INDEL B SPA (INDB.MI) Stock Fundamental Analysis
Europe - BIT:INDB - IT0005245508 - Common Stock
19.1 EUR
+0.03 (+0.13%)
We assign a fundamental rating of 5 out of 10 to INDB. INDB was compared to 35 industry peers in the Household Durables industry. INDB has an average financial health and profitability rating. INDB has a valuation in line with the averages, but it does not seem to be growing. Finally INDB also has an excellent dividend rating. With these ratings, INDB could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
INDB had positive earnings in the past year.
INDB had a positive operating cash flow in the past year.
Each year in the past 5 years INDB has been profitable.
Of the past 5 years INDB 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of INDB (4.08%) is better than 77.14% of its industry peers.
With a decent Return On Equity value of 7.64%, INDB is doing good in the industry, outperforming 68.57% of the companies in the same industry.
INDB has a better Return On Invested Capital (5.27%) than 62.86% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for INDB is below the industry average of 9.94%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.08% | ||
| ROE | 7.64% | ||
| ROIC | 5.27% |
ROA(3y)5.09%
ROA(5y)6.04%
ROE(3y)8.94%
ROE(5y)10.97%
ROIC(3y)7.68%
ROIC(5y)7.55%
1.3 Margins
INDB has a better Profit Margin (5.34%) than 77.14% of its industry peers.
INDB's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 6.74%, INDB is in the better half of the industry, outperforming 65.71% of the companies in the same industry.
In the last couple of years the Operating Margin of INDB has declined.
With a Gross Margin value of 42.99%, INDB perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
In the last couple of years the Gross Margin of INDB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.74% | ||
| PM (TTM) | 5.34% | ||
| GM | 42.99% |
OM growth 3Y-8.77%
OM growth 5Y-9.46%
PM growth 3Y-25.75%
PM growth 5Y-12.36%
GM growth 3Y-2.24%
GM growth 5Y0.07%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so INDB is still creating some value.
Compared to 1 year ago, INDB has less shares outstanding
The number of shares outstanding for INDB has been reduced compared to 5 years ago.
INDB has a better debt/assets ratio than last year.
2.2 Solvency
INDB has an Altman-Z score of 1.98. This is not the best score and indicates that INDB is in the grey zone with still only limited risk for bankruptcy at the moment.
INDB has a Altman-Z score (1.98) which is in line with its industry peers.
The Debt to FCF ratio of INDB is 9.81, which is on the high side as it means it would take INDB, 9.81 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 9.81, INDB is doing good in the industry, outperforming 62.86% of the companies in the same industry.
INDB has a Debt/Equity ratio of 0.26. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of INDB (0.26) is better than 77.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.26 | ||
| Debt/FCF | 9.81 | ||
| Altman-Z | 1.98 |
ROIC/WACC0.78
WACC6.79%
2.3 Liquidity
INDB has a Current Ratio of 2.05. This indicates that INDB is financially healthy and has no problem in meeting its short term obligations.
INDB's Current ratio of 2.05 is fine compared to the rest of the industry. INDB outperforms 71.43% of its industry peers.
A Quick Ratio of 1.10 indicates that INDB should not have too much problems paying its short term obligations.
INDB has a Quick ratio of 1.10. This is in the better half of the industry: INDB outperforms 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.05 | ||
| Quick Ratio | 1.1 |
3. Growth
3.1 Past
INDB shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.59%.
INDB shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -6.26% yearly.
INDB shows a decrease in Revenue. In the last year, the revenue decreased by -9.76%.
The Revenue has been growing slightly by 5.55% on average over the past years.
EPS 1Y (TTM)5.59%
EPS 3Y-22.76%
EPS 5Y-6.26%
EPS Q2Q%174.19%
Revenue 1Y (TTM)-9.76%
Revenue growth 3Y2.41%
Revenue growth 5Y5.55%
Sales Q2Q%-1.94%
3.2 Future
The Earnings Per Share is expected to grow by 10.31% on average over the next years. This is quite good.
The Revenue is expected to grow by 3.80% on average over the next years.
EPS Next Y-7.11%
EPS Next 2Y13.33%
EPS Next 3Y10.31%
EPS Next 5YN/A
Revenue Next Year0.45%
Revenue Next 2Y4.34%
Revenue Next 3Y3.8%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.74, which indicates a very decent valuation of INDB.
INDB's Price/Earnings ratio is a bit cheaper when compared to the industry. INDB is cheaper than 80.00% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.51. INDB is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 6.48, the valuation of INDB can be described as very cheap.
85.71% of the companies in the same industry are more expensive than INDB, based on the Price/Forward Earnings ratio.
INDB is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.98, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.74 | ||
| Fwd PE | 6.48 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as INDB.
Based on the Price/Free Cash Flow ratio, INDB is valued a bit cheaper than the industry average as 62.86% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.3 | ||
| EV/EBITDA | 6.99 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y13.33%
EPS Next 3Y10.31%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.20%, INDB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.17, INDB pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.44, INDB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.2% |
5.2 History
The dividend of INDB has a limited annual growth rate of 4.11%.
