GOLDMAN SACHS BDC INC (GSBD) Stock Fundamental Analysis

NYSE:GSBD • US38147U1079

9.29 USD
+0.05 (+0.54%)
At close: Feb 18, 2026
9.29 USD
0 (0%)
After Hours: 2/18/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

GSBD gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 237 industry peers in the Capital Markets industry. GSBD has a medium profitability rating, but doesn't score so well on its financial health evaluation. GSBD is valued quite cheap, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • GSBD had positive earnings in the past year.
  • In the past year GSBD had a positive cash flow from operations.
  • GSBD had positive earnings in each of the past 5 years.
  • GSBD had a positive operating cash flow in 4 of the past 5 years.
GSBD Yearly Net Income VS EBIT VS OCF VS FCFGSBD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.93%, GSBD is in the better half of the industry, outperforming 60.34% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 9.15%, GSBD is in line with its industry, outperforming 54.85% of the companies in the same industry.
  • GSBD has a better Return On Invested Capital (4.69%) than 62.87% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GSBD is in line with the industry average of 7.29%.
Industry RankSector Rank
ROA 3.93%
ROE 9.15%
ROIC 4.69%
ROA(3y)2.95%
ROA(5y)3.91%
ROE(3y)6.63%
ROE(5y)8.54%
ROIC(3y)5.51%
ROIC(5y)4.92%
GSBD Yearly ROA, ROE, ROICGSBD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • GSBD has a Profit Margin of 34.72%. This is in the better half of the industry: GSBD outperforms 79.75% of its industry peers.
  • GSBD's Profit Margin has declined in the last couple of years.
  • GSBD has a better Operating Margin (51.12%) than 89.45% of its industry peers.
  • In the last couple of years the Operating Margin of GSBD has remained more or less at the same level.
  • GSBD has a better Gross Margin (53.81%) than 61.60% of its industry peers.
  • In the last couple of years the Gross Margin of GSBD has remained more or less at the same level.
Industry RankSector Rank
OM 51.12%
PM (TTM) 34.72%
GM 53.81%
OM growth 3Y-5.28%
OM growth 5Y1.45%
PM growth 3Y-36.09%
PM growth 5Y-10%
GM growth 3Y-4.71%
GM growth 5Y1.34%
GSBD Yearly Profit, Operating, Gross MarginsGSBD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80 100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • GSBD has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for GSBD has been increased compared to 5 years ago.
  • The debt/assets ratio for GSBD is higher compared to a year ago.
GSBD Yearly Shares OutstandingGSBD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
GSBD Yearly Total Debt VS Total AssetsGSBD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

  • Based on the Altman-Z score of 0.46, we must say that GSBD is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of 0.46, GSBD is not doing good in the industry: 61.18% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of GSBD is 5.00, which is a neutral value as it means it would take GSBD, 5.00 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of GSBD (5.00) is better than 70.46% of its industry peers.
  • A Debt/Equity ratio of 1.27 is on the high side and indicates that GSBD has dependencies on debt financing.
  • GSBD has a worse Debt to Equity ratio (1.27) than 64.13% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF 5
Altman-Z 0.46
ROIC/WACCN/A
WACCN/A
GSBD Yearly LT Debt VS Equity VS FCFGSBD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

  • A Current Ratio of 1.34 indicates that GSBD should not have too much problems paying its short term obligations.
  • GSBD has a Current ratio of 1.34. This is in the better half of the industry: GSBD outperforms 63.29% of its industry peers.
  • GSBD has a Quick Ratio of 1.34. This is a normal value and indicates that GSBD is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 1.34, GSBD is doing good in the industry, outperforming 63.71% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.34
Quick Ratio 1.34
GSBD Yearly Current Assets VS Current LiabilitesGSBD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • GSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.66%.
  • Measured over the past 5 years, GSBD shows a small growth in Earnings Per Share. The EPS has been growing by 2.14% on average per year.
  • Looking at the last year, GSBD shows a very negative growth in Revenue. The Revenue has decreased by -14.05% in the last year.
  • GSBD shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 24.15% yearly.
EPS 1Y (TTM)-25.66%
EPS 3Y4.48%
EPS 5Y2.14%
EPS Q2Q%-31.03%
Revenue 1Y (TTM)-14.05%
Revenue growth 3Y7.77%
Revenue growth 5Y24.15%
Sales Q2Q%-17.04%

