GLOBAL PAYMENTS INC (GPN) Fundamental Analysis & Valuation

NYSE:GPN • US37940X1028

Current stock price

68.18 USD
-1.46 (-2.1%)
At close:
68.18 USD
0 (0%)
After Hours:

This GPN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. GPN Profitability Analysis

1.1 Basic Checks

  • GPN had positive earnings in the past year.
  • In the past year GPN had a positive cash flow from operations.
  • Each year in the past 5 years GPN has been profitable.
  • Each year in the past 5 years GPN had a positive operating cash flow.
GPN Yearly Net Income VS EBIT VS OCF VS FCFGPN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.62%, GPN is in the better half of the industry, outperforming 65.31% of the companies in the same industry.
  • GPN's Return On Equity of 6.12% is in line compared to the rest of the industry. GPN outperforms 41.84% of its industry peers.
  • GPN has a Return On Invested Capital of 4.09%. This is comparable to the rest of the industry: GPN outperforms 58.16% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for GPN is below the industry average of 8.22%.
  • The 3 year average ROIC (4.03%) for GPN is below the current ROIC(4.09%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.62%
ROE 6.12%
ROIC 4.09%
ROA(3y)2.64%
ROA(5y)2.06%
ROE(3y)5.82%
ROE(5y)4.34%
ROIC(3y)4.03%
ROIC(5y)3.91%
GPN Yearly ROA, ROE, ROICGPN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • GPN has a better Profit Margin (16.85%) than 67.35% of its industry peers.
  • In the last couple of years the Profit Margin of GPN has grown nicely.
  • GPN has a Operating Margin of 27.68%. This is in the better half of the industry: GPN outperforms 76.53% of its industry peers.
  • In the last couple of years the Operating Margin of GPN has grown nicely.
  • GPN's Gross Margin of 69.36% is fine compared to the rest of the industry. GPN outperforms 79.59% of its industry peers.
  • In the last couple of years the Gross Margin of GPN has grown nicely.
Industry RankSector Rank
OM 27.68%
PM (TTM) 16.85%
GM 69.36%
OM growth 3Y10.06%
OM growth 5Y11.89%
PM growth 3Y144.55%
PM growth 5Y18.2%
GM growth 3Y7.63%
GM growth 5Y7.19%
GPN Yearly Profit, Operating, Gross MarginsGPN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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4

2. GPN Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), GPN is destroying value.
  • The number of shares outstanding for GPN has been reduced compared to 1 year ago.
  • GPN has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for GPN is higher compared to a year ago.
GPN Yearly Shares OutstandingGPN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M
GPN Yearly Total Debt VS Total AssetsGPN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B 50B

2.2 Solvency

  • Based on the Altman-Z score of 0.95, we must say that GPN is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of GPN (0.95) is comparable to the rest of the industry.
  • GPN has a debt to FCF ratio of 10.70. This is a negative value and a sign of low solvency as GPN would need 10.70 years to pay back of all of its debts.
  • GPN's Debt to FCF ratio of 10.70 is in line compared to the rest of the industry. GPN outperforms 45.92% of its industry peers.
  • GPN has a Debt/Equity ratio of 0.87. This is a neutral value indicating GPN is somewhat dependend on debt financing.
  • GPN has a Debt to Equity ratio (0.87) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF 10.7
Altman-Z 0.95
ROIC/WACC0.59
WACC6.88%
GPN Yearly LT Debt VS Equity VS FCFGPN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.3 Liquidity

  • A Current Ratio of 1.69 indicates that GPN should not have too much problems paying its short term obligations.
  • GPN has a better Current ratio (1.69) than 73.47% of its industry peers.
  • GPN has a Quick Ratio of 1.69. This is a normal value and indicates that GPN is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.69, GPN is in the better half of the industry, outperforming 74.49% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.69
Quick Ratio 1.69
GPN Yearly Current Assets VS Current LiabilitesGPN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

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5

3. GPN Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.89% over the past year.
  • The Earnings Per Share has been growing by 13.83% on average over the past years. This is quite good.
  • GPN shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -17.78%.
  • GPN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.75% yearly.
EPS 1Y (TTM)5.89%
EPS 3Y9.44%
EPS 5Y13.83%
EPS Q2Q%7.8%
Revenue 1Y (TTM)-17.78%
Revenue growth 3Y-4.96%
Revenue growth 5Y0.75%
Sales Q2Q%1.37%

