HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:HOMI - BE0974409410 - REIT
18.64 EUR
+0.12 (+0.65%)
We assign a fundamental rating of 4 out of 10 to HOMI. HOMI was compared to 5 industry peers in the Residential REITs industry. HOMI has an excellent profitability rating, but there are concerns on its financial health. HOMI is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
HOMI had positive earnings in the past year.
HOMI had a positive operating cash flow in the past year.
HOMI had positive earnings in 4 of the past 5 years.
Each year in the past 5 years HOMI had a positive operating cash flow.
1.2 Ratios
The Return On Assets of HOMI (4.43%) is better than 100.00% of its industry peers.
With an excellent Return On Equity value of 8.31%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
The Return On Invested Capital of HOMI (2.38%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for HOMI is in line with the industry average of 2.84%.
The last Return On Invested Capital (2.38%) for HOMI is above the 3 year average (2.36%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.38% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
The Profit Margin of HOMI (109.01%) is better than 100.00% of its industry peers.
HOMI's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 76.41%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Operating Margin of HOMI has grown nicely.
HOMI's Gross Margin of 92.96% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
HOMI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for HOMI has been increased compared to 1 year ago.
HOMI has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, HOMI has an improved debt to assets ratio.
2.2 Solvency
HOMI has an Altman-Z score of 0.75. This is a bad value and indicates that HOMI is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.75, HOMI perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
A Debt/Equity ratio of 0.83 indicates that HOMI is somewhat dependend on debt financing.
The Debt to Equity ratio of HOMI (0.83) is better than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.75 |
ROIC/WACC0.48
WACC4.98%
2.3 Liquidity
HOMI has a Current Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.37, HOMI is doing worse than 60.00% of the companies in the same industry.
HOMI has a Quick Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of HOMI (0.37) is worse than 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
The earnings per share for HOMI have decreased strongly by -37.20% in the last year.
HOMI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.82% yearly.
The Revenue has been growing slightly by 2.60% in the past year.
Measured over the past years, HOMI shows a small growth in Revenue. The Revenue has been growing by 7.71% on average per year.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
HOMI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.00% yearly.
Based on estimates for the next years, HOMI will show a small growth in Revenue. The Revenue will grow by 2.93% on average per year.
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.32, the valuation of HOMI can be described as reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of HOMI indicates a rather cheap valuation: HOMI is cheaper than 100.00% of the companies listed in the same industry.
HOMI is valuated cheaply when we compare the Price/Earnings ratio to 27.17, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 15.06, HOMI is valued correctly.
Based on the Price/Forward Earnings ratio, HOMI is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
HOMI's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.32 | ||
| Fwd PE | 15.06 |
4.2 Price Multiples
HOMI's Enterprise Value to EBITDA is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 27.52 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HOMI does not grow enough to justify the current Price/Earnings ratio.
HOMI has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)3.4
PEG (5Y)2.44
EPS Next 2Y2.49%
EPS Next 3Y1%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.50%, HOMI is a good candidate for dividend investing.
HOMI's Dividend Yield is comparable with the industry average which is at 4.27.
Compared to an average S&P500 Dividend Yield of 1.94, HOMI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.5% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
50.67% of the earnings are spent on dividend by HOMI. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y2.49%
EPS Next 3Y1%
EBR:HOMI (1/7/2026, 4:42:53 PM)
18.64
+0.12 (+0.65%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners2.83%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap376.53M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target20.74 (11.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.5% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.17%
PT rev (3m)-3.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.99%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.32 | ||
| Fwd PE | 15.06 | ||
| P/S | 10.25 | ||
| P/FCF | N/A | ||
| P/OCF | 16.7 | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 27.52 |
EPS(TTM)2
EY10.73%
EPS(NY)1.24
Fwd EY6.64%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY5.99%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)3.4
PEG (5Y)2.44
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.17% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.39% | ||
| ROICexgc | 2.39% | ||
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexgc growth 3Y3.18%
ROICexgc growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.11 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.44 | ||
| Cash Conversion | 79.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.75 |
F-Score3
WACC4.98%
ROIC/WACC0.48
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
EBIT growth 1Y4.88%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-52.51%
EBIT Next 3Y-20.48%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
Can you provide the valuation status for HOME INVEST BELGIUM?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
How profitable is HOME INVEST BELGIUM (HOMI.BR) stock?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 8 / 10.
What are the PE and PB ratios of HOME INVEST BELGIUM (HOMI.BR) stock?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.32 and the Price/Book (PB) ratio is 0.78.
Is the dividend of HOME INVEST BELGIUM sustainable?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 5 / 10 and the dividend payout ratio is 50.67%.