HAL TRUST (HAL.AS) Fundamental Analysis & Valuation

AMS:HAL • BMG455841020

Current stock price

169 EUR
-1.4 (-0.82%)
Last:

This HAL.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. HAL.AS Profitability Analysis

1.1 Basic Checks

  • In the past year HAL was profitable.
  • In the past year HAL had a positive cash flow from operations.
  • In the past 5 years HAL has always been profitable.
  • Each year in the past 5 years HAL had a positive operating cash flow.
HAL.AS Yearly Net Income VS EBIT VS OCF VS FCFHAL.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

1.2 Ratios

  • With an excellent Return On Assets value of 5.67%, HAL belongs to the best of the industry, outperforming 86.54% of the companies in the same industry.
  • With a decent Return On Equity value of 10.22%, HAL is doing good in the industry, outperforming 67.31% of the companies in the same industry.
  • With a decent Return On Invested Capital value of 6.95%, HAL is doing good in the industry, outperforming 73.08% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for HAL is below the industry average of 9.16%.
  • The 3 year average ROIC (6.09%) for HAL is below the current ROIC(6.95%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.67%
ROE 10.22%
ROIC 6.95%
ROA(3y)4.63%
ROA(5y)7.04%
ROE(3y)8.57%
ROE(5y)13.01%
ROIC(3y)6.09%
ROIC(5y)4.8%
HAL.AS Yearly ROA, ROE, ROICHAL.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • HAL has a Profit Margin (12.46%) which is comparable to the rest of the industry.
  • HAL's Profit Margin has been stable in the last couple of years.
  • HAL has a Operating Margin (14.71%) which is in line with its industry peers.
  • HAL's Operating Margin has improved in the last couple of years.
  • With a decent Gross Margin value of 58.72%, HAL is doing good in the industry, outperforming 61.54% of the companies in the same industry.
  • In the last couple of years the Gross Margin of HAL has declined.
Industry RankSector Rank
OM 14.71%
PM (TTM) 12.46%
GM 58.72%
OM growth 3Y23.91%
OM growth 5Y11.84%
PM growth 3Y24.61%
PM growth 5Y1.26%
GM growth 3Y5.26%
GM growth 5Y-1.56%
HAL.AS Yearly Profit, Operating, Gross MarginsHAL.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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5

2. HAL.AS Health Analysis

2.1 Basic Checks

  • HAL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for HAL remains at a similar level compared to 1 year ago.
  • HAL has about the same amout of shares outstanding than it did 5 years ago.
  • The debt/assets ratio for HAL has been reduced compared to a year ago.
HAL.AS Yearly Shares OutstandingHAL.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
HAL.AS Yearly Total Debt VS Total AssetsHAL.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.2 Solvency

  • HAL has an Altman-Z score of 1.71. This is a bad value and indicates that HAL is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of HAL (1.71) is comparable to the rest of the industry.
  • HAL has a debt to FCF ratio of 3.14. This is a good value and a sign of high solvency as HAL would need 3.14 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 3.14, HAL is doing good in the industry, outperforming 73.08% of the companies in the same industry.
  • A Debt/Equity ratio of 0.28 indicates that HAL is not too dependend on debt financing.
  • The Debt to Equity ratio of HAL (0.28) is better than 65.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.28
Debt/FCF 3.14
Altman-Z 1.71
ROIC/WACC0.9
WACC7.7%
HAL.AS Yearly LT Debt VS Equity VS FCFHAL.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 1.51 indicates that HAL should not have too much problems paying its short term obligations.
  • HAL's Current ratio of 1.51 is in line compared to the rest of the industry. HAL outperforms 59.62% of its industry peers.
  • A Quick Ratio of 1.33 indicates that HAL should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.33, HAL is in line with its industry, outperforming 59.62% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.51
Quick Ratio 1.33
HAL.AS Yearly Current Assets VS Current LiabilitesHAL.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

