HANCOCK WHITNEY CORP (HWC) Stock Fundamental Analysis
NASDAQ:HWC • US4101201097
65.81 USD
-4.13 (-5.91%)
At close: Feb 27, 2026
65.81 USD
0 (0%)
After Hours: 2/27/2026, 8:09:06 PM
We assign a fundamental rating of 4 out of 10 to HWC. HWC was compared to 379 industry peers in the Banks industry. While HWC is still in line with the averages on profitability rating, there are concerns on its financial health. HWC has a correct valuation and a medium growth rate. HWC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- HWC had positive earnings in the past year.
- HWC had a positive operating cash flow in the past year.
- HWC had positive earnings in each of the past 5 years.
- HWC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- HWC has a Return On Assets of 1.34%. This is amongst the best in the industry. HWC outperforms 83.11% of its industry peers.
- HWC has a Return On Equity of 10.74%. This is in the better half of the industry: HWC outperforms 70.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.34% | ||
| ROE | 10.74% | ||
| ROIC | N/A |
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- HWC's Profit Margin of 32.22% is amongst the best of the industry. HWC outperforms 84.70% of its industry peers.
- In the last couple of years the Profit Margin of HWC has declined.
- The Operating Margin and Gross Margin are not available for HWC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 32.22% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- HWC does not have a ROIC to compare to the WACC, probably because it is not profitable.
- HWC has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, HWC has less shares outstanding
- Compared to 1 year ago, HWC has a worse debt to assets ratio.
2.2 Solvency
- HWC has a debt to FCF ratio of 1.46. This is a very positive value and a sign of high solvency as it would only need 1.46 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 1.46, HWC perfoms like the industry average, outperforming 56.99% of the companies in the same industry.
- A Debt/Equity ratio of 0.18 indicates that HWC is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.18, HWC is in line with its industry, outperforming 45.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.46 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC14.85%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 8.52% over the past year.
- The Earnings Per Share has been growing by 8.33% on average over the past years. This is quite good.
- HWC shows a small growth in Revenue. In the last year, the Revenue has grown by 4.78%.
- Measured over the past years, HWC shows a small growth in Revenue. The Revenue has been growing by 3.64% on average per year.
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%
3.2 Future
- The Earnings Per Share is expected to grow by 8.99% on average over the next years. This is quite good.
- Based on estimates for the next years, HWC will show a small growth in Revenue. The Revenue will grow by 4.31% on average per year.
EPS Next Y11.43%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 11.49, the valuation of HWC can be described as very reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of HWC is on the same level as its industry peers.
- HWC is valuated cheaply when we compare the Price/Earnings ratio to 27.07, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 10.31, the valuation of HWC can be described as reasonable.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of HWC is on the same level as its industry peers.
- When comparing the Price/Forward Earnings ratio of HWC to the average of the S&P500 Index (28.05), we can say HWC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.49 | ||
| Fwd PE | 10.31 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of HWC indicates a somewhat cheap valuation: HWC is cheaper than 70.45% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.72 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- HWC's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1
PEG (5Y)1.38
EPS Next 2Y9.28%
EPS Next 3Y8.99%
5. Dividend
5.1 Amount
- HWC has a Yearly Dividend Yield of 2.86%.
- Compared to an average industry Dividend Yield of 2.73, HWC has a dividend in line with its industry peers.
- HWC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
5.2 History
- On average, the dividend of HWC grows each year by 6.82%, which is quite nice.
- HWC has paid a dividend for at least 10 years, which is a reliable track record.
- HWC has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)6.82%
Div Incr Years2
Div Non Decr Years33
5.3 Sustainability
- 31.49% of the earnings are spent on dividend by HWC. This is a low number and sustainable payout ratio.
