HOME INVEST BELGIUM (HOMI.BR) Stock Fundamental Analysis
Europe - EBR:HOMI - BE0974409410 - REIT
18.96 EUR
+0.08 (+0.42%)
Taking everything into account, HOMI scores 4 out of 10 in our fundamental rating. HOMI was compared to 6 industry peers in the Residential REITs industry. While HOMI belongs to the best of the industry regarding profitability, there are concerns on its financial health. HOMI is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year HOMI was profitable.
In the past year HOMI had a positive cash flow from operations.
HOMI had positive earnings in 4 of the past 5 years.
In the past 5 years HOMI always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 4.43%, HOMI belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Looking at the Return On Equity, with a value of 8.31%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
HOMI has a Return On Invested Capital of 2.38%. This is comparable to the rest of the industry: HOMI outperforms 50.00% of its industry peers.
HOMI had an Average Return On Invested Capital over the past 3 years of 2.36%. This is in line with the industry average of 3.10%.
The 3 year average ROIC (2.36%) for HOMI is below the current ROIC(2.38%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROIC | 2.38% |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
1.3 Margins
Looking at the Profit Margin, with a value of 109.01%, HOMI belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
In the last couple of years the Profit Margin of HOMI has remained more or less at the same level.
HOMI has a better Operating Margin (76.41%) than 83.33% of its industry peers.
In the last couple of years the Operating Margin of HOMI has grown nicely.
HOMI's Gross Margin of 92.96% is amongst the best of the industry. HOMI outperforms 100.00% of its industry peers.
In the last couple of years the Gross Margin of HOMI has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% |
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
2. Health
2.1 Basic Checks
HOMI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for HOMI has been increased compared to 1 year ago.
The number of shares outstanding for HOMI has been increased compared to 5 years ago.
HOMI has a better debt/assets ratio than last year.
2.2 Solvency
HOMI has an Altman-Z score of 0.76. This is a bad value and indicates that HOMI is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of HOMI (0.76) is better than 66.67% of its industry peers.
HOMI has a Debt/Equity ratio of 0.83. This is a neutral value indicating HOMI is somewhat dependend on debt financing.
HOMI has a better Debt to Equity ratio (0.83) than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.76 |
ROIC/WACC0.47
WACC5.03%
2.3 Liquidity
A Current Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
HOMI has a Current ratio (0.37) which is in line with its industry peers.
A Quick Ratio of 0.37 indicates that HOMI may have some problems paying its short term obligations.
With a Quick ratio value of 0.37, HOMI perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
HOMI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -37.20%.
The Earnings Per Share has been growing slightly by 3.82% on average over the past years.
Looking at the last year, HOMI shows a small growth in Revenue. The Revenue has grown by 2.60% in the last year.
The Revenue has been growing slightly by 7.71% on average over the past years.
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
3.2 Future
HOMI is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.93% yearly.
HOMI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.65% yearly.
EPS Next Y0.43%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EPS Next 5YN/A
Revenue Next Year2.62%
Revenue Next 2Y3.95%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.48 indicates a reasonable valuation of HOMI.
Based on the Price/Earnings ratio, HOMI is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
HOMI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.76.
A Price/Forward Earnings ratio of 15.53 indicates a correct valuation of HOMI.
66.67% of the companies in the same industry are cheaper than HOMI, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.63, HOMI is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.48 | ||
| Fwd PE | 15.53 |
4.2 Price Multiples
HOMI's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. HOMI is more expensive than 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 27.78 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HOMI does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of HOMI may justify a higher PE ratio.
PEG (NY)21.9
PEG (5Y)2.48
EPS Next 2Y1.79%
EPS Next 3Y1.93%
5. Dividend
5.1 Amount
HOMI has a Yearly Dividend Yield of 4.37%, which is a nice return.
Compared to an average industry Dividend Yield of 5.80, HOMI has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.31, HOMI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.37% |
5.2 History
The dividend of HOMI decreases each year by -8.56%.
