GRENKE AG (GLJ.DE) Fundamental Analysis & Valuation

FRA:GLJ • DE000A161N30

Current stock price

12.74 EUR
-0.26 (-2%)
Last:

This GLJ.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. GLJ.DE Profitability Analysis

1.1 Basic Checks

  • GLJ had positive earnings in the past year.
  • In the past year GLJ has reported a negative cash flow from operations.
  • Each year in the past 5 years GLJ has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: GLJ reported negative operating cash flow in multiple years.
GLJ.DE Yearly Net Income VS EBIT VS OCF VS FCFGLJ.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M

1.2 Ratios

  • The Return On Assets of GLJ (0.63%) is comparable to the rest of the industry.
  • GLJ has a Return On Equity (4.23%) which is in line with its industry peers.
  • GLJ has a Return On Invested Capital (1.24%) which is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for GLJ is significantly below the industry average of 8.81%.
Industry RankSector Rank
ROA 0.63%
ROE 4.23%
ROIC 1.24%
ROA(3y)0.87%
ROA(5y)1.04%
ROE(3y)5.06%
ROE(5y)5.62%
ROIC(3y)1.66%
ROIC(5y)1.88%
GLJ.DE Yearly ROA, ROE, ROICGLJ.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10

1.3 Margins

  • With a Profit Margin value of 6.18%, GLJ perfoms like the industry average, outperforming 49.09% of the companies in the same industry.
  • GLJ's Profit Margin has declined in the last couple of years.
  • GLJ has a Operating Margin (10.57%) which is comparable to the rest of the industry.
  • GLJ's Operating Margin has declined in the last couple of years.
  • The Gross Margin of GLJ (71.50%) is better than 72.73% of its industry peers.
  • In the last couple of years the Gross Margin of GLJ has declined.
Industry RankSector Rank
OM 10.57%
PM (TTM) 6.18%
GM 71.5%
OM growth 3Y-16.63%
OM growth 5Y-11.94%
PM growth 3Y-23.96%
PM growth 5Y-14.64%
GM growth 3Y-6.71%
GM growth 5Y-4.49%
GLJ.DE Yearly Profit, Operating, Gross MarginsGLJ.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. GLJ.DE Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so GLJ is still creating some value.
  • Compared to 1 year ago, GLJ has about the same amount of shares outstanding.
  • GLJ has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, GLJ has a worse debt to assets ratio.
GLJ.DE Yearly Shares OutstandingGLJ.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
GLJ.DE Yearly Total Debt VS Total AssetsGLJ.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.2 Solvency

  • GLJ has an Altman-Z score of 0.41. This is a bad value and indicates that GLJ is not financially healthy and even has some risk of bankruptcy.
  • GLJ's Altman-Z score of 0.41 is on the low side compared to the rest of the industry. GLJ is outperformed by 63.64% of its industry peers.
  • GLJ has a Debt/Equity ratio of 3.41. This is a high value indicating a heavy dependency on external financing.
  • GLJ has a Debt to Equity ratio of 3.41. This is amonst the worse of the industry: GLJ underperforms 80.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.41
Debt/FCF N/A
Altman-Z 0.41
ROIC/WACC0.77
WACC1.61%
GLJ.DE Yearly LT Debt VS Equity VS FCFGLJ.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B

2.3 Liquidity

  • A Current Ratio of 1.24 indicates that GLJ should not have too much problems paying its short term obligations.
  • GLJ has a Current ratio (1.24) which is in line with its industry peers.
  • A Quick Ratio of 1.24 indicates that GLJ should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.24, GLJ is in line with its industry, outperforming 52.73% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.24
Quick Ratio 1.24
GLJ.DE Yearly Current Assets VS Current LiabilitesGLJ.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. GLJ.DE Growth Analysis

3.1 Past

  • The earnings per share for GLJ have decreased strongly by -10.06% in the last year.
  • Measured over the past years, GLJ shows a decrease in Earnings Per Share. The EPS has been decreasing by -6.98% on average per year.
  • The Revenue has grown by 16.46% in the past year. This is quite good.
  • Measured over the past years, GLJ shows a small growth in Revenue. The Revenue has been growing by 7.91% on average per year.
EPS 1Y (TTM)-10.06%
EPS 3Y-9.56%
EPS 5Y-6.98%
EPS Q2Q%42.29%
Revenue 1Y (TTM)16.46%
Revenue growth 3Y16.92%
Revenue growth 5Y7.91%
Sales Q2Q%0.45%

3.2 Future

  • The Earnings Per Share is expected to grow by 26.73% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, GLJ will show a quite strong growth in Revenue. The Revenue will grow by 9.33% on average per year.
EPS Next Y25.45%
EPS Next 2Y26.73%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year8.9%
Revenue Next 2Y9.6%
Revenue Next 3Y9.33%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
GLJ.DE Yearly Revenue VS EstimatesGLJ.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
GLJ.DE Yearly EPS VS EstimatesGLJ.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2 2.5

More info and screens

Find the best growth stocksShow best growing peers

6

4. GLJ.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 9.88, the valuation of GLJ can be described as very reasonable.
  • Based on the Price/Earnings ratio, GLJ is valued a bit cheaper than the industry average as 69.09% of the companies are valued more expensively.
  • GLJ's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.91.
  • A Price/Forward Earnings ratio of 7.62 indicates a rather cheap valuation of GLJ.
  • Based on the Price/Forward Earnings ratio, GLJ is valued a bit cheaper than 76.36% of the companies in the same industry.
  • GLJ is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.69, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 9.88
Fwd PE 7.62
GLJ.DE Price Earnings VS Forward Price EarningsGLJ.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as GLJ.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 56.63
GLJ.DE Per share dataGLJ.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • GLJ's earnings are expected to grow with 26.73% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.39
PEG (5Y)N/A
EPS Next 2Y26.73%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. GLJ.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.41%, GLJ has a reasonable but not impressive dividend return.
  • GLJ's Dividend Yield is a higher than the industry average which is at 2.60.
  • GLJ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 3.41%

