HORNBACH HOLDING AG & CO KGA (HBH.DE) Stock Fundamental Analysis
Europe - FRA:HBH - DE0006083405 - Common Stock
102.8 EUR
+1 (+0.98%)
Taking everything into account, HBH scores 5 out of 10 in our fundamental rating. HBH was compared to 53 industry peers in the Specialty Retail industry. Both the profitability and the financial health of HBH get a neutral evaluation. Nothing too spectacular is happening here. HBH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year HBH was profitable.
HBH had a positive operating cash flow in the past year.
HBH had positive earnings in each of the past 5 years.
In the past 5 years HBH always reported a positive cash flow from operatings.
1.2 Ratios
HBH has a better Return On Assets (3.21%) than 69.81% of its industry peers.
With a decent Return On Equity value of 7.34%, HBH is doing good in the industry, outperforming 64.15% of the companies in the same industry.
The Return On Invested Capital of HBH (5.46%) is better than 62.26% of its industry peers.
The Average Return On Invested Capital over the past 3 years for HBH is below the industry average of 8.43%.
The 3 year average ROIC (5.42%) for HBH is below the current ROIC(5.46%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 7.34% | ||
| ROIC | 5.46% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
1.3 Margins
With a decent Profit Margin value of 2.40%, HBH is doing good in the industry, outperforming 66.04% of the companies in the same industry.
HBH's Profit Margin has been stable in the last couple of years.
With a decent Operating Margin value of 4.25%, HBH is doing good in the industry, outperforming 67.92% of the companies in the same industry.
In the last couple of years the Operating Margin of HBH has remained more or less at the same level.
HBH's Gross Margin of 34.81% is in line compared to the rest of the industry. HBH outperforms 52.83% of its industry peers.
HBH's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.25% | ||
| PM (TTM) | 2.4% | ||
| GM | 34.81% |
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so HBH is still creating some value.
Compared to 1 year ago, HBH has about the same amount of shares outstanding.
The number of shares outstanding for HBH remains at a similar level compared to 5 years ago.
The debt/assets ratio for HBH has been reduced compared to a year ago.
2.2 Solvency
HBH has an Altman-Z score of 2.61. This is not the best score and indicates that HBH is in the grey zone with still only limited risk for bankruptcy at the moment.
HBH has a better Altman-Z score (2.61) than 67.92% of its industry peers.
HBH has a debt to FCF ratio of 6.56. This is a slightly negative value and a sign of low solvency as HBH would need 6.56 years to pay back of all of its debts.
HBH's Debt to FCF ratio of 6.56 is in line compared to the rest of the industry. HBH outperforms 58.49% of its industry peers.
HBH has a Debt/Equity ratio of 0.64. This is a neutral value indicating HBH is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.64, HBH is in line with its industry, outperforming 50.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.56 | ||
| Altman-Z | 2.61 |
ROIC/WACC1.14
WACC4.79%
2.3 Liquidity
HBH has a Current Ratio of 1.58. This is a normal value and indicates that HBH is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.58, HBH is doing good in the industry, outperforming 69.81% of the companies in the same industry.
A Quick Ratio of 0.53 indicates that HBH may have some problems paying its short term obligations.
HBH's Quick ratio of 0.53 is in line compared to the rest of the industry. HBH outperforms 52.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.58 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
HBH shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.74%.
The Earnings Per Share has been growing slightly by 6.06% on average over the past years.
Looking at the last year, HBH shows a small growth in Revenue. The Revenue has grown by 1.78% in the last year.
HBH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.57% yearly.
EPS 1Y (TTM)-1.74%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%11.07%
Revenue 1Y (TTM)1.78%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%5.73%
3.2 Future
HBH is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 4.31% yearly.
The Revenue is expected to grow by 2.80% on average over the next years.
EPS Next Y4.54%
EPS Next 2Y5.8%
EPS Next 3Y5.9%
EPS Next 5Y4.31%
Revenue Next Year0.37%
Revenue Next 2Y2.69%
Revenue Next 3Y2.61%
Revenue Next 5Y2.8%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
HBH is valuated reasonably with a Price/Earnings ratio of 10.84.
Based on the Price/Earnings ratio, HBH is valued cheaper than 84.91% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.20, HBH is valued rather cheaply.
With a Price/Forward Earnings ratio of 9.70, the valuation of HBH can be described as very reasonable.
