GOLDMAN SACHS BDC INC (GSBD) Fundamental Analysis & Valuation

NYSE:GSBD • US38147U1079

Current stock price

9.235 USD
+0.21 (+2.27%)
Last:

This GSBD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. GSBD Profitability Analysis

1.1 Basic Checks

  • GSBD had positive earnings in the past year.
  • GSBD had a positive operating cash flow in the past year.
  • GSBD had positive earnings in each of the past 5 years.
  • GSBD had a positive operating cash flow in 4 of the past 5 years.
GSBD Yearly Net Income VS EBIT VS OCF VS FCFGSBD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

1.2 Ratios

  • GSBD's Return On Assets of 3.53% is in line compared to the rest of the industry. GSBD outperforms 58.58% of its industry peers.
  • The Return On Equity of GSBD (8.38%) is comparable to the rest of the industry.
  • GSBD has a better Return On Invested Capital (4.35%) than 63.60% of its industry peers.
  • GSBD had an Average Return On Invested Capital over the past 3 years of 5.25%. This is in line with the industry average of 7.24%.
Industry RankSector Rank
ROA 3.53%
ROE 8.38%
ROIC 4.35%
ROA(3y)3.61%
ROA(5y)3.56%
ROE(3y)8.2%
ROE(5y)8.04%
ROIC(3y)5.25%
ROIC(5y)5.25%
GSBD Yearly ROA, ROE, ROICGSBD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • GSBD's Profit Margin of 32.63% is fine compared to the rest of the industry. GSBD outperforms 78.66% of its industry peers.
  • In the last couple of years the Profit Margin of GSBD has declined.
  • GSBD has a better Operating Margin (49.67%) than 89.12% of its industry peers.
  • GSBD's Operating Margin has declined in the last couple of years.
  • With a decent Gross Margin value of 52.25%, GSBD is doing good in the industry, outperforming 60.25% of the companies in the same industry.
  • In the last couple of years the Gross Margin of GSBD has declined.
Industry RankSector Rank
OM 49.67%
PM (TTM) 32.63%
GM 52.25%
OM growth 3Y-8.08%
OM growth 5Y-4.8%
PM growth 3Y28.48%
PM growth 5Y-20.35%
GM growth 3Y-7.78%
GM growth 5Y-4.67%
GSBD Yearly Profit, Operating, Gross MarginsGSBD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80 100

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2

2. GSBD Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for GSBD has been reduced compared to 1 year ago.
  • GSBD has more shares outstanding than it did 5 years ago.
  • GSBD has a worse debt/assets ratio than last year.
GSBD Yearly Shares OutstandingGSBD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
GSBD Yearly Total Debt VS Total AssetsGSBD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • Based on the Altman-Z score of 0.39, we must say that GSBD is in the distress zone and has some risk of bankruptcy.
  • GSBD has a worse Altman-Z score (0.39) than 63.60% of its industry peers.
  • The Debt to FCF ratio of GSBD is 5.77, which is a neutral value as it means it would take GSBD, 5.77 years of fcf income to pay off all of its debts.
  • GSBD's Debt to FCF ratio of 5.77 is fine compared to the rest of the industry. GSBD outperforms 64.85% of its industry peers.
  • A Debt/Equity ratio of 1.32 is on the high side and indicates that GSBD has dependencies on debt financing.
  • GSBD has a Debt to Equity ratio of 1.32. This is in the lower half of the industry: GSBD underperforms 66.11% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.32
Debt/FCF 5.77
Altman-Z 0.39
ROIC/WACCN/A
WACCN/A
GSBD Yearly LT Debt VS Equity VS FCFGSBD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

2.3 Liquidity

  • GSBD has a Current Ratio of 0.53. This is a bad value and indicates that GSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • GSBD has a worse Current ratio (0.53) than 74.48% of its industry peers.
  • GSBD has a Quick Ratio of 0.53. This is a bad value and indicates that GSBD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.53, GSBD is doing worse than 74.48% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.53
Quick Ratio 0.53
GSBD Yearly Current Assets VS Current LiabilitesGSBD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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1

