HAVERTY FURNITURE (HVT) Fundamental Analysis & Valuation

NYSE:HVT • US4195961010

Current stock price

21.32 USD
-0.61 (-2.78%)
At close:
21.32 USD
0 (0%)
After Hours:

This HVT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. HVT Profitability Analysis

1.1 Basic Checks

  • HVT had positive earnings in the past year.
  • HVT had a positive operating cash flow in the past year.
  • Of the past 5 years HVT 4 years were profitable.
  • HVT had a positive operating cash flow in 4 of the past 5 years.
HVT Yearly Net Income VS EBIT VS OCF VS FCFHVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • The Return On Assets of HVT (2.98%) is better than 62.10% of its industry peers.
  • With a decent Return On Equity value of 6.34%, HVT is doing good in the industry, outperforming 62.10% of the companies in the same industry.
  • HVT has a Return On Invested Capital (3.07%) which is in line with its industry peers.
  • The Average Return On Invested Capital over the past 3 years for HVT is below the industry average of 13.55%.
  • The 3 year average ROIC (10.44%) for HVT is well above the current ROIC(3.07%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROIC 3.07%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
HVT Yearly ROA, ROE, ROICHVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • HVT has a better Profit Margin (2.62%) than 66.94% of its industry peers.
  • HVT's Profit Margin has been stable in the last couple of years.
  • HVT has a Operating Margin (2.74%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of HVT has declined.
  • HVT has a Gross Margin of 61.05%. This is amongst the best in the industry. HVT outperforms 90.32% of its industry peers.
  • HVT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
HVT Yearly Profit, Operating, Gross MarginsHVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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7

2. HVT Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HVT is still creating some value.
  • HVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
HVT Yearly Shares OutstandingHVT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HVT Yearly Total Debt VS Total AssetsHVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • An Altman-Z score of 2.94 indicates that HVT is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of HVT (2.94) is better than 71.77% of its industry peers.
  • There is no outstanding debt for HVT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2.94
ROIC/WACC0.31
WACC9.77%
HVT Yearly LT Debt VS Equity VS FCFHVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • HVT has a Current Ratio of 1.75. This is a normal value and indicates that HVT is financially healthy and should not expect problems in meeting its short term obligations.
  • HVT's Current ratio of 1.75 is fine compared to the rest of the industry. HVT outperforms 74.19% of its industry peers.
  • A Quick Ratio of 1.11 indicates that HVT should not have too much problems paying its short term obligations.
  • HVT has a Quick ratio of 1.11. This is in the better half of the industry: HVT outperforms 77.42% of its industry peers.
Industry RankSector Rank
Current Ratio 1.75
Quick Ratio 1.11
HVT Yearly Current Assets VS Current LiabilitesHVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. HVT Growth Analysis

3.1 Past

  • HVT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
  • Measured over the past years, HVT shows a decrease in Earnings Per Share. The EPS has been decreasing by -9.18% on average per year.
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.52%

3.2 Future

  • HVT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 65.24% yearly.
  • HVT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.54% yearly.
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
HVT Yearly Revenue VS EstimatesHVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
HVT Yearly EPS VS EstimatesHVT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

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8

4. HVT Valuation Analysis

4.1 Price/Earnings Ratio

  • HVT is valuated rather expensively with a Price/Earnings ratio of 18.07.
  • HVT's Price/Earnings ratio is a bit cheaper when compared to the industry. HVT is cheaper than 75.00% of the companies in the same industry.
  • HVT's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.11.
  • The Price/Forward Earnings ratio is 10.25, which indicates a very decent valuation of HVT.
  • Based on the Price/Forward Earnings ratio, HVT is valued cheaper than 83.06% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of HVT to the average of the S&P500 Index (24.12), we can say HVT is valued rather cheaply.
Industry RankSector Rank
PE 18.07
Fwd PE 10.25
HVT Price Earnings VS Forward Price EarningsHVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, HVT is valued cheaply inside the industry as 87.10% of the companies are valued more expensively.
  • HVT's Price/Free Cash Flow ratio is rather cheap when compared to the industry. HVT is cheaper than 83.06% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.8
EV/EBITDA 5.08
HVT Per share dataHVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • HVT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • HVT has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as HVT's earnings are expected to grow with 65.24% in the coming years.
PEG (NY)0.24
PEG (5Y)N/A
EPS Next 2Y65.24%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. HVT Dividend Analysis