HBH's Price/Forward Earnings ratio is rather cheap when compared to the industry. HBH is cheaper than 83.02% of the companies in the same industry.
HBH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.70.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.84 | ||
| Fwd PE | 9.7 |
4.2 Price Multiples
71.70% of the companies in the same industry are more expensive than HBH, based on the Enterprise Value to EBITDA ratio.
75.47% of the companies in the same industry are more expensive than HBH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.74 | ||
| EV/EBITDA | 5.4 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates HBH does not grow enough to justify the current Price/Earnings ratio.
HBH has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.39
PEG (5Y)1.79
EPS Next 2Y5.8%
EPS Next 3Y5.9%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.38%, HBH has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.39, HBH pays a better dividend. On top of this HBH pays more dividend than 81.13% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, HBH has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.38% |
5.2 History
On average, the dividend of HBH grows each year by 9.85%, which is quite nice.
Dividend Growth(5Y)9.85%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
HBH pays out 26.39% of its income as dividend. This is a sustainable payout ratio.
HBH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP26.39%
EPS Next 2Y5.8%
EPS Next 3Y5.9%
FRA:HBH (9/17/2025, 5:35:30 PM)
102.8
+1 (+0.98%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners37.45%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.64B
Analysts73.33
Price Target105.57 (2.69%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.38% |
Yearly Dividend2.4
Dividend Growth(5Y)9.85%
DP26.39%
Div Incr Years0
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.53%
PT rev (3m)1.78%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-2.81%
EPS NY rev (3m)-2.81%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-2.36%
Revenue NY rev (3m)-2.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.84 | ||
| Fwd PE | 9.7 | ||
| P/S | 0.26 | ||
| P/FCF | 6.74 | ||
| P/OCF | 3.64 | ||
| P/B | 0.8 | ||
| P/tB | 0.83 | ||
| EV/EBITDA | 5.4 |
EPS(TTM)9.48
EY9.22%
EPS(NY)10.59
Fwd EY10.31%
FCF(TTM)15.25
FCFY14.84%
OCF(TTM)28.26
OCFY27.49%
SpS393.97
BVpS128.74
TBVpS124.44
PEG (NY)2.39
PEG (5Y)1.79
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.21% | ||
| ROE | 7.34% | ||
| ROCE | 7.58% | ||
| ROIC | 5.46% | ||
| ROICexc | 6.21% | ||
| ROICexgc | 6.35% | ||
| OM | 4.25% | ||
| PM (TTM) | 2.4% | ||
| GM | 34.81% | ||
| FCFM | 3.87% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
ROICexc(3y)6.06%
ROICexc(5y)7.06%
ROICexgc(3y)6.15%
ROICexgc(5y)7.14%
ROCE(3y)7.9%
ROCE(5y)8.92%
ROICexcg growth 3Y-12.1%
ROICexcg growth 5Y1.73%
ROICexc growth 3Y-12.5%
ROICexc growth 5Y1.43%
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
F-Score5
Asset Turnover1.34
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | 6.56 | ||
| Debt/EBITDA | 2.53 | ||
| Cap/Depr | 83.05% | ||
| Cap/Sales | 3.3% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 87.16% | ||
| Profit Quality | 161.31% | ||
| Current Ratio | 1.58 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 2.61 |
F-Score5
WACC4.79%
ROIC/WACC1.14
Cap/Depr(3y)71.93%
Cap/Depr(5y)74.88%
Cap/Sales(3y)2.99%
Cap/Sales(5y)2.97%
Profit Quality(3y)154.75%
Profit Quality(5y)132.77%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.74%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%11.07%
EPS Next Y4.54%
EPS Next 2Y5.8%
EPS Next 3Y5.9%
EPS Next 5Y4.31%
Revenue 1Y (TTM)1.78%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%5.73%
Revenue Next Year0.37%
Revenue Next 2Y2.69%
Revenue Next 3Y2.61%
Revenue Next 5Y2.8%
EBIT growth 1Y2.25%
EBIT growth 3Y-9.41%
EBIT growth 5Y4.82%
EBIT Next Year105.34%
EBIT Next 3Y29.05%
EBIT Next 5Y29.46%
FCF growth 1Y211.93%
FCF growth 3Y-6.83%
FCF growth 5Y-6.99%
OCF growth 1Y61.21%
OCF growth 3Y-2.63%
OCF growth 5Y-0.37%