3.2 Future

  • Based on estimates for the next years, GSBD will show a very negative growth in Earnings Per Share. The EPS will decrease by -17.40% on average per year.
  • The Revenue is expected to decrease by -10.41% on average over the next years. This is quite bad
EPS Next Y-31.44%
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
EPS Next 5YN/A
Revenue Next Year-15.62%
Revenue Next 2Y-13.51%
Revenue Next 3Y-10.41%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
GSBD Yearly Revenue VS EstimatesGSBD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M
GSBD Yearly EPS VS EstimatesGSBD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 5.53, which indicates a rather cheap valuation of GSBD.
  • 87.76% of the companies in the same industry are more expensive than GSBD, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of GSBD to the average of the S&P500 Index (27.27), we can say GSBD is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 7.05, the valuation of GSBD can be described as very cheap.
  • GSBD's Price/Forward Earnings ratio is rather cheap when compared to the industry. GSBD is cheaper than 88.61% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of GSBD to the average of the S&P500 Index (28.16), we can say GSBD is valued rather cheaply.
Industry RankSector Rank
PE 5.53
Fwd PE 7.05
GSBD Price Earnings VS Forward Price EarningsGSBD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, GSBD is valued cheaply inside the industry as 89.87% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 2.88
EV/EBITDA N/A
GSBD Per share dataGSBD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The decent profitability rating of GSBD may justify a higher PE ratio.
  • GSBD's earnings are expected to decrease with -17.40% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)2.58
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 13.60%, GSBD is a good candidate for dividend investing.
  • GSBD's Dividend Yield is rather good when compared to the industry average which is at 6.04. GSBD pays more dividend than 86.92% of the companies in the same industry.
  • GSBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 13.6%

5.2 History

  • The dividend of GSBD has a limited annual growth rate of 0.10%.
  • GSBD has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of GSBD decreased in the last 3 years.
Dividend Growth(5Y)0.1%
Div Incr Years0
Div Non Decr Years2
GSBD Yearly Dividends per shareGSBD Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • GSBD pays out 169.14% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of GSBD has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP169.14%
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
GSBD Yearly Income VS Free CF VS DividendGSBD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M
GSBD Dividend Payout.GSBD Dividend Payout, showing the Payout Ratio.GSBD Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

GOLDMAN SACHS BDC INC

NYSE:GSBD (2/18/2026, 8:04:00 PM)

After market: 9.29 0 (0%)