5.1 Amount

  • HVT has a Yearly Dividend Yield of 6.12%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.41, HVT pays a better dividend. On top of this HVT pays more dividend than 91.94% of the companies listed in the same industry.
  • HVT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 6.12%

5.2 History

  • On average, the dividend of HVT grows each year by 10.67%, which is quite nice.
  • HVT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)10.67%
Div Incr Years0
Div Non Decr Years0
HVT Yearly Dividends per shareHVT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • HVT pays out 106.78% of its income as dividend. This is not a sustainable payout ratio.
  • HVT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP106.78%
EPS Next 2Y65.24%
EPS Next 3YN/A
HVT Yearly Income VS Free CF VS DividendHVT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
HVT Dividend Payout.HVT Dividend Payout, showing the Payout Ratio.HVT Dividend Payout.PayoutRetained Earnings

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HVT Fundamentals: All Metrics, Ratios and Statistics

HAVERTY FURNITURE

NYSE:HVT (3/18/2026, 4:15:00 PM)

After market: 21.32 0 (0%)

21.32

-0.61 (-2.78%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners83.67%
Inst Owner Change-2.47%
Ins Owners10.61%
Ins Owner Change-0.82%
Market Cap344.10M
Revenue(TTM)N/A
Net Income(TTM)19.39M
Analysts80
Price Target30.6 (43.53%)
Short Float %4.2%
Short Ratio7.04
Dividend
Industry RankSector Rank
Dividend Yield 6.12%
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP106.78%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.38%
Min EPS beat(2)9.25%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)77.71%
Min EPS beat(4)9.25%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.82%
EPS beat(12)7
Avg EPS beat(12)20.81%
EPS beat(16)11
Avg EPS beat(16)26.37%
Revenue beat(2)2
Avg Revenue beat(2)1.8%
Min Revenue beat(2)1.32%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.56%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)4
Avg Revenue beat(8)-3.26%
Revenue beat(12)5
Avg Revenue beat(12)-3.31%
Revenue beat(16)9
Avg Revenue beat(16)-1.26%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.04%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 18.07
Fwd PE 10.25
P/S 0.46
P/FCF 8.8
P/OCF 5.53
P/B 1.12
P/tB 1.12
EV/EBITDA 5.08
EPS(TTM)1.18
EY5.53%
EPS(NY)2.08
Fwd EY9.76%
FCF(TTM)2.42
FCFY11.37%
OCF(TTM)3.85
OCFY18.08%
SpS45.94
BVpS18.96
TBVpS18.96
PEG (NY)0.24
PEG (5Y)N/A
Graham Number22.44
Profitability
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROCE 3.99%
ROIC 3.07%
ROICexc 4.13%
ROICexgc 4.13%
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
FCFM 5.28%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexgc growth 3Y-49.04%
ROICexgc growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score7
Asset Turnover1.14
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 97.37%
Cap/Sales 3.11%
Interest Coverage 250
Cash Conversion 141.39%
Profit Quality 201.73%
Current Ratio 1.75
Quick Ratio 1.11
Altman-Z 2.94
F-Score7
WACC9.77%
ROIC/WACC0.31
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.52%
Revenue Next Year7.99%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-29.14%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.96%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-32.53%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%

HAVERTY FURNITURE / HVT Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HAVERTY FURNITURE (HVT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to HVT.


Can you provide the valuation status for HAVERTY FURNITURE?

ChartMill assigns a valuation rating of 8 / 10 to HAVERTY FURNITURE (HVT). This can be considered as Undervalued.


How profitable is HAVERTY FURNITURE (HVT) stock?

HAVERTY FURNITURE (HVT) has a profitability rating of 6 / 10.


What is the financial health of HAVERTY FURNITURE (HVT) stock?

The financial health rating of HAVERTY FURNITURE (HVT) is 7 / 10.


What is the expected EPS growth for HAVERTY FURNITURE (HVT) stock?

The Earnings per Share (EPS) of HAVERTY FURNITURE (HVT) is expected to grow by 76.32% in the next year.