GLOBAL PAYMENTS INC (GPN) Fundamental Analysis & Valuation

NYSE:GPN • US37940X1028

Current stock price

72.36 USD
+0.4 (+0.56%)
At close:
72.36 USD
0 (0%)
After Hours:

This GPN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. GPN Profitability Analysis

1.1 Basic Checks

  • GPN had positive earnings in the past year.
  • In the past year GPN had a positive cash flow from operations.
  • In the past 5 years GPN has always been profitable.
  • In the past 5 years GPN always reported a positive cash flow from operatings.
GPN Yearly Net Income VS EBIT VS OCF VS FCFGPN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • GPN has a Return On Assets of 2.62%. This is in the better half of the industry: GPN outperforms 66.00% of its industry peers.
  • With a Return On Equity value of 6.12%, GPN perfoms like the industry average, outperforming 41.00% of the companies in the same industry.
  • The Return On Invested Capital of GPN (4.09%) is better than 62.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for GPN is below the industry average of 7.99%.
  • The 3 year average ROIC (4.03%) for GPN is below the current ROIC(4.09%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.62%
ROE 6.12%
ROIC 4.09%
ROA(3y)2.64%
ROA(5y)2.06%
ROE(3y)5.82%
ROE(5y)4.34%
ROIC(3y)4.03%
ROIC(5y)3.91%
GPN Yearly ROA, ROE, ROICGPN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • GPN's Profit Margin of 16.85% is fine compared to the rest of the industry. GPN outperforms 69.00% of its industry peers.
  • GPN's Profit Margin has improved in the last couple of years.
  • The Operating Margin of GPN (27.68%) is better than 77.00% of its industry peers.
  • In the last couple of years the Operating Margin of GPN has grown nicely.
  • GPN has a Gross Margin of 69.36%. This is in the better half of the industry: GPN outperforms 79.00% of its industry peers.
  • In the last couple of years the Gross Margin of GPN has grown nicely.
Industry RankSector Rank
OM 27.68%
PM (TTM) 16.85%
GM 69.36%
OM growth 3Y10.06%
OM growth 5Y11.89%
PM growth 3Y144.55%
PM growth 5Y18.2%
GM growth 3Y7.63%
GM growth 5Y7.19%
GPN Yearly Profit, Operating, Gross MarginsGPN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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4

2. GPN Health Analysis

2.1 Basic Checks

  • GPN has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • GPN has less shares outstanding than it did 1 year ago.
  • GPN has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, GPN has a worse debt to assets ratio.
GPN Yearly Shares OutstandingGPN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
GPN Yearly Total Debt VS Total AssetsGPN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 0.96, we must say that GPN is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of GPN (0.96) is comparable to the rest of the industry.
  • The Debt to FCF ratio of GPN is 10.70, which is on the high side as it means it would take GPN, 10.70 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 10.70, GPN perfoms like the industry average, outperforming 54.00% of the companies in the same industry.
  • A Debt/Equity ratio of 0.87 indicates that GPN is somewhat dependend on debt financing.
  • GPN's Debt to Equity ratio of 0.87 is in line compared to the rest of the industry. GPN outperforms 45.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF 10.7
Altman-Z 0.96
ROIC/WACC0.71
WACC5.79%
GPN Yearly LT Debt VS Equity VS FCFGPN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.3 Liquidity

  • A Current Ratio of 1.69 indicates that GPN should not have too much problems paying its short term obligations.
  • GPN has a better Current ratio (1.69) than 74.00% of its industry peers.
  • A Quick Ratio of 1.69 indicates that GPN should not have too much problems paying its short term obligations.
  • The Quick ratio of GPN (1.69) is better than 76.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.69
Quick Ratio 1.69
GPN Yearly Current Assets VS Current LiabilitesGPN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

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5

3. GPN Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.89% over the past year.
  • Measured over the past years, GPN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 13.83% on average per year.
  • Looking at the last year, GPN shows a very negative growth in Revenue. The Revenue has decreased by -17.78% in the last year.
  • GPN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.75% yearly.
EPS 1Y (TTM)5.89%
EPS 3Y9.44%
EPS 5Y13.83%
EPS Q2Q%7.8%
Revenue 1Y (TTM)-17.78%
Revenue growth 3Y-4.96%
Revenue growth 5Y0.75%
Sales Q2Q%1.37%

