HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis

Europe • Euronext Brussels • EBR:HOMI • BE0974409410

18.5 EUR
-0.4 (-2.12%)
Last: Feb 3, 2026, 05:15 PM
Fundamental Rating

4

Overall HOMI gets a fundamental rating of 4 out of 10. We evaluated HOMI against 4 industry peers in the Residential REITs industry. While HOMI has a great profitability rating, there are quite some concerns on its financial health. HOMI has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year HOMI was profitable.
  • In the past year HOMI had a positive cash flow from operations.
  • Of the past 5 years HOMI 4 years were profitable.
  • In the past 5 years HOMI always reported a positive cash flow from operatings.
HOMI.BR Yearly Net Income VS EBIT VS OCF VS FCFHOMI.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M 80M

1.2 Ratios

  • HOMI has a Return On Assets of 4.43%. This is amongst the best in the industry. HOMI outperforms 100.00% of its industry peers.
  • HOMI's Return On Equity of 8.31% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
  • The Return On Invested Capital of HOMI (2.34%) is worse than 75.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for HOMI is in line with the industry average of 2.83%.
  • The last Return On Invested Capital (2.34%) for HOMI is above the 3 year average (2.33%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.43%
ROE 8.31%
ROIC 2.34%
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.33%
ROIC(5y)2.25%
HOMI.BR Yearly ROA, ROE, ROICHOMI.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

1.3 Margins

  • Looking at the Profit Margin, with a value of 109.01%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
  • HOMI's Profit Margin has been stable in the last couple of years.
  • With an excellent Operating Margin value of 75.11%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • HOMI's Operating Margin has improved in the last couple of years.
  • HOMI has a Gross Margin of 92.96%. This is amongst the best in the industry. HOMI outperforms 100.00% of its industry peers.
  • In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
Industry RankSector Rank
OM 75.11%
PM (TTM) 109.01%
GM 92.96%
OM growth 3Y1.88%
OM growth 5Y3.47%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
HOMI.BR Yearly Profit, Operating, Gross MarginsHOMI.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 200

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2

2. Health

2.1 Basic Checks

  • HOMI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • HOMI has more shares outstanding than it did 1 year ago.
  • HOMI has more shares outstanding than it did 5 years ago.
  • HOMI has a better debt/assets ratio than last year.
HOMI.BR Yearly Shares OutstandingHOMI.BR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M
HOMI.BR Yearly Total Debt VS Total AssetsHOMI.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • HOMI has an Altman-Z score of 0.76. This is a bad value and indicates that HOMI is not financially healthy and even has some risk of bankruptcy.
  • HOMI has a Altman-Z score (0.76) which is in line with its industry peers.
  • A Debt/Equity ratio of 0.83 indicates that HOMI is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.83, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.83
Debt/FCF N/A
Altman-Z 0.76
ROIC/WACC0.46
WACC5.07%
HOMI.BR Yearly LT Debt VS Equity VS FCFHOMI.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M 400M

2.3 Liquidity

  • HOMI has a Current Ratio of 0.37. This is a bad value and indicates that HOMI is not financially healthy enough and could expect problems in meeting its short term obligations.
  • HOMI has a worse Current ratio (0.37) than 75.00% of its industry peers.
  • A Quick Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
  • HOMI has a worse Quick ratio (0.37) than 75.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.37
Quick Ratio 0.37
HOMI.BR Yearly Current Assets VS Current LiabilitesHOMI.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M

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3

3. Growth

3.1 Past

  • The earnings per share for HOMI have decreased strongly by -37.20% in the last year.
  • The Earnings Per Share has been growing slightly by 3.82% on average over the past years.
  • The Revenue has been growing slightly by 2.60% in the past year.
  • Measured over the past years, HOMI shows a small growth in Revenue. The Revenue has been growing by 7.71% on average per year.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%

3.2 Future

  • Based on estimates for the next years, HOMI will show a small growth in Earnings Per Share. The EPS will grow by 1.00% on average per year.
  • Based on estimates for the next years, HOMI will show a small growth in Revenue. The Revenue will grow by 2.93% on average per year.
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HOMI.BR Yearly Revenue VS EstimatesHOMI.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 10M 20M 30M 40M
HOMI.BR Yearly EPS VS EstimatesHOMI.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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4

