HAVERTY FURNITURE (HVT) Fundamental Analysis & Valuation

NYSE:HVT • US4195961010

22.9 USD
-0.36 (-1.55%)
At close: Mar 6, 2026
22.9 USD
0 (0%)
After Hours: 3/6/2026, 8:24:39 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This HVT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to HVT. HVT was compared to 123 industry peers in the Specialty Retail industry. HVT has an excellent financial health rating, but there are some minor concerns on its profitability. HVT is cheap, but on the other hand it scores bad on growth. HVT also has an excellent dividend rating. This makes HVT very considerable for value and dividend investing!


Dividend Valuation Growth Profitability Health

6

1. HVT Profitability Analysis

1.1 Basic Checks

  • HVT had positive earnings in the past year.
  • In the past year HVT had a positive cash flow from operations.
  • HVT had positive earnings in 4 of the past 5 years.
  • HVT had a positive operating cash flow in 4 of the past 5 years.
HVT Yearly Net Income VS EBIT VS OCF VS FCFHVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.98%, HVT is in the better half of the industry, outperforming 61.79% of the companies in the same industry.
  • HVT has a Return On Equity of 6.34%. This is in the better half of the industry: HVT outperforms 61.79% of its industry peers.
  • HVT's Return On Invested Capital of 3.07% is in line compared to the rest of the industry. HVT outperforms 52.03% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for HVT is below the industry average of 13.62%.
  • The last Return On Invested Capital (3.07%) for HVT is well below the 3 year average (10.44%), which needs to be investigated, but indicates that HVT had better years and this may not be a problem.
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROIC 3.07%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
HVT Yearly ROA, ROE, ROICHVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • HVT has a Profit Margin of 2.62%. This is in the better half of the industry: HVT outperforms 66.67% of its industry peers.
  • In the last couple of years the Profit Margin of HVT has remained more or less at the same level.
  • HVT has a Operating Margin of 2.74%. This is comparable to the rest of the industry: HVT outperforms 54.47% of its industry peers.
  • HVT's Operating Margin has declined in the last couple of years.
  • HVT has a Gross Margin of 61.05%. This is amongst the best in the industry. HVT outperforms 90.24% of its industry peers.
  • HVT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
HVT Yearly Profit, Operating, Gross MarginsHVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. HVT Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HVT is still creating some value.
  • HVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
HVT Yearly Shares OutstandingHVT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HVT Yearly Total Debt VS Total AssetsHVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • HVT has an Altman-Z score of 2.98. This is not the best score and indicates that HVT is in the grey zone with still only limited risk for bankruptcy at the moment.
  • HVT has a better Altman-Z score (2.98) than 69.11% of its industry peers.
  • There is no outstanding debt for HVT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 2.98
ROIC/WACC0.32
WACC9.74%
HVT Yearly LT Debt VS Equity VS FCFHVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • HVT has a Current Ratio of 1.75. This is a normal value and indicates that HVT is financially healthy and should not expect problems in meeting its short term obligations.
  • HVT has a Current ratio of 1.75. This is in the better half of the industry: HVT outperforms 73.98% of its industry peers.
  • HVT has a Quick Ratio of 1.11. This is a normal value and indicates that HVT is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.11, HVT is in the better half of the industry, outperforming 77.24% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.75
Quick Ratio 1.11
HVT Yearly Current Assets VS Current LiabilitesHVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. HVT Growth Analysis

3.1 Past

  • HVT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
  • HVT shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -9.18% yearly.
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.52%

3.2 Future

  • HVT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 65.24% yearly.
  • The Revenue is expected to grow by 8.54% on average over the next years. This is quite good.
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.99%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
HVT Yearly Revenue VS EstimatesHVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
HVT Yearly EPS VS EstimatesHVT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

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Find the best growth stocksShow best growing peers

8

4. HVT Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 19.41, the valuation of HVT can be described as rather expensive.
  • HVT's Price/Earnings ratio is a bit cheaper when compared to the industry. HVT is cheaper than 73.98% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.29. HVT is valued slightly cheaper when compared to this.
  • With a Price/Forward Earnings ratio of 11.01, the valuation of HVT can be described as very reasonable.
  • 82.93% of the companies in the same industry are more expensive than HVT, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of HVT to the average of the S&P500 Index (24.57), we can say HVT is valued rather cheaply.
Industry RankSector Rank
PE 19.41
Fwd PE 11.01
HVT Price Earnings VS Forward Price EarningsHVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • 86.18% of the companies in the same industry are more expensive than HVT, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, HVT is valued cheaply inside the industry as 83.74% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.45
EV/EBITDA 5.57
HVT Per share dataHVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • HVT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of HVT may justify a higher PE ratio.
  • HVT's earnings are expected to grow with 65.24% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.25
PEG (5Y)N/A
EPS Next 2Y65.24%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. HVT Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.67%, HVT is a good candidate for dividend investing.
  • HVT's Dividend Yield is rather good when compared to the industry average which is at 2.30. HVT pays more dividend than 91.06% of the companies in the same industry.
  • HVT's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 5.67%