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5

3. HAL.AS Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 32.07% over the past year.
  • HAL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.43% yearly.
  • HAL shows a small growth in Revenue. In the last year, the Revenue has grown by 1.96%.
  • HAL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.22% yearly.
EPS 1Y (TTM)32.07%
EPS 3Y34.72%
EPS 5Y20.43%
EPS Q2Q%-18.08%
Revenue 1Y (TTM)1.96%
Revenue growth 3Y8.47%
Revenue growth 5Y19.22%
Sales Q2Q%-4.8%

3.2 Future

  • Based on estimates for the next years, HAL will show a small growth in Earnings Per Share. The EPS will grow by 0.65% on average per year.
  • Based on estimates for the next years, HAL will show a small growth in Revenue. The Revenue will grow by 6.86% on average per year.
EPS Next Y-1.27%
EPS Next 2Y-4.22%
EPS Next 3Y0.65%
EPS Next 5YN/A
Revenue Next Year8.02%
Revenue Next 2Y9.66%
Revenue Next 3Y6.86%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
HAL.AS Yearly Revenue VS EstimatesHAL.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
HAL.AS Yearly EPS VS EstimatesHAL.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5 10 15

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5

4. HAL.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 9.56, the valuation of HAL can be described as reasonable.
  • Based on the Price/Earnings ratio, HAL is valued a bit cheaper than 75.00% of the companies in the same industry.
  • HAL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.54.
  • The Price/Forward Earnings ratio is 12.32, which indicates a correct valuation of HAL.
  • 61.54% of the companies in the same industry are more expensive than HAL, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 21.68, HAL is valued a bit cheaper.
Industry RankSector Rank
PE 9.56
Fwd PE 12.32
HAL.AS Price Earnings VS Forward Price EarningsHAL.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, HAL is valued a bit cheaper than the industry average as 76.92% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of HAL indicates a somewhat cheap valuation: HAL is cheaper than 75.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 10
EV/EBITDA 4.69
HAL.AS Per share dataHAL.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • HAL has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.47
EPS Next 2Y-4.22%
EPS Next 3Y0.65%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. HAL.AS Dividend Analysis

5.1 Amount

  • HAL has a Yearly Dividend Yield of 2.04%.
  • HAL's Dividend Yield is a higher than the industry average which is at 2.39.
  • HAL's Dividend Yield is comparable with the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 2.04%

5.2 History

  • The dividend of HAL has a limited annual growth rate of 1.41%.
Dividend Growth(5Y)1.41%
Div Incr Years2
Div Non Decr Years2
HAL.AS Yearly Dividends per shareHAL.AS Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 1 2 3

5.3 Sustainability

  • 16.40% of the earnings are spent on dividend by HAL. This is a low number and sustainable payout ratio.
  • The dividend of HAL is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP16.4%
EPS Next 2Y-4.22%
EPS Next 3Y0.65%
HAL.AS Yearly Income VS Free CF VS DividendHAL.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B
HAL.AS Dividend Payout.HAL.AS Dividend Payout, showing the Payout Ratio.HAL.AS Dividend Payout.PayoutRetained Earnings

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HAL.AS Fundamentals: All Metrics, Ratios and Statistics

HAL TRUST

AMS:HAL (4/29/2026, 7:00:00 PM)

