INSTONE REAL ESTATE GROUP SE (INS.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:INS - DE000A2NBX80 - Common Stock
7.855 EUR
-0.01 (-0.19%)
INS gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 72 industry peers in the Real Estate Management & Development industry. While INS is still in line with the averages on profitability rating, there are concerns on its financial health. INS is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
INS had positive earnings in the past year.
In the past year INS has reported a negative cash flow from operations.
In the past 5 years INS has always been profitable.
In the past 5 years INS always reported a positive cash flow from operatings.
1.2 Ratios
INS's Return On Assets of 2.81% is fine compared to the rest of the industry. INS outperforms 72.22% of its industry peers.
With an excellent Return On Equity value of 8.22%, INS belongs to the best of the industry, outperforming 84.72% of the companies in the same industry.
INS's Return On Invested Capital of 3.28% is fine compared to the rest of the industry. INS outperforms 69.44% of its industry peers.
The Average Return On Invested Capital over the past 3 years for INS is in line with the industry average of 3.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROIC | 3.28% |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
1.3 Margins
With a decent Profit Margin value of 12.72%, INS is doing good in the industry, outperforming 61.11% of the companies in the same industry.
INS's Profit Margin has declined in the last couple of years.
The Operating Margin of INS (12.49%) is comparable to the rest of the industry.
INS's Operating Margin has declined in the last couple of years.
INS has a Gross Margin (24.19%) which is in line with its industry peers.
In the last couple of years the Gross Margin of INS has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% |
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), INS is destroying value.
Compared to 1 year ago, INS has about the same amount of shares outstanding.
Compared to 5 years ago, INS has more shares outstanding
The debt/assets ratio for INS has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.33, we must say that INS is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 1.33, INS is doing good in the industry, outperforming 63.89% of the companies in the same industry.
INS has a Debt/Equity ratio of 0.61. This is a neutral value indicating INS is somewhat dependend on debt financing.
The Debt to Equity ratio of INS (0.61) is better than 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.33 |
ROIC/WACC0.61
WACC5.35%
2.3 Liquidity
INS has a Current Ratio of 2.29. This indicates that INS is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of INS (2.29) is better than 66.67% of its industry peers.
A Quick Ratio of 0.81 indicates that INS may have some problems paying its short term obligations.
INS has a Quick ratio (0.81) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 253.72% over the past year.
The earnings per share for INS have been decreasing by -16.52% on average. This is quite bad
INS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.35%.
INS shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.13% yearly.
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
3.2 Future
INS is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 30.79% yearly.
INS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.74% yearly.
EPS Next Y-2.35%
EPS Next 2Y16.69%
EPS Next 3Y18.03%
EPS Next 5Y30.79%
Revenue Next Year-13.63%
Revenue Next 2Y2.03%
Revenue Next 3Y4.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
INS is valuated cheaply with a Price/Earnings ratio of 6.83.
Based on the Price/Earnings ratio, INS is valued cheaply inside the industry as 90.28% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.61, INS is valued rather cheaply.
With a Price/Forward Earnings ratio of 8.40, the valuation of INS can be described as very reasonable.
