HORNBACH HOLDING AG & CO KGA (HBH.DE) Stock Fundamental Analysis
FRA:HBH • DE0006083405
83.3 EUR
+0.8 (+0.97%)
Last: Feb 17, 2026, 05:09 PM
We assign a fundamental rating of 5 out of 10 to HBH. HBH was compared to 58 industry peers in the Specialty Retail industry. HBH has an average financial health and profitability rating. HBH has a valuation in line with the averages, but it does not seem to be growing. Finally HBH also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- HBH had positive earnings in the past year.
- HBH had a positive operating cash flow in the past year.
- Each year in the past 5 years HBH has been profitable.
- Each year in the past 5 years HBH had a positive operating cash flow.
1.2 Ratios
- HBH has a better Return On Assets (3.03%) than 67.24% of its industry peers.
- The Return On Equity of HBH (6.72%) is comparable to the rest of the industry.
- HBH has a Return On Invested Capital of 5.28%. This is comparable to the rest of the industry: HBH outperforms 55.17% of its industry peers.
- HBH had an Average Return On Invested Capital over the past 3 years of 5.42%. This is below the industry average of 9.83%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.03% | ||
| ROE | 6.72% | ||
| ROIC | 5.28% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
1.3 Margins
- HBH's Profit Margin of 2.21% is fine compared to the rest of the industry. HBH outperforms 63.79% of its industry peers.
- HBH's Profit Margin has been stable in the last couple of years.
- HBH's Operating Margin of 4.07% is in line compared to the rest of the industry. HBH outperforms 55.17% of its industry peers.
- HBH's Operating Margin has been stable in the last couple of years.
- The Gross Margin of HBH (34.88%) is comparable to the rest of the industry.
- HBH's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.07% | ||
| PM (TTM) | 2.21% | ||
| GM | 34.88% |
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so HBH is destroying value.
- The number of shares outstanding for HBH remains at a similar level compared to 1 year ago.
- HBH has about the same amout of shares outstanding than it did 5 years ago.
- The debt/assets ratio for HBH has been reduced compared to a year ago.
2.2 Solvency
- HBH has an Altman-Z score of 2.61. This is not the best score and indicates that HBH is in the grey zone with still only limited risk for bankruptcy at the moment.
- HBH has a Altman-Z score of 2.61. This is in the better half of the industry: HBH outperforms 70.69% of its industry peers.
- HBH has a debt to FCF ratio of 10.09. This is a negative value and a sign of low solvency as HBH would need 10.09 years to pay back of all of its debts.
- The Debt to FCF ratio of HBH (10.09) is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.61 indicates that HBH is somewhat dependend on debt financing.
- HBH has a Debt to Equity ratio of 0.61. This is comparable to the rest of the industry: HBH outperforms 53.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | 10.09 | ||
| Altman-Z | 2.61 |
ROIC/WACC0.96
WACC5.5%
2.3 Liquidity
- A Current Ratio of 1.62 indicates that HBH should not have too much problems paying its short term obligations.
- HBH has a Current ratio of 1.62. This is amongst the best in the industry. HBH outperforms 81.03% of its industry peers.
- HBH has a Quick Ratio of 1.62. This is a bad value and indicates that HBH is not financially healthy enough and could expect problems in meeting its short term obligations.
- HBH's Quick ratio of 0.55 is in line compared to the rest of the industry. HBH outperforms 53.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.62 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
- The earnings per share for HBH have decreased strongly by -17.10% in the last year.
- HBH shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.06% yearly.
- HBH shows a small growth in Revenue. In the last year, the Revenue has grown by 3.26%.
- HBH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.57% yearly.
EPS 1Y (TTM)-17.1%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%-39.62%
Revenue 1Y (TTM)3.26%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%2.23%
3.2 Future
- Based on estimates for the next years, HBH will show a small growth in Earnings Per Share. The EPS will grow by 4.22% on average per year.
- The Revenue is expected to grow by 2.36% on average over the next years.
EPS Next Y-5.27%
EPS Next 2Y0.84%
EPS Next 3Y2.93%
EPS Next 5Y4.22%
Revenue Next Year3.14%
Revenue Next 2Y2.81%
Revenue Next 3Y2.51%
Revenue Next 5Y2.36%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 9.96, the valuation of HBH can be described as reasonable.
- 84.48% of the companies in the same industry are more expensive than HBH, based on the Price/Earnings ratio.
- HBH is valuated cheaply when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
- With a Price/Forward Earnings ratio of 8.65, the valuation of HBH can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, HBH is valued cheaply inside the industry as 86.21% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, HBH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.96 | ||
| Fwd PE | 8.65 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of HBH indicates a somewhat cheap valuation: HBH is cheaper than 75.86% of the companies listed in the same industry.
- 67.24% of the companies in the same industry are more expensive than HBH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.52 | ||
| EV/EBITDA | 4.94 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)1.64
EPS Next 2Y0.84%
EPS Next 3Y2.93%
5. Dividend
5.1 Amount
- HBH has a Yearly Dividend Yield of 2.90%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 1.33, HBH pays a better dividend. On top of this HBH pays more dividend than 82.76% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, HBH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
5.2 History
- On average, the dividend of HBH grows each year by 9.85%, which is quite nice.
Dividend Growth(5Y)9.85%
Div Incr Years0
Div Non Decr Years7
5.3 Sustainability
- 28.76% of the earnings are spent on dividend by HBH. This is a low number and sustainable payout ratio.
