HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis

EBR:HOMI • BE0974409410

19.06 EUR
-0.06 (-0.31%)
Last: Feb 19, 2026, 04:59 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to HOMI. HOMI was compared to 4 industry peers in the Residential REITs industry. While HOMI has a great profitability rating, there are quite some concerns on its financial health. HOMI is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year HOMI was profitable.
  • HOMI had a positive operating cash flow in the past year.
  • HOMI had positive earnings in 4 of the past 5 years.
  • Each year in the past 5 years HOMI had a positive operating cash flow.
HOMI.BR Yearly Net Income VS EBIT VS OCF VS FCFHOMI.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M 80M

1.2 Ratios

  • The Return On Assets of HOMI (4.43%) is better than 100.00% of its industry peers.
  • Looking at the Return On Equity, with a value of 8.31%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
  • HOMI has a Return On Invested Capital of 2.34%. This is in the lower half of the industry: HOMI underperforms 75.00% of its industry peers.
  • HOMI had an Average Return On Invested Capital over the past 3 years of 2.33%. This is in line with the industry average of 2.97%.
  • The 3 year average ROIC (2.33%) for HOMI is below the current ROIC(2.34%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.43%
ROE 8.31%
ROIC 2.34%
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.33%
ROIC(5y)2.25%
HOMI.BR Yearly ROA, ROE, ROICHOMI.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

1.3 Margins

  • HOMI has a Profit Margin of 109.01%. This is amongst the best in the industry. HOMI outperforms 100.00% of its industry peers.
  • In the last couple of years the Profit Margin of HOMI has remained more or less at the same level.
  • The Operating Margin of HOMI (75.11%) is better than 100.00% of its industry peers.
  • In the last couple of years the Operating Margin of HOMI has grown nicely.
  • HOMI's Gross Margin of 92.96% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
  • In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
Industry RankSector Rank
OM 75.11%
PM (TTM) 109.01%
GM 92.96%
OM growth 3Y1.88%
OM growth 5Y3.47%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
HOMI.BR Yearly Profit, Operating, Gross MarginsHOMI.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 200

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so HOMI is destroying value.
  • The number of shares outstanding for HOMI has been increased compared to 1 year ago.
  • HOMI has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for HOMI has been reduced compared to a year ago.
HOMI.BR Yearly Shares OutstandingHOMI.BR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HOMI.BR Yearly Total Debt VS Total AssetsHOMI.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • HOMI has an Altman-Z score of 0.77. This is a bad value and indicates that HOMI is not financially healthy and even has some risk of bankruptcy.
  • HOMI has a Altman-Z score (0.77) which is comparable to the rest of the industry.
  • HOMI has a Debt/Equity ratio of 0.83. This is a neutral value indicating HOMI is somewhat dependend on debt financing.
  • With an excellent Debt to Equity ratio value of 0.83, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.83
Debt/FCF N/A
Altman-Z 0.77
ROIC/WACC0.46
WACC5.08%
HOMI.BR Yearly LT Debt VS Equity VS FCFHOMI.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M

2.3 Liquidity

  • A Current Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
  • With a Current ratio value of 0.37, HOMI is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.37, HOMI is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.37
Quick Ratio 0.37
HOMI.BR Yearly Current Assets VS Current LiabilitesHOMI.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for HOMI have decreased strongly by -37.20% in the last year.
  • HOMI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.82% yearly.
  • Looking at the last year, HOMI shows a small growth in Revenue. The Revenue has grown by 2.60% in the last year.
  • The Revenue has been growing slightly by 7.71% on average over the past years.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.00% on average over the next years.
  • Based on estimates for the next years, HOMI will show a small growth in Revenue. The Revenue will grow by 2.93% on average per year.
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HOMI.BR Yearly Revenue VS EstimatesHOMI.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M 40M
HOMI.BR Yearly EPS VS EstimatesHOMI.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • HOMI is valuated reasonably with a Price/Earnings ratio of 9.53.
  • Based on the Price/Earnings ratio, HOMI is valued cheaper than 100.00% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of HOMI to the average of the S&P500 Index (27.27), we can say HOMI is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 15.40, HOMI is valued correctly.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of HOMI is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of HOMI to the average of the S&P500 Index (28.16), we can say HOMI is valued slightly cheaper.
Industry RankSector Rank
PE 9.53
Fwd PE 15.4
HOMI.BR Price Earnings VS Forward Price EarningsHOMI.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • HOMI's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. HOMI is more expensive than 75.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 28.43
HOMI.BR Per share dataHOMI.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • The excellent profitability rating of HOMI may justify a higher PE ratio.
PEG (NY)3.48
PEG (5Y)2.49
EPS Next 2Y2.49%
EPS Next 3Y1%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • HOMI has a Yearly Dividend Yield of 4.51%, which is a nice return.
  • HOMI's Dividend Yield is comparable with the industry average which is at 5.15.
  • Compared to an average S&P500 Dividend Yield of 1.85, HOMI pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.51%

