GOLDMAN SACHS BDC INC (GSBD) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:GSBD - US38147U1079 - Common Stock
9.3 USD
-0.13 (-1.38%)
9.32 USD
+0.02 (+0.22%)
GSBD gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. GSBD has a medium profitability rating, but doesn't score so well on its financial health evaluation. GSBD is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year GSBD was profitable.
- GSBD had a positive operating cash flow in the past year.
- In the past 5 years GSBD has always been profitable.
- GSBD had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- GSBD has a Return On Assets of 3.93%. This is in the better half of the industry: GSBD outperforms 64.14% of its industry peers.
- The Return On Equity of GSBD (9.15%) is comparable to the rest of the industry.
- GSBD's Return On Invested Capital of 4.69% is fine compared to the rest of the industry. GSBD outperforms 63.71% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for GSBD is in line with the industry average of 7.15%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.93% | ||
| ROE | 9.15% | ||
| ROIC | 4.69% |
ROA(3y)2.95%
ROA(5y)3.91%
ROE(3y)6.63%
ROE(5y)8.54%
ROIC(3y)5.51%
ROIC(5y)4.92%
1.3 Margins
- With an excellent Profit Margin value of 34.72%, GSBD belongs to the best of the industry, outperforming 80.59% of the companies in the same industry.
- In the last couple of years the Profit Margin of GSBD has declined.
- The Operating Margin of GSBD (51.12%) is better than 89.45% of its industry peers.
- In the last couple of years the Operating Margin of GSBD has remained more or less at the same level.
- The Gross Margin of GSBD (53.81%) is better than 63.29% of its industry peers.
- GSBD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.12% | ||
| PM (TTM) | 34.72% | ||
| GM | 53.81% |
OM growth 3Y-5.28%
OM growth 5Y1.45%
PM growth 3Y-36.09%
PM growth 5Y-10%
GM growth 3Y-4.71%
GM growth 5Y1.34%
2. Health
2.1 Basic Checks
- The number of shares outstanding for GSBD has been increased compared to 1 year ago.
- Compared to 5 years ago, GSBD has more shares outstanding
- GSBD has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.46, we must say that GSBD is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of GSBD (0.46) is worse than 61.60% of its industry peers.
- GSBD has a debt to FCF ratio of 5.00. This is a neutral value as GSBD would need 5.00 years to pay back of all of its debts.
- The Debt to FCF ratio of GSBD (5.00) is better than 71.31% of its industry peers.
- GSBD has a Debt/Equity ratio of 1.27. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of GSBD (1.27) is worse than 63.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.27 | ||
| Debt/FCF | 5 | ||
| Altman-Z | 0.46 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 1.34 indicates that GSBD should not have too much problems paying its short term obligations.
- With a decent Current ratio value of 1.34, GSBD is doing good in the industry, outperforming 61.60% of the companies in the same industry.
- A Quick Ratio of 1.34 indicates that GSBD should not have too much problems paying its short term obligations.
- GSBD's Quick ratio of 1.34 is fine compared to the rest of the industry. GSBD outperforms 65.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.34 | ||
| Quick Ratio | 1.34 |
3. Growth
3.1 Past
- GSBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -25.66%.
- GSBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.14% yearly.
- Looking at the last year, GSBD shows a very negative growth in Revenue. The Revenue has decreased by -14.05% in the last year.
- Measured over the past years, GSBD shows a very strong growth in Revenue. The Revenue has been growing by 24.15% on average per year.
EPS 1Y (TTM)-25.66%
EPS 3Y4.48%
EPS 5Y2.14%
EPS Q2Q%-31.03%
Revenue 1Y (TTM)-14.05%
Revenue growth 3Y7.77%
Revenue growth 5Y24.15%
Sales Q2Q%-17.04%
3.2 Future
- The Earnings Per Share is expected to decrease by -17.40% on average over the next years. This is quite bad
- GSBD is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -10.41% yearly.
EPS Next Y-31.44%
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
EPS Next 5YN/A
Revenue Next Year-15.62%
Revenue Next 2Y-13.51%
Revenue Next 3Y-10.41%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- GSBD is valuated cheaply with a Price/Earnings ratio of 5.54.
- Based on the Price/Earnings ratio, GSBD is valued cheaply inside the industry as 92.83% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 27.38, GSBD is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 7.06, the valuation of GSBD can be described as very cheap.
- GSBD's Price/Forward Earnings ratio is rather cheap when compared to the industry. GSBD is cheaper than 88.61% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. GSBD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.54 | ||
| Fwd PE | 7.06 |
4.2 Price Multiples
- 90.72% of the companies in the same industry are more expensive than GSBD, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.88 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The decent profitability rating of GSBD may justify a higher PE ratio.
- A cheap valuation may be justified as GSBD's earnings are expected to decrease with -17.40% in the coming years.
PEG (NY)N/A
PEG (5Y)2.59
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 13.57%, GSBD is a good candidate for dividend investing.
- GSBD's Dividend Yield is rather good when compared to the industry average which is at 6.10. GSBD pays more dividend than 86.50% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.85, GSBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.57% |
5.2 History
- The dividend of GSBD has a limited annual growth rate of 0.10%.
- GSBD has been paying a dividend for at least 10 years, so it has a reliable track record.
- GSBD has decreased its dividend in the last 3 years.
Dividend Growth(5Y)0.1%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- 169.14% of the earnings are spent on dividend by GSBD. This is not a sustainable payout ratio.