3.2 Future

  • The Earnings Per Share is expected to grow by 16.82% on average over the next years. This is quite good.
  • Based on estimates for the next years, GPN will show a quite strong growth in Revenue. The Revenue will grow by 9.96% on average per year.
EPS Next Y13.95%
EPS Next 2Y15.64%
EPS Next 3Y16.81%
EPS Next 5Y16.82%
Revenue Next Year34.07%
Revenue Next 2Y19.36%
Revenue Next 3Y13.93%
Revenue Next 5Y9.96%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GPN Yearly Revenue VS EstimatesGPN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
GPN Yearly EPS VS EstimatesGPN Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15 20 25

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8

4. GPN Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 5.92, the valuation of GPN can be described as very cheap.
  • 86.00% of the companies in the same industry are more expensive than GPN, based on the Price/Earnings ratio.
  • GPN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.51.
  • Based on the Price/Forward Earnings ratio of 5.19, the valuation of GPN can be described as very cheap.
  • GPN's Price/Forward Earnings ratio is rather cheap when compared to the industry. GPN is cheaper than 88.00% of the companies in the same industry.
  • GPN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.41.
Industry RankSector Rank
PE 5.92
Fwd PE 5.19
GPN Price Earnings VS Forward Price EarningsGPN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, GPN is valued a bit cheaper than 71.00% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of GPN indicates a somewhat cheap valuation: GPN is cheaper than 77.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 9.77
EV/EBITDA 8.89
GPN Per share dataGPN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • GPN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of GPN may justify a higher PE ratio.
  • A more expensive valuation may be justified as GPN's earnings are expected to grow with 16.81% in the coming years.
PEG (NY)0.42
PEG (5Y)0.43
EPS Next 2Y15.64%
EPS Next 3Y16.81%

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6

5. GPN Dividend Analysis

5.1 Amount

  • GPN has a Yearly Dividend Yield of 1.39%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 1.86, GPN pays a bit more dividend than its industry peers.
  • Compared to the average S&P500 Dividend Yield of 1.80, GPN is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.39%

5.2 History

  • The dividend of GPN has a limited annual growth rate of 4.73%.
  • GPN has been paying a dividend for at least 10 years, so it has a reliable track record.
  • GPN has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)4.73%
Div Incr Years0
Div Non Decr Years7
GPN Yearly Dividends per shareGPN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 17.04% of the earnings are spent on dividend by GPN. This is a low number and sustainable payout ratio.
  • The dividend of GPN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP17.04%
EPS Next 2Y15.64%
EPS Next 3Y16.81%
GPN Yearly Income VS Free CF VS DividendGPN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B
GPN Dividend Payout.GPN Dividend Payout, showing the Payout Ratio.GPN Dividend Payout.PayoutRetained Earnings

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GPN Fundamentals: All Metrics, Ratios and Statistics

GLOBAL PAYMENTS INC

NYSE:GPN (5/1/2026, 8:04:00 PM)

After market: 72.36 0 (0%)