3.2 Future

  • Based on estimates for the next years, GPN will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.92% on average per year.
  • The Revenue is expected to grow by 9.96% on average over the next years. This is quite good.
EPS Next Y14.27%
EPS Next 2Y15.54%
EPS Next 3Y16.42%
EPS Next 5Y17.92%
Revenue Next Year34.33%
Revenue Next 2Y19.82%
Revenue Next 3Y14.81%
Revenue Next 5Y9.96%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
GPN Yearly Revenue VS EstimatesGPN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
GPN Yearly EPS VS EstimatesGPN Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5 10 15 20

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8

4. GPN Valuation Analysis

4.1 Price/Earnings Ratio

  • GPN is valuated cheaply with a Price/Earnings ratio of 5.57.
  • Compared to the rest of the industry, the Price/Earnings ratio of GPN indicates a rather cheap valuation: GPN is cheaper than 87.76% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.73. GPN is valued rather cheaply when compared to this.
  • GPN is valuated cheaply with a Price/Forward Earnings ratio of 4.88.
  • Based on the Price/Forward Earnings ratio, GPN is valued cheaply inside the industry as 84.69% of the companies are valued more expensively.
  • GPN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.72.
Industry RankSector Rank
PE 5.57
Fwd PE 4.88
GPN Price Earnings VS Forward Price EarningsGPN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, GPN is valued a bit cheaper than the industry average as 72.45% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, GPN is valued a bit cheaper than the industry average as 75.51% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.36
EV/EBITDA 8.78
GPN Per share dataGPN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • GPN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of GPN may justify a higher PE ratio.
  • GPN's earnings are expected to grow with 16.42% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.39
PEG (5Y)0.4
EPS Next 2Y15.54%
EPS Next 3Y16.42%

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5

5. GPN Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.42%, GPN has a reasonable but not impressive dividend return.
  • GPN's Dividend Yield is comparable with the industry average which is at 2.61.
  • Compared to the average S&P500 Dividend Yield of 1.91, GPN is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.42%

5.2 History

  • The dividend of GPN has a limited annual growth rate of 4.73%.
  • GPN has been paying a dividend for at least 10 years, so it has a reliable track record.
  • As GPN did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)4.73%
Div Incr Years0
Div Non Decr Years6
GPN Yearly Dividends per shareGPN Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 17.04% of the earnings are spent on dividend by GPN. This is a low number and sustainable payout ratio.
  • The dividend of GPN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP17.04%
EPS Next 2Y15.54%
EPS Next 3Y16.42%
GPN Yearly Income VS Free CF VS DividendGPN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B
GPN Dividend Payout.GPN Dividend Payout, showing the Payout Ratio.GPN Dividend Payout.PayoutRetained Earnings

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GPN Fundamentals: All Metrics, Ratios and Statistics

GLOBAL PAYMENTS INC

NYSE:GPN (3/19/2026, 8:04:25 PM)

After market: 68.18 0 (0%)