169

-1.4 (-0.82%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry StrengthN/A
Industry GrowthN/A
Earnings (Last)03-27
Earnings (Next)N/A
Inst Owners1.27%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap15.27B
Revenue(TTM)12.81B
Net Income(TTM)1.60B
Analysts80
Price Target182.58 (8.04%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.04%
Yearly Dividend2.9
Dividend Growth(5Y)1.41%
DP16.4%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.13%
PT rev (3m)9.15%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.53%
EPS NY rev (3m)-7.38%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)4.05%
Revenue NY rev (3m)1.19%
Valuation
Industry RankSector Rank
PE 9.56
Fwd PE 12.32
P/S 1.19
P/FCF 10
P/OCF 5.69
P/B 0.98
P/tB 1.23
EV/EBITDA 4.69
EPS(TTM)17.68
EY10.46%
EPS(NY)13.71
Fwd EY8.11%
FCF(TTM)16.9
FCFY10%
OCF(TTM)29.69
OCFY17.57%
SpS141.77
BVpS172.94
TBVpS137.86
PEG (NY)N/A
PEG (5Y)0.47
Graham Number262.29 (55.2%)
Profitability
Industry RankSector Rank
ROA 5.67%
ROE 10.22%
ROCE 8.41%
ROIC 6.95%
ROICexc 8.9%
ROICexgc 10.82%
OM 14.71%
PM (TTM) 12.46%
GM 58.72%
FCFM 11.92%
ROA(3y)4.63%
ROA(5y)7.04%
ROE(3y)8.57%
ROE(5y)13.01%
ROIC(3y)6.09%
ROIC(5y)4.8%
ROICexc(3y)7.76%
ROICexc(5y)6.3%
ROICexgc(3y)9.66%
ROICexgc(5y)7.85%
ROCE(3y)7.36%
ROCE(5y)5.84%
ROICexgc growth 3Y26.22%
ROICexgc growth 5Y28.24%
ROICexc growth 3Y29.05%
ROICexc growth 5Y25.84%
OM growth 3Y23.91%
OM growth 5Y11.84%
PM growth 3Y24.61%
PM growth 5Y1.26%
GM growth 3Y5.26%
GM growth 5Y-1.56%
F-Score7
Asset Turnover0.46
Health
Industry RankSector Rank
Debt/Equity 0.28
Debt/FCF 3.14
Debt/EBITDA 1.45
Cap/Depr 107.43%
Cap/Sales 9.02%
Interest Coverage 9.78
Cash Conversion 90.63%
Profit Quality 95.63%
Current Ratio 1.51
Quick Ratio 1.33
Altman-Z 1.71
F-Score7
WACC7.7%
ROIC/WACC0.9
Cap/Depr(3y)98.48%
Cap/Depr(5y)89.56%
Cap/Sales(3y)9.57%
Cap/Sales(5y)9.49%
Profit Quality(3y)109.64%
Profit Quality(5y)86.49%
High Growth Momentum
Growth
EPS 1Y (TTM)32.07%
EPS 3Y34.72%
EPS 5Y20.43%
EPS Q2Q%-18.08%
EPS Next Y-1.27%
EPS Next 2Y-4.22%
EPS Next 3Y0.65%
EPS Next 5YN/A
Revenue 1Y (TTM)1.96%
Revenue growth 3Y8.47%
Revenue growth 5Y19.22%
Sales Q2Q%-4.8%
Revenue Next Year8.02%
Revenue Next 2Y9.66%
Revenue Next 3Y6.86%
Revenue Next 5YN/A
EBIT growth 1Y24.64%
EBIT growth 3Y34.4%
EBIT growth 5Y33.34%
EBIT Next Year61.11%
EBIT Next 3Y20.28%
EBIT Next 5YN/A
FCF growth 1Y17.15%
FCF growth 3Y40.14%
FCF growth 5Y7.49%
OCF growth 1Y2.25%
OCF growth 3Y23.09%
OCF growth 5Y6.92%

HAL TRUST / HAL.AS Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for HAL TRUST?

ChartMill assigns a fundamental rating of 5 / 10 to HAL.AS.


What is the valuation status of HAL TRUST (HAL.AS) stock?

ChartMill assigns a valuation rating of 5 / 10 to HAL TRUST (HAL.AS). This can be considered as Fairly Valued.


How profitable is HAL TRUST (HAL.AS) stock?

HAL TRUST (HAL.AS) has a profitability rating of 6 / 10.


What are the PE and PB ratios of HAL TRUST (HAL.AS) stock?

The Price/Earnings (PE) ratio for HAL TRUST (HAL.AS) is 9.56 and the Price/Book (PB) ratio is 0.98.


What is the earnings growth outlook for HAL TRUST?

The Earnings per Share (EPS) of HAL TRUST (HAL.AS) is expected to decline by -1.27% in the next year.