5.2 History

  • The dividend of GLJ decreases each year by -8.04%.
Dividend Growth(5Y)-8.04%
Div Incr Years1
Div Non Decr Years1
GLJ.DE Yearly Dividends per shareGLJ.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • GLJ pays out 30.92% of its income as dividend. This is a sustainable payout ratio.
DP30.92%
EPS Next 2Y26.73%
EPS Next 3YN/A
GLJ.DE Yearly Income VS Free CF VS DividendGLJ.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M
GLJ.DE Dividend Payout.GLJ.DE Dividend Payout, showing the Payout Ratio.GLJ.DE Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

GLJ.DE Fundamentals: All Metrics, Ratios and Statistics

GRENKE AG

FRA:GLJ (4/9/2026, 3:55:00 PM)

12.74

-0.26 (-2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)04-01
Earnings (Next)07-01
Inst Owners20.98%
Inst Owner ChangeN/A
Ins Owners0.12%
Ins Owner ChangeN/A
Market Cap592.41M
Revenue(TTM)924.29M
Net Income(TTM)57.15M
Analysts78
Price Target20.77 (63.03%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.41%
Yearly Dividend0.4
Dividend Growth(5Y)-8.04%
DP30.92%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.17%
PT rev (3m)-7.42%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-11.99%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.66%
Revenue NY rev (3m)-4.1%
Valuation
Industry RankSector Rank
PE 9.88
Fwd PE 7.62
P/S 0.64
P/FCF N/A
P/OCF N/A
P/B 0.44
P/tB 0.49
EV/EBITDA 56.63
EPS(TTM)1.29
EY10.13%
EPS(NY)1.67
Fwd EY13.13%
FCF(TTM)-5.15
FCFYN/A
OCF(TTM)-4.75
OCFYN/A
SpS19.88
BVpS29.07
TBVpS25.77
PEG (NY)0.39
PEG (5Y)N/A
Graham Number29.05
Profitability
Industry RankSector Rank
ROA 0.63%
ROE 4.23%
ROCE 1.6%
ROIC 1.24%
ROICexc 1.44%
ROICexgc 1.48%
OM 10.57%
PM (TTM) 6.18%
GM 71.5%
FCFM N/A
ROA(3y)0.87%
ROA(5y)1.04%
ROE(3y)5.06%
ROE(5y)5.62%
ROIC(3y)1.66%
ROIC(5y)1.88%
ROICexc(3y)1.97%
ROICexc(5y)2.22%
ROICexgc(3y)2%
ROICexgc(5y)2.26%
ROCE(3y)2.13%
ROCE(5y)2.42%
ROICexgc growth 3Y-15.19%
ROICexgc growth 5Y-13.45%
ROICexc growth 3Y-15.58%
ROICexc growth 5Y-13.59%
OM growth 3Y-16.63%
OM growth 5Y-11.94%
PM growth 3Y-23.96%
PM growth 5Y-14.64%
GM growth 3Y-6.71%
GM growth 5Y-4.49%
F-Score3
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 3.41
Debt/FCF N/A
Debt/EBITDA 37.67
Cap/Depr 76.13%
Cap/Sales 2.03%
Interest Coverage 2.19
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.24
Quick Ratio 1.24
Altman-Z 0.41
F-Score3
WACC1.61%
ROIC/WACC0.77
Cap/Depr(3y)43.78%
Cap/Depr(5y)35.86%
Cap/Sales(3y)1.4%
Cap/Sales(5y)1.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-10.06%
EPS 3Y-9.56%
EPS 5Y-6.98%
EPS Q2Q%42.29%
EPS Next Y25.45%
EPS Next 2Y26.73%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)16.46%
Revenue growth 3Y16.92%
Revenue growth 5Y7.91%
Sales Q2Q%0.45%
Revenue Next Year8.9%
Revenue Next 2Y9.6%
Revenue Next 3Y9.33%
Revenue Next 5YN/A
EBIT growth 1Y3.44%
EBIT growth 3Y-2.52%
EBIT growth 5Y-4.97%
EBIT Next Year5.29%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-162.14%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-156.02%
OCF growth 3YN/A
OCF growth 5YN/A

GRENKE AG / GLJ.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GRENKE AG (GLJ.DE) stock?

ChartMill assigns a fundamental rating of 4 / 10 to GLJ.DE.


What is the valuation status for GLJ stock?

ChartMill assigns a valuation rating of 6 / 10 to GRENKE AG (GLJ.DE). This can be considered as Fairly Valued.


Can you provide the profitability details for GRENKE AG?

GRENKE AG (GLJ.DE) has a profitability rating of 3 / 10.


What are the PE and PB ratios of GRENKE AG (GLJ.DE) stock?

The Price/Earnings (PE) ratio for GRENKE AG (GLJ.DE) is 9.88 and the Price/Book (PB) ratio is 0.44.


How sustainable is the dividend of GRENKE AG (GLJ.DE) stock?

The dividend rating of GRENKE AG (GLJ.DE) is 5 / 10 and the dividend payout ratio is 30.92%.