HAVERTY FURNITURE (HVT) Stock Fundamental Analysis

NYSE:HVT • US4195961010

25.94 USD
-0.15 (-0.57%)
At close: Feb 13, 2026
25.94 USD
0 (0%)
After Hours: 2/13/2026, 8:15:24 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to HVT. HVT was compared to 120 industry peers in the Specialty Retail industry. HVT has an excellent financial health rating, but there are some minor concerns on its profitability. HVT has a correct valuation and a medium growth rate. HVT also has an excellent dividend rating. This makes HVT very considerable for dividend investing!


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year HVT was profitable.
  • HVT had a positive operating cash flow in the past year.
  • Each year in the past 5 years HVT has been profitable.
  • Each year in the past 5 years HVT had a positive operating cash flow.
HVT Yearly Net Income VS EBIT VS OCF VS FCFHVT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • HVT has a Return On Assets of 2.98%. This is comparable to the rest of the industry: HVT outperforms 60.00% of its industry peers.
  • With a decent Return On Equity value of 6.34%, HVT is doing good in the industry, outperforming 60.83% of the companies in the same industry.
  • The Return On Invested Capital of HVT (3.07%) is comparable to the rest of the industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for HVT is in line with the industry average of 12.31%.
  • The 3 year average ROIC (10.44%) for HVT is well above the current ROIC(3.07%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROIC 3.07%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
HVT Yearly ROA, ROE, ROICHVT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

1.3 Margins

  • HVT's Profit Margin of 2.62% is fine compared to the rest of the industry. HVT outperforms 65.83% of its industry peers.
  • In the last couple of years the Profit Margin of HVT has remained more or less at the same level.
  • HVT has a Operating Margin of 2.74%. This is comparable to the rest of the industry: HVT outperforms 53.33% of its industry peers.
  • In the last couple of years the Operating Margin of HVT has declined.
  • HVT's Gross Margin of 61.05% is amongst the best of the industry. HVT outperforms 90.00% of its industry peers.
  • HVT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
HVT Yearly Profit, Operating, Gross MarginsHVT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HVT is still creating some value.
  • The number of shares outstanding for HVT has been increased compared to 1 year ago.
  • HVT has less shares outstanding than it did 5 years ago.
  • HVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
HVT Yearly Shares OutstandingHVT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HVT Yearly Total Debt VS Total AssetsHVT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • HVT has an Altman-Z score of 3.07. This indicates that HVT is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of HVT (3.07) is better than 70.00% of its industry peers.
  • HVT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 3.07
ROIC/WACC0.32
WACC9.5%
HVT Yearly LT Debt VS Equity VS FCFHVT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 1.75 indicates that HVT should not have too much problems paying its short term obligations.
  • HVT has a better Current ratio (1.75) than 74.17% of its industry peers.
  • A Quick Ratio of 1.11 indicates that HVT should not have too much problems paying its short term obligations.
  • HVT's Quick ratio of 1.11 is fine compared to the rest of the industry. HVT outperforms 76.67% of its industry peers.
Industry RankSector Rank
Current Ratio 1.75
Quick Ratio 1.11
HVT Yearly Current Assets VS Current LiabilitesHVT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for HVT have decreased strongly by -27.04% in the last year.
  • HVT shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.17% yearly.
  • The Revenue has decreased by -1.05% in the past year.
  • Measured over the past years, HVT shows a decrease in Revenue. The Revenue has been decreasing by -2.06% on average per year.
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%

3.2 Future

  • HVT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 39.77% yearly.
  • HVT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.22% yearly.
EPS Next Y-1.14%
EPS Next 2Y33.75%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue Next Year5.04%
Revenue Next 2Y6.47%
Revenue Next 3Y7.22%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
HVT Yearly Revenue VS EstimatesHVT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
HVT Yearly EPS VS EstimatesHVT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4 5

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 22.36, which indicates a rather expensive current valuation of HVT.
  • Compared to the rest of the industry, the Price/Earnings ratio of HVT indicates a somewhat cheap valuation: HVT is cheaper than 72.50% of the companies listed in the same industry.
  • HVT is valuated rather cheaply when we compare the Price/Earnings ratio to 27.97, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 12.29, which indicates a correct valuation of HVT.
  • Based on the Price/Forward Earnings ratio, HVT is valued cheaper than 81.67% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.96, HVT is valued rather cheaply.
Industry RankSector Rank
PE 22.36
Fwd PE 12.29
HVT Price Earnings VS Forward Price EarningsHVT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

  • HVT's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. HVT is cheaper than 79.17% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of HVT indicates a rather cheap valuation: HVT is cheaper than 84.17% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 10.79
EV/EBITDA 6.68
HVT Per share dataHVT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • HVT has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as HVT's earnings are expected to grow with 39.77% in the coming years.
PEG (NY)N/A
PEG (5Y)131.26
EPS Next 2Y33.75%
EPS Next 3Y39.77%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • HVT has a Yearly Dividend Yield of 5.06%, which is a nice return.
  • HVT's Dividend Yield is rather good when compared to the industry average which is at 2.26. HVT pays more dividend than 91.67% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.79, HVT pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.06%

5.2 History

  • On average, the dividend of HVT grows each year by 10.67%, which is quite nice.
  • HVT has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)10.67%
Div Incr Years0
Div Non Decr Years0
HVT Yearly Dividends per shareHVT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • HVT pays out 106.78% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of HVT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP106.78%
EPS Next 2Y33.75%
EPS Next 3Y39.77%
HVT Yearly Income VS Free CF VS DividendHVT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
HVT Dividend Payout.HVT Dividend Payout, showing the Payout Ratio.HVT Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

HAVERTY FURNITURE

NYSE:HVT (2/13/2026, 8:15:24 PM)

