HAVERTY FURNITURE (HVT) Fundamental Analysis & Valuation

NYSE:HVT • US4195961010

Current stock price

20.8 USD
-0.32 (-1.52%)
Last:

This HVT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. HVT Profitability Analysis

1.1 Basic Checks

  • In the past year HVT was profitable.
  • HVT had a positive operating cash flow in the past year.
  • HVT had positive earnings in 4 of the past 5 years.
  • HVT had a positive operating cash flow in 4 of the past 5 years.
HVT Yearly Net Income VS EBIT VS OCF VS FCFHVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • HVT has a Return On Assets of 2.98%. This is in the better half of the industry: HVT outperforms 62.10% of its industry peers.
  • The Return On Equity of HVT (6.34%) is better than 62.10% of its industry peers.
  • The Return On Invested Capital of HVT (3.07%) is comparable to the rest of the industry.
  • HVT had an Average Return On Invested Capital over the past 3 years of 10.44%. This is below the industry average of 13.55%.
  • The 3 year average ROIC (10.44%) for HVT is well above the current ROIC(3.07%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROIC 3.07%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
HVT Yearly ROA, ROE, ROICHVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • HVT's Profit Margin of 2.62% is fine compared to the rest of the industry. HVT outperforms 66.94% of its industry peers.
  • HVT's Profit Margin has been stable in the last couple of years.
  • HVT has a Operating Margin (2.74%) which is in line with its industry peers.
  • HVT's Operating Margin has declined in the last couple of years.
  • The Gross Margin of HVT (61.05%) is better than 90.32% of its industry peers.
  • HVT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
HVT Yearly Profit, Operating, Gross MarginsHVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. HVT Health Analysis

2.1 Basic Checks

  • HVT has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • HVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
HVT Yearly Shares OutstandingHVT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HVT Yearly Total Debt VS Total AssetsHVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • HVT has an Altman-Z score of 2.92. This is not the best score and indicates that HVT is in the grey zone with still only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 2.92, HVT is in the better half of the industry, outperforming 71.77% of the companies in the same industry.
  • There is no outstanding debt for HVT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2.92
ROIC/WACC0.31
WACC9.81%
HVT Yearly LT Debt VS Equity VS FCFHVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.75 indicates that HVT should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.75, HVT is in the better half of the industry, outperforming 74.19% of the companies in the same industry.
  • A Quick Ratio of 1.11 indicates that HVT should not have too much problems paying its short term obligations.
  • HVT has a Quick ratio of 1.11. This is in the better half of the industry: HVT outperforms 77.42% of its industry peers.
Industry RankSector Rank
Current Ratio 1.75
Quick Ratio 1.11
HVT Yearly Current Assets VS Current LiabilitesHVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. HVT Growth Analysis

3.1 Past

  • HVT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
  • Measured over the past years, HVT shows a decrease in Earnings Per Share. The EPS has been decreasing by -9.18% on average per year.
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.52%

3.2 Future

  • Based on estimates for the next years, HVT will show a very strong growth in Earnings Per Share. The EPS will grow by 65.24% on average per year.
  • Based on estimates for the next years, HVT will show a quite strong growth in Revenue. The Revenue will grow by 8.54% on average per year.
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
HVT Yearly Revenue VS EstimatesHVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
HVT Yearly EPS VS EstimatesHVT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

8

4. HVT Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 17.63, the valuation of HVT can be described as rather expensive.
  • Based on the Price/Earnings ratio, HVT is valued a bit cheaper than 75.00% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of HVT to the average of the S&P500 Index (25.73), we can say HVT is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 10.00 indicates a reasonable valuation of HVT.
  • 84.68% of the companies in the same industry are more expensive than HVT, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of HVT to the average of the S&P500 Index (23.72), we can say HVT is valued rather cheaply.
Industry RankSector Rank
PE 17.63
Fwd PE 10
HVT Price Earnings VS Forward Price EarningsHVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, HVT is valued cheaply inside the industry as 89.52% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of HVT indicates a rather cheap valuation: HVT is cheaper than 84.68% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 8.58
EV/EBITDA 4.78
HVT Per share dataHVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • HVT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • HVT has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as HVT's earnings are expected to grow with 65.24% in the coming years.
PEG (NY)0.23
PEG (5Y)N/A
EPS Next 2Y65.24%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. HVT Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 6.12%, HVT is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.41, HVT pays a better dividend. On top of this HVT pays more dividend than 91.94% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, HVT pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.12%