- HBH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP28.76%
EPS Next 2Y0.84%
EPS Next 3Y2.93%
FRA:HBH (2/17/2026, 5:09:00 PM)
83.3
+0.8 (+0.97%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-19 2025-12-19
Earnings (Next)03-23 2026-03-23/amc
Inst Owners37.5%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.33B
Revenue(TTM)6.39B
Net Income(TTM)140.18M
Analysts73.33
Price Target98.79 (18.6%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
Yearly Dividend2.4
Dividend Growth(5Y)9.85%
DP28.76%
Div Incr Years0
Div Non Decr Years7
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.15%
PT rev (3m)-4.17%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-6.77%
EPS NY rev (3m)-7.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.96 | ||
| Fwd PE | 8.65 | ||
| P/S | 0.21 | ||
| P/FCF | 8.52 | ||
| P/OCF | 3.37 | ||
| P/B | 0.64 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | 4.94 |
EPS(TTM)8.36
EY10.04%
EPS(NY)9.63
Fwd EY11.55%
FCF(TTM)9.78
FCFY11.74%
OCF(TTM)24.75
OCFY29.71%
SpS397.09
BVpS130.32
TBVpS125.74
PEG (NY)N/A
PEG (5Y)1.64
Graham Number156.57
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.03% | ||
| ROE | 6.72% | ||
| ROCE | 7.32% | ||
| ROIC | 5.28% | ||
| ROICexc | 5.92% | ||
| ROICexgc | 6.06% | ||
| OM | 4.07% | ||
| PM (TTM) | 2.21% | ||
| GM | 34.88% | ||
| FCFM | 2.46% |
ROA(3y)3.06%
ROA(5y)3.59%
ROE(3y)7.6%
ROE(5y)9.25%
ROIC(3y)5.42%
ROIC(5y)6.27%
ROICexc(3y)6.06%
ROICexc(5y)7.06%
ROICexgc(3y)6.15%
ROICexgc(5y)7.14%
ROCE(3y)7.9%
ROCE(5y)8.92%
ROICexgc growth 3Y-12.1%
ROICexgc growth 5Y1.73%
ROICexc growth 3Y-12.5%
ROICexc growth 5Y1.43%
OM growth 3Y-11.02%
OM growth 5Y-0.71%
PM growth 3Y-12.6%
PM growth 5Y0.44%
GM growth 3Y-0.17%
GM growth 5Y-0.55%
F-Score5
Asset Turnover1.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.61 | ||
| Debt/FCF | 10.09 | ||
| Debt/EBITDA | 2.52 | ||
| Cap/Depr | 95.82% | ||
| Cap/Sales | 3.77% | ||
| Interest Coverage | 4.45 | ||
| Cash Conversion | 77.81% | ||
| Profit Quality | 111.59% | ||
| Current Ratio | 1.62 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 2.61 |
F-Score5
WACC5.5%
ROIC/WACC0.96
Cap/Depr(3y)71.93%
Cap/Depr(5y)74.88%
Cap/Sales(3y)2.99%
Cap/Sales(5y)2.97%
Profit Quality(3y)154.75%
Profit Quality(5y)132.77%
High Growth Momentum
Growth
EPS 1Y (TTM)-17.1%
EPS 3Y-10.97%
EPS 5Y6.06%
EPS Q2Q%-39.62%
EPS Next Y-5.27%
EPS Next 2Y0.84%
EPS Next 3Y2.93%
EPS Next 5Y4.22%
Revenue 1Y (TTM)3.26%
Revenue growth 3Y1.81%
Revenue growth 5Y5.57%
Sales Q2Q%2.23%
Revenue Next Year3.14%
Revenue Next 2Y2.81%
Revenue Next 3Y2.51%
Revenue Next 5Y2.36%
EBIT growth 1Y-10.57%
EBIT growth 3Y-9.41%
EBIT growth 5Y4.82%
EBIT Next Year96.34%
EBIT Next 3Y29.29%
EBIT Next 5Y21.93%
FCF growth 1Y37.18%
FCF growth 3Y-6.83%
FCF growth 5Y-6.99%
OCF growth 1Y34.31%
OCF growth 3Y-2.63%
OCF growth 5Y-0.37%
HORNBACH HOLDING AG & CO KGA / HBH.DE FAQ
Can you provide the ChartMill fundamental rating for HORNBACH HOLDING AG & CO KGA?
ChartMill assigns a fundamental rating of 5 / 10 to HBH.DE.
What is the valuation status of HORNBACH HOLDING AG & CO KGA (HBH.DE) stock?
ChartMill assigns a valuation rating of 6 / 10 to HORNBACH HOLDING AG & CO KGA (HBH.DE). This can be considered as Fairly Valued.
What is the profitability of HBH stock?
HORNBACH HOLDING AG & CO KGA (HBH.DE) has a profitability rating of 5 / 10.
What is the financial health of HORNBACH HOLDING AG & CO KGA (HBH.DE) stock?
The financial health rating of HORNBACH HOLDING AG & CO KGA (HBH.DE) is 4 / 10.
What is the earnings growth outlook for HORNBACH HOLDING AG & CO KGA?
The Earnings per Share (EPS) of HORNBACH HOLDING AG & CO KGA (HBH.DE) is expected to decline by -5.27% in the next year.