5.2 History

  • On average, the dividend of HVT grows each year by 10.67%, which is quite nice.
  • HVT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)10.67%
Div Incr Years0
Div Non Decr Years0
HVT Yearly Dividends per shareHVT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 106.78% of the earnings are spent on dividend by HVT. This is not a sustainable payout ratio.
  • The dividend of HVT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP106.78%
EPS Next 2Y65.24%
EPS Next 3YN/A
HVT Yearly Income VS Free CF VS DividendHVT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
HVT Dividend Payout.HVT Dividend Payout, showing the Payout Ratio.HVT Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

HVT Fundamentals: All Metrics, Ratios and Statistics

HAVERTY FURNITURE

NYSE:HVT (3/6/2026, 8:24:39 PM)

After market: 22.9 0 (0%)

22.9

-0.36 (-1.55%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners83.67%
Inst Owner Change-2.46%
Ins Owners10.61%
Ins Owner Change-3.41%
Market Cap369.61M
Revenue(TTM)N/A
Net Income(TTM)19.39M
Analysts80
Price Target30.6 (33.62%)
Short Float %4.12%
Short Ratio7.21
Dividend
Industry RankSector Rank
Dividend Yield 5.67%
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP106.78%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.38%
Min EPS beat(2)9.25%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)77.71%
Min EPS beat(4)9.25%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.82%
EPS beat(12)7
Avg EPS beat(12)20.81%
EPS beat(16)11
Avg EPS beat(16)26.37%
Revenue beat(2)2
Avg Revenue beat(2)1.8%
Min Revenue beat(2)1.32%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.56%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)4
Avg Revenue beat(8)-3.26%
Revenue beat(12)5
Avg Revenue beat(12)-3.31%
Revenue beat(16)9
Avg Revenue beat(16)-1.26%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.04%
EPS NY rev (1m)0%
EPS NY rev (3m)2.67%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 19.41
Fwd PE 11.01
P/S 0.5
P/FCF 9.45
P/OCF 5.94
P/B 1.21
P/tB 1.21
EV/EBITDA 5.57
EPS(TTM)1.18
EY5.15%
EPS(NY)2.08
Fwd EY9.09%
FCF(TTM)2.42
FCFY10.58%
OCF(TTM)3.85
OCFY16.83%
SpS45.94
BVpS18.96
TBVpS18.96
PEG (NY)0.25
PEG (5Y)N/A
Graham Number22.44
Profitability
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROCE 3.99%
ROIC 3.07%
ROICexc 4.13%
ROICexgc 4.13%
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
FCFM 5.28%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexgc growth 3Y-49.04%
ROICexgc growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score7
Asset Turnover1.14
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 97.37%
Cap/Sales 3.11%
Interest Coverage 250
Cash Conversion 141.39%
Profit Quality 201.73%
Current Ratio 1.75
Quick Ratio 1.11
Altman-Z 2.98
F-Score7
WACC9.74%
ROIC/WACC0.32
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-39.24%
EPS 5Y-9.18%
EPS Q2Q%4.08%
EPS Next Y76.32%
EPS Next 2Y65.24%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.52%
Revenue Next Year7.99%
Revenue Next 2Y8.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-29.14%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.96%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-32.53%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%

HAVERTY FURNITURE / HVT FAQ

What is the ChartMill fundamental rating of HAVERTY FURNITURE (HVT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to HVT.


Can you provide the valuation status for HAVERTY FURNITURE?

ChartMill assigns a valuation rating of 8 / 10 to HAVERTY FURNITURE (HVT). This can be considered as Undervalued.


How profitable is HAVERTY FURNITURE (HVT) stock?

HAVERTY FURNITURE (HVT) has a profitability rating of 6 / 10.


What is the financial health of HAVERTY FURNITURE (HVT) stock?

The financial health rating of HAVERTY FURNITURE (HVT) is 7 / 10.


What is the expected EPS growth for HAVERTY FURNITURE (HVT) stock?

The Earnings per Share (EPS) of HAVERTY FURNITURE (HVT) is expected to grow by 76.32% in the next year.