HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - EBR:HOMI - BE0974409410 - REIT
18.54 EUR
+0.1 (+0.54%)
We assign a fundamental rating of 4 out of 10 to HOMI. HOMI was compared to 5 industry peers in the Residential REITs industry. While HOMI belongs to the best of the industry regarding profitability, there are concerns on its financial health. HOMI has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
HOMI had positive earnings in the past year.
HOMI had a positive operating cash flow in the past year.
HOMI had positive earnings in 4 of the past 5 years.
HOMI had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of HOMI (4.43%) is better than 100.00% of its industry peers.
With an excellent Return On Equity value of 8.31%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
HOMI's Return On Invested Capital of 2.38% is on the low side compared to the rest of the industry. HOMI is outperformed by 60.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for HOMI is in line with the industry average of 3.10%.
The last Return On Invested Capital (2.38%) for HOMI is above the 3 year average (2.36%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.38% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
Looking at the Profit Margin, with a value of 109.01%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
HOMI's Profit Margin has been stable in the last couple of years.
HOMI has a Operating Margin of 76.41%. This is in the better half of the industry: HOMI outperforms 80.00% of its industry peers.
In the last couple of years the Operating Margin of HOMI has grown nicely.
Looking at the Gross Margin, with a value of 92.96%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so HOMI is destroying value.
Compared to 1 year ago, HOMI has more shares outstanding
Compared to 5 years ago, HOMI has more shares outstanding
HOMI has a better debt/assets ratio than last year.
2.2 Solvency
HOMI has an Altman-Z score of 0.75. This is a bad value and indicates that HOMI is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.75, HOMI is in line with its industry, outperforming 60.00% of the companies in the same industry.
HOMI has a Debt/Equity ratio of 0.83. This is a neutral value indicating HOMI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.83, HOMI is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.75 |
ROIC/WACC0.48
WACC5%
2.3 Liquidity
A Current Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
The Current ratio of HOMI (0.37) is worse than 60.00% of its industry peers.
HOMI has a Quick Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.37, HOMI is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
HOMI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -37.20%.
The Earnings Per Share has been growing slightly by 3.82% on average over the past years.
HOMI shows a small growth in Revenue. In the last year, the Revenue has grown by 2.60%.
Measured over the past years, HOMI shows a small growth in Revenue. The Revenue has been growing by 7.71% on average per year.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
The Earnings Per Share is expected to grow by 1.93% on average over the next years.
The Revenue is expected to grow by 3.65% on average over the next years.
EPS Next Y0.43%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EPS Next 5YN/A
Revenue Next Year2.62%
Revenue Next 2Y3.95%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.27, the valuation of HOMI can be described as very reasonable.
HOMI's Price/Earnings ratio is rather cheap when compared to the industry. HOMI is cheaper than 100.00% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.07, HOMI is valued rather cheaply.
With a Price/Forward Earnings ratio of 15.19, HOMI is valued correctly.
HOMI's Price/Forward Earnings ratio is rather expensive when compared to the industry. HOMI is more expensive than 80.00% of the companies in the same industry.
HOMI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.08.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.27 | ||
| Fwd PE | 15.19 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, HOMI is valued a bit more expensive than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 27.47 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of HOMI may justify a higher PE ratio.
PEG (NY)21.41
PEG (5Y)2.43
EPS Next 2Y1.79%
EPS Next 3Y1.93%
5. Dividend
5.1 Amount
HOMI has a Yearly Dividend Yield of 4.41%, which is a nice return.
Compared to an average industry Dividend Yield of 5.80, HOMI is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.44, HOMI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.41% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
HOMI pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EBR:HOMI (11/21/2025, 5:29:51 PM)
18.54
+0.1 (+0.54%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners3.1%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap374.51M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target21.42 (15.53%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.41% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.69%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.27 | ||
| Fwd PE | 15.19 | ||
| P/S | 10.19 | ||
| P/FCF | N/A | ||
| P/OCF | 16.61 | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 27.47 |
EPS(TTM)2
EY10.79%
EPS(NY)1.22
Fwd EY6.58%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY6.02%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)21.41
PEG (5Y)2.43
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.17% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.39% | ||
| ROICexgc | 2.39% | ||
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexgc growth 3Y3.18%
ROICexgc growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.11 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.44 | ||
| Cash Conversion | 79.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.75 |
F-Score3
WACC5%
ROIC/WACC0.48
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y0.43%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year2.62%
Revenue Next 2Y3.95%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y4.88%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-45.58%
EBIT Next 3Y-15.54%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
What is the valuation status for HOMI stock?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for HOME INVEST BELGIUM?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 7 / 10.
What is the valuation of HOME INVEST BELGIUM based on its PE and PB ratios?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.27 and the Price/Book (PB) ratio is 0.78.
How sustainable is the dividend of HOME INVEST BELGIUM (HOMI.BR) stock?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 4 / 10 and the dividend payout ratio is 50.67%.