Dividend Growth(5Y)4.11%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
INDB pays out 41.75% of its income as dividend. This is a bit on the high side, but may be sustainable.
INDB's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP41.75%
EPS Next 2Y13.33%
EPS Next 3Y10.31%
BIT:INDB (11/10/2025, 7:00:00 PM)
19.1
+0.03 (+0.13%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners10.92%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap111.54M
Revenue(TTM)199.57M
Net Income(TTM)10.66M
Analysts42.22
Price Target26.52 (38.85%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.2% |
Yearly Dividend0.85
Dividend Growth(5Y)4.11%
DP41.75%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4%
PT rev (3m)4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)7.73%
EPS NY rev (3m)16.76%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.98%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.74 | ||
| Fwd PE | 6.48 | ||
| P/S | 0.56 | ||
| P/FCF | 18.3 | ||
| P/OCF | 7.96 | ||
| P/B | 0.8 | ||
| P/tB | 1.16 | ||
| EV/EBITDA | 6.99 |
EPS(TTM)1.96
EY10.26%
EPS(NY)2.95
Fwd EY15.43%
FCF(TTM)1.04
FCFY5.47%
OCF(TTM)2.4
OCFY12.57%
SpS34.17
BVpS23.88
TBVpS16.47
PEG (NY)N/A
PEG (5Y)N/A
Graham Number32.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.08% | ||
| ROE | 7.64% | ||
| ROCE | 7.35% | ||
| ROIC | 5.27% | ||
| ROICexc | 6.37% | ||
| ROICexgc | 8.89% | ||
| OM | 6.74% | ||
| PM (TTM) | 5.34% | ||
| GM | 42.99% | ||
| FCFM | 3.05% |
ROA(3y)5.09%
ROA(5y)6.04%
ROE(3y)8.94%
ROE(5y)10.97%
ROIC(3y)7.68%
ROIC(5y)7.55%
ROICexc(3y)9.07%
ROICexc(5y)9.38%
ROICexgc(3y)10.58%
ROICexgc(5y)11.18%
ROCE(3y)10.7%
ROCE(5y)10.5%
ROICexgc growth 3Y-10.76%
ROICexgc growth 5Y-10.12%
ROICexc growth 3Y-9.04%
ROICexc growth 5Y-9.21%
OM growth 3Y-8.77%
OM growth 5Y-9.46%
PM growth 3Y-25.75%
PM growth 5Y-12.36%
GM growth 3Y-2.24%
GM growth 5Y0.07%
F-Score6
Asset Turnover0.76
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.26 | ||
| Debt/FCF | 9.81 | ||
| Debt/EBITDA | 1.84 | ||
| Cap/Depr | 126.12% | ||
| Cap/Sales | 3.97% | ||
| Interest Coverage | 10.53 | ||
| Cash Conversion | 71.05% | ||
| Profit Quality | 57.19% | ||
| Current Ratio | 2.05 | ||
| Quick Ratio | 1.1 | ||
| Altman-Z | 1.98 |
F-Score6
WACC6.79%
ROIC/WACC0.78
Cap/Depr(3y)130.37%
Cap/Depr(5y)133.09%
Cap/Sales(3y)3.54%
Cap/Sales(5y)3.91%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.59%
EPS 3Y-22.76%
EPS 5Y-6.26%
EPS Q2Q%174.19%
EPS Next Y-7.11%
EPS Next 2Y13.33%
EPS Next 3Y10.31%
EPS Next 5YN/A
Revenue 1Y (TTM)-9.76%
Revenue growth 3Y2.41%
Revenue growth 5Y5.55%
Sales Q2Q%-1.94%
Revenue Next Year0.45%
Revenue Next 2Y4.34%
Revenue Next 3Y3.8%
Revenue Next 5YN/A
EBIT growth 1Y-16.48%
EBIT growth 3Y-6.57%
EBIT growth 5Y-4.44%
EBIT Next Year35.33%
EBIT Next 3Y21.7%
EBIT Next 5YN/A
FCF growth 1Y-64.2%
FCF growth 3YN/A
FCF growth 5Y2.06%
OCF growth 1Y-35.1%
OCF growth 3Y45.93%
OCF growth 5Y1.35%
INDEL B SPA / INDB.MI FAQ
Can you provide the ChartMill fundamental rating for INDEL B SPA?
ChartMill assigns a fundamental rating of 5 / 10 to INDB.MI.
Can you provide the valuation status for INDEL B SPA?
ChartMill assigns a valuation rating of 6 / 10 to INDEL B SPA (INDB.MI). This can be considered as Fairly Valued.
How profitable is INDEL B SPA (INDB.MI) stock?
INDEL B SPA (INDB.MI) has a profitability rating of 5 / 10.
What are the PE and PB ratios of INDEL B SPA (INDB.MI) stock?
The Price/Earnings (PE) ratio for INDEL B SPA (INDB.MI) is 9.74 and the Price/Book (PB) ratio is 0.8.
Can you provide the dividend sustainability for INDB stock?
The dividend rating of INDEL B SPA (INDB.MI) is 7 / 10 and the dividend payout ratio is 41.75%.