- GSBD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP169.14%
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
9.3
-0.13 (-1.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)02-25 2026-02-25/amc
Inst Owners33.64%
Inst Owner Change0.17%
Ins Owners0.15%
Ins Owner Change0.17%
Market Cap1.06B
Revenue(TTM)383.31M
Net Income(TTM)133.09M
Analysts48
Price Target10.26 (10.32%)
Short Float %1.5%
Short Ratio1.34
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.57% |
Yearly Dividend1.74
Dividend Growth(5Y)0.1%
DP169.14%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.51%
Min EPS beat(2)-5.68%
Max EPS beat(2)6.71%
EPS beat(4)1
Avg EPS beat(4)-2.02%
Min EPS beat(4)-5.68%
Max EPS beat(4)6.71%
EPS beat(8)3
Avg EPS beat(8)-0.17%
EPS beat(12)6
Avg EPS beat(12)1.63%
EPS beat(16)8
Avg EPS beat(16)2.43%
Revenue beat(2)0
Avg Revenue beat(2)-6.53%
Min Revenue beat(2)-11.03%
Max Revenue beat(2)-2.03%
Revenue beat(4)0
Avg Revenue beat(4)-5.55%
Min Revenue beat(4)-11.03%
Max Revenue beat(4)-2.03%
Revenue beat(8)1
Avg Revenue beat(8)-4.43%
Revenue beat(12)3
Avg Revenue beat(12)-3.98%
Revenue beat(16)4
Avg Revenue beat(16)-4.52%
PT rev (1m)1.47%
PT rev (3m)-7.82%
EPS NQ rev (1m)0.57%
EPS NQ rev (3m)-2.22%
EPS NY rev (1m)1.52%
EPS NY rev (3m)-3.32%
Revenue NQ rev (1m)0.94%
Revenue NQ rev (3m)-3.75%
Revenue NY rev (1m)0.27%
Revenue NY rev (3m)0.03%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.54 | ||
| Fwd PE | 7.06 | ||
| P/S | 2.77 | ||
| P/FCF | 2.88 | ||
| P/OCF | 2.88 | ||
| P/B | 0.73 | ||
| P/tB | 0.73 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.68
EY18.06%
EPS(NY)1.32
Fwd EY14.17%
FCF(TTM)3.23
FCFY34.74%
OCF(TTM)3.23
OCFY34.74%
SpS3.36
BVpS12.75
TBVpS12.75
PEG (NY)N/A
PEG (5Y)2.59
Graham Number21.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.93% | ||
| ROE | 9.15% | ||
| ROCE | 5.94% | ||
| ROIC | 4.69% | ||
| ROICexc | 4.86% | ||
| ROICexgc | 4.86% | ||
| OM | 51.12% | ||
| PM (TTM) | 34.72% | ||
| GM | 53.81% | ||
| FCFM | 96.18% |
ROA(3y)2.95%
ROA(5y)3.91%
ROE(3y)6.63%
ROE(5y)8.54%
ROIC(3y)5.51%
ROIC(5y)4.92%
ROICexc(3y)5.59%
ROICexc(5y)4.99%
ROICexgc(3y)5.6%
ROICexgc(5y)4.99%
ROCE(3y)6.97%
ROCE(5y)6.23%
ROICexgc growth 3Y2.08%
ROICexgc growth 5Y5.75%
ROICexc growth 3Y2.1%
ROICexc growth 5Y5.76%
OM growth 3Y-5.28%
OM growth 5Y1.45%
PM growth 3Y-36.09%
PM growth 5Y-10%
GM growth 3Y-4.71%
GM growth 5Y1.34%
F-Score6
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.27 | ||
| Debt/FCF | 5 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.98 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 277.01% | ||
| Current Ratio | 1.34 | ||
| Quick Ratio | 1.34 | ||
| Altman-Z | 0.46 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)69.08%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-25.66%
EPS 3Y4.48%
EPS 5Y2.14%
EPS Q2Q%-31.03%
EPS Next Y-31.44%
EPS Next 2Y-22.43%
EPS Next 3Y-17.4%
EPS Next 5YN/A
Revenue 1Y (TTM)-14.05%
Revenue growth 3Y7.77%
Revenue growth 5Y24.15%
Sales Q2Q%-17.04%
Revenue Next Year-15.62%
Revenue Next 2Y-13.51%
Revenue Next 3Y-10.41%
Revenue Next 5YN/A
EBIT growth 1Y-24%
EBIT growth 3Y2.08%
EBIT growth 5Y25.94%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y3.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y3.85%
OCF growth 3YN/A
OCF growth 5YN/A
GOLDMAN SACHS BDC INC / GSBD FAQ
What is the fundamental rating for GSBD stock?
ChartMill assigns a fundamental rating of 5 / 10 to GSBD.
What is the valuation status of GOLDMAN SACHS BDC INC (GSBD) stock?
ChartMill assigns a valuation rating of 7 / 10 to GOLDMAN SACHS BDC INC (GSBD). This can be considered as Undervalued.
How profitable is GOLDMAN SACHS BDC INC (GSBD) stock?
GOLDMAN SACHS BDC INC (GSBD) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for GSBD stock?
The Price/Earnings (PE) ratio for GOLDMAN SACHS BDC INC (GSBD) is 5.54 and the Price/Book (PB) ratio is 0.73.
How financially healthy is GOLDMAN SACHS BDC INC?
The financial health rating of GOLDMAN SACHS BDC INC (GSBD) is 3 / 10.