72.36

+0.4 (+0.56%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry Strength32.3
Industry Growth77.02
Earnings (Last)02-18
Earnings (Next)05-06
Inst Owners85.97%
Inst Owner Change-1.11%
Ins Owners0.51%
Ins Owner Change0.58%
Market Cap19.92B
Revenue(TTM)8.31B
Net Income(TTM)1.40B
Analysts71.89
Price Target99.58 (37.62%)
Short Float %5.47%
Short Ratio3.5
Dividend
Industry RankSector Rank
Dividend Yield 1.39%
Yearly Dividend0.98
Dividend Growth(5Y)4.73%
DP17.04%
Div Incr Years0
Div Non Decr Years7
Ex-Date03-09
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.4%
Min EPS beat(2)-0.49%
Max EPS beat(2)-0.31%
EPS beat(4)1
Avg EPS beat(4)-0.58%
Min EPS beat(4)-1.97%
Max EPS beat(4)0.44%
EPS beat(8)2
Avg EPS beat(8)-0.77%
EPS beat(12)5
Avg EPS beat(12)-0.23%
EPS beat(16)6
Avg EPS beat(16)-0.28%
Revenue beat(2)0
Avg Revenue beat(2)-0.8%
Min Revenue beat(2)-1.14%
Max Revenue beat(2)-0.46%
Revenue beat(4)0
Avg Revenue beat(4)-0.85%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)-0.46%
Revenue beat(8)0
Avg Revenue beat(8)-1.05%
Revenue beat(12)1
Avg Revenue beat(12)-0.76%
Revenue beat(16)5
Avg Revenue beat(16)1.94%
PT rev (1m)-4.52%
PT rev (3m)-6.27%
EPS NQ rev (1m)-2.79%
EPS NQ rev (3m)-5.77%
EPS NY rev (1m)-0.28%
EPS NY rev (3m)1.43%
Revenue NQ rev (1m)-1.34%
Revenue NQ rev (3m)24.47%
Revenue NY rev (1m)-0.44%
Revenue NY rev (3m)29.25%
Valuation
Industry RankSector Rank
PE 5.92
Fwd PE 5.19
P/S 2.4
P/FCF 9.77
P/OCF 7.5
P/B 0.87
P/tB 12.6
EV/EBITDA 8.89
EPS(TTM)12.23
EY16.9%
EPS(NY)13.94
Fwd EY19.26%
FCF(TTM)7.41
FCFY10.24%
OCF(TTM)9.65
OCFY13.34%
SpS30.19
BVpS83.16
TBVpS5.74
PEG (NY)0.42
PEG (5Y)0.43
Graham Number151.272 (109.05%)
Profitability
Industry RankSector Rank
ROA 2.62%
ROE 6.12%
ROCE 5.01%
ROIC 4.09%
ROICexc 4.99%
ROICexgc 11.39%
OM 27.68%
PM (TTM) 16.85%
GM 69.36%
FCFM 24.54%
ROA(3y)2.64%
ROA(5y)2.06%
ROE(3y)5.82%
ROE(5y)4.34%
ROIC(3y)4.03%
ROIC(5y)3.91%
ROICexc(3y)4.47%
ROICexc(5y)4.26%
ROICexgc(3y)33.48%
ROICexgc(5y)38.41%
ROCE(3y)4.98%
ROCE(5y)4.84%
ROICexgc growth 3Y-36.67%
ROICexgc growth 5Y-24.88%
ROICexc growth 3Y3.46%
ROICexc growth 5Y12.84%
OM growth 3Y10.06%
OM growth 5Y11.89%
PM growth 3Y144.55%
PM growth 5Y18.2%
GM growth 3Y7.63%
GM growth 5Y7.19%
F-Score6
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF 10.7
Debt/EBITDA 5.35
Cap/Depr 43.65%
Cap/Sales 7.43%
Interest Coverage 4
Cash Conversion 71.5%
Profit Quality 145.62%
Current Ratio 1.69
Quick Ratio 1.69
Altman-Z 0.96
F-Score6
WACC5.79%
ROIC/WACC0.71
Cap/Depr(3y)38.98%
Cap/Depr(5y)36.63%
Cap/Sales(3y)7.85%
Cap/Sales(5y)7.24%
Profit Quality(3y)152.88%
Profit Quality(5y)431.18%
High Growth Momentum
Growth
EPS 1Y (TTM)5.89%
EPS 3Y9.44%
EPS 5Y13.83%
EPS Q2Q%7.8%
EPS Next Y13.95%
EPS Next 2Y15.64%
EPS Next 3Y16.81%
EPS Next 5Y16.82%
Revenue 1Y (TTM)-17.78%
Revenue growth 3Y-4.96%
Revenue growth 5Y0.75%
Sales Q2Q%1.37%
Revenue Next Year34.07%
Revenue Next 2Y19.36%
Revenue Next 3Y13.93%
Revenue Next 5Y9.96%
EBIT growth 1Y-2.74%
EBIT growth 3Y4.6%
EBIT growth 5Y12.73%
EBIT Next Year42.33%
EBIT Next 3Y17.86%
EBIT Next 5Y13.95%
FCF growth 1Y-14.43%
FCF growth 3Y7.78%
FCF growth 5Y1.66%
OCF growth 1Y-13.11%
OCF growth 3Y5.79%
OCF growth 5Y2.8%

GLOBAL PAYMENTS INC / GPN Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GLOBAL PAYMENTS INC?

ChartMill assigns a fundamental rating of 6 / 10 to GPN.


What is the valuation status for GPN stock?

ChartMill assigns a valuation rating of 8 / 10 to GLOBAL PAYMENTS INC (GPN). This can be considered as Undervalued.


How profitable is GLOBAL PAYMENTS INC (GPN) stock?

GLOBAL PAYMENTS INC (GPN) has a profitability rating of 7 / 10.


What is the financial health of GLOBAL PAYMENTS INC (GPN) stock?

The financial health rating of GLOBAL PAYMENTS INC (GPN) is 4 / 10.


Can you provide the dividend sustainability for GPN stock?

The dividend rating of GLOBAL PAYMENTS INC (GPN) is 6 / 10 and the dividend payout ratio is 17.04%.