HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:HOMI - BE0974409410 - REIT
18.22 EUR
-0.2 (-1.09%)
Taking everything into account, HOMI scores 4 out of 10 in our fundamental rating. HOMI was compared to 4 industry peers in the Residential REITs industry. HOMI scores excellent on profitability, but there are concerns on its financial health. HOMI is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
HOMI had positive earnings in the past year.
HOMI had a positive operating cash flow in the past year.
Of the past 5 years HOMI 4 years were profitable.
Each year in the past 5 years HOMI had a positive operating cash flow.
1.2 Ratios
HOMI has a better Return On Assets (4.43%) than 100.00% of its industry peers.
HOMI has a better Return On Equity (8.31%) than 100.00% of its industry peers.
HOMI has a Return On Invested Capital (2.38%) which is comparable to the rest of the industry.
HOMI had an Average Return On Invested Capital over the past 3 years of 2.36%. This is in line with the industry average of 2.84%.
The 3 year average ROIC (2.36%) for HOMI is below the current ROIC(2.38%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.38% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
The Profit Margin of HOMI (109.01%) is better than 100.00% of its industry peers.
HOMI's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 76.41%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Operating Margin of HOMI has grown nicely.
Looking at the Gross Margin, with a value of 92.96%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so HOMI is destroying value.
Compared to 1 year ago, HOMI has more shares outstanding
The number of shares outstanding for HOMI has been increased compared to 5 years ago.
HOMI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.75, we must say that HOMI is in the distress zone and has some risk of bankruptcy.
HOMI has a Altman-Z score (0.75) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.83 indicates that HOMI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.83, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.75 |
ROIC/WACC0.48
WACC4.97%
2.3 Liquidity
A Current Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
HOMI's Current ratio of 0.37 is on the low side compared to the rest of the industry. HOMI is outperformed by 75.00% of its industry peers.
HOMI has a Quick Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.37, HOMI is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
HOMI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -37.20%.
The Earnings Per Share has been growing slightly by 3.82% on average over the past years.
Looking at the last year, HOMI shows a small growth in Revenue. The Revenue has grown by 2.60% in the last year.
HOMI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.71% yearly.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
Based on estimates for the next years, HOMI will show a small growth in Earnings Per Share. The EPS will grow by 1.00% on average per year.
Based on estimates for the next years, HOMI will show a small growth in Revenue. The Revenue will grow by 2.93% on average per year.
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
HOMI is valuated reasonably with a Price/Earnings ratio of 9.11.
100.00% of the companies in the same industry are more expensive than HOMI, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.39, HOMI is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 14.72, the valuation of HOMI can be described as correct.
HOMI's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. HOMI is more expensive than 75.00% of the companies in the same industry.
HOMI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.11 | ||
| Fwd PE | 14.72 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as HOMI.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 27.45 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of HOMI may justify a higher PE ratio.
PEG (NY)3.32
PEG (5Y)2.38
EPS Next 2Y2.49%
EPS Next 3Y1%
5. Dividend
5.1 Amount
HOMI has a Yearly Dividend Yield of 4.51%, which is a nice return.
Compared to an average industry Dividend Yield of 5.33, HOMI has a dividend in line with its industry peers.
HOMI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.51% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
50.67% of the earnings are spent on dividend by HOMI. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y2.49%
EPS Next 3Y1%
EBR:HOMI (12/22/2025, 4:00:42 PM)
18.22
-0.2 (-1.09%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners2.91%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap368.04M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target20.74 (13.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.51% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.17%
PT rev (3m)-3.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.3%
EPS NY rev (3m)1.14%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.99%
Revenue NY rev (3m)0.99%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.11 | ||
| Fwd PE | 14.72 | ||
| P/S | 10.02 | ||
| P/FCF | N/A | ||
| P/OCF | 16.33 | ||
| P/B | 0.76 | ||
| P/tB | 0.76 | ||
| EV/EBITDA | 27.45 |
EPS(TTM)2
EY10.98%
EPS(NY)1.24
Fwd EY6.79%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY6.13%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)3.32
PEG (5Y)2.38
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.17% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.39% | ||
| ROICexgc | 2.39% | ||
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexgc growth 3Y3.18%
ROICexgc growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.11 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.44 | ||
| Cash Conversion | 79.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.75 |
F-Score3
WACC4.97%
ROIC/WACC0.48
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
EBIT growth 1Y4.88%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-52.51%
EBIT Next 3Y-20.48%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
What is the valuation status for HOMI stock?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for HOME INVEST BELGIUM?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 8 / 10.
What is the valuation of HOME INVEST BELGIUM based on its PE and PB ratios?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.11 and the Price/Book (PB) ratio is 0.76.
How sustainable is the dividend of HOME INVEST BELGIUM (HOMI.BR) stock?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 5 / 10 and the dividend payout ratio is 50.67%.