HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - EBR:HOMI - BE0974409410 - REIT
18.5 EUR
-0.02 (-0.11%)
Taking everything into account, HOMI scores 4 out of 10 in our fundamental rating. HOMI was compared to 5 industry peers in the Residential REITs industry. HOMI scores excellent on profitability, but there are concerns on its financial health. HOMI has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year HOMI was profitable.
HOMI had a positive operating cash flow in the past year.
Of the past 5 years HOMI 4 years were profitable.
In the past 5 years HOMI always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.43%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
HOMI's Return On Equity of 8.31% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.38%, HOMI is doing worse than 60.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for HOMI is in line with the industry average of 3.10%.
The last Return On Invested Capital (2.38%) for HOMI is above the 3 year average (2.36%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.38% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
With an excellent Profit Margin value of 109.01%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Profit Margin of HOMI has remained more or less at the same level.
Looking at the Operating Margin, with a value of 76.41%, HOMI is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
In the last couple of years the Operating Margin of HOMI has grown nicely.
HOMI's Gross Margin of 92.96% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
HOMI's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
HOMI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, HOMI has more shares outstanding
HOMI has more shares outstanding than it did 5 years ago.
HOMI has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.75, we must say that HOMI is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of HOMI (0.75) is comparable to the rest of the industry.
HOMI has a Debt/Equity ratio of 0.83. This is a neutral value indicating HOMI is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.83, HOMI is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.75 |
ROIC/WACC0.48
WACC5.01%
2.3 Liquidity
A Current Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.37, HOMI is doing worse than 60.00% of the companies in the same industry.
HOMI has a Quick Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
HOMI has a worse Quick ratio (0.37) than 60.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
HOMI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -37.20%.
HOMI shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.82% yearly.
Looking at the last year, HOMI shows a small growth in Revenue. The Revenue has grown by 2.60% in the last year.
The Revenue has been growing slightly by 7.71% on average over the past years.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
HOMI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.93% yearly.
HOMI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.65% yearly.
EPS Next Y0.43%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EPS Next 5YN/A
Revenue Next Year2.62%
Revenue Next 2Y3.95%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.25, the valuation of HOMI can be described as reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of HOMI indicates a rather cheap valuation: HOMI is cheaper than 100.00% of the companies listed in the same industry.
HOMI is valuated cheaply when we compare the Price/Earnings ratio to 25.56, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 15.16 indicates a correct valuation of HOMI.
Based on the Price/Forward Earnings ratio, HOMI is valued more expensive than 80.00% of the companies in the same industry.
HOMI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.62.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.25 | ||
| Fwd PE | 15.16 |
4.2 Price Multiples
60.00% of the companies in the same industry are cheaper than HOMI, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 27.52 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HOMI does not grow enough to justify the current Price/Earnings ratio.
HOMI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)21.37
PEG (5Y)2.42
EPS Next 2Y1.79%
EPS Next 3Y1.93%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.41%, HOMI is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.80, HOMI is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.44, HOMI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.41% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
HOMI pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EBR:HOMI (11/18/2025, 3:20:45 PM)
18.5
-0.02 (-0.11%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners3.1%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap373.70M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target21.42 (15.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.41% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.69%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.25 | ||
| Fwd PE | 15.16 | ||
| P/S | 10.17 | ||
| P/FCF | N/A | ||
| P/OCF | 16.58 | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 27.52 |
EPS(TTM)2
EY10.81%
EPS(NY)1.22
Fwd EY6.6%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY6.03%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)21.37
PEG (5Y)2.42
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.17% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.39% | ||
| ROICexgc | 2.39% | ||
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexgc growth 3Y3.18%
ROICexgc growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.11 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.44 | ||
| Cash Conversion | 79.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.75 |
F-Score3
WACC5.01%
ROIC/WACC0.48
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y0.43%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year2.62%
Revenue Next 2Y3.95%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y4.88%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-45.58%
EBIT Next 3Y-15.54%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
What is the valuation status for HOMI stock?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for HOME INVEST BELGIUM?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 7 / 10.
What is the valuation of HOME INVEST BELGIUM based on its PE and PB ratios?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.25 and the Price/Book (PB) ratio is 0.78.
How sustainable is the dividend of HOME INVEST BELGIUM (HOMI.BR) stock?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 4 / 10 and the dividend payout ratio is 50.67%.