68.18

-1.46 (-2.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-18
Earnings (Next)05-04
Inst Owners84.64%
Inst Owner Change4.74%
Ins Owners0.45%
Ins Owner Change0.58%
Market Cap19.08B
Revenue(TTM)8.31B
Net Income(TTM)1.40B
Analysts71.89
Price Target104.25 (52.9%)
Short Float %4.5%
Short Ratio2.71
Dividend
Industry RankSector Rank
Dividend Yield 1.42%
Yearly Dividend0.98
Dividend Growth(5Y)4.73%
DP17.04%
Div Incr Years0
Div Non Decr Years6
Ex-Date03-09
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.4%
Min EPS beat(2)-0.49%
Max EPS beat(2)-0.31%
EPS beat(4)1
Avg EPS beat(4)-0.58%
Min EPS beat(4)-1.97%
Max EPS beat(4)0.44%
EPS beat(8)2
Avg EPS beat(8)-0.77%
EPS beat(12)5
Avg EPS beat(12)-0.23%
EPS beat(16)6
Avg EPS beat(16)-0.28%
Revenue beat(2)0
Avg Revenue beat(2)-0.8%
Min Revenue beat(2)-1.14%
Max Revenue beat(2)-0.46%
Revenue beat(4)0
Avg Revenue beat(4)-0.85%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)-0.46%
Revenue beat(8)0
Avg Revenue beat(8)-1.05%
Revenue beat(12)1
Avg Revenue beat(12)-0.76%
Revenue beat(16)5
Avg Revenue beat(16)1.94%
PT rev (1m)-0.9%
PT rev (3m)-2.08%
EPS NQ rev (1m)-1.1%
EPS NQ rev (3m)-1.09%
EPS NY rev (1m)1.36%
EPS NY rev (3m)1.26%
Revenue NQ rev (1m)28.28%
Revenue NQ rev (3m)28.28%
Revenue NY rev (1m)26.9%
Revenue NY rev (3m)28.92%
Valuation
Industry RankSector Rank
PE 5.57
Fwd PE 4.88
P/S 2.3
P/FCF 9.36
P/OCF 7.18
P/B 0.83
P/tB 12.07
EV/EBITDA 8.78
EPS(TTM)12.23
EY17.94%
EPS(NY)13.98
Fwd EY20.5%
FCF(TTM)7.28
FCFY10.68%
OCF(TTM)9.49
OCFY13.92%
SpS29.69
BVpS81.77
TBVpS5.65
PEG (NY)0.39
PEG (5Y)0.4
Graham Number150.01
Profitability
Industry RankSector Rank
ROA 2.62%
ROE 6.12%
ROCE 5.01%
ROIC 4.09%
ROICexc 4.99%
ROICexgc 11.39%
OM 27.68%
PM (TTM) 16.85%
GM 69.36%
FCFM 24.54%
ROA(3y)2.64%
ROA(5y)2.06%
ROE(3y)5.82%
ROE(5y)4.34%
ROIC(3y)4.03%
ROIC(5y)3.91%
ROICexc(3y)4.47%
ROICexc(5y)4.26%
ROICexgc(3y)33.48%
ROICexgc(5y)38.41%
ROCE(3y)4.98%
ROCE(5y)4.84%
ROICexgc growth 3Y-36.67%
ROICexgc growth 5Y-24.88%
ROICexc growth 3Y3.46%
ROICexc growth 5Y12.84%
OM growth 3Y10.06%
OM growth 5Y11.89%
PM growth 3Y144.55%
PM growth 5Y18.2%
GM growth 3Y7.63%
GM growth 5Y7.19%
F-Score6
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF 10.7
Debt/EBITDA 5.35
Cap/Depr 43.65%
Cap/Sales 7.43%
Interest Coverage 4
Cash Conversion 71.5%
Profit Quality 145.62%
Current Ratio 1.69
Quick Ratio 1.69
Altman-Z 0.95
F-Score6
WACC6.88%
ROIC/WACC0.59
Cap/Depr(3y)38.98%
Cap/Depr(5y)36.63%
Cap/Sales(3y)7.85%
Cap/Sales(5y)7.24%
Profit Quality(3y)152.88%
Profit Quality(5y)431.18%
High Growth Momentum
Growth
EPS 1Y (TTM)5.89%
EPS 3Y9.44%
EPS 5Y13.83%
EPS Q2Q%7.8%
EPS Next Y14.27%
EPS Next 2Y15.54%
EPS Next 3Y16.42%
EPS Next 5Y17.92%
Revenue 1Y (TTM)-17.78%
Revenue growth 3Y-4.96%
Revenue growth 5Y0.75%
Sales Q2Q%1.37%
Revenue Next Year34.33%
Revenue Next 2Y19.82%
Revenue Next 3Y14.81%
Revenue Next 5Y9.96%
EBIT growth 1Y-2.74%
EBIT growth 3Y4.6%
EBIT growth 5Y12.73%
EBIT Next Year39.81%
EBIT Next 3Y17.76%
EBIT Next 5Y14.54%
FCF growth 1Y-14.43%
FCF growth 3Y7.78%
FCF growth 5Y1.66%
OCF growth 1Y-13.11%
OCF growth 3Y5.79%
OCF growth 5Y2.8%

GLOBAL PAYMENTS INC / GPN Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for GLOBAL PAYMENTS INC?

ChartMill assigns a fundamental rating of 6 / 10 to GPN.


What is the valuation status of GLOBAL PAYMENTS INC (GPN) stock?

ChartMill assigns a valuation rating of 8 / 10 to GLOBAL PAYMENTS INC (GPN). This can be considered as Undervalued.


What is the profitability of GPN stock?

GLOBAL PAYMENTS INC (GPN) has a profitability rating of 7 / 10.


What is the valuation of GLOBAL PAYMENTS INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for GLOBAL PAYMENTS INC (GPN) is 5.57 and the Price/Book (PB) ratio is 0.83.


Is the dividend of GLOBAL PAYMENTS INC sustainable?

The dividend rating of GLOBAL PAYMENTS INC (GPN) is 5 / 10 and the dividend payout ratio is 17.04%.