Based on the Price/Forward Earnings ratio, INS is valued cheaper than 88.89% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 24.01. INS is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.83 | ||
| Fwd PE | 8.4 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, INS is valued cheaper than 90.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.54 |
4.3 Compensation for Growth
INS's earnings are expected to grow with 18.03% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.69%
EPS Next 3Y18.03%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.88%, INS is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.27, INS pays a better dividend. On top of this INS pays more dividend than 84.72% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, INS pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.88% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
INS pays out 43.29% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP43.29%
EPS Next 2Y16.69%
EPS Next 3Y18.03%
FRA:INS (12/23/2025, 12:54:25 PM)
7.855
-0.01 (-0.19%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners34.85%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap369.11M
Revenue(TTM)393.46M
Net Income(TTM)50.03M
Analysts82.22
Price Target12.61 (60.53%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.88% |
Yearly Dividend0.33
Dividend Growth(5Y)N/A
DP43.29%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.89%
PT rev (3m)-3.89%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.79%
EPS NY rev (3m)-4.87%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-2.23%
Revenue NY rev (3m)-2.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.83 | ||
| Fwd PE | 8.4 | ||
| P/S | 0.94 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.61 | ||
| P/tB | 0.61 | ||
| EV/EBITDA | 9.54 |
EPS(TTM)1.15
EY14.64%
EPS(NY)0.94
Fwd EY11.91%
FCF(TTM)-0.56
FCFYN/A
OCF(TTM)-0.56
OCFYN/A
SpS8.37
BVpS12.96
TBVpS12.83
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.81% | ||
| ROE | 8.22% | ||
| ROCE | 4.72% | ||
| ROIC | 3.28% | ||
| ROICexc | 4.88% | ||
| ROICexgc | 4.92% | ||
| OM | 12.49% | ||
| PM (TTM) | 12.72% | ||
| GM | 24.19% | ||
| FCFM | N/A |
ROA(3y)1.66%
ROA(5y)2.61%
ROE(3y)5.3%
ROE(5y)7.29%
ROIC(3y)4.38%
ROIC(5y)5.76%
ROICexc(3y)6.6%
ROICexc(5y)7.56%
ROICexgc(3y)6.66%
ROICexgc(5y)7.63%
ROCE(3y)6.3%
ROCE(5y)8.29%
ROICexgc growth 3Y-22.62%
ROICexgc growth 5Y-9.94%
ROICexc growth 3Y-22.6%
ROICexc growth 5Y-9.94%
OM growth 3Y-11.37%
OM growth 5Y-7.83%
PM growth 3Y-13.8%
PM growth 5Y-12.12%
GM growth 3Y-3.52%
GM growth 5Y-4.26%
F-Score3
Asset Turnover0.22
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7 | ||
| Cap/Depr | 0.78% | ||
| Cap/Sales | 0.01% | ||
| Interest Coverage | 1.93 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.29 | ||
| Quick Ratio | 0.81 | ||
| Altman-Z | 1.33 |
F-Score3
WACC5.35%
ROIC/WACC0.61
Cap/Depr(3y)7.38%
Cap/Depr(5y)21.47%
Cap/Sales(3y)0.08%
Cap/Sales(5y)0.18%
Profit Quality(3y)344.5%
Profit Quality(5y)286.9%
High Growth Momentum
Growth
EPS 1Y (TTM)253.72%
EPS 3Y-25.87%
EPS 5Y-16.52%
EPS Q2Q%336%
EPS Next Y-2.35%
EPS Next 2Y16.69%
EPS Next 3Y18.03%
EPS Next 5Y30.79%
Revenue 1Y (TTM)-13.35%
Revenue growth 3Y-16.3%
Revenue growth 5Y-3.13%
Sales Q2Q%2.5%
Revenue Next Year-13.63%
Revenue Next 2Y2.03%
Revenue Next 3Y4.74%
Revenue Next 5YN/A
EBIT growth 1Y3.86%
EBIT growth 3Y-25.82%
EBIT growth 5Y-10.71%
EBIT Next Year9.13%
EBIT Next 3Y16.27%
EBIT Next 5YN/A
FCF growth 1Y-122.63%
FCF growth 3Y34.2%
FCF growth 5YN/A
OCF growth 1Y-122.61%
OCF growth 3Y32.65%
OCF growth 5YN/A
INSTONE REAL ESTATE GROUP SE / INS.DE FAQ
Can you provide the ChartMill fundamental rating for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a fundamental rating of 4 / 10 to INS.DE.
Can you provide the valuation status for INSTONE REAL ESTATE GROUP SE?
ChartMill assigns a valuation rating of 6 / 10 to INSTONE REAL ESTATE GROUP SE (INS.DE). This can be considered as Fairly Valued.
What is the profitability of INS stock?
INSTONE REAL ESTATE GROUP SE (INS.DE) has a profitability rating of 5 / 10.
What is the financial health of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The financial health rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 3 / 10.
How sustainable is the dividend of INSTONE REAL ESTATE GROUP SE (INS.DE) stock?
The dividend rating of INSTONE REAL ESTATE GROUP SE (INS.DE) is 6 / 10 and the dividend payout ratio is 43.29%.