HANCOCK WHITNEY CORP (HWC) Fundamental Analysis & Valuation

Q: What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP (HWC) stock?

ChartMill assigns a fundamental rating of 4 / 10 to HWC.

Q: What is the profitability of HWC stock?

HANCOCK WHITNEY CORP (HWC) has a profitability rating of 4 / 10.

Q: Is the dividend of HANCOCK WHITNEY CORP sustainable?

The dividend rating of HANCOCK WHITNEY CORP (HWC) is 7 / 10 and the dividend payout ratio is 31.78%.

NASDAQ:HWC • US4101201097

68.74 USD

+1.98 (+2.97%)

At close: Apr 17, 2026

68.7723 USD

+0.03 (+0.05%)

After Hours: 4/17/2026, 8:19:26 PM

This HWC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1. HWC Profitability Analysis

1.1 Basic Checks

HWC had positive earnings in the past year.
In the past year HWC had a positive cash flow from operations.
In the past 5 years HWC has always been profitable.
Each year in the past 5 years HWC had a positive operating cash flow.

1.2 Ratios

HWC has a Return On Assets of 1.36%. This is amongst the best in the industry. HWC outperforms 83.02% of its industry peers.
With a decent Return On Equity value of 10.85%, HWC is doing good in the industry, outperforming 66.58% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	1.36%
ROE	10.85%
ROIC	N/A

ROA(3y)1.25%

ROA(5y)1.29%

ROE(3y)10.72%

ROE(5y)12%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

HWC's Profit Margin of 31.94% is amongst the best of the industry. HWC outperforms 81.96% of its industry peers.
HWC's Profit Margin has declined in the last couple of years.
HWC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	31.94%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-5.11%

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA ROE ROIC Operating and Profit Margin Show most profitable peers

2. HWC Health Analysis

2.1 Basic Checks

HWC does not have a ROIC to compare to the WACC, probably because it is not profitable.
HWC has less shares outstanding than it did 1 year ago.
The number of shares outstanding for HWC has been reduced compared to 5 years ago.
Compared to 1 year ago, HWC has an improved debt to assets ratio.

2.2 Solvency

HWC has a debt to FCF ratio of 1.56. This is a very positive value and a sign of high solvency as it would only need 1.56 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.56, HWC is in line with its industry, outperforming 55.17% of the companies in the same industry.
HWC has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
HWC has a Debt to Equity ratio (0.18) which is in line with its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.18
Debt/FCF	1.56
Altman-Z	N/A

ROIC/WACCN/A

WACC13.66%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC Debt/Equity How to determine the health of a company Altman-Z score Show peers with great health

3. HWC Growth Analysis

3.1 Past

The Earnings Per Share has grown by an nice 8.52% over the past year.
The Earnings Per Share has been growing by 8.33% on average over the past years. This is quite good.
HWC shows a small growth in Revenue. In the last year, the Revenue has grown by 4.78%.
HWC shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.64% yearly.

EPS 1Y (TTM)8.52%

EPS 3Y-1.41%

EPS 5Y8.33%

EPS Q2Q%6.43%

Revenue 1Y (TTM)4.78%

Revenue growth 3Y3.13%

Revenue growth 5Y3.64%

Sales Q2Q%6.73%

3.2 Future

HWC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.99% yearly.
Based on estimates for the next years, HWC will show a small growth in Revenue. The Revenue will grow by 4.31% on average per year.

EPS Next Y11.12%

EPS Next 2Y9.11%

EPS Next 3Y8.99%

EPS Next 5YN/A

Revenue Next Year5.78%

Revenue Next 2Y5.1%

Revenue Next 3Y4.31%

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.

More info and screens

Find the best growth stocks Show best growing peers

4. HWC Valuation Analysis

4.1 Price/Earnings Ratio

HWC is valuated reasonably with a Price/Earnings ratio of 12.00.
HWC's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.87, HWC is valued rather cheaply.
A Price/Forward Earnings ratio of 10.80 indicates a reasonable valuation of HWC.
HWC's Price/Forward Earnings ratio is in line with the industry average.
HWC is valuated cheaply when we compare the Price/Forward Earnings ratio to 38.51, which is the current average of the S&P500 Index.

		Industry Rank	Sector Rank
PE	12
Fwd PE	10.8

4.2 Price Multiples

HWC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. HWC is cheaper than 67.64% of the companies in the same industry.

		Industry Rank	Sector Rank
P/FCF	10.72
EV/EBITDA	N/A

4.3 Compensation for Growth

HWC's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.

PEG (NY)1.08

PEG (5Y)1.44

EPS Next 2Y9.11%

EPS Next 3Y8.99%

More info and screens

Price/Earnings Price/FCF FCF per share EV/EBITDA PEG RATIO Show best valued peers

5. HWC Dividend Analysis

5.1 Amount

HWC has a Yearly Dividend Yield of 3.00%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.57, HWC pays a bit more dividend than its industry peers.
HWC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.

		Industry Rank	Sector Rank
Dividend Yield	3%

5.2 History

The dividend of HWC is nicely growing with an annual growth rate of 10.83%!
HWC has paid a dividend for at least 10 years, which is a reliable track record.
HWC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.

Dividend Growth(5Y)10.83%

Div Incr Years3

Div Non Decr Years34

5.3 Sustainability

31.78% of the earnings are spent on dividend by HWC. This is a low number and sustainable payout ratio.
HWC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.