3. GSBD Growth Analysis

3.1 Past

  • GSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.31%.
  • GSBD shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.02% yearly.
  • The Revenue for GSBD has decreased by -15.84% in the past year. This is quite bad
  • GSBD shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 16.14% yearly.
EPS 1Y (TTM)-28.31%
EPS 3Y-9.24%
EPS 5Y-3.02%
EPS Q2Q%-22.92%
Revenue 1Y (TTM)-15.84%
Revenue growth 3Y0.75%
Revenue growth 5Y16.14%
Sales Q2Q%-34.92%

3.2 Future

  • The Earnings Per Share is expected to decrease by -11.14% on average over the next years. This is quite bad
  • Based on estimates for the next years, GSBD will show a decrease in Revenue. The Revenue will decrease by -6.22% on average per year.
EPS Next Y-16.06%
EPS Next 2Y-11.34%
EPS Next 3Y-11.14%
EPS Next 5YN/A
Revenue Next Year-11.93%
Revenue Next 2Y-8.04%
Revenue Next 3Y-6.22%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GSBD Yearly Revenue VS EstimatesGSBD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 100M 200M 300M 400M
GSBD Yearly EPS VS EstimatesGSBD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2

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6

4. GSBD Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 5.88 indicates a rather cheap valuation of GSBD.
  • GSBD's Price/Earnings ratio is rather cheap when compared to the industry. GSBD is cheaper than 86.61% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.17. GSBD is valued rather cheaply when compared to this.
  • GSBD is valuated cheaply with a Price/Forward Earnings ratio of 7.01.
  • 86.61% of the companies in the same industry are more expensive than GSBD, based on the Price/Forward Earnings ratio.
  • GSBD is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.05, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 5.88
Fwd PE 7.01
GSBD Price Earnings VS Forward Price EarningsGSBD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 89.54% of the companies in the same industry are more expensive than GSBD, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.19
EV/EBITDA N/A
GSBD Per share dataGSBD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • GSBD's earnings are expected to decrease with -11.14% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.34%
EPS Next 3Y-11.14%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. GSBD Dividend Analysis

5.1 Amount

  • GSBD has a Yearly Dividend Yield of 14.24%, which is a nice return.
  • GSBD's Dividend Yield is rather good when compared to the industry average which is at 6.90. GSBD pays more dividend than 83.26% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, GSBD pays a better dividend.
Industry RankSector Rank
Dividend Yield 14.24%

5.2 History

  • The dividend of GSBD decreases each year by -0.20%.
  • GSBD has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GSBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-0.2%
Div Incr Years1
Div Non Decr Years3
GSBD Yearly Dividends per shareGSBD Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 195.79% of the earnings are spent on dividend by GSBD. This is not a sustainable payout ratio.
  • The Dividend Rate of GSBD has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP195.79%
EPS Next 2Y-11.34%
EPS Next 3Y-11.14%
GSBD Yearly Income VS Free CF VS DividendGSBD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
GSBD Dividend Payout.GSBD Dividend Payout, showing the Payout Ratio.GSBD Dividend Payout.PayoutRetained Earnings

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GSBD Fundamentals: All Metrics, Ratios and Statistics

GOLDMAN SACHS BDC INC

NYSE:GSBD (4/6/2026, 3:23:51 PM)