After market: 25.94 0 (0%)

25.94

-0.15 (-0.57%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)10-31
Earnings (Next)02-24
Inst Owners85.71%
Inst Owner Change-1.09%
Ins Owners10.52%
Ins Owner Change-3.55%
Market Cap422.04M
Revenue(TTM)741.43M
Net Income(TTM)19.39M
Analysts80
Price Target30.6 (17.96%)
Short Float %4.51%
Short Ratio6.74
Dividend
Industry RankSector Rank
Dividend Yield 5.06%
Yearly Dividend1.27
Dividend Growth(5Y)10.67%
DP106.78%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.38%
Min EPS beat(2)9.25%
Max EPS beat(2)15.51%
EPS beat(4)4
Avg EPS beat(4)77.71%
Min EPS beat(4)9.25%
Max EPS beat(4)223.43%
EPS beat(8)5
Avg EPS beat(8)31.82%
EPS beat(12)7
Avg EPS beat(12)20.81%
EPS beat(16)11
Avg EPS beat(16)26.37%
Revenue beat(2)2
Avg Revenue beat(2)1.8%
Min Revenue beat(2)1.32%
Max Revenue beat(2)2.28%
Revenue beat(4)4
Avg Revenue beat(4)1.56%
Min Revenue beat(4)1.16%
Max Revenue beat(4)2.28%
Revenue beat(8)4
Avg Revenue beat(8)-3.26%
Revenue beat(12)5
Avg Revenue beat(12)-3.31%
Revenue beat(16)9
Avg Revenue beat(16)-1.26%
PT rev (1m)0%
PT rev (3m)3.45%
EPS NQ rev (1m)-2.04%
EPS NQ rev (3m)-4%
EPS NY rev (1m)-0.86%
EPS NY rev (3m)2.67%
Revenue NQ rev (1m)-0.01%
Revenue NQ rev (3m)-0.01%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 22.36
Fwd PE 12.29
P/S 0.57
P/FCF 10.79
P/OCF 6.78
P/B 1.38
P/tB 1.38
EV/EBITDA 6.68
EPS(TTM)1.16
EY4.47%
EPS(NY)2.11
Fwd EY8.14%
FCF(TTM)2.4
FCFY9.27%
OCF(TTM)3.82
OCFY14.74%
SpS45.57
BVpS18.81
TBVpS18.81
PEG (NY)N/A
PEG (5Y)131.26
Graham Number22.16
Profitability
Industry RankSector Rank
ROA 2.98%
ROE 6.34%
ROCE 3.99%
ROIC 3.07%
ROICexc 4.13%
ROICexgc 4.13%
OM 2.74%
PM (TTM) 2.62%
GM 61.05%
FCFM 5.28%
ROA(3y)8.49%
ROA(5y)9.48%
ROE(3y)18.55%
ROE(5y)22.89%
ROIC(3y)10.44%
ROIC(5y)12.56%
ROICexc(3y)13.79%
ROICexc(5y)18.41%
ROICexgc(3y)13.79%
ROICexgc(5y)18.41%
ROCE(3y)13.58%
ROCE(5y)16.34%
ROICexgc growth 3Y-49.04%
ROICexgc growth 5Y-8%
ROICexc growth 3Y-49.04%
ROICexc growth 5Y-8%
OM growth 3Y-38.05%
OM growth 5Y-4.06%
PM growth 3Y-32.47%
PM growth 5Y0.23%
GM growth 3Y2.3%
GM growth 5Y2.32%
F-Score7
Asset Turnover1.14
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 97.37%
Cap/Sales 3.11%
Interest Coverage 250
Cash Conversion 141.39%
Profit Quality 201.73%
Current Ratio 1.75
Quick Ratio 1.11
Altman-Z 3.07
F-Score7
WACC9.5%
ROIC/WACC0.32
Cap/Depr(3y)200.69%
Cap/Depr(5y)174.23%
Cap/Sales(3y)4.44%
Cap/Sales(5y)3.63%
Profit Quality(3y)79.31%
Profit Quality(5y)101.86%
High Growth Momentum
Growth
EPS 1Y (TTM)-27.04%
EPS 3Y-37.83%
EPS 5Y0.17%
EPS Q2Q%0%
EPS Next Y-1.14%
EPS Next 2Y33.75%
EPS Next 3Y39.77%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.05%
Revenue growth 3Y-10.63%
Revenue growth 5Y-2.06%
Sales Q2Q%10.57%
Revenue Next Year5.04%
Revenue Next 2Y6.47%
Revenue Next 3Y7.22%
Revenue Next 5YN/A
EBIT growth 1Y-29.14%
EBIT growth 3Y-44.64%
EBIT growth 5Y-6.04%
EBIT Next Year375.13%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-0.96%
FCF growth 3Y-24.82%
FCF growth 5Y-10.46%
OCF growth 1Y-32.53%
OCF growth 3Y-15.37%
OCF growth 5Y-1.46%

HAVERTY FURNITURE / HVT FAQ

What is the ChartMill fundamental rating of HAVERTY FURNITURE (HVT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to HVT.


Can you provide the valuation status for HAVERTY FURNITURE?

ChartMill assigns a valuation rating of 6 / 10 to HAVERTY FURNITURE (HVT). This can be considered as Fairly Valued.


How profitable is HAVERTY FURNITURE (HVT) stock?

HAVERTY FURNITURE (HVT) has a profitability rating of 6 / 10.


What is the financial health of HAVERTY FURNITURE (HVT) stock?

The financial health rating of HAVERTY FURNITURE (HVT) is 7 / 10.


What is the expected EPS growth for HAVERTY FURNITURE (HVT) stock?

The Earnings per Share (EPS) of HAVERTY FURNITURE (HVT) is expected to decline by -1.14% in the next year.