HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:HOMI - BE0974409410 - REIT
18.64 EUR
-0.16 (-0.85%)
We assign a fundamental rating of 4 out of 10 to HOMI. HOMI was compared to 5 industry peers in the Residential REITs industry. While HOMI has a great profitability rating, there are quite some concerns on its financial health. HOMI has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- HOMI had positive earnings in the past year.
- HOMI had a positive operating cash flow in the past year.
- Of the past 5 years HOMI 4 years were profitable.
- In the past 5 years HOMI always reported a positive cash flow from operatings.
1.2 Ratios
- HOMI's Return On Assets of 4.43% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
- HOMI has a better Return On Equity (8.31%) than 100.00% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 2.34%, HOMI is doing worse than 60.00% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for HOMI is in line with the industry average of 2.83%.
- The last Return On Invested Capital (2.34%) for HOMI is above the 3 year average (2.33%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.34% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.33%
ROIC(5y)2.25%
1.3 Margins
- HOMI's Profit Margin of 109.01% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
- In the last couple of years the Profit Margin of HOMI has remained more or less at the same level.
- The Operating Margin of HOMI (75.11%) is better than 100.00% of its industry peers.
- In the last couple of years the Operating Margin of HOMI has grown nicely.
- Looking at the Gross Margin, with a value of 92.96%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
- HOMI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 75.11% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y1.88%
OM growth 5Y3.47%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
- HOMI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, HOMI has more shares outstanding
- The number of shares outstanding for HOMI has been increased compared to 5 years ago.
- Compared to 1 year ago, HOMI has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.75, we must say that HOMI is in the distress zone and has some risk of bankruptcy.
- HOMI has a Altman-Z score (0.75) which is comparable to the rest of the industry.
- HOMI has a Debt/Equity ratio of 0.83. This is a neutral value indicating HOMI is somewhat dependend on debt financing.
- HOMI's Debt to Equity ratio of 0.83 is fine compared to the rest of the industry. HOMI outperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.75 |
ROIC/WACC0.46
WACC5.05%
2.3 Liquidity
- HOMI has a Current Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
- HOMI has a worse Current ratio (0.37) than 60.00% of its industry peers.
- HOMI has a Quick Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.37, HOMI is doing worse than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
- The earnings per share for HOMI have decreased strongly by -37.20% in the last year.
- Measured over the past 5 years, HOMI shows a small growth in Earnings Per Share. The EPS has been growing by 3.82% on average per year.
- HOMI shows a small growth in Revenue. In the last year, the Revenue has grown by 2.60%.
- The Revenue has been growing slightly by 7.71% on average over the past years.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
- HOMI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.00% yearly.
- The Revenue is expected to grow by 2.93% on average over the next years.
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- HOMI is valuated reasonably with a Price/Earnings ratio of 9.32.
- Based on the Price/Earnings ratio, HOMI is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
- HOMI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.38.
- The Price/Forward Earnings ratio is 15.06, which indicates a correct valuation of HOMI.
- Based on the Price/Forward Earnings ratio, HOMI is valued a bit more expensive than 60.00% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.29, HOMI is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.32 | ||
| Fwd PE | 15.06 |
4.2 Price Multiples
- HOMI's Enterprise Value to EBITDA ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 28.08 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The excellent profitability rating of HOMI may justify a higher PE ratio.
PEG (NY)3.4
PEG (5Y)2.44
EPS Next 2Y2.49%
EPS Next 3Y1%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.35%, HOMI is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 4.19, HOMI has a dividend in line with its industry peers.
- HOMI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.35% |
5.2 History
- The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- HOMI pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y2.49%
EPS Next 3Y1%
EBR:HOMI (1/19/2026, 7:00:00 PM)
18.64
-0.16 (-0.85%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)11-13 2025-11-13
Earnings (Next)N/A N/A
Inst Owners2.83%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap376.53M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target20.74 (11.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.35% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.99%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.32 | ||
| Fwd PE | 15.06 | ||
| P/S | 10.25 | ||
| P/FCF | N/A | ||
| P/OCF | 16.7 | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 28.08 |
EPS(TTM)2
EY10.73%
EPS(NY)1.24
Fwd EY6.64%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY5.99%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)3.4
PEG (5Y)2.44
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.12% | ||
| ROIC | 2.34% | ||
| ROICexc | 2.34% | ||
| ROICexgc | 2.35% | ||
| OM | 75.11% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.33%
ROIC(5y)2.25%
ROICexc(3y)2.34%
ROICexc(5y)2.27%
ROICexgc(3y)2.34%
ROICexgc(5y)2.27%
ROCE(3y)3.1%
ROCE(5y)3%
ROICexgc growth 3Y2.6%
ROICexgc growth 5Y2.66%
ROICexc growth 3Y2.6%
ROICexc growth 5Y2.66%
OM growth 3Y1.88%
OM growth 5Y3.47%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.35 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.4 | ||
| Cash Conversion | 81.15% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.75 |
F-Score3
WACC5.05%
ROIC/WACC0.46
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
EBIT growth 1Y3.09%
EBIT growth 3Y11.92%
EBIT growth 5Y11.44%
EBIT Next Year-52.51%
EBIT Next 3Y-20.48%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
Can you provide the valuation status for HOME INVEST BELGIUM?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
How profitable is HOME INVEST BELGIUM (HOMI.BR) stock?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 8 / 10.
What are the PE and PB ratios of HOME INVEST BELGIUM (HOMI.BR) stock?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.32 and the Price/Book (PB) ratio is 0.78.
Is the dividend of HOME INVEST BELGIUM sustainable?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 5 / 10 and the dividend payout ratio is 50.67%.