HAVERTY FURNITURE (HVT) Fundamental Analysis & Valuation

NYSE:HVT • US4195961010

Current stock price

21.3 USD
-0.06 (-0.28%)
At close:
21.3 USD
0 (0%)
After Hours:

This HVT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. HVT Profitability Analysis

1.1 Basic Checks

  • In the past year HVT was profitable.
  • HVT had a positive operating cash flow in the past year.
  • In the past 5 years HVT has always been profitable.
  • HVT had a positive operating cash flow in each of the past 5 years.
HVT Yearly Net Income VS EBIT VS OCF VS FCFHVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.04%, HVT is in the better half of the industry, outperforming 60.98% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 6.41%, HVT is in the better half of the industry, outperforming 61.79% of the companies in the same industry.
  • HVT's Return On Invested Capital of 3.15% is in line compared to the rest of the industry. HVT outperforms 52.85% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for HVT is significantly below the industry average of 13.16%.
Industry RankSector Rank
ROA 3.04%
ROE 6.41%
ROIC 3.15%
ROA(3y)4.91%
ROA(5y)8.35%
ROE(3y)10.39%
ROE(5y)19.5%
ROIC(3y)5.27%
ROIC(5y)10.46%
HVT Yearly ROA, ROE, ROICHVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • HVT has a Profit Margin of 2.60%. This is in the better half of the industry: HVT outperforms 65.85% of its industry peers.
  • In the last couple of years the Profit Margin of HVT has declined.
  • HVT has a Operating Margin (2.86%) which is in line with its industry peers.
  • HVT's Operating Margin has declined in the last couple of years.
  • HVT's Gross Margin of 60.67% is amongst the best of the industry. HVT outperforms 90.24% of its industry peers.
  • In the last couple of years the Gross Margin of HVT has grown nicely.
Industry RankSector Rank
OM 2.86%
PM (TTM) 2.6%
GM 60.67%
OM growth 3Y-36.66%
OM growth 5Y-22.51%
PM growth 3Y-32.72%
PM growth 5Y-19.93%
GM growth 3Y1.69%
GM growth 5Y1.62%
HVT Yearly Profit, Operating, Gross MarginsHVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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8

2. HVT Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), HVT is destroying value.
  • The number of shares outstanding for HVT has been reduced compared to 1 year ago.
  • Compared to 5 years ago, HVT has less shares outstanding
  • HVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
HVT Yearly Shares OutstandingHVT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M
HVT Yearly Total Debt VS Total AssetsHVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 3.00 indicates that HVT is not in any danger for bankruptcy at the moment.
  • HVT's Altman-Z score of 3.00 is fine compared to the rest of the industry. HVT outperforms 74.80% of its industry peers.
  • HVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 3
ROIC/WACC0.35
WACC9.08%
HVT Yearly LT Debt VS Equity VS FCFHVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.87 indicates that HVT should not have too much problems paying its short term obligations.
  • HVT has a better Current ratio (1.87) than 77.24% of its industry peers.
  • HVT has a Quick Ratio of 1.15. This is a normal value and indicates that HVT is financially healthy and should not expect problems in meeting its short term obligations.
  • HVT's Quick ratio of 1.15 is fine compared to the rest of the industry. HVT outperforms 78.05% of its industry peers.
Industry RankSector Rank
Current Ratio 1.87
Quick Ratio 1.15
HVT Yearly Current Assets VS Current LiabilitesHVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. HVT Growth Analysis

3.1 Past

  • HVT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
  • Measured over the past years, HVT shows a decrease in Earnings Per Share. The EPS has been decreasing by -9.18% on average per year.
  • The Revenue has been growing slightly by 4.99% in the past year.
  • Measured over the past years, HVT shows a small growth in Revenue. The Revenue has been growing by 0.28% on average per year.
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
Revenue 1Y (TTM)4.99%
Revenue growth 3Y-10.17%
Revenue growth 5Y0.28%
Sales Q2Q%9.52%

3.2 Future

  • The Earnings Per Share is expected to grow by 65.24% on average over the next years. This is a very strong growth
  • HVT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.54% yearly.
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.38%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HVT Yearly Revenue VS EstimatesHVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
HVT Yearly EPS VS EstimatesHVT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

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8

4. HVT Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 18.05, HVT is valued on the expensive side.
  • Based on the Price/Earnings ratio, HVT is valued a bit cheaper than 73.98% of the companies in the same industry.
  • HVT is valuated rather cheaply when we compare the Price/Earnings ratio to 24.88, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 10.24, which indicates a very decent valuation of HVT.
  • HVT's Price/Forward Earnings ratio is rather cheap when compared to the industry. HVT is cheaper than 82.93% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.19. HVT is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 18.05
Fwd PE 10.24
HVT Price Earnings VS Forward Price EarningsHVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of HVT indicates a rather cheap valuation: HVT is cheaper than 87.80% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, HVT is valued cheaply inside the industry as 81.30% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 10.43
EV/EBITDA 4.82
HVT Per share dataHVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • HVT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of HVT may justify a higher PE ratio.
  • HVT's earnings are expected to grow with 65.24% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.24
PEG (5Y)N/A
EPS Next 2Y65.24%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. HVT Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.18%, HVT is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.79, HVT pays a better dividend. On top of this HVT pays more dividend than 93.50% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.90, HVT pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.18%

