HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - EBR:HOMI - BE0974409410 - REIT
18.8 EUR
+0.04 (+0.21%)
Overall HOMI gets a fundamental rating of 4 out of 10. We evaluated HOMI against 5 industry peers in the Residential REITs industry. While HOMI has a great profitability rating, there are quite some concerns on its financial health. HOMI has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
HOMI had positive earnings in the past year.
HOMI had a positive operating cash flow in the past year.
HOMI had positive earnings in 4 of the past 5 years.
Each year in the past 5 years HOMI had a positive operating cash flow.
1.2 Ratios
HOMI's Return On Assets of 4.43% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
HOMI has a Return On Equity of 8.31%. This is amongst the best in the industry. HOMI outperforms 100.00% of its industry peers.
HOMI has a Return On Invested Capital of 2.38%. This is in the lower half of the industry: HOMI underperforms 60.00% of its industry peers.
HOMI had an Average Return On Invested Capital over the past 3 years of 2.36%. This is in line with the industry average of 3.10%.
The 3 year average ROIC (2.36%) for HOMI is below the current ROIC(2.38%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.38% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
The Profit Margin of HOMI (109.01%) is better than 100.00% of its industry peers.
HOMI's Profit Margin has been stable in the last couple of years.
With a decent Operating Margin value of 76.41%, HOMI is doing good in the industry, outperforming 80.00% of the companies in the same industry.
In the last couple of years the Operating Margin of HOMI has grown nicely.
HOMI's Gross Margin of 92.96% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), HOMI is destroying value.
HOMI has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, HOMI has more shares outstanding
Compared to 1 year ago, HOMI has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.76, we must say that HOMI is in the distress zone and has some risk of bankruptcy.
HOMI has a Altman-Z score (0.76) which is in line with its industry peers.
HOMI has a Debt/Equity ratio of 0.83. This is a neutral value indicating HOMI is somewhat dependend on debt financing.
HOMI's Debt to Equity ratio of 0.83 is fine compared to the rest of the industry. HOMI outperforms 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.76 |
ROIC/WACC0.47
WACC5.03%
2.3 Liquidity
HOMI has a Current Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.37, HOMI is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
HOMI has a Quick Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
HOMI has a worse Quick ratio (0.37) than 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
HOMI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -37.20%.
The Earnings Per Share has been growing slightly by 3.82% on average over the past years.
The Revenue has been growing slightly by 2.60% in the past year.
Measured over the past years, HOMI shows a small growth in Revenue. The Revenue has been growing by 7.71% on average per year.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
Based on estimates for the next years, HOMI will show a small growth in Earnings Per Share. The EPS will grow by 1.93% on average per year.
HOMI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.65% yearly.
EPS Next Y0.43%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EPS Next 5YN/A
Revenue Next Year2.62%
Revenue Next 2Y3.95%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.40, which indicates a very decent valuation of HOMI.
Based on the Price/Earnings ratio, HOMI is valued cheaper than 100.00% of the companies in the same industry.
When comparing the Price/Earnings ratio of HOMI to the average of the S&P500 Index (26.28), we can say HOMI is valued rather cheaply.
With a Price/Forward Earnings ratio of 15.40, HOMI is valued correctly.
Compared to the rest of the industry, the Price/Forward Earnings ratio of HOMI indicates a rather expensive valuation: HOMI more expensive than 80.00% of the companies listed in the same industry.
HOMI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 33.61.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.4 | ||
| Fwd PE | 15.4 |
4.2 Price Multiples
60.00% of the companies in the same industry are cheaper than HOMI, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 27.72 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of HOMI may justify a higher PE ratio.
PEG (NY)21.71
PEG (5Y)2.46
EPS Next 2Y1.79%
EPS Next 3Y1.93%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.38%, HOMI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.83, HOMI is paying slightly less dividend.
HOMI's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.38% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
HOMI pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EBR:HOMI (11/10/2025, 7:00:00 PM)
18.8
+0.04 (+0.21%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners3.1%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap379.76M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target21.42 (13.94%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.38% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.69%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.4 | ||
| Fwd PE | 15.4 | ||
| P/S | 10.34 | ||
| P/FCF | N/A | ||
| P/OCF | 16.85 | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | 27.72 |
EPS(TTM)2
EY10.64%
EPS(NY)1.22
Fwd EY6.49%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY5.94%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)21.71
PEG (5Y)2.46
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.17% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.39% | ||
| ROICexgc | 2.39% | ||
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexgc growth 3Y3.18%
ROICexgc growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.11 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.44 | ||
| Cash Conversion | 79.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.76 |
F-Score3
WACC5.03%
ROIC/WACC0.47
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y0.43%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year2.62%
Revenue Next 2Y3.95%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y4.88%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-45.58%
EBIT Next 3Y-15.54%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
What is the valuation status for HOMI stock?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for HOME INVEST BELGIUM?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 7 / 10.
What is the valuation of HOME INVEST BELGIUM based on its PE and PB ratios?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.4 and the Price/Book (PB) ratio is 0.79.
How sustainable is the dividend of HOME INVEST BELGIUM (HOMI.BR) stock?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 4 / 10 and the dividend payout ratio is 50.67%.