5.2 History

  • The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
HOMI.BR Yearly Dividends per shareHOMI.BR Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 50.67% of the earnings are spent on dividend by HOMI. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y2.49%
EPS Next 3Y1%
HOMI.BR Yearly Income VS Free CF VS DividendHOMI.BR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M 80M
HOMI.BR Dividend Payout.HOMI.BR Dividend Payout, showing the Payout Ratio.HOMI.BR Dividend Payout.PayoutRetained Earnings

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HOME INVEST BELGIUM

EBR:HOMI (2/19/2026, 4:59:00 PM)

19.06

-0.06 (-0.31%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)11-13
Earnings (Next)N/A
Inst Owners2.83%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap385.01M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target20.74 (8.81%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.51%
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.99%
Valuation
Industry RankSector Rank
PE 9.53
Fwd PE 15.4
P/S 10.48
P/FCF N/A
P/OCF 17.08
P/B 0.8
P/tB 0.8
EV/EBITDA 28.43
EPS(TTM)2
EY10.49%
EPS(NY)1.24
Fwd EY6.49%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY5.86%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)3.48
PEG (5Y)2.49
Graham Number32.77
Profitability
Industry RankSector Rank
ROA 4.43%
ROE 8.31%
ROCE 3.12%
ROIC 2.34%
ROICexc 2.34%
ROICexgc 2.35%
OM 75.11%
PM (TTM) 109.01%
GM 92.96%
FCFM N/A
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.33%
ROIC(5y)2.25%
ROICexc(3y)2.34%
ROICexc(5y)2.27%
ROICexgc(3y)2.34%
ROICexgc(5y)2.27%
ROCE(3y)3.1%
ROCE(5y)3%
ROICexgc growth 3Y2.6%
ROICexgc growth 5Y2.66%
ROICexc growth 3Y2.6%
ROICexc growth 5Y2.66%
OM growth 3Y1.88%
OM growth 5Y3.47%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.83
Debt/FCF N/A
Debt/EBITDA 14.35
Cap/Depr 17221.4%
Cap/Sales 87.66%
Interest Coverage 2.4
Cash Conversion 81.15%
Profit Quality N/A
Current Ratio 0.37
Quick Ratio 0.37
Altman-Z 0.77
F-Score3
WACC5.08%
ROIC/WACC0.46
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
EBIT growth 1Y3.09%
EBIT growth 3Y11.92%
EBIT growth 5Y11.44%
EBIT Next Year-52.51%
EBIT Next 3Y-20.48%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%

HOME INVEST BELGIUM / HOMI.BR FAQ

What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?

ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.


Can you provide the valuation status for HOME INVEST BELGIUM?

ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.


How profitable is HOME INVEST BELGIUM (HOMI.BR) stock?

HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 8 / 10.


What are the PE and PB ratios of HOME INVEST BELGIUM (HOMI.BR) stock?

The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.53 and the Price/Book (PB) ratio is 0.8.


Is the dividend of HOME INVEST BELGIUM sustainable?

The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 5 / 10 and the dividend payout ratio is 50.67%.