Dividend Growth(5Y)-8.56%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
HOMI pays out 50.67% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.67%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EBR:HOMI (10/30/2025, 2:38:19 PM)
18.96
+0.08 (+0.42%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)
Earnings (Next)
Inst Owners3.1%
Inst Owner ChangeN/A
Ins Owners3.23%
Ins Owner ChangeN/A
Market Cap382.99M
Revenue(TTM)36.74M
Net Income(TTM)40.05M
Analysts45.45
Price Target21.42 (12.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.37% |
Yearly Dividend0.58
Dividend Growth(5Y)-8.56%
DP50.67%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)9.57%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-1.69%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.48 | ||
| Fwd PE | 15.53 | ||
| P/S | 10.42 | ||
| P/FCF | N/A | ||
| P/OCF | 16.99 | ||
| P/B | 0.79 | ||
| P/tB | 0.8 | ||
| EV/EBITDA | 27.78 |
EPS(TTM)2
EY10.55%
EPS(NY)1.22
Fwd EY6.44%
FCF(TTM)-0.48
FCFYN/A
OCF(TTM)1.12
OCFY5.89%
SpS1.82
BVpS23.86
TBVpS23.84
PEG (NY)21.9
PEG (5Y)2.48
Graham Number32.77
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.43% | ||
| ROE | 8.31% | ||
| ROCE | 3.17% | ||
| ROIC | 2.38% | ||
| ROICexc | 2.39% | ||
| ROICexgc | 2.39% | ||
| OM | 76.41% | ||
| PM (TTM) | 109.01% | ||
| GM | 92.96% | ||
| FCFM | N/A |
ROA(3y)4.75%
ROA(5y)4.76%
ROE(3y)9.08%
ROE(5y)9.52%
ROIC(3y)2.36%
ROIC(5y)2.27%
ROICexc(3y)2.37%
ROICexc(5y)2.29%
ROICexgc(3y)2.37%
ROICexgc(5y)2.29%
ROCE(3y)3.14%
ROCE(5y)3.03%
ROICexgc growth 3Y3.18%
ROICexgc growth 5Y3%
ROICexc growth 3Y3.18%
ROICexc growth 5Y3%
OM growth 3Y2.45%
OM growth 5Y3.82%
PM growth 3Y7.72%
PM growth 5Y0.13%
GM growth 3Y0.61%
GM growth 5Y0.41%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 14.11 | ||
| Cap/Depr | 17221.4% | ||
| Cap/Sales | 87.66% | ||
| Interest Coverage | 2.44 | ||
| Cash Conversion | 79.78% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.76 |
F-Score3
WACC5.03%
ROIC/WACC0.47
Cap/Depr(3y)6185.6%
Cap/Depr(5y)5158.09%
Cap/Sales(3y)33.41%
Cap/Sales(5y)31.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-37.2%
EPS 3Y11.06%
EPS 5Y3.82%
EPS Q2Q%-64.41%
EPS Next Y0.43%
EPS Next 2Y1.79%
EPS Next 3Y1.93%
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3Y9.86%
Revenue growth 5Y7.71%
Sales Q2Q%1.29%
Revenue Next Year2.62%
Revenue Next 2Y3.95%
Revenue Next 3Y3.65%
Revenue Next 5YN/A
EBIT growth 1Y4.88%
EBIT growth 3Y12.55%
EBIT growth 5Y11.82%
EBIT Next Year-45.58%
EBIT Next 3Y-15.54%
EBIT Next 5YN/A
FCF growth 1Y-140.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-6.31%
OCF growth 3Y5.42%
OCF growth 5Y7.98%
HOME INVEST BELGIUM / HOMI.BR FAQ
What is the ChartMill fundamental rating of HOME INVEST BELGIUM (HOMI.BR) stock?
ChartMill assigns a fundamental rating of 4 / 10 to HOMI.BR.
What is the valuation status for HOMI stock?
ChartMill assigns a valuation rating of 4 / 10 to HOME INVEST BELGIUM (HOMI.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for HOME INVEST BELGIUM?
HOME INVEST BELGIUM (HOMI.BR) has a profitability rating of 8 / 10.
What is the valuation of HOME INVEST BELGIUM based on its PE and PB ratios?
The Price/Earnings (PE) ratio for HOME INVEST BELGIUM (HOMI.BR) is 9.48 and the Price/Book (PB) ratio is 0.79.
How sustainable is the dividend of HOME INVEST BELGIUM (HOMI.BR) stock?
The dividend rating of HOME INVEST BELGIUM (HOMI.BR) is 5 / 10 and the dividend payout ratio is 50.67%.