HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:HOMI - BE0974409410 - REIT
18.95 EUR
-0.15 (-0.79%)
HOMI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 5 industry peers in the Residential REITs industry. HOMI scores excellent on profitability, but there are concerns on its financial health. HOMI has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year HOMI was profitable.
HOMI had a positive operating cash flow in the past year.
HOMI had positive earnings in 4 of the past 5 years.
Each year in the past 5 years HOMI had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.43%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
With an excellent Return On Equity value of 8.31%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
HOMI has a worse Return On Invested Capital (2.34%) than 60.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for HOMI is in line with the industry average of 2.83%.
The 3 year average ROIC (2.33%) for HOMI is below the current ROIC(2.34%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.34% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.33%
ROIC(5y)2.25%
1.3 Margins
HOMI has a better Profit Margin (109.01%) than 100.00% of its industry peers.
HOMI's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 75.11%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
HOMI's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 92.96%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
HOMI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 75.11% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y1.88%
OM growth 5Y3.47%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), HOMI is destroying value.
The number of shares outstanding for HOMI has been increased compared to 1 year ago.
The number of shares outstanding for HOMI has been increased compared to 5 years ago.
Compared to 1 year ago, HOMI has an improved debt to assets ratio.
2.2 Solvency
HOMI has an Altman-Z score of 0.77. This is a bad value and indicates that HOMI is not financially healthy and even has some risk of bankruptcy.
HOMI has a Altman-Z score of 0.77. This is comparable to the rest of the industry: HOMI outperforms 60.00% of its industry peers.
HOMI has a Debt/Equity ratio of 0.83. This is a neutral value indicating HOMI is somewhat dependend on debt financing.
HOMI has a better Debt to Equity ratio (0.83) than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.77 |
ROIC/WACC0.47
WACC5.02%
2.3 Liquidity
A Current Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
HOMI's Current ratio of 0.37 is on the low side compared to the rest of the industry. HOMI is outperformed by 60.00% of its industry peers.
HOMI has a Quick Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.37, HOMI is doing worse than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
The earnings per share for HOMI have decreased strongly by -37.20% in the last year.
HOMI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.82% yearly.
HOMI shows a small growth in Revenue. In the last year, the Revenue has grown by 2.60%.
The Revenue has been growing slightly by 7.71% on average over the past years.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
Based on estimates for the next years, HOMI will show a small growth in Earnings Per Share. The EPS will grow by 1.00% on average per year.
HOMI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.93% yearly.
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.47, the valuation of HOMI can be described as reasonable.
100.00% of the companies in the same industry are more expensive than HOMI, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.25. HOMI is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 15.31 indicates a correct valuation of HOMI.
Compared to the rest of the industry, the Price/Forward Earnings ratio of HOMI indicates a slightly more expensive valuation: HOMI is more expensive than 60.00% of the companies listed in the same industry.
HOMI is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.98, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.48 | ||
| Fwd PE | 15.31 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of HOMI is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 28.42 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HOMI does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of HOMI may justify a higher PE ratio.
PEG (NY)3.46
PEG (5Y)2.48
EPS Next 2Y2.49%
EPS Next 3Y1%
5. Dividend
5.1 Amount
HOMI has a Yearly Dividend Yield of 4.37%, which is a nice return.
Compared to an average industry Dividend Yield of 4.19, HOMI has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 1.92, HOMI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.37% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
HOMI pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y2.49%
EPS Next 3Y1%
EBR:HOMI (1/13/2026, 5:29:46 PM)
18.95
-0.15 (-0.79%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners2.83%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap382.79M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target20.74 (9.45%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.37% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.99%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.48 | ||
| Fwd PE | 15.31 | ||
| P/S | 10.42 | ||
| P/FCF | N/A | ||
| P/OCF | 16.98 | ||
| P/B | 0.79 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | 28.42 |
EPS(TTM)2
EY10.55%
EPS(NY)1.24
Fwd EY6.53%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY5.89%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)3.46
PEG (5Y)2.48
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.12% | ||
| ROIC | 2.34% | ||
| ROICexc | 2.34% | ||
| ROICexgc | 2.35% | ||
| OM | 75.11% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.33%
ROIC(5y)2.25%
ROICexc(3y)2.34%
ROICexc(5y)2.27%
ROICexgc(3y)2.34%
ROICexgc(5y)2.27%
ROCE(3y)3.1%
ROCE(5y)3%
ROICexgc growth 3Y2.6%
ROICexgc growth 5Y2.66%
ROICexc growth 3Y2.6%
ROICexc growth 5Y2.66%
OM growth 3Y1.88%
OM growth 5Y3.47%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.35 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.4 | ||
| Cash Conversion | 81.15% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.77 |
F-Score3
WACC5.02%
ROIC/WACC0.47
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
EBIT growth 1Y3.09%
EBIT growth 3Y11.92%
EBIT growth 5Y11.44%
EBIT Next Year-52.51%
EBIT Next 3Y-20.48%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
Can you provide the valuation status for HOME INVEST BELGIUM?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
How profitable is HOME INVEST BELGIUM (HOMI.BR) stock?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 8 / 10.
What are the PE and PB ratios of HOME INVEST BELGIUM (HOMI.BR) stock?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.48 and the Price/Book (PB) ratio is 0.79.
Is the dividend of HOME INVEST BELGIUM sustainable?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 5 / 10 and the dividend payout ratio is 50.67%.