DP31.78%

EPS Next 2Y9.11%

EPS Next 3Y8.99%

More info and screens

Find the best dividend stocks Show peers with best dividend

HWC Fundamentals: All Metrics, Ratios and Statistics

HANCOCK WHITNEY CORP

NASDAQ:HWC (4/17/2026, 8:19:26 PM)

After market: 68.7723 +0.03 (+0.05%)

68.74

+1.98 (+2.97%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)01-20 2026-01-20/amc

Earnings (Next)04-21 2026-04-21/amc

Inst Owners97.2%

Inst Owner Change0.03%

Ins Owners1%

Ins Owner Change0.66%

Market Cap5.61B

Revenue(TTM)1.52B

Net Income(TTM)484.03M

Analysts81.54

Price Target78.31 (13.92%)

Short Float %8.93%

Short Ratio8.39

Dividend

		Industry Rank	Sector Rank
Dividend Yield	3%

Yearly Dividend1.83

Dividend Growth(5Y)10.83%

DP31.78%

Div Incr Years3

Div Non Decr Years34

Ex-Date03-05 2026-03-05 (0.5)

Surprises & Revisions

EPS beat(2)1

Avg EPS beat(2)0.96%

Min EPS beat(2)-0.95%

Max EPS beat(2)2.87%

EPS beat(4)2

Avg EPS beat(4)1.89%

Min EPS beat(4)-0.95%

Max EPS beat(4)6%

EPS beat(8)6

Avg EPS beat(8)3.67%

EPS beat(12)8

Avg EPS beat(12)-1.27%

EPS beat(16)10

Avg EPS beat(16)-0.6%

Revenue beat(2)0

Avg Revenue beat(2)-2.05%

Min Revenue beat(2)-2.4%

Max Revenue beat(2)-1.71%

Revenue beat(4)0

Avg Revenue beat(4)-1.79%

Min Revenue beat(4)-2.4%

Max Revenue beat(4)-1.18%

Revenue beat(8)0

Avg Revenue beat(8)-1.46%

Revenue beat(12)0

Avg Revenue beat(12)-2.16%

Revenue beat(16)0

Avg Revenue beat(16)-2.15%

PT rev (1m)-0.61%

PT rev (3m)3.83%

EPS NQ rev (1m)0.09%

EPS NQ rev (3m)3.59%

EPS NY rev (1m)0.01%

EPS NY rev (3m)5.51%

Revenue NQ rev (1m)-0.13%

Revenue NQ rev (3m)0.84%

Revenue NY rev (1m)-0.06%

Revenue NY rev (3m)0.62%

Valuation

		Industry Rank	Sector Rank
PE	12
Fwd PE	10.8
P/S	3.7
P/FCF	10.72
P/OCF	10.35
P/B	1.26
P/tB	1.62
EV/EBITDA	N/A

EPS(TTM)5.73

EY8.34%

EPS(NY)6.37

Fwd EY9.26%

FCF(TTM)6.41

FCFY9.33%

OCF(TTM)6.64

OCFY9.66%

SpS18.58

BVpS54.69

TBVpS42.52

PEG (NY)1.08

PEG (5Y)1.44

Graham Number83.9711 (22.16%)

Profitability

		Industry Rank	Sector Rank
ROA	1.36%
ROE	10.85%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	31.94%
GM	N/A
FCFM	34.52%

ROA(3y)1.25%

ROA(5y)1.29%

ROE(3y)10.72%

ROE(5y)12%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-5.11%

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

F-Score9

Asset Turnover0.04

Health

		Industry Rank	Sector Rank
Debt/Equity	0.18
Debt/FCF	1.56
Debt/EBITDA	N/A
Cap/Depr	50.23%
Cap/Sales	1.24%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	108.06%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score9

WACC13.66%

ROIC/WACCN/A

Cap/Depr(3y)42.95%

Cap/Depr(5y)48.8%

Cap/Sales(3y)1.25%

Cap/Sales(5y)1.53%

Profit Quality(3y)121.17%

Profit Quality(5y)128.94%

High Growth Momentum

Growth

EPS 1Y (TTM)8.52%

EPS 3Y-1.41%

EPS 5Y8.33%

EPS Q2Q%6.43%

EPS Next Y11.12%

EPS Next 2Y9.11%

EPS Next 3Y8.99%

EPS Next 5YN/A

Revenue 1Y (TTM)4.78%

Revenue growth 3Y3.13%

Revenue growth 5Y3.64%

Sales Q2Q%6.73%

Revenue Next Year5.78%

Revenue Next 2Y5.1%

Revenue Next 3Y4.31%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-15.02%

FCF growth 3Y-13.67%

FCF growth 5Y10.51%

OCF growth 1Y-13.42%

OCF growth 3Y-13.67%

OCF growth 5Y8.81%

HANCOCK WHITNEY CORP / HWC Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP (HWC) stock?

ChartMill assigns a fundamental rating of 4 / 10 to HWC.

What is the valuation status of HANCOCK WHITNEY CORP (HWC) stock?

ChartMill assigns a valuation rating of 5 / 10 to HANCOCK WHITNEY CORP (HWC). This can be considered as Fairly Valued.

What is the profitability of HWC stock?

HANCOCK WHITNEY CORP (HWC) has a profitability rating of 4 / 10.

How financially healthy is HANCOCK WHITNEY CORP?

The financial health rating of HANCOCK WHITNEY CORP (HWC) is 3 / 10.

Is the dividend of HANCOCK WHITNEY CORP sustainable?

The dividend rating of HANCOCK WHITNEY CORP (HWC) is 7 / 10 and the dividend payout ratio is 31.78%.