5.2 History

  • On average, the dividend of HVT grows each year by 10.67%, which is quite nice.
  • HVT has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)10.67%
Div Incr Years0
Div Non Decr Years0
HVT Yearly Dividends per shareHVT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • HVT pays out 106.78% of its income as dividend. This is not a sustainable payout ratio.
  • HVT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP106.78%
EPS Next 2Y65.24%
EPS Next 3YN/A
HVT Yearly Income VS Free CF VS DividendHVT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
HVT Dividend Payout.HVT Dividend Payout, showing the Payout Ratio.HVT Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

HVT Fundamentals: All Metrics, Ratios and Statistics

HAVERTY FURNITURE

NYSE:HVT (3/20/2026, 2:17:09 PM)

20.8

-0.32 (-1.52%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners83.67%
Inst Owner Change-2.47%
Ins Owners10.61%
Ins Owner Change-0.82%
Market Cap335.71M
Revenue(TTM)N/A
Net Income(TTM)19.39M
Analysts80
Price Target30.6 (47.12%)
Short Float %4.2%
Short Ratio7.04
Dividend
Industry RankSector Rank
Dividend Yield 6.12%
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP106.78%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.38%
Min EPS beat(2)9.25%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)77.71%
Min EPS beat(4)9.25%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.82%
EPS beat(12)7
Avg EPS beat(12)20.81%
EPS beat(16)11
Avg EPS beat(16)26.37%
Revenue beat(2)2
Avg Revenue beat(2)1.8%
Min Revenue beat(2)1.32%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.56%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)4
Avg Revenue beat(8)-3.26%
Revenue beat(12)5
Avg Revenue beat(12)-3.31%
Revenue beat(16)9
Avg Revenue beat(16)-1.26%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.04%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.86%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 17.63
Fwd PE 10
P/S 0.45
P/FCF 8.58
P/OCF 5.4
P/B 1.1
P/tB 1.1
EV/EBITDA 4.78
EPS(TTM)1.18
EY5.67%
EPS(NY)2.08
Fwd EY10%
FCF(TTM)2.42
FCFY11.65%
OCF(TTM)3.85
OCFY18.53%
SpS45.94
BVpS18.96
TBVpS18.96
PEG (NY)0.23
PEG (5Y)N/A
Graham Number22.44
Profitability
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROCE 3.99%
ROIC 3.07%
ROICexc 4.13%
ROICexgc 4.13%
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
FCFM 5.28%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexgc growth 3Y-49.04%
ROICexgc growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score7
Asset Turnover1.14
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 97.37%
Cap/Sales 3.11%
Interest Coverage 250
Cash Conversion 141.39%
Profit Quality 201.73%
Current Ratio 1.75
Quick Ratio 1.11
Altman-Z 2.92
F-Score7
WACC9.81%
ROIC/WACC0.31
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.52%
Revenue Next Year7.99%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-29.14%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.96%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-32.53%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%

HAVERTY FURNITURE / HVT Fundamental Analysis FAQ

What is the ChartMill fundamental rating of HAVERTY FURNITURE (HVT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to HVT.


Can you provide the valuation status for HAVERTY FURNITURE?

ChartMill assigns a valuation rating of 8 / 10 to HAVERTY FURNITURE (HVT). This can be considered as Undervalued.


How profitable is HAVERTY FURNITURE (HVT) stock?

HAVERTY FURNITURE (HVT) has a profitability rating of 6 / 10.


What is the financial health of HAVERTY FURNITURE (HVT) stock?

The financial health rating of HAVERTY FURNITURE (HVT) is 7 / 10.


What is the expected EPS growth for HAVERTY FURNITURE (HVT) stock?

The Earnings per Share (EPS) of HAVERTY FURNITURE (HVT) is expected to grow by 76.32% in the next year.