INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - FRA:INS - DE000A2NBX80 - Common Stock
7.42 EUR
-0.05 (-0.67%)
Overall INS gets a fundamental rating of 5 out of 10. We evaluated INS against 71 industry peers in the Real Estate Management & Development industry. INS has an average financial health and profitability rating. A decent growth rate in combination with a cheap valuation! Better keep an eye on INS.
1. Profitability
1.1 Basic Checks
In the past year INS was profitable.
INS had a positive operating cash flow in the past year.
Each year in the past 5 years INS has been profitable.
In the past 5 years INS always reported a positive cash flow from operatings.
1.2 Ratios
INS has a Return On Assets (1.36%) which is comparable to the rest of the industry.
INS's Return On Equity of 4.71% is fine compared to the rest of the industry. INS outperforms 61.97% of its industry peers.
INS has a better Return On Invested Capital (2.76%) than 63.38% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for INS is in line with the industry average of 3.69%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROIC | 2.76% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
Looking at the Profit Margin, with a value of 6.99%, INS is in line with its industry, outperforming 56.34% of the companies in the same industry.
INS's Profit Margin has declined in the last couple of years.
INS's Operating Margin of 10.76% is in line compared to the rest of the industry. INS outperforms 54.93% of its industry peers.
In the last couple of years the Operating Margin of INS has declined.
The Gross Margin of INS (25.90%) is worse than 60.56% of its industry peers.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
INS has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for INS remains at a similar level compared to 1 year ago.
Compared to 5 years ago, INS has more shares outstanding
The debt/assets ratio for INS has been reduced compared to a year ago.
2.2 Solvency
INS has an Altman-Z score of 1.14. This is a bad value and indicates that INS is not financially healthy and even has some risk of bankruptcy.
INS has a Altman-Z score (1.14) which is in line with its industry peers.
INS has a debt to FCF ratio of 6.71. This is a slightly negative value and a sign of low solvency as INS would need 6.71 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.71, INS is in the better half of the industry, outperforming 78.87% of the companies in the same industry.
INS has a Debt/Equity ratio of 0.69. This is a neutral value indicating INS is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.69, INS is in line with its industry, outperforming 56.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Altman-Z | 1.14 |
ROIC/WACC0.52
WACC5.33%
2.3 Liquidity
INS has a Current Ratio of 2.03. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
INS has a Current ratio of 2.03. This is in the better half of the industry: INS outperforms 63.38% of its industry peers.
A Quick Ratio of 0.72 indicates that INS may have some problems paying its short term obligations.
With a Quick ratio value of 0.72, INS perfoms like the industry average, outperforming 43.66% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.58% over the past year.
Measured over the past years, INS shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.52% on average per year.
The Revenue for INS has decreased by -20.30% in the past year. This is quite bad
Measured over the past years, INS shows a decrease in Revenue. The Revenue has been decreasing by -3.13% on average per year.
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
3.2 Future
Based on estimates for the next years, INS will show a very strong growth in Earnings Per Share. The EPS will grow by 30.79% on average per year.
Based on estimates for the next years, INS will show a small growth in Revenue. The Revenue will grow by 6.30% on average per year.
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 11.78, the valuation of INS can be described as reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of INS indicates a somewhat cheap valuation: INS is cheaper than 71.83% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of INS to the average of the S&P500 Index (25.07), we can say INS is valued rather cheaply.
A Price/Forward Earnings ratio of 7.50 indicates a rather cheap valuation of INS.
Based on the Price/Forward Earnings ratio, INS is valued cheaper than 88.73% of the companies in the same industry.
INS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.08.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.78 | ||
| Fwd PE | 7.5 |
4.2 Price Multiples
INS's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. INS is cheaper than 85.92% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, INS is valued cheaper than 84.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.22 | ||
| EV/EBITDA | 10.4 |
4.3 Compensation for Growth
INS's earnings are expected to grow with 20.17% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y20.05%
EPS Next 3Y20.17%
5. Dividend
5.1 Amount
INS has a Yearly Dividend Yield of 6.25%, which is a nice return.
The stock price of INS dropped by -20.11% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
INS's Dividend Yield is rather good when compared to the industry average which is at 7.66. INS pays more dividend than 84.51% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, INS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.25% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
INS pays out 79.32% of its income as dividend. This is not a sustainable payout ratio.
DP79.32%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
FRA:INS (11/21/2025, 5:29:52 PM)
7.42
-0.05 (-0.67%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners34.13%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap348.67M
Revenue(TTM)390.97M
Net Income(TTM)27.31M
Analysts82.22
Price Target13.12 (76.82%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.25% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP79.32%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.92%
EPS NY rev (3m)-5.83%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.78 | ||
| Fwd PE | 7.5 | ||
| P/S | 0.89 | ||
| P/FCF | 4.22 | ||
| P/OCF | 4.22 | ||
| P/B | 0.6 | ||
| P/tB | 0.61 | ||
| EV/EBITDA | 10.4 |
EPS(TTM)0.63
EY8.49%
EPS(NY)0.99
Fwd EY13.34%
FCF(TTM)1.76
FCFY23.7%
OCF(TTM)1.76
OCFY23.71%
SpS8.32
BVpS12.33
TBVpS12.2
PEG (NY)N/A
PEG (5Y)N/A
Graham Number13.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.36% | ||
| ROE | 4.71% | ||
| ROCE | 3.97% | ||
| ROIC | 2.76% | ||
| ROICexc | 4.62% | ||
| ROICexgc | 4.66% | ||
| OM | 10.76% | ||
| PM (TTM) | 6.99% | ||
| GM | 25.9% | ||
| FCFM | 21.14% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score5
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.69 | ||
| Debt/FCF | 6.71 | ||
| Debt/EBITDA | 8.63 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.49 | ||
| Cash Conversion | 178.92% | ||
| Profit Quality | 302.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 0.72 | ||
| Altman-Z | 1.14 |
F-Score5
WACC5.33%
ROIC/WACC0.52
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)32.58%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%-75.18%
EPS Next Y-5%
EPS Next 2Y20.05%
EPS Next 3Y20.17%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-20.3%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%-18.28%
Revenue Next Year-11.66%
Revenue Next 2Y4.69%
Revenue Next 3Y6.3%
Revenue Next 5YN/A
EBIT growth 1Y-31.23%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year9.86%
EBIT Next 3Y19.18%
EBIT Next 5YN/A
FCF growth 1Y704.53%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y703.43%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 5 / 10 to INS.DE.
Can you provide the valuation status for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a valuation rating of 7 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Undervalued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 4 / 10.
What is the financial health of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 4 / 10.
How sustainable is the dividend of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The dividend rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 6 / 10 and the dividend payout ratio is 79.32%.