GOLDMAN SACHS BDC INC (GSBD) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:GSBD • US38147U1079
9.42 USD
+0.02 (+0.21%)
At close: Jan 30, 2026
9.42 USD
0 (0%)
After Hours: 1/30/2026, 8:04:00 PM
GSBD gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. GSBD has a medium profitability rating, but doesn't score so well on its financial health evaluation. GSBD is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year GSBD was profitable.
- GSBD had a positive operating cash flow in the past year.
- In the past 5 years GSBD has always been profitable.
- Of the past 5 years GSBD 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 3.93%, GSBD is in line with its industry, outperforming 59.92% of the companies in the same industry.
- The Return On Equity of GSBD (9.15%) is comparable to the rest of the industry.
- With a decent Return On Invested Capital value of 4.69%, GSBD is doing good in the industry, outperforming 62.87% of the companies in the same industry.
- GSBD had an Average Return On Invested Capital over the past 3 years of 5.51%. This is in line with the industry average of 7.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.93% | ||
| ROE | 9.15% | ||
| ROIC | 4.69% |
ROA(3y)2.95%
ROA(5y)3.91%
ROE(3y)6.63%
ROE(5y)8.54%
ROIC(3y)5.51%
ROIC(5y)4.92%
1.3 Margins
- GSBD has a better Profit Margin (34.72%) than 80.17% of its industry peers.
- GSBD's Profit Margin has declined in the last couple of years.
- Looking at the Operating Margin, with a value of 51.12%, GSBD belongs to the top of the industry, outperforming 89.45% of the companies in the same industry.
- In the last couple of years the Operating Margin of GSBD has remained more or less at the same level.
- GSBD's Gross Margin of 53.81% is fine compared to the rest of the industry. GSBD outperforms 62.45% of its industry peers.
- GSBD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.12% | ||
| PM (TTM) | 34.72% | ||
| GM | 53.81% |
OM growth 3Y-5.28%
OM growth 5Y1.45%
PM growth 3Y-36.09%
PM growth 5Y-10%
GM growth 3Y-4.71%
GM growth 5Y1.34%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, GSBD has more shares outstanding
- The number of shares outstanding for GSBD has been increased compared to 5 years ago.
- The debt/assets ratio for GSBD is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.46, we must say that GSBD is in the distress zone and has some risk of bankruptcy.
- GSBD has a worse Altman-Z score (0.46) than 62.03% of its industry peers.
- The Debt to FCF ratio of GSBD is 5.00, which is a neutral value as it means it would take GSBD, 5.00 years of fcf income to pay off all of its debts.
- GSBD has a Debt to FCF ratio of 5.00. This is in the better half of the industry: GSBD outperforms 70.89% of its industry peers.
- A Debt/Equity ratio of 1.27 is on the high side and indicates that GSBD has dependencies on debt financing.
- GSBD's Debt to Equity ratio of 1.27 is on the low side compared to the rest of the industry. GSBD is outperformed by 63.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.27 | ||
| Debt/FCF | 5 | ||
| Altman-Z | 0.46 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.34 indicates that GSBD should not have too much problems paying its short term obligations.
- GSBD has a Current ratio of 1.34. This is in the better half of the industry: GSBD outperforms 64.14% of its industry peers.
- GSBD has a Quick Ratio of 1.34. This is a normal value and indicates that GSBD is financially healthy and should not expect problems in meeting its short term obligations.
- GSBD has a better Quick ratio (1.34) than 64.56% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 1.34 |
3. Growth
3.1 Past
- GSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.66%.
- GSBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.14% yearly.
- Looking at the last year, GSBD shows a very negative growth in Revenue. The Revenue has decreased by -14.05% in the last year.
- GSBD shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 24.15% yearly.
EPS 1Y (TTM)-25.66%
EPS 3Y4.48%
EPS 5Y2.14%
EPS Q2Q%-31.03%
Revenue 1Y (TTM)-14.05%
Revenue growth 3Y7.77%
Revenue growth 5Y24.15%
Sales Q2Q%-17.04%
3.2 Future
- Based on estimates for the next years, GSBD will show a very negative growth in Earnings Per Share. The EPS will decrease by -17.40% on average per year.
- GSBD is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -10.41% yearly.
EPS Next Y-31.44%
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
EPS Next 5YN/A
Revenue Next Year-15.62%
Revenue Next 2Y-13.51%
Revenue Next 3Y-10.41%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 5.61, the valuation of GSBD can be described as very cheap.
- GSBD's Price/Earnings ratio is rather cheap when compared to the industry. GSBD is cheaper than 88.19% of the companies in the same industry.
- GSBD is valuated cheaply when we compare the Price/Earnings ratio to 28.32, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 7.15, the valuation of GSBD can be described as very cheap.
- Based on the Price/Forward Earnings ratio, GSBD is valued cheaply inside the industry as 88.19% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, GSBD is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.61 | ||
| Fwd PE | 7.15 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, GSBD is valued cheaper than 90.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.92 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- GSBD has a very decent profitability rating, which may justify a higher PE ratio.
- A cheap valuation may be justified as GSBD's earnings are expected to decrease with -17.40% in the coming years.
PEG (NY)N/A
PEG (5Y)2.62
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
5. Dividend
5.1 Amount
- GSBD has a Yearly Dividend Yield of 13.62%, which is a nice return.
- Compared to an average industry Dividend Yield of 6.02, GSBD pays a better dividend. On top of this GSBD pays more dividend than 86.50% of the companies listed in the same industry.
- GSBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.62% |
5.2 History
- The dividend of GSBD has a limited annual growth rate of 0.10%.
- GSBD has been paying a dividend for at least 10 years, so it has a reliable track record.
- GSBD has decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.1%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- GSBD pays out 169.14% of its income as dividend. This is not a sustainable payout ratio.
- GSBD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP169.14%
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
GOLDMAN SACHS BDC INC / GSBD FAQ
What is the fundamental rating for GSBD stock?
ChartMill assigns a fundamental rating of 5 / 10 to GSBD.
What is the valuation status of GOLDMAN SACHS BDC INC (GSBD) stock?
ChartMill assigns a valuation rating of 7 / 10 to GOLDMAN SACHS BDC INC (GSBD). This can be considered as Undervalued.
How profitable is GOLDMAN SACHS BDC INC (GSBD) stock?
GOLDMAN SACHS BDC INC (GSBD) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for GSBD stock?
The Price/Earnings (PE) ratio for GOLDMAN SACHS BDC INC (GSBD) is 5.61 and the Price/Book (PB) ratio is 0.74.
How financially healthy is GOLDMAN SACHS BDC INC?
The financial health rating of GOLDMAN SACHS BDC INC (GSBD) is 3 / 10.