71.41 USD
-0.58 (-0.81%)
At close: Feb 11, 2026
71.41 USD
0 (0%)
After Hours: 2/11/2026, 8:00:01 PM
HWC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 381 industry peers in the Banks industry. HWC has a medium profitability rating, but doesn't score so well on its financial health evaluation. HWC is not valued too expensively and it also shows a decent growth rate. HWC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- HWC had positive earnings in the past year.
- In the past year HWC had a positive cash flow from operations.
- HWC had positive earnings in each of the past 5 years.
- HWC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- HWC has a Return On Assets of 1.34%. This is amongst the best in the industry. HWC outperforms 83.46% of its industry peers.
- HWC's Return On Equity of 10.74% is fine compared to the rest of the industry. HWC outperforms 71.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.34% | ||
| ROE | 10.74% | ||
| ROIC | N/A |
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 32.22%, HWC belongs to the best of the industry, outperforming 84.78% of the companies in the same industry.
- HWC's Profit Margin has declined in the last couple of years.
- The Operating Margin and Gross Margin are not available for HWC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 32.22% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- HWC does not have a ROIC to compare to the WACC, probably because it is not profitable.
- HWC has less shares outstanding than it did 1 year ago.
- HWC has less shares outstanding than it did 5 years ago.
- HWC has a worse debt/assets ratio than last year.
2.2 Solvency
- The Debt to FCF ratio of HWC is 1.46, which is an excellent value as it means it would take HWC, only 1.46 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 1.46, HWC perfoms like the industry average, outperforming 56.43% of the companies in the same industry.
- HWC has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
- HWC has a Debt to Equity ratio of 0.18. This is comparable to the rest of the industry: HWC outperforms 46.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.46 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC14.6%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- HWC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.52%, which is quite good.
- The Earnings Per Share has been growing by 8.33% on average over the past years. This is quite good.
- Looking at the last year, HWC shows a small growth in Revenue. The Revenue has grown by 4.78% in the last year.
- The Revenue has been growing slightly by 3.64% on average over the past years.
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%
3.2 Future
- The Earnings Per Share is expected to grow by 8.99% on average over the next years. This is quite good.
- Based on estimates for the next years, HWC will show a small growth in Revenue. The Revenue will grow by 4.31% on average per year.
EPS Next Y11.43%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 12.46, which indicates a correct valuation of HWC.
- The rest of the industry has a similar Price/Earnings ratio as HWC.
- HWC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.23.
- The Price/Forward Earnings ratio is 11.18, which indicates a very decent valuation of HWC.
- HWC's Price/Forward Earnings ratio is in line with the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 28.01. HWC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.46 | ||
| Fwd PE | 11.18 |
4.2 Price Multiples
- HWC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. HWC is cheaper than 67.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.55 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.09
PEG (5Y)1.5
EPS Next 2Y9.28%
EPS Next 3Y8.99%
5. Dividend
5.1 Amount
- HWC has a Yearly Dividend Yield of 2.71%.
- HWC's Dividend Yield is comparable with the industry average which is at 2.53.
- HWC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.71% |
5.2 History
- On average, the dividend of HWC grows each year by 6.82%, which is quite nice.
- HWC has been paying a dividend for at least 10 years, so it has a reliable track record.
- HWC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)6.82%
Div Incr Years2
Div Non Decr Years33
5.3 Sustainability
- 31.49% of the earnings are spent on dividend by HWC. This is a low number and sustainable payout ratio.
- The dividend of HWC is growing, but earnings are growing more, so the dividend growth is sustainable.
DP31.49%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
71.41
-0.58 (-0.81%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20 2026-01-20/amc
Earnings (Next)04-13 2026-04-13
Inst Owners95.27%
Inst Owner Change-2.78%
Ins Owners0.93%
Ins Owner Change2.08%
Market Cap5.97B
Revenue(TTM)1.52B
Net Income(TTM)480.36M
Analysts81.54
Price Target78.8 (10.35%)
Short Float %7.06%
Short Ratio7.31
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.71% |
Yearly Dividend1.52
Dividend Growth(5Y)6.82%
DP31.49%
Div Incr Years2
Div Non Decr Years33
Ex-Date03-05 2026-03-05 (0.5)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.26%
Min EPS beat(2)-0.35%
Max EPS beat(2)2.87%
EPS beat(4)3
Avg EPS beat(4)4.16%
Min EPS beat(4)-0.35%
Max EPS beat(4)8.14%
EPS beat(8)6
Avg EPS beat(8)-2.66%
EPS beat(12)8
Avg EPS beat(12)-1.26%
EPS beat(16)11
Avg EPS beat(16)0.29%
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)-1.18%
Revenue beat(4)0
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)-1.08%
Revenue beat(8)0
Avg Revenue beat(8)-2.51%
Revenue beat(12)0
Avg Revenue beat(12)-2.43%
Revenue beat(16)0
Avg Revenue beat(16)-2.19%
PT rev (1m)8.52%
PT rev (3m)9.24%
EPS NQ rev (1m)1.48%
EPS NQ rev (3m)2.46%
EPS NY rev (1m)5.8%
EPS NY rev (3m)6.11%
Revenue NQ rev (1m)0.21%
Revenue NQ rev (3m)0.09%
Revenue NY rev (1m)0.8%
Revenue NY rev (3m)0.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.46 | ||
| Fwd PE | 11.18 | ||
| P/S | 4.01 | ||
| P/FCF | 10.55 | ||
| P/OCF | 10.29 | ||
| P/B | 1.33 | ||
| P/tB | 1.72 | ||
| EV/EBITDA | N/A |
EPS(TTM)5.73
EY8.02%
EPS(NY)6.38
Fwd EY8.94%
FCF(TTM)6.77
FCFY9.48%
OCF(TTM)6.94
OCFY9.72%
SpS17.83
BVpS53.52
TBVpS41.61
PEG (NY)1.09
PEG (5Y)1.5
Graham Number83.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.34% | ||
| ROE | 10.74% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 32.22% | ||
| GM | N/A | ||
| FCFM | 37.97% |
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.46 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 37.24% | ||
| Cap/Sales | 0.96% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 117.83% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC14.6%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
EPS Next Y11.43%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y10.11%
OCF growth 3YN/A
OCF growth 5YN/A
HANCOCK WHITNEY CORP / HWC FAQ
What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP (HWC) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HWC.
Can you provide the valuation status for HANCOCK WHITNEY CORP?
ChartMill assigns a valuation rating of 5 / 10 to HANCOCK WHITNEY CORP (HWC). This can be considered as Fairly Valued.
Can you provide the profitability details for HANCOCK WHITNEY CORP?
HANCOCK WHITNEY CORP (HWC) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for HWC stock?
The Price/Earnings (PE) ratio for HANCOCK WHITNEY CORP (HWC) is 12.46 and the Price/Book (PB) ratio is 1.33.
Is the dividend of HANCOCK WHITNEY CORP sustainable?
The dividend rating of HANCOCK WHITNEY CORP (HWC) is 8 / 10 and the dividend payout ratio is 31.49%.