86%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year9.86%
EBIT Next 3Y19.18%
EBIT Next 5YN/A
FCF growth 1Y-122.63%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y-122.61%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 4 / 10 to INS.DE.
Can you provide the valuation status for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a valuation rating of 6 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Fairly Valued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 4 / 10.
What is the financial health of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 3 / 10.
How sustainable is the dividend of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The dividend rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 6 / 10 and the dividend payout ratio is 43.29%.