9.29

+0.05 (+0.54%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06
Earnings (Next)02-26
Inst Owners33.64%
Inst Owner Change2.37%
Ins Owners0.15%
Ins Owner Change0.17%
Market Cap1.06B
Revenue(TTM)383.31M
Net Income(TTM)133.09M
Analysts48
Price Target10.26 (10.44%)
Short Float %2.33%
Short Ratio1.74
Dividend
Industry RankSector Rank
Dividend Yield 13.6%
Yearly Dividend1.74
Dividend Growth(5Y)0.1%
DP169.14%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.51%
Min EPS beat(2)-5.68%
Max EPS beat(2)6.71%
EPS beat(4)1
Avg EPS beat(4)-2.02%
Min EPS beat(4)-5.68%
Max EPS beat(4)6.71%
EPS beat(8)3
Avg EPS beat(8)-0.17%
EPS beat(12)6
Avg EPS beat(12)1.63%
EPS beat(16)8
Avg EPS beat(16)2.43%
Revenue beat(2)0
Avg Revenue beat(2)-6.53%
Min Revenue beat(2)-11.03%
Max Revenue beat(2)-2.03%
Revenue beat(4)0
Avg Revenue beat(4)-5.55%
Min Revenue beat(4)-11.03%
Max Revenue beat(4)-2.03%
Revenue beat(8)1
Avg Revenue beat(8)-4.43%
Revenue beat(12)3
Avg Revenue beat(12)-3.98%
Revenue beat(16)4
Avg Revenue beat(16)-4.52%
PT rev (1m)0%
PT rev (3m)-7.82%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.22%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.32%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.75%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.03%
Valuation
Industry RankSector Rank
PE 5.53
Fwd PE 7.05
P/S 2.77
P/FCF 2.88
P/OCF 2.88
P/B 0.73
P/tB 0.73
EV/EBITDA N/A
EPS(TTM)1.68
EY18.08%
EPS(NY)1.32
Fwd EY14.19%
FCF(TTM)3.23
FCFY34.78%
OCF(TTM)3.23
OCFY34.78%
SpS3.36
BVpS12.75
TBVpS12.75
PEG (NY)N/A
PEG (5Y)2.58
Graham Number21.95
Profitability
Industry RankSector Rank
ROA 3.93%
ROE 9.15%
ROCE 5.94%
ROIC 4.69%
ROICexc 4.86%
ROICexgc 4.86%
OM 51.12%
PM (TTM) 34.72%
GM 53.81%
FCFM 96.18%
ROA(3y)2.95%
ROA(5y)3.91%
ROE(3y)6.63%
ROE(5y)8.54%
ROIC(3y)5.51%
ROIC(5y)4.92%
ROICexc(3y)5.59%
ROICexc(5y)4.99%
ROICexgc(3y)5.6%
ROICexgc(5y)4.99%
ROCE(3y)6.97%
ROCE(5y)6.23%
ROICexgc growth 3Y2.08%
ROICexgc growth 5Y5.75%
ROICexc growth 3Y2.1%
ROICexc growth 5Y5.76%
OM growth 3Y-5.28%
OM growth 5Y1.45%
PM growth 3Y-36.09%
PM growth 5Y-10%
GM growth 3Y-4.71%
GM growth 5Y1.34%
F-Score6
Asset Turnover0.11
Health
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF 5
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.98
Cash Conversion N/A
Profit Quality 277.01%
Current Ratio 1.34
Quick Ratio 1.34
Altman-Z 0.46
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)69.08%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.66%
EPS 3Y4.48%
EPS 5Y2.14%
EPS Q2Q%-31.03%
EPS Next Y-31.44%
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
EPS Next 5YN/A
Revenue 1Y (TTM)-14.05%
Revenue growth 3Y7.77%
Revenue growth 5Y24.15%
Sales Q2Q%-17.04%
Revenue Next Year-15.62%
Revenue Next 2Y-13.51%
Revenue Next 3Y-10.41%
Revenue Next 5YN/A
EBIT growth 1Y-24%
EBIT growth 3Y2.08%
EBIT growth 5Y25.94%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y3.85%
OCF growth 3YN/A
OCF growth 5YN/A

GOLDMAN SACHS BDC INC / GSBD FAQ

What is the fundamental rating for GSBD stock?

ChartMill assigns a fundamental rating of 5 / 10 to GSBD.


What is the valuation status of GOLDMAN SACHS BDC INC (GSBD) stock?

ChartMill assigns a valuation rating of 7 / 10 to GOLDMAN SACHS BDC INC (GSBD). This can be considered as Undervalued.


How profitable is GOLDMAN SACHS BDC INC (GSBD) stock?

GOLDMAN SACHS BDC INC (GSBD) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for GSBD stock?

The Price/Earnings (PE) ratio for GOLDMAN SACHS BDC INC (GSBD) is 5.53 and the Price/Book (PB) ratio is 0.73.


How financially healthy is GOLDMAN SACHS BDC INC?

The financial health rating of GOLDMAN SACHS BDC INC (GSBD) is 3 / 10.