9.235

+0.21 (+2.27%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-26
Earnings (Next)04-30
Inst Owners34.15%
Inst Owner Change0%
Ins Owners0.15%
Ins Owner Change0.17%
Market Cap1.04B
Revenue(TTM)365.57M
Net Income(TTM)119.27M
Analysts48
Price Target9.31 (0.81%)
Short Float %4.24%
Short Ratio3.04
Dividend
Industry RankSector Rank
Dividend Yield 14.24%
Yearly Dividend2.03
Dividend Growth(5Y)-0.2%
DP195.79%
Div Incr Years1
Div Non Decr Years3
Ex-Date03-31
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.88%
Min EPS beat(2)3.05%
Max EPS beat(2)6.71%
EPS beat(4)2
Avg EPS beat(4)0.1%
Min EPS beat(4)-5.68%
Max EPS beat(4)6.71%
EPS beat(8)4
Avg EPS beat(8)0.77%
EPS beat(12)6
Avg EPS beat(12)-0.07%
EPS beat(16)9
Avg EPS beat(16)2.73%
Revenue beat(2)0
Avg Revenue beat(2)-13.12%
Min Revenue beat(2)-24.21%
Max Revenue beat(2)-2.03%
Revenue beat(4)0
Avg Revenue beat(4)-11.02%
Min Revenue beat(4)-24.21%
Max Revenue beat(4)-2.03%
Revenue beat(8)0
Avg Revenue beat(8)-7.81%
Revenue beat(12)2
Avg Revenue beat(12)-6.43%
Revenue beat(16)4
Avg Revenue beat(16)-5.41%
PT rev (1m)-9.32%
PT rev (3m)-9.32%
EPS NQ rev (1m)-11.59%
EPS NQ rev (3m)-11.59%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)-1.31%
Revenue NQ rev (3m)-1.31%
Revenue NY rev (1m)-0.66%
Revenue NY rev (3m)-0.66%
Valuation
Industry RankSector Rank
PE 5.88
Fwd PE 7.01
P/S 2.84
P/FCF 3.19
P/OCF 3.19
P/B 0.73
P/tB 0.73
EV/EBITDA N/A
EPS(TTM)1.57
EY17%
EPS(NY)1.32
Fwd EY14.27%
FCF(TTM)2.89
FCFY31.33%
OCF(TTM)2.89
OCFY31.33%
SpS3.25
BVpS12.64
TBVpS12.64
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.13
Profitability
Industry RankSector Rank
ROA 3.53%
ROE 8.38%
ROCE 5.5%
ROIC 4.35%
ROICexc 4.4%
ROICexgc 4.41%
OM 49.67%
PM (TTM) 32.63%
GM 52.25%
FCFM 89.09%
ROA(3y)3.61%
ROA(5y)3.56%
ROE(3y)8.2%
ROE(5y)8.04%
ROIC(3y)5.25%
ROIC(5y)5.25%
ROICexc(3y)5.33%
ROICexc(5y)5.33%
ROICexgc(3y)5.33%
ROICexgc(5y)5.33%
ROCE(3y)6.64%
ROCE(5y)6.65%
ROICexgc growth 3Y-5.35%
ROICexgc growth 5Y10.24%
ROICexc growth 3Y-5.37%
ROICexc growth 5Y10.24%
OM growth 3Y-8.08%
OM growth 5Y-4.8%
PM growth 3Y28.48%
PM growth 5Y-20.35%
GM growth 3Y-7.78%
GM growth 5Y-4.67%
F-Score5
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.32
Debt/FCF 5.77
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.9
Cash Conversion N/A
Profit Quality 273.07%
Current Ratio 0.53
Quick Ratio 0.53
Altman-Z 0.39
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)143.5%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.31%
EPS 3Y-9.24%
EPS 5Y-3.02%
EPS Q2Q%-22.92%
EPS Next Y-16.06%
EPS Next 2Y-11.34%
EPS Next 3Y-11.14%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.84%
Revenue growth 3Y0.75%
Revenue growth 5Y16.14%
Sales Q2Q%-34.92%
Revenue Next Year-11.93%
Revenue Next 2Y-8.04%
Revenue Next 3Y-6.22%
Revenue Next 5YN/A
EBIT growth 1Y-28.11%
EBIT growth 3Y-7.39%
EBIT growth 5Y10.56%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y13155.3%
FCF growth 3Y128.22%
FCF growth 5Y14.46%
OCF growth 1Y13155.3%
OCF growth 3Y128.22%
OCF growth 5Y14.46%

GOLDMAN SACHS BDC INC / GSBD Fundamental Analysis FAQ

What is the fundamental rating for GSBD stock?

ChartMill assigns a fundamental rating of 3 / 10 to GSBD.


What is the valuation status of GOLDMAN SACHS BDC INC (GSBD) stock?

ChartMill assigns a valuation rating of 6 / 10 to GOLDMAN SACHS BDC INC (GSBD). This can be considered as Fairly Valued.


What is the profitability of GSBD stock?

GOLDMAN SACHS BDC INC (GSBD) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for GSBD stock?

The Price/Earnings (PE) ratio for GOLDMAN SACHS BDC INC (GSBD) is 5.88 and the Price/Book (PB) ratio is 0.73.


How sustainable is the dividend of GOLDMAN SACHS BDC INC (GSBD) stock?

The dividend rating of GOLDMAN SACHS BDC INC (GSBD) is 5 / 10 and the dividend payout ratio is 195.79%.