5.2 History

  • The dividend of HVT decreases each year by -13.80%.
  • HVT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-13.8%
Div Incr Years0
Div Non Decr Years0
HVT Yearly Dividends per shareHVT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 105.61% of the earnings are spent on dividend by HVT. This is not a sustainable payout ratio.
DP105.61%
EPS Next 2Y65.24%
EPS Next 3YN/A
HVT Yearly Income VS Free CF VS DividendHVT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
HVT Dividend Payout.HVT Dividend Payout, showing the Payout Ratio.HVT Dividend Payout.PayoutRetained Earnings

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HVT Fundamentals: All Metrics, Ratios and Statistics

HAVERTY FURNITURE

NYSE:HVT (3/27/2026, 8:24:03 PM)

After market: 21.3 0 (0%)

21.3

-0.06 (-0.28%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners83.67%
Inst Owner Change-2.47%
Ins Owners10.61%
Ins Owner Change2.01%
Market Cap343.78M
Revenue(TTM)759.00M
Net Income(TTM)19.73M
Analysts80
Price Target30.6 (43.66%)
Short Float %4.2%
Short Ratio7.04
Dividend
Industry RankSector Rank
Dividend Yield 6.18%
Yearly Dividend1.29
Dividend Growth(5Y)-13.8%
DP105.61%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.35%
Min EPS beat(2)5.2%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)23.16%
Min EPS beat(4)5.2%
Max EPS beat(4)62.66%
EPS beat(8)6
Avg EPS beat(8)33.75%
EPS beat(12)7
Avg EPS beat(12)20.57%
EPS beat(16)11
Avg EPS beat(16)25.95%
Revenue beat(2)2
Avg Revenue beat(2)1.75%
Min Revenue beat(2)1.23%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.5%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)5
Avg Revenue beat(8)-1.8%
Revenue beat(12)5
Avg Revenue beat(12)-3.53%
Revenue beat(16)9
Avg Revenue beat(16)-1.2%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-16%
EPS NQ rev (3m)-16%
EPS NY rev (1m)-1.44%
EPS NY rev (3m)-3.74%
Revenue NQ rev (1m)-0.61%
Revenue NQ rev (3m)-0.61%
Revenue NY rev (1m)0.43%
Revenue NY rev (3m)0.24%
Valuation
Industry RankSector Rank
PE 18.05
Fwd PE 10.24
P/S 0.45
P/FCF 10.43
P/OCF 6.53
P/B 1.12
P/tB 1.12
EV/EBITDA 4.82
EPS(TTM)1.18
EY5.54%
EPS(NY)2.08
Fwd EY9.77%
FCF(TTM)2.04
FCFY9.59%
OCF(TTM)3.26
OCFY15.31%
SpS47.03
BVpS19.08
TBVpS19.08
PEG (NY)0.24
PEG (5Y)N/A
Graham Number22.51
Profitability
Industry RankSector Rank
ROA 3.04%
ROE 6.41%
ROCE 4.21%
ROIC 3.15%
ROICexc 4.17%
ROICexgc 4.17%
OM 2.86%
PM (TTM) 2.6%
GM 60.67%
FCFM 4.34%
ROA(3y)4.91%
ROA(5y)8.35%
ROE(3y)10.39%
ROE(5y)19.5%
ROIC(3y)5.27%
ROIC(5y)10.46%
ROICexc(3y)6.9%
ROICexc(5y)14.62%
ROICexgc(3y)6.9%
ROICexgc(5y)14.62%
ROCE(3y)7.04%
ROCE(5y)13.96%
ROICexgc growth 3Y-44.03%
ROICexgc growth 5Y-27.47%
ROICexc growth 3Y-44.03%
ROICexc growth 5Y-27.47%
OM growth 3Y-36.66%
OM growth 5Y-22.51%
PM growth 3Y-32.72%
PM growth 5Y-19.93%
GM growth 3Y1.69%
GM growth 5Y1.62%
F-Score7
Asset Turnover1.17
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 82.58%
Cap/Sales 2.59%
Interest Coverage 134.03
Cash Conversion 115.61%
Profit Quality 167.12%
Current Ratio 1.87
Quick Ratio 1.15
Altman-Z 3
F-Score7
WACC9.08%
ROIC/WACC0.35
Cap/Depr(3y)172.2%
Cap/Depr(5y)178.77%
Cap/Sales(3y)4.4%
Cap/Sales(5y)3.85%
Profit Quality(3y)126.59%
Profit Quality(5y)94.91%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.99%
Revenue growth 3Y-10.17%
Revenue growth 5Y0.28%
Sales Q2Q%9.52%
Revenue Next Year8.38%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y8.19%
EBIT growth 3Y-43.11%
EBIT growth 5Y-22.29%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y22.95%
FCF growth 3Y13.42%
FCF growth 5Y-22.68%
OCF growth 1Y-10.63%
OCF growth 3Y1.06%
OCF growth 5Y-16.57%

HAVERTY FURNITURE / HVT Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HAVERTY FURNITURE (HVT) stock?

ChartMill assigns a fundamental rating of 7 / 10 to HVT.


Can you provide the valuation status for HAVERTY FURNITURE?

ChartMill assigns a valuation rating of 8 / 10 to HAVERTY FURNITURE (HVT). This can be considered as Undervalued.


How profitable is HAVERTY FURNITURE (HVT) stock?

HAVERTY FURNITURE (HVT) has a profitability rating of 6 / 10.


What is the financial health of HAVERTY FURNITURE (HVT) stock?

The financial health rating of HAVERTY FURNITURE (HVT) is 8 / 10.


What is the expected EPS growth for HAVERTY FURNITURE (HVT) stock?

The Earnings per Share (EPS) of HAVERTY FURNITURE (HVT) is expected to grow by 76.32% in the next year.