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 9.25, the valuation of HOMI can be described as very reasonable.
  • HOMI's Price/Earnings ratio is rather cheap when compared to the industry. HOMI is cheaper than 100.00% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 28.41. HOMI is valued rather cheaply when compared to this.
  • A Price/Forward Earnings ratio of 14.95 indicates a correct valuation of HOMI.
  • Based on the Price/Forward Earnings ratio, HOMI is valued a bit more expensive than 75.00% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 25.64. HOMI is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 9.25
Fwd PE 14.95
HOMI.BR Price Earnings VS Forward Price EarningsHOMI.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • HOMI's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 28.27
HOMI.BR Per share dataHOMI.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • HOMI has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)3.37
PEG (5Y)2.42
EPS Next 2Y2.49%
EPS Next 3Y1%

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5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.35%, HOMI is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 5.17, HOMI has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.83, HOMI pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.35%

5.2 History

  • The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
HOMI.BR Yearly Dividends per shareHOMI.BR Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 50.67% of the earnings are spent on dividend by HOMI. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y2.49%
EPS Next 3Y1%
HOMI.BR Yearly Income VS Free CF VS DividendHOMI.BR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M -20M 40M 60M 80M
HOMI.BR Dividend Payout.HOMI.BR Dividend Payout, showing the Payout Ratio.HOMI.BR Dividend Payout.PayoutRetained Earnings

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HOME INVEST BELGIUM

EBR:HOMI (2/3/2026, 5:15:06 PM)

18.5

-0.4 (-2.12%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)11-13
Earnings (Next)N/A
Inst Owners2.83%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap373.70M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target20.74 (12.11%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.35%
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)2.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.99%
Valuation
Industry RankSector Rank
PE 9.25
Fwd PE 14.95
P/S 10.17
P/FCF N/A
P/OCF 16.58
P/B 0.78
P/tB 0.78
EV/EBITDA 28.27
EPS(TTM)2
EY10.81%
EPS(NY)1.24
Fwd EY6.69%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY6.03%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)3.37
PEG (5Y)2.42
Graham Number32.77
Profitability
Industry RankSector Rank
ROA 4.43%
ROE 8.31%
ROCE 3.12%
ROIC 2.34%
ROICexc 2.34%
ROICexgc 2.35%
OM 75.11%
PM (TTM) 109.01%
GM 92.96%
FCFM N/A
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.33%
ROIC(5y)2.25%
ROICexc(3y)2.34%
ROICexc(5y)2.27%
ROICexgc(3y)2.34%
ROICexgc(5y)2.27%
ROCE(3y)3.1%
ROCE(5y)3%
ROICexgc growth 3Y2.6%
ROICexgc growth 5Y2.66%
ROICexc growth 3Y2.6%
ROICexc growth 5Y2.66%
OM growth 3Y1.88%
OM growth 5Y3.47%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.83
Debt/FCF N/A
Debt/EBITDA 14.35
Cap/Depr 17221.4%
Cap/Sales 87.66%
Interest Coverage 2.4
Cash Conversion 81.15%
Profit Quality N/A
Current Ratio 0.37
Quick Ratio 0.37
Altman-Z 0.76
F-Score3
WACC5.07%
ROIC/WACC0.46
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y2.74%
EPS Next 2Y2.49%
EPS Next 3Y1%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year3.63%
Revenue Next 2Y4.74%
Revenue Next 3Y2.93%
Revenue Next 5YN/A
EBIT growth 1Y3.09%
EBIT growth 3Y11.92%
EBIT growth 5Y11.44%
EBIT Next Year-52.51%
EBIT Next 3Y-20.48%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%

HOME INVEST BELGIUM / HOMI.BR FAQ

What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?

ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.


Can you provide the valuation status for HOME INVEST BELGIUM?

ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.


How profitable is HOME INVEST BELGIUM (HOMI.BR) stock?

HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 8 / 10.


What are the PE and PB ratios of HOME INVEST BELGIUM (HOMI.BR) stock?

The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.25 and the Price/Book (PB) ratio is 0.78.


Is the dividend of HOME INVEST BELGIUM sustainable?

The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 5 / 10 and the dividend payout ratio is 50.67%.