- HWC's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP31.49%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
65.81
-4.13 (-5.91%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-20 2026-01-20/amc
Earnings (Next)04-13 2026-04-13
Inst Owners95.27%
Inst Owner Change-1.05%
Ins Owners0.93%
Ins Owner Change-3.16%
Market Cap5.50B
Revenue(TTM)1.52B
Net Income(TTM)480.36M
Analysts81.54
Price Target78.8 (19.74%)
Short Float %6.82%
Short Ratio6.89
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.86% |
Yearly Dividend1.52
Dividend Growth(5Y)6.82%
DP31.49%
Div Incr Years2
Div Non Decr Years33
Ex-Date03-05 2026-03-05 (0.5)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)1.26%
Min EPS beat(2)-0.35%
Max EPS beat(2)2.87%
EPS beat(4)3
Avg EPS beat(4)4.16%
Min EPS beat(4)-0.35%
Max EPS beat(4)8.14%
EPS beat(8)6
Avg EPS beat(8)-2.66%
EPS beat(12)8
Avg EPS beat(12)-1.26%
EPS beat(16)11
Avg EPS beat(16)0.29%
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)-1.18%
Revenue beat(4)0
Avg Revenue beat(4)-1.63%
Min Revenue beat(4)-2.4%
Max Revenue beat(4)-1.08%
Revenue beat(8)0
Avg Revenue beat(8)-2.51%
Revenue beat(12)0
Avg Revenue beat(12)-2.43%
Revenue beat(16)0
Avg Revenue beat(16)-2.19%
PT rev (1m)4.47%
PT rev (3m)9.04%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.1%
EPS NY rev (1m)3.81%
EPS NY rev (3m)6.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.21%
Revenue NY rev (1m)0.31%
Revenue NY rev (3m)0.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.49 | ||
| Fwd PE | 10.31 | ||
| P/S | 3.69 | ||
| P/FCF | 9.72 | ||
| P/OCF | 9.48 | ||
| P/B | 1.23 | ||
| P/tB | 1.58 | ||
| EV/EBITDA | N/A |
EPS(TTM)5.73
EY8.71%
EPS(NY)6.38
Fwd EY9.7%
FCF(TTM)6.77
FCFY10.29%
OCF(TTM)6.94
OCFY10.55%
SpS17.83
BVpS53.52
TBVpS41.61
PEG (NY)1
PEG (5Y)1.38
Graham Number83.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.34% | ||
| ROE | 10.74% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 32.22% | ||
| GM | N/A | ||
| FCFM | 37.97% |
ROA(3y)1.25%
ROA(5y)1.29%
ROE(3y)10.72%
ROE(5y)12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.11%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.46 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 37.24% | ||
| Cap/Sales | 0.96% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 117.83% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC14.85%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.52%
EPS 3Y-1.41%
EPS 5Y8.33%
EPS Q2Q%6.43%
EPS Next Y11.43%
EPS Next 2Y9.28%
EPS Next 3Y8.99%
EPS Next 5YN/A
Revenue 1Y (TTM)4.78%
Revenue growth 3Y3.13%
Revenue growth 5Y3.64%
Sales Q2Q%6.73%
Revenue Next Year5.84%
Revenue Next 2Y5.1%
Revenue Next 3Y4.31%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y10.11%
OCF growth 3YN/A
OCF growth 5YN/A
HANCOCK WHITNEY CORP / HWC FAQ
What is the ChartMill fundamental rating of HANCOCK WHITNEY CORP (HWC) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HWC.
Can you provide the valuation status for HANCOCK WHITNEY CORP?
ChartMill assigns a valuation rating of 5 / 10 to HANCOCK WHITNEY CORP (HWC). This can be considered as Fairly Valued.
Can you provide the profitability details for HANCOCK WHITNEY CORP?
HANCOCK WHITNEY CORP (HWC) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for HWC stock?
The Price/Earnings (PE) ratio for HANCOCK WHITNEY CORP (HWC) is 11.49 and the Price/Book (PB) ratio is 1.23.
Is the dividend of HANCOCK WHITNEY CORP sustainable?
The dividend rating of HANCOCK WHITNEY CORP (HWC) is 8 / 10 